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CTBI Stock Forecast: Community Trust Bancorp, Inc. (Kentucky) Price Predictions for 2026-2027

Last close, 4 Sept 2026
$78
+0.35% on the day

The 3 Wall Street analysts covering Community Trust Bancorp, Inc. (Kentucky) hold a median 12-month price target of $81 — +4.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 83 of 100 as at 5 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$1.4B
Ticker Nerd rank
83 / 100
Median analyst target
$81
Analysts covering
3
Revenue$78.5M+11.8% y/y
Net income$29.6M
Free cash flow$43.1M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+1.4%
1M
−2.1%
YTD
+39.9%
1Y
+36.9%
From 52W high
−2.1%
From 52W low
+56.5%
$50
$79
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CTBI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Community Trust Bancorp, Inc. (Kentucky) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 5 Sept 2026
83 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
96
Revisions
95
Quality
87
Volatility
86
Growth
72
Issuance
48
Size
41
Value
31
Accruals
21

Momentum (96): The shares have been drifting up relative to others.

Accruals (21): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

CTBI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CTBI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$50$60$70$80Oct 25Jan 26Apr 26Jul 26CTBIHigh $82Median $81Low $81

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
2 Buy1 Hold0 Sell
Low $81Median $81High $82

The green dot is the last close — the median target sits +4.2% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
2 Sept 2026Raymond JamesAssumesOutperform$82
16 July 2026Piper SandlerMaintainsNeutral$76 → $81
16 July 2026Piper SandlerMaintainsNeutral—
11 June 2026Piper SandlerAssumesNeutral$76
17 July 2025Raymond JamesReiteratesOutperform—
17 Apr 2025Piper SandlerMaintainsOverweight—
2 Apr 2025Raymond JamesMaintainsOutperform—
8 Nov 2024Piper SandlerAssumesOverweight$64
27 Mar 2024Janney Montgomery ScottInitiatesBuy—
16 Feb 2024Piper SandlerInitiatesOverweight—
9 Dec 2020Piper SandlerUpgradeOverweight—
30 Sept 2020Piper SandlerMaintainsNeutral—
2 Mar 2020Piper SandlerMaintainsNeutral—
27 Feb 2017Hilliard LyonsDowngradeUnderperform—
16 July 2015Keefe Bruyette & WoodsMaintainsMarket Perform—
16 July 2015Keefe, Bruyette & WoodsMaintainsMarket Perform—
22 Jan 2015Keefe Bruyette & WoodsMaintainsMarket Perform—
22 Jan 2015Keefe, Bruyette & WoodsMaintainsMarket Perform—
22 Jan 2015Piper SandlerDowngradeHold—
22 Jan 2015Sandler O'NeillDowngradeHold—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CTBI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

CTBI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Sept 2026, Community Trust Bancorp, Inc. (Kentucky) returned +36.9% against +20.0% for the S&P 500, dividends included.

CTBI vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120130140Oct 25Jan 26Apr 26Jul 26CTBIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

CTBI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+8.5%
Analysts raising
3
Analysts cutting
0
Fundamentals

Community Trust Bancorp, Inc. (Kentucky) (CTBI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.0×

Cheaper than 51% of US stocks

Price / sales
4.9×

Cheaper than 25% of US stocks

Price / book
1.6×

Cheaper than 55% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
11.2%

Higher than 55% of US stocks

Earnings growth (YoY)
19.0%

Higher than 57% of US stocks

Gross margin
—
Operating margin
52.1%

Higher than 97% of US stocks

Net margin
37.6%

Higher than 93% of US stocks

Returns & dividend
Return on equity
12.7%

Higher than 70% of US stocks

Return on assets
1.6%

Higher than 56% of US stocks

Dividend yield
3.7%

Higher than 73% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Community Trust Bancorp, Inc. (Kentucky) (CTBI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Community Trust Bancorp, Inc. (Kentucky) has a market value of $1.4B and an enterprise value of $1.7B.

  • Revenue in the twelve months to 30 June 2026: $298.9M. The latest quarter grew 11.2% year on year.

  • Net income over the same four quarters: $108.0M, a 36.1% net margin.

  • Diluted earnings per share, trailing twelve months: $5.97.

  • Free cash flow in the twelve months to 30 June 2026: $130.3M.

  • Community Trust Bancorp, Inc. (Kentucky) spent $38.2M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 18.2M.

  • Trailing P/E: 13.0×; forward P/E: 12.0× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.66%, paying out 36% of earnings.

  • Community Trust Bancorp, Inc. (Kentucky) employs 970 people — $308K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 6 Sept 2026

Data provided by Twelve Data

Peers

CTBI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
CTBICommunity Trust Bancorp, Inc. (Kentucky)$1.4B
83
WABCWestamerica Bancorporation$1.4B
84
PFBCPreferred Bank (California)$1.4B
78
PEBOPeoples Bancorp, Inc. (Ohio)$1.4B
89
TMPTompkins Financial Corp.$1.4B
88
ESQEsquire Financial Holdings, Inc.$1.4B
62
FMBHFirst Mid Bancshares, Inc.$1.4B
61

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Community Trust Bancorp, Inc. (Kentucky) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest CTBI news & analysis

Community Trust Bancorp (CTBI) Could Be a Great Choice

Zacks Investment Research · 26 Aug 2026positive

A Zacks Investment Research article highlights Community Trust Bancorp (CTBI) as a potentially strong dividend stock, noting that dividends are a key benefit for shareholders and questioning whether CTBI has the qualities of a great dividend payer.

