MCHBFinancial Services · Banks - RegionalThe 4 Wall Street analysts covering Mechanics Bancorp hold a median 12-month price target of $17 — +9.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 48 of 100 as at 4 Nov 2026 — in the lower half.
Consensus tells you what everyone already believes. The model scores Mechanics Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (100): Sales and profits are climbing, and climbing faster than before.
Volatility (12): The share price moves around a lot.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on MCHB, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +9.8% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 14 Oct 2026 | Cantor Fitzgerald | Maintains | Overweight | — |
| 5 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 29 May 2026 | Raymond James | Initiates | Outperform | — |
| 4 May 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 10 Apr 2026 | Cantor Fitzgerald | Initiates | Overweight | — |
| 20 Oct 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 7 May 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 1 Apr 2025 | Piper Sandler | Maintains | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
MCHB appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, Mechanics Bancorp returned +26.9% against +14.8% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 52% of US stocks
Cheaper than 28% of US stocks
Cheaper than 59% of US stocks
Higher than 84% of US stocks
Higher than 23% of US stocks
Higher than 92% of US stocks
Higher than 91% of US stocks
Higher than 62% of US stocks
Higher than 52% of US stocks
Higher than 88% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Mechanics Bancorp has a market value of $3.3B and an enterprise value of $3.0B.
Revenue in the twelve months to 30 June 2026: $771.0M. The latest quarter grew 45.6% year on year.
Net income over the same four quarters: $281.3M, a 36.5% net margin.
Diluted earnings per share, trailing twelve months: $1.23.
Free cash flow in the twelve months to 30 June 2026: $183.7M.
Mechanics Bancorp spent $303.1M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 12.1×; forward P/E: 13.2× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 3.39%, paying out 101% of earnings.
Mechanics Bancorp employs 1,768 people — $436K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Mechanics Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →
The provided text identifies a Seeking Alpha transcript of Mechanics Bancorp’s Q3 2026 earnings call but includes no details about the call.
Why it matters — MCHB watchers can note the transcript’s availability, but the excerpt does not provide information about the company’s results or outlook.
Zacks Investment Research says Mechanics Bank’s Q3 headline results for the quarter ended September 2026 can be assessed alongside key metrics, Wall Street estimates, and year-ago actuals. The excerpt does not provide specific results or comparisons.
Why it matters — Comparing the bank’s key metrics with estimates and prior-year actuals can give MCHB watchers additional context on quarterly performance.
Mechanics Bank reported quarterly earnings of $0.35 per share, above the Zacks consensus estimate of $0.27. Earnings were $0.26 per share a year ago.
Why it matters — MCHB watchers may note the quarterly earnings beat and the year-over-year increase in earnings per share.
Mechanics Bancorp reported third-quarter 2026 results for the quarter ended September 30, including net income of $46.0 million, total assets of $20.9 billion, a 14.73% CET1 ratio, and book value per share of $11.59.
Why it matters — The reported results give MCHB watchers a snapshot of the company’s quarterly earnings, asset base, capital ratio, and per-share book values.
Zacks Investment Research says Mechanics Bank lacks the two key ingredients it considers necessary for a likely earnings beat in the upcoming report and outlines key expectations ahead of the release.
Why it matters — MCHB watchers may note the report presents a cautious view of the prospects for an earnings beat ahead of the upcoming release.
The 4 Wall Street analysts covering Mechanics Bancorp have a median 12-month price target of $17, with estimates ranging from $16 to $17. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 4 analysts covering Mechanics Bancorp, 2 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Mechanics Bancorp 48 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 4 Nov 2026, Mechanics Bancorp ranks 48 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (100 of 100).
No one can know that. What the data says: the median 12-month target from 4 analysts implies +9.8% from the last close, and Ticker Nerd's factor model ranks Mechanics Bancorp 48 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Mechanics Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for MCHB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $16 to $17 over the next 12 months.
Mechanics Bancorp returned +26.9% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Mechanics Bank is a regional financial institution providing a comprehensive range of banking services. Established in 1905 and headquartered in Walnut Creek, California, the bank primarily serves individual consumers, small businesses, and communities across various counties in Northern California.
The most recent item we track (Seeking Alpha, 29 Oct 2026): "Mechanics Bancorp (MCHB) Q3 2026 Earnings Call Transcript". The provided text identifies a Seeking Alpha transcript of Mechanics Bancorp’s Q3 2026 earnings call but includes no details about the call.
Mechanics Bank is a regional financial institution providing a comprehensive range of banking services. Established in 1905 and headquartered in Walnut Creek, California, the bank primarily serves individual consumers, small businesses, and communities across various counties in Northern California. Mechanics Bank offers an array of financial products, including personal and business checking and savings accounts, mortgage and business loans, and investment and wealth management services. It positions itself as a community bank with a focus on personalized customer service and local decision-making. The bank plays a crucial role in supporting economic activities within the regions it operates, contributing to the financial well-being and growth of local communities. Through its network of branches and digital banking platforms, Mechanics Bank aims to provide accessible, convenient, and secure financial solutions to its clients.
CEO Mr. C. J. Johnson · 1,768 employees · United States · https://www.mechanicsbank.com
