CBUFinancial Services · Banks - RegionalThe 6 Wall Street analysts covering Community Financial System, Inc. hold a median 12-month price target of $69 — +2.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 40 of 100 as at 1 Aug 2026 — in the lower half.
Consensus tells you what everyone already believes. The model scores Community Financial System, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (86): The share count has been shrinking and the company is not leaning on new borrowing.
Value (16): The shares cost a lot relative to the profits and assets behind them.
The rank is the raw material. Whether the rules would actually own Community Financial System, Inc. — and when they’d sell — is the membership.
The bullish and bearish analyst opinions on CBU, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +2.9% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 30 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | $70 → $68 |
| 30 Apr 2026 | Piper Sandler | Maintains | Neutral | — |
| 30 Apr 2026 | Piper Sandler | Maintains | Neutral | $62 → $66 |
| 25 Feb 2026 | DA Davidson | Initiates | Neutral | — |
| 13 Jan 2026 | Janney Montgomery Scott | Downgrade | Neutral | — |
| 3 Dec 2025 | Piper Sandler | Assumes | Neutral | $62 |
| 23 Oct 2025 | Keefe, Bruyette & Woods | Reiterates | Market Perform | — |
| 23 July 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 22 Jan 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 5 Dec 2024 | Piper Sandler | Assumes | Neutral | $70 |
| 4 Dec 2024 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 28 Oct 2024 | Raymond James | Upgrade | Strong Buy | — |
| 10 Sept 2024 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 14 Mar 2024 | DA Davidson | Maintains | Neutral | — |
| 5 Jan 2024 | Raymond James | Maintains | Outperform | — |
| 25 Oct 2023 | Piper Sandler | Maintains | Underweight | — |
| 25 Oct 2023 | Raymond James | Maintains | Outperform | — |
| 1 Aug 2023 | Raymond James | Maintains | Outperform | — |
| 28 June 2023 | Hovde Group | Upgrade | Outperform | — |
| 6 June 2023 | Raymond James | Upgrade | Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 46% of US stocks
Cheaper than 29% of US stocks
Cheaper than 51% of US stocks
Higher than 59% of US stocks
Higher than 61% of US stocks
Higher than 92% of US stocks
Higher than 87% of US stocks
Higher than 68% of US stocks
Higher than 54% of US stocks
Higher than 62% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CBU appears on the weeks it earns a place.
Community Financial System, Inc. (CBU) held its Q2 2026 earnings call, with the transcript of the call published by Seeking Alpha.
Why it matters — The earnings call transcript provides CBU watchers with management's perspective on the company's quarterly financial performance and outlook.
Community Financial System (CBU) reported record second-quarter operating results, with net interest income expanding for a ninth consecutive quarter. However, insurance revenue remained below expectations due to softer premium markets, lower contingencies and organic-growth challenges.
Why it matters — The quarter reflects a mixed picture for CBU, with a record in operating results and sustained net interest income growth offset by persistent weakness in the insurance revenue line.
Community Financial (CBU) reported its second-quarter earnings for the period ending June 2026. The article notes that examining key metrics alongside top- and bottom-line numbers can provide insight into how the business performed relative to Wall Street estimates and year-ago figures.
Why it matters — CBU watchers would care because the piece highlights how the company's quarterly performance compares to analyst expectations and prior-year results.
Community Financial System (CBU) reported Q2 earnings of $1.16 per share, falling short of the Zacks Consensus Estimate of $1.19 per share, though above the $0.97 per share earned in the same quarter last year.
Why it matters — The earnings miss relative to analyst expectations could influence investor perception of CBU's near-term financial performance.
Community Financial System, Inc. announced its financial results for the second quarter of 2026.
Why it matters — Quarterly results provide a snapshot of CBU's financial performance and operational health for the period.
The 6 Wall Street analysts covering Community Financial System, Inc. have a median 12-month price target of $69, with estimates ranging from $66 to $75. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 6 analysts covering Community Financial System, Inc., 1 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Community Financial System, Inc. 40 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 1 Aug 2026, Community Financial System, Inc. ranks 40 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (86 of 100).
No one can know that. What the data says: the median 12-month target from 6 analysts implies +2.9% from the last close, and Ticker Nerd's factor model ranks Community Financial System, Inc. 40 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Community Financial System, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CBU are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $66 to $75 over the next 12 months.
Community Financial System, Inc. returned +33.3% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
Community Bank System, Inc. is a financial holding company providing a wide range of banking and financial services.
The most recent item we track (Seeking Alpha, 28 July 2026): "Community Financial System, Inc. (CBU) Q2 2026 Earnings Call Transcript". Community Financial System, Inc. (CBU) held its Q2 2026 earnings call, with the transcript of the call published by Seeking Alpha.
Community Bank System, Inc. is a financial holding company providing a wide range of banking and financial services. The company's primary function is to deliver traditional retail and commercial banking services through its subsidiary, Community Bank, N.A. This includes offering deposit, loan, and treasury management services to individuals, businesses, and municipal clients. Community Bank System, Inc. is especially notable for its footprint in Northeastern U.S., with a significant presence in New York and Pennsylvania. Additionally, the company extends its services to personal mortgages, business lending, and wealth management through various subsidiaries. Community Bank System, Inc. also provides insurance and employee benefits consulting services, further broadening its impact on diverse financial sectors. Established entities and customers benefit from its comprehensive financial solutions and community-focused approach. With its expansive network and deep-rooted regional operations, Community Bank System, Inc. plays a critical role in supporting economic activities and financial growth in its operating regions.
CEO Mr. Dimitar A. Karaivanov · 2,853 employees · United States · https://ir.cfsi.com