TMPTMPFinancial Services · Banks - Regional

TMP Stock Forecast: Tompkins Financial Corp. Price Predictions for 2026-2027

Last close, 8 Oct 2026
$97
−0.24% on the day

The 2 Wall Street analysts covering Tompkins Financial Corp. hold a median 12-month price target of $105 — +8.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 84 of 100 as at 8 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$1.4B
Ticker Nerd rank
84 / 100
Median analyst target
$105
Analysts covering
2
Revenue$87.1M+5.4% y/y
Net income$29.3M
Free cash flow−$17.1M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.5%
1M
−1.9%
YTD
+36.2%
1Y
+52.9%
From 52W high
−4.6%
From 52W low
+60.6%
$60
$101
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

TMP stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Tompkins Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
84 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
98
Momentum
95
Issuance
85
Revisions
83
Value
48
Growth
47
Volatility
44
Size
40
Accruals
28

Quality (98): The business earns solid, repeatable profits on what it owns.

Accruals (28): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

TMP stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on TMP, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$60$70$80$90$100$110Jan 26Apr 26Jul 26Oct 26TMPHigh $105Median $105Low $104

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says2 analysts
1 Buy1 Hold0 Sell
Low $104Median $105High $105

The green dot is the last close — the median target sits +8.2% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
3 Aug 2026Piper SandlerMaintainsNeutral—
27 July 2026Keefe, Bruyette & WoodsMaintainsOutperform—
28 Apr 2026Piper SandlerReiteratesNeutral—
2 Oct 2024Keefe, Bruyette & WoodsUpgradeOutperform—
29 July 2024Keefe, Bruyette & WoodsReiteratesMarket Perform—
3 May 2024Keefe, Bruyette & WoodsReiteratesMarket Perform—
2 Oct 2023Piper SandlerMaintainsNeutral—
25 July 2023Keefe, Bruyette & WoodsMaintainsMarket Perform—
28 Sept 2020Piper SandlerMaintainsNeutral—
25 July 2017Keefe Bruyette & WoodsUpgradeMarket Perform—
25 July 2017Keefe, Bruyette & WoodsUpgradeMarket Perform—
1 Nov 2016Keefe Bruyette & WoodsDowngradeUnderperform—
1 Nov 2016Keefe, Bruyette & WoodsDowngradeUnderperform—
13 June 2016Keefe Bruyette & WoodsUpgradeMarket Perform—
13 June 2016Keefe, Bruyette & WoodsUpgradeMarket Perform—
18 Apr 2016Keefe Bruyette & WoodsDowngradeUnderperform—
18 Apr 2016Keefe, Bruyette & WoodsDowngradeUnderperform—
20 Dec 2012MacquarieInitiatesNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. TMP appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

TMP vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, Tompkins Financial Corp. returned +52.9% against +16.2% for the S&P 500, dividends included.

TMP vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160Jan 26Apr 26Jul 26Oct 26TMPS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

TMP analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+3.9%
Analysts raising
2
Analysts cutting
0
Fundamentals

Tompkins Financial Corp. (TMP) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
8.0×

Cheaper than 61% of US stocks

Price / sales
3.1×

Cheaper than 38% of US stocks

Price / book
1.5×

Cheaper than 54% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
7.2%

Higher than 45% of US stocks

Earnings growth (YoY)
36.5%

Higher than 69% of US stocks

Gross margin
—
Operating margin
45.0%

Higher than 94% of US stocks

Net margin
39.3%

Higher than 94% of US stocks

Returns & dividend
Return on equity
20.4%

Higher than 81% of US stocks

Return on assets
2.0%

Higher than 59% of US stocks

Dividend yield
2.9%

Higher than 85% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Tompkins Financial Corp. (TMP) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Tompkins Financial Corp. has a market value of $1.4B and an enterprise value of $2.0B.

  • Revenue in the twelve months to 30 June 2026: $260.6M. The latest quarter grew 7.2% year on year.

  • Net income over the same four quarters: $175.3M, a 67.3% net margin.

  • Diluted earnings per share, trailing twelve months: $12.21.

  • Free cash flow in the twelve months to 30 June 2026: $47.8M.

  • Tompkins Financial Corp. spent $37.6M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 14.3M.

  • Trailing P/E: 8.0×; forward P/E: 11.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.87%, paying out 21% of earnings.

