PFSPFSFinancial Services · Banks - Regional

PFS Stock Forecast: Provident Financial Services, Inc. Price Predictions for 2026-2027

Last close, 9 Sept 2026
$23
−1.37% on the day

The 6 Wall Street analysts covering Provident Financial Services, Inc. hold a median 12-month price target of $28 — +22.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 76 of 100 as at 8 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$3.1B
Ticker Nerd rank
76 / 100
Median analyst target
$28
Analysts covering
6
Revenue$234.7M+9.6% y/y
Net income$78.1M
Free cash flow$108.6M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.5%
1M
−4.6%
YTD
+20.7%
1Y
+22.2%
From 52W high
−7.7%
From 52W low
+35.0%
$17
$25
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PFS stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Provident Financial Services, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Sept 2026
76 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
92
Value
88
Momentum
88
Quality
69
Growth
58
Issuance
46
Size
30
Accruals
30
Volatility
25

Revisions (92): Analysts have, on balance, been raising their forecasts.

Volatility (25): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

PFS stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PFS, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30Oct 25Jan 26Apr 26Jul 26PFSHigh $30Median $28Low $26

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says6 analysts
4 Buy2 Hold0 Sell
Low $26Median $28High $30

The green dot is the last close — the median target sits +22.2% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
3 Aug 2026Keefe, Bruyette & WoodsReiteratesOutperform$26$28
31 July 2026Piper SandlerReiteratesOverweight$26$29
1 July 2026Raymond JamesMaintainsStrong Buy
1 July 2026Raymond JamesMaintainsStrong Buy$25$27
8 June 2026Stephens & Co.InitiatesEqual-Weight
1 May 2026DA DavidsonMaintainsNeutral
1 May 2026Keefe, Bruyette & WoodsMaintainsOutperform
25 Feb 2026DA DavidsonInitiatesNeutral
29 Jan 2026Keefe, Bruyette & WoodsMaintainsOutperform
28 July 2025DA DavidsonMaintainsBuy
26 June 2025Raymond JamesInitiatesStrong Buy
28 Apr 2025Keefe, Bruyette & WoodsMaintainsOutperform
30 Jan 2025RBC CapitalMaintainsOutperform
13 Dec 2024Hovde GroupInitiatesOutperform
15 Nov 2024DA DavidsonMaintainsBuy
15 Aug 2024Keefe, Bruyette & WoodsUpgradeOutperform
29 July 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
29 July 2024RBC CapitalMaintainsOutperform
9 July 2024RBC CapitalMaintainsOutperform
22 Apr 2024DA DavidsonUpgradeBuy

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PFS appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

PFS vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 9 Sept 2026, Provident Financial Services, Inc. returned +22.2% against +18.5% for the S&P 500, dividends included.

PFS vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Oct 25Jan 26Apr 26Jul 26PFSS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PFS analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+4.5%
Analysts raising
6
Analysts cutting
0
Fundamentals

Provident Financial Services, Inc. (PFS) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
9.8×

Cheaper than 59% of US stocks

Price / sales
3.4×

Cheaper than 37% of US stocks

Price / book
1.1×

Cheaper than 72% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
3.8%

Higher than 36% of US stocks

Earnings growth (YoY)
8.6%

Higher than 46% of US stocks

Gross margin
Operating margin
52.3%

Higher than 97% of US stocks

Net margin
35.0%

Higher than 92% of US stocks

Returns & dividend
Return on equity
11.1%

Higher than 66% of US stocks

Return on assets
1.2%

Higher than 52% of US stocks

Dividend yield
4.1%

Higher than 78% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Provident Financial Services, Inc. (PFS) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Provident Financial Services, Inc. has a market value of $3.1B and an enterprise value of $5.7B.

  • Revenue in the twelve months to 30 June 2026: $907.3M. The latest quarter grew 3.8% year on year.

  • Net income over the same four quarters: $312.7M, a 34.5% net margin.

  • Diluted earnings per share, trailing twelve months: $2.40.

  • Free cash flow in the twelve months to 30 June 2026: $350.4M.

  • Provident Financial Services, Inc. spent $124.4M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 130.4M.

  • Trailing P/E: 9.8×; forward P/E: 9.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 4.07%, paying out 40% of earnings.

