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HBTHBTFinancial Services · Banks - Regional

HBT Stock Forecast: HBT Financial, Inc. Price Predictions for 2026-2027

Last close, 8 Oct 2026
$36
0.00% on the day

The 5 Wall Street analysts covering HBT Financial, Inc. hold a median 12-month price target of $40 — +12.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 59 of 100 as at 8 Oct 2026 — in the upper half.

Market cap
$1.3B
Ticker Nerd rank
59 / 100
Median analyst target
$40
Analysts covering
5
Revenue$80.3M+37.5% y/y
Net income$27.8M
Free cash flow$15.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.8%
1M
−2.7%
YTD
+40.7%
1Y
+49.3%
From 52W high
−4.5%
From 52W low
+58.9%
$22
$37
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

HBT stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores HBT Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
59 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
97
Revisions
93
Volatility
77
Quality
70
Growth
57
Size
41
Issuance
29
Value
15
Accruals
13

Momentum (97): The shares have been drifting up relative to others.

Accruals (13): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

HBT stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on HBT, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35$40$45Jan 26Apr 26Jul 26Oct 26HBTHigh $44Median $40Low $37

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
3 Buy2 Hold0 Sell
Low $37Median $40High $44

The green dot is the last close — the median target sits +12.6% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
13 Aug 2026Keefe, Bruyette & WoodsReiteratesOutperform$38 → $41
11 Aug 2026DA DavidsonMaintainsNeutral$36 → $38
28 July 2026Keefe, Bruyette & WoodsMaintainsOutperform$34 → $38
28 July 2026Keefe, Bruyette & WoodsMaintainsOutperform—
26 June 2026Piper SandlerMaintainsNeutral$32 → $34
26 June 2026Piper SandlerMaintainsNeutral—
28 Apr 2026DA DavidsonMaintainsNeutral—
28 Apr 2026Piper SandlerMaintainsNeutral—
13 Mar 2026Piper SandlerMaintainsNeutral—
7 Jan 2026Raymond JamesUpgradeOutperform—
21 Oct 2025Piper SandlerMaintainsNeutral—
22 July 2025DA DavidsonMaintainsNeutral—
22 July 2025Keefe, Bruyette & WoodsMaintainsOutperform—
22 July 2025Piper SandlerMaintainsNeutral—
22 July 2025Raymond JamesReiteratesOutperform—
6 May 2025Hovde GroupUpgradeOutperform—
24 Jan 2025Piper SandlerMaintainsNeutral—
4 Dec 2024Keefe, Bruyette & WoodsMaintainsOutperform—
22 Oct 2024Piper SandlerMaintainsNeutral—
25 Sept 2024DA DavidsonDowngradeNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. HBT appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

HBT vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, HBT Financial, Inc. returned +49.3% against +16.2% for the S&P 500, dividends included.

HBT vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150160Jan 26Apr 26Jul 26Oct 26HBTS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

HBT analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+3.4%
Analysts raising
5
Analysts cutting
0
Fundamentals

HBT Financial, Inc. (HBT) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
15.4×

Cheaper than 45% of US stocks

Price / sales
5.0×

Cheaper than 24% of US stocks

Price / book
1.7×

Cheaper than 49% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
37.7%

Higher than 82% of US stocks

Earnings growth (YoY)
44.8%

Higher than 73% of US stocks

Gross margin
—
Operating margin
49.9%

Higher than 96% of US stocks

Net margin
29.2%

Higher than 88% of US stocks

Returns & dividend
Return on equity
11.6%

Higher than 67% of US stocks

Return on assets
1.3%

Higher than 53% of US stocks

Dividend yield
2.8%

Higher than 84% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

HBT Financial, Inc. (HBT) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • HBT Financial, Inc. has a market value of $1.3B and an enterprise value of $1.3B.

  • Revenue in the twelve months to 30 June 2026: $266.6M. The latest quarter grew 37.7% year on year.

  • Net income over the same four quarters: $77.7M, a 29.2% net margin.

  • Diluted earnings per share, trailing twelve months: $2.33.

  • Free cash flow in the twelve months to 30 June 2026: $75.7M.

  • HBT Financial, Inc. spent $17.8M on share buybacks and $29.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 36.4M.

  • Trailing P/E: 15.4×; forward P/E: 10.5× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.80%, paying out 37% of earnings.

