PBFSFinancial Services · Banks - RegionalTicker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 21 of 100 as at 22 Aug 2026 — in the weakest quartile.
Consensus tells you what everyone already believes. The model scores Pioneer Bancorp, Inc. (New York) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Volatility (96): The share price has been relatively steady.
Quality (9): Profits are thin or unreliable for the size of the business, or they are not turning into cash.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on PBFS, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PBFS appears on the weeks it earns a place.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 32% of US stocks
Cheaper than 30% of US stocks
Cheaper than 65% of US stocks
Higher than 67% of US stocks
Higher than 11% of US stocks
Higher than 77% of US stocks
Higher than 80% of US stocks
Higher than 54% of US stocks
Higher than 47% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Pioneer Bancorp, Inc. (New York) — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Pioneer Bancorp's second-quarter earnings declined year over year, as litigation, acquisition, and staffing costs outweighed growth in net interest income and loans.
Why it matters — PBFS watchers would care because higher expenses offset the bank's income and loan growth, pressuring its quarterly profitability.
As at 22 Aug 2026, Pioneer Bancorp, Inc. (New York) ranks 21 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (96 of 100).
No analyst covering Pioneer Bancorp, Inc. (New York) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PBFS are extrapolating price history, which says nothing about the business.
Pioneer Bancorp, Inc. (New York) returned +30.8% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
Pioneer Bancorp Inc. is a regional financial institution engaged primarily in providing banking services.
The most recent item we track (Zacks Investment Research, 18 Aug 2026): "Pioneer Bancorp Q2 Earnings Fall Y/Y as Expenses Offset Income Growth". Pioneer Bancorp's second-quarter earnings declined year over year, as litigation, acquisition, and staffing costs outweighed growth in net interest income and loans.
Pioneer Bancorp Inc. is a regional financial institution engaged primarily in providing banking services. It functions as the holding company for Pioneer Bank, offering a wide array of financial products to its local communities. The primary services include personal and commercial banking solutions, such as savings and checking accounts, mortgage lending, personal loans, and business loans. Pioneer Bancorp focuses significantly on community banking, which is pivotal in supporting local economies by facilitating financial access to small businesses and individuals. Notably, the company also places a high emphasis on customer-driven services, utilizing both digital platforms and traditional branch networks to enhance banking experiences. Headquartered in upstate New York, Pioneer Bancorp Inc. serves a growing population of clients with a commitment to local engagement and personalized service. It plays a critical role in regional economic development by providing financial resources and supporting local entrepreneurial ventures. Through its operations, Pioneer Bancorp not only secures customer wealth but also contributes to the fiscal vitality of the communities it serves.
CEO Mr. Thomas L. Amell · 298 employees · United States · https://www.pioneerny.com