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TOWNTOWNFinancial Services · Banks - Regional

TOWN Stock Forecast: Townebank Price Predictions for 2026-2027

Last close, 14 Aug 2026
$38
−0.03% on the day

The 4 Wall Street analysts covering Townebank hold a median 12-month price target of $40 — +5.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 52 of 100 as at 15 Aug 2026 — in the upper half.

Market cap
$3.5B
Ticker Nerd rank
52 / 100
Median analyst target
$40
Analysts covering
4
Total return, dividends reinvested
1W
+1.0%
1M
+5.8%
YTD
+17.4%
1Y
+6.1%
From 52W high
−2.4%
From 52W low
+23.4%
$31
$39
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

TOWN stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Townebank on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
52 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
98
Quality
84
Volatility
69
Value
65
Momentum
50
Revisions
48
Size
29
Issuance
26
Accruals
14

Growth (98): Sales and profits are climbing, and climbing faster than before.

Accruals (14): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

TOWN stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on TOWN, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$32$34$36$38$40$42Oct 25Jan 26Apr 26Jul 26TOWNHigh $42Median $40Low $38

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says4 analysts
2 Buy2 Hold0 Sell
Low $38Median $40High $42

The green dot is the last close — the median target sits +5.8% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
6 May 2026Keefe, Bruyette & WoodsDowngradeMarket Perform$42 → $38
23 Jan 2025Stephens & Co.ReiteratesEqual-Weight—
2 Oct 2024Keefe, Bruyette & WoodsUpgradeOutperform—
29 July 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
5 Jan 2024Raymond JamesMaintainsOutperform—
13 Sept 2023Stephens & Co.InitiatesEqual-Weight—
11 Aug 2023Hovde GroupInitiatesMarket Perform—
8 May 2023Keefe, Bruyette & WoodsMaintainsMarket Perform—
3 May 2023Raymond JamesMaintainsOutperform—
1 May 2023Piper SandlerMaintainsOverweight—
6 Apr 2023Keefe, Bruyette & WoodsMaintainsMarket Perform—
3 Feb 2021Piper SandlerUpgradeOverweight—
29 Oct 2020Piper SandlerMaintainsNeutral—
7 Jan 2020Stephens & Co.InitiatesEqual-Weight—
16 July 2019Piper JaffrayInitiatesNeutral—
16 July 2019Piper SandlerInitiatesNeutral—
26 Oct 2018Raymond JamesMaintainsOutperform—
26 Apr 2018Raymond JamesUpgradeOutperform—
29 July 2016Keefe Bruyette & WoodsMaintainsMarket Perform—
29 July 2016Keefe, Bruyette & WoodsMaintainsMarket Perform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. TOWN appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

TOWN analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−1.5%
Analysts raising
1
Analysts cutting
2
Fundamentals

Townebank (TOWN) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
18.2×

Cheaper than 42% of US stocks

Price / sales
3.1×

Cheaper than 41% of US stocks

Price / book
1.2×

Cheaper than 68% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
117.8%

Higher than 94% of US stocks

Earnings growth (YoY)
372.5%

Higher than 94% of US stocks

Gross margin
—
Operating margin
61.0%

Higher than 98% of US stocks

Net margin
28.6%

Higher than 88% of US stocks

Returns & dividend
Return on equity
12.2%

Higher than 69% of US stocks

Return on assets
1.6%

Higher than 55% of US stocks

Dividend yield
3.0%

Higher than 65% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

TOWN vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
TOWNTownebank$3.5B
52
SFNCSimmons First National Corp.$3.5B
18
BKUBankUnited, Inc.$3.5B
50
CBUCommunity Financial System, Inc.$3.5B
47
SBCFSeacoast Banking Corp. of Florida$3.5B
29
FHBFirst Hawaiian, Inc.$3.4B
69
FFBCFirst Financial Bancorp (Ohio)$3.6B
48

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Townebank — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest TOWN news & analysis

Greater Clarity For The Future Makes TowneBank More Interesting (Rating Upgrade)

Seeking Alpha · 9 Aug 2026positive

Seeking Alpha reports that TowneBank has been upgraded to Buy, citing improved clarity following acquisitions and a strong position in attractive Southeastern markets. The article notes Q2 2026 operational improvements including declining deposit costs, a higher net interest margin of 3.68%, and rising capital ratios, with a forward yield of 2.99%.

Why it matters — TOWN watchers would note the upgrade and the operational indicators pointing to strengthened financial performance and balance-sheet health after the bank's recent acquisitions.

FAQ

Frequently asked questions about TOWN stock

What is the TOWN stock price forecast for 2026-2027?

The 4 Wall Street analysts covering Townebank have a median 12-month price target of $40, with estimates ranging from $38 to $42. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is TOWN stock a buy right now?

Of the 4 analysts covering Townebank, 2 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Townebank 52 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank TOWN?

As at 15 Aug 2026, Townebank ranks 52 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (98 of 100).

Will TOWN stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +5.8% from the last close, and Ticker Nerd's factor model ranks Townebank 52 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the TOWN stock forecast for 2030?

No analyst covering Townebank publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TOWN are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $38 to $42 over the next 12 months.

How has TOWN stock performed over the past year?

Townebank returned +6.1% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Townebank do?

TowneBank is a prominent regional bank that provides a comprehensive range of financial services primarily in Virginia and North Carolina. Established with a community-focused ethos, TowneBank operates through its various segments, including personal and business banking, mortgage, and insurance services.

What is the latest news on TOWN?

The most recent item we track (Seeking Alpha, 9 Aug 2026): "Greater Clarity For The Future Makes TowneBank More Interesting (Rating Upgrade)". Seeking Alpha reports that TowneBank has been upgraded to Buy, citing improved clarity following acquisitions and a strong position in attractive Southeastern markets. The article notes Q2 2026 operational improvements including declining deposit costs, a higher net interest margin of 3.68%, and rising capital ratios, with a forward yield of 2.99%.

Company

About Townebank.

TowneBank is a prominent regional bank that provides a comprehensive range of financial services primarily in Virginia and North Carolina. Established with a community-focused ethos, TowneBank operates through its various segments, including personal and business banking, mortgage, and insurance services. Its primary function revolves around delivering banking solutions such as checking and savings accounts, business loans, mortgages, and wealth management services. In addition to traditional banking, TowneBank plays a significant role in supporting local economic growth by fostering business development through strategic lending and partnerships. It also impacts sectors such as real estate and construction through its mortgage services and collaborative ventures in property development projects. TowneBank's commitment to community banking underscores its market significance; it strives to be a partner in progress for its clients, offering tailored financial solutions while maintaining strong local engagement. With a network of branches that prioritize personalized customer service, TowneBank exemplifies the vital role regional banks play in both economic stability and community development.

CEO Mr. William I. Foster III · 2,932 employees · United States · https://www.townebank.com