  • Provident Financial Services, Inc. employs 1,817 people $499K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 8 Sept 2026

Data provided by Twelve Data

Peers

PFS vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
PFSProvident Financial Services, Inc.$3.1B
76
BOHBank of Hawaii Corp.$3.0B
49
CLBKColumbia Financial, Inc. (Maryland)$3.1B
36
FHBFirst Hawaiian, Inc.$3.2B
69
FBKFB Financial Corp.$2.9B
46
BANCBanc of California, Inc.$2.9B
19
BKUBankUnited, Inc.$3.3B
48

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Provident Financial Services, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PFS news & analysis

Provident Financial (PFS) Upgraded to Buy: Here's Why

Zacks Investment Research · 1 Sept 2026positive

Provident Financial (PFS) was upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. The upgrade may drive the stock higher in the near term.

Why it matters — A PFS watcher would care because the upgrade signals increased analyst optimism about the company's earnings outlook and could influence near-term stock movement.

Provident Financial Services, Inc. Announces Pricing of Subordinated Notes Offering

GlobeNewsWire · 20 Aug 2026neutral

Provident Financial Services, Inc. announced the pricing of its public offering of $175 million of 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036. The notes will bear interest at 6.50% until September 1, 2031, after which the rate resets quarterly to Three-Month Term SOFR plus 239 basis points.

Why it matters — This subordinated notes offering provides Provident Financial Services with additional capital, which is relevant for those tracking the company's funding and balance-sheet position.

3 Savings & Loan Stocks Worth Picking on Improving Industry Prospects

Zacks Investment Research · 10 Aug 2026positive

Zacks Investment Research highlighted PFS, along with WSFS and SMBC, within the Zacks Savings and Loan Industry. The report said these companies will gain from improving loan demand, and that digital upgrades will improve operating efficiency.

Why it matters — A PFS watcher would care because the report identifies PFS as one of the savings and loan stocks positioned to benefit from improving industry loan demand and digital efficiency gains.

Provident Financial (PFS) is a Great Momentum Stock: Should You Buy?

Zacks Investment Research · 5 Aug 2026positive

Zacks Investment Research highlighted Provident Financial (PFS) as a strong momentum stock worth considering for investors.

Why it matters — The article suggests PFS may be gaining positive momentum in the market, which could signal continued performance for current and potential shareholders.

Provident Financial Services, Inc. and Provident Bank Promote Diane Gigliotti to Senior Vice President, Chief Accounting Officer

GlobeNewsWire · 4 Aug 2026positive

Provident Financial Services, Inc. and Provident Bank promoted Diane Gigliotti to Senior Vice President and Chief Accounting Officer, where she will oversee accounting strategy and financial reporting.

Why it matters — A promotion of an experienced finance leader to a senior accounting role signals internal talent development and continuity in the company's financial leadership.

FAQ

Frequently asked questions about PFS stock

What is the PFS stock price forecast for 2026-2027?

The 6 Wall Street analysts covering Provident Financial Services, Inc. have a median 12-month price target of $28, with estimates ranging from $26 to $30. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PFS stock a buy right now?

Of the 6 analysts covering Provident Financial Services, Inc., 4 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Provident Financial Services, Inc. 76 out of 100 across roughly 4,600 US stocks as at 8 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PFS?

As at 8 Sept 2026, Provident Financial Services, Inc. ranks 76 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (92 of 100).

Will PFS stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +22.2% from the last close, and Ticker Nerd's factor model ranks Provident Financial Services, Inc. 76 out of 100 as at 8 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PFS stock forecast for 2030?

No analyst covering Provident Financial Services, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PFS are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $26 to $30 over the next 12 months.

How has PFS stock performed over the past year?

Provident Financial Services, Inc. returned +22.2% over the 12 months to 9 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Provident Financial Services, Inc. do?

Provident Financial Services, Inc. Common Stock is the equity of Provident Financial Services, a bank holding company that operates through Provident Bank.

What is the latest news on PFS?

The most recent item we track (Zacks Investment Research, 1 Sept 2026): "Provident Financial (PFS) Upgraded to Buy: Here's Why". Provident Financial (PFS) was upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. The upgrade may drive the stock higher in the near term.

Company

About Provident Financial Services, Inc.

Provident Financial Services, Inc. Common Stock is the equity of Provident Financial Services, a bank holding company that operates through Provident Bank. The company provides a broad range of banking services for individuals, families, and businesses, including deposit accounts, lending solutions, mortgages, and cash-management services. Its operations are centered on community and commercial banking, with a focus on serving customers across New Jersey, eastern Pennsylvania, and neighboring markets. The business also supports digital banking and relationship-based financial services designed for retail and commercial clients. As a regional financial institution, Provident Financial Services plays a role in deposit gathering, credit intermediation, and everyday banking activity within the U.S. financial system.

CEO Mr. Anthony J. Labozzetta · 1,817 employees · United States · https://www.provident.bank