TMPTMPFinancial Services · Banks - Regional

TMP Stock Forecast: Tompkins Financial Corp. Price Predictions for 2026-2027

Last close, 21 Aug 2026
$98
+0.81% on the day

The 2 Wall Street analysts covering Tompkins Financial Corp. hold a median 12-month price target of $105 — +6.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 88 of 100 as at 21 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$1.4B
Ticker Nerd rank
88 / 100
Median analyst target
$105
Analysts covering
2
Total return, dividends reinvested
1W
−3.3%
1M
+4.5%
YTD
+38.1%
1Y
+51.8%
From 52W high
−3.3%
From 52W low
+62.9%
$60
$101
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

TMP stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Tompkins Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 21 Aug 2026
88 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
98
Momentum
96
Revisions
89
Issuance
85
Value
51
Growth
47
Volatility
46
Size
41
Accruals
28

Quality (98): The business earns solid, repeatable profits on what it owns.

Accruals (28): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

TMP stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on TMP, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$60$70$80$90$100$110Oct 25Jan 26Apr 26Jul 26TMPHigh $105Median $105Low $104

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says2 analysts
1 Buy1 Hold0 Sell
Low $104Median $105High $105

The green dot is the last close — the median target sits +6.7% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
3 Aug 2026Piper SandlerMaintainsNeutral
27 July 2026Keefe, Bruyette & WoodsMaintainsOutperform
28 Apr 2026Piper SandlerReiteratesNeutral
2 Oct 2024Keefe, Bruyette & WoodsUpgradeOutperform
29 July 2024Keefe, Bruyette & WoodsReiteratesMarket Perform
3 May 2024Keefe, Bruyette & WoodsReiteratesMarket Perform
2 Oct 2023Piper SandlerMaintainsNeutral
25 July 2023Keefe, Bruyette & WoodsMaintainsMarket Perform
28 Sept 2020Piper SandlerMaintainsNeutral
25 July 2017Keefe Bruyette & WoodsUpgradeMarket Perform
25 July 2017Keefe, Bruyette & WoodsUpgradeMarket Perform
1 Nov 2016Keefe Bruyette & WoodsDowngradeUnderperform
1 Nov 2016Keefe, Bruyette & WoodsDowngradeUnderperform
13 June 2016Keefe Bruyette & WoodsUpgradeMarket Perform
13 June 2016Keefe, Bruyette & WoodsUpgradeMarket Perform
18 Apr 2016Keefe Bruyette & WoodsDowngradeUnderperform
18 Apr 2016Keefe, Bruyette & WoodsDowngradeUnderperform
20 Dec 2012MacquarieInitiatesNeutral

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. TMP appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

TMP analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+3.9%
Analysts raising
2
Analysts cutting
0
Fundamentals

Tompkins Financial Corp. (TMP) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
8.0×

Cheaper than 62% of US stocks

Price / sales
3.1×

Cheaper than 40% of US stocks

Price / book
1.5×

Cheaper than 58% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
7.2%

Higher than 45% of US stocks

Earnings growth (YoY)
36.5%

Higher than 70% of US stocks

Gross margin
Operating margin
45.0%

Higher than 94% of US stocks

Net margin
39.3%

Higher than 94% of US stocks

Returns & dividend
Return on equity
20.4%

Higher than 81% of US stocks

Return on assets
2.0%

Higher than 59% of US stocks

Dividend yield
2.9%

Higher than 63% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

TMP vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
TMPTompkins Financial Corp.$1.4B
88
PFBCPreferred Bank (California)$1.4B
77
ESQEsquire Financial Holdings, Inc.$1.4B
61
PEBOPeoples Bancorp, Inc. (Ohio)$1.4B
87
CTBICommunity Trust Bancorp, Inc. (Kentucky)$1.4B
83
BHRBBurke Herbert Financial Services Corp.$1.4B
26
WABCWestamerica Bancorporation$1.4B
85

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Tompkins Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest TMP news & analysis

Are You Looking for a High-Growth Dividend Stock?

Zacks Investment Research · 7 Aug 2026neutral

A Zacks Investment Research article highlights dividends as a key shareholder benefit and poses the question of whether Tompkins (TMP) qualifies as a high-growth dividend stock.

