QTWOQTWOTechnology · Software - Application

QTWO Stock Forecast: Q2 Holdings, Inc. Price Predictions for 2026-2027

Last close, 14 Aug 2026
$65
−2.25% on the day

The 12 Wall Street analysts covering Q2 Holdings, Inc. hold a median 12-month price target of $75 — +15.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 93 of 100 as at 15 Aug 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$4.0B
Ticker Nerd rank
93 / 100
Median analyst target
$75
Analysts covering
12
Total return, dividends reinvested
1W
+3.1%
1M
+25.1%
YTD
−10.3%
1Y
−13.5%
From 52W high
−23.2%
From 52W low
+53.8%
$42
$84
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

QTWO stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Q2 Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
93 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
94
Quality
93
Accruals
92
Growth
87
Revisions
79
Volatility
74
Value
53
Momentum
29
Size
27

Issuance (94): The share count has been shrinking and the company is not leaning on new borrowing.

Momentum (29): The shares have been drifting down relative to others.

Size (27): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

QTWO stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on QTWO, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$50$60$70$80Oct 25Jan 26Apr 26Jul 26QTWOHigh $82Median $75Low $60

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says12 analysts
10 Buy2 Hold0 Sell
Low $60Median $75High $82

The green dot is the last close — the median target sits +15.9% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
31 July 2026Morgan StanleyMaintainsEqual-Weight$63$68
30 July 2026NeedhamMaintainsBuy$70$75
30 July 2026StifelMaintainsBuy$70$75
23 July 2026DA DavidsonMaintainsBuy
23 July 2026DA DavidsonMaintainsBuy$82
22 June 2026JP MorganMaintainsOverweight
22 June 2026JP MorganMaintainsOverweight$80$60
1 June 2026DA DavidsonMaintainsBuy
4 May 2026DA DavidsonMaintainsBuy
30 Apr 2026JP MorganMaintainsOverweight
30 Apr 2026NeedhamReiteratesBuy
28 Apr 2026DA DavidsonMaintainsBuy
7 Apr 2026BairdUpgradeOutperform
18 Feb 2026JP MorganMaintainsOverweight
12 Feb 2026Cantor FitzgeraldMaintainsOverweight
12 Feb 2026NeedhamMaintainsBuy
12 Feb 2026RBC CapitalMaintainsSector Perform
12 Feb 2026Truist SecuritiesMaintainsBuy
3 Feb 2026DA DavidsonUpgradeBuy
6 Nov 2025NeedhamMaintainsBuy

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. QTWO appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

QTWO analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+3.2%
Analysts raising
1
Analysts cutting
0
Fundamentals

Q2 Holdings, Inc. (QTWO) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
45.6×

Cheaper than 17% of US stocks

Price / sales
4.8×

Cheaper than 27% of US stocks

Price / book
6.3×

Cheaper than 17% of US stocks

EV / EBITDA
34.7×

Cheaper than 8% of US stocks

Growth & margins
Revenue growth (YoY)
12.6%

Higher than 58% of US stocks

Earnings growth (YoY)
153.8%

Higher than 88% of US stocks

Gross margin
59.2%

Higher than 73% of US stocks

Operating margin
13.4%

Higher than 70% of US stocks

Net margin
10.9%

Higher than 72% of US stocks

Returns & dividend
Return on equity
15.0%

Higher than 74% of US stocks

Return on assets
4.5%

Higher than 74% of US stocks

Dividend yield

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

QTWO vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Application
CompanyMarket capTKN rank
QTWOQ2 Holdings, Inc.$4.0B
93
LIFLife360, Inc.$4.1B
36
BULLWebull Corp.$4.2B
19
CCCCCC Intelligent Solutions Holdings, Inc.$4.2B
72
WKWorkiva, Inc.$3.8B
99
DAVEDave, Inc.$4.3B
46
SRADSportradar Group AG$4.3B
50

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Q2 Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest QTWO news & analysis

Q2 Innovation Studio Marks Five Years of Customer Adoption, with More Than 90% of Q2 Digital Banking Customers Leveraging Its SDK and Partner Ecosystem

Business Wire · 6 Aug 2026positive

Q2 Holdings announced that, five years after its launch, more than 90% of its digital banking customers are now using Q2 Innovation Studio, its SDK-powered innovation model and embedded fintech ecosystem for deploying and scaling digital banking innovations.

