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FFINFFINFinancial Services · Banks - Regional

FFIN Stock Forecast: First Financial Bankshares, Inc. Price Predictions for 2026-2027

Last close, 2 Oct 2026
$32
+1.26% on the day

The 7 Wall Street analysts covering First Financial Bankshares, Inc. hold a median 12-month price target of $36 — +12.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 39 of 100 as at 2 Oct 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$4.6B
Ticker Nerd rank
39 / 100
Median analyst target
$36
Analysts covering
7
Revenue$169.5M+10.8% y/y
Net income$71.9M
Free cash flow$75.2M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.9%
1M
−2.6%
YTD
+9.7%
1Y
−1.3%
From 52W high
−11.4%
From 52W low
+13.9%
$28
$36
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FFIN stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Financial Bankshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 2 Oct 2026
39 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
92
Revisions
71
Issuance
62
Growth
55
Momentum
41
Volatility
37
Accruals
25
Size
24
Value
7

Quality (92): The business earns solid, repeatable profits on what it owns.

Value (7): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FFIN stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FFIN, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$28$30$32$34$36$38$40Jan 26Apr 26Jul 26Oct 26FFINHigh $39Median $36Low $35

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says7 analysts
1 Buy6 Hold0 Sell
Low $35Median $36High $39

The green dot is the last close — the median target sits +12.0% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
11 Sept 2026Hovde GroupInitiatesMarket Perform$36
27 Aug 2026Piper SandlerInitiatesNeutral—
27 Aug 2026Piper SandlerInitiatesNeutral$35
15 July 2026Cantor FitzgeraldMaintainsNeutral$34 → $35
15 July 2026Cantor FitzgeraldMaintainsNeutral—
25 June 2026BenchmarkInitiatesBuy—
9 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
24 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
10 Sept 2025Cantor FitzgeraldInitiatesNeutral—
18 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
21 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 Jan 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
18 Oct 2024Stephens & Co.MaintainsEqual-Weight—
20 Sept 2024Truist SecuritiesMaintainsHold—
24 July 2024Truist SecuritiesMaintainsHold—
19 July 2024Stephens & Co.MaintainsEqual-Weight—
8 July 2024Truist SecuritiesMaintainsHold—
22 Apr 2024Truist SecuritiesMaintainsHold—
19 Apr 2024Stephens & Co.MaintainsEqual-Weight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FFIN appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

FFIN vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 2 Oct 2026, First Financial Bankshares, Inc. returned −1.3% against +16.2% for the S&P 500, dividends included.

FFIN vs S&P 500, last 12 monthsTotal return, rebased to 100
859095100105110115120Jan 26Apr 26Jul 26Oct 26FFINS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FFIN analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.5%
Analysts raising
2
Analysts cutting
0
Fundamentals

First Financial Bankshares, Inc. (FFIN) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
17.0×

Cheaper than 41% of US stocks

Price / sales
7.1×

Cheaper than 18% of US stocks

Price / book
2.3×

Cheaper than 40% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
9.8%

Higher than 51% of US stocks

Earnings growth (YoY)
7.9%

Higher than 45% of US stocks

Gross margin
—
Operating margin
56.0%

Higher than 98% of US stocks

Net margin
42.2%

Higher than 95% of US stocks

Returns & dividend
Return on equity
14.4%

Higher than 73% of US stocks

Return on assets
1.8%

Higher than 57% of US stocks

Dividend yield
2.8%

Higher than 58% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First Financial Bankshares, Inc. (FFIN) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • First Financial Bankshares, Inc. has a market value of $4.6B and an enterprise value of $4.3B.

  • Revenue in the twelve months to 30 June 2026: $651.7M. The latest quarter grew 9.8% year on year.

  • Net income over the same four quarters: $269.0M, a 41.3% net margin.

  • Diluted earnings per share, trailing twelve months: $1.87.

  • Free cash flow in the twelve months to 30 June 2026: $325.3M.

  • First Financial Bankshares, Inc. spent $108.9M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 142.4M.

  • Trailing P/E: 17.0×; forward P/E: 14.7× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.77%, paying out 42% of earnings.

  • First Financial Bankshares, Inc. employs 1,500 people — $434K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 2 Oct 2026

Data provided by Twelve Data

Peers

FFIN vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FFINFirst Financial Bankshares, Inc.$4.6B
39
TFSLTFS Financial Corp.$4.7B
36
FULTFulton Financial Corp.$4.4B
58
SFBSServisFirst Bancshares, Inc.$4.4B
47
FLGFlagstar Bank NA$4.9B
28
IBOCInternational Bancshares Corp.$4.3B
50
TCBITexas Capital Bancshares, Inc.$4.3B
54

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First Financial Bankshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FFIN news & analysis

FIRST FINANCIAL BANK TO OPEN FIRST FULL-SERVICE BRANCH IN AUSTIN AREA WITH NEW BEE CAVE BRANCH

PRNewsWire · 29 Sept 2026positive

First Financial Bank, a subsidiary of First Financial Bankshares, Inc. (NASDAQ: FFIN), announced plans to open a new full-service branch in Bee Cave, Texas. This will be the bank's first full-service branch in the Austin area.

