HBTHBTFinancial Services · Banks - Regional

HBT Stock Forecast: HBT Financial, Inc. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$36
−0.14% on the day

The 5 Wall Street analysts covering HBT Financial, Inc. hold a median 12-month price target of $38 — +6.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 56 of 100 as at 1 Aug 2026 — in the upper half.

Market cap
$1.3B
Ticker Nerd rank
56 / 100
Median analyst target
$38
Analysts covering
5
Total return, dividends reinvested
1W
+3.5%
1M
+11.2%
YTD
+40.7%
1Y
+53.9%
From 52W high
−2.0%
From 52W low
+59.0%
$23
$37
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

HBT stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores HBT Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
56 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
97
Momentum
88
Quality
71
Growth
57
Volatility
47
Size
41
Issuance
28
Value
20
Accruals
13

Revisions (97): Analysts have, on balance, been raising their forecasts.

Accruals (13): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

The rank is the raw material. Whether the rules would actually own HBT Financial, Inc. — and when they’d sell — is the membership.

Wall Street

HBT stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on HBT, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35$40Oct 25Jan 26Apr 26Jul 26HBTHigh $40Median $38Low $36

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says5 analysts
3 Buy2 Hold0 Sell
Low $36Median $38High $40

The green dot is the last close — the median target sits +6.2% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
28 July 2026Keefe, Bruyette & WoodsMaintainsOutperform$34$38
26 June 2026Piper SandlerMaintainsNeutral
26 June 2026Piper SandlerMaintainsNeutral$32$34
28 Apr 2026DA DavidsonMaintainsNeutral
28 Apr 2026Piper SandlerMaintainsNeutral
13 Mar 2026Piper SandlerMaintainsNeutral
7 Jan 2026Raymond JamesUpgradeOutperform
21 Oct 2025Piper SandlerMaintainsNeutral
22 July 2025DA DavidsonMaintainsNeutral
22 July 2025Keefe, Bruyette & WoodsMaintainsOutperform
22 July 2025Piper SandlerMaintainsNeutral
22 July 2025Raymond JamesReiteratesOutperform
6 May 2025Hovde GroupUpgradeOutperform
24 Jan 2025Piper SandlerMaintainsNeutral
4 Dec 2024Keefe, Bruyette & WoodsMaintainsOutperform
22 Oct 2024Piper SandlerMaintainsNeutral
25 Sept 2024DA DavidsonDowngradeNeutral
23 July 2024JP MorganMaintainsUnderweight
23 July 2024Keefe, Bruyette & WoodsReiteratesOutperform
23 July 2024Piper SandlerMaintainsNeutral

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

HBT analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+3.7%
Analysts raising
2
Analysts cutting
1
Fundamentals

HBT Financial, Inc. (HBT) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
15.3×

Cheaper than 47% of US stocks

Price / sales
4.9×

Cheaper than 25% of US stocks

Price / book
1.7×

Cheaper than 51% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
37.7%

Higher than 83% of US stocks

Earnings growth (YoY)
44.8%

Higher than 76% of US stocks

Gross margin
Operating margin
49.9%

Higher than 97% of US stocks

Net margin
29.2%

Higher than 89% of US stocks

Returns & dividend
Return on equity
11.6%

Higher than 68% of US stocks

Return on assets
1.3%

Higher than 54% of US stocks

Dividend yield
2.8%

Higher than 61% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

HBT vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
HBTHBT Financial, Inc.$1.3B
56
OSBCOld Second Bancorp, Inc.$1.3B
64
FMBHFirst Mid Bancshares, Inc.$1.4B
60
UVSPUnivest Financial Corp.$1.3B
93
PFBCPreferred Bank (California)$1.4B
79
WABCWestamerica Bancorporation$1.4B
84
CTBICommunity Trust Bancorp, Inc. (Kentucky)$1.4B
83
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. HBT appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest HBT news & analysis

HBT Financial (HBT) Could Be a Great Choice

Zacks Investment Research · 29 July 2026positive

Zacks Investment Research published a piece highlighting dividends as a key shareholder benefit and questioning whether HBT Financial has what it takes to be a great dividend stock.

Why it matters — The article suggests HBT Financial is being considered as a potentially strong dividend opportunity, which would be relevant to income-focused investors following the company.

HBT Financial (HBT) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Zacks Investment Research · 27 July 2026neutral

HBT Financial reported its Q2 2026 earnings, and the article suggests comparing its key metrics against Wall Street estimates and the prior-year period.

Why it matters — This comparison helps HBT watchers assess whether the company is meeting analyst expectations and how its performance trends year over year.

HBT Financial (HBT) Surpasses Q2 Earnings and Revenue Estimates

Zacks Investment Research · 27 July 2026positive

HBT Financial reported quarterly earnings of $0.78 per share, surpassing the Zacks Consensus Estimate of $0.74 per share and up from $0.63 per share in the same quarter last year.

Why it matters — The earnings beat suggests the company performed better than analysts expected for the quarter.

HBT Financial, Inc. Announces Second Quarter 2026 Financial Results

GlobeNewsWire · 27 July 2026positive

HBT Financial, Inc. reported second quarter 2026 net income of $27.8 million, or $0.76 per diluted share, with a return on average assets of 1.66% and a net interest margin increase of 12 basis points to 4.32%.

Why it matters — The quarterly results show improved net interest margin and strong asset quality metrics, providing a snapshot of the company's recent financial performance for shareholders.

FAQ

Frequently asked questions about HBT stock

What is the HBT stock price forecast for 2026-2027?

The 5 Wall Street analysts covering HBT Financial, Inc. have a median 12-month price target of $38, with estimates ranging from $36 to $40. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is HBT stock a buy right now?

Of the 5 analysts covering HBT Financial, Inc., 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks HBT Financial, Inc. 56 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank HBT?

As at 1 Aug 2026, HBT Financial, Inc. ranks 56 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (97 of 100).

Will HBT stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +6.2% from the last close, and Ticker Nerd's factor model ranks HBT Financial, Inc. 56 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the HBT stock forecast for 2030?

No analyst covering HBT Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HBT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $40 over the next 12 months.

How has HBT stock performed over the past year?

HBT Financial, Inc. returned +53.9% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does HBT Financial, Inc. do?

HBT Financial Inc. is a prominent regional bank holding company that primarily engages in providing finance-related services in the United States.

What is the latest news on HBT?

The most recent item we track (Zacks Investment Research, 29 July 2026): "HBT Financial (HBT) Could Be a Great Choice". Zacks Investment Research published a piece highlighting dividends as a key shareholder benefit and questioning whether HBT Financial has what it takes to be a great dividend stock.

Company

About HBT Financial, Inc.

HBT Financial Inc. is a prominent regional bank holding company that primarily engages in providing finance-related services in the United States. It plays a crucial role in the financial sector by offering a comprehensive suite of banking services which includes commercial, retail banking, and wealth management. Serving communities in Illinois, Wisconsin, and other regions, HBT Financial Inc. facilitates economic growth by providing loans, credit facilities, and depository services to small businesses, corporations, and individual clients. A key feature of HBT Financial Inc. is its deep-rooted focus on community banking, which emphasizes personalized service and strong customer relationships. This approach allows HBT Financial to support local economies by understanding and catering to the specific needs of its clientele. Moreover, the company’s commitment to sound and prudent financial management strengthens its position in the markets it serves. As an integral component of the regional financial ecosystem, HBT Financial Inc. contributes significantly to local economic development by enabling access to necessary financial resources and promoting financial stability and efficiency across the communities within its operational territory.

CEO Mr. J. Lance Carter · 826 employees · United States · https://ir.hbtfinancial.com