FLGFinancial Services · Banks - RegionalThe 18 Wall Street analysts covering Flagstar Bank NA hold a median 12-month price target of $16 — +39.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 27 of 100 as at 22 Oct 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Flagstar Bank NA on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (74): The share count has been shrinking and the company is not leaning on new borrowing.
Volatility (8): The share price moves around a lot.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on FLG, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +39.9% from it.
Of the 20 most recent actions, 1 moved their price target up and 9 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 14 Oct 2026 | Cantor Fitzgerald | Maintains | Overweight | $17 → $16 |
| 9 Oct 2026 | RBC Capital | Maintains | Sector Perform | $15 → $13 |
| 9 Oct 2026 | Truist Securities | Maintains | Buy | $17 → $15 |
| 5 Oct 2026 | Barclays | Maintains | Overweight | $17 → $15 |
| 5 Oct 2026 | Barclays | Maintains | Overweight | — |
| 5 Oct 2026 | TD Cowen | Maintains | Buy | — |
| 5 Oct 2026 | TD Cowen | Maintains | Buy | $17 → $16 |
| 1 Oct 2026 | JP Morgan | Maintains | Neutral | $16 → $14 |
| 1 Oct 2026 | JP Morgan | Maintains | Neutral | — |
| 28 Sept 2026 | Morgan Stanley | Maintains | Overweight | $17 → $16 |
| 28 Sept 2026 | Morgan Stanley | Maintains | Overweight | — |
| 8 Sept 2026 | Morgan Stanley | Upgrade | Overweight | — |
| 8 Sept 2026 | Morgan Stanley | Upgrade | Overweight | $15 → $17 |
| 2 Sept 2026 | Raymond James | Assumes | Market Perform | — |
| 27 July 2026 | DA Davidson | Maintains | Buy | $17 |
| 27 July 2026 | DA Davidson | Maintains | Buy | — |
| 27 July 2026 | RBC Capital | Maintains | Sector Perform | $16 → $15 |
| 27 July 2026 | RBC Capital | Maintains | Sector Perform | — |
| 27 July 2026 | TD Cowen | Maintains | Buy | $18 → $17 |
| 27 July 2026 | TD Cowen | Maintains | Buy | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
FLG appears in the Radar on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 22 Oct 2026, Flagstar Bank NA returned −0.2% against +15.6% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 2% of US stocks
Cheaper than 48% of US stocks
Cheaper than 81% of US stocks
Higher than 63% of US stocks
Higher than 41% of US stocks
Higher than 79% of US stocks
Higher than 53% of US stocks
Higher than 45% of US stocks
Higher than 44% of US stocks
Higher than 65% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Flagstar Bank NA has a market value of $4.6B and an enterprise value of $11.4B.
Revenue in the twelve months to 30 June 2026: $2.1B. The latest quarter grew 15.3% year on year.
Net income over the same four quarters: $48.0M, a 2.3% net margin.
Diluted earnings per share, trailing twelve months: $0.03.
Free cash flow in the twelve months to 30 June 2026: $68.0M.
Flagstar Bank NA spent $49.0M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 369.0×; forward P/E: 9.5× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.36%, paying out 133% of earnings.
Flagstar Bank NA employs 5,631 people — $371K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Flagstar Bank NA — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Flagstar Bank reported quarterly earnings of $0.01 per share, below the Zacks consensus estimate of $0.06. This compares with a loss of $0.07 per share a year earlier.
Why it matters — FLG watchers may note that earnings missed the consensus estimate, despite improving from a year-ago loss.
Flagstar Bank reported third-quarter 2026 net income attributable to common stockholders of $0.01 per diluted share. Compared with the prior quarter, net interest income rose 5% to $460 million and net interest margin increased to 2.17%, while total loans grew $958 million and provision for credit losses increased $58 million.
Why it matters — The results show growth in net interest income and commercial lending alongside higher credit-loss provisions and increased criticized/classified loans, key indicators of the bank’s profitability and asset quality.
Zacks Investment Research says Flagstar Bank does not have the combination of two key ingredients associated with a likely earnings beat ahead of its upcoming report. The item outlines expectations for the release.
Why it matters — FLG watchers may use the preview to understand the stated outlook for the upcoming earnings report.
Flagstar Bank, N.A. said it plans to release results for the three and nine months ended September 30, 2026, at approximately 6:00 a.m. on October 23, 2026, and host a conference call.
Why it matters — FLG watchers can note the scheduled date for the bank’s third-quarter 2026 results and conference call.
Zacks Investment Research reports that Flagstar Bank (FLG) stock warrants close attention based on recent movements in the options market, which some observers see as signaling a possible spike in the stock.
Why it matters — FLG watchers would care because options-market activity can indicate where investors expect the stock to move.
The 18 Wall Street analysts covering Flagstar Bank NA have a median 12-month price target of $16, with estimates ranging from $13 to $18. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 18 analysts covering Flagstar Bank NA, 12 rate it a Buy, 6 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Flagstar Bank NA 27 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 22 Oct 2026, Flagstar Bank NA ranks 27 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (74 of 100).
No one can know that. What the data says: the median 12-month target from 18 analysts implies +39.9% from the last close, and Ticker Nerd's factor model ranks Flagstar Bank NA 27 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Flagstar Bank NA publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FLG are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $13 to $18 over the next 12 months.
Flagstar Bank NA returned -0.2% over the 12 months to 22 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Flagstar Bank, National Association is a U.S. regional banking institution headquartered in Hicksville, New York.
The most recent item we track (Zacks Investment Research, 23 Oct 2026): "Flagstar Bank (FLG) Q3 Earnings and Revenues Miss Estimates". Flagstar Bank reported quarterly earnings of $0.01 per share, below the Zacks consensus estimate of $0.06. This compares with a loss of $0.07 per share a year earlier.
Flagstar Bank, National Association is a U.S. regional banking institution headquartered in Hicksville, New York. It provides a broad range of financial services for individuals, businesses, and public entities, including deposit accounts, commercial banking, mortgage lending, and loan servicing. The bank also serves clients through digital banking tools and branch-based channels, supporting everyday cash management, financing, and savings needs. Its business is centered on core banking operations, with particular activity in commercial and industrial lending, residential and multifamily mortgage-related services, and deposit gathering. Flagstar Bank, National Association plays a significant role in the banking market as a diversified financial services provider with national reach and a focus on relationship-based lending and customer deposit services.
CEO Mr. Joseph M. Otting · 5,631 employees · United States · https://www.flagstar.com
