ALKTALKTTechnology · Software - Application

ALKT Stock Forecast: Alkami Technology, Inc. Price Predictions for 2026-2027

Last close, 4 Nov 2026
$13
−1.49% on the day

The 8 Wall Street analysts covering Alkami Technology, Inc. hold a median 12-month price target of $16 — +20.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 70 of 100 as at 4 Nov 2026 — in the upper half. Here, the model and the Street point the same way.

Market cap
$1.4B
Ticker Nerd rank
70/ 100
Median analyst target
$16
Analysts covering
8
Revenue$129.8M+15.9% y/y
Operating income−$7.7M
Net income−$8.9M
Free cash flow$19.8M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−14.6%
1M
−4.5%
YTD
−42.5%
1Y
−32.0%
From 52W high
−44.0%
From 52W low
+6.9%
$12
$24
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ALKT stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Alkami Technology, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 4 Nov 2026
70/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
80
Revisions
77
Issuance
74
Quality
66
Volatility
59
Accruals
55
Value
51
Size
40
Momentum
22

Growth (80): Sales and profits are climbing, and climbing faster than before.

Momentum (22): The shares have been drifting down relative to others.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

ALKT stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ALKT, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$12$14$16$18$20$22$24Jan 26Apr 26Jul 26Oct 26ALKTHigh $20Median $16Low $13

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says8 analysts
2 Buy5 Hold1 Sell
Low $13Median $16High $20

The green dot is the last close — the median target sits +20.7% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 2 moved their price target up and 5 moved it down.

DateFirmActionRatingTarget
29 Oct 2026CitizensDowngradeMarket Perform—
29 Oct 2026JP MorganMaintainsUnderweight$14 → $13
29 Oct 2026KeybancDowngradeSector Weight—
29 Oct 2026NeedhamMaintainsBuy$25 → $20
12 Oct 2026BarclaysMaintainsEqual-Weight$21 → $15
12 Oct 2026BarclaysMaintainsEqual-Weight—
24 Sept 2026CitizensReiteratesMarket Outperform$24
24 Sept 2026CitizensReiteratesMarket Outperform—
24 Sept 2026JP MorganDowngradeUnderweight$24 → $14
24 Sept 2026JP MorganDowngradeUnderweight—
24 Aug 2026JP MorganMaintainsOverweight$19 → $24
24 Aug 2026JP MorganMaintainsOverweight—
24 Aug 2026NeedhamMaintainsBuy$22 → $25
24 Aug 2026NeedhamMaintainsBuy—
22 June 2026JP MorganMaintainsOverweight$20 → $19
22 June 2026JP MorganMaintainsOverweight—
30 Apr 2026CitizensMaintainsMarket Outperform—
26 Feb 2026BarclaysMaintainsEqual-Weight—
26 Feb 2026CitizensMaintainsMarket Outperform—
26 Feb 2026NeedhamMaintainsBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

ALKT appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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    MSFTAMZNGOOGLORCL

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    VRTCEGGEVVST

Performance

ALKT vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Nov 2026, Alkami Technology, Inc. returned −32.0% against +14.8% for the S&P 500, dividends included.

ALKT vs S&P 500, last 12 monthsTotal return, rebased to 100
60708090100110120Jan 26Apr 26Jul 26Oct 26ALKTS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ALKT analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+10.4%
Analysts raising
0
Analysts cutting
0
Fundamentals

Alkami Technology, Inc. (ALKT) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
−29.3×

Cheaper than 97% of US stocks

Price / sales
2.8×

Cheaper than 41% of US stocks

Price / book
4.0×

Cheaper than 24% of US stocks

EV / EBITDA
−117.8×

Cheaper than 97% of US stocks

Growth & margins
Revenue growth (YoY)
19.4%

Higher than 68% of US stocks

Earnings growth (YoY)
15.9%

Higher than 55% of US stocks

Gross margin
56.8%

Higher than 70% of US stocks

Operating margin
−4.1%

Higher than 28% of US stocks

Net margin
−7.2%

Higher than 22% of US stocks

Returns & dividend
Return on equity
−10.4%

Higher than 36% of US stocks

Return on assets
−2.1%

Higher than 37% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Alkami Technology, Inc. (ALKT) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Alkami Technology, Inc. has a market value of $1.4B and an enterprise value of $1.7B.

  • Revenue in the twelve months to 30 June 2026: $489.7M. The latest quarter grew 19.4% year on year.

  • Net income over the same four quarters: −$45.1M, a −9.2% net margin.

  • Diluted earnings per share, trailing twelve months: $−0.42.

  • Free cash flow in the twelve months to 30 June 2026: $55.2M, after $8.0M of capital spending.

  • Shares outstanding: 106.9M.

