FFINFFINFinancial Services · Banks - Regional

FFIN Stock Forecast: First Financial Bankshares, Inc. Price Predictions for 2026-2027

Last close, 22 Oct 2026
$30
+1.88% on the day

The 8 Wall Street analysts covering First Financial Bankshares, Inc. hold a median 12-month price target of $34 — +12.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 41 of 100 as at 22 Oct 2026 — in the lower half.

Market cap
$4.3B
Ticker Nerd rank
41/ 100
Median analyst target
$34
Analysts covering
8
Revenue$169.5M+10.8% y/y
Net income$71.9M
Free cash flow$75.2M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−4.0%
1M
−6.1%
YTD
+3.4%
1Y
−3.4%
From 52W high
−16.4%
From 52W low
+7.5%
$28
$36
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FFIN stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Financial Bankshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Oct 2026
41/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
94
Growth
68
Issuance
66
Revisions
46
Volatility
43
Accruals
42
Momentum
41
Size
25
Value
8

Quality (94): The business earns solid, repeatable profits on what it owns.

Value (8): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FFIN stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FFIN, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$28$30$32$34$36$38Jan 26Apr 26Jul 26Oct 26FFINHigh $38Median $34Low $33

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says8 analysts
1 Buy7 Hold0 Sell
Low $33Median $34High $38

The green dot is the last close — the median target sits +12.1% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 1 moved their price target up and 4 moved it down.

DateFirmActionRatingTarget
19 Oct 2026Piper SandlerMaintainsNeutral$35 → $33
16 Oct 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$35 → $34
16 Oct 2026StoneXMaintainsBuy$39 → $38
15 Oct 2026Raymond JamesInitiatesMarket Perform—
14 Oct 2026Cantor FitzgeraldMaintainsNeutral$35 → $34
11 Sept 2026Hovde GroupInitiatesMarket Perform$36
11 Sept 2026Hovde GroupInitiatesMarket Perform—
27 Aug 2026Piper SandlerInitiatesNeutral—
27 Aug 2026Piper SandlerInitiatesNeutral$35
15 July 2026Cantor FitzgeraldMaintainsNeutral$34 → $35
15 July 2026Cantor FitzgeraldMaintainsNeutral—
25 June 2026BenchmarkInitiatesBuy—
9 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
24 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
10 Sept 2025Cantor FitzgeraldInitiatesNeutral—
18 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
21 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 Jan 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
18 Oct 2024Stephens & Co.MaintainsEqual-Weight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

FFIN appears in the Radar on the weeks it earns a place.

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Performance

FFIN vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 22 Oct 2026, First Financial Bankshares, Inc. returned −3.4% against +15.6% for the S&P 500, dividends included.

FFIN vs S&P 500, last 12 monthsTotal return, rebased to 100
859095100105110115120Jan 26Apr 26Jul 26Oct 26FFINS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FFIN analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−0.4%
Analysts raising
0
Analysts cutting
1
Fundamentals

First Financial Bankshares, Inc. (FFIN) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
14.7×

Cheaper than 46% of US stocks

Price / sales
6.3×

Cheaper than 19% of US stocks

Price / book
2.3×

Cheaper than 38% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
25.8%

Higher than 75% of US stocks

Earnings growth (YoY)
42.2%

Higher than 72% of US stocks

Gross margin
—
Operating margin
56.9%

Higher than 98% of US stocks

Net margin
43.3%

Higher than 95% of US stocks

Returns & dividend
Return on equity
15.9%

Higher than 76% of US stocks

Return on assets
1.9%

Higher than 58% of US stocks

Dividend yield
3.0%

Higher than 85% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First Financial Bankshares, Inc. (FFIN) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • First Financial Bankshares, Inc. has a market value of $4.3B and an enterprise value of $3.9B.

  • Revenue in the twelve months to 30 June 2026: $651.7M. The latest quarter grew 25.8% year on year.

  • Net income over the same four quarters: $269.0M, a 41.3% net margin.

  • Diluted earnings per share, trailing twelve months: $1.87.

  • Free cash flow in the twelve months to 30 June 2026: $325.3M.

  • First Financial Bankshares, Inc. spent $108.9M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 142.4M.

  • Trailing P/E: 14.7×; forward P/E: 14.0× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.96%, paying out 42% of earnings.

  • First Financial Bankshares, Inc. employs 1,500 people — $434K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 22 Oct 2026

Data provided by Twelve Data

Peers

FFIN vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FFINFirst Financial Bankshares, Inc.$4.3B41
CATYCathay General Bancorp$4.4B88
FBPFirst BanCorp (Puerto Rico)$4.3B87
UCBUnited Community Banks, Inc.$4.5B33
FULTFulton Financial Corp.$4.5B58
TCBITexas Capital Bancshares, Inc.$4.5B66
SFBSServisFirst Bancshares, Inc.$4.5B35

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First Financial Bankshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FFIN news & analysis

Compared to Estimates, First Financial (FFIN) Q3 Earnings: A Look at Key Metrics

Zacks Investment Research · 15 Oct 2026neutral

The article focuses on how First Financial’s key metrics for the quarter ended September 2026 compared with Wall Street estimates and year-ago values; the excerpt provides no specific results.

