MCHBMCHBFinancial Services · Banks - Regional

MCHB Stock Forecast: Mechanics Bancorp Price Predictions for 2026-2027

Last close, 20 Aug 2026
$16
−1.98% on the day

The 3 Wall Street analysts covering Mechanics Bancorp hold a median 12-month price target of $18 — +10.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 61 of 100 as at 22 Aug 2026 — in the upper half.

Market cap
$3.6B
Ticker Nerd rank
61 / 100
Median analyst target
$18
Analysts covering
3
Total return, dividends reinvested
1W
−4.4%
1M
+1.1%
YTD
+20.3%
1Y
+29.9%
From 52W high
−4.7%
From 52W low
+39.6%
$12
$17
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

MCHB stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Mechanics Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Aug 2026
61 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
100
Quality
97
Momentum
89
Revisions
58
Issuance
46
Volatility
45
Size
28
Value
25
Accruals
10

Growth (100): Sales and profits are climbing, and climbing faster than before.

Accruals (10): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

MCHB stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on MCHB, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$12$13$14$15$16$17$18Oct 25Jan 26Apr 26Jul 26MCHBHigh $18Median $18Low $18

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says3 analysts
2 Buy1 Hold0 Sell
Low $18Median $18High $18

The green dot is the last close — the median target sits +10.0% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
5 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
29 May 2026Raymond JamesInitiatesOutperform
4 May 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
10 Apr 2026Cantor FitzgeraldInitiatesOverweight
20 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
7 May 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
1 Apr 2025Piper SandlerMaintainsNeutral

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. MCHB appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

MCHB analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.2%
Analysts raising
2
Analysts cutting
0
Fundamentals

Mechanics Bancorp (MCHB) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.5×

Cheaper than 53% of US stocks

Price / sales
4.8×

Cheaper than 26% of US stocks

Price / book
1.4×

Cheaper than 60% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
35.7%

Higher than 81% of US stocks

Earnings growth (YoY)
35.8%

Higher than 69% of US stocks

Gross margin
Operating margin
46.8%

Higher than 95% of US stocks

Net margin
37.9%

Higher than 94% of US stocks

Returns & dividend
Return on equity
11.0%

Higher than 65% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
8.6%

Higher than 90% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

MCHB vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
MCHBMechanics Bancorp$3.6B
61
NICNicolet Bankshares, Inc.$3.7B
41
BANFBancFirst Corp. (Oklahoma)$3.8B
51
PRKPark National Corp.$3.7B
61
RNSTRenasant Corp.$3.9B
61
WSBCWesBanco, Inc.$3.9B
74
FIBKFirst Interstate BancSystem, Inc.$3.6B
90

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Mechanics Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest MCHB news & analysis

Mechanics Bancorp Declares Third Quarter 2026 Cash Dividend

Business Wire · 19 Aug 2026positive

Mechanics Bancorp announced a cash dividend of $0.25 per share of Class A common stock and $2.50 per share of Class B common stock, payable on September 1, 2026, to shareholders of record as of August 29, 2026.

Why it matters — MCHB watchers would care because the declaration confirms the company's ongoing distribution of cash to shareholders.

Mechanics Bancorp (MCHB) Q2 2026 Earnings Call Transcript

Seeking Alpha · 29 July 2026neutral

Mechanics Bancorp (MCHB) published the transcript of its Q2 2026 earnings call on Seeking Alpha.

Why it matters — The transcript gives MCHB watchers direct access to management's commentary on quarterly results and the company's outlook.

Mechanics Bank (MCHB) Q2 Earnings and Revenues Beat Estimates

Zacks Investment Research · 29 July 2026positive

Mechanics Bank (MCHB) reported Q2 earnings of $0.27 per share, beating the Zacks Consensus Estimate of $0.25 per share and improving from a loss of $0.16 per share a year ago.

Why it matters — The quarterly results surpassed analyst expectations and marked a significant turnaround from the prior year's loss, which MCHB watchers would see as a positive performance signal.

Mechanics Bancorp Reports Second Quarter 2026 Results

Business Wire · 29 July 2026neutral

Mechanics Bancorp reported its financial results for the quarter ended June 30, 2026, posting net income of $57.7 million, or $0.25 per share. The company also reported total assets of $21.2 billion, a CET1 ratio of 14.39%, and book value per share of $12.15.

Why it matters — The quarterly results provide MCHB watchers with key financial metrics including net income, asset size, capital ratio, and book value, which reflect the company's current financial position and performance.

FAQ

Frequently asked questions about MCHB stock

What is the MCHB stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Mechanics Bancorp have a median 12-month price target of $18, with estimates ranging from $18 to $18. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is MCHB stock a buy right now?

Of the 3 analysts covering Mechanics Bancorp, 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Mechanics Bancorp 61 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank MCHB?

As at 22 Aug 2026, Mechanics Bancorp ranks 61 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (100 of 100).

Will MCHB stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +10.0% from the last close, and Ticker Nerd's factor model ranks Mechanics Bancorp 61 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the MCHB stock forecast for 2030?

No analyst covering Mechanics Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for MCHB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $18 to $18 over the next 12 months.

How has MCHB stock performed over the past year?

Mechanics Bancorp returned +29.9% over the 12 months to 20 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Mechanics Bancorp do?

Mechanics Bank is a regional financial institution providing a comprehensive range of banking services. Established in 1905 and headquartered in Walnut Creek, California, the bank primarily serves individual consumers, small businesses, and communities across various counties in Northern California.

What is the latest news on MCHB?

The most recent item we track (Business Wire, 19 Aug 2026): "Mechanics Bancorp Declares Third Quarter 2026 Cash Dividend". Mechanics Bancorp announced a cash dividend of $0.25 per share of Class A common stock and $2.50 per share of Class B common stock, payable on September 1, 2026, to shareholders of record as of August 29, 2026.

Company

About Mechanics Bancorp.

Mechanics Bank is a regional financial institution providing a comprehensive range of banking services. Established in 1905 and headquartered in Walnut Creek, California, the bank primarily serves individual consumers, small businesses, and communities across various counties in Northern California. Mechanics Bank offers an array of financial products, including personal and business checking and savings accounts, mortgage and business loans, and investment and wealth management services. It positions itself as a community bank with a focus on personalized customer service and local decision-making. The bank plays a crucial role in supporting economic activities within the regions it operates, contributing to the financial well-being and growth of local communities. Through its network of branches and digital banking platforms, Mechanics Bank aims to provide accessible, convenient, and secure financial solutions to its clients.

CEO Mr. C. J. Johnson · 1,756 employees · United States · https://www.mechanicsbank.com