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WTFC Stock Forecast: Wintrust Financial Corp. Price Predictions for 2026-2027

Last close, 18 Sept 2026
$148
−0.28% on the day

The 14 Wall Street analysts covering Wintrust Financial Corp. hold a median 12-month price target of $183 — +24.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 51 of 100 as at 19 Sept 2026 — in the upper half.

Market cap
$10.0B
Ticker Nerd rank
51 / 100
Median analyst target
$183
Analysts covering
14
Revenue$738.6M+10.1% y/y
Net income$233.7M
Free cash flow$237.9M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−3.0%
1M
−7.1%
YTD
+6.7%
1Y
+9.5%
From 52W high
−11.3%
From 52W low
+24.5%
$118
$166
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

WTFC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Wintrust Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 19 Sept 2026
51 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
73
Revisions
71
Value
65
Quality
64
Momentum
59
Issuance
53
Accruals
23
Volatility
22
Size
15

Growth (73): Sales and profits are climbing, and climbing faster than before.

Volatility (22): The share price moves around a lot.

Size (15): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

WTFC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on WTFC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$120$140$160$180$200Oct 25Jan 26Apr 26Jul 26WTFCHigh $195Median $183Low $167

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says14 analysts
9 Buy5 Hold0 Sell
Low $167Median $183High $195

The green dot is the last close — the median target sits +24.1% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
22 July 2026DA DavidsonMaintainsBuy$185 → $190
22 July 2026TD CowenMaintainsBuy$184 → $183
10 July 2026Truist SecuritiesMaintainsBuy—
10 July 2026Truist SecuritiesMaintainsBuy$170 → $183
7 July 2026BarclaysMaintainsOverweight—
7 July 2026BarclaysMaintainsOverweight$190 → $192
7 July 2026UBSReinstatesNeutral$170
30 June 2026DA DavidsonMaintainsBuy—
23 Apr 2026TD CowenMaintainsBuy—
22 Apr 2026BarclaysMaintainsOverweight—
22 Apr 2026CitigroupMaintainsBuy—
22 Apr 2026DA DavidsonMaintainsBuy—
22 Apr 2026Piper SandlerReiteratesOverweight—
22 Apr 2026RBC CapitalMaintainsOutperform—
21 Apr 2026DA DavidsonMaintainsBuy—
27 Mar 2026Stephens & Co.AssumesEqual-Weight$160
23 Mar 2026Truist SecuritiesMaintainsBuy—
26 Jan 2026Truist SecuritiesMaintainsBuy—
23 Jan 2026CitigroupMaintainsBuy—
22 Jan 2026BarclaysMaintainsOverweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. WTFC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

WTFC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 18 Sept 2026, Wintrust Financial Corp. returned +9.5% against +16.3% for the S&P 500, dividends included.

WTFC vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120Oct 25Jan 26Apr 26Jul 26WTFCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

WTFC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.3%
Analysts raising
1
Analysts cutting
1
Fundamentals

Wintrust Financial Corp. (WTFC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.8×

Cheaper than 54% of US stocks

Price / sales
3.6×

Cheaper than 34% of US stocks

Price / book
1.4×

Cheaper than 58% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
10.2%

Higher than 52% of US stocks

Earnings growth (YoY)
19.5%

Higher than 58% of US stocks

Gross margin
—
Operating margin
46.1%

Higher than 95% of US stocks

Net margin
32.6%

Higher than 91% of US stocks

Returns & dividend
Return on equity
12.2%

Higher than 68% of US stocks

Return on assets
1.3%

Higher than 52% of US stocks

Dividend yield
1.5%

Higher than 34% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Wintrust Financial Corp. (WTFC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Wintrust Financial Corp. has a market value of $10.0B and an enterprise value of $10.6B.

  • Revenue in the twelve months to 30 June 2026: $2.9B. The latest quarter grew 10.2% year on year.

  • Net income over the same four quarters: $900.4M, a 31.4% net margin.

  • Diluted earnings per share, trailing twelve months: $12.45.

  • Free cash flow in the twelve months to 30 June 2026: $1.6B.

  • Wintrust Financial Corp. spent $418.2M on share buybacks and $179.4M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 67.5M.

  • Trailing P/E: 11.8×; forward P/E: 10.7× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.49%, paying out 17% of earnings.

