SBCFSBCFFinancial Services · Banks - Regional

SBCF Stock Forecast: Seacoast Banking Corp. of Florida Price Predictions for 2026-2027

Last close, 9 Sept 2026
$34
−1.91% on the day

The 6 Wall Street analysts covering Seacoast Banking Corp. of Florida hold a median 12-month price target of $37 — +9.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 28 of 100 as at 8 Sept 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$3.3B
Ticker Nerd rank
28 / 100
Median analyst target
$37
Analysts covering
6
Revenue$208.2M+37.5% y/y
Net income$59.5M
Free cash flow$57.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+2.5%
1M
−2.0%
YTD
+9.0%
1Y
+12.9%
From 52W high
−6.3%
From 52W low
+19.7%
$28
$36
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

SBCF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Seacoast Banking Corp. of Florida on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Sept 2026
28 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
80
Momentum
75
Growth
73
Size
29
Issuance
26
Quality
22
Volatility
21
Value
13
Accruals
13

Revisions (80): Analysts have, on balance, been raising their forecasts.

Accruals (13): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

SBCF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on SBCF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$28$30$32$34$36$38$40Oct 25Jan 26Apr 26Jul 26SBCFHigh $39Median $37Low $36

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says6 analysts
2 Buy4 Hold0 Sell
Low $36Median $37High $39

The green dot is the last close — the median target sits +9.3% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
30 July 2026Piper SandlerMaintainsNeutral$34$36
22 June 2026Piper SandlerMaintainsNeutral$33$34
22 June 2026Piper SandlerMaintainsNeutral
30 Apr 2026Piper SandlerMaintainsNeutral
2 Feb 2026Keefe, Bruyette & WoodsMaintainsOutperform
29 Oct 2025Keefe, Bruyette & WoodsMaintainsOutperform
29 July 2025Keefe, Bruyette & WoodsMaintainsOutperform
2 June 2025Keefe, Bruyette & WoodsMaintainsOutperform
30 Apr 2025Keefe, Bruyette & WoodsMaintainsOutperform
28 Apr 2025Stephens & Co.MaintainsEqual-Weight
3 Mar 2025Stephens & Co.MaintainsEqual-Weight
29 Jan 2025Raymond JamesReiteratesOutperform
28 Oct 2024Stephens & Co.MaintainsEqual-Weight
28 Oct 2024Truist SecuritiesMaintainsHold
21 Aug 2024Keefe, Bruyette & WoodsMaintainsOutperform
29 July 2024Keefe, Bruyette & WoodsMaintainsOutperform
29 July 2024Truist SecuritiesMaintainsHold
8 July 2024Truist SecuritiesMaintainsHold
31 May 2024Keefe, Bruyette & WoodsUpgradeOutperform
2 May 2024Keefe, Bruyette & WoodsMaintainsMarket Perform

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. SBCF appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

SBCF vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 9 Sept 2026, Seacoast Banking Corp. of Florida returned +12.9% against +18.5% for the S&P 500, dividends included.

SBCF vs S&P 500, last 12 monthsTotal return, rebased to 100
95100105110115120Oct 25Jan 26Apr 26Jul 26SBCFS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

SBCF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.7%
Analysts raising
4
Analysts cutting
0
Fundamentals

Seacoast Banking Corp. of Florida (SBCF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
22.4×

Cheaper than 35% of US stocks

Price / sales
4.9×

Cheaper than 25% of US stocks

Price / book
1.2×

Cheaper than 68% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
38.3%

Higher than 82% of US stocks

Earnings growth (YoY)
39.5%

Higher than 71% of US stocks

Gross margin
Operating margin
48.8%

Higher than 96% of US stocks

Net margin
23.8%

Higher than 85% of US stocks

Returns & dividend
Return on equity
6.1%

Higher than 55% of US stocks

Return on assets
0.9%

Higher than 48% of US stocks

Dividend yield
2.2%

Higher than 49% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Seacoast Banking Corp. of Florida (SBCF) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Seacoast Banking Corp. of Florida has a market value of $3.3B and an enterprise value of $4.5B.

  • Revenue in the twelve months to 30 June 2026: $732.6M. The latest quarter grew 38.3% year on year.

  • Net income over the same four quarters: $162.2M, a 22.1% net margin.

  • Diluted earnings per share, trailing twelve months: $1.57.

  • Free cash flow in the twelve months to 30 June 2026: $206.9M.

  • Seacoast Banking Corp. of Florida spent $33.3M on share buybacks and $78.4M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 96.8M.

  • Trailing P/E: 22.4×; forward P/E: 12.5× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.20%, paying out 49% of earnings.

  • Seacoast Banking Corp. of Florida employs 1,964 people $373K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 9 Sept 2026

Data provided by Twelve Data

Peers

SBCF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
SBCFSeacoast Banking Corp. of Florida$3.3B
28
SFNCSimmons First National Corp.$3.4B
20
FFBCFirst Financial Bancorp (Ohio)$3.4B
48
TOWNTownebank$3.4B
52
CBUCommunity Financial System, Inc.$3.3B
44
PRKPark National Corp.$3.4B
66
BKUBankUnited, Inc.$3.3B
48

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Seacoast Banking Corp. of Florida — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest SBCF news & analysis

Seacoast Banking (SBCF) Upgraded to Buy: Here's Why

Zacks Investment Research · 18 Aug 2026positive

Seacoast Banking Corp. of Florida (SBCF) was upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about its earnings prospects. The upgrade suggests the stock might move higher.

Why it matters — A Zacks upgrade to Buy signals increased analyst confidence in SBCF's earnings outlook, which is relevant to investors tracking the bank's performance.

Seacoast Banking (SBCF) is a Great Momentum Stock: Should You Buy?

Zacks Investment Research · 3 Aug 2026positive

Zacks Investment Research published an article examining whether Seacoast Banking (SBCF) has what it takes to be a top stock pick for momentum investors. The piece frames SBCF as a strong momentum stock and poses the question of whether investors should buy.

Why it matters — SBCF watchers would care because the article assesses the stock's momentum credentials and its appeal as a potential investment candidate.

Seacoast Banking Corporation of Florida (SBCF) Q2 2026 Earnings Call Transcript

Seeking Alpha · 29 July 2026neutral

Seacoast Banking Corporation of Florida (SBCF) held its Q2 2026 earnings call, and the transcript of that call was published on Seeking Alpha.

Why it matters — An earnings call transcript gives SBCF watchers direct access to management's commentary on quarterly results and expectations.

Seacoast Banking Corporation of Florida Q2 Earnings Call Highlights

MarketBeat · 29 July 2026positive

Seacoast Banking Corporation of Florida reported second-quarter net income of $59.5 million, or $0.55 per diluted share, while adjusted pre-tax, pre-provision earnings rose 52% from a year earlier to $95.5 million.

Why it matters — SBCF watchers would pay attention because the significant year-over-year increase in adjusted pre-tax, pre-provision earnings signals strong underlying operational performance.

Seacoast Banking (SBCF) Reports Q2 Earnings: What Key Metrics Have to Say

Zacks Investment Research · 28 July 2026neutral

Seacoast Banking (SBCF) reported its second-quarter earnings for the period ended June 2026. The article compares the company's key metrics against Wall Street estimates and prior-year figures.

Why it matters — Investors tracking SBCF would want to see how the bank's core operating metrics stack up against analyst expectations and year-ago performance.

FAQ

Frequently asked questions about SBCF stock

What is the SBCF stock price forecast for 2026-2027?

The 6 Wall Street analysts covering Seacoast Banking Corp. of Florida have a median 12-month price target of $37, with estimates ranging from $36 to $39. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is SBCF stock a buy right now?

Of the 6 analysts covering Seacoast Banking Corp. of Florida, 2 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Seacoast Banking Corp. of Florida 28 out of 100 across roughly 4,600 US stocks as at 8 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank SBCF?

As at 8 Sept 2026, Seacoast Banking Corp. of Florida ranks 28 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (80 of 100).

Will SBCF stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +9.3% from the last close, and Ticker Nerd's factor model ranks Seacoast Banking Corp. of Florida 28 out of 100 as at 8 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the SBCF stock forecast for 2030?

No analyst covering Seacoast Banking Corp. of Florida publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for SBCF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $39 over the next 12 months.

How has SBCF stock performed over the past year?

Seacoast Banking Corp. of Florida returned +12.9% over the 12 months to 9 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Seacoast Banking Corp. of Florida do?

Seacoast Banking Corporation of Florida is a financial holding company and community bank headquartered in Stuart, Florida. Through its principal subsidiary, Seacoast National Bank, the company provides a broad range of banking and financial services to individuals, businesses, and commercial clients across Florida.

What is the latest news on SBCF?

The most recent item we track (Zacks Investment Research, 18 Aug 2026): "Seacoast Banking (SBCF) Upgraded to Buy: Here's Why". Seacoast Banking Corp. of Florida (SBCF) was upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about its earnings prospects. The upgrade suggests the stock might move higher.

Company

About Seacoast Banking Corp. of Florida.

Seacoast Banking Corporation of Florida is a financial holding company and community bank headquartered in Stuart, Florida. Through its principal subsidiary, Seacoast National Bank, the company provides a broad range of banking and financial services to individuals, businesses, and commercial clients across Florida. Its offerings include personal and business deposit accounts, consumer and commercial lending, mortgage lending, wealth management, treasury management, brokerage, and insurance services. Seacoast also delivers digital banking solutions through mobile and online platforms, supporting everyday banking, payments, and account management. The company serves customers through a network of full-service branches and a relationship-based banking model that combines local decision-making with a diversified product set. As a regional financial institution, Seacoast Banking Corporation of Florida plays a key role in deposit gathering, credit intermediation, and financial services delivery within its core markets.

CEO Mr. Charles M. Shaffer CPA · 1,964 employees · United States · https://www.seacoastbanking.com