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HBTHBTFinancial Services · Banks - Regional

HBT Stock Forecast: HBT Financial, Inc. Price Predictions for 2026-2027

Last close, 30 Oct 2026
$37
−0.76% on the day

The 5 Wall Street analysts covering HBT Financial, Inc. hold a median 12-month price target of $42 — +15.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 65 of 100 as at 31 Oct 2026 — in the upper half.

Market cap
$1.3B
Ticker Nerd rank
65/ 100
Median analyst target
$42
Analysts covering
5
Revenue$80.3M+37.5% y/y
Net income$27.8M
Free cash flow$15.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.8%
1M
+3.3%
YTD
+44.6%
1Y
+56.3%
From 52W high
−1.9%
From 52W low
+63.3%
$22
$37
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

HBT stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores HBT Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
65/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
99
Momentum
98
Quality
81
Growth
74
Volatility
45
Size
40
Issuance
26
Value
17
Accruals
13

Revisions (99): Analysts have, on balance, been raising their forecasts.

Accruals (13): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

HBT stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on HBT, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35$40$45Jan 26Apr 26Jul 26Oct 26HBTHigh $46Median $42Low $39

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
3 Buy2 Hold0 Sell
Low $39Median $42High $46

The green dot is the last close — the median target sits +15.0% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 7 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
27 Oct 2026DA DavidsonMaintainsNeutral$37 → $39
27 Oct 2026Keefe, Bruyette & WoodsMaintainsOutperform$41 → $43
27 Oct 2026Piper SandlerMaintainsNeutral$39 → $40
13 Aug 2026Keefe, Bruyette & WoodsReiteratesOutperform$38 → $41
13 Aug 2026Keefe, Bruyette & WoodsReiteratesOutperform—
11 Aug 2026DA DavidsonMaintainsNeutral—
11 Aug 2026DA DavidsonMaintainsNeutral$36 → $38
28 July 2026Keefe, Bruyette & WoodsMaintainsOutperform$34 → $38
28 July 2026Keefe, Bruyette & WoodsMaintainsOutperform—
26 June 2026Piper SandlerMaintainsNeutral—
26 June 2026Piper SandlerMaintainsNeutral$32 → $34
28 Apr 2026DA DavidsonMaintainsNeutral—
28 Apr 2026Piper SandlerMaintainsNeutral—
13 Mar 2026Piper SandlerMaintainsNeutral—
7 Jan 2026Raymond JamesUpgradeOutperform—
21 Oct 2025Piper SandlerMaintainsNeutral—
22 July 2025DA DavidsonMaintainsNeutral—
22 July 2025Keefe, Bruyette & WoodsMaintainsOutperform—
22 July 2025Piper SandlerMaintainsNeutral—
22 July 2025Raymond JamesReiteratesOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

HBT appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

HBT vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, HBT Financial, Inc. returned +56.3% against +12.4% for the S&P 500, dividends included.

HBT vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160Jan 26Apr 26Jul 26Oct 26HBTS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

HBT analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+3.1%
Analysts raising
5
Analysts cutting
0
Fundamentals

HBT Financial, Inc. (HBT) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
14.1×

Cheaper than 47% of US stocks

Price / sales
4.6×

Cheaper than 25% of US stocks

Price / book
1.8×

Cheaper than 47% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
43.7%

Higher than 84% of US stocks

Earnings growth (YoY)
58.8%

Higher than 77% of US stocks

Gross margin
—
Operating margin
52.9%

Higher than 97% of US stocks

Net margin
30.6%

Higher than 89% of US stocks

Returns & dividend
Return on equity
13.2%

Higher than 71% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
2.7%

Higher than 84% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

HBT Financial, Inc. (HBT) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • HBT Financial, Inc. has a market value of $1.3B and an enterprise value of $1.4B.

  • Revenue in the twelve months to 30 June 2026: $266.6M. The latest quarter grew 43.7% year on year.

  • Net income over the same four quarters: $77.7M, a 29.2% net margin.

  • Diluted earnings per share, trailing twelve months: $2.33.

  • Free cash flow in the twelve months to 30 June 2026: $75.7M.

  • HBT Financial, Inc. spent $17.8M on share buybacks and $29.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 36.4M.

  • Trailing P/E: 14.1×; forward P/E: 10.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.74%, paying out 37% of earnings.

