HBTHBTFinancial Services · Banks - Regional

HBT Stock Forecast: HBT Financial, Inc. Price Predictions for 2026-2027

Last close, 24 Aug 2026
$36
+0.50% on the day

The 5 Wall Street analysts covering HBT Financial, Inc. hold a median 12-month price target of $40 — +11.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 53 of 100 as at 22 Aug 2026 — in the upper half.

Market cap
$1.3B
Ticker Nerd rank
53 / 100
Median analyst target
$40
Analysts covering
5
Total return, dividends reinvested
1W
−2.7%
1M
+8.7%
YTD
+42.2%
1Y
+39.5%
From 52W high
−3.5%
From 52W low
+60.7%
$22
$37
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

HBT stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores HBT Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Aug 2026
53 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
93
Momentum
88
Quality
71
Growth
56
Size
42
Volatility
41
Issuance
28
Value
19
Accruals
12

Revisions (93): Analysts have, on balance, been raising their forecasts.

Accruals (12): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

HBT stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on HBT, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35$40$45Oct 25Jan 26Apr 26Jul 26HBTHigh $44Median $40Low $38

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
3 Buy2 Hold0 Sell
Low $38Median $40High $44

The green dot is the last close — the median target sits +11.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
13 Aug 2026Keefe, Bruyette & WoodsReiteratesOutperform$38$41
11 Aug 2026DA DavidsonMaintainsNeutral$36$38
28 July 2026Keefe, Bruyette & WoodsMaintainsOutperform$34$38
28 July 2026Keefe, Bruyette & WoodsMaintainsOutperform
26 June 2026Piper SandlerMaintainsNeutral$32$34
26 June 2026Piper SandlerMaintainsNeutral
28 Apr 2026DA DavidsonMaintainsNeutral
28 Apr 2026Piper SandlerMaintainsNeutral
13 Mar 2026Piper SandlerMaintainsNeutral
7 Jan 2026Raymond JamesUpgradeOutperform
21 Oct 2025Piper SandlerMaintainsNeutral
22 July 2025DA DavidsonMaintainsNeutral
22 July 2025Keefe, Bruyette & WoodsMaintainsOutperform
22 July 2025Piper SandlerMaintainsNeutral
22 July 2025Raymond JamesReiteratesOutperform
6 May 2025Hovde GroupUpgradeOutperform
24 Jan 2025Piper SandlerMaintainsNeutral
4 Dec 2024Keefe, Bruyette & WoodsMaintainsOutperform
22 Oct 2024Piper SandlerMaintainsNeutral
25 Sept 2024DA DavidsonDowngradeNeutral

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. HBT appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

HBT analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+3.4%
Analysts raising
5
Analysts cutting
0
Fundamentals

HBT Financial, Inc. (HBT) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
15.2×

Cheaper than 47% of US stocks

Price / sales
4.9×

Cheaper than 26% of US stocks

Price / book
1.7×

Cheaper than 52% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
37.7%

Higher than 82% of US stocks

Earnings growth (YoY)
44.8%

Higher than 73% of US stocks

Gross margin
Operating margin
49.9%

Higher than 96% of US stocks

Net margin
29.2%

Higher than 89% of US stocks

Returns & dividend
Return on equity
11.6%

Higher than 67% of US stocks

Return on assets
1.3%

Higher than 53% of US stocks

Dividend yield
2.8%

Higher than 61% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

HBT vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
HBTHBT Financial, Inc.$1.3B
53
FMBHFirst Mid Bancshares, Inc.$1.3B
61
OSBCOld Second Bancorp, Inc.$1.3B
60
WABCWestamerica Bancorporation$1.4B
85
CTBICommunity Trust Bancorp, Inc. (Kentucky)$1.4B
84
ESQEsquire Financial Holdings, Inc.$1.4B
61
PFBCPreferred Bank (California)$1.4B
77

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own HBT Financial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest HBT news & analysis

HBT Financial (HBT) Is Up 2.31% in One Week: What You Should Know

Zacks Investment Research · 21 Aug 2026positive

HBT Financial (HBT) gained 2.31% over the past week. The article examines whether the stock has the qualities needed to be a top pick for momentum investors.