  • Trailing P/E: −29.3×; forward P/E: 12.3× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Alkami Technology, Inc. employs 1,225 people — $400K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 4 Nov 2026

Data provided by Twelve Data

Peers

ALKT vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Application
CompanyMarket capTKN rank
ALKTAlkami Technology, Inc.$1.4B70
UPBDUpbound Group, Inc.$1.4B94
EVCMEverCommerce, Inc.$1.5B82
SECZSecuritize Corp.$1.3B35
IBTAIbotta, Inc.$1.5B89
PDPagerDuty, Inc.$1.3B93
RDVTRed Violet, Inc.$1.3B93

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Alkami Technology, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ALKT news & analysis

Alkami to Host Webinar with Rally Credit Union and Cornerstone Advisors on Accelerating Loan Growth Through Modern Lending Experiences

PRNewsWire · 4 Nov 2026positive

Alkami announced it will host a Nov. 10, 2026 webinar with Rally Credit Union and Cornerstone Advisors on improving lending growth through modern borrower experiences. The session will discuss lending technology and Rally’s reported 40% year-over-year growth in online loan volume with MANTL Point-of-Sale.

Why it matters — The webinar highlights Alkami’s focus on lending technology and a customer case study involving its MANTL Point-of-Sale offering.

Texoma Community Credit Union to Build a More Connected Member Experience with Alkami's Digital Sales & Service Platform

PRNewsWire · 3 Nov 2026positive

Texoma Community Credit Union is expanding its relationship with Alkami to include the full Digital Sales & Service Platform. It is already using Alkami Digital Banking and is implementing MANTL Onboarding & Account Opening and Alkami’s Data & Marketing Solution.

Why it matters — The expansion adds Alkami products to an existing credit union relationship and reflects rapid member adoption and record digital engagement, according to the excerpt.

What Alkami Technology (ALKT) Said on Its Q3 Earnings Call

MarketBeat · 29 Oct 2026positive

Alkami Technology reported third-quarter 2026 revenue and adjusted EBITDA above its guidance range and raised its full-year outlook. Executives cited subscription revenue, customer expansion and new client launches as growth drivers, while noting strategic-review uncertainty weighed on some new-logo decisions.

Why it matters — The results and higher outlook provide updates on Alkami’s performance and growth drivers, alongside a noted challenge to new-client decisions.

Alkami Technology, Inc. (ALKT) Q3 2026 Earnings Call Transcript

Seeking Alpha · 29 Oct 2026neutral

The provided text identifies a Seeking Alpha transcript of Alkami Technology, Inc.’s Q3 2026 earnings call but contains no details about the call.

Why it matters — ALKT watchers can note the earnings-call transcript was published, but the excerpt provides no information on company performance or outlook.

Alkami Technology (ALKT) Q3 Earnings Lag Estimates

Zacks Investment Research · 28 Oct 2026negative

Alkami Technology reported quarterly earnings of $0.18 per share, below the Zacks Consensus Estimate of $0.22. Earnings were $0.13 per share in the year-ago quarter.

Why it matters — ALKT watchers may note the earnings shortfall versus estimates alongside the increase from a year earlier.

FAQ

Frequently asked questions about ALKT stock

What is the ALKT stock price forecast for 2026-2027?

The 8 Wall Street analysts covering Alkami Technology, Inc. have a median 12-month price target of $16, with estimates ranging from $13 to $20. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ALKT stock a buy right now?

Of the 8 analysts covering Alkami Technology, Inc., 2 rate it a Buy, 5 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks Alkami Technology, Inc. 70 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ALKT?

As at 4 Nov 2026, Alkami Technology, Inc. ranks 70 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (80 of 100).

Will ALKT stock go up?

No one can know that. What the data says: the median 12-month target from 8 analysts implies +20.7% from the last close, and Ticker Nerd's factor model ranks Alkami Technology, Inc. 70 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ALKT stock forecast for 2030?

No analyst covering Alkami Technology, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ALKT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $13 to $20 over the next 12 months.

How has ALKT stock performed over the past year?

Alkami Technology, Inc. returned -32.0% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Alkami Technology, Inc. do?

Alkami Technology Inc. is a financial technology company that provides a cloud-based digital sales and service platform for U.S.

What is the latest news on ALKT?

The most recent item we track (PRNewsWire, 4 Nov 2026): "Alkami to Host Webinar with Rally Credit Union and Cornerstone Advisors on Accelerating Loan Growth Through Modern Lending Experiences". Alkami announced it will host a Nov. 10, 2026 webinar with Rally Credit Union and Cornerstone Advisors on improving lending growth through modern borrower experiences. The session will discuss lending technology and Rally’s reported 40% year-over-year growth in online loan volume with MANTL Point-of-Sale.

Company

About Alkami Technology, Inc.

Alkami Technology Inc. is a financial technology company that provides a cloud-based digital sales and service platform for U.S. banks and credit unions. Its software is designed to help financial institutions onboard new customers, manage digital banking interactions, and strengthen ongoing account servicing through a unified online and mobile experience. The platform combines onboarding and account opening, digital banking, and data and marketing tools, giving institutions a single environment for customer engagement and operational workflows. Alkami Technology Inc. also supports integration with core banking systems and third-party fintech services, which helps financial institutions modernize customer-facing services across retail and business banking. The company serves community, regional, and super-regional banks and credit unions, positioning its platform as a digital infrastructure layer for institutions seeking to improve service delivery, engagement, and efficiency.

CEO Mr. Alex P. Shootman · 1,225 employees · United States · https://www.alkami.com