TMPFinancial Services · Banks - RegionalThe 2 Wall Street analysts covering Tompkins Financial Corp. hold a median 12-month price target of $106 — +6.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 80 of 100 as at 31 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Tompkins Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (98): The business earns solid, repeatable profits on what it owns.
Accruals (26): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on TMP, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +6.0% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 3 Aug 2026 | Piper Sandler | Maintains | Neutral | — |
| 27 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 28 Apr 2026 | Piper Sandler | Reiterates | Neutral | — |
| 2 Oct 2024 | Keefe, Bruyette & Woods | Upgrade | Outperform | — |
| 29 July 2024 | Keefe, Bruyette & Woods | Reiterates | Market Perform | — |
| 3 May 2024 | Keefe, Bruyette & Woods | Reiterates | Market Perform | — |
| 2 Oct 2023 | Piper Sandler | Maintains | Neutral | — |
| 25 July 2023 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 28 Sept 2020 | Piper Sandler | Maintains | Neutral | — |
| 25 July 2017 | Keefe Bruyette & Woods | Upgrade | Market Perform | — |
| 25 July 2017 | Keefe, Bruyette & Woods | Upgrade | Market Perform | — |
| 1 Nov 2016 | Keefe Bruyette & Woods | Downgrade | Underperform | — |
| 1 Nov 2016 | Keefe, Bruyette & Woods | Downgrade | Underperform | — |
| 13 June 2016 | Keefe Bruyette & Woods | Upgrade | Market Perform | — |
| 13 June 2016 | Keefe, Bruyette & Woods | Upgrade | Market Perform | — |
| 18 Apr 2016 | Keefe Bruyette & Woods | Downgrade | Underperform | — |
| 18 Apr 2016 | Keefe, Bruyette & Woods | Downgrade | Underperform | — |
| 20 Dec 2012 | Macquarie | Initiates | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
TMP appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, Tompkins Financial Corp. returned +59.8% against +12.4% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 62% of US stocks
Cheaper than 37% of US stocks
Cheaper than 52% of US stocks
Higher than 33% of US stocks
Higher than 60% of US stocks
Higher than 93% of US stocks
Higher than 94% of US stocks
Higher than 82% of US stocks
Higher than 59% of US stocks
Higher than 85% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Tompkins Financial Corp. has a market value of $1.5B and an enterprise value of $1.8B.
Revenue in the twelve months to 30 June 2026: $260.6M. The latest quarter grew 2.2% year on year.
Net income over the same four quarters: $175.3M, a 67.3% net margin.
Diluted earnings per share, trailing twelve months: $12.21.
Free cash flow in the twelve months to 30 June 2026: $47.8M.
Tompkins Financial Corp. spent $37.6M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 8.0×; forward P/E: 12.1× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 2.81%, paying out 21% of earnings.
Tompkins Financial Corp. employs 813 people — $320K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| TMPTompkins Financial Corp. | $1.5B | 80 |
| WABCWestamerica Bancorporation | $1.4B | 91 |
| BHRBBurke Herbert Financial Services Corp. | $1.4B | 37 |
| TFINTriumph Financial, Inc. | $1.5B | 40 |
| PEBOPeoples Bancorp, Inc. (Ohio) | $1.4B | 84 |
| LKFNLakeland Financial Corp. (Indiana) | $1.5B | 71 |
| AMALAmalgamated Financial Corp. | $1.5B | 84 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Tompkins Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Tompkins Financial reported quarterly earnings of $2 per share, above the Zacks Consensus Estimate of $1.91. Earnings were $1.65 per share a year earlier.
Why it matters — TMP watchers may note the company exceeded the consensus earnings estimate and reported higher per-share earnings than a year ago.
Tompkins Financial Corporation’s board approved a regular quarterly cash dividend of $0.74 per share, payable November 13, 2026, to shareholders of record November 6, 2026. The amount is $0.04 per share, or 5.7%, higher than the dividend paid in the third quarter of 2025.
Why it matters — TMP watchers may note the announced dividend increase and its payment and record dates.
Tompkins Financial reported third-quarter 2026 diluted earnings per share of $2.00, up 21.2% from a year earlier and down 2.0% from the second quarter. Net income was $28.7 million, up 21.0% year over year and down 2.2% sequentially.
Why it matters — The results show year-over-year improvement in earnings alongside a modest decline from the prior quarter.
Zacks Investment Research asks whether Tompkins Financial (TMP) has the qualities of a strong dividend stock, noting the difficulty of finding one.
Why it matters — The item raises TMP’s potential appeal to investors focused on dividend stocks.
Tompkins (TMP) was upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. The upgrade suggests the stock could move higher in the near term.
Why it matters — A buy-rank upgrade signals improved earnings expectations for TMP, which watchers may see as an encouraging outlook for the company.
The 2 Wall Street analysts covering Tompkins Financial Corp. have a median 12-month price target of $106, with estimates ranging from $104 to $107. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 2 analysts covering Tompkins Financial Corp., 1 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Tompkins Financial Corp. 80 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 31 Oct 2026, Tompkins Financial Corp. ranks 80 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (98 of 100).
No one can know that. What the data says: the median 12-month target from 2 analysts implies +6.0% from the last close, and Ticker Nerd's factor model ranks Tompkins Financial Corp. 80 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Tompkins Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TMP are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $104 to $107 over the next 12 months.
Tompkins Financial Corp. returned +59.8% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Tompkins Financial Corporation is a financial services holding company headquartered in Ithaca, New York. Tompkins Financial Corporation provides commercial and consumer banking, lending, leasing, trust and investment management, financial planning, wealth management, and insurance services through its banking and wealth management segments.
The most recent item we track (Zacks Investment Research, 23 Oct 2026): "Tompkins Financial (TMP) Tops Q3 Earnings Estimates". Tompkins Financial reported quarterly earnings of $2 per share, above the Zacks Consensus Estimate of $1.91. Earnings were $1.65 per share a year earlier.
Tompkins Financial Corporation is a financial services holding company headquartered in Ithaca, New York. Tompkins Financial Corporation provides commercial and consumer banking, lending, leasing, trust and investment management, financial planning, wealth management, and insurance services through its banking and wealth management segments. Its banking operations serve individuals, businesses, and municipalities with deposit accounts, loans, cash management, and digital banking tools, while its wealth management businesses offer advisory, estate, and investment services. The company also supports insurance solutions that complement its broader client relationships. Tompkins Financial Corporation plays a regional role in the U.S. financial market by combining community banking with specialized financial services across personal, business, and institutional needs.
CEO Mr. Stephen S. Romaine · 813 employees · United States · https://www.tompkinsfinancial.com
