The 4 Wall Street analysts covering BayCom Corp. hold a median 12-month price target of $32 — +5.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 38 of 100 as at 23 Oct 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores BayCom Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Volatility (74): The share price has been relatively steady.
Quality (13): Profits are thin or unreliable for the size of the business, or they are not turning into cash.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on BCML, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +5.1% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 24 Sept 2026 | StoneX | Initiates | Buy | $35 |
| 26 May 2026 | DA Davidson | Downgrade | Neutral | $34 |
| 26 May 2026 | DA Davidson | Downgrade | Neutral | — |
| 28 Apr 2026 | DA Davidson | Maintains | Buy | — |
| 10 Apr 2026 | DA Davidson | Maintains | Buy | — |
| 27 Jan 2026 | DA Davidson | Maintains | Buy | — |
| 28 Oct 2025 | DA Davidson | Maintains | Buy | — |
| 21 July 2025 | DA Davidson | Maintains | Buy | — |
| 28 Apr 2020 | Janney Montgomery Scott | Maintains | Buy | — |
| 27 Apr 2020 | B. Riley FBR | Maintains | Buy | — |
| 27 Apr 2020 | B. Riley Securities | Maintains | Buy | — |
| 13 Apr 2020 | B. Riley FBR | Maintains | Buy | — |
| 13 Apr 2020 | B. Riley Securities | Maintains | Buy | — |
| 15 Mar 2019 | B. Riley FBR | Initiates | Buy | — |
| 15 Mar 2019 | B. Riley Securities | Initiates | Buy | — |
| 17 May 2018 | DA Davidson | Initiates | Buy | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
BCML appears in the Radar on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 23 Oct 2026, BayCom Corp. returned +13.2% against +14.3% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 21% of US stocks
Cheaper than 34% of US stocks
Cheaper than 71% of US stocks
Higher than 12% of US stocks
Higher than 40% of US stocks
Higher than 75% of US stocks
Higher than 76% of US stocks
Higher than 52% of US stocks
Higher than 46% of US stocks
Higher than 91% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
BayCom Corp. has a market value of $332.5M and an enterprise value of $215.2M.
Revenue in the twelve months to 30 June 2026: $104.9M. The latest quarter shrank 18.4% year on year.
Net income over the same four quarters: $13.1M, a 12.5% net margin.
Diluted earnings per share, trailing twelve months: $1.20.
Free cash flow in the twelve months to 30 June 2026: $26.5M.
BayCom Corp. spent $1.7M on share buybacks and $11.5M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 35.8×; forward P/E: 12.6× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 3.94%, paying out 96% of earnings.
BayCom Corp. employs 329 people — $319K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own BayCom Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research highlights Bay Commercial Bank’s Q3 2026 results and suggests comparing key metrics with Wall Street estimates and year-ago values. The excerpt provides no specific figures or results.
Why it matters — Those comparisons offer BCML watchers another way to assess the quarter beyond top- and bottom-line numbers.
Bay Commercial Bank reported third-quarter earnings of $0.64 per share, exceeding the Zacks Consensus Estimate of $0.56. Earnings were $0.46 per share in the year-ago quarter.
Why it matters — The results show BCML's quarterly per-share earnings surpassed the stated consensus estimate and were higher than a year earlier.
BayCom Corp reported third-quarter 2026 net income of $1.1 million, or $0.10 per diluted share, versus a $7.0 million net loss in the second quarter of 2026 and net income of $5.0 million in the third quarter of 2025.
Why it matters — The results show a return to quarterly profitability from the prior quarter, while earnings were lower than in the year-earlier quarter.
Zacks Investment Research says Bay Commercial Bank has two factors that could support a likely earnings beat in its upcoming Q3 report, and previews key expectations.
Why it matters — BCML watchers may use the preview to understand expectations ahead of the bank’s Q3 earnings release.
BayCom Corp announced that its Board of Directors declared a quarterly cash dividend of $0.30 per share on its common stock. The dividend is payable on October 8, 2026, to shareholders of record as of September 10, 2026.
Why it matters — BCML shareholders receive a scheduled quarterly cash payment, providing a concrete income return from their investment.
The 4 Wall Street analysts covering BayCom Corp. have a median 12-month price target of $32, with estimates ranging from $32 to $35. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 4 analysts covering BayCom Corp., 1 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks BayCom Corp. 38 out of 100 across roughly 4,600 US stocks as at 23 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 23 Oct 2026, BayCom Corp. ranks 38 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (74 of 100).
No one can know that. What the data says: the median 12-month target from 4 analysts implies +5.1% from the last close, and Ticker Nerd's factor model ranks BayCom Corp. 38 out of 100 as at 23 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering BayCom Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for BCML are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $32 to $35 over the next 12 months.
BayCom Corp. returned +13.2% over the 12 months to 23 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
BayCom Corp is a bank holding company headquartered in Walnut Creek, California, and the parent of United Business Bank. Through its banking subsidiary, BayCom Corp provides commercial and consumer banking services, including business and personal deposit accounts, lending solutions, treasury management, merchant services, and digital banking tools.
The most recent item we track (Zacks Investment Research, 23 Oct 2026): "Bay Commercial Bank (BCML) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates". Zacks Investment Research highlights Bay Commercial Bank’s Q3 2026 results and suggests comparing key metrics with Wall Street estimates and year-ago values. The excerpt provides no specific figures or results.
BayCom Corp is a bank holding company headquartered in Walnut Creek, California, and the parent of United Business Bank. Through its banking subsidiary, BayCom Corp provides commercial and consumer banking services, including business and personal deposit accounts, lending solutions, treasury management, merchant services, and digital banking tools. Its lending activities include commercial real estate, small business, and government-guaranteed loan programs that support businesses, business owners, professionals, and individuals across several Western U.S. markets. BayCom Corp serves as a regional financial intermediary focused on relationship-based banking and practical financial solutions for local communities and small to mid-sized enterprises.
CEO Mr. Christopher F. Baron · 329 employees · United States · https://www.unitedbusinessbank.com
