WTFCWTFCFinancial Services · Banks - Regional

WTFC Stock Forecast: Wintrust Financial Corp. Price Predictions for 2026-2027

Last close, 30 Oct 2026
$152
−1.14% on the day

The 16 Wall Street analysts covering Wintrust Financial Corp. hold a median 12-month price target of $175 — +14.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 57 of 100 as at 31 Oct 2026 — in the upper half.

Market cap
$10.3B
Ticker Nerd rank
57/ 100
Median analyst target
$175
Analysts covering
16
Revenue$738.6M+10.1% y/y
Net income$233.7M
Free cash flow$237.9M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+1.1%
1M
+7.4%
YTD
+10.2%
1Y
+21.1%
From 52W high
−8.4%
From 52W low
+24.8%
$122
$166
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

WTFC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Wintrust Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
57/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
92
Growth
72
Quality
66
Momentum
57
Value
54
Issuance
47
Volatility
36
Accruals
22
Size
15

Revisions (92): Analysts have, on balance, been raising their forecasts.

Accruals (22): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (15): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

WTFC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on WTFC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$120$140$160$180$200Jan 26Apr 26Jul 26Oct 26WTFCHigh $190Median $175Low $160

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says16 analysts
11 Buy5 Hold0 Sell
Low $160Median $175High $190

The green dot is the last close — the median target sits +14.8% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 5 moved it down.

DateFirmActionRatingTarget
29 Oct 2026UBSUpgradeBuy$160 → $180
26 Oct 2026Truist SecuritiesMaintainsBuy$183 → $175
21 Oct 2026Piper SandlerMaintainsOverweight$195 → $186
21 Oct 2026Piper SandlerMaintainsOverweight—
21 Oct 2026TD CowenMaintainsBuy$173 → $174
21 Oct 2026TD CowenMaintainsBuy—
13 Oct 2026Deutsche BankInitiatesBuy$175
13 Oct 2026Deutsche BankInitiatesBuy—
5 Oct 2026BarclaysMaintainsOverweight$192 → $190
5 Oct 2026BarclaysMaintainsOverweight—
5 Oct 2026Piper SandlerMaintainsOverweight$186 → $195
5 Oct 2026Piper SandlerMaintainsOverweight—
5 Oct 2026TD CowenMaintainsBuy—
5 Oct 2026TD CowenMaintainsBuy$183 → $173
24 Sept 2026Wells FargoInitiatesEqual-Weight—
24 Sept 2026Wells FargoInitiatesEqual-Weight$160
22 July 2026DA DavidsonMaintainsBuy$185 → $190
22 July 2026DA DavidsonMaintainsBuy—
22 July 2026TD CowenMaintainsBuy$184 → $183
22 July 2026TD CowenMaintainsBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

WTFC appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

WTFC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, Wintrust Financial Corp. returned +21.1% against +12.4% for the S&P 500, dividends included.

WTFC vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Jan 26Apr 26Jul 26Oct 26WTFCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

WTFC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+1.3%
Analysts raising
6
Analysts cutting
2
Fundamentals

Wintrust Financial Corp. (WTFC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.7×

Cheaper than 53% of US stocks

Price / sales
3.7×

Cheaper than 32% of US stocks

Price / book
1.5×

Cheaper than 53% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
8.2%

Higher than 48% of US stocks

Earnings growth (YoY)
10.5%

Higher than 49% of US stocks

Gross margin
—
Operating margin
46.9%

Higher than 95% of US stocks

Net margin
32.8%

Higher than 91% of US stocks

Returns & dividend
Return on equity
12.9%

Higher than 70% of US stocks

Return on assets
1.3%

Higher than 53% of US stocks

Dividend yield
1.4%

Higher than 75% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Wintrust Financial Corp. (WTFC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Wintrust Financial Corp. has a market value of $10.3B and an enterprise value of $10.9B.

  • Revenue in the twelve months to 30 June 2026: $2.9B. The latest quarter grew 8.2% year on year.

  • Net income over the same four quarters: $900.4M, a 31.4% net margin.

  • Diluted earnings per share, trailing twelve months: $12.45.

  • Free cash flow in the twelve months to 30 June 2026: $1.6B.

  • Wintrust Financial Corp. spent $418.2M on share buybacks and $179.4M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 67.5M.

  • Trailing P/E: 11.7×; forward P/E: 10.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.44%, paying out 17% of earnings.