  • Wintrust Financial Corp. employs 5,902 people — $485K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 20 Sept 2026

Data provided by Twelve Data

Peers

WTFC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
WTFCWintrust Financial Corp.$10.0B
51
UMBFUMB Financial Corp.$10.2B
80
CFRCullen/Frost Bankers, Inc.$10.2B
68
ONBOld National Bancorp$9.7B
56
SSBSouthState Bank Corp.$10.3B
65
ZIONZions Bancorporation NA$9.6B
93
BPOPPopular, Inc.$10.5B
89

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Wintrust Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest WTFC news & analysis

Wintrust Financial: Despite Short Term Pain, The Firm Should Continue To Deliver

Seeking Alpha · 18 Sept 2026positive

Seeking Alpha notes that Wintrust Financial retains a soft 'buy' rating, citing robust growth and strong asset quality despite a fair valuation. Deposits rose to $61.14B and loans to $55.25B, while net interest income and non-interest income both increased, driving net profit to $225.3M in Q2 2026.

Why it matters — The article highlights Wintrust's continued growth in deposits, loans, and net profit alongside asset quality metrics above peers, underscoring the firm's financial strength despite short-term valuation concerns.

Wintrust Financial Corporation: Lower Yield And Premium Valuation Equals Few Share Price Catalysts

Seeking Alpha · 9 Sept 2026negative

Seeking Alpha rated Wintrust Financial Corporation HOLD after it reported modest low single-digit earnings growth for 2Q26. The article notes WTFC trades at a 1.7x price/tangible book premium with a 1.4% dividend yield and no share buybacks, citing bolt-on acquisitions such as the $1.2B AUM guardianship business from NTRS and C&I loan growth as key strategic drivers.

Why it matters — WTFC watchers would care because the article highlights a premium valuation and lower yield versus peers, pointing to limited near-term share price catalysts.

Dividend Champion, Contender, And Challenger Highlights: Week August 16

Seeking Alpha · 14 Aug 2026neutral

Seeking Alpha published its weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers, including companies that changed their dividends and those with upcoming ex-dividend dates.

Why it matters — WTFC watchers may find relevant dividend information if Wintrust Financial is included among the dividend-paying companies tracked in this report.

Wintrust: A Quiet Regional Bank Posting Loud Results

MarketBeat · 28 July 2026positive

Wintrust Financial posted a record quarter with strong loan and deposit growth, according to a MarketBeat report. The mid-sized regional bank does not receive as much attention as larger money-center banks.

Why it matters — WTFC watchers would care because the bank's record quarterly results with robust loan and deposit growth signal strong operational performance for this mid-sized regional lender.

FAQ

Frequently asked questions about WTFC stock

What is the WTFC stock price forecast for 2026-2027?

The 14 Wall Street analysts covering Wintrust Financial Corp. have a median 12-month price target of $183, with estimates ranging from $167 to $195. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is WTFC stock a buy right now?

Of the 14 analysts covering Wintrust Financial Corp., 9 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Wintrust Financial Corp. 51 out of 100 across roughly 4,600 US stocks as at 19 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank WTFC?

As at 19 Sept 2026, Wintrust Financial Corp. ranks 51 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (73 of 100).

Will WTFC stock go up?

No one can know that. What the data says: the median 12-month target from 14 analysts implies +24.1% from the last close, and Ticker Nerd's factor model ranks Wintrust Financial Corp. 51 out of 100 as at 19 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the WTFC stock forecast for 2030?

No analyst covering Wintrust Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for WTFC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $167 to $195 over the next 12 months.

How has WTFC stock performed over the past year?

Wintrust Financial Corp. returned +9.5% over the 12 months to 18 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Wintrust Financial Corp. do?

Wintrust Financial Corporation is a financial holding company that provides community banking, commercial banking, specialty finance, and wealth management services. Wintrust Financial Corporation serves individuals, small and mid-sized businesses, local government units, and institutional clients through a network of community banks and non-bank subsidiaries.

What is the latest news on WTFC?

The most recent item we track (Seeking Alpha, 18 Sept 2026): "Wintrust Financial: Despite Short Term Pain, The Firm Should Continue To Deliver". Seeking Alpha notes that Wintrust Financial retains a soft 'buy' rating, citing robust growth and strong asset quality despite a fair valuation. Deposits rose to $61.14B and loans to $55.25B, while net interest income and non-interest income both increased, driving net profit to $225.3M in Q2 2026.

Company

About Wintrust Financial Corp.

Wintrust Financial Corporation is a financial holding company that provides community banking, commercial banking, specialty finance, and wealth management services. Wintrust Financial Corporation serves individuals, small and mid-sized businesses, local government units, and institutional clients through a network of community banks and non-bank subsidiaries. Its banking operations focus on deposit services, lending, treasury management, mortgage solutions, and relationship-based financial services tailored to local markets. The company’s specialty finance activities include insurance premium financing and accounts receivable financing, while its wealth management segment offers trust, brokerage, retirement plan, and investment-related services. Wintrust Financial Corporation plays a significant role in regional banking across the Chicago metropolitan area and surrounding Midwest markets, combining traditional bank services with specialized financial solutions for a broad customer base.

CEO Mr. Timothy S. Crane · 5,902 employees · United States · https://www.wintrust.com