Why it matters — A HBT watcher would care because the stock's recent weekly gain and its momentum potential could influence how investors evaluate the company's near-term share-price trends.

Are You Looking for a High-Growth Dividend Stock?

Zacks Investment Research · 15 Aug 2026neutral

Zacks Investment Research published a piece examining whether HBT Financial qualifies as a high-growth dividend stock, noting that while dividends benefit shareholders, identifying a great dividend stock is challenging and posing the question of whether HBT has what it takes.

Why it matters — A HBT watcher would care because the article evaluates HBT's attractiveness as a dividend-paying stock, a key consideration for income-focused investors.

Are You Looking for a Top Momentum Pick? Why HBT Financial (HBT) is a Great Choice

Zacks Investment Research · 4 Aug 2026positive

Zacks Investment Research published an article asking whether HBT Financial has what it takes to be a top stock pick, highlighting the company as a strong choice for momentum investors.

Why it matters — A HBT watcher would care because a positive momentum-focused spotlight from Zacks could raise the stock's visibility among investors.

HBT Financial (HBT) Could Be a Great Choice

Zacks Investment Research · 29 July 2026positive

Zacks Investment Research published a piece highlighting dividends as a key shareholder benefit and questioning whether HBT Financial has what it takes to be a great dividend stock.

Why it matters — The article suggests HBT Financial is being considered as a potentially strong dividend opportunity, which would be relevant to income-focused investors following the company.

HBT Financial (HBT) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Zacks Investment Research · 27 July 2026neutral

HBT Financial reported its Q2 2026 earnings, and the article suggests comparing its key metrics against Wall Street estimates and the prior-year period.

Why it matters — This comparison helps HBT watchers assess whether the company is meeting analyst expectations and how its performance trends year over year.

FAQ

Frequently asked questions about HBT stock

What is the HBT stock price forecast for 2026-2027?

The 5 Wall Street analysts covering HBT Financial, Inc. have a median 12-month price target of $40, with estimates ranging from $38 to $44. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is HBT stock a buy right now?

Of the 5 analysts covering HBT Financial, Inc., 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks HBT Financial, Inc. 53 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank HBT?

As at 22 Aug 2026, HBT Financial, Inc. ranks 53 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (93 of 100).

Will HBT stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +11.3% from the last close, and Ticker Nerd's factor model ranks HBT Financial, Inc. 53 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the HBT stock forecast for 2030?

No analyst covering HBT Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HBT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $38 to $44 over the next 12 months.

How has HBT stock performed over the past year?

HBT Financial, Inc. returned +39.5% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does HBT Financial, Inc. do?

HBT Financial Inc. is a prominent regional bank holding company that primarily engages in providing finance-related services in the United States.

What is the latest news on HBT?

The most recent item we track (Zacks Investment Research, 21 Aug 2026): "HBT Financial (HBT) Is Up 2.31% in One Week: What You Should Know". HBT Financial (HBT) gained 2.31% over the past week. The article examines whether the stock has the qualities needed to be a top pick for momentum investors.

Company

About HBT Financial, Inc.

HBT Financial Inc. is a prominent regional bank holding company that primarily engages in providing finance-related services in the United States. It plays a crucial role in the financial sector by offering a comprehensive suite of banking services which includes commercial, retail banking, and wealth management. Serving communities in Illinois, Wisconsin, and other regions, HBT Financial Inc. facilitates economic growth by providing loans, credit facilities, and depository services to small businesses, corporations, and individual clients. A key feature of HBT Financial Inc. is its deep-rooted focus on community banking, which emphasizes personalized service and strong customer relationships. This approach allows HBT Financial to support local economies by understanding and catering to the specific needs of its clientele. Moreover, the company’s commitment to sound and prudent financial management strengthens its position in the markets it serves. As an integral component of the regional financial ecosystem, HBT Financial Inc. contributes significantly to local economic development by enabling access to necessary financial resources and promoting financial stability and efficiency across the communities within its operational territory.

CEO Mr. J. Lance Carter · 826 employees · United States · https://ir.hbtfinancial.com