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WSBFWSBFFinancial Services · Banks - Regional

WSBF Stock Forecast: Waterstone Financial, Inc. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$21
+1.22% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 92 of 100 as at 1 Aug 2026 — among the strongest tenth.

Market cap
$375.0M
Ticker Nerd rank
92 / 100
Median analyst target
—
Analysts covering
1
Total return, dividends reinvested
1W
+3.2%
1M
+1.7%
YTD
+28.9%
1Y
+63.0%
From 52W high
0.0%
From 52W low
+61.7%
$13
$21
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

WSBF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Waterstone Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
92 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
98
Issuance
98
Volatility
92
Growth
87
Quality
83
Size
57
Value
56
Accruals
55
Revisions
25

Momentum (98): The shares have been drifting up relative to others.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

The rank is the raw material. Whether the rules would actually own Waterstone Financial, Inc. — and when they’d sell — is the membership.

Wall Street

WSBF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on WSBF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$12$14$16$18$20$22Oct 25Jan 26Apr 26Jul 26WSBF

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says1 analysts
0 Buy1 Hold0 Sell
Recent analyst actionsNewest first
DateFirmActionRatingTarget
26 Feb 2021Piper SandlerDowngradeNeutral$21
29 July 2020Piper SandlerMaintainsOverweight—
31 Oct 2017Piper SandlerDowngradeHold—
31 Oct 2017Sandler O'NeillDowngradeHold—
2 Aug 2016Piper SandlerUpgradeBuy—
2 Aug 2016Sandler O'NeillUpgradeBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

WSBF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Waterstone Financial, Inc. (WSBF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.0×

Cheaper than 55% of US stocks

Price / sales
2.5×

Cheaper than 47% of US stocks

Price / book
1.0×

Cheaper than 71% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
5.2%

Higher than 42% of US stocks

Earnings growth (YoY)
9.5%

Higher than 49% of US stocks

Gross margin
—
Operating margin
26.6%

Higher than 86% of US stocks

Net margin
20.0%

Higher than 82% of US stocks

Returns & dividend
Return on equity
8.7%

Higher than 61% of US stocks

Return on assets
1.3%

Higher than 54% of US stocks

Dividend yield
3.3%

Higher than 69% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

WSBF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
WSBFWaterstone Financial, Inc.$375.0M
92
NECBNortheast Community Bancorp, Inc.$374.5M
67
CZFSCitizens Financial Services, Inc.$372.5M
84
NWFLNorwood Financial Corp.$371.7M
83
FCBMFirst Carolina Financial Services, Inc.$388.7M
3
MVBFMVB Financial Corp.$390.2M
88
CHMGChemung Financial Corp.$390.7M
95
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. WSBF appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest WSBF news & analysis

Waterstone Financial's Q2 Earnings Up Y/Y on Loan Yield Gains

Zacks Investment Research · 30 July 2026neutral

Waterstone Financial reported a year-over-year rise in Q2 earnings per share, driven by higher net interest income, improved margins, and strength in community banking, though mortgage banking was pressured by softer sales margins.

Why it matters — The mixed results highlight that while WSBF benefits from loan yield gains and community banking, headwinds in mortgage banking could weigh on future performance.

FAQ

Frequently asked questions about WSBF stock

Is WSBF stock a buy right now?

Of the 1 analysts covering Waterstone Financial, Inc., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Waterstone Financial, Inc. 92 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank WSBF?

As at 1 Aug 2026, Waterstone Financial, Inc. ranks 92 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (98 of 100).

What is the WSBF stock forecast for 2030?

No analyst covering Waterstone Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for WSBF are extrapolating price history, which says nothing about the business.

How has WSBF stock performed over the past year?

Waterstone Financial, Inc. returned +63.0% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Waterstone Financial, Inc. do?

Waterstone Financial Inc. is a diversified financial institution that primarily provides community banking and mortgage banking services.

What is the latest news on WSBF?

The most recent item we track (Zacks Investment Research, 30 July 2026): "Waterstone Financial's Q2 Earnings Up Y/Y on Loan Yield Gains". Waterstone Financial reported a year-over-year rise in Q2 earnings per share, driven by higher net interest income, improved margins, and strength in community banking, though mortgage banking was pressured by softer sales margins.

Company

About Waterstone Financial, Inc.

Waterstone Financial Inc. is a diversified financial institution that primarily provides community banking and mortgage banking services. Headquartered in Wauwatosa, Wisconsin, the company aims to meet the diverse financial needs of individuals and businesses in its local communities. Waterstone Financial plays a crucial role in the regional economy, offering a variety of products and services, including personal and business loans, checking and savings accounts, and wealth management solutions. The company's mortgage banking segment is notably significant, operating on a national scale and offering a wide range of mortgage products to home buyers, including fixed-rate and adjustable-rate mortgages tailored to varying financial needs. This broad geographical reach adds a layer of stability and growth potential by tapping into national housing market trends. In the financial market, Waterstone Financial Inc. is recognized for its stable performance and commitment to community development, making it a staple in the Midwestern United States banking landscape. Its dual focus on both community-centric and broader mortgage services positions it as an adaptable player capable of navigating diverse economic cycles.

CEO Mr. William F. Bruss J.D. · 593 employees · United States · https://www.wsbonline.com