Why it matters — CTBI watchers would care because the article spotlights the company's dividend appeal, which is important for income-focused investors evaluating the stock.

Community Trust Bancorp (CTBI) Upgraded to Buy: Here's What You Should Know

Zacks Investment Research · 18 Aug 2026positive

Zacks Investment Research upgraded Community Trust Bancorp (CTBI) to a Zacks Rank #2 (Buy), citing growing optimism about the company's earnings prospects.

Why it matters — A CTBI watcher would care because the upgrade reflects increased analyst confidence in the bank's earnings outlook.

Are You Looking for a High-Growth Dividend Stock?

Zacks Investment Research · 10 Aug 2026positive

Zacks Investment Research published an article highlighting Community Trust Bancorp (CTBI) as a stock to consider for investors seeking high-growth dividend opportunities. The piece poses whether CTBI has what it takes to be a strong dividend stock.

Why it matters — CTBI watchers would care because the article draws positive attention to the company's dividend profile and potential appeal to income-focused investors.

Community Trust Bancorp, Inc. Increases Its Cash Dividend

Business Wire · 29 July 2026positive

Community Trust Bancorp, Inc. announced a 22.6% increase in its quarterly cash dividend to $0.65 per share, effective with the October 1, 2026 payment. The company noted this marks the 46th consecutive year it has raised the cash dividend.

Why it matters — The dividend increase signals the company's ongoing commitment to returning value to shareholders and reflects a long track record of 46 consecutive years of dividend growth.

Why Community Trust Bancorp (CTBI) is a Great Dividend Stock Right Now

Zacks Investment Research · 24 July 2026positive

Zacks Investment Research published a piece examining whether Community Trust Bancorp (CTBI) qualifies as a strong dividend stock for shareholders.

Why it matters — The article suggests CTBI could be an attractive option for income-focused investors evaluating dividend stocks.

FAQ

Frequently asked questions about CTBI stock

What is the CTBI stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Community Trust Bancorp, Inc. (Kentucky) have a median 12-month price target of $81, with estimates ranging from $81 to $82. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is CTBI stock a buy right now?

Of the 3 analysts covering Community Trust Bancorp, Inc. (Kentucky), 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Community Trust Bancorp, Inc. (Kentucky) 83 out of 100 across roughly 4,600 US stocks as at 5 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank CTBI?

As at 5 Sept 2026, Community Trust Bancorp, Inc. (Kentucky) ranks 83 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (96 of 100).

Will CTBI stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +4.2% from the last close, and Ticker Nerd's factor model ranks Community Trust Bancorp, Inc. (Kentucky) 83 out of 100 as at 5 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the CTBI stock forecast for 2030?

No analyst covering Community Trust Bancorp, Inc. (Kentucky) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CTBI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $81 to $82 over the next 12 months.

How has CTBI stock performed over the past year?

Community Trust Bancorp, Inc. (Kentucky) returned +36.9% over the 12 months to 4 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Community Trust Bancorp, Inc. (Kentucky) do?

Community Trust Bancorp Inc. is a bank holding company that provides community banking and trust services through its subsidiaries, Community Trust Bank and Community Trust and Investment Company.

What is the latest news on CTBI?

The most recent item we track (Zacks Investment Research, 26 Aug 2026): "Community Trust Bancorp (CTBI) Could Be a Great Choice". A Zacks Investment Research article highlights Community Trust Bancorp (CTBI) as a potentially strong dividend stock, noting that dividends are a key benefit for shareholders and questioning whether CTBI has the qualities of a great dividend payer.

Company

About Community Trust Bancorp, Inc. (Kentucky).

Community Trust Bancorp Inc. is a bank holding company that provides community banking and trust services through its subsidiaries, Community Trust Bank and Community Trust and Investment Company. Community Trust Bancorp Inc. offers a broad range of commercial and personal banking products, including deposit accounts, lending solutions, cash management, letters of credit, safe deposit boxes, and funds transfer services. It also provides trust, wealth management, brokerage, estate, retirement, and insurance-related services for individuals, businesses, and institutions. The company serves small and mid-sized communities across Kentucky, southern West Virginia, and northeastern Tennessee, with a focus on relationship-based financial services delivered through branch locations and digital banking channels. Headquartered in Pikeville, Kentucky, Community Trust Bancorp Inc. operates as a regional financial institution with a diversified service model centered on banking, trust administration, and wealth management.

CEO Mr. Mark A. Gooch · 970 employees · United States · https://www.ctbi.com