CARECAREFinancial Services · Banks - Regional

CARE Stock Forecast: Carter Bankshares, Inc. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$35
+2.46% on the day

The 4 Wall Street analysts covering Carter Bankshares, Inc. hold a median 12-month price target of $34 — -4.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 100 of 100 as at 1 Aug 2026 — among the strongest tenth. The factors read stronger than the Street's target implies. That gap is the story on this page.

Market cap
$766.4M
Ticker Nerd rank
100 / 100
Median analyst target
$34
Analysts covering
4
Total return, dividends reinvested
1W
+4.0%
1M
+6.9%
YTD
+80.9%
1Y
+110.0%
From 52W high
0.0%
From 52W low
+109.7%
$17
$35
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CARE stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Carter Bankshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
100 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
100
Growth
99
Quality
98
Issuance
92
Value
86
Revisions
78
Volatility
65
Accruals
52
Size
48

Momentum (100): The shares have been drifting up relative to others.

Accruals (52): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (48): Larger than most of the companies we track — more scrutinised, less often mispriced.

The rank is the raw material. Whether the rules would actually own Carter Bankshares, Inc. — and when they’d sell — is the membership.

Wall Street

CARE stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CARE, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$15$20$25$30$35Oct 25Jan 26Apr 26Jul 26CAREHigh $35Median $34Low $27

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says4 analysts
1 Buy3 Hold0 Sell
Low $27Median $34High $35

The green dot is the last close — the median target sits −4.0% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
1 July 2026Raymond JamesDowngradeMarket Perform
1 July 2026Raymond JamesDowngradeMarket Perform
3 June 2026Hovde GroupDowngradeMarket Perform
15 May 2026Freedom BrokerDowngradeHold
13 Feb 2026Freedom BrokerMaintainsBuy
24 Dec 2025Freedom BrokerInitiatesBuy
2 Oct 2024Hovde GroupInitiatesOutperform$22
29 Aug 2024Raymond JamesMaintainsOutperform$20$21
1 May 2023Raymond JamesUpgradeOutperform
6 Apr 2023Raymond JamesReinstatesMarket Perform
5 Dec 2022Piper SandlerReinstatesNeutral$19
6 Oct 2022DA DavidsonDowngradeNeutral
7 July 2022Raymond JamesUpgradeOutperform
21 Jan 2022Piper SandlerInitiatesNeutral
8 July 2021Raymond JamesDowngradeMarket Perform
30 Mar 2021DA DavidsonUpgradeBuy
3 Feb 2021Raymond JamesMaintainsOutperform
6 Mar 2020DA DavidsonUpgradeBuy$22$19

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

CARE analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.1%
Analysts raising
1
Analysts cutting
1
Fundamentals

Carter Bankshares, Inc. (CARE) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
6.0×

Cheaper than 65% of US stocks

Price / sales
2.7×

Cheaper than 45% of US stocks

Price / book
1.4×

Cheaper than 57% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
68.3%

Higher than 91% of US stocks

Earnings growth (YoY)
239.7%

Higher than 92% of US stocks

Gross margin
Operating margin
55.0%

Higher than 98% of US stocks

Net margin
44.9%

Higher than 95% of US stocks

Returns & dividend
Return on equity
27.2%

Higher than 87% of US stocks

Return on assets
2.7%

Higher than 64% of US stocks

Dividend yield
1.1%

Higher than 27% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

CARE vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
CARECarter Bankshares, Inc.$766.4M
100
IBCPIndependent Bank Corp. (Michigan)$786.5M
91
WASHWashington Trust Bancorp, Inc.$742.0M
93
PGCPeapack-Gladstone Financial Corp.$807.3M
54
TCBXThird Coast Bancshares, Inc.$722.7M
71
SHBIShore Bancshares, Inc.$819.7M
81
PFISPeoples Financial Services Corp.$704.4M
65
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CARE appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

FAQ

Frequently asked questions about CARE stock

What is the CARE stock price forecast for 2026-2027?

The 4 Wall Street analysts covering Carter Bankshares, Inc. have a median 12-month price target of $34, with estimates ranging from $27 to $35. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is CARE stock a buy right now?

Of the 4 analysts covering Carter Bankshares, Inc., 1 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Carter Bankshares, Inc. 100 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank CARE?

As at 1 Aug 2026, Carter Bankshares, Inc. ranks 100 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (100 of 100).

Will CARE stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies -4.0% from the last close, and Ticker Nerd's factor model ranks Carter Bankshares, Inc. 100 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the CARE stock forecast for 2030?

No analyst covering Carter Bankshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CARE are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $27 to $35 over the next 12 months.

How has CARE stock performed over the past year?

Carter Bankshares, Inc. returned +110.0% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Carter Bankshares, Inc. do?

Carter Bankshares Inc. is a financial holding company that provides a wide array of banking services, primarily serving individual customers, small to medium-sized businesses, and regional industries.

Company

About Carter Bankshares, Inc.

Carter Bankshares Inc. is a financial holding company that provides a wide array of banking services, primarily serving individual customers, small to medium-sized businesses, and regional industries. Its offerings include traditional banking products such as savings and checking accounts, personal loans, commercial lending, and mortgage services. Additionally, the company provides community-focused financial solutions, emphasizing customer relationships and local impact. Headquartered in Martinsville, Virginia, Carter Bankshares operates through its subsidiary Carter Bank & Trust, which manages network branches across the region. The firm's mission is to deliver personalized banking experiences, fostering economic growth and financial stability within its service areas. Carter Bankshares plays a pivotal role in supporting regional economic development, offering tailored services to meet the unique needs of its diverse clientele base. By maintaining a solid capital foundation and a commitment to technological advancements, Carter Bankshares Inc. continues to establish its presence in the financial industry as a reliable partner for both personal and business banking needs.

CEO Mr. Litz H. Van Dyke · 687 employees · United States · https://www.carterbank.com