TOWNFinancial Services · Banks - RegionalThe 4 Wall Street analysts covering TowneBank hold a median 12-month price target of $40 — +9.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 60 of 100 as at 22 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores TowneBank on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (98): Sales and profits are climbing, and climbing faster than before.
Accruals (14): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on TOWN, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +9.3% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 6 May 2026 | Keefe, Bruyette & Woods | Downgrade | Market Perform | $42 → $38 |
| 23 Jan 2025 | Stephens & Co. | Reiterates | Equal-Weight | — |
| 2 Oct 2024 | Keefe, Bruyette & Woods | Upgrade | Outperform | — |
| 29 July 2024 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 5 Jan 2024 | Raymond James | Maintains | Outperform | — |
| 13 Sept 2023 | Stephens & Co. | Initiates | Equal-Weight | — |
| 11 Aug 2023 | Hovde Group | Initiates | Market Perform | — |
| 8 May 2023 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 3 May 2023 | Raymond James | Maintains | Outperform | — |
| 1 May 2023 | Piper Sandler | Maintains | Overweight | — |
| 6 Apr 2023 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 3 Feb 2021 | Piper Sandler | Upgrade | Overweight | — |
| 29 Oct 2020 | Piper Sandler | Maintains | Neutral | — |
| 7 Jan 2020 | Stephens & Co. | Initiates | Equal-Weight | — |
| 16 July 2019 | Piper Jaffray | Initiates | Neutral | — |
| 16 July 2019 | Piper Sandler | Initiates | Neutral | — |
| 26 Oct 2018 | Raymond James | Maintains | Outperform | — |
| 26 Apr 2018 | Raymond James | Upgrade | Outperform | — |
| 29 July 2016 | Keefe Bruyette & Woods | Maintains | Market Perform | — |
| 29 July 2016 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
TOWN appears in the Radar on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 23 Oct 2026, TowneBank returned +17.4% against +14.3% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 41% of US stocks
Cheaper than 41% of US stocks
Cheaper than 67% of US stocks
Higher than 93% of US stocks
Higher than 94% of US stocks
Higher than 98% of US stocks
Higher than 88% of US stocks
Higher than 69% of US stocks
Higher than 56% of US stocks
Higher than 87% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
TowneBank has a market value of $3.3B and an enterprise value of $3.5B.
Revenue in the twelve months to 31 Mar 2026: $888.1M. The latest quarter grew 117.8% year on year.
Net income over the same four quarters: $161.0M, a 18.1% net margin.
Free cash flow in the twelve months to 31 Mar 2026: $127.9M, after $51.5M of capital spending.
TowneBank spent $81.8M on dividends in the twelve months to 31 Mar 2026.
Trailing P/E: 18.0×; forward P/E: 10.1× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 3.13%, paying out 54% of earnings.
TowneBank employs 2,932 people — $303K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own TowneBank — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research says TowneBank has two key ingredients associated with a likely earnings beat in its upcoming report. The excerpt does not specify the expectations or identify those ingredients.
Why it matters — TOWN watchers may note the article’s favorable earnings-beat framing ahead of the upcoming report.
TowneBank announced an agreement to acquire blueharbor bank, enhancing its presence in North Carolina.
Why it matters — The proposed acquisition is relevant to TOWN watchers because it would expand the bank’s presence in North Carolina.
Seeking Alpha published a weekly summary of dividend activity covering Dividend Champions, Contenders, and Challengers, including companies that changed their dividends and those with upcoming ex-dividend dates.
Why it matters — TOWN watchers may find this relevant as it tracks dividend-related developments among companies in these categories.
TowneBank announced that its Board of Directors declared a third-quarter cash dividend of $0.28 per common share, payable on October 9, 2026, to shareholders of record on September 25, 2026.
Why it matters — The declared dividend provides shareholders and TowneBank watchers with updated information on the company's regular quarterly payout.
Seeking Alpha reports that TowneBank has been upgraded to Buy, citing improved clarity following acquisitions and a strong position in attractive Southeastern markets. The article notes Q2 2026 operational improvements including declining deposit costs, a higher net interest margin of 3.68%, and rising capital ratios, with a forward yield of 2.99%.
Why it matters — TOWN watchers would note the upgrade and the operational indicators pointing to strengthened financial performance and balance-sheet health after the bank's recent acquisitions.
The 4 Wall Street analysts covering TowneBank have a median 12-month price target of $40, with estimates ranging from $38 to $42. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 4 analysts covering TowneBank, 2 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks TowneBank 60 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 22 Oct 2026, TowneBank ranks 60 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (98 of 100).
No one can know that. What the data says: the median 12-month target from 4 analysts implies +9.3% from the last close, and Ticker Nerd's factor model ranks TowneBank 60 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering TowneBank publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TOWN are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $38 to $42 over the next 12 months.
TowneBank returned +17.4% over the 12 months to 23 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
TowneBank is a regional financial services company that provides retail and commercial banking solutions to individuals, professionals, and small to midsize businesses. Its core offerings include checking and savings accounts, lending, deposits, treasury services, and digital banking tools designed to support everyday financial management and business operations.
The most recent item we track (Zacks Investment Research, 21 Oct 2026): "TowneBank (TOWN) Expected to Beat Earnings Estimates: Can the Stock Move Higher?". Zacks Investment Research says TowneBank has two key ingredients associated with a likely earnings beat in its upcoming report. The excerpt does not specify the expectations or identify those ingredients.
TowneBank is a regional financial services company that provides retail and commercial banking solutions to individuals, professionals, and small to midsize businesses. Its core offerings include checking and savings accounts, lending, deposits, treasury services, and digital banking tools designed to support everyday financial management and business operations. The company also operates through specialized segments that extend beyond traditional banking, including realty services focused on mortgage lending and property-related services, and an insurance segment offering commercial and personal coverage, employee benefits, and related financial services. TowneBank serves customers across Virginia and North Carolina through a network of local banking offices and affiliated businesses, giving it a broad role in community banking, mortgage finance, insurance, and wealth-related services. Headquartered in Portsmouth, Virginia, TowneBank is positioned as a diversified bank holding company with a strong presence in regional financial markets.
CEO Mr. William I. Foster III · 2,932 employees · United States · https://www.townebank.com