Why it matters — TMP watchers would care because the piece evaluates the company's profile as a dividend-paying stock, a factor relevant to income-focused investors.

Tompkins Financial (TMP) Beats Q2 Earnings and Revenue Estimates

Zacks Investment Research · 24 July 2026positive

Tompkins Financial (TMP) reported quarterly earnings of $2.04 per share, beating the Zacks Consensus Estimate of $1.80 per share, and up from $1.50 per share a year ago.

Why it matters — The earnings beat reflects stronger-than-expected quarterly performance on both the top and bottom lines compared to analyst forecasts.

Tompkins Financial Corporation Reports Increased Cash Dividend

Business Wire · 24 July 2026positive

Tompkins Financial Corporation announced a regular quarterly cash dividend of $0.70 per share, representing a $0.03 or 4.5% increase over the prior quarter's dividend. The dividend is payable on August 14, 2026 to shareholders of record as of August 7, 2026.

Why it matters — The dividend increase signals the company's continued financial health and commitment to returning value to shareholders.

Tompkins Financial Corporation Reports Record Financial Results for Third Consecutive Quarter

Business Wire · 24 July 2026positive

Tompkins Financial Corporation reported diluted earnings per share of $2.04 for the second quarter of 2026, up 36% from the same quarter in 2025, with net income of $29.3 million, up 36.5% year-over-year.

Why it matters — This marks the third consecutive quarter of record financial results for Tompkins, demonstrating sustained earnings growth.

FAQ

Frequently asked questions about TMP stock

What is the TMP stock price forecast for 2026-2027?

The 2 Wall Street analysts covering Tompkins Financial Corp. have a median 12-month price target of $105, with estimates ranging from $104 to $105. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is TMP stock a buy right now?

Of the 2 analysts covering Tompkins Financial Corp., 1 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Tompkins Financial Corp. 88 out of 100 across roughly 4,600 US stocks as at 21 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank TMP?

As at 21 Aug 2026, Tompkins Financial Corp. ranks 88 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (98 of 100).

Will TMP stock go up?

No one can know that. What the data says: the median 12-month target from 2 analysts implies +6.7% from the last close, and Ticker Nerd's factor model ranks Tompkins Financial Corp. 88 out of 100 as at 21 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the TMP stock forecast for 2030?

No analyst covering Tompkins Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TMP are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $104 to $105 over the next 12 months.

How has TMP stock performed over the past year?

Tompkins Financial Corp. returned +51.8% over the 12 months to 21 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Tompkins Financial Corp. do?

Tompkins Financial Corporation is a diversified financial services company primarily focused on providing a broad array of banking, insurance, and wealth management services. With its headquarters in Ithaca, New York, the corporation serves individual and commercial clients across the state and beyond through a network of community banks and insurance agencies.

What is the latest news on TMP?

The most recent item we track (Zacks Investment Research, 7 Aug 2026): "Are You Looking for a High-Growth Dividend Stock?". A Zacks Investment Research article highlights dividends as a key shareholder benefit and poses the question of whether Tompkins (TMP) qualifies as a high-growth dividend stock.

Company

About Tompkins Financial Corp.

Tompkins Financial Corporation is a diversified financial services company primarily focused on providing a broad array of banking, insurance, and wealth management services. With its headquarters in Ithaca, New York, the corporation serves individual and commercial clients across the state and beyond through a network of community banks and insurance agencies. Its primary function is to offer personalized financial services, which include traditional banking operations such as deposit accounts, commercial and consumer loans, and mortgage services. Tompkins Financial Corporation places a strong emphasis on community engagement and customer relationships, providing tailored services that cater to the unique financial needs of its clients. The corporation operates in various sectors, impacting local economies by offering competitive rates and innovative financial solutions. The wealth management division extends investment advice, trust, and estate planning, addressing long-term financial planning needs. In the financial market, Tompkins Financial Corporation is recognized for its stability and commitment to community banking principles. It plays a vital role in supporting small to medium-sized businesses and fostering regional economic growth, contributing to its reputation as a reliable financial partner in the areas it operates.

CEO Mr. Stephen S. Romaine · 813 employees · United States · https://www.tompkinsfinancial.com