DAVETechnology · Software - ApplicationThe 16 Wall Street analysts covering Dave, Inc. hold a median 12-month price target of $450 — +42.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 52 of 100 as at 30 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Dave, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (100): The business earns solid, repeatable profits on what it owns.
Volatility (0): The share price moves around a lot.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on DAVE, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +42.3% from it.
Of the 20 most recent actions, 8 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 15 Sept 2026 | JP Morgan | Initiates | Overweight | $480 |
| 9 Sept 2026 | Loop Capital | Initiates | Buy | $500 |
| 17 Aug 2026 | Piper Sandler | Initiates | Overweight | — |
| 17 Aug 2026 | Piper Sandler | Initiates | Overweight | $390 |
| 11 Aug 2026 | Evercore ISI Group | Maintains | In-Line | — |
| 11 Aug 2026 | Evercore ISI Group | Maintains | In-Line | $260 → $350 |
| 6 Aug 2026 | B. Riley Securities | Maintains | Buy | — |
| 6 Aug 2026 | B. Riley Securities | Maintains | Buy | $370 → $449 |
| 6 Aug 2026 | Canaccord Genuity | Maintains | Buy | $342 → $450 |
| 6 Aug 2026 | Canaccord Genuity | Maintains | Buy | — |
| 6 Aug 2026 | Citizens | Maintains | Market Outperform | — |
| 6 Aug 2026 | Citizens | Maintains | Market Outperform | $450 → $475 |
| 6 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 6 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $485 → $490 |
| 14 July 2026 | UBS | Maintains | Buy | — |
| 14 July 2026 | UBS | Maintains | Buy | $300 → $470 |
| 13 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $340 → $485 |
| 13 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 9 July 2026 | Citizens | Maintains | Market Outperform | — |
| 9 July 2026 | Citizens | Maintains | Market Outperform | $365 → $450 |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
DAVE appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, Dave, Inc. returned +41.1% against +12.4% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 35% of US stocks
Cheaper than 19% of US stocks
Cheaper than 5% of US stocks
Cheaper than 18% of US stocks
Higher than 78% of US stocks
Higher than 18% of US stocks
Higher than 95% of US stocks
Higher than 88% of US stocks
Higher than 92% of US stocks
Higher than 96% of US stocks
Higher than 99% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Dave, Inc. has a market value of $4.0B and an enterprise value of $4.1B.
Revenue in the twelve months to 30 June 2026: $643.7M. The latest quarter grew 29.6% year on year.
Net income over the same four quarters: $222.6M, a 34.6% net margin.
Diluted earnings per share, trailing twelve months: $15.42.
Free cash flow in the twelve months to 30 June 2026: $319.2M.
Dave, Inc. spent $242.7M on share buybacks in the twelve months to 30 June 2026.
Trailing P/E: 21.6×; forward P/E: 14.2× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
Dave, Inc. employs 280 people — $2.3M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Dave, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research reports that Dave Inc. is scheduled to report next week and that Wall Street expects earnings growth. The excerpt says the company has two key ingredients associated with a likely earnings beat.
Why it matters — DAVE watchers may note the upcoming report and the stated expectations for earnings growth and a possible beat.
A Zacks Investment Research item explains that its Style Scores help investors find top-rated stocks based on their investing style, and introduces Dave Inc. as a strong momentum stock.
Why it matters — The item draws attention to DAVE through Zacks’ momentum-oriented framing and its Style Scores approach.
The Seeking Alpha item says Dave’s marketing campaign is supporting positive sentiment and potential market-share gains. It also notes favorable operating cash flow and gross margins above 68% despite recent quarterly declines, alongside elevated short interest of 20%.
Why it matters — DAVE watchers may care about the mix of favorable operating measures and elevated short interest described in the item.
Zacks Investment Research compares Nu Holdings (NU) and Dave (DAVE), highlighting differences in scale, profitability, valuation and stock performance as factors in the fintech investment debate.
Why it matters — The comparison frames Dave’s business and stock performance against Nu Holdings across several measures relevant to DAVE watchers.
Zacks reports that analysts’ average price targets imply a potential 36.6% upside for Dave, Inc. (DAVE), while noting the metric’s effectiveness is questionable. It also cites a positive trend in earnings estimate revisions.
Why it matters — DAVE watchers may note both the analyst-target signal and the earnings-estimate trend, alongside the stated uncertainty about price targets’ usefulness.
The 16 Wall Street analysts covering Dave, Inc. have a median 12-month price target of $450, with estimates ranging from $350 to $500. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 16 analysts covering Dave, Inc., 13 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Dave, Inc. 52 out of 100 across roughly 4,600 US stocks as at 30 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 30 Oct 2026, Dave, Inc. ranks 52 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (100 of 100).
No one can know that. What the data says: the median 12-month target from 16 analysts implies +42.3% from the last close, and Ticker Nerd's factor model ranks Dave, Inc. 52 out of 100 as at 30 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Dave, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for DAVE are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $350 to $500 over the next 12 months.
Dave, Inc. returned +41.1% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Dave Inc. Class A Common Stock represents ownership in Dave Inc., a U.S.
The most recent item we track (Zacks Investment Research, 28 Oct 2026): "Dave Inc. (DAVE) Reports Next Week: Wall Street Expects Earnings Growth". Zacks Investment Research reports that Dave Inc. is scheduled to report next week and that Wall Street expects earnings growth. The excerpt says the company has two key ingredients associated with a likely earnings beat.
Dave Inc. Class A Common Stock represents ownership in Dave Inc., a U.S. financial technology company that operates a mobile-first digital banking platform. Dave provides consumer-focused financial services through products such as budgeting and spending insights, short-term cash advance access through ExtraCash, Side Hustle job-matching features, and Dave Checking, a digital demand deposit account. The company serves everyday consumers seeking tools for cash flow management, personal finance tracking, and banking services delivered through an app-based experience. Dave Inc. is headquartered in Los Angeles, California, and its business is centered on digital financial products that combine banking, credit-related services, and financial guidance in one platform.
CEO Mr. Jason Wilk · 280 employees · United States · https://dave.com