Why it matters — The high adoption rate of Q2 Innovation Studio indicates strong customer engagement with Q2's core digital banking platform and embedded fintech ecosystem.

Q2 Holdings (QTWO) Moves to Strong Buy: Rationale Behind the Upgrade

Zacks Investment Research · 31 July 2026positive

Q2 Holdings (QTWO) was upgraded to a Zacks Rank #1 (Strong Buy) based on growing optimism about its earnings prospects.

Why it matters — A QTWO watcher would care because the upgrade signals increased confidence in the company's earnings outlook, which could influence investor sentiment.

Q2 Q2 Earnings Call Highlights

MarketBeat · 30 July 2026positive

Q2 Holdings reported second-quarter 2026 results that exceeded the high end of its guidance, driven by subscription revenue growth, record adjusted EBITDA, and ongoing demand across its digital banking, fraud, commercial banking and Relationship Pricing offerings.

Why it matters — The company's performance above its own guidance range, with record EBITDA and subscription growth, signals strong operational execution and sustained customer demand for its banking technology solutions.

Q2 Holdings (QTWO) Tops Q2 Earnings and Revenue Estimates

Zacks Investment Research · 30 July 2026positive

Q2 Holdings (QTWO) reported quarterly earnings of $0.7 per share, surpassing the Zacks Consensus Estimate of $0.67 per share and up from $0.5 per share in the same quarter last year.

Why it matters — QTWO watchers would care because the company delivered an earnings beat against analyst expectations and showed year-over-year earnings growth.

Q2 Holdings, Inc. (QTWO) Q2 2026 Earnings Call Transcript

Seeking Alpha · 30 July 2026neutral

Q2 Holdings, Inc. held its Q2 2026 earnings call, and the transcript of that call was published on Seeking Alpha.

Why it matters — A QTWO watcher would follow earnings call transcripts for direct insight into management's commentary on the company's quarterly financial performance and outlook.

FAQ

Frequently asked questions about QTWO stock

What is the QTWO stock price forecast for 2026-2027?

The 12 Wall Street analysts covering Q2 Holdings, Inc. have a median 12-month price target of $75, with estimates ranging from $60 to $82. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is QTWO stock a buy right now?

Of the 12 analysts covering Q2 Holdings, Inc., 10 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Q2 Holdings, Inc. 93 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank QTWO?

As at 15 Aug 2026, Q2 Holdings, Inc. ranks 93 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (94 of 100).

Will QTWO stock go up?

No one can know that. What the data says: the median 12-month target from 12 analysts implies +15.9% from the last close, and Ticker Nerd's factor model ranks Q2 Holdings, Inc. 93 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the QTWO stock forecast for 2030?

No analyst covering Q2 Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for QTWO are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $60 to $82 over the next 12 months.

How has QTWO stock performed over the past year?

Q2 Holdings, Inc. returned -13.5% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Q2 Holdings, Inc. do?

Q2 Holdings Inc. is a leading financial technology company primarily focused on providing comprehensive digital solutions to financial institutions.

What is the latest news on QTWO?

The most recent item we track (Business Wire, 6 Aug 2026): "Q2 Innovation Studio Marks Five Years of Customer Adoption, with More Than 90% of Q2 Digital Banking Customers Leveraging Its SDK and Partner Ecosystem". Q2 Holdings announced that, five years after its launch, more than 90% of its digital banking customers are now using Q2 Innovation Studio, its SDK-powered innovation model and embedded fintech ecosystem for deploying and scaling digital banking innovations.

Company

About Q2 Holdings, Inc.

Q2 Holdings Inc. is a leading financial technology company primarily focused on providing comprehensive digital solutions to financial institutions. Specializing in the development of cloud-based platforms, Q2 Holdings Inc. serves banks, credit unions, and other financial service providers by enabling secure and scalable online banking experiences. The company's offerings facilitate a wide range of digital financial services, including personal finance management, business banking, loan origination, and data-driven insights, which empower financial institutions to enhance customer relationships and improve operational efficiency. By integrating advanced analytics and machine learning capabilities, Q2 Holdings Inc. assists its clients in personalizing user experiences and adapting to evolving regulatory demands. Founded in 2004 and headquartered in Austin, Texas, Q2 Holdings plays a crucial role in the digital transformation of the financial services industry, bridging the gap between traditional banking operations and modern digital demands.

CEO Mr. Matthew P. Flake · 2,548 employees · United States · https://www.q2.com