FFINFFINFinancial Services · Banks - Regional

FFIN Stock Forecast: First Financial Bankshares, Inc. Price Predictions for 2026-2027

Last close, 14 Aug 2026
$35
+0.43% on the day

The 5 Wall Street analysts covering First Financial Bankshares, Inc. hold a median 12-month price target of $37 — +4.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 45 of 100 as at 15 Aug 2026 — in the lower half.

Market cap
$5.1B
Ticker Nerd rank
45 / 100
Median analyst target
$37
Analysts covering
5
Total return, dividends reinvested
1W
+1.8%
1M
+1.8%
YTD
+19.6%
1Y
−0.8%
From 52W high
−4.9%
From 52W low
+24.2%
$28
$37
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FFIN stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Financial Bankshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
45 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
92
Revisions
78
Issuance
62
Growth
54
Volatility
48
Momentum
47
Accruals
25
Size
24
Value
5

Quality (92): The business earns solid, repeatable profits on what it owns.

Value (5): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FFIN stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FFIN, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$28$30$32$34$36$38$40Oct 25Jan 26Apr 26Jul 26FFINHigh $39Median $37Low $35

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says5 analysts
1 Buy4 Hold0 Sell
Low $35Median $37High $39

The green dot is the last close — the median target sits +4.9% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
15 July 2026Cantor FitzgeraldMaintainsNeutral$34$35
25 June 2026BenchmarkInitiatesBuy
9 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
24 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
10 Sept 2025Cantor FitzgeraldInitiatesNeutral
18 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
21 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
27 Jan 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
18 Oct 2024Stephens & Co.MaintainsEqual-Weight
20 Sept 2024Truist SecuritiesMaintainsHold
24 July 2024Truist SecuritiesMaintainsHold
19 July 2024Stephens & Co.MaintainsEqual-Weight
8 July 2024Truist SecuritiesMaintainsHold
22 Apr 2024Truist SecuritiesMaintainsHold
19 Apr 2024Stephens & Co.MaintainsEqual-Weight
1 Apr 2024Truist SecuritiesMaintainsHold
30 Jan 2024Truist SecuritiesMaintainsHold
26 Jan 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
26 Jan 2024Stephens & Co.MaintainsEqual-Weight

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FFIN appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

FFIN analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.3%
Analysts raising
2
Analysts cutting
0
Fundamentals

First Financial Bankshares, Inc. (FFIN) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
18.9×

Cheaper than 41% of US stocks

Price / sales
7.9×

Cheaper than 17% of US stocks

Price / book
2.5×

Cheaper than 40% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
9.8%

Higher than 52% of US stocks

Earnings growth (YoY)
7.9%

Higher than 45% of US stocks

Gross margin
Operating margin
56.0%

Higher than 98% of US stocks

Net margin
42.2%

Higher than 95% of US stocks

Returns & dividend
Return on equity
14.4%

Higher than 73% of US stocks

Return on assets
1.8%

Higher than 57% of US stocks

Dividend yield
2.5%

Higher than 56% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

FFIN vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FFINFirst Financial Bankshares, Inc.$5.1B
45
SFBSServisFirst Bancshares, Inc.$5.0B
53
TFSLTFS Financial Corp.$5.0B
37
FULTFulton Financial Corp.$4.7B
57
FBPFirst BanCorp (Puerto Rico)$4.6B
93
TCBITexas Capital Bancshares, Inc.$4.6B
53
IBOCInternational Bancshares Corp.$4.6B
54

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First Financial Bankshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FFIN news & analysis

First Financial Bankshares: Lofty Valuation Continues To Weigh

Seeking Alpha · 14 Aug 2026neutral

First Financial Bankshares has underperformed over the past year, missing the banking industry's rally despite solid growth in revenue, earnings and book value, with the stock weighed down by valuation changes. Around 40% of its interest-earning assets are in relatively low-yielding bonds, which could support ongoing repricing tailwinds for net interest income.

Why it matters — FFIN watchers would care because the item highlights how the company's strong operating performance is being overshadowed by valuation pressures, while its bond portfolio repricing may offer a future support for net interest income.