Why it matters — These comparisons may give FFIN watchers additional context on quarterly performance beyond top- and bottom-line figures.

First Financial Bankshares (FFIN) Meets Q3 Earnings Estimates

Zacks Investment Research · 15 Oct 2026neutral

First Financial Bankshares reported quarterly earnings of $0.52 per share, in line with the Zacks Consensus Estimate. This compares with earnings of $0.36 per share a year earlier.

Why it matters — FFIN watchers can note that quarterly earnings met the consensus estimate and were higher than a year ago.

FIRST FINANCIAL BANKSHARES ANNOUNCES THIRD QUARTER 2026 EARNINGS

PRNewsWire · 15 Oct 2026positive

First Financial Bankshares reported third-quarter 2026 earnings of $74.31 million, up from $52.27 million a year earlier and $71.89 million in the prior quarter. Diluted earnings per share were $0.52, compared with $0.36 and $0.50, respectively.

Why it matters — The report gives FFIN watchers current quarterly earnings and per-share results alongside year-over-year and sequential comparisons.

First Financial Bankshares (FFIN) Earnings Expected to Grow: What to Know Ahead of Q3 Release

Zacks Investment Research · 15 Oct 2026negative

Zacks says First Financial Bankshares does not have the two key ingredients it identifies for a likely earnings beat in its upcoming Q3 report. The item previews key expectations ahead of the release.

Why it matters — FFIN watchers may find the article relevant as a brief preview of the factors Zacks considers ahead of the quarterly earnings report.

FIRST FINANCIAL BANK TO PARTICIPATE IN STATEWIDE DAY OF SERVICE

PRNewsWire · 8 Oct 2026positive

First Financial Bank employees across Texas will take part in the bank’s 11th annual Day of Service on October 12, 2026. For the second consecutive year, the bank will join the Texas Bankers Association’s statewide Community Day of Service.

Why it matters — The announcement describes a community-service initiative involving First Financial Bank employees and Texas financial institutions.

FAQ

Frequently asked questions about FFIN stock

What is the FFIN stock price forecast for 2026-2027?

The 8 Wall Street analysts covering First Financial Bankshares, Inc. have a median 12-month price target of $34, with estimates ranging from $33 to $38. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FFIN stock a buy right now?

Of the 8 analysts covering First Financial Bankshares, Inc., 1 rate it a Buy, 7 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Financial Bankshares, Inc. 41 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FFIN?

As at 22 Oct 2026, First Financial Bankshares, Inc. ranks 41 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (94 of 100).

Will FFIN stock go up?

No one can know that. What the data says: the median 12-month target from 8 analysts implies +12.1% from the last close, and Ticker Nerd's factor model ranks First Financial Bankshares, Inc. 41 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FFIN stock forecast for 2030?

No analyst covering First Financial Bankshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FFIN are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $33 to $38 over the next 12 months.

How has FFIN stock performed over the past year?

First Financial Bankshares, Inc. returned -3.4% over the 12 months to 22 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Financial Bankshares, Inc. do?

First Financial Bankshares Inc. is a Texas-based financial holding company that provides community banking and related financial services through its banking and trust operations.

What is the latest news on FFIN?

The most recent item we track (Zacks Investment Research, 15 Oct 2026): "Compared to Estimates, First Financial (FFIN) Q3 Earnings: A Look at Key Metrics". The article focuses on how First Financial’s key metrics for the quarter ended September 2026 compared with Wall Street estimates and year-ago values; the excerpt provides no specific results.

Company

About First Financial Bankshares, Inc.

First Financial Bankshares Inc. is a Texas-based financial holding company that provides community banking and related financial services through its banking and trust operations. The company offers commercial and consumer lending, checking and savings accounts, mortgage loans, online and mobile banking, and treasury management services for individuals, businesses, and local organizations. It also provides wealth management, trust administration, retirement plans, and estate services through its trust business. With a strong regional focus across Texas, First Financial Bankshares serves customers through a network of banking locations and specialized financial services designed to support everyday banking, business financing, and long-term asset management. Founded in 1956 and headquartered in Abilene, Texas, First Financial Bankshares plays a significant role in regional banking markets by combining traditional deposit and lending services with advisory and fiduciary solutions.

CEO Mr. David W. Bailey · 1,500 employees · United States · https://www.ffin.com