MCHBFinancial Services · Banks - RegionalThe 4 Wall Street analysts covering Mechanics Bancorp hold a median 12-month price target of $17 — +19.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 53 of 100 as at 14 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Mechanics Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (100): Sales and profits are climbing, and climbing faster than before.
Volatility (9): The share price moves around a lot.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on MCHB, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +19.8% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 5 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 29 May 2026 | Raymond James | Initiates | Outperform | — |
| 4 May 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 10 Apr 2026 | Cantor Fitzgerald | Initiates | Overweight | — |
| 20 Oct 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 7 May 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 1 Apr 2025 | Piper Sandler | Maintains | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. MCHB appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 14 Oct 2026, Mechanics Bancorp returned +10.8% against +17.5% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 55% of US stocks
Cheaper than 28% of US stocks
Cheaper than 64% of US stocks
Higher than 81% of US stocks
Higher than 69% of US stocks
Higher than 95% of US stocks
Higher than 94% of US stocks
Higher than 66% of US stocks
Higher than 55% of US stocks
Higher than 88% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Mechanics Bancorp has a market value of $3.2B and an enterprise value of $3.0B.
Revenue in the twelve months to 30 June 2026: $771.0M. The latest quarter grew 35.7% year on year.
Net income over the same four quarters: $281.3M, a 36.5% net margin.
Diluted earnings per share, trailing twelve months: $1.23.
Free cash flow in the twelve months to 30 June 2026: $183.7M.
Mechanics Bancorp spent $303.1M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 11.1×; forward P/E: 12.0× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 3.51%, paying out 102% of earnings.
Mechanics Bancorp employs 1,756 people — $439K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Mechanics Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Mechanics Bancorp said it will release its third-quarter 2026 financial results after market close on October 28, 2026, and hold a conference call and webcast at 11:00 a.m. ET on October 29.
Why it matters — MCHB watchers can note when the company will report results and discuss them with investors and analysts.
Mechanics Bank (MCHB) is reported to have found support after recent losses, based on the formation of a hammer chart pattern. Wall Street analysts' agreement in revising earnings estimates upward also suggests potential for a near-term turnaround.
Why it matters — MCHB watchers would care because the hammer chart and analyst estimate revisions signal a possible stabilization and recovery in the stock's near-term outlook.
Mechanics Bancorp's subsidiary, Mechanics Bank, completed the sale of approximately $417 million of its remaining performing indirect auto loans to Bank of America's trading desk at a price near book value, with an August 31, 2026 cutoff date. Mechanics Bank will retain about $13 million of runoff auto loans, and Westlake Portfolio Management will continue servicing the loans.
Why it matters — A Mechanics Bancorp watcher would care because the transaction materially reduces the size of the company's auto loan portfolio, shifting its balance-sheet composition and runoff profile.
Zacks Investment Research upgraded Mechanics Bank (MCHB) to a Zacks Rank #2 (Buy), reflecting growing optimism about its earnings prospects. The upgrade suggests the stock might move higher based on this improved outlook.
Why it matters — A MCHB watcher would care because the upgrade signals improved analyst sentiment about the bank's earnings potential, which could influence how investors view the stock.
Zacks Investment Research reports that Mechanics Bank (MCHB) has formed a hammer chart pattern after recent losses, which it says indicates the stock has found support. Combined with an upward trend in earnings estimate revisions, this could signal a near-term trend reversal.
Why it matters — A MCHB watcher would care because the report suggests the stock may have found support and could be poised for a trend reversal in the near term.
The 4 Wall Street analysts covering Mechanics Bancorp have a median 12-month price target of $17, with estimates ranging from $16 to $18. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 4 analysts covering Mechanics Bancorp, 2 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Mechanics Bancorp 53 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 14 Oct 2026, Mechanics Bancorp ranks 53 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (100 of 100).
No one can know that. What the data says: the median 12-month target from 4 analysts implies +19.8% from the last close, and Ticker Nerd's factor model ranks Mechanics Bancorp 53 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Mechanics Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for MCHB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $16 to $18 over the next 12 months.
Mechanics Bancorp returned +10.8% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Mechanics Bank is a regional financial institution providing a comprehensive range of banking services. Established in 1905 and headquartered in Walnut Creek, California, the bank primarily serves individual consumers, small businesses, and communities across various counties in Northern California.
The most recent item we track (Business Wire, 14 Oct 2026): "Mechanics Bancorp Announces Date of Third Quarter 2026 Earnings Release and Conference Call". Mechanics Bancorp said it will release its third-quarter 2026 financial results after market close on October 28, 2026, and hold a conference call and webcast at 11:00 a.m. ET on October 29.
Mechanics Bank is a regional financial institution providing a comprehensive range of banking services. Established in 1905 and headquartered in Walnut Creek, California, the bank primarily serves individual consumers, small businesses, and communities across various counties in Northern California. Mechanics Bank offers an array of financial products, including personal and business checking and savings accounts, mortgage and business loans, and investment and wealth management services. It positions itself as a community bank with a focus on personalized customer service and local decision-making. The bank plays a crucial role in supporting economic activities within the regions it operates, contributing to the financial well-being and growth of local communities. Through its network of branches and digital banking platforms, Mechanics Bank aims to provide accessible, convenient, and secure financial solutions to its clients.
CEO Mr. C. J. Johnson · 1,756 employees · United States · https://www.mechanicsbank.com
