ESQESQFinancial Services · Banks - Regional

ESQ Stock Forecast: Esquire Financial Holdings, Inc. Price Predictions for 2026-2027

Last close, 8 Oct 2026
$118
+2.04% on the day

The 3 Wall Street analysts covering Esquire Financial Holdings, Inc. hold a median 12-month price target of $125 — +5.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 57 of 100 as at 8 Oct 2026 — in the upper half.

Market cap
$1.4B
Ticker Nerd rank
57 / 100
Median analyst target
$125
Analysts covering
3
Revenue$42.1M+17.6% y/y
Net income$13.0M
Free cash flow$14.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.1%
1M
−0.2%
YTD
+16.3%
1Y
+14.4%
From 52W high
−11.0%
From 52W low
+28.0%
$92
$133
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ESQ stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Esquire Financial Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
57 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
94
Quality
91
Growth
73
Momentum
59
Issuance
58
Size
39
Volatility
30
Accruals
15
Value
1

Revisions (94): Analysts have, on balance, been raising their forecasts.

Value (1): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ESQ stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ESQ, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$90$100$110$120$130$140Jan 26Apr 26Jul 26Oct 26ESQHigh $140Median $125Low $125

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
2 Buy1 Hold0 Sell
Low $125Median $125High $140

The green dot is the last close — the median target sits +5.9% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
13 Mar 2026Raymond JamesUpgradeStrong Buy$125
23 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
29 Oct 2025Piper SandlerMaintainsOverweight—
25 July 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
11 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
29 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
25 Apr 2025Piper SandlerMaintainsOverweight—
27 Jan 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
27 Jan 2025Piper SandlerMaintainsOverweight—
24 Jan 2025Raymond JamesDowngradeMarket Perform—
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
25 Oct 2024Piper SandlerReiteratesOverweight—
2 Oct 2024Keefe, Bruyette & WoodsDowngradeMarket Perform—
26 July 2024Keefe, Bruyette & WoodsReiteratesOutperform—
29 Apr 2024Piper SandlerMaintainsOverweight—
26 Jan 2024Keefe, Bruyette & WoodsMaintainsOutperform—
16 Jan 2024Raymond JamesInitiatesStrong Buy—
26 July 2023Keefe, Bruyette & WoodsMaintainsOutperform—
6 Apr 2023Keefe, Bruyette & WoodsMaintainsOutperform—
18 Oct 2022Keefe, Bruyette & WoodsInitiatesOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ESQ appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

ESQ vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, Esquire Financial Holdings, Inc. returned +14.4% against +16.2% for the S&P 500, dividends included.

ESQ vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Jan 26Apr 26Jul 26Oct 26ESQS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ESQ analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+1.9%
Analysts raising
1
Analysts cutting
0
Fundamentals

Esquire Financial Holdings, Inc. (ESQ) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
19.2×

Cheaper than 39% of US stocks

Price / sales
9.4×

Cheaper than 15% of US stocks

Price / book
3.1×

Cheaper than 31% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
21.4%

Higher than 71% of US stocks

Earnings growth (YoY)
9.2%

Higher than 47% of US stocks

Gross margin
—
Operating margin
49.8%

Higher than 96% of US stocks

Net margin
35.3%

Higher than 92% of US stocks

Returns & dividend
Return on equity
18.3%

Higher than 79% of US stocks

Return on assets
2.3%

Higher than 61% of US stocks

Dividend yield
0.7%

Higher than 67% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Esquire Financial Holdings, Inc. (ESQ) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Esquire Financial Holdings, Inc. has a market value of $1.4B and an enterprise value of $1.1B.

  • Revenue in the twelve months to 30 June 2026: $159.6M. The latest quarter grew 21.4% year on year.

  • Net income over the same four quarters: $52.7M, a 33.0% net margin.

  • Diluted earnings per share, trailing twelve months: $6.06.

  • Free cash flow in the twelve months to 30 June 2026: $64.3M, after $2.1M of capital spending.

  • Esquire Financial Holdings, Inc. spent $6.4M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 8.6M.

  • Trailing P/E: 19.2×; forward P/E: 13.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.69%, paying out 12% of earnings.

