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UCB Stock Forecast 2025-2026
$29.68
Current Price
$3.62B
Market Cap
Buy 4
Hold 3
Sell 0
Wall St Analyst Ratings
Distance to UCB Price Targets
+21.3%
To High Target of $36.00
+7.8%
To Median Target of $32.00
+1.1%
To Low Target of $30.00
UCB Price Momentum
+4.0%
1 Week Change
+19.7%
1 Month Change
+10.1%
1 Year Change
-8.1%
Year-to-Date Change
-16.1%
From 52W High of $35.38
+29.4%
From 52W Low of $22.93
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Latest UCB Stock Price Targets & Analyst Predictions
Based on our analysis of 6 Wall Street analysts, UCB has a bullish consensus with a median price target of $32.00 (ranging from $30.00 to $36.00). Currently trading at $29.68, the median forecast implies a 7.8% upside. This outlook is supported by 4 Buy, 3 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Russell Gunther at Stephens & Co., projecting a 21.3% upside. Conversely, the most conservative target is provided by Brandon King at Truist Securities, suggesting a 1.1% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
UCB Analyst Ratings
4
Buy
3
Hold
0
Sell
UCB Price Target Range
Low
$30.00
Average
$32.00
High
$36.00
Current: $29.68
Latest UCB Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for UCB.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Apr 30, 2025 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $32.00 |
| Apr 23, 2025 | DA Davidson | Buy | Maintains | $33.00 | |
| Apr 23, 2025 | Stephens & Co. | Russell Gunther | Overweight | Reiterates | $36.00 |
| Mar 20, 2025 | Hovde Group | David Bishop | Market Perform | Maintains | $32.00 |
| Jan 23, 2025 | Piper Sandler | Stephen Scouten | Neutral | Maintains | $35.00 |
| Oct 25, 2024 | Truist Securities | Brandon King | Hold | Maintains | $30.00 |
| Oct 25, 2024 | Piper Sandler | Stephen Scouten | Neutral | Maintains | $28.00 |
| Sep 20, 2024 | Truist Securities | Brandon King | Hold | Maintains | $32.00 |
| Jul 25, 2024 | Truist Securities | Hold | Maintains | $0.00 | |
| Jul 25, 2024 | Keefe, Bruyette & Woods | Market Perform | Maintains | $0.00 | |
| Jul 25, 2024 | DA Davidson | Buy | Maintains | $0.00 | |
| Jul 8, 2024 | Truist Securities | Hold | Maintains | $0.00 | |
| Apr 25, 2024 | Piper Sandler | Neutral | Maintains | $0.00 | |
| Apr 1, 2024 | Truist Securities | Hold | Maintains | $0.00 |
United Community Banks, Inc. (UCB) Competitors
The following stocks are similar to United Community Banks based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
UCB
United Community Banks
mkt cap
3.41B
United Community Banks, Inc. (UCB) Financial Data
United Community Banks, Inc. has a market capitalization of $3.62B with a P/E ratio of 14.1x. The company generates $907.59M in trailing twelve-month revenue with a 28.8% profit margin.
Revenue growth is +2.8% quarter-over-quarter, while maintaining an operating margin of +43.2% and return on equity of +7.7%.
Valuation Metrics
Market Cap
$3.62B
Enterprise Value
$3.35B
P/E Ratio
14.1x
PEG Ratio
12.9x
Price/Sales
4.0x
Growth & Margins
Revenue Growth (YoY)
+2.8%
Gross Margin
N/A
Operating Margin
+43.2%
Net Margin
+28.8%
EPS Growth
+14.0%
Financial Health
Cash/Price Ratio
+18.8%
Current Ratio
0.0x
Debt/Equity
0.1x
ROE
+7.7%
ROA
+0.9%
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United Community Banks, Inc. (UCB) Business Model
About United Community Banks, Inc.
What They Do
Provides comprehensive banking services.
Business Model
The company operates as a bank holding entity, offering a range of financial products such as personal and business banking, mortgage services, wealth management, and insurance solutions. It generates revenue primarily through interest income from loans and various fees associated with banking services.
