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CARECAREFinancial Services · Banks - Regional

CARE Stock Forecast: Carter Bankshares, Inc. Price Predictions for 2026-2027

Last close, 18 Sept 2026
$31
+1.05% on the day

The 4 Wall Street analysts covering Carter Bankshares, Inc. hold a median 12-month price target of $35 — +13.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 99 of 100 as at 19 Sept 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$713.2M
Ticker Nerd rank
99 / 100
Median analyst target
$35
Analysts covering
4
Revenue$31.7M−12.7% y/y
Net income$28.9M
Free cash flow−$262.9M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−1.4%
1M
−2.3%
YTD
+57.7%
1Y
+53.9%
From 52W high
−13.6%
From 52W low
+82.8%
$17
$36
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CARE stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Carter Bankshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 19 Sept 2026
99 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
99
Momentum
98
Quality
98
Issuance
95
Value
91
Revisions
60
Volatility
53
Accruals
53
Size
49

Growth (99): Sales and profits are climbing, and climbing faster than before.

Accruals (53): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (49): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

CARE stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CARE, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$15$20$25$30$35Oct 25Jan 26Apr 26Jul 26CAREHigh $36Median $35Low $35

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says4 analysts
1 Buy3 Hold0 Sell
Low $35Median $35High $36

The green dot is the last close — the median target sits +13.7% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
1 July 2026Raymond JamesDowngradeMarket Perform—
1 July 2026Raymond JamesDowngradeMarket Perform—
3 June 2026Hovde GroupDowngradeMarket Perform—
15 May 2026Freedom BrokerDowngradeHold—
13 Feb 2026Freedom BrokerMaintainsBuy—
24 Dec 2025Freedom BrokerInitiatesBuy—
2 Oct 2024Hovde GroupInitiatesOutperform$22
29 Aug 2024Raymond JamesMaintainsOutperform$20 → $21
1 May 2023Raymond JamesUpgradeOutperform—
6 Apr 2023Raymond JamesReinstatesMarket Perform—
5 Dec 2022Piper SandlerReinstatesNeutral$19
6 Oct 2022DA DavidsonDowngradeNeutral—
7 July 2022Raymond JamesUpgradeOutperform—
21 Jan 2022Piper SandlerInitiatesNeutral—
8 July 2021Raymond JamesDowngradeMarket Perform—
30 Mar 2021DA DavidsonUpgradeBuy—
3 Feb 2021Raymond JamesMaintainsOutperform—
6 Mar 2020DA DavidsonUpgradeBuy$22 → $19

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CARE appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

CARE vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 18 Sept 2026, Carter Bankshares, Inc. returned +53.9% against +16.3% for the S&P 500, dividends included.

CARE vs S&P 500, last 12 monthsTotal return, rebased to 100
80100120140160180Oct 25Jan 26Apr 26Jul 26CARES&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

CARE analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+4.9%
Analysts raising
2
Analysts cutting
0
Fundamentals

Carter Bankshares, Inc. (CARE) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
5.2×

Cheaper than 66% of US stocks

Price / sales
2.5×

Cheaper than 46% of US stocks

Price / book
1.3×

Cheaper than 65% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
68.3%

Higher than 90% of US stocks

Earnings growth (YoY)
239.7%

Higher than 91% of US stocks

Gross margin
—
Operating margin
55.0%

Higher than 98% of US stocks

Net margin
44.9%

Higher than 95% of US stocks

Returns & dividend
Return on equity
27.2%

Higher than 86% of US stocks

Return on assets
2.7%

Higher than 63% of US stocks

Dividend yield
1.3%

Higher than 30% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Carter Bankshares, Inc. (CARE) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Carter Bankshares, Inc. has a market value of $713.2M and an enterprise value of $474.4M.

  • Revenue in the twelve months to 30 June 2026: $214.3M. The latest quarter grew 68.3% year on year.

  • Net income over the same four quarters: $128.6M, a 60.0% net margin.

  • Diluted earnings per share, trailing twelve months: $5.81.

  • Free cash flow in the twelve months to 30 June 2026: $58.8M.

  • Shares outstanding: 22.2M.

  • Trailing P/E: 5.2×; forward P/E: 11.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.30%, paying out 2% of earnings.

