WTFCWTFCFinancial Services · Banks - Regional

WTFC Stock Forecast: Wintrust Financial Corp. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$162
+1.39% on the day

The 14 Wall Street analysts covering Wintrust Financial Corp. hold a median 12-month price target of $183 — +13.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 44 of 100 as at 1 Aug 2026 — in the lower half.

Market cap
$10.8B
Ticker Nerd rank
44 / 100
Median analyst target
$183
Analysts covering
14
Total return, dividends reinvested
1W
+1.8%
1M
+0.4%
YTD
+16.6%
1Y
+32.4%
From 52W high
−3.1%
From 52W low
+36.1%
$119
$167
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

WTFC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Wintrust Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
44 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
72
Momentum
69
Revisions
68
Quality
65
Issuance
49
Volatility
39
Value
38
Accruals
22
Size
15

Growth (72): Sales and profits are climbing, and climbing faster than before.

Accruals (22): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (15): Larger than most of the companies we track — more scrutinised, less often mispriced.

The rank is the raw material. Whether the rules would actually own Wintrust Financial Corp. — and when they’d sell — is the membership.

Wall Street

WTFC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on WTFC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$120$140$160$180$200Oct 25Jan 26Apr 26Jul 26WTFCHigh $195Median $183Low $167

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says14 analysts
9 Buy5 Hold0 Sell
Low $167Median $183High $195

The green dot is the last close — the median target sits +13.1% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
22 July 2026DA DavidsonMaintainsBuy$185$190
22 July 2026TD CowenMaintainsBuy$184$183
10 July 2026Truist SecuritiesMaintainsBuy
10 July 2026Truist SecuritiesMaintainsBuy$170$183
7 July 2026BarclaysMaintainsOverweight
7 July 2026BarclaysMaintainsOverweight$190$192
7 July 2026UBSReinstatesNeutral$170
30 June 2026DA DavidsonMaintainsBuy
23 Apr 2026TD CowenMaintainsBuy
22 Apr 2026BarclaysMaintainsOverweight
22 Apr 2026CitigroupMaintainsBuy
22 Apr 2026DA DavidsonMaintainsBuy
22 Apr 2026Piper SandlerReiteratesOverweight
22 Apr 2026RBC CapitalMaintainsOutperform
21 Apr 2026DA DavidsonMaintainsBuy
27 Mar 2026Stephens & Co.AssumesEqual-Weight$160
23 Mar 2026Truist SecuritiesMaintainsBuy
26 Jan 2026Truist SecuritiesMaintainsBuy
23 Jan 2026CitigroupMaintainsBuy
22 Jan 2026BarclaysMaintainsOverweight

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

WTFC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.5%
Analysts raising
3
Analysts cutting
1
Fundamentals

Wintrust Financial Corp. (WTFC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.8×

Cheaper than 52% of US stocks

Price / sales
3.9×

Cheaper than 32% of US stocks

Price / book
1.6×

Cheaper than 54% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
10.2%

Higher than 55% of US stocks

Earnings growth (YoY)
19.5%

Higher than 61% of US stocks

Gross margin
Operating margin
46.1%

Higher than 95% of US stocks

Net margin
32.6%

Higher than 91% of US stocks

Returns & dividend
Return on equity
12.2%

Higher than 69% of US stocks

Return on assets
1.3%

Higher than 53% of US stocks

Dividend yield
1.4%

Higher than 32% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

WTFC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
WTFCWintrust Financial Corp.$10.8B
44
CFRCullen/Frost Bankers, Inc.$10.6B
66
SSBSouthState Bank Corp.$10.4B
70
UMBFUMB Financial Corp.$11.1B
82
ZIONZions Bancorporation NA$10.3B
92
ONBOld National Bancorp$10.2B
61
BPOPPopular, Inc.$11.4B
90
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. WTFC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest WTFC news & analysis

Wintrust: A Quiet Regional Bank Posting Loud Results

MarketBeat · 28 July 2026positive

Wintrust Financial posted a record quarter with strong loan and deposit growth, according to a MarketBeat report. The mid-sized regional bank does not receive as much attention as larger money-center banks.

Why it matters — WTFC watchers would care because the bank's record quarterly results with robust loan and deposit growth signal strong operational performance for this mid-sized regional lender.

FAQ

Frequently asked questions about WTFC stock

What is the WTFC stock price forecast for 2026-2027?

The 14 Wall Street analysts covering Wintrust Financial Corp. have a median 12-month price target of $183, with estimates ranging from $167 to $195. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is WTFC stock a buy right now?

Of the 14 analysts covering Wintrust Financial Corp., 9 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Wintrust Financial Corp. 44 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank WTFC?

As at 1 Aug 2026, Wintrust Financial Corp. ranks 44 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (72 of 100).

Will WTFC stock go up?

No one can know that. What the data says: the median 12-month target from 14 analysts implies +13.1% from the last close, and Ticker Nerd's factor model ranks Wintrust Financial Corp. 44 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the WTFC stock forecast for 2030?

No analyst covering Wintrust Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for WTFC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $167 to $195 over the next 12 months.

How has WTFC stock performed over the past year?

Wintrust Financial Corp. returned +32.4% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Wintrust Financial Corp. do?

Wintrust Financial Corporation is a financial holding company that operates as a community-focused bank with regional prominence across northern Illinois, southern Wisconsin, northwest Indiana, and western Michigan. The company provides comprehensive banking services including traditional retail and commercial banking, as well as specialized financial solutions.

What is the latest news on WTFC?

The most recent item we track (MarketBeat, 28 July 2026): "Wintrust: A Quiet Regional Bank Posting Loud Results". Wintrust Financial posted a record quarter with strong loan and deposit growth, according to a MarketBeat report. The mid-sized regional bank does not receive as much attention as larger money-center banks.

Company

About Wintrust Financial Corp.

Wintrust Financial Corporation is a financial holding company that operates as a community-focused bank with regional prominence across northern Illinois, southern Wisconsin, northwest Indiana, and western Michigan. The company provides comprehensive banking services including traditional retail and commercial banking, as well as specialized financial solutions. Its operations span three primary segments: community banking, which generates the majority of revenue; specialty finance, including premium financing for property and casualty insurance and life insurance; and wealth management services. Wintrust also offers treasury management services and equipment financing capabilities. The company operates 15 chartered community banks and maintains a substantial presence in its core markets, establishing itself as a significant regional banking institution. Wintrust's business model emphasizes personalized customer service while leveraging its unique market position to deliver loans, deposits, and financial products tailored to local and commercial clients throughout its footprint.

CEO Mr. Timothy S. Crane · 5,902 employees · United States · https://www.wintrust.com