EFSIEFSIFinancial Services · Banks - Regional

EFSI Stock Forecast: Eagle Financial Services, Inc. Price Predictions for 2026-2027

Last close, 8 Oct 2026
$46
+0.47% on the day

The 3 Wall Street analysts covering Eagle Financial Services, Inc. hold a median 12-month price target of $44 — -3.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 83 of 100 as at 8 Oct 2026 — inside the top quartile. The factors read stronger than the Street's target implies. That gap is the story on this page.

Market cap
$247.7M
Ticker Nerd rank
83 / 100
Median analyst target
$44
Analysts covering
3
Revenue$24.9M+23.4% y/y
Net income$5.0M
Free cash flow−$12.8M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+1.1%
1M
−1.0%
YTD
+17.8%
1Y
+27.2%
From 52W high
−1.7%
From 52W low
+45.3%
$32
$47
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

EFSI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Eagle Financial Services, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
83 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
97
Momentum
82
Accruals
80
Volatility
77
Issuance
72
Size
64
Value
48
Revisions
41
Quality
38

Growth (97): Sales and profits are climbing, and climbing faster than before.

Quality (38): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

EFSI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on EFSI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$35$40$45Jan 26Apr 26Jul 26Oct 26EFSIHigh $46Median $44Low $43

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
1 Buy2 Hold0 Sell
Low $43Median $44High $46

The green dot is the last close — the median target sits −3.9% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
9 Sept 2026DA DavidsonMaintainsNeutral$40 → $46
27 July 2026DA DavidsonMaintainsNeutral$40
27 July 2026DA DavidsonMaintainsNeutral—
15 May 2026Freedom BrokerUpgradeBuy—
15 May 2026Freedom BrokerUpgradeBuy$43
11 May 2026DA DavidsonMaintainsNeutral—
11 May 2026DA DavidsonMaintainsNeutral$40
27 Apr 2026DA DavidsonMaintainsNeutral—
25 Feb 2026DA DavidsonInitiatesNeutral—
9 Feb 2026Freedom BrokerDowngradeHold—
29 Jan 2026Keefe, Bruyette & WoodsMaintainsOutperform—
7 Nov 2025Freedom BrokerMaintainsBuy—
4 Aug 2025Keefe, Bruyette & WoodsMaintainsOutperform—
30 July 2025DA DavidsonMaintainsBuy—
13 Mar 2025Keefe, Bruyette & WoodsInitiatesOutperform—
4 Mar 2025DA DavidsonInitiatesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. EFSI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

EFSI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, Eagle Financial Services, Inc. returned +27.2% against +16.2% for the S&P 500, dividends included.

EFSI vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Jan 26Apr 26Jul 26Oct 26EFSIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

EFSI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−14.7%
Analysts raising
0
Analysts cutting
1
Fundamentals

Eagle Financial Services, Inc. (EFSI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.1×

Cheaper than 50% of US stocks

Price / sales
3.0×

Cheaper than 40% of US stocks

Price / book
1.3×

Cheaper than 63% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
10.6%

Higher than 54% of US stocks

Earnings growth (YoY)
−5.5%

Higher than 30% of US stocks

Gross margin
—
Operating margin
30.4%

Higher than 87% of US stocks

Net margin
22.5%

Higher than 84% of US stocks

Returns & dividend
Return on equity
10.0%

Higher than 63% of US stocks

Return on assets
1.0%

Higher than 49% of US stocks

Dividend yield
2.7%

Higher than 84% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Eagle Financial Services, Inc. (EFSI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Eagle Financial Services, Inc. has a market value of $247.7M and an enterprise value of $139.0M.

  • Revenue in the twelve months to 30 June 2026: $87.1M. The latest quarter grew 10.6% year on year.

  • Net income over the same four quarters: $18.6M, a 21.4% net margin.

  • Diluted earnings per share, trailing twelve months: $3.46.

  • Free cash flow in the twelve months to 30 June 2026: $8.1M.

  • Eagle Financial Services, Inc. spent $317K on share buybacks and $6.7M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 5.4M.

  • Trailing P/E: 13.1×; forward P/E: 13.6× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.73%, paying out 36% of earnings.

  • Eagle Financial Services, Inc. employs 259 people — $336K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 7 Oct 2026

Data provided by Twelve Data

Peers

EFSI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
EFSIEagle Financial Services, Inc.$247.7M
83
CMTVCommunity Bancorp (Vermont)$245.5M
79
GBFHGBank Financial Holdings, Inc.$253.0M
20
BCBPBCB Bancorp, Inc.$241.8M
35
PEBKPeoples Bancorp of North Carolina, Inc.$241.6M
58
RMBIRichmond Mutual Bancorporation, Inc.$257.4M
42
HWBKHawthorn Bancshares, Inc.$263.9M
81

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Eagle Financial Services, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest EFSI news & analysis

BRODSKY & SMITH SHAREHOLDER UPDATE: Notifying Investors of the Following Investigations: The Baldwin Group, Inc. (Nasdaq – BWIN), Eagle Financial Services, Inc. (Nasdaq: EFSI), Utz Brands, Inc. (NYSE – UTZ), Distribution Solutions Group, Inc. (Nasdaq – DSGR)

GlobeNewsWire · 14 Sept 2026negative

Brodsky & Smith, a law firm, issued a shareholder update notifying investors that it is investigating Eagle Financial Services, Inc. (Nasdaq: EFSI) along with several other companies including The Baldwin Group, Utz Brands, and Distribution Solutions Group. The firm invites shareholders who own shares to contact them to discuss the investigations at no cost or financial obligation.

