UCBFinancial Services · Banks - RegionalThe 7 Wall Street analysts covering United Community Banks, Inc. hold a median 12-month price target of $39 — +6.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 47 of 100 as at 15 Aug 2026 — in the lower half.
Consensus tells you what everyone already believes. The model scores United Community Banks, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (77): Sales and profits are climbing, and climbing faster than before.
Accruals (35): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Size (26): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on UCB, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +6.8% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 22 July 2026 | DA Davidson | Maintains | Buy | $40 |
| 17 June 2026 | Piper Sandler | Maintains | Neutral | — |
| 17 June 2026 | Piper Sandler | Maintains | Neutral | $36 → $35 |
| 15 June 2026 | DA Davidson | Maintains | Buy | — |
| 15 June 2026 | DA Davidson | Maintains | Buy | $39 → $40 |
| 28 Apr 2026 | Stephens & Co. | Maintains | Overweight | — |
| 22 Apr 2026 | DA Davidson | Maintains | Buy | — |
| 22 Apr 2026 | Piper Sandler | Maintains | Neutral | — |
| 9 Apr 2026 | Keefe, Bruyette & Woods | Upgrade | Outperform | — |
| 15 Jan 2026 | DA Davidson | Maintains | Buy | — |
| 15 Jan 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 15 Jan 2026 | Stephens & Co. | Maintains | Overweight | — |
| 28 July 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 24 July 2025 | DA Davidson | Maintains | Buy | — |
| 8 July 2025 | Raymond James | Downgrade | Market Perform | — |
| 30 Apr 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 23 Apr 2025 | DA Davidson | Maintains | Buy | — |
| 23 Apr 2025 | Stephens & Co. | Reiterates | Overweight | — |
| 20 Mar 2025 | Hovde Group | Maintains | Market Perform | — |
| 23 Jan 2025 | Piper Sandler | Maintains | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UCB appears on the weeks it earns a place.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 55% of US stocks
Cheaper than 32% of US stocks
Cheaper than 69% of US stocks
Higher than 74% of US stocks
Higher than 74% of US stocks
Higher than 97% of US stocks
Higher than 92% of US stocks
Higher than 64% of US stocks
Higher than 53% of US stocks
Higher than 61% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own United Community Banks, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers was published on Seeking Alpha, listing companies that changed their dividends and those with upcoming ex-dividend dates.
Why it matters — UCB shareholders may find this weekly update useful for tracking dividend trends and ex-dividend dates among companies in the dividend-growth universe.
United Community announced that Sean Simpson has joined the bank as chief commercial banking officer, bringing leadership and industry expertise to the role. The appointment was announced on Aug. 13, 2026.
Why it matters — The appointment of a new chief commercial banking officer signals a leadership addition for United Community's commercial banking operations, which could be relevant to UCB watchers tracking the bank's management team.
United Community Banks, Inc. announced that its Board of Directors approved a 4% increase in the quarterly cash dividend on common stock, raising it to $0.26 per share. The dividend will be paid on October 5, 2026, to shareholders of record as of September 15, 2026.
Why it matters — A dividend increase signals the company's confidence in its financial health and provides a higher direct return to shareholders.
Zacks Investment Research published an article highlighting United Community Banks (UCB) as a potentially strong dividend stock, noting that dividends are a key benefit for shareholders and raising the question of whether UCB qualifies as a great dividend pick.
Why it matters — UCB watchers would care because the piece draws positive attention to the bank's dividend profile, a factor often important to investors evaluating the stock.
United Community Banks, Inc. has appointed veteran banker Carl S. Carande to its Board of Directors.
Why it matters — The addition of an industry veteran to the board could bring valuable experience and strategic insight to United Community Banks.
The 7 Wall Street analysts covering United Community Banks, Inc. have a median 12-month price target of $39, with estimates ranging from $37 to $40. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 7 analysts covering United Community Banks, Inc., 3 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks United Community Banks, Inc. 47 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 15 Aug 2026, United Community Banks, Inc. ranks 47 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (77 of 100).
No one can know that. What the data says: the median 12-month target from 7 analysts implies +6.8% from the last close, and Ticker Nerd's factor model ranks United Community Banks, Inc. 47 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering United Community Banks, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UCB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $37 to $40 over the next 12 months.
United Community Banks, Inc. returned +20.1% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
United Community Banks, Inc. is the financial holding company for United Community Bank, a prominent full-service financial institution serving the Southeast United States.
The most recent item we track (Seeking Alpha, 14 Aug 2026): "Dividend Champion, Contender, And Challenger Highlights: Week August 16". A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers was published on Seeking Alpha, listing companies that changed their dividends and those with upcoming ex-dividend dates.
United Community Banks, Inc. is the financial holding company for United Community Bank, a prominent full-service financial institution serving the Southeast United States. It provides a comprehensive suite of personal and business banking solutions, including checking and savings accounts, mobile and online banking platforms, credit cards, mortgages, and various loan products. The bank supports customers through an extensive network of branches across Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee, offering convenient access to financial services tailored to individual and commercial needs. United Community Bank emphasizes quality products and advanced banking technology to meet diverse financial requirements, from everyday transactions to home financing and business lending. Founded in 1974 and headquartered in Blairsville, Georgia, United Community Banks, Inc. plays a vital role in regional financial markets by delivering reliable, community-focused banking services to consumers, businesses, and local economies.
CEO Mr. Herbert Lynn Harton · 3,141 employees · United States · https://www.ucbi.com