Additional Information
United Community Banks is committed to community banking, focusing on personalized customer service and local decision-making. It serves small and medium-sized businesses in key sectors like real estate, manufacturing, and agriculture, playing a vital role in regional economic growth. The company is recognized for its stable financial performance and is actively expanding through acquisitions and organic growth.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
2,979
CEO
Mr. Herbert Lynn Harton
Country
United States
IPO Year
2002
Website
www.ucbi.comUnited Community Banks, Inc. (UCB) Latest News & Analysis
Featured Analysis
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Zacks Investment Research
Why United Community Banks (UCB) is a Great Dividend Stock Right Now
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes? Let's find out.
May 14, 2025
By Zacks Equity Research
Tale of the Tape
Latest News
United Community Banks, Inc. Announces Quarterly Cash Dividend on Common and Preferred Stock
2 days ago
Quick Summary
United Community Banks, Inc. (NYSE: UCB) announced a quarterly cash dividend of $0.24 per share on its common stock, approved by the Board of Directors.
Why It Matters
The approval of a quarterly cash dividend indicates strong financial health and profitability for United Community Banks, potentially attracting income-focused investors and boosting stock demand.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
United Community Banks (UCB) is being evaluated for its potential as a strong dividend stock, highlighting the challenges of identifying quality dividend-paying investments.
Why It Matters
United Community Banks' potential as a dividend stock could attract income-focused investors, influencing demand and impacting its stock price and overall market perception.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
United Community Banks, Inc. has completed its merger with ANB Holdings, effective May 1, 2025. ANB Bank will operate under the United Community brand after a transition in July 2025.
Why It Matters
The merger enhances United Community Banks' market position, expands its customer base, and may improve profitability, impacting stock performance and investor sentiment.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
United Community Banks (UCB) is being evaluated for its potential as a strong dividend stock, highlighting the challenge in identifying quality dividend-paying investments.
Why It Matters
United Community Banks' dividend potential may attract investors seeking income. Evaluating its sustainability and growth can influence stock performance and investor sentiment.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
United Community Banks, Inc. will host its Q1 2025 earnings conference call on April 22, 2025, at 9:00 AM ET, featuring key executives and various analysts.
Why It Matters
The earnings call provides insights into United Community Banks' financial performance and outlook, influencing stock valuations and investor sentiment.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
The company reported strong results driven by growth, margin expansion, and disciplined expense control, indicating positive financial performance.
Why It Matters
Strong growth and margin expansion signal robust financial health, while disciplined expense control suggests effective management, potentially leading to improved profitability and investor confidence.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Frequently Asked Questions About UCB Stock
What is United Community Banks, Inc.'s (UCB) stock forecast for 2025?
Based on our analysis of 6 Wall Street analysts, United Community Banks, Inc. (UCB) has a median price target of $32.00. The highest price target is $36.00 and the lowest is $30.00.
Is UCB stock a good investment in 2025?
According to current analyst ratings, UCB has 4 Buy ratings, 3 Hold ratings, and 0 Sell ratings. The stock is currently trading at $29.68. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for UCB stock?
Wall Street analysts predict UCB stock could reach $32.00 in the next 12 months. This represents a 7.8% increase from the current price of $29.68. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is United Community Banks, Inc.'s business model?
The company operates as a bank holding entity, offering a range of financial products such as personal and business banking, mortgage services, wealth management, and insurance solutions. It generates revenue primarily through interest income from loans and various fees associated with banking services.
What is the highest forecasted price for UCB United Community Banks, Inc.?
The highest price target for UCB is $36.00 from Russell Gunther at Stephens & Co., which represents a 21.3% increase from the current price of $29.68.
What is the lowest forecasted price for UCB United Community Banks, Inc.?
The lowest price target for UCB is $30.00 from Brandon King at Truist Securities, which represents a 1.1% increase from the current price of $29.68.
What is the overall UCB consensus from analysts for United Community Banks, Inc.?
The overall analyst consensus for UCB is bullish. Out of 6 Wall Street analysts, 4 rate it as Buy, 3 as Hold, and 0 as Sell, with a median price target of $32.00.
How accurate are UCB stock price projections?
Stock price projections, including those for United Community Banks, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: May 17, 2025 1:41 PM UTC