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QTWOQTWOTechnology · Software - Application

QTWO Stock Forecast: Q2 Holdings, Inc. Price Predictions for 2026-2027

Last close, 11 Sept 2026
$61
+0.93% on the day

The 12 Wall Street analysts covering Q2 Holdings, Inc. hold a median 12-month price target of $75 — +23.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 95 of 100 as at 12 Sept 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$3.8B
Ticker Nerd rank
95 / 100
Median analyst target
$75
Analysts covering
12
Revenue$219.8M+12.6% y/y
Operating income$30.1M
Net income$29.9M
Free cash flow$51.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−5.0%
1M
−3.9%
YTD
−15.6%
1Y
−26.4%
From 52W high
−27.7%
From 52W low
+44.7%
$42
$84
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

QTWO stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Q2 Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
95 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
94
Quality
92
Accruals
92
Growth
87
Revisions
77
Volatility
71
Value
53
Momentum
41
Size
27

Issuance (94): The share count has been shrinking and the company is not leaning on new borrowing.

Momentum (41): The shares have been drifting down relative to others.

Size (27): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

QTWO stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on QTWO, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$50$60$70$80$90Oct 25Jan 26Apr 26Jul 26QTWOHigh $82Median $75Low $68

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says12 analysts
10 Buy2 Hold0 Sell
Low $68Median $75High $82

The green dot is the last close — the median target sits +23.2% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 5 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
31 Aug 2026RBC CapitalMaintainsSector Perform$67 → $73
24 Aug 2026JP MorganMaintainsOverweight$60 → $72
31 July 2026Morgan StanleyMaintainsEqual-Weight—
31 July 2026Morgan StanleyMaintainsEqual-Weight$63 → $68
30 July 2026NeedhamMaintainsBuy$70 → $75
30 July 2026NeedhamMaintainsBuy—
30 July 2026StifelMaintainsBuy—
30 July 2026StifelMaintainsBuy$70 → $75
23 July 2026DA DavidsonMaintainsBuy$82
23 July 2026DA DavidsonMaintainsBuy—
22 June 2026JP MorganMaintainsOverweight$80 → $60
22 June 2026JP MorganMaintainsOverweight—
1 June 2026DA DavidsonMaintainsBuy—
4 May 2026DA DavidsonMaintainsBuy—
30 Apr 2026JP MorganMaintainsOverweight—
30 Apr 2026NeedhamReiteratesBuy—
28 Apr 2026DA DavidsonMaintainsBuy—
7 Apr 2026BairdUpgradeOutperform—
18 Feb 2026JP MorganMaintainsOverweight—
12 Feb 2026Cantor FitzgeraldMaintainsOverweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. QTWO appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

QTWO vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, Q2 Holdings, Inc. returned −26.4% against +17.5% for the S&P 500, dividends included.

QTWO vs S&P 500, last 12 monthsTotal return, rebased to 100
406080100120Oct 25Jan 26Apr 26Jul 26QTWOS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

QTWO analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+4.7%
Analysts raising
9
Analysts cutting
1
Fundamentals

Q2 Holdings, Inc. (QTWO) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
42.9×

Cheaper than 17% of US stocks

Price / sales
4.5×

Cheaper than 27% of US stocks

Price / book
5.9×

Cheaper than 17% of US stocks

EV / EBITDA
32.6×

Cheaper than 8% of US stocks

Growth & margins
Revenue growth (YoY)
12.6%

Higher than 58% of US stocks

Earnings growth (YoY)
153.8%

Higher than 88% of US stocks

Gross margin
59.2%

Higher than 73% of US stocks

Operating margin
13.4%

Higher than 70% of US stocks

Net margin
10.9%

Higher than 71% of US stocks

Returns & dividend
Return on equity
15.0%

Higher than 74% of US stocks

Return on assets
4.5%

Higher than 74% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Q2 Holdings, Inc. (QTWO) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Q2 Holdings, Inc. has a market value of $3.8B and an enterprise value of $3.7B.

  • Revenue in the twelve months to 30 June 2026: $846.2M. The latest quarter grew 12.6% year on year.

  • Net income over the same four quarters: $92.0M, a 10.9% net margin.

  • Diluted earnings per share, trailing twelve months: $1.40.

  • Free cash flow in the twelve months to 30 June 2026: $189.0M, after $24.2M of capital spending.

  • Shares outstanding: 62.4M.

  • Trailing P/E: 42.9×; forward P/E: 18.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Q2 Holdings, Inc. employs 2,548 people — $332K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 13 Sept 2026

Data provided by Twelve Data

Peers

QTWO vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Application
CompanyMarket capTKN rank
QTWOQ2 Holdings, Inc.$3.8B
95
MNDYmonday.com Ltd.$3.7B
87
WKWorkiva, Inc.$3.9B
98
SRADSportradar Group AG$4.0B
50
BILLBill Holdings, Inc.$4.0B
82
FSLYFastly, Inc.$3.5B
91
CCCCCC Intelligent Solutions Holdings, Inc.$4.2B
73

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Q2 Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest QTWO news & analysis

Q2 Innovation Studio Marks Five Years of Customer Adoption, with More Than 90% of Q2 Digital Banking Customers Leveraging Its SDK and Partner Ecosystem

Business Wire · 6 Aug 2026positive

Q2 Holdings announced that, five years after its launch, more than 90% of its digital banking customers are now using Q2 Innovation Studio, its SDK-powered innovation model and embedded fintech ecosystem for deploying and scaling digital banking innovations.

