DAVETechnology · Software - ApplicationThe 14 Wall Street analysts covering Dave, Inc. hold a median 12-month price target of $450 — +28.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 45 of 100 as at 12 Sept 2026 — in the lower half.
Consensus tells you what everyone already believes. The model scores Dave, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (100): The business earns solid, repeatable profits on what it owns.
Volatility (1): The share price moves around a lot.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on DAVE, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +28.3% from it.
Of the 20 most recent actions, 8 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 9 Sept 2026 | Loop Capital | Initiates | Buy | $500 |
| 17 Aug 2026 | Piper Sandler | Initiates | Overweight | — |
| 17 Aug 2026 | Piper Sandler | Initiates | Overweight | $390 |
| 11 Aug 2026 | Evercore ISI Group | Maintains | In-Line | — |
| 11 Aug 2026 | Evercore ISI Group | Maintains | In-Line | $260 → $350 |
| 6 Aug 2026 | B. Riley Securities | Maintains | Buy | $370 → $449 |
| 6 Aug 2026 | B. Riley Securities | Maintains | Buy | — |
| 6 Aug 2026 | Canaccord Genuity | Maintains | Buy | $342 → $450 |
| 6 Aug 2026 | Canaccord Genuity | Maintains | Buy | — |
| 6 Aug 2026 | Citizens | Maintains | Market Outperform | — |
| 6 Aug 2026 | Citizens | Maintains | Market Outperform | $450 → $475 |
| 6 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 6 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $485 → $490 |
| 14 July 2026 | UBS | Maintains | Buy | $300 → $470 |
| 14 July 2026 | UBS | Maintains | Buy | — |
| 13 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $340 → $485 |
| 13 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 9 July 2026 | Citizens | Maintains | Market Outperform | — |
| 9 July 2026 | Citizens | Maintains | Market Outperform | $365 → $450 |
| 1 July 2026 | Benchmark | Maintains | Buy | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. DAVE appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 11 Sept 2026, Dave, Inc. returned +56.0% against +17.5% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 34% of US stocks
Cheaper than 19% of US stocks
Cheaper than 4% of US stocks
Cheaper than 16% of US stocks
Higher than 78% of US stocks
Higher than 17% of US stocks
Higher than 95% of US stocks
Higher than 88% of US stocks
Higher than 92% of US stocks
Higher than 96% of US stocks
Higher than 99% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Dave, Inc. has a market value of $4.5B and an enterprise value of $4.5B.
Revenue in the twelve months to 30 June 2026: $643.7M. The latest quarter grew 29.6% year on year.
Net income over the same four quarters: $222.6M, a 34.6% net margin.
Diluted earnings per share, trailing twelve months: $15.42.
Free cash flow in the twelve months to 30 June 2026: $319.2M.
Dave, Inc. spent $242.7M on share buybacks in the twelve months to 30 June 2026.
Trailing P/E: 22.6×; forward P/E: 16.0× — the forward figure prices analyst consensus estimates, not reported earnings.
Dave, Inc. employs 280 people — $2.3M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Dave, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
DAVE Inc. reported earnings 30 days ago, and its stock has risen 7% since that report. The item looks ahead at whether the stock can sustain this momentum.
Why it matters — DAVE watchers would care because the piece examines the stock's post-earnings performance and potential to build on that direction.
Dave has raised its ExtraCash advance limits and higher fee ceilings, which are expected to lift revenue per user as credit metrics improve. The company's 2026 guidance was also raised.
Why it matters — A DAVE watcher would care because larger ExtraCash advances and higher fees could accelerate monetization and revenue per user, supported by improving credit metrics and stronger 2026 guidance.
Dave is expanding its Flex card, broadening its credit offering with pay-in-four financing, higher spending limits, and Mastercard acceptance as testing expands. The move signals an effort to grow the card's reach and usage.
Why it matters — Dave watchers would care because the Flex card expansion could help position it as a more central spending tool, potentially strengthening the company's credit offering.
Zacks published a comparison of Dave and dLocal, two profitable fintech growth companies. The piece notes that while both are profitable growth stories, their growth drivers, valuations, and risk profiles differ sharply for investors.
Why it matters — DAVE watchers would care because this analysis directly compares Dave against a peer fintech, highlighting how its growth drivers, valuation, and risk profile stack up for investors.
Dave, Inc. (DAVE) has held its customer acquisition cost at $19 while new members rose 32%, with marketing spend increasing in the second half of 2026. The company's acquisition efficiency is now a focus as its marketing push accelerates.
Why it matters — A DAVE watcher would care because whether the company can keep acquisition costs flat while member growth accelerates is central to the sustainability and profitability of its expansion.
The 14 Wall Street analysts covering Dave, Inc. have a median 12-month price target of $450, with estimates ranging from $350 to $500. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 14 analysts covering Dave, Inc., 12 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Dave, Inc. 45 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.
As at 12 Sept 2026, Dave, Inc. ranks 45 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (100 of 100).
No one can know that. What the data says: the median 12-month target from 14 analysts implies +28.3% from the last close, and Ticker Nerd's factor model ranks Dave, Inc. 45 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Dave, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for DAVE are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $350 to $500 over the next 12 months.
Dave, Inc. returned +56.0% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
Dave Inc. Class A Common Stock represents ownership in Dave Inc., a U.S.
The most recent item we track (Zacks Investment Research, 4 Sept 2026): "DAVE INC (DAVE) Up 7% Since Last Earnings Report: Can It Continue?". DAVE Inc. reported earnings 30 days ago, and its stock has risen 7% since that report. The item looks ahead at whether the stock can sustain this momentum.
Dave Inc. Class A Common Stock represents ownership in Dave Inc., a U.S. financial technology company that operates a mobile-first digital banking platform. Dave provides consumer-focused financial services through products such as budgeting and spending insights, short-term cash advance access through ExtraCash, Side Hustle job-matching features, and Dave Checking, a digital demand deposit account. The company serves everyday consumers seeking tools for cash flow management, personal finance tracking, and banking services delivered through an app-based experience. Dave Inc. is headquartered in Los Angeles, California, and its business is centered on digital financial products that combine banking, credit-related services, and financial guidance in one platform.
CEO Mr. Jason Wilk · 280 employees · United States · https://dave.com