  • Carter Bankshares, Inc. employs 687 people — $312K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 19 Sept 2026

Data provided by Twelve Data

Peers

CARE vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
CARECarter Bankshares, Inc.$713.2M
99
RRBIRed River Bancshares, Inc.$672.6M
81
BHBBar Harbor Bankshares$671.5M
67
ACNBACNB Corp.$670.5M
94
CCBCoastal Financial Corp. (Washington)$695.1M
6
MSBIMidland States Bancorp, Inc.$695.3M
94
BCALCalifornia Bancorp$701.2M
87

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Carter Bankshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest CARE news & analysis

Carter Bank Strengthens Raleigh Presence with Commercial Banking Leader Kevin Lockhart

Business Wire · 15 Sept 2026positive

Carter Bank announced that Kevin Lockhart, a veteran commercial banker with more than 30 years of experience, will lead its commercial banking efforts in Raleigh, North Carolina. Lockhart joins the role after eight years as a Regional Executive overseeing Virginia's Roanoke and New River Valley regions.

Why it matters — CARE watchers would note the appointment of an experienced commercial banker with established Raleigh-area relationships as a strengthening of the Bank's presence in the North Carolina market.

Carter Bankshares, Inc. Establishes Dividend Reinvestment and Stock Purchase Plan

Accesswire · 11 Aug 2026neutral

Carter Bankshares, Inc. announced the establishment of a Dividend Reinvestment and Stock Purchase Plan, offering up to 1,000,000 shares of its common stock to existing shareholders for purchase under the Plan.

Why it matters — The new plan gives existing Carter Bankshares shareholders a direct way to reinvest dividends and purchase additional shares of the company's common stock.

Last Chance – 5 Dividend Stocks You Must Buy This Week to Get Paid in August

24/7 Wall Street · 5 Aug 2026neutral

24/7 Wall Street highlighted five dividend stocks that income investors could consider purchasing this week for payouts in August, noting a narrow decision window for these opportunities. The item does not mention Carter Bankshares, Inc. (CARE) specifically.

Why it matters — CARE watchers may find this relevant as a gauge of the current emphasis on dividend-paying stocks among income-focused investors, though CARE is not featured in the list.

FAQ

Frequently asked questions about CARE stock

What is the CARE stock price forecast for 2026-2027?

The 4 Wall Street analysts covering Carter Bankshares, Inc. have a median 12-month price target of $35, with estimates ranging from $35 to $36. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is CARE stock a buy right now?

Of the 4 analysts covering Carter Bankshares, Inc., 1 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Carter Bankshares, Inc. 99 out of 100 across roughly 4,600 US stocks as at 19 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank CARE?

As at 19 Sept 2026, Carter Bankshares, Inc. ranks 99 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (99 of 100).

Will CARE stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +13.7% from the last close, and Ticker Nerd's factor model ranks Carter Bankshares, Inc. 99 out of 100 as at 19 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the CARE stock forecast for 2030?

No analyst covering Carter Bankshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CARE are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $35 to $36 over the next 12 months.

How has CARE stock performed over the past year?

Carter Bankshares, Inc. returned +53.9% over the 12 months to 18 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Carter Bankshares, Inc. do?

Carter Bankshares Inc. is a bank holding company that operates through its subsidiary, Carter Bank & Trust, a community-focused financial institution serving customers in Virginia and neighboring markets.

What is the latest news on CARE?

The most recent item we track (Business Wire, 15 Sept 2026): "Carter Bank Strengthens Raleigh Presence with Commercial Banking Leader Kevin Lockhart". Carter Bank announced that Kevin Lockhart, a veteran commercial banker with more than 30 years of experience, will lead its commercial banking efforts in Raleigh, North Carolina. Lockhart joins the role after eight years as a Regional Executive overseeing Virginia's Roanoke and New River Valley regions.

Company

About Carter Bankshares, Inc.

Carter Bankshares Inc. is a bank holding company that operates through its subsidiary, Carter Bank & Trust, a community-focused financial institution serving customers in Virginia and neighboring markets. Carter Bankshares Inc. provides a broad range of retail and commercial banking products, including checking and savings accounts, certificates of deposit, consumer loans, residential mortgages, commercial lending, and treasury-related services. The company also offers insurance products and supports both individuals and businesses with everyday banking, financing, and cash management needs. Its business is centered on relationship banking, with services delivered through a regional branch network and complementary digital banking tools. Carter Bankshares Inc. plays a key role in regional financial intermediation by channeling deposits into credit and payment services for households, small businesses, and local commercial clients.

CEO Mr. Litz H. Van Dyke · 687 employees · United States · https://www.carterbank.com