CFFIFinancial Services · Banks - RegionalThe 1 Wall Street analysts covering C&F Financial Corp. hold a median 12-month price target of $115 — +12.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 70 of 100 as at 14 Oct 2026 — in the upper half. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores C&F Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (96): The shares have been drifting up relative to others.
Accruals (30): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on CFFI, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +12.9% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 29 Sept 2026 | DA Davidson | Initiates | Buy | $115 |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CFFI appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 14 Oct 2026, C&F Financial Corp. returned +52.9% against +17.5% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 54% of US stocks
Cheaper than 46% of US stocks
Cheaper than 64% of US stocks
Higher than 56% of US stocks
Higher than 49% of US stocks
Higher than 86% of US stocks
Higher than 83% of US stocks
Higher than 66% of US stocks
Higher than 50% of US stocks
Higher than 77% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
C&F Financial Corp. has a market value of $338.6M and an enterprise value of $391.0M.
Revenue in the twelve months to 30 June 2026: $136.4M. The latest quarter grew 11.6% year on year.
Net income over the same four quarters: $29.2M, a 21.4% net margin.
Diluted earnings per share, trailing twelve months: $8.96.
Free cash flow in the twelve months to 30 June 2026: $38.6M.
C&F Financial Corp. spent $1.5M on share buybacks and $6.1M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 11.6×; forward P/E: 10.4× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.84%, paying out 21% of earnings.
C&F Financial Corp. employs 575 people — $237K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own C&F Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
C&F Financial's stock has gained 34.6% over the past year, a rally the article attributes to wider margins, solid loan growth, stronger mortgage activity, expansion in Virginia, and shareholder returns.
Why it matters — For investors tracking CFFI, the article highlights the key operational drivers behind the stock's recent performance and whether that upside can be sustained.
C&F Financial Corporation's Board of Directors declared a regular cash dividend of 48 cents per share, payable October 1, 2026, to shareholders of record on September 15, 2026.
Why it matters — The declaration confirms C&F Financial continues its scheduled cash distribution to shareholders, giving investors clarity on the upcoming dividend payment date.
C&F Financial (CFFI) reported improved second-quarter earnings year over year, driven by strong loan growth, margin expansion, and gains in mortgage banking, supported by the company's strategic initiatives.
Why it matters — The results show that CFFI's core growth strategies and margin improvements are translating into higher earnings, a key indicator of operational momentum for current and potential shareholders.
The 1 Wall Street analysts covering C&F Financial Corp. have a median 12-month price target of $115, with estimates ranging from $115 to $115. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 1 analysts covering C&F Financial Corp., 1 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks C&F Financial Corp. 70 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 14 Oct 2026, C&F Financial Corp. ranks 70 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (96 of 100).
No one can know that. What the data says: the median 12-month target from 1 analysts implies +12.9% from the last close, and Ticker Nerd's factor model ranks C&F Financial Corp. 70 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering C&F Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CFFI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $115 to $115 over the next 12 months.
C&F Financial Corp. returned +52.9% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
C&F Financial Corporation is a bank holding company that serves as the parent of Citizens and Farmers Bank, an independent commercial bank focused on providing banking services to individuals and businesses. Its operations are organized around community banking, mortgage banking, and consumer finance, giving it a broad presence across retail deposit services, business lending, residential mortgage lending, and specialty consumer credit.
The most recent item we track (Zacks Investment Research, 22 Sept 2026): "CFFI Gains 35% in a Year: Is More Upside Ahead for the Stock?". C&F Financial's stock has gained 34.6% over the past year, a rally the article attributes to wider margins, solid loan growth, stronger mortgage activity, expansion in Virginia, and shareholder returns.
C&F Financial Corporation is a bank holding company that serves as the parent of Citizens and Farmers Bank, an independent commercial bank focused on providing banking services to individuals and businesses. Its operations are organized around community banking, mortgage banking, and consumer finance, giving it a broad presence across retail deposit services, business lending, residential mortgage lending, and specialty consumer credit. Through its community banking activities, the company offers checking and savings accounts, commercial loans, real estate financing, and other traditional banking products tailored to local customers. Its mortgage banking segment supports home lending and related services, while the consumer finance business extends credit through products such as non-prime automobile lending. C&F Financial Corporation also maintains investment and wealth-related services through affiliated businesses, reinforcing its role as a diversified regional financial services provider in Virginia and surrounding markets.
CEO Mr. Thomas F. Cherry · 575 employees · United States · https://www.cffc.com