Why it matters — EFSI shareholders would want to know that a law firm has opened an investigation into the company, which could signal potential legal or corporate governance concerns affecting the stock.

Eagle Financial Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Eagle Financial Services, Inc. - EFSI

Business Wire · 10 Sept 2026neutral

Kahn Swick & Foti, LLC and former Louisiana Attorney General Charles C. Foti Jr. are investigating the proposed sale of Eagle Financial Services, Inc. to John Marshall Bancorp, Inc. Under the deal terms, Eagle shareholders would receive 2.0 shares of John Marshall common stock for each Eagle share they own, and the firm is seeking to determine whether the price and process are adequate.

Why it matters — EFSI watchers would care because this legal investigation could scrutinize the fairness of the deal's terms and process affecting shareholder value in the proposed acquisition.

BRODSKY & SMITH SHAREHOLDER UPDATE: Notifying Investors of the Following Investigations: Eagle Financial Services, Inc. (Nasdaq: EFSI), Safety Insurance Group, Inc. (Nasdaq – SAFT), Utz Brands, Inc. (NYSE – UTZ), Distribution Solutions Group, Inc. (Nasdaq – DSGR)

GlobeNewsWire · 9 Sept 2026negative

Brodsky & Smith issued a shareholder update notifying investors of investigations involving Eagle Financial Services, Inc. (EFSI) and several other companies. The firm invites EFSI shareholders to discuss the investigation at no cost or financial obligation.

Why it matters — EFSI shareholders may face uncertainty regarding an active investigation into the company, which warrants their attention.

EFSI Stock Alert: Halper Sadeh LLC is Investigating Whether Eagle Financial Services, Inc. is Obtaining a Fair Price for its Shareholders

Business Wire · 8 Sept 2026neutral

Halper Sadeh LLC, an investor rights law firm, announced it is investigating the proposed sale of Eagle Financial Services, Inc. (EFSI) to John Marshall Bancorp, Inc., under which EFSI shareholders would receive 2.0 shares of John Marshall common stock for each EFSI share. The firm is examining whether EFSI shareholders are obtaining a fair price and is encouraging shareholders to learn about their rights and options.

Why it matters — EFSI watchers would care because an investor rights law firm is scrutinizing the fairness of the merger consideration, which could affect the value shareholders ultimately receive in the pending transaction.

EFSI SHAREHOLDER ALERT: Ademi LLP Investigates Whether the $46.72 Buyout Fairly Values EFSI

PRNewsWire · 8 Sept 2026negative

Ademi LLP has launched an investigation into whether the proposed $46.72-per-share acquisition of Eagle Financial Services by John Marshall Bancorp fairly values EFSI's public shareholders. The inquiry examines the deal price, benefits to company insiders, and restrictions on competing offers, as well as how the EFSI Board negotiated and approved the transaction.

Why it matters — EFSI watchers would care because a shareholder rights law firm is questioning whether the buyout price and board's handling of the deal adequately protect public shareholders.

FAQ

Frequently asked questions about EFSI stock

What is the EFSI stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Eagle Financial Services, Inc. have a median 12-month price target of $44, with estimates ranging from $43 to $46. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is EFSI stock a buy right now?

Of the 3 analysts covering Eagle Financial Services, Inc., 1 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Eagle Financial Services, Inc. 83 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank EFSI?

As at 8 Oct 2026, Eagle Financial Services, Inc. ranks 83 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (97 of 100).

Will EFSI stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies -3.9% from the last close, and Ticker Nerd's factor model ranks Eagle Financial Services, Inc. 83 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the EFSI stock forecast for 2030?

No analyst covering Eagle Financial Services, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for EFSI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $43 to $46 over the next 12 months.

How has EFSI stock performed over the past year?

Eagle Financial Services, Inc. returned +27.2% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Eagle Financial Services, Inc. do?

Eagle Financial Services Inc. is a bank holding company that operates through Bank of Clarke, providing retail and commercial banking services in the United States.

What is the latest news on EFSI?

The most recent item we track (GlobeNewsWire, 14 Sept 2026): "BRODSKY & SMITH SHAREHOLDER UPDATE: Notifying Investors of the Following Investigations: The Baldwin Group, Inc. (Nasdaq – BWIN), Eagle Financial Services, Inc. (Nasdaq: EFSI), Utz Brands, Inc. (NYSE – UTZ), Distribution Solutions Group, Inc. (Nasdaq – DSGR)". Brodsky & Smith, a law firm, issued a shareholder update notifying investors that it is investigating Eagle Financial Services, Inc. (Nasdaq: EFSI) along with several other companies including The Baldwin Group, Utz Brands, and Distribution Solutions Group. The firm invites shareholders who own shares to contact them to discuss the investigations at no cost or financial obligation.

Company

About Eagle Financial Services, Inc.

Eagle Financial Services Inc. is a bank holding company that operates through Bank of Clarke, providing retail and commercial banking services in the United States. Its offerings include deposit accounts, consumer and business loans, mortgage lending, and other core banking products tailored to individuals, local businesses, and community clients. The company also provides digital banking services such as telephone, internet, and mobile banking, supporting everyday account access and transaction management. Eagle Financial Services Inc. serves as the parent of a community-focused financial institution with operations centered on relationship-based banking and a diversified mix of community banking, marine lending, and wealth management services. Headquartered in Berryville, Virginia, Eagle Financial Services Inc. plays a regional role in delivering traditional banking solutions and specialized financial services to its customer base.

CEO Mr. Brandon Craig Lorey · 259 employees · United States · https://www.bankofclarke.bank