CFFICFFIFinancial Services · Banks - Regional

CFFI Stock Forecast: C&F Financial Corp. Price Predictions for 2026-2027

Last close, 11 Sept 2026
$95
+1.47% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 65 of 100 as at 12 Sept 2026 — in the upper half.

Market cap
$308.9M
Ticker Nerd rank
65 / 100
Median analyst target
Analysts covering
0
Revenue$31.6M−12.0% y/y
Net income$8.6M
Free cash flow$22.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.4%
1M
+11.0%
YTD
+32.6%
1Y
+38.6%
From 52W high
0.0%
From 52W low
+48.6%
$64
$95
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CFFI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores C&F Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
65 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
88
Issuance
86
Growth
76
Value
71
Size
61
Quality
50
Volatility
38
Accruals
30
Revisions
25

Momentum (88): The shares have been drifting up relative to others.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

CFFI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CFFI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$60$70$80$90$100Oct 25Jan 26Apr 26Jul 26CFFI

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CFFI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

CFFI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, C&F Financial Corp. returned +38.6% against +17.5% for the S&P 500, dividends included.

CFFI vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140Oct 25Jan 26Apr 26Jul 26CFFIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

CFFI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

C&F Financial Corp. (CFFI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.6×

Cheaper than 57% of US stocks

Price / sales
2.3×

Cheaper than 49% of US stocks

Price / book
1.1×

Cheaper than 70% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
11.6%

Higher than 56% of US stocks

Earnings growth (YoY)
11.3%

Higher than 49% of US stocks

Gross margin
Operating margin
28.4%

Higher than 86% of US stocks

Net margin
21.3%

Higher than 83% of US stocks

Returns & dividend
Return on equity
11.3%

Higher than 66% of US stocks

Return on assets
1.1%

Higher than 50% of US stocks

Dividend yield
2.0%

Higher than 45% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

C&F Financial Corp. (CFFI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • C&F Financial Corp. has a market value of $308.9M and an enterprise value of $363.9M.

  • Revenue in the twelve months to 30 June 2026: $136.4M. The latest quarter grew 11.6% year on year.

  • Net income over the same four quarters: $29.2M, a 21.4% net margin.

  • Diluted earnings per share, trailing twelve months: $8.96.

  • Free cash flow in the twelve months to 30 June 2026: $38.6M.

  • C&F Financial Corp. spent $1.5M on share buybacks and $6.1M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 3.3M.

  • Trailing P/E: 10.6×.

  • Forward dividend yield: 2.03%, paying out 21% of earnings.

  • C&F Financial Corp. employs 575 people $237K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 13 Sept 2026

Data provided by Twelve Data

Peers

CFFI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
CFFIC&F Financial Corp.$308.9M
65
CBNAChain Bridge Bancorp, Inc.$305.1M
65
MYFWFirst Western Financial, Inc.$301.1M
96
FDBCFidelity D&D Bancorp, Inc.$317.8M
45
FCCOFirst Community Corp. (South Carolina)$320.0M
78
BPRNPrinceton Bancorp, Inc.$295.4M
96
OVLYOak Valley Bancorp$289.7M
49

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own C&F Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest CFFI news & analysis

C&F Financial Corporation Announces Quarterly Dividend

GlobeNewsWire · 19 Aug 2026neutral

C&F Financial Corporation's Board of Directors declared a regular cash dividend of 48 cents per share, payable October 1, 2026, to shareholders of record on September 15, 2026.

Why it matters — The declaration confirms C&F Financial continues its scheduled cash distribution to shareholders, giving investors clarity on the upcoming dividend payment date.

CFFI Q2 Earnings Rise Y/Y on Loan Growth & Margin Gains

Zacks Investment Research · 24 July 2026positive

C&F Financial (CFFI) reported improved second-quarter earnings year over year, driven by strong loan growth, margin expansion, and gains in mortgage banking, supported by the company's strategic initiatives.

Why it matters — The results show that CFFI's core growth strategies and margin improvements are translating into higher earnings, a key indicator of operational momentum for current and potential shareholders.

FAQ

Frequently asked questions about CFFI stock

How does Ticker Nerd's model rank CFFI?

As at 12 Sept 2026, C&F Financial Corp. ranks 65 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (88 of 100).

What is the CFFI stock forecast for 2030?

No analyst covering C&F Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CFFI are extrapolating price history, which says nothing about the business.

How has CFFI stock performed over the past year?

C&F Financial Corp. returned +38.6% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does C&F Financial Corp. do?

C&F Financial Corporation is a bank holding company that serves as the parent of Citizens and Farmers Bank, an independent commercial bank focused on providing banking services to individuals and businesses. Its operations are organized around community banking, mortgage banking, and consumer finance, giving it a broad presence across retail deposit services, business lending, residential mortgage lending, and specialty consumer credit.

What is the latest news on CFFI?

The most recent item we track (GlobeNewsWire, 19 Aug 2026): "C&F Financial Corporation Announces Quarterly Dividend". C&F Financial Corporation's Board of Directors declared a regular cash dividend of 48 cents per share, payable October 1, 2026, to shareholders of record on September 15, 2026.

Company

About C&F Financial Corp.

C&F Financial Corporation is a bank holding company that serves as the parent of Citizens and Farmers Bank, an independent commercial bank focused on providing banking services to individuals and businesses. Its operations are organized around community banking, mortgage banking, and consumer finance, giving it a broad presence across retail deposit services, business lending, residential mortgage lending, and specialty consumer credit. Through its community banking activities, the company offers checking and savings accounts, commercial loans, real estate financing, and other traditional banking products tailored to local customers. Its mortgage banking segment supports home lending and related services, while the consumer finance business extends credit through products such as non-prime automobile lending. C&F Financial Corporation also maintains investment and wealth-related services through affiliated businesses, reinforcing its role as a diversified regional financial services provider in Virginia and surrounding markets.

CEO Mr. Thomas F. Cherry · 575 employees · United States · https://www.cffc.com