  • HBT Financial, Inc. employs 826 people — $323K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 7 Oct 2026

Data provided by Twelve Data

Peers

HBT vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
HBTHBT Financial, Inc.$1.3B
59
FMBHFirst Mid Bancshares, Inc.$1.3B
62
PEBOPeoples Bancorp, Inc. (Ohio)$1.3B
84
OSBCOld Second Bancorp, Inc.$1.3B
59
CTBICommunity Trust Bancorp, Inc. (Kentucky)$1.4B
75
BHRBBurke Herbert Financial Services Corp.$1.4B
28
TMPTompkins Financial Corp.$1.4B
84

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own HBT Financial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest HBT news & analysis

Why HBT Financial (HBT) is a Top Dividend Stock for Your Portfolio

Zacks Investment Research · 2 Oct 2026positive

Zacks Investment Research highlights HBT Financial (HBT) as a strong dividend stock candidate, noting that while finding a great dividend stock is challenging, HBT may be worth considering for dividend-focused investors.

Why it matters — This positive coverage underscores HBT's appeal to investors seeking reliable dividend income, potentially raising its visibility among dividend-focused portfolios.

HBT Financial (HBT) is a Top Dividend Stock Right Now: Should You Buy?

Zacks Investment Research · 16 Sept 2026positive

Zacks Investment Research highlights HBT Financial as a top dividend stock, noting that dividends are a key shareholder benefit and raising the question of whether HBT has what it takes to be a strong dividend payer.

Why it matters — A positive mention from Zacks as a top dividend stock could draw investor attention to HBT's income potential.

HBT Financial (HBT) Could Be a Great Choice

Zacks Investment Research · 31 Aug 2026positive

Zacks Investment Research highlights HBT Financial (HBT) as a potentially strong dividend stock, noting that finding quality dividend opportunities can be challenging while suggesting HBT may be a great choice for shareholders.

Why it matters — HBT watchers would care because the piece draws positive attention to the company's dividend appeal, which is relevant to income-focused investors tracking the stock.

HBT Financial (HBT) Is Up 2.31% in One Week: What You Should Know

Zacks Investment Research · 21 Aug 2026positive

HBT Financial (HBT) gained 2.31% over the past week. The article examines whether the stock has the qualities needed to be a top pick for momentum investors.

Why it matters — A HBT watcher would care because the stock's recent weekly gain and its momentum potential could influence how investors evaluate the company's near-term share-price trends.

Are You Looking for a High-Growth Dividend Stock?

Zacks Investment Research · 15 Aug 2026neutral

Zacks Investment Research published a piece examining whether HBT Financial qualifies as a high-growth dividend stock, noting that while dividends benefit shareholders, identifying a great dividend stock is challenging and posing the question of whether HBT has what it takes.

Why it matters — A HBT watcher would care because the article evaluates HBT's attractiveness as a dividend-paying stock, a key consideration for income-focused investors.

FAQ

Frequently asked questions about HBT stock

What is the HBT stock price forecast for 2026-2027?

The 5 Wall Street analysts covering HBT Financial, Inc. have a median 12-month price target of $40, with estimates ranging from $37 to $44. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is HBT stock a buy right now?

Of the 5 analysts covering HBT Financial, Inc., 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks HBT Financial, Inc. 59 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank HBT?

As at 8 Oct 2026, HBT Financial, Inc. ranks 59 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (97 of 100).

Will HBT stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +12.6% from the last close, and Ticker Nerd's factor model ranks HBT Financial, Inc. 59 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the HBT stock forecast for 2030?

No analyst covering HBT Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HBT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $37 to $44 over the next 12 months.

How has HBT stock performed over the past year?

HBT Financial, Inc. returned +49.3% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does HBT Financial, Inc. do?

HBT Financial, Inc. is a bank holding company that serves as the parent of Heartland Bank and Trust Company.

What is the latest news on HBT?

The most recent item we track (Zacks Investment Research, 2 Oct 2026): "Why HBT Financial (HBT) is a Top Dividend Stock for Your Portfolio". Zacks Investment Research highlights HBT Financial (HBT) as a strong dividend stock candidate, noting that while finding a great dividend stock is challenging, HBT may be worth considering for dividend-focused investors.

Company

About HBT Financial, Inc.

HBT Financial, Inc. is a bank holding company that serves as the parent of Heartland Bank and Trust Company. The firm provides a broad range of community banking services, including business, commercial, retail, and municipal banking products, along with lending, deposit, and cash management solutions. It also offers wealth management, trust services, mortgage banking, and agricultural lending through its banking platform. HBT Financial focuses on serving consumers, small and midsized businesses, farmers, and local governments across Illinois and eastern Iowa, with a strong presence in community-oriented markets. Headquartered in Bloomington, Illinois, the company operates as a regional financial services provider with a business model centered on relationship-based banking and a diversified mix of customer segments and financial services.

CEO Mr. J. Lance Carter · 826 employees · United States · https://ir.hbtfinancial.com