CFRFinancial Services · Banks - RegionalThe 15 Wall Street analysts covering Cullen/Frost Bankers, Inc. hold a median 12-month price target of $173 — +9.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 65 of 100 as at 31 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Cullen/Frost Bankers, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Volatility (89): The share price has been relatively steady.
Value (16): The shares cost a lot relative to the profits and assets behind them.
Size (15): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on CFR, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +9.8% from it.
Of the 20 most recent actions, 7 moved their price target up and 4 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 14 Oct 2026 | Cantor Fitzgerald | Maintains | Neutral | $175 → $167 |
| 9 Oct 2026 | RBC Capital | Maintains | Sector Perform | $176 → $175 |
| 5 Oct 2026 | Barclays | Maintains | Equal-Weight | $160 → $175 |
| 5 Oct 2026 | Barclays | Maintains | Equal-Weight | — |
| 5 Oct 2026 | TD Cowen | Maintains | Buy | $185 → $178 |
| 5 Oct 2026 | TD Cowen | Maintains | Buy | — |
| 1 Oct 2026 | Evercore ISI Group | Maintains | In-Line | — |
| 1 Oct 2026 | Evercore ISI Group | Maintains | In-Line | $181 → $166 |
| 28 Sept 2026 | Morgan Stanley | Maintains | Overweight | — |
| 28 Sept 2026 | Morgan Stanley | Maintains | Overweight | $200 → $201 |
| 8 Sept 2026 | Morgan Stanley | Upgrade | Overweight | $141 → $200 |
| 8 Sept 2026 | Morgan Stanley | Upgrade | Overweight | — |
| 19 Aug 2026 | Cantor Fitzgerald | Maintains | Neutral | $158 → $175 |
| 19 Aug 2026 | Cantor Fitzgerald | Maintains | Neutral | — |
| 5 Aug 2026 | Evercore ISI Group | Maintains | In-Line | $166 → $181 |
| 5 Aug 2026 | Evercore ISI Group | Maintains | In-Line | — |
| 3 Aug 2026 | TD Cowen | Maintains | Buy | $169 → $185 |
| 3 Aug 2026 | TD Cowen | Maintains | Buy | — |
| 31 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $165 → $175 |
| 31 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
CFR appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, Cullen/Frost Bankers, Inc. returned +31.4% against +12.4% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 46% of US stocks
Cheaper than 28% of US stocks
Cheaper than 39% of US stocks
Higher than 42% of US stocks
Higher than 40% of US stocks
Higher than 90% of US stocks
Higher than 89% of US stocks
Higher than 72% of US stocks
Higher than 52% of US stocks
Higher than 84% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Cullen/Frost Bankers, Inc. has a market value of $9.8B and an enterprise value of $8.5B.
Revenue in the twelve months to 30 June 2026: $2.3B. The latest quarter grew 5.6% year on year.
Net income over the same four quarters: $683.7M, a 29.7% net margin.
Diluted earnings per share, trailing twelve months: $10.58.
Free cash flow in the twelve months to 30 June 2026: $541.5M.
Cullen/Frost Bankers, Inc. spent $318.3M on share buybacks and $264.2M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 14.7×; forward P/E: 13.0× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 2.61%, paying out 38% of earnings.
Cullen/Frost Bankers, Inc. employs 6,008 people — $383K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Cullen/Frost Bankers, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Cullen/Frost raised its 2026 growth outlook, citing stronger loan demand, improving margins and higher fee income. Rising costs remain a challenge.
Why it matters — CFR watchers may track whether stronger revenue drivers can offset the pressure from rising costs.
Cullen/Frost Bankers reported third-quarter 2026 net income of $178.5 million, up 3.4% year over year. Earnings per share increased 6.4% to $2.84 from $2.67, with loan growth, deposit gains and branch expansion supporting results.
Why it matters — The results give CFR watchers an update on the bank’s quarterly earnings and the factors cited as supporting them.
Seeking Alpha published a transcript of Cullen/Frost Bankers’ Q3 2026 earnings call, held October 29, 2026, featuring company executives and research analysts.
Why it matters — The transcript provides CFR watchers with a record of the company’s quarterly call and the participants involved.
Cullen/Frost Bankers announced it will voluntarily move the primary listings of its common stock and Series B depositary shares from the NYSE to the Texas Stock Exchange. The tickers CFR and CFR.PrB will remain unchanged.
Why it matters — CFR watchers should note the planned exchange change for both listed securities, while their ticker symbols remain the same.
Cullen/Frost (CFR) reported Q3 earnings for the quarter ended September 2026. The excerpt notes that its headline numbers can be assessed alongside key metrics, Wall Street estimates and year-ago actuals, but provides no specific results.
Why it matters — Comparing the reported metrics with estimates and year-ago actuals can help CFR watchers evaluate quarterly performance.
The 15 Wall Street analysts covering Cullen/Frost Bankers, Inc. have a median 12-month price target of $173, with estimates ranging from $145 to $201. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 15 analysts covering Cullen/Frost Bankers, Inc., 6 rate it a Buy, 8 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks Cullen/Frost Bankers, Inc. 65 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 31 Oct 2026, Cullen/Frost Bankers, Inc. ranks 65 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (89 of 100).
No one can know that. What the data says: the median 12-month target from 15 analysts implies +9.8% from the last close, and Ticker Nerd's factor model ranks Cullen/Frost Bankers, Inc. 65 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Cullen/Frost Bankers, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CFR are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $145 to $201 over the next 12 months.
Cullen/Frost Bankers, Inc. returned +31.4% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Cullen/Frost Bankers, Inc. is a financial holding company that serves as the parent of Frost Bank, offering commercial and consumer banking services across Texas.
The most recent item we track (Zacks Investment Research, 30 Oct 2026): "Cullen/Frost Raises 2026 Guidance: Is Its Growth Momentum Sustainable?". Cullen/Frost raised its 2026 growth outlook, citing stronger loan demand, improving margins and higher fee income. Rising costs remain a challenge.
Cullen/Frost Bankers, Inc. is a financial holding company that serves as the parent of Frost Bank, offering commercial and consumer banking services across Texas. Its current business focuses on deposit products, lending, treasury management, and other everyday banking solutions for individuals, businesses, and public-sector clients. The company also operates Frost Wealth Advisors, which provides private trust, retirement services, and fee-based financial management services. In addition, Cullen/Frost Bankers supports customers through related banking, investment, and insurance services delivered through its Texas-focused franchise. Headquartered in San Antonio, Cullen/Frost Bankers is a regional banking institution with a strong presence in major Texas markets and a role centered on relationship banking and wealth advisory services.
CEO Mr. Phillip D. Green J.D. · 6,008 employees · United States · https://www.frostbank.com