  • Esquire Financial Holdings, Inc. employs 151 people — $1.1M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 7 Oct 2026

Data provided by Twelve Data

Peers

ESQ vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
ESQEsquire Financial Holdings, Inc.$1.4B
57
LKFNLakeland Financial Corp. (Indiana)$1.4B
62
AMALAmalgamated Financial Corp.$1.4B
77
WABCWestamerica Bancorporation$1.4B
79
TMPTompkins Financial Corp.$1.4B
84
BHRBBurke Herbert Financial Services Corp.$1.4B
28
TFINTriumph Financial, Inc.$1.5B
35

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Esquire Financial Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ESQ news & analysis

Esquire Financial (ESQ) Upgraded to Buy: Here's What You Should Know

Zacks Investment Research · 4 Sept 2026positive

Zacks Investment Research upgraded Esquire Financial (ESQ) to a Zacks Rank #2 (Buy), citing growing optimism about the company's earnings prospects. The upgrade reflects expectations that this could drive the stock higher in the near term.

Why it matters — A Buy upgrade from a reputable research firm signals heightened positive sentiment about ESQ's earnings outlook that investors tracking the stock would take note of.

Esquire Bank Named a Top Deposit Franchise by S&P Global Market Intelligence for Third Consecutive Year

PRNewsWire · 2 Sept 2026positive

Esquire Financial Holdings, Inc. announced that its subsidiary, Esquire Bank, has been named to S&P Global Market Intelligence's annual U.S. Community Bank Deposit Rankings for the third consecutive year. The announcement was made via PRNewswire on September 2, 2026.

Why it matters — This recognition by S&P Global Market Intelligence highlights Esquire Bank's continuing strength in deposit performance for the third consecutive year.

Esquire Financial Holdings Ranks #3 Among Top-Performing U.S. Banks in Bank Director's 2026 RankingBanking

PRNewsWire · 25 Aug 2026positive

Esquire Financial Holdings, Inc. (NASDAQ: ESQ) announced that it ranked third among the top-performing publicly traded U.S. banks in Bank Director's 2026 RankingBanking, as reported by the company's parent of Esquire Bank, National Association.

Why it matters — This high ranking in a recognized industry benchmark highlights Esquire's strong relative performance among U.S. banks, a notable achievement for ESQ watchers.

Esquire Financial Holdings, Inc. (ESQ) is a Great Momentum Stock: Should You Buy?

Zacks Investment Research · 3 Aug 2026positive

Zacks Investment Research published an article asking whether Esquire Financial Holdings, Inc. (ESQ) has what it takes to be a top stock pick for momentum investors. The piece frames ESQ as a momentum stock candidate and invites readers to evaluate its qualifications.

Why it matters — A ESQ watcher would care because being highlighted as a momentum stock by Zacks signals research attention on the company's recent price and earnings performance.

FAQ

Frequently asked questions about ESQ stock

What is the ESQ stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Esquire Financial Holdings, Inc. have a median 12-month price target of $125, with estimates ranging from $125 to $140. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ESQ stock a buy right now?

Of the 3 analysts covering Esquire Financial Holdings, Inc., 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Esquire Financial Holdings, Inc. 57 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ESQ?

As at 8 Oct 2026, Esquire Financial Holdings, Inc. ranks 57 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (94 of 100).

Will ESQ stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +5.9% from the last close, and Ticker Nerd's factor model ranks Esquire Financial Holdings, Inc. 57 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ESQ stock forecast for 2030?

No analyst covering Esquire Financial Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ESQ are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $125 to $140 over the next 12 months.

How has ESQ stock performed over the past year?

Esquire Financial Holdings, Inc. returned +14.4% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Esquire Financial Holdings, Inc. do?

Esquire Financial Holdings, Inc. Common Stock represents Esquire Financial Holdings, Inc., a financial holding company centered on specialized banking services through its subsidiary, Esquire Bank, National Association.

What is the latest news on ESQ?

The most recent item we track (PRNewsWire, 8 Oct 2026): "Esquire Financial Holdings, Inc. Announces Third Quarter 2026 Earnings Release and Conference Call on October 27, 2026". Esquire Financial Holdings announced it will release results for the quarter ended September 30, 2026, on October 27, 2026, at 8:30 a.m.

Company

About Esquire Financial Holdings, Inc.

Esquire Financial Holdings, Inc. Common Stock represents Esquire Financial Holdings, Inc., a financial holding company centered on specialized banking services through its subsidiary, Esquire Bank, National Association. The company focuses on commercial banking solutions for the legal industry, small businesses, and commercial and retail customers, with a particular emphasis on relationship-based service and tailored financial products. Its offerings include commercial lending, deposit services, treasury management, and payment processing solutions designed for businesses that need flexible banking support. Esquire Financial Holdings also serves customers across the New York metropolitan area and other U.S. markets, giving it a niche position in the banking sector as a provider of specialty financial services rather than broad consumer banking. Headquartered in Jericho, New York, the company plays a targeted role in connecting professional, business, and retail clients with practical banking and financial solutions.

CEO Mr. Andrew C. Sagliocca · 151 employees · United States · https://www.esquirebank.com