PBFSPBFSFinancial Services · Banks - Regional

PBFS Stock Forecast: Pioneer Bancorp, Inc. (New York) Price Predictions for 2026-2027

Last close, 3 Aug 2026
$17
+1.34% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 20 of 100 as at 1 Aug 2026 — in the weakest quartile.

Market cap
$431.8M
Ticker Nerd rank
20 / 100
Median analyst target
Analysts covering
Total return, dividends reinvested
1W
−2.7%
1M
+0.9%
YTD
+29.5%
1Y
+41.9%
From 52W high
−3.2%
From 52W low
+41.3%
$12
$18
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PBFS stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Pioneer Bancorp, Inc. (New York) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
20 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
95
Momentum
89
Size
55
Issuance
52
Revisions
25
Value
21
Accruals
18
Growth
16
Quality
9

Volatility (95): The share price has been relatively steady.

Quality (9): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

The rank is the raw material. Whether the rules would actually own Pioneer Bancorp, Inc. (New York) — and when they’d sell — is the membership.

Wall Street

PBFS stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PBFS, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$12$13$14$15$16$17$18Oct 25Jan 26Apr 26Jul 26PBFS

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

PBFS analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Pioneer Bancorp, Inc. (New York) (PBFS) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
24.6×

Cheaper than 33% of US stocks

Price / sales
4.4×

Cheaper than 28% of US stocks

Price / book
1.3×

Cheaper than 64% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
17.9%

Higher than 69% of US stocks

Earnings growth (YoY)
−46.0%

Higher than 11% of US stocks

Gross margin
Operating margin
17.7%

Higher than 78% of US stocks

Net margin
17.1%

Higher than 80% of US stocks

Returns & dividend
Return on equity
6.3%

Higher than 56% of US stocks

Return on assets
0.9%

Higher than 49% of US stocks

Dividend yield

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

PBFS vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
PBFSPioneer Bancorp, Inc. (New York)$431.8M
20
NEWTNewtekOne, Inc.$428.4M
61
PLBCPlumas Bancorp$427.2M
81
AVBCAvidia Bancorp, Inc.$447.7M
31
ISTRInvestar Holding Corp.$414.6M
62
CZNCCitizens & Northern Corp.$451.6M
56
RBBRBB Bancorp$454.9M
93
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PBFS appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

FAQ

Frequently asked questions about PBFS stock

How does Ticker Nerd's model rank PBFS?

As at 1 Aug 2026, Pioneer Bancorp, Inc. (New York) ranks 20 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (95 of 100).

What is the PBFS stock forecast for 2030?

No analyst covering Pioneer Bancorp, Inc. (New York) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PBFS are extrapolating price history, which says nothing about the business.

How has PBFS stock performed over the past year?

Pioneer Bancorp, Inc. (New York) returned +41.9% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Pioneer Bancorp, Inc. (New York) do?

Pioneer Bancorp Inc. is a regional financial institution engaged primarily in providing banking services.

Company

About Pioneer Bancorp, Inc. (New York).

Pioneer Bancorp Inc. is a regional financial institution engaged primarily in providing banking services. It functions as the holding company for Pioneer Bank, offering a wide array of financial products to its local communities. The primary services include personal and commercial banking solutions, such as savings and checking accounts, mortgage lending, personal loans, and business loans. Pioneer Bancorp focuses significantly on community banking, which is pivotal in supporting local economies by facilitating financial access to small businesses and individuals. Notably, the company also places a high emphasis on customer-driven services, utilizing both digital platforms and traditional branch networks to enhance banking experiences. Headquartered in upstate New York, Pioneer Bancorp Inc. serves a growing population of clients with a commitment to local engagement and personalized service. It plays a critical role in regional economic development by providing financial resources and supporting local entrepreneurial ventures. Through its operations, Pioneer Bancorp not only secures customer wealth but also contributes to the fiscal vitality of the communities it serves.

CEO Mr. Thomas L. Amell · 298 employees · United States · https://www.pioneerny.com