  • Wintrust Financial Corp. employs 5,902 people — $485K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 31 Oct 2026

Data provided by Twelve Data

Peers

WTFC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
WTFCWintrust Financial Corp.$10.3B57
UMBFUMB Financial Corp.$10.2B74
BPOPPopular, Inc.$10.2B81
SSBSouthState Bank Corp.$10.4B47
CFRCullen/Frost Bankers, Inc.$10.1B65
ZIONZions Bancorporation NA$9.7B90
ONBOld National Bancorp$9.6B51

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Wintrust Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest WTFC news & analysis

5 Dividend Stocks With November Payments. Three Go Ex-Dividend Monday

24/7 Wall Street · 30 Oct 2026neutral

The article says five dividend stocks are scheduled to pay in November, and three go ex-dividend Monday. Buyers who miss the relevant date will not receive that payment.

Why it matters — The excerpt provides dividend-timing information relevant to WTFC watchers, but does not say whether WTFC is among the stocks discussed.

Wintrust Financial Corporation Announces Cash Dividends

GlobeNewsWire · 22 Oct 2026positive

Wintrust Financial’s board approved a quarterly cash dividend of $0.55 per share of outstanding common stock. It is payable November 19, 2026, to shareholders of record on November 5, 2026.

Why it matters — WTFC watchers may note the approved dividend amount and the payment and record dates.

Wintrust Financial Corporation (WTFC) Q3 2026 Earnings Call Transcript

Seeking Alpha · 20 Oct 2026neutral

Wintrust Financial Corporation held its third-quarter and year-to-date 2026 earnings conference call on October 20, 2026. The excerpt identifies participating company executives and analysts but provides no earnings results or discussion.

Why it matters — The call is relevant to WTFC watchers, but the supplied excerpt contains no performance details to assess.

What Wintrust Financial (WTFC) Said on Its Q3 Earnings Call

MarketBeat · 20 Oct 2026positive

Wintrust Financial reported a seventh consecutive quarter of record net income in Q3 2026. The company cited loan and deposit growth, a stable net interest margin, and continued operating leverage.

Why it matters — The results highlight continued earnings records alongside growth in loans and deposits and stable margin performance.

Wintrust: 3 Key Takeaways for Long-Term Investors

The Motley Fool · 20 Oct 2026positive

Wintrust reported $239 million in third-quarter net income. Illinois deposits in its core market grew 9.2% year over year, compared with 4.4% statewide.

Why it matters — The figures give WTFC watchers information about the company’s quarterly earnings and deposit growth in its core Illinois market.

FAQ

Frequently asked questions about WTFC stock

What is the WTFC stock price forecast for 2026-2027?

The 16 Wall Street analysts covering Wintrust Financial Corp. have a median 12-month price target of $175, with estimates ranging from $160 to $190. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is WTFC stock a buy right now?

Of the 16 analysts covering Wintrust Financial Corp., 11 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Wintrust Financial Corp. 57 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank WTFC?

As at 31 Oct 2026, Wintrust Financial Corp. ranks 57 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (92 of 100).

Will WTFC stock go up?

No one can know that. What the data says: the median 12-month target from 16 analysts implies +14.8% from the last close, and Ticker Nerd's factor model ranks Wintrust Financial Corp. 57 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the WTFC stock forecast for 2030?

No analyst covering Wintrust Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for WTFC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $160 to $190 over the next 12 months.

How has WTFC stock performed over the past year?

Wintrust Financial Corp. returned +21.1% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Wintrust Financial Corp. do?

Wintrust Financial Corporation is a financial holding company that provides community banking, commercial banking, specialty finance, and wealth management services. Wintrust Financial Corporation serves individuals, small and mid-sized businesses, local government units, and institutional clients through a network of community banks and non-bank subsidiaries.

What is the latest news on WTFC?

The most recent item we track (24/7 Wall Street, 30 Oct 2026): "5 Dividend Stocks With November Payments. Three Go Ex-Dividend Monday". The article says five dividend stocks are scheduled to pay in November, and three go ex-dividend Monday. Buyers who miss the relevant date will not receive that payment.

Company

About Wintrust Financial Corp.

Wintrust Financial Corporation is a financial holding company that provides community banking, commercial banking, specialty finance, and wealth management services. Wintrust Financial Corporation serves individuals, small and mid-sized businesses, local government units, and institutional clients through a network of community banks and non-bank subsidiaries. Its banking operations focus on deposit services, lending, treasury management, mortgage solutions, and relationship-based financial services tailored to local markets. The company’s specialty finance activities include insurance premium financing and accounts receivable financing, while its wealth management segment offers trust, brokerage, retirement plan, and investment-related services. Wintrust Financial Corporation plays a significant role in regional banking across the Chicago metropolitan area and surrounding Midwest markets, combining traditional bank services with specialized financial solutions for a broad customer base.

CEO Mr. Timothy S. Crane · 5,902 employees · United States · https://www.wintrust.com