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DAVEDAVETechnology · Software - Application

DAVE Stock Forecast: Dave, Inc. Price Predictions for 2026-2027

Last close, 5 Oct 2026
$369
+6.45% on the day

The 15 Wall Street analysts covering Dave, Inc. hold a median 12-month price target of $450 — +22.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 47 of 100 as at 3 Oct 2026 — in the lower half.

Market cap
$4.4B
Ticker Nerd rank
47 / 100
Median analyst target
$450
Analysts covering
15
Revenue$170.8M+29.6% y/y
Operating income$52.2M
Net income$6.7M
Free cash flow$65.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+15.0%
1M
−3.1%
YTD
+66.6%
1Y
+81.4%
From 52W high
−16.6%
From 52W low
+136.6%
$156
$443
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

DAVE stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Dave, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 3 Oct 2026
47 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
100
Growth
97
Momentum
93
Revisions
60
Issuance
32
Size
25
Accruals
11
Value
9
Volatility
0

Quality (100): The business earns solid, repeatable profits on what it owns.

Volatility (0): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

DAVE stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on DAVE, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$100$200$300$400$500Jan 26Apr 26Jul 26Oct 26DAVEHigh $500Median $450Low $350

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says15 analysts
13 Buy2 Hold0 Sell
Low $350Median $450High $500

The green dot is the last close — the median target sits +22.0% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 8 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
15 Sept 2026JP MorganInitiatesOverweight$480
9 Sept 2026Loop CapitalInitiatesBuy$500
17 Aug 2026Piper SandlerInitiatesOverweight—
17 Aug 2026Piper SandlerInitiatesOverweight$390
11 Aug 2026Evercore ISI GroupMaintainsIn-Line—
11 Aug 2026Evercore ISI GroupMaintainsIn-Line$260 → $350
6 Aug 2026B. Riley SecuritiesMaintainsBuy—
6 Aug 2026B. Riley SecuritiesMaintainsBuy$370 → $449
6 Aug 2026Canaccord GenuityMaintainsBuy$342 → $450
6 Aug 2026Canaccord GenuityMaintainsBuy—
6 Aug 2026CitizensMaintainsMarket Outperform—
6 Aug 2026CitizensMaintainsMarket Outperform$450 → $475
6 Aug 2026Keefe, Bruyette & WoodsMaintainsOutperform—
6 Aug 2026Keefe, Bruyette & WoodsMaintainsOutperform$485 → $490
14 July 2026UBSMaintainsBuy—
14 July 2026UBSMaintainsBuy$300 → $470
13 July 2026Keefe, Bruyette & WoodsMaintainsOutperform$340 → $485
13 July 2026Keefe, Bruyette & WoodsMaintainsOutperform—
9 July 2026CitizensMaintainsMarket Outperform—
9 July 2026CitizensMaintainsMarket Outperform$365 → $450

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. DAVE appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

DAVE vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 5 Oct 2026, Dave, Inc. returned +81.4% against +16.2% for the S&P 500, dividends included.

DAVE vs S&P 500, last 12 monthsTotal return, rebased to 100
100150200Jan 26Apr 26Jul 26Oct 26DAVES&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

DAVE analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+4.3%
Analysts raising
10
Analysts cutting
0
Fundamentals

Dave, Inc. (DAVE) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
23.7×

Cheaper than 33% of US stocks

Price / sales
7.3×

Cheaper than 19% of US stocks

Price / book
22.5×

Cheaper than 4% of US stocks

EV / EBITDA
19.1×

Cheaper than 16% of US stocks

Growth & margins
Revenue growth (YoY)
29.6%

Higher than 78% of US stocks

Earnings growth (YoY)
−26.0%

Higher than 18% of US stocks

Gross margin
87.1%

Higher than 95% of US stocks

Operating margin
32.9%

Higher than 88% of US stocks

Net margin
34.6%

Higher than 92% of US stocks

Returns & dividend
Return on equity
104.8%

Higher than 96% of US stocks

Return on assets
31.0%

Higher than 99% of US stocks

Dividend yield
0.0%

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Dave, Inc. (DAVE) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Dave, Inc. has a market value of $4.4B and an enterprise value of $4.4B.

  • Revenue in the twelve months to 30 June 2026: $643.7M. The latest quarter grew 29.6% year on year.

  • Net income over the same four quarters: $222.6M, a 34.6% net margin.

  • Diluted earnings per share, trailing twelve months: $15.42.

  • Free cash flow in the twelve months to 30 June 2026: $319.2M.

  • Dave, Inc. spent $242.7M on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 12.8M.

