PFBCFinancial Services · Banks - RegionalThe 6 Wall Street analysts covering Preferred Bank (California) hold a median 12-month price target of $115 — +7.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 91 of 100 as at 3 Nov 2026 — among the strongest tenth. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Preferred Bank (California) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (87): The business earns solid, repeatable profits on what it owns.
Accruals (31): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on PFBC, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +7.6% from it.
Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 26 Oct 2026 | Piper Sandler | Maintains | Overweight | $120 → $130 |
| 1 Oct 2026 | Piper Sandler | Maintains | Overweight | $115 → $120 |
| 1 Oct 2026 | Piper Sandler | Maintains | Overweight | — |
| 24 Sept 2026 | StoneX | Initiates | Buy | $120 |
| 24 Sept 2026 | StoneX | Initiates | Buy | — |
| 23 July 2026 | Stephens & Co. | Maintains | Equal-Weight | $100 → $110 |
| 23 July 2026 | Stephens & Co. | Maintains | Equal-Weight | — |
| 27 Apr 2026 | Piper Sandler | Maintains | Overweight | — |
| 27 Apr 2026 | Piper Sandler | Maintains | Overweight | $105 → $111 |
| 2 Apr 2026 | Piper Sandler | Maintains | Overweight | — |
| 26 Jan 2026 | Piper Sandler | Maintains | Overweight | — |
| 26 Jan 2026 | Stephens & Co. | Maintains | Equal-Weight | — |
| 22 Oct 2025 | DA Davidson | Maintains | Neutral | — |
| 22 Oct 2025 | Piper Sandler | Maintains | Overweight | — |
| 22 July 2025 | DA Davidson | Maintains | Neutral | — |
| 22 July 2025 | Piper Sandler | Maintains | Overweight | — |
| 29 Apr 2025 | Piper Sandler | Maintains | Overweight | — |
| 29 Apr 2025 | Stephens & Co. | Reiterates | Equal-Weight | — |
| 28 Apr 2025 | DA Davidson | Maintains | Neutral | — |
| 31 Jan 2025 | Piper Sandler | Maintains | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
PFBC appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, Preferred Bank (California) returned +21.4% against +12.9% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 58% of US stocks
Cheaper than 26% of US stocks
Cheaper than 50% of US stocks
Higher than 22% of US stocks
Higher than 28% of US stocks
Higher than 99% of US stocks
Higher than 95% of US stocks
Higher than 77% of US stocks
Higher than 57% of US stocks
Higher than 86% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Preferred Bank (California) has a market value of $1.3B and an enterprise value of $939.7M.
Revenue in the twelve months to 31 Mar 2026: $286.4M. The latest quarter shrank 3.8% year on year.
Net income over the same four quarters: $134.8M, a 47.1% net margin.
Free cash flow in the twelve months to 31 Mar 2026: $166.8M, after $2.3M of capital spending.
Preferred Bank (California) spent $121.2M on share buybacks and $38.1M on dividends in the twelve months to 31 Mar 2026.
Trailing P/E: 10.1×; forward P/E: 9.5× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 2.95%, paying out 36% of earnings.
Preferred Bank (California) employs 324 people — $884K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| PFBCPreferred Bank (California) | $1.3B | 91 |
| CTBICommunity Trust Bancorp, Inc. (Kentucky) | $1.3B | 69 |
| OSBCOld Second Bancorp, Inc. | $1.3B | 82 |
| HFWAHeritage Financial Corp. (Washington) | $1.2B | 35 |
| MCBMetropolitan Bank Holding Corp. | $1.2B | 74 |
| UVSPUnivest Financial Corp. | $1.2B | 67 |
| FMBHFirst Mid Bancshares, Inc. | $1.4B | 50 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Preferred Bank (California) — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research included PFBC, along with SBSI and STNG, on its Zacks Rank #1 (Strong Buy) income stocks list for November 2, 2026.
Why it matters — PFBC watchers may note that the bank appeared on Zacks’ income stocks list for that date.
Seeking Alpha characterizes Preferred Bank as a soft “buy” despite recent declines in revenue and profitability, citing strong asset quality, return on assets of 1.69%, and return on equity of 16.18%. It notes that shares trade at a P/E of 9.7, lower than peers, while the price-to-book valuation is less attractive.
Why it matters — PFBC watchers may note the contrast between the bank’s strong cited returns and asset quality, recent declines, and mixed valuation measures.
Preferred Bank held its third-quarter 2026 earnings conference call on October 23, 2026. The excerpt lists company executives and participating analysts but provides no discussion of results or business performance.
Why it matters — The call is a PFBC earnings update, but the supplied excerpt contains no financial details or management commentary to assess.
Preferred Bank reported third-quarter 2026 net income of $32.9 million, or $2.73 per share. Deposit growth and expense control were partly offset by a reversal of interest income and continued delays in resolving nonaccrual loans.
Why it matters — PFBC watchers may note the earnings alongside mixed trends in deposits, expenses, interest income, and nonaccrual loan resolution.
A Zacks Investment Research item says Preferred Bank’s revenue and EPS for the quarter ended September 2026 provide a view of its performance, and raises comparison of key metrics with Wall Street estimates and year-ago figures. The excerpt does not provide the metrics or comparison results.
Why it matters — PFBC watchers may find comparisons with analyst estimates and year-ago results useful for assessing the quarter, but the excerpt gives no outcomes.
The 6 Wall Street analysts covering Preferred Bank (California) have a median 12-month price target of $115, with estimates ranging from $111 to $130. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 6 analysts covering Preferred Bank (California), 2 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Preferred Bank (California) 91 out of 100 across roughly 4,600 US stocks as at 3 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 3 Nov 2026, Preferred Bank (California) ranks 91 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (87 of 100).
No one can know that. What the data says: the median 12-month target from 6 analysts implies +7.6% from the last close, and Ticker Nerd's factor model ranks Preferred Bank (California) 91 out of 100 as at 3 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Preferred Bank (California) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PFBC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $111 to $130 over the next 12 months.
Preferred Bank (California) returned +21.4% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Preferred Bank is a California-based commercial bank that provides a range of personal, business, and commercial banking services. Its offerings include checking and savings accounts, certificates of deposit, treasury management, electronic banking, debit and credit cards, and lending solutions tailored to individuals, entrepreneurs, real estate professionals, and small to mid-sized businesses.
The most recent item we track (Zacks Investment Research, 2 Nov 2026): "Best Income Stocks to Buy for November 2nd". Zacks Investment Research included PFBC, along with SBSI and STNG, on its Zacks Rank #1 (Strong Buy) income stocks list for November 2, 2026.
Preferred Bank is a California-based commercial bank that provides a range of personal, business, and commercial banking services. Its offerings include checking and savings accounts, certificates of deposit, treasury management, electronic banking, debit and credit cards, and lending solutions tailored to individuals, entrepreneurs, real estate professionals, and small to mid-sized businesses. The bank also serves clients with real estate financing, business loans, consumer credit, and trade finance facilities. With a focus on relationship-based banking, Preferred Bank supports deposit gathering, cash management, and credit needs across its core California market and selected business communities. Founded in 1991 and headquartered in Los Angeles, Preferred Bank operates as an independent regional lender with a strong emphasis on practical banking services for depositors and commercial borrowers.
CEO Mr. Li Yu · 324 employees · United States · https://www.preferredbank.com
