OSBCOSBCFinancial Services · Banks - Regional

OSBC Stock Forecast: Old Second Bancorp, Inc. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$26
+1.94% on the day

The 6 Wall Street analysts covering Old Second Bancorp, Inc. hold a median 12-month price target of $27 — +4.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 64 of 100 as at 1 Aug 2026 — in the upper half.

Market cap
$1.3B
Ticker Nerd rank
64 / 100
Median analyst target
$27
Analysts covering
6
Total return, dividends reinvested
1W
+4.6%
1M
+11.3%
YTD
+33.5%
1Y
+57.5%
From 52W high
0.0%
From 52W low
+57.8%
$16
$26
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

OSBC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Old Second Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
64 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
89
Revisions
84
Growth
77
Quality
75
Volatility
72
Size
41
Value
34
Issuance
18
Accruals
15

Momentum (89): The shares have been drifting up relative to others.

Accruals (15): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

The rank is the raw material. Whether the rules would actually own Old Second Bancorp, Inc. — and when they’d sell — is the membership.

Wall Street

OSBC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on OSBC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$15$20$25$30Oct 25Jan 26Apr 26Jul 26OSBCHigh $30Median $27Low $24

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says6 analysts
5 Buy1 Hold0 Sell
Low $24Median $27High $30

The green dot is the last close — the median target sits +4.7% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
27 July 2026Piper SandlerReiteratesOverweight$26$30
25 July 2026DA DavidsonMaintainsNeutral
24 July 2026DA DavidsonMaintainsNeutral$24$25
26 June 2026Piper SandlerMaintainsOverweight
26 June 2026Piper SandlerMaintainsOverweight$25$26
27 Apr 2026Piper SandlerMaintainsOverweight
27 Mar 2026Stephens & Co.AssumesOverweight$23
23 Jan 2026DA DavidsonMaintainsNeutral
24 Oct 2025Keefe, Bruyette & WoodsMaintainsOutperform
25 July 2025DA DavidsonMaintainsNeutral
2 July 2025Piper SandlerReiteratesOverweight
25 Apr 2025Keefe, Bruyette & WoodsMaintainsOutperform
25 Apr 2025Stephens & Co.MaintainsOverweight
27 Feb 2025Keefe, Bruyette & WoodsMaintainsOutperform
26 Feb 2025Stephens & Co.MaintainsOverweight
23 Jan 2025Stephens & Co.ReiteratesOverweight
18 Oct 2024Piper SandlerMaintainsOverweight
25 Sept 2024DA DavidsonDowngradeNeutral
17 Sept 2024Raymond JamesDowngradeOutperform
19 July 2024DA DavidsonMaintainsBuy

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

OSBC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
Analysts raising
1
Analysts cutting
1
Fundamentals

Old Second Bancorp, Inc. (OSBC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
15.1×

Cheaper than 47% of US stocks

Price / sales
3.8×

Cheaper than 33% of US stocks

Price / book
1.4×

Cheaper than 58% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
22.7%

Higher than 74% of US stocks

Earnings growth (YoY)
29.1%

Higher than 68% of US stocks

Gross margin
Operating margin
44.7%

Higher than 95% of US stocks

Net margin
27.1%

Higher than 87% of US stocks

Returns & dividend
Return on equity
11.4%

Higher than 68% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
1.1%

Higher than 26% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

OSBC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
OSBCOld Second Bancorp, Inc.$1.3B
64
HBTHBT Financial, Inc.$1.3B
56
FMBHFirst Mid Bancshares, Inc.$1.4B
60
PFBCPreferred Bank (California)$1.4B
79
UVSPUnivest Financial Corp.$1.3B
93
WABCWestamerica Bancorporation$1.4B
84
CTBICommunity Trust Bancorp, Inc. (Kentucky)$1.4B
83
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OSBC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest OSBC news & analysis

Old Second Bancorp (OSBC) Upgraded to Strong Buy: Here's Why

Zacks Investment Research · 31 July 2026positive

Zacks Investment Research upgraded Old Second Bancorp (OSBC) to a Zacks Rank #1 (Strong Buy), citing growing optimism about the company's earnings prospects.

Why it matters — The upgrade signals increased analyst confidence in OSBC's earnings outlook, which is often closely watched by investors monitoring the stock.

Are You Looking for a Top Momentum Pick? Why Old Second Bancorp (OSBC) is a Great Choice

Zacks Investment Research · 27 July 2026positive

Zacks Investment Research published an article questioning whether Old Second Bancorp (OSBC) has what it takes to be a top stock pick for momentum investors, with the headline suggesting it is a great choice.

Why it matters — The article signals that OSBC is being considered by a research firm for momentum-investing potential, which may draw attention from momentum-focused investors.

Old Second Bancorp, Inc. (OSBC) Q2 2026 Earnings Call Transcript

Seeking Alpha · 23 July 2026neutral

Old Second Bancorp, Inc. (OSBC) held its Q2 2026 earnings call, and the transcript of that call has been published by Seeking Alpha.

Why it matters — Earnings call transcripts provide OSBC watchers with a detailed record of management's discussion of the company's quarterly financial results and outlook.

FAQ

Frequently asked questions about OSBC stock

What is the OSBC stock price forecast for 2026-2027?

The 6 Wall Street analysts covering Old Second Bancorp, Inc. have a median 12-month price target of $27, with estimates ranging from $24 to $30. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is OSBC stock a buy right now?

Of the 6 analysts covering Old Second Bancorp, Inc., 5 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Old Second Bancorp, Inc. 64 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank OSBC?

As at 1 Aug 2026, Old Second Bancorp, Inc. ranks 64 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (89 of 100).

Will OSBC stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +4.7% from the last close, and Ticker Nerd's factor model ranks Old Second Bancorp, Inc. 64 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the OSBC stock forecast for 2030?

No analyst covering Old Second Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OSBC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $24 to $30 over the next 12 months.

How has OSBC stock performed over the past year?

Old Second Bancorp, Inc. returned +57.5% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Old Second Bancorp, Inc. do?

Old Second Bancorp, Inc. is a financial services company that primarily functions as a holding company for Old Second National Bank.

What is the latest news on OSBC?

The most recent item we track (Zacks Investment Research, 31 July 2026): "Old Second Bancorp (OSBC) Upgraded to Strong Buy: Here's Why". Zacks Investment Research upgraded Old Second Bancorp (OSBC) to a Zacks Rank #1 (Strong Buy), citing growing optimism about the company's earnings prospects.

Company

About Old Second Bancorp, Inc.

Old Second Bancorp, Inc. is a financial services company that primarily functions as a holding company for Old Second National Bank. The bank provides a diverse range of services tailored to meet the needs of retail consumers, commercial businesses, and municipal entities. Its offerings encompass traditional banking services such as deposits, personal, commercial, and mortgage lending. Additionally, the bank provides more specialized financial solutions like treasury management, trust services, and investment advisory. Old Second Bancorp is notably active in the Chicago metropolitan area, positioning itself as a key player within local financial markets. The company supports economic growth and financial health within its operating regions by facilitating capital access and offering comprehensive financial services. Through its extensive reach and community-focused approach, Old Second Bancorp plays a significant role in the regional banking landscape, contributing to both individual financial security and broader economic stability.

CEO Mr. James L. Eccher · 1,062 employees · United States · https://www.oldsecond.com