CAREFinancial Services · Banks - RegionalThe 4 Wall Street analysts covering Carter Bankshares, Inc. hold a median 12-month price target of $35 — +22.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 97 of 100 as at 5 Nov 2026 — among the strongest tenth. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Carter Bankshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (99): Sales and profits are climbing, and climbing faster than before.
Volatility (34): The share price moves around a lot.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on CARE, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +22.9% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 1 July 2026 | Raymond James | Downgrade | Market Perform | — |
| 1 July 2026 | Raymond James | Downgrade | Market Perform | — |
| 3 June 2026 | Hovde Group | Downgrade | Market Perform | — |
| 15 May 2026 | Freedom Broker | Downgrade | Hold | — |
| 13 Feb 2026 | Freedom Broker | Maintains | Buy | — |
| 24 Dec 2025 | Freedom Broker | Initiates | Buy | — |
| 2 Oct 2024 | Hovde Group | Initiates | Outperform | $22 |
| 29 Aug 2024 | Raymond James | Maintains | Outperform | $20 → $21 |
| 1 May 2023 | Raymond James | Upgrade | Outperform | — |
| 6 Apr 2023 | Raymond James | Reinstates | Market Perform | — |
| 5 Dec 2022 | Piper Sandler | Reinstates | Neutral | $19 |
| 6 Oct 2022 | DA Davidson | Downgrade | Neutral | — |
| 7 July 2022 | Raymond James | Upgrade | Outperform | — |
| 21 Jan 2022 | Piper Sandler | Initiates | Neutral | — |
| 8 July 2021 | Raymond James | Downgrade | Market Perform | — |
| 30 Mar 2021 | DA Davidson | Upgrade | Buy | — |
| 3 Feb 2021 | Raymond James | Maintains | Outperform | — |
| 6 Mar 2020 | DA Davidson | Upgrade | Buy | $22 → $19 |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
CARE appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 5 Nov 2026, Carter Bankshares, Inc. returned +64.5% against +9.3% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 66% of US stocks
Cheaper than 47% of US stocks
Cheaper than 63% of US stocks
Higher than 28% of US stocks
Higher than 73% of US stocks
Higher than 78% of US stocks
Higher than 95% of US stocks
Higher than 87% of US stocks
Higher than 64% of US stocks
Higher than 74% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Carter Bankshares, Inc. has a market value of $646.4M and an enterprise value of $607.6M.
Revenue in the twelve months to 30 June 2026: $214.3M. The latest quarter grew 0.1% year on year.
Net income over the same four quarters: $128.6M, a 60.0% net margin.
Diluted earnings per share, trailing twelve months: $5.81.
Free cash flow in the twelve months to 30 June 2026: $58.8M.
Trailing P/E: 5.0×; forward P/E: 11.6× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.37%, paying out 2% of earnings.
Carter Bankshares, Inc. employs 687 people — $312K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| CARECarter Bankshares, Inc. | $646.4M | 97 |
| FBIZFirst Business Financial Services, Inc. | $623.2M | 86 |
| TCBXThird Coast Bancshares, Inc. | $644.6M | 47 |
| GCBCGreene County Bancorp, Inc. | $613.0M | 54 |
| CCBCoastal Financial Corp. (Washington) | $654.0M | 6 |
| MSBIMidland States Bancorp, Inc. | $655.1M | 91 |
| WCCBWest Coast Community Bancorp | $656.1M | 91 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Carter Bankshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Carter Bank added mortgage loan officers Carl Garnett and Tom Ulbrich to its mortgage lending team. The bank cited their industry experience and local market knowledge as it continues offering mortgage services in its communities.
Why it matters — The staffing expansion reflects a change in Carter Bank’s mortgage lending capacity and service team.
Carter Bankshares reported Q3 earnings of $0.35 per share, below the Zacks Consensus Estimate of $0.54. Earnings were $0.26 per share a year earlier.
Why it matters — The results show quarterly earnings missed the consensus estimate, while exceeding the year-ago per-share figure.
Zacks Investment Research highlighted Carter Bankshares’ Q3 earnings for the quarter ended September 2026, focusing on how key metrics compare with Wall Street estimates and year-ago results.
Why it matters — These comparisons provide CARE watchers context on quarterly performance beyond revenue and EPS.
Zacks Investment Research reported that implied volatility in Carter Bankshares stock options has been surging, citing recent movements in the options market.
Why it matters — CARE watchers may note the reported change in options-market activity.
Carter Bank CEO Litz Van Dyke celebrated a decade of service, including the last nine years as CEO of the Virginia-based community bank, having joined in summer 2016 and been named CEO in April 2017.
Why it matters — A CARE watcher would note the milestone marking ten years of leadership, including nearly a decade of CEO tenure, for the bank's top executive.
The 4 Wall Street analysts covering Carter Bankshares, Inc. have a median 12-month price target of $35, with estimates ranging from $32 to $36. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 4 analysts covering Carter Bankshares, Inc., 1 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Carter Bankshares, Inc. 97 out of 100 across roughly 4,600 US stocks as at 5 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 5 Nov 2026, Carter Bankshares, Inc. ranks 97 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (99 of 100).
No one can know that. What the data says: the median 12-month target from 4 analysts implies +22.9% from the last close, and Ticker Nerd's factor model ranks Carter Bankshares, Inc. 97 out of 100 as at 5 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Carter Bankshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CARE are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $32 to $36 over the next 12 months.
Carter Bankshares, Inc. returned +64.5% over the 12 months to 5 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Carter Bankshares Inc. is a bank holding company that operates through its subsidiary, Carter Bank & Trust, a community-focused financial institution serving customers in Virginia and neighboring markets.
The most recent item we track (Business Wire, 5 Nov 2026): "Carter Bank Expands Mortgage Lending Team with New Loan Officers". Carter Bank added mortgage loan officers Carl Garnett and Tom Ulbrich to its mortgage lending team. The bank cited their industry experience and local market knowledge as it continues offering mortgage services in its communities.
Carter Bankshares Inc. is a bank holding company that operates through its subsidiary, Carter Bank & Trust, a community-focused financial institution serving customers in Virginia and neighboring markets. Carter Bankshares Inc. provides a broad range of retail and commercial banking products, including checking and savings accounts, certificates of deposit, consumer loans, residential mortgages, commercial lending, and treasury-related services. The company also offers insurance products and supports both individuals and businesses with everyday banking, financing, and cash management needs. Its business is centered on relationship banking, with services delivered through a regional branch network and complementary digital banking tools. Carter Bankshares Inc. plays a key role in regional financial intermediation by channeling deposits into credit and payment services for households, small businesses, and local commercial clients.
CEO Mr. Litz H. Van Dyke · 687 employees · United States · https://www.carterbank.com
