OSBCFinancial Services · Banks - RegionalThe 6 Wall Street analysts covering Old Second Bancorp, Inc. hold a median 12-month price target of $29 — +19.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 82 of 100 as at 31 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Old Second Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (97): The shares have been drifting up relative to others.
Revisions (39): Analysts have, on balance, been cutting their forecasts.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on OSBC, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +19.3% from it.
Of the 20 most recent actions, 4 moved their price target up and 1 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 26 Oct 2026 | Piper Sandler | Maintains | Overweight | $30 → $29 |
| 6 Oct 2026 | Raymond James | Upgrade | Strong Buy | $27 → $30 |
| 6 Oct 2026 | Raymond James | Upgrade | Strong Buy | — |
| 27 July 2026 | Piper Sandler | Reiterates | Overweight | $26 → $30 |
| 27 July 2026 | Piper Sandler | Reiterates | Overweight | — |
| 25 July 2026 | DA Davidson | Maintains | Neutral | — |
| 24 July 2026 | DA Davidson | Maintains | Neutral | $24 → $25 |
| 26 June 2026 | Piper Sandler | Maintains | Overweight | — |
| 26 June 2026 | Piper Sandler | Maintains | Overweight | $25 → $26 |
| 27 Apr 2026 | Piper Sandler | Maintains | Overweight | — |
| 27 Mar 2026 | Stephens & Co. | Assumes | Overweight | $23 |
| 23 Jan 2026 | DA Davidson | Maintains | Neutral | — |
| 24 Oct 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 25 July 2025 | DA Davidson | Maintains | Neutral | — |
| 2 July 2025 | Piper Sandler | Reiterates | Overweight | — |
| 25 Apr 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 25 Apr 2025 | Stephens & Co. | Maintains | Overweight | — |
| 27 Feb 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 26 Feb 2025 | Stephens & Co. | Maintains | Overweight | — |
| 23 Jan 2025 | Stephens & Co. | Reiterates | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
OSBC appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, Old Second Bancorp, Inc. returned +36.1% against +12.4% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 54% of US stocks
Cheaper than 34% of US stocks
Cheaper than 57% of US stocks
Higher than 68% of US stocks
Higher than 90% of US stocks
Higher than 94% of US stocks
Higher than 90% of US stocks
Higher than 70% of US stocks
Higher than 56% of US stocks
Higher than 74% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Old Second Bancorp, Inc. has a market value of $1.2B and an enterprise value of $1.6B.
Revenue in the twelve months to 30 June 2026: $375.0M. The latest quarter grew 19.2% year on year.
Net income over the same four quarters: $92.4M, a 24.6% net margin.
Diluted earnings per share, trailing twelve months: $1.74.
Free cash flow in the twelve months to 30 June 2026: $142.2M.
Old Second Bancorp, Inc. spent $46.1M on share buybacks and $14.1M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 11.4×; forward P/E: 10.3× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.32%, paying out 15% of earnings.
Old Second Bancorp, Inc. employs 1,062 people — $353K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| OSBCOld Second Bancorp, Inc. | $1.2B | 82 |
| CTBICommunity Trust Bancorp, Inc. (Kentucky) | $1.2B | 69 |
| PFBCPreferred Bank (California) | $1.3B | 87 |
| AMTBAmerant Bancorp, Inc. | $1.2B | 69 |
| MCBMetropolitan Bank Holding Corp. | $1.2B | 74 |
| HFWAHeritage Financial Corp. (Washington) | $1.2B | 36 |
| FMBHFirst Mid Bancshares, Inc. | $1.3B | 53 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Old Second Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
24/7 Wall Street highlights five dividend stocks going ex-dividend this week, with yields of up to 5.8%, and notes that investors must hold shares before the cutoff to receive the dividend.
Why it matters — The item concerns dividend stocks generally; the excerpt does not say whether OSBC is among the five, so it provides no OSBC-specific dividend information.
Old Second Bancorp, Inc. held its Q3 2026 earnings call on October 22, 2026. Participants included CEO and Chairman James Eccher, COO and CFO Bradley Adams, and Darin Campbell, who leads specialty lending and affiliated finance businesses.
Why it matters — The transcript provides OSBC watchers with a record of the company’s quarterly earnings call and its participating executives.
Old Second Bancorp reported third-quarter 2026 net income of $28.9 million, or $0.56 per diluted share. Higher net interest margin and improving credit classifications were partly offset by elevated loan charge-offs, primarily tied to one commercial relationship.
Why it matters — OSBC watchers may note the combination of stronger margin and improving credit classifications alongside elevated charge-offs.
Old Second Bancorp reported quarterly earnings of $0.55 per share, below the Zacks Consensus Estimate of $0.59. Earnings were $0.53 per share a year earlier.
Why it matters — OSBC watchers may note the earnings-per-share miss alongside the increase from the prior year.
Old Second Bancorp reported Q3 earnings for the quarter ended September 2026. The excerpt says its revenue and EPS provide a view of performance and points to key metrics compared with Wall Street estimates and year-ago figures.
Why it matters — Those comparisons offer OSBC watchers additional context for assessing the quarter’s results.
The 6 Wall Street analysts covering Old Second Bancorp, Inc. have a median 12-month price target of $29, with estimates ranging from $25 to $29. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 6 analysts covering Old Second Bancorp, Inc., 5 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Old Second Bancorp, Inc. 82 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 31 Oct 2026, Old Second Bancorp, Inc. ranks 82 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (97 of 100).
No one can know that. What the data says: the median 12-month target from 6 analysts implies +19.3% from the last close, and Ticker Nerd's factor model ranks Old Second Bancorp, Inc. 82 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Old Second Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OSBC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $25 to $29 over the next 12 months.
Old Second Bancorp, Inc. returned +36.1% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Old Second Bancorp, Inc. is a bank holding company headquartered in Aurora, Illinois.
The most recent item we track (24/7 Wall Street, 27 Oct 2026): "5 Dividend Stocks With Yields Up to 5.8%. Their Ex-Dividend Dates Are Almost Here". 24/7 Wall Street highlights five dividend stocks going ex-dividend this week, with yields of up to 5.8%, and notes that investors must hold shares before the cutoff to receive the dividend.
Old Second Bancorp, Inc. is a bank holding company headquartered in Aurora, Illinois. It serves as the parent of Old Second National Bank and focuses on community banking services for individuals, businesses, and local organizations. The company provides a broad mix of consumer and commercial banking products, including deposit accounts, lending solutions, mortgage services, trust services, and wealth management. Its business is centered on relationship-based banking, with services designed to support everyday financial needs, small and midsize businesses, and commercial clients across its regional markets. Old Second Bancorp plays a role in the U.S. regional banking sector by combining traditional branch-based banking with digital access and a customer-focused service model.
CEO Mr. James L. Eccher · 1,062 employees · United States · https://www.oldsecond.com