  • Tompkins Financial Corp. employs 813 people — $320K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 7 Oct 2026

Data provided by Twelve Data

Peers

TMP vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
TMPTompkins Financial Corp.$1.4B
84
BHRBBurke Herbert Financial Services Corp.$1.4B
28
WABCWestamerica Bancorporation$1.4B
79
AMALAmalgamated Financial Corp.$1.4B
77
CTBICommunity Trust Bancorp, Inc. (Kentucky)$1.4B
75
LKFNLakeland Financial Corp. (Indiana)$1.4B
62
ESQEsquire Financial Holdings, Inc.$1.4B
57

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Tompkins Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest TMP news & analysis

Tompkins (TMP) Upgraded to Buy: Here's What You Should Know

Zacks Investment Research · 29 Sept 2026positive

Tompkins (TMP) was upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. The upgrade suggests the stock could move higher in the near term.

Why it matters — A buy-rank upgrade signals improved earnings expectations for TMP, which watchers may see as an encouraging outlook for the company.

Tompkins Financial (TMP) Could Be a Great Choice

Zacks Investment Research · 25 Sept 2026positive

Zacks Investment Research published an article examining whether Tompkins Financial (TMP) has what it takes to be a great dividend stock, highlighting dividends as one of the key benefits of being a shareholder. The piece poses the question of whether TMP qualifies as a strong dividend pick.

Why it matters — TMP watchers would care because the article evaluates the company's dividend appeal, a factor often central to investor interest in the stock.

Are You Looking for a High-Growth Dividend Stock?

Zacks Investment Research · 9 Sept 2026neutral

Zacks Investment Research published a piece posing the question of whether Tompkins (TMP) qualifies as a high-growth dividend stock for investors seeking shareholder dividends. The article raises the general consideration of whether TMP meets the criteria for such a stock.

Why it matters — TMP watchers would care because the piece evaluates whether Tompkins holds up as a potentially attractive dividend-paying stock among its peers.

Tompkins Financial (TMP) Could Be a Great Choice

Zacks Investment Research · 24 Aug 2026positive

Zacks Investment Research published an article examining whether Tompkins Financial (TMP) could be a strong dividend stock choice for shareholders. The piece raises the question of whether the company has what it takes to be a great dividend pick.

Why it matters — TMP watchers would care because the article evaluates the company's attractiveness as a dividend-paying stock, a key consideration for income-focused investors.

Are You Looking for a High-Growth Dividend Stock?

Zacks Investment Research · 7 Aug 2026neutral

A Zacks Investment Research article highlights dividends as a key shareholder benefit and poses the question of whether Tompkins (TMP) qualifies as a high-growth dividend stock.

Why it matters — TMP watchers would care because the piece evaluates the company's profile as a dividend-paying stock, a factor relevant to income-focused investors.

FAQ

Frequently asked questions about TMP stock

What is the TMP stock price forecast for 2026-2027?

The 2 Wall Street analysts covering Tompkins Financial Corp. have a median 12-month price target of $105, with estimates ranging from $104 to $105. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is TMP stock a buy right now?

Of the 2 analysts covering Tompkins Financial Corp., 1 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Tompkins Financial Corp. 84 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank TMP?

As at 8 Oct 2026, Tompkins Financial Corp. ranks 84 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (98 of 100).

Will TMP stock go up?

No one can know that. What the data says: the median 12-month target from 2 analysts implies +8.2% from the last close, and Ticker Nerd's factor model ranks Tompkins Financial Corp. 84 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the TMP stock forecast for 2030?

No analyst covering Tompkins Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TMP are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $104 to $105 over the next 12 months.

How has TMP stock performed over the past year?

Tompkins Financial Corp. returned +52.9% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Tompkins Financial Corp. do?

Tompkins Financial Corporation is a financial services holding company headquartered in Ithaca, New York. Tompkins Financial Corporation provides commercial and consumer banking, lending, leasing, trust and investment management, financial planning, wealth management, and insurance services through its banking and wealth management segments.

What is the latest news on TMP?

The most recent item we track (Zacks Investment Research, 29 Sept 2026): "Tompkins (TMP) Upgraded to Buy: Here's What You Should Know". Tompkins (TMP) was upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. The upgrade suggests the stock could move higher in the near term.

Company

About Tompkins Financial Corp.

Tompkins Financial Corporation is a financial services holding company headquartered in Ithaca, New York. Tompkins Financial Corporation provides commercial and consumer banking, lending, leasing, trust and investment management, financial planning, wealth management, and insurance services through its banking and wealth management segments. Its banking operations serve individuals, businesses, and municipalities with deposit accounts, loans, cash management, and digital banking tools, while its wealth management businesses offer advisory, estate, and investment services. The company also supports insurance solutions that complement its broader client relationships. Tompkins Financial Corporation plays a regional role in the U.S. financial market by combining community banking with specialized financial services across personal, business, and institutional needs.

CEO Mr. Stephen S. Romaine · 813 employees · United States · https://www.tompkinsfinancial.com