Why it matters — FFIN watchers would care because this marks the bank's expansion into the Austin market with the opening of its first full-service branch in the region.

First Financial Bankshares (FFIN) is a Top Dividend Stock Right Now: Should You Buy?

Zacks Investment Research · 21 Sept 2026positive

Zacks Investment Research published a feature examining First Financial Bankshares (FFIN) as a top dividend stock, highlighting the benefits of dividends for shareholders and asking whether FFIN has what it takes to be considered a great dividend stock.

Why it matters — FFIN watchers would care because the article draws attention to the company's dividend appeal and its standing as a potential top pick among dividend payers.

First Financial Bankshares (FFIN) Could Be a Great Choice

Zacks Investment Research · 2 Sept 2026positive

Zacks Investment Research examines whether First Financial Bankshares (FFIN) is a strong dividend stock, highlighting that dividends are a key benefit for shareholders and evaluating the company's potential in that regard.

Why it matters — The piece assesses FFIN's attractiveness as a dividend-paying stock, which is of direct interest to income-focused shareholders and potential investors following the company.

Regional Bank Director Loads Up on Company Stock, Buys 3,000 Shares

The Motley Fool · 2 Sept 2026positive

Michael B. Denny, a regional bank director, purchased 3,000 shares of company stock at $34.66 per share, totaling $103,980, on August 18, 2026. The purchase raised his indirect holdings by 3% to approximately 114,000 shares.

Why it matters — An insider's significant stock purchase may signal confidence in the company's outlook to FFIN investors.

First Financial Bankshares: Lofty Valuation Continues To Weigh

Seeking Alpha · 14 Aug 2026neutral

First Financial Bankshares has underperformed over the past year, missing the banking industry's rally despite solid growth in revenue, earnings and book value, with the stock weighed down by valuation changes. Around 40% of its interest-earning assets are in relatively low-yielding bonds, which could support ongoing repricing tailwinds for net interest income.

Why it matters — FFIN watchers would care because the item highlights how the company's strong operating performance is being overshadowed by valuation pressures, while its bond portfolio repricing may offer a future support for net interest income.

FAQ

Frequently asked questions about FFIN stock

What is the FFIN stock price forecast for 2026-2027?

The 7 Wall Street analysts covering First Financial Bankshares, Inc. have a median 12-month price target of $36, with estimates ranging from $35 to $39. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FFIN stock a buy right now?

Of the 7 analysts covering First Financial Bankshares, Inc., 1 rate it a Buy, 6 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Financial Bankshares, Inc. 39 out of 100 across roughly 4,600 US stocks as at 2 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FFIN?

As at 2 Oct 2026, First Financial Bankshares, Inc. ranks 39 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (92 of 100).

Will FFIN stock go up?

No one can know that. What the data says: the median 12-month target from 7 analysts implies +12.0% from the last close, and Ticker Nerd's factor model ranks First Financial Bankshares, Inc. 39 out of 100 as at 2 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FFIN stock forecast for 2030?

No analyst covering First Financial Bankshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FFIN are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $35 to $39 over the next 12 months.

How has FFIN stock performed over the past year?

First Financial Bankshares, Inc. returned -1.3% over the 12 months to 2 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Financial Bankshares, Inc. do?

First Financial Bankshares Inc. is a Texas-based financial holding company that provides community banking and related financial services through its banking and trust operations.

What is the latest news on FFIN?

The most recent item we track (PRNewsWire, 29 Sept 2026): "FIRST FINANCIAL BANK TO OPEN FIRST FULL-SERVICE BRANCH IN AUSTIN AREA WITH NEW BEE CAVE BRANCH". First Financial Bank, a subsidiary of First Financial Bankshares, Inc. (NASDAQ: FFIN), announced plans to open a new full-service branch in Bee Cave, Texas. This will be the bank's first full-service branch in the Austin area.

Company

About First Financial Bankshares, Inc.

First Financial Bankshares Inc. is a Texas-based financial holding company that provides community banking and related financial services through its banking and trust operations. The company offers commercial and consumer lending, checking and savings accounts, mortgage loans, online and mobile banking, and treasury management services for individuals, businesses, and local organizations. It also provides wealth management, trust administration, retirement plans, and estate services through its trust business. With a strong regional focus across Texas, First Financial Bankshares serves customers through a network of banking locations and specialized financial services designed to support everyday banking, business financing, and long-term asset management. Founded in 1956 and headquartered in Abilene, Texas, First Financial Bankshares plays a significant role in regional banking markets by combining traditional deposit and lending services with advisory and fiduciary solutions.

CEO Mr. David W. Bailey · 1,500 employees · United States · https://www.ffin.com