Why it matters — The high adoption rate of Q2 Innovation Studio indicates strong customer engagement with Q2's core digital banking platform and embedded fintech ecosystem.

Q2 Holdings (QTWO) Moves to Strong Buy: Rationale Behind the Upgrade

Zacks Investment Research · 31 July 2026positive

Q2 Holdings (QTWO) was upgraded to a Zacks Rank #1 (Strong Buy) based on growing optimism about its earnings prospects.

Why it matters — A QTWO watcher would care because the upgrade signals increased confidence in the company's earnings outlook, which could influence investor sentiment.

Q2 Q2 Earnings Call Highlights

MarketBeat · 30 July 2026positive

Q2 Holdings reported second-quarter 2026 results that exceeded the high end of its guidance, driven by subscription revenue growth, record adjusted EBITDA, and ongoing demand across its digital banking, fraud, commercial banking and Relationship Pricing offerings.

Why it matters — The company's performance above its own guidance range, with record EBITDA and subscription growth, signals strong operational execution and sustained customer demand for its banking technology solutions.

Q2 Holdings (QTWO) Tops Q2 Earnings and Revenue Estimates

Zacks Investment Research · 30 July 2026positive

Q2 Holdings (QTWO) reported quarterly earnings of $0.7 per share, surpassing the Zacks Consensus Estimate of $0.67 per share and up from $0.5 per share in the same quarter last year.

Why it matters — QTWO watchers would care because the company delivered an earnings beat against analyst expectations and showed year-over-year earnings growth.

Q2 Holdings, Inc. (QTWO) Q2 2026 Earnings Call Transcript

Seeking Alpha · 30 July 2026neutral

Q2 Holdings, Inc. held its Q2 2026 earnings call, and the transcript of that call was published on Seeking Alpha.

Why it matters — A QTWO watcher would follow earnings call transcripts for direct insight into management's commentary on the company's quarterly financial performance and outlook.

FAQ

Frequently asked questions about QTWO stock

What is the QTWO stock price forecast for 2026-2027?

The 12 Wall Street analysts covering Q2 Holdings, Inc. have a median 12-month price target of $75, with estimates ranging from $68 to $82. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is QTWO stock a buy right now?

Of the 12 analysts covering Q2 Holdings, Inc., 10 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Q2 Holdings, Inc. 95 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank QTWO?

As at 12 Sept 2026, Q2 Holdings, Inc. ranks 95 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (94 of 100).

Will QTWO stock go up?

No one can know that. What the data says: the median 12-month target from 12 analysts implies +23.2% from the last close, and Ticker Nerd's factor model ranks Q2 Holdings, Inc. 95 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the QTWO stock forecast for 2030?

No analyst covering Q2 Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for QTWO are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $68 to $82 over the next 12 months.

How has QTWO stock performed over the past year?

Q2 Holdings, Inc. returned -26.4% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Q2 Holdings, Inc. do?

Q2 Holdings, Inc. is a financial technology company that provides cloud-based digital banking and lending solutions for banks, credit unions, fintechs, and alternative finance companies.

What is the latest news on QTWO?

The most recent item we track (Business Wire, 6 Aug 2026): "Q2 Innovation Studio Marks Five Years of Customer Adoption, with More Than 90% of Q2 Digital Banking Customers Leveraging Its SDK and Partner Ecosystem". Q2 Holdings announced that, five years after its launch, more than 90% of its digital banking customers are now using Q2 Innovation Studio, its SDK-powered innovation model and embedded fintech ecosystem for deploying and scaling digital banking innovations.

Company

About Q2 Holdings, Inc.

Q2 Holdings, Inc. is a financial technology company that provides cloud-based digital banking and lending solutions for banks, credit unions, fintechs, and alternative finance companies. Q2 Holdings, Inc. offers an integrated platform that supports retail, small business, and commercial banking across mobile and online channels, helping financial institutions deliver account management, payments, onboarding, and customer engagement services. Its product suite also includes digital lending tools, relationship pricing capabilities, and risk and fraud solutions designed for compliance, security, and operational control. The company serves financial organizations that want to modernize client experiences and unify servicing across consumer and business segments. Headquartered in Austin, Texas, Q2 Holdings, Inc. plays a significant role in the financial services software market by supplying the infrastructure that powers everyday digital banking interactions.

CEO Mr. Matthew P. Flake · 2,548 employees · United States · https://www.q2.com