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UCB Stock Forecast 2026-2027
$36.45
Current Price
$4.37B
Market Cap
Buy 3
Hold 4
Sell 0
Wall St Analyst Ratings
Distance to UCB Price Targets
+9.7%
To High Target of $40.00
+9.7%
To Median Target of $40.00
+1.5%
To Low Target of $37.00
UCB Price Momentum
+2.5%
1 Week Change
+11.0%
1 Month Change
+14.9%
1 Year Change
+16.8%
Year-to-Date Change
-2.0%
From 52W High of $37.18
+27.2%
From 52W Low of $28.65
📊 TOP ANALYST CALLS
Did UCB Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if United Community Banks is one of their latest high-conviction picks.
Latest UCB Stock Price Targets & Analyst Predictions
Based on our analysis of 3 Wall Street analysts, UCB has a neutral consensus with a median price target of $40.00 (ranging from $37.00 to $40.00). The overall analyst rating is Buy (7.4/10). Currently trading at $36.45, the median forecast implies a 9.7% upside. This outlook is supported by 3 Buy, 4 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Gary Tenner at DA Davidson, projecting a 9.7% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
UCB Analyst Ratings
3
Buy
4
Hold
0
Sell
UCB Price Target Range
Low
$37.00
Average
$40.00
High
$40.00
Current: $36.45
Latest UCB Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for UCB.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jun 17, 2026 | Piper Sandler | Stephen Scouten | Neutral | Maintains | $35.00 |
| Jun 15, 2026 | DA Davidson | Gary Tenner | Buy | Maintains | $40.00 |
| Apr 28, 2026 | Stephens & Co. | Overweight | Maintains | $N/A | |
| Apr 22, 2026 | DA Davidson | Buy | Maintains | $N/A | |
| Apr 22, 2026 | Piper Sandler | Neutral | Maintains | $N/A | |
| Apr 9, 2026 | Keefe, Bruyette & Woods | Outperform | Upgrade | $N/A | |
| Jan 15, 2026 | DA Davidson | Buy | Maintains | $N/A | |
| Jan 15, 2026 | Stephens & Co. | Overweight | Maintains | $N/A | |
| Jan 15, 2026 | Keefe, Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Jul 28, 2025 | Keefe, Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Jul 24, 2025 | DA Davidson | Buy | Maintains | $N/A | |
| Jul 8, 2025 | Raymond James | Market Perform | Downgrade | $N/A | |
| Apr 30, 2025 | Keefe, Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Apr 23, 2025 | DA Davidson | Buy | Maintains | $N/A | |
| Apr 23, 2025 | Stephens & Co. | Overweight | Reiterates | $N/A | |
| Mar 20, 2025 | Hovde Group | Market Perform | Maintains | $N/A | |
| Jan 23, 2025 | Piper Sandler | Neutral | Maintains | $N/A | |
| Oct 25, 2024 | Piper Sandler | Neutral | Maintains | $N/A | |
| Oct 25, 2024 | Truist Securities | Hold | Maintains | $N/A | |
| Sep 20, 2024 | Truist Securities | Hold | Maintains | $N/A |
United Community Banks, Inc. (UCB) Competitors
The following stocks are similar to United Community Banks based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
UCB
United Community Banks
mkt cap
4.25B
United Community Banks, Inc. (UCB) Financial Data
United Community Banks, Inc. has a market capitalization of $4.37B with a P/E ratio of 13.6x. The company generates $1.05B in trailing twelve-month revenue with a 32.5% profit margin.
Revenue growth is +14.4% quarter-over-quarter, while maintaining an operating margin of +45.6% and return on equity of +9.5%.
Valuation Metrics
Market Cap
$4.37B
Enterprise Value
$3.86B
P/E Ratio
13.6x
PEG Ratio
0.7x
Price/Sales
4.2x
Growth & Margins
Revenue Growth (YoY)
+14.4%
Gross Margin
N/A
Operating Margin
+45.6%
Net Margin
+32.5%
EPS Growth
+18.0%
Financial Health
Cash/Price Ratio
+14.3%
Current Ratio
N/A
Debt/Equity
0.0x
ROE
+9.5%
ROA
+1.2%
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United Community Banks, Inc. (UCB) Business Model
About United Community Banks, Inc.
What They Do
Provides full-service banking in the Southeast US.
Business Model
The company operates as a financial holding company, generating revenue through a diverse range of banking services such as checking and savings accounts, loans, and credit products. It serves both individual and commercial clients via a network of branches and advanced online banking solutions, allowing for broad access to financial services.
Additional Information
Founded in 1974 and headquartered in Blairsville, Georgia, United Community Banks, Inc. is well-established in the regional financial markets. The bank focuses on community-oriented services and technological advancements to meet the financial needs of its customers across multiple states.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
3,058
CEO
Mr. Herbert Lynn Harton
Country
United States
IPO Year
2002
Website
www.ucbi.comUnited Community Banks, Inc. (UCB) Latest News & Analysis
Featured Analysis
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Zacks Investment Research
Origin Bancorp (OBK) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Origin Bancorp (OBK) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Jul 15, 2026
By Zacks Equity Research
Tale of the Tape
United Community Banks (UCB) Earnings Expected to Grow