FIRST FINANCIAL BANK ABILENE REGION ANNOUNCES LEADERSHIP TRANSITION AND EXECUTIVE PROMOTIONS

PRNewsWire · 6 Aug 2026neutral

First Financial Bank announced leadership changes in its Abilene Region, including the year-end retirement of longtime leader Marelyn Shedd and the promotion of Marshall Morris to Chairman, President and CEO of the region, along with several executive promotions. Tracy Howle will also join the Abilene Region in an executive role.

Why it matters — FFIN watchers would care because the transition reflects deliberate succession planning within a key regional market for the bank as it prepares for leadership changes at year-end.

Fidelity Bank Completes the Acquisition of Affinity Bancshares, Inc. and Affinity Bank

Business Wire · 31 July 2026neutral

Fidelity Bank has completed its acquisition of Affinity Bancshares, Inc. and Affinity Bank, as announced in a Business Wire release from Fuquay-Varina, N.C. and Covington, Ga.

Why it matters — While the transaction does not involve First Financial Bankshares, it represents consolidation activity in the banking sector that FFIN watchers may track for broader industry trends.

Why First Financial Bankshares (FFIN) is a Great Dividend Stock Right Now

Zacks Investment Research · 31 July 2026positive

A Zacks Investment Research article highlights First Financial Bankshares (FFIN) as a strong dividend stock for investors.

Why it matters — FFIN watchers would care because the piece underscores the company's appeal as a dividend-paying stock, which could signal financial stability and shareholder-friendly capital allocation.

FIRST FINANCIAL BANKSHARES ANNOUNCES 2026 SHARE REPURCHASE PLAN

PRNewsWire · 30 July 2026positive

First Financial Bankshares, Inc. announced the renewal and increase of its share repurchase plan, authorizing the repurchase of up to 7,200,000 shares of common stock through July 31, 2027, representing approximately 5 percent of outstanding shares as of July 28, 2026.

Why it matters — This expanded share repurchase program signals the company's intention to return capital to shareholders and reduce outstanding shares over the next year.

FAQ

Frequently asked questions about FFIN stock

What is the FFIN stock price forecast for 2026-2027?

The 5 Wall Street analysts covering First Financial Bankshares, Inc. have a median 12-month price target of $37, with estimates ranging from $35 to $39. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FFIN stock a buy right now?

Of the 5 analysts covering First Financial Bankshares, Inc., 1 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Financial Bankshares, Inc. 45 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FFIN?

As at 15 Aug 2026, First Financial Bankshares, Inc. ranks 45 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (92 of 100).

Will FFIN stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +4.9% from the last close, and Ticker Nerd's factor model ranks First Financial Bankshares, Inc. 45 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FFIN stock forecast for 2030?

No analyst covering First Financial Bankshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FFIN are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $35 to $39 over the next 12 months.

How has FFIN stock performed over the past year?

First Financial Bankshares, Inc. returned -0.8% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Financial Bankshares, Inc. do?

First Financial Bankshares Inc. is a prominent financial services company focused on providing a wide array of banking services through its network of community banks.

What is the latest news on FFIN?

The most recent item we track (Seeking Alpha, 14 Aug 2026): "First Financial Bankshares: Lofty Valuation Continues To Weigh". First Financial Bankshares has underperformed over the past year, missing the banking industry's rally despite solid growth in revenue, earnings and book value, with the stock weighed down by valuation changes. Around 40% of its interest-earning assets are in relatively low-yielding bonds, which could support ongoing repricing tailwinds for net interest income.

Company

About First Financial Bankshares, Inc.

First Financial Bankshares Inc. is a prominent financial services company focused on providing a wide array of banking services through its network of community banks. Established in Texas, this regional bank is dedicated to meeting the financial needs of individuals, businesses, and public entities within its service areas. The company offers comprehensive products including traditional banking services like checking and savings accounts, commercial and personal loans, and mortgage products. Its role extends to providing tailored financial solutions, such as wealth management, trust services, and investment advisory services, catering to a diversified client base. Known for its robust financial performance and commitment to community engagement, First Financial Bankshares Inc. plays a crucial role in supporting regional economic development and providing personalized financial counsel. Its strategic positioning in community banking reflects its emphasis on customer service and local economic integration, making it a significant player in the regional banking sector.

CEO Mr. David W. Bailey · 1,500 employees · United States · https://www.ffin.com