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CBU Stock Forecast: Community Bank System, Inc. Price Predictions for 2025

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$53.38

+0.11 (0.21%)

CBU Stock Forecast 2025-2026

$53.38
Current Price
$2.82B
Market Cap
6 Ratings
Buy 2
Hold 4
Sell 0
Wall St Analyst Ratings

Distance to CBU Price Targets

+36.8%
To High Target of $73.00
+27.4%
To Median Target of $68.00
+18.0%
To Low Target of $63.00

CBU Price Momentum

+3.7%
1 Week Change
-7.9%
1 Month Change
+20.0%
1 Year Change
-13.5%
Year-to-Date Change
-27.3%
From 52W High of $73.39
+28.6%
From 52W Low of $41.50
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Latest CBU Stock Price Targets & Analyst Predictions

Based on our analysis of 10 Wall Street analysts, CBU has a neutral consensus with a median price target of $68.00 (ranging from $63.00 to $73.00). The overall analyst rating is Buy (7.3/10). Currently trading at $53.38, the median forecast implies a 27.4% upside. This outlook is supported by 2 Buy, 4 Hold, and 0 Sell ratings.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

CBU Analyst Ratings

2
Buy
4
Hold
0
Sell

CBU Price Target Range

Low
$63.00
Average
$68.00
High
$73.00
Current: $53.38

Latest CBU Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for CBU.

Date Firm Analyst Rating Change Price Target
Jan 22, 2025 Keefe, Bruyette & Woods Christopher O'Connell Market Perform Maintains $76.00
Dec 5, 2024 Piper Sandler Frank Schiraldi Neutral Assumes $70.00
Dec 4, 2024 Keefe, Bruyette & Woods Christopher O'Connell Market Perform Maintains $74.00
Oct 28, 2024 Raymond James Steve Moss Strong Buy Upgrade $67.00
Sep 10, 2024 Keefe, Bruyette & Woods Christopher O'Connell Market Perform Maintains $59.00
Mar 14, 2024 DA Davidson Manuel Navas Neutral Maintains $50.00
Jan 5, 2024 Raymond James Steve Moss Outperform Maintains $55.00
Oct 25, 2023 Raymond James Steve Moss Outperform Maintains $45.00
Oct 25, 2023 Piper Sandler Alexander Twerdahl Underweight Maintains $38.00
Aug 1, 2023 Raymond James Steve Moss Outperform Maintains $60.00
Jun 28, 2023 Hovde Group Joseph Fenech Outperform Upgrade $0.00
Jun 6, 2023 Raymond James Outperform Upgrade $0.00
Apr 26, 2023 Piper Sandler Alexander Twerdahl Underweight Maintains $50.00
Apr 6, 2023 Keefe, Bruyette & Woods Christopher O'Connell Market Perform Maintains $57.00
Mar 14, 2023 Janney Montgomery Scott Jake Civiello Buy Initiates $66.00
Dec 21, 2022 Raymond James Steve Moss Market Perform Initiates $0.00
May 2, 2022 Piper Sandler Matthew Breese Underweight Downgrade $66.00
Sep 28, 2020 Piper Sandler Neutral Maintains $58.00
Apr 26, 2018 DA Davidson Russell Gunther Neutral Maintains $56.00
Mar 28, 2018 Hovde Group Outperform Upgrade $0.00

Community Bank System, Inc. (CBU) Competitors

The following stocks are similar to Community Bank based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Community Bank System, Inc. (CBU) Financial Data

Community Bank System, Inc. has a market capitalization of $2.82B with a P/E ratio of 15.5x. The company generates $723.53M in trailing twelve-month revenue with a 25.2% profit margin.

Revenue growth is +9.9% quarter-over-quarter, while maintaining an operating margin of +36.0% and return on equity of +10.5%.

Valuation Metrics

Market Cap $2.82B
Enterprise Value $3.40B
P/E Ratio 15.5x
PEG Ratio 13.8x
Price/Sales 3.9x

Growth & Margins

Revenue Growth (YoY) +9.9%
Gross Margin N/A
Operating Margin +36.0%
Net Margin +25.2%
EPS Growth +47.7%

Financial Health

Cash/Price Ratio +16.8%
Current Ratio 0.0x
Debt/Equity 0.6x
ROE +10.5%
ROA +1.1%
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Community Bank System, Inc. logo

Community Bank System, Inc. (CBU) Business Model

About Community Bank System, Inc.

What They Do

Provides comprehensive banking and financial services.

Business Model

The company operates as a financial holding company, generating revenue primarily through traditional retail and commercial banking services offered by its subsidiary, Community Bank, N.A. It makes money by providing deposit accounts, loans, treasury management, and wealth management services to individuals, businesses, and municipalities, along with insurance and employee benefits consulting.