  • HBT Financial, Inc. employs 826 people — $323K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 1 Nov 2026

Data provided by Twelve Data

Peers

HBT vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
HBTHBT Financial, Inc.$1.3B65
FMBHFirst Mid Bancshares, Inc.$1.3B53
PEBOPeoples Bancorp, Inc. (Ohio)$1.4B84
BHRBBurke Herbert Financial Services Corp.$1.4B37
WABCWestamerica Bancorporation$1.4B91
TMPTompkins Financial Corp.$1.4B80
PFBCPreferred Bank (California)$1.3B87

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own HBT Financial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest HBT news & analysis

HBT Financial: A Best In Breed Community Bank With A Fair Valuation

Seeking Alpha · 26 Oct 2026positive

The Seeking Alpha item says HBT Financial’s shares have risen about 50% over the past year, citing strong quarterly results and acquisition-led growth. It highlights the Tri-County Financial acquisition, robust credit metrics, low-cost deposits, a conservative balance sheet, and a 2.7% dividend yield.

Why it matters — HBT watchers may note the acquisition is expected to expand the bank’s scale and branch density while supporting operational resilience.

HBT Financial (HBT) Reports Q3 Earnings: What Key Metrics Have to Say

Zacks Investment Research · 26 Oct 2026neutral

Zacks Investment Research discusses HBT Financial’s headline results for the quarter ended September 2026 and suggests comparing key metrics with Wall Street estimates and year-ago actuals.

Why it matters — The comparisons may help HBT watchers assess the quarterly performance against expectations and the prior-year period.

HBT Financial (HBT) Tops Q3 Earnings and Revenue Estimates

Zacks Investment Research · 26 Oct 2026positive

HBT Financial reported quarterly earnings of $0.86 per share, above the Zacks consensus estimate of $0.78. Earnings were $0.65 per share in the year-ago quarter.

Why it matters — The results give HBT watchers an update on quarterly earnings relative to analyst expectations and the prior-year period.

HBT Financial, Inc. Announces Third Quarter 2026 Financial Results

GlobeNewsWire · 26 Oct 2026positive

HBT Financial reported third-quarter 2026 net income of $31.4 million, or $0.86 per diluted share. The company also reported a 4.35% net interest margin, with nonperforming assets at 0.16% of total assets.

Why it matters — The results provide HBT watchers with updated earnings, profitability, asset-quality and net-interest-margin figures for the quarter.

Why HBT Financial (HBT) is a Great Dividend Stock Right Now

Zacks Investment Research · 19 Oct 2026positive

Zacks Investment Research raises the question of whether HBT Financial has the qualities of a strong dividend stock, noting that finding suitable dividend investments can be challenging.

Why it matters — The item focuses on HBT Financial’s potential appeal to investors interested in dividends.

FAQ

Frequently asked questions about HBT stock

What is the HBT stock price forecast for 2026-2027?

The 5 Wall Street analysts covering HBT Financial, Inc. have a median 12-month price target of $42, with estimates ranging from $39 to $46. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is HBT stock a buy right now?

Of the 5 analysts covering HBT Financial, Inc., 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks HBT Financial, Inc. 65 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank HBT?

As at 31 Oct 2026, HBT Financial, Inc. ranks 65 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (99 of 100).

Will HBT stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +15.0% from the last close, and Ticker Nerd's factor model ranks HBT Financial, Inc. 65 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the HBT stock forecast for 2030?

No analyst covering HBT Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HBT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $39 to $46 over the next 12 months.

How has HBT stock performed over the past year?

HBT Financial, Inc. returned +56.3% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does HBT Financial, Inc. do?

HBT Financial, Inc. is a bank holding company that serves as the parent of Heartland Bank and Trust Company.

What is the latest news on HBT?

The most recent item we track (Seeking Alpha, 26 Oct 2026): "HBT Financial: A Best In Breed Community Bank With A Fair Valuation". The Seeking Alpha item says HBT Financial’s shares have risen about 50% over the past year, citing strong quarterly results and acquisition-led growth. It highlights the Tri-County Financial acquisition, robust credit metrics, low-cost deposits, a conservative balance sheet, and a 2.7% dividend yield.

Company

About HBT Financial, Inc.

HBT Financial, Inc. is a bank holding company that serves as the parent of Heartland Bank and Trust Company. The firm provides a broad range of community banking services, including business, commercial, retail, and municipal banking products, along with lending, deposit, and cash management solutions. It also offers wealth management, trust services, mortgage banking, and agricultural lending through its banking platform. HBT Financial focuses on serving consumers, small and midsized businesses, farmers, and local governments across Illinois and eastern Iowa, with a strong presence in community-oriented markets. Headquartered in Bloomington, Illinois, the company operates as a regional financial services provider with a business model centered on relationship-based banking and a diversified mix of customer segments and financial services.

CEO Mr. J. Lance Carter · 826 employees · United States · https://ir.hbtfinancial.com