  • Trailing P/E: 23.7×; forward P/E: 16.6× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Dave, Inc. employs 280 people — $2.3M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 5 Oct 2026

Data provided by Twelve Data

Peers

DAVE vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Application
CompanyMarket capTKN rank
DAVEDave, Inc.$4.4B
47
KVYOKlaviyo, Inc.$4.5B
49
NIQNIQ Global Intelligence plc$4.9B
81
CCCCCC Intelligent Solutions Holdings, Inc.$4.0B
75
FSLYFastly, Inc.$3.9B
92
WKWorkiva, Inc.$3.9B
99
OCTVOctave Intelligence plc$5.1B
1

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Dave, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest DAVE news & analysis

SEZL vs. DAVE: Which Consumer Fintech Stock Is the Better Bet?

Zacks Investment Research · 25 Sept 2026neutral

Zacks Investment Research published a comparison of Sezzle and Dave as consumer fintech stocks, examining how each company scales digital finance through different growth engines, evaluating product breadth, credit trends, and monetization in the fintech face-off.

Why it matters — A DAVE watcher would care because the analysis assesses Dave's product breadth, credit trends, and monetization relative to a fintech peer, offering a comparative perspective on its positioning.

Dave's Success Has Investors Split

MarketBeat · 25 Sept 2026neutral

Dave, the fintech company that marketed cash-advance services to Americans running out of money before payday, saw its stock collapse four years ago, resembling other fintech failures. The company's recent success has now left investors divided about the stock.

Why it matters — A DAVE watcher would care because investor disagreement over the company's turnaround reflects uncertainty about the stock's prospects despite its recent success.

DAVE INC (DAVE) Up 7% Since Last Earnings Report: Can It Continue?

Zacks Investment Research · 4 Sept 2026positive

DAVE Inc. reported earnings 30 days ago, and its stock has risen 7% since that report. The item looks ahead at whether the stock can sustain this momentum.

Why it matters — DAVE watchers would care because the piece examines the stock's post-earnings performance and potential to build on that direction.

Dave Raises ExtraCash Limits: Is Monetization Set to Accelerate?

Zacks Investment Research · 27 Aug 2026positive

Dave has raised its ExtraCash advance limits and higher fee ceilings, which are expected to lift revenue per user as credit metrics improve. The company's 2026 guidance was also raised.

Why it matters — A DAVE watcher would care because larger ExtraCash advances and higher fees could accelerate monetization and revenue per user, supported by improving credit metrics and stronger 2026 guidance.

Dave Expands With Flex: Can It Become a Primary Spending Tool?

Zacks Investment Research · 27 Aug 2026positive

Dave is expanding its Flex card, broadening its credit offering with pay-in-four financing, higher spending limits, and Mastercard acceptance as testing expands. The move signals an effort to grow the card's reach and usage.

Why it matters — Dave watchers would care because the Flex card expansion could help position it as a more central spending tool, potentially strengthening the company's credit offering.

FAQ

Frequently asked questions about DAVE stock

What is the DAVE stock price forecast for 2026-2027?

The 15 Wall Street analysts covering Dave, Inc. have a median 12-month price target of $450, with estimates ranging from $350 to $500. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is DAVE stock a buy right now?

Of the 15 analysts covering Dave, Inc., 13 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Dave, Inc. 47 out of 100 across roughly 4,600 US stocks as at 3 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank DAVE?

As at 3 Oct 2026, Dave, Inc. ranks 47 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (100 of 100).

Will DAVE stock go up?

No one can know that. What the data says: the median 12-month target from 15 analysts implies +22.0% from the last close, and Ticker Nerd's factor model ranks Dave, Inc. 47 out of 100 as at 3 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the DAVE stock forecast for 2030?

No analyst covering Dave, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for DAVE are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $350 to $500 over the next 12 months.

How has DAVE stock performed over the past year?

Dave, Inc. returned +81.4% over the 12 months to 5 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Dave, Inc. do?

Dave Inc. Class A Common Stock represents ownership in Dave Inc., a U.S.

What is the latest news on DAVE?

The most recent item we track (Zacks Investment Research, 25 Sept 2026): "SEZL vs. DAVE: Which Consumer Fintech Stock Is the Better Bet?". Zacks Investment Research published a comparison of Sezzle and Dave as consumer fintech stocks, examining how each company scales digital finance through different growth engines, evaluating product breadth, credit trends, and monetization in the fintech face-off.

Company

About Dave, Inc.

Dave Inc. Class A Common Stock represents ownership in Dave Inc., a U.S. financial technology company that operates a mobile-first digital banking platform. Dave provides consumer-focused financial services through products such as budgeting and spending insights, short-term cash advance access through ExtraCash, Side Hustle job-matching features, and Dave Checking, a digital demand deposit account. The company serves everyday consumers seeking tools for cash flow management, personal finance tracking, and banking services delivered through an app-based experience. Dave Inc. is headquartered in Los Angeles, California, and its business is centered on digital financial products that combine banking, credit-related services, and financial guidance in one platform.

CEO Mr. Jason Wilk · 280 employees · United States · https://dave.com