QTWOTechnology · Software - ApplicationThe 15 Wall Street analysts covering Q2 Holdings, Inc. hold a median 12-month price target of $76 — +12.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 96 of 100 as at 30 Oct 2026 — among the strongest tenth. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Q2 Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (96): The share count has been shrinking and the company is not leaning on new borrowing.
Value (55): The shares cost a lot relative to the profits and assets behind them.
Size (25): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on QTWO, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +12.6% from it.
Of the 20 most recent actions, 5 moved their price target up and 1 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 16 Oct 2026 | Stephens & Co. | Reinstates | Overweight | $74 |
| 22 Sept 2026 | Piper Sandler | Reiterates | Overweight | $82 |
| 22 Sept 2026 | Piper Sandler | Reiterates | Overweight | — |
| 11 Sept 2026 | Piper Sandler | Initiates | Overweight | — |
| 11 Sept 2026 | Piper Sandler | Initiates | Overweight | $82 |
| 31 Aug 2026 | RBC Capital | Maintains | Sector Perform | — |
| 31 Aug 2026 | RBC Capital | Maintains | Sector Perform | $67 → $73 |
| 24 Aug 2026 | JP Morgan | Maintains | Overweight | $60 → $72 |
| 24 Aug 2026 | JP Morgan | Maintains | Overweight | — |
| 31 July 2026 | Morgan Stanley | Maintains | Equal-Weight | $63 → $68 |
| 31 July 2026 | Morgan Stanley | Maintains | Equal-Weight | — |
| 30 July 2026 | Needham | Maintains | Buy | $70 → $75 |
| 30 July 2026 | Needham | Maintains | Buy | — |
| 30 July 2026 | Stifel | Maintains | Buy | $70 → $75 |
| 30 July 2026 | Stifel | Maintains | Buy | — |
| 23 July 2026 | DA Davidson | Maintains | Buy | — |
| 23 July 2026 | DA Davidson | Maintains | Buy | $82 |
| 22 June 2026 | JP Morgan | Maintains | Overweight | — |
| 22 June 2026 | JP Morgan | Maintains | Overweight | $80 → $60 |
| 1 June 2026 | DA Davidson | Maintains | Buy | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
QTWO appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, Q2 Holdings, Inc. returned +10.2% against +12.4% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 19% of US stocks
Cheaper than 25% of US stocks
Cheaper than 15% of US stocks
Cheaper than 9% of US stocks
Higher than 57% of US stocks
Higher than 86% of US stocks
Higher than 72% of US stocks
Higher than 73% of US stocks
Higher than 74% of US stocks
Higher than 78% of US stocks
Higher than 79% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Q2 Holdings, Inc. has a market value of $4.1B and an enterprise value of $3.9B.
Revenue in the twelve months to 30 June 2026: $846.2M. The latest quarter grew 11.9% year on year.
Net income over the same four quarters: $92.0M, a 10.9% net margin.
Diluted earnings per share, trailing twelve months: $1.40.
Free cash flow in the twelve months to 30 June 2026: $189.0M, after $24.2M of capital spending.
Trailing P/E: 39.3×; forward P/E: 19.7× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
Q2 Holdings, Inc. employs 2,548 people — $332K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Q2 Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Q2 executives said AI is creating new opportunities and risks for digital banking, with personal AI agents emerging as another channel for consumers and businesses to interact with financial institutions.
Why it matters — QTWO watchers may care because personal AI agents could shape how financial institutions engage with customers and navigate fraud risks.
Seeking Alpha maintained a negative view of Q2 Holdings, citing decelerating revenue growth, slower RPO growth, and limited support for its recent rally. The article also pointed to rising executive costs and slowing margin expansion.
Why it matters — QTWO watchers may focus on the slowdown in backlog growth and the potential pressure on margins from executive costs.
Q2 Holdings reported $225.8 million in revenue, up 12% year over year. Non-GAAP gross margin was 62.6%, compared with 57.9% a year earlier.
Why it matters — The revenue growth and higher non-GAAP gross margin provide QTWO watchers with an update on the company’s recent financial performance.
Seeking Alpha reported that Q2 Holdings posted third-quarter 2026 EBITDA growth of 38.8% year over year, a record 62.6% gross margin, and 13.9% subscription revenue growth. The article cited improved full-year guidance and a $2.8 billion backlog.
Why it matters — The results and raised FY2026 outlook, alongside the cited cross-selling and AI productivity focus, are relevant to QTWO watchers assessing the company's operating performance.
Q2 reported third-quarter 2026 results above the high end of its guidance and raised its full-year revenue and adjusted EBITDA outlook. Subscription revenue growth, margin expansion, and free cash flow supported its profitable-growth strategy.
Why it matters — QTWO watchers may note the stronger-than-guided results and higher full-year outlook, alongside growth and cash-flow trends.
The 15 Wall Street analysts covering Q2 Holdings, Inc. have a median 12-month price target of $76, with estimates ranging from $67 to $85. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 15 analysts covering Q2 Holdings, Inc., 13 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Q2 Holdings, Inc. 96 out of 100 across roughly 4,600 US stocks as at 30 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 30 Oct 2026, Q2 Holdings, Inc. ranks 96 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (96 of 100).
No one can know that. What the data says: the median 12-month target from 15 analysts implies +12.6% from the last close, and Ticker Nerd's factor model ranks Q2 Holdings, Inc. 96 out of 100 as at 30 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Q2 Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for QTWO are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $67 to $85 over the next 12 months.
Q2 Holdings, Inc. returned +10.2% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Q2 Holdings, Inc. is a financial technology company that provides cloud-based digital banking and lending solutions for banks, credit unions, fintechs, and alternative finance companies.
The most recent item we track (MarketBeat, 30 Oct 2026): "Q2 Eyes Personal AI Agents as Banking's Next Channel—and Fraud Frontier". Q2 executives said AI is creating new opportunities and risks for digital banking, with personal AI agents emerging as another channel for consumers and businesses to interact with financial institutions.
Q2 Holdings, Inc. is a financial technology company that provides cloud-based digital banking and lending solutions for banks, credit unions, fintechs, and alternative finance companies. Q2 Holdings, Inc. offers an integrated platform that supports retail, small business, and commercial banking across mobile and online channels, helping financial institutions deliver account management, payments, onboarding, and customer engagement services. Its product suite also includes digital lending tools, relationship pricing capabilities, and risk and fraud solutions designed for compliance, security, and operational control. The company serves financial organizations that want to modernize client experiences and unify servicing across consumer and business segments. Headquartered in Austin, Texas, Q2 Holdings, Inc. plays a significant role in the financial services software market by supplying the infrastructure that powers everyday digital banking interactions.
CEO Mr. Matthew P. Flake · 2,548 employees · United States · https://www.q2.com