Additional Information

Community Bank System, Inc. has a strong presence in the Northeastern U.S., particularly in New York and Pennsylvania, and plays a vital role in supporting local economic activities. Its community-focused approach and diverse service offerings position it effectively within various financial sectors.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

2,730

CEO

Mr. Dimitar A. Karaivanov

Country

United States

IPO Year

1985

Community Bank System, Inc. (CBU) Latest News & Analysis

CBU stock latest news image
Quick Summary

BPAS has achieved certification from the Centre for Fiduciary Excellence, enhancing its credentials as a provider of retirement and benefit plans.

Why It Matters

BPAS earning CEFEX certification enhances its reputation for fiduciary responsibility, potentially attracting more clients and boosting investor confidence in its services and performance.

Source: PRNewsWire
Market Sentiment: Neutral
CBU stock latest news image
Quick Summary

Community Financial System's shares have declined due to tariff issues. The bank benefits from low funding costs and low loan losses, but has faced under-earning from rising interest rates.

Why It Matters

New York-based Community Financial System's shares are affected by tariffs, but its low funding costs and strong loan performance suggest potential recovery as interest rates stabilize.

Source: Seeking Alpha
Market Sentiment: Neutral
CBU stock latest news image
Quick Summary

Community Financial System, Inc. (NYSE: CBU) will hold a conference call to discuss its Q1 financial and operating performance on March 31, 2025.

Why It Matters

The conference call will provide insights into Community Financial System's Q1 performance, impacting stock valuation and investor sentiment. Key financial metrics may influence trading decisions.

Source: GlobeNewsWire
Market Sentiment: Neutral
CBU stock latest news image
Quick Summary

Community Financial System, Inc. has appointed Marya Burgio Wlos as Executive Vice President and Chief Financial Officer.

Why It Matters

Marya Burgio Wlos's appointment as CFO may signal strategic shifts or new financial strategies, impacting investor confidence and potential company performance.

Source: Business Wire
Market Sentiment: Neutral
CBU stock latest news image
Quick Summary

Community Financial System reported double-digit growth in Q4 2024 earnings and revenues, with improved net interest margin at 3.17%. A buyback plan is set for 2025 despite unrealized securities losses.

Why It Matters

CBU's strong Q4 growth, improved net interest margin, and upcoming buyback plan enhance investor confidence, despite unrealized losses affecting equity. Future growth prospects remain positive.

Source: Seeking Alpha
Market Sentiment: Positive
CBU stock latest news image
Quick Summary

Community Financial System, Inc. (NYSE: CBU) will hold its Q4 2024 earnings conference call on January 21, 2025, at 11:00 AM ET, featuring key executives and analysts.

Why It Matters

The earnings call provides insights into Community Financial System's performance, which can influence stock prices and investor sentiment regarding financial stability and growth potential.

Source: Seeking Alpha
Market Sentiment: Neutral

Frequently Asked Questions About CBU Stock

What is Community Bank System, Inc.'s (CBU) stock forecast for 2025?

Based on our analysis of 10 Wall Street analysts, Community Bank System, Inc. (CBU) has a median price target of $68.00. The highest price target is $73.00 and the lowest is $63.00.

Is CBU stock a good investment in 2025?

According to current analyst ratings, CBU has 2 Buy ratings, 4 Hold ratings, and 0 Sell ratings. The stock is currently trading at $53.38. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for CBU stock?

Wall Street analysts predict CBU stock could reach $68.00 in the next 12 months. This represents a 27.4% increase from the current price of $53.38. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Community Bank System, Inc.'s business model?

The company operates as a financial holding company, generating revenue primarily through traditional retail and commercial banking services offered by its subsidiary, Community Bank, N.A. It makes money by providing deposit accounts, loans, treasury management, and wealth management services to individuals, businesses, and municipalities, along with insurance and employee benefits consulting.

What is the highest forecasted price for CBU Community Bank System, Inc.?

The highest price target for CBU is $73.00 from at , which represents a 36.8% increase from the current price of $53.38.

What is the lowest forecasted price for CBU Community Bank System, Inc.?

The lowest price target for CBU is $63.00 from at , which represents a 18.0% increase from the current price of $53.38.

What is the overall CBU consensus from analysts for Community Bank System, Inc.?

The overall analyst consensus for CBU is neutral. Out of 10 Wall Street analysts, 2 rate it as Buy, 4 as Hold, and 0 as Sell, with a median price target of $68.00.

How accurate are CBU stock price projections?

Stock price projections, including those for Community Bank System, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 19, 2025 5:29 PM UTC
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