CTBICTBIFinancial Services · Banks - Regional

CTBI Stock Forecast: Community Trust Bancorp, Inc. (Kentucky) Price Predictions for 2026-2027

Last close, 30 Oct 2026
$69
−1.65% on the day

The 3 Wall Street analysts covering Community Trust Bancorp, Inc. (Kentucky) hold a median 12-month price target of $75 — +8.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 69 of 100 as at 31 Oct 2026 — in the upper half.

Market cap
$1.3B
Ticker Nerd rank
69/ 100
Median analyst target
$75
Analysts covering
3
Revenue$78.5M+11.8% y/y
Net income$29.6M
Free cash flow$43.1M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−2.2%
1M
−7.1%
YTD
+25.1%
1Y
+38.6%
From 52W high
−12.5%
From 52W low
+39.5%
$49
$79
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CTBI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Community Trust Bancorp, Inc. (Kentucky) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
69/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
90
Quality
85
Growth
75
Volatility
71
Revisions
54
Value
50
Issuance
50
Size
41
Accruals
26

Momentum (90): The shares have been drifting up relative to others.

Accruals (26): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

CTBI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CTBI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$50$60$70$80Jan 26Apr 26Jul 26Oct 26CTBIHigh $80Median $75Low $75

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
2 Buy1 Hold0 Sell
Low $75Median $75High $80

The green dot is the last close — the median target sits +8.8% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
22 Oct 2026Piper SandlerMaintainsNeutral$81 → $75
2 Sept 2026Raymond JamesAssumesOutperform$82
16 July 2026Piper SandlerMaintainsNeutral$76 → $81
16 July 2026Piper SandlerMaintainsNeutral—
11 June 2026Piper SandlerAssumesNeutral$76
17 July 2025Raymond JamesReiteratesOutperform—
17 Apr 2025Piper SandlerMaintainsOverweight—
2 Apr 2025Raymond JamesMaintainsOutperform—
8 Nov 2024Piper SandlerAssumesOverweight$64
27 Mar 2024Janney Montgomery ScottInitiatesBuy—
16 Feb 2024Piper SandlerInitiatesOverweight—
9 Dec 2020Piper SandlerUpgradeOverweight—
30 Sept 2020Piper SandlerMaintainsNeutral—
2 Mar 2020Piper SandlerMaintainsNeutral—
27 Feb 2017Hilliard LyonsDowngradeUnderperform—
16 July 2015Keefe Bruyette & WoodsMaintainsMarket Perform—
16 July 2015Keefe, Bruyette & WoodsMaintainsMarket Perform—
22 Jan 2015Keefe Bruyette & WoodsMaintainsMarket Perform—
22 Jan 2015Keefe, Bruyette & WoodsMaintainsMarket Perform—
22 Jan 2015Piper SandlerDowngradeHold—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

CTBI appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

CTBI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, Community Trust Bancorp, Inc. (Kentucky) returned +38.6% against +12.4% for the S&P 500, dividends included.

CTBI vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160Jan 26Apr 26Jul 26Oct 26CTBIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

CTBI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
−3.5%
Analysts raising
0
Analysts cutting
1
Fundamentals

Community Trust Bancorp, Inc. (Kentucky) (CTBI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.3×

Cheaper than 54% of US stocks

Price / sales
4.3×

Cheaper than 27% of US stocks

Price / book
1.4×

Cheaper than 54% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
4.3%

Higher than 38% of US stocks

Earnings growth (YoY)
8.3%

Higher than 47% of US stocks

Gross margin
—
Operating margin
49.3%

Higher than 96% of US stocks

Net margin
37.9%

Higher than 93% of US stocks

Returns & dividend
Return on equity
12.9%

Higher than 70% of US stocks

Return on assets
1.6%

Higher than 56% of US stocks

Dividend yield
4.1%

Higher than 91% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Community Trust Bancorp, Inc. (Kentucky) (CTBI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Community Trust Bancorp, Inc. (Kentucky) has a market value of $1.3B and an enterprise value of $1.6B.

  • Revenue in the twelve months to 30 June 2026: $298.9M. The latest quarter grew 4.3% year on year.

  • Net income over the same four quarters: $108.0M, a 36.1% net margin.

  • Diluted earnings per share, trailing twelve months: $5.97.

  • Free cash flow in the twelve months to 30 June 2026: $130.3M.

  • Community Trust Bancorp, Inc. (Kentucky) spent $38.2M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 18.2M.

  • Trailing P/E: 11.3×; forward P/E: 10.6× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 4.12%, paying out 36% of earnings.

  • Community Trust Bancorp, Inc. (Kentucky) employs 968 people — $309K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 1 Nov 2026

Data provided by Twelve Data

Peers

CTBI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
CTBICommunity Trust Bancorp, Inc. (Kentucky)$1.3B69
PFBCPreferred Bank (California)$1.3B87
OSBCOld Second Bancorp, Inc.$1.2B82
AMTBAmerant Bancorp, Inc.$1.2B69
MCBMetropolitan Bank Holding Corp.$1.2B74
HFWAHeritage Financial Corp. (Washington)$1.2B36
FMBHFirst Mid Bancshares, Inc.$1.3B53

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Community Trust Bancorp, Inc. (Kentucky) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest CTBI news & analysis

Community Trust Bancorp, Inc. Declares Its Cash Dividend

Business Wire · 28 Oct 2026positive

Community Trust Bancorp’s board declared a quarterly cash dividend of $0.65 per share on October 27, 2026. It is payable January 4, 2027, to shareholders of record on December 15, 2026.

Why it matters — The declaration provides CTBI watchers with the dividend amount and the payment and record dates.

Lost Money on Community Trust Bancorp, Inc. Stock? Glancy Prongay Wolke & Rotter LLP Investigates Possible Securities Fraud After 9.26% Share Price Drop

Business Wire · 22 Oct 2026negative

Glancy Prongay Wolke & Rotter LLP announced an investigation into whether Community Trust Bancorp may have violated federal securities laws. The investigation follows an October 21, 2026 disclosure and a reported 9.26% share-price drop.

Why it matters — The investigation and reported share-price decline are developments CTBI watchers may want to monitor.

Did You Lose Money on Community Trust Bancorp, Inc. Stock? The Law Offices of Howard G.

Business Wire · 22 Oct 2026negative

The Law Offices of Howard G. Smith said it is investigating whether Community Trust Bancorp may have violated federal securities laws. The notice refers to a company disclosure dated October 21, 2026, but the excerpt ends before describing its contents.

Why it matters — The investigation concerns potential securities-law claims by CTBI investors who suffered losses.

Lost Money on Community Trust Bancorp, Inc. Shares? The Law Offices of Frank R.

Business Wire · 21 Oct 2026negative

The Law Offices of Frank R. Cruz announced an investigation into potential securities fraud claims on behalf of Community Trust Bancorp investors. It is examining whether the company may have violated federal securities laws.

Why it matters — The investigation concerns potential legal claims related to CTBI disclosures and may be relevant to shareholders tracking company-related litigation.

Community Trust Bancorp (CTBI) Reports Q3 Earnings: What Key Metrics Have to Say

Zacks Investment Research · 21 Oct 2026neutral

Zacks Investment Research discusses Community Trust Bancorp’s Q3 results for the quarter ended September 2026, noting that key metrics can be compared with Wall Street estimates and year-ago values. The excerpt does not provide specific results or comparisons.

Why it matters — CTBI watchers may use those metrics to assess quarterly performance relative to estimates and the prior year.

FAQ

Frequently asked questions about CTBI stock

What is the CTBI stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Community Trust Bancorp, Inc. (Kentucky) have a median 12-month price target of $75, with estimates ranging from $75 to $80. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is CTBI stock a buy right now?

Of the 3 analysts covering Community Trust Bancorp, Inc. (Kentucky), 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Community Trust Bancorp, Inc. (Kentucky) 69 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank CTBI?

As at 31 Oct 2026, Community Trust Bancorp, Inc. (Kentucky) ranks 69 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (90 of 100).

Will CTBI stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +8.8% from the last close, and Ticker Nerd's factor model ranks Community Trust Bancorp, Inc. (Kentucky) 69 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the CTBI stock forecast for 2030?

No analyst covering Community Trust Bancorp, Inc. (Kentucky) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CTBI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $75 to $80 over the next 12 months.

How has CTBI stock performed over the past year?

Community Trust Bancorp, Inc. (Kentucky) returned +38.6% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Community Trust Bancorp, Inc. (Kentucky) do?

Community Trust Bancorp Inc. is a bank holding company that provides community banking and trust services through its subsidiaries, Community Trust Bank and Community Trust and Investment Company.

What is the latest news on CTBI?

The most recent item we track (Business Wire, 28 Oct 2026): "Community Trust Bancorp, Inc. Declares Its Cash Dividend". Community Trust Bancorp’s board declared a quarterly cash dividend of $0.65 per share on October 27, 2026. It is payable January 4, 2027, to shareholders of record on December 15, 2026.

Company

About Community Trust Bancorp, Inc. (Kentucky).

Community Trust Bancorp Inc. is a bank holding company that provides community banking and trust services through its subsidiaries, Community Trust Bank and Community Trust and Investment Company. Community Trust Bancorp Inc. offers a broad range of commercial and personal banking products, including deposit accounts, lending solutions, cash management, letters of credit, safe deposit boxes, and funds transfer services. It also provides trust, wealth management, brokerage, estate, retirement, and insurance-related services for individuals, businesses, and institutions. The company serves small and mid-sized communities across Kentucky, southern West Virginia, and northeastern Tennessee, with a focus on relationship-based financial services delivered through branch locations and digital banking channels. Headquartered in Pikeville, Kentucky, Community Trust Bancorp Inc. operates as a regional financial institution with a diversified service model centered on banking, trust administration, and wealth management.

CEO Mr. Mark A. Gooch · 968 employees · United States · https://www.ctbi.com