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WSBF Stock Forecast 2025-2026
$15.26
Current Price
$285.04M
Market Cap
Buy 0
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to WSBF Price Targets
N/A
To High Target of $N/A
N/A
To Median Target of $N/A
N/A
To Low Target of $N/A
WSBF Price Momentum
-0.3%
1 Week Change
+1.5%
1 Month Change
-2.7%
1 Year Change
+13.5%
Year-to-Date Change
-8.9%
From 52W High of $16.75
+31.4%
From 52W Low of $11.61
📊 TOP ANALYST CALLS
Did WSBF Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Waterstone Financial is one of their latest high-conviction picks.
Latest WSBF Stock Price Targets & Analyst Predictions
WSBF has shown a year-to-date change of 13.5% and a 1-year change of -2.7%, reflecting downward momentum over the past year. Comprehensive analyst forecasts are currently unavailable for WSBF. Please refer to the price chart above for recent performance and trends.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
WSBF Analyst Ratings
0
Buy
1
Hold
0
Sell
WSBF Price Target Range
Low
N/A
Average
N/A
High
N/A
Current: $15.26
Latest WSBF Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for WSBF.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Feb 26, 2021 | Piper Sandler | Brendan Nosal | Neutral | Downgrade | $20.50 |
| Jul 29, 2020 | Piper Sandler | Overweight | Maintains | $17.00 | |
| Oct 31, 2017 | Piper Sandler | Hold | Downgrade | $N/A | |
| Oct 31, 2017 | Sandler O'Neill | Hold | Downgrade | $N/A | |
| Aug 2, 2016 | Piper Sandler | Buy | Upgrade | $N/A | |
| Aug 2, 2016 | Sandler O'Neill | Buy | Upgrade | $N/A |
Waterstone Financial Inc. (WSBF) Competitors
The following stocks are similar to Waterstone Financial based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
WSBF
Waterstone Financial
mkt cap
285.79M
Waterstone Financial Inc. (WSBF) Financial Data
Waterstone Financial Inc. has a market capitalization of $285.04M with a P/E ratio of 11.4x. The company generates $137.06M in trailing twelve-month revenue with a 17.4% profit margin.
Revenue growth is +8.3% quarter-over-quarter, while maintaining an operating margin of +26.4% and return on equity of +7.0%.
Valuation Metrics
Market Cap
$285.04M
Enterprise Value
$684.46M
P/E Ratio
11.4x
PEG Ratio
0.3x
Price/Sales
2.1x
Growth & Margins
Revenue Growth (YoY)
+8.3%
Gross Margin
N/A
Operating Margin
+26.4%
Net Margin
+17.4%
EPS Growth
+67.6%
Financial Health
Cash/Price Ratio
+20.0%
Current Ratio
N/A
Debt/Equity
1.4x
ROE
+7.0%
ROA
+1.1%
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Waterstone Financial Inc. (WSBF) Business Model
About Waterstone Financial Inc.
What They Do
Provides community and mortgage banking services.
Business Model
Waterstone Financial Inc. operates as a diversified financial institution, generating revenue primarily through community banking and mortgage banking services. It offers personal and business loans, checking and savings accounts, as well as wealth management solutions, thus catering to both individual and corporate financial needs.
Additional Information
Headquartered in Wauwatosa, Wisconsin, the company has a significant national presence in mortgage banking, providing various mortgage products. Its commitment to community development and stable performance positions it as a reliable player in the Midwestern banking sector, enhancing its adaptability to economic fluctuations.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
600
CEO
Mr. William F. Bruss J.D.
Country
United States
IPO Year
2005
Website
www.wsbonline.comWaterstone Financial Inc. (WSBF) Latest News & Analysis
Featured Analysis
Powered by
Zacks Investment Research
WSBF's Q3 Earnings Soar 73% Y/Y on Higher Loan Yield, Stock up 5%
Waterstone Financial reports a 73% YoY surge in Q3 earnings, driven by higher loan yields, margin expansion, and steady asset quality despite lower mortgage originations and declining noninterest income.
Oct 29, 2025
By Zacks Equity Research
Microcap Article
Latest News
Quick Summary
Waterstone Financial's Q3 earnings surged 73% YoY, fueled by higher loan yields and margin expansion, despite lower mortgage originations and declining noninterest income.
Why It Matters
A 73% YoY earnings surge suggests strong profitability and effective management, attracting investor interest despite challenges in mortgage originations and noninterest income.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Waterstone Financial, Inc. reported Q3 2025 net income of $7.9 million ($0.45/share), up from $4.7 million ($0.26/share) in Q3 2024. Nine-month income per share rose to $1.04 from $0.72.
Why It Matters
Waterstone Financial's significant net income increase signals strong financial performance, potentially boosting investor confidence and stock valuation.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Waterstone Financial's rating upgrade is due to improved mortgage operations, increased banking margins, and enhanced shareholder returns.
Why It Matters
Waterstone Financial's rating upgrade signals improved profitability and operational strength, potentially leading to increased investor confidence and higher stock value.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Waterstone Financial, Inc. (NASDAQ: WSBF) announced a quarterly cash dividend of $0.15 per share, payable on November 3, 2025, to shareholders of record by October 8, 2025.
Why It Matters
Waterstone Financial's declaration of a quarterly dividend signals financial stability and profitability, potentially boosting investor confidence and stock attractiveness.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
WSBF reports strong Q2 earnings, boosted by community banking performance and share repurchases, despite a decline in mortgage income.
Why It Matters
Strong Q2 earnings from WSBF indicate solid community banking performance and effective capital management through share buybacks, which may enhance shareholder value despite mortgage income declines.
Source: Zacks Investment Research
Market Sentiment:
Positive
Waterstone Financial Boosts Q2 Profits
3 months ago
Quick Summary
Waterstone Financial reports an increase in Q2 profits, indicating positive financial performance for the period.
Why It Matters
Increased Q2 profits indicate strong financial performance, potentially leading to higher dividends and stock value, signaling positive growth trends for Waterstone Financial.
Source: The Motley Fool
Market Sentiment:
Positive
Frequently Asked Questions About WSBF Stock
What is Waterstone Financial Inc.'s (WSBF) stock forecast for 2026?
Analyst forecasts for Waterstone Financial Inc. (WSBF) are not currently available. The stock is trading at $15.26.
Is WSBF stock a good investment in 2026?
According to current analyst ratings, WSBF has 0 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $15.26. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for WSBF stock?
Price predictions from Wall Street analysts for WSBF are not currently available. The stock is trading at $15.26.
What is Waterstone Financial Inc.'s business model?
Waterstone Financial Inc. operates as a diversified financial institution, generating revenue primarily through community banking and mortgage banking services. It offers personal and business loans, checking and savings accounts, as well as wealth management solutions, thus catering to both individual and corporate financial needs.
What is the highest forecasted price for WSBF Waterstone Financial Inc.?
Price targets from Wall Street analysts for WSBF are not currently available. The stock is trading at $15.26.
What is the lowest forecasted price for WSBF Waterstone Financial Inc.?
Price targets from Wall Street analysts for WSBF are not currently available. The stock is trading at $15.26.
What is the overall WSBF consensus from analysts for Waterstone Financial Inc.?
The overall analyst consensus for WSBF is neutral. Out of 2 Wall Street analysts, 0 rate it as Buy, 1 as Hold, and 0 as Sell.
How accurate are WSBF stock price projections?
Stock price projections, including those for Waterstone Financial Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: November 8, 2025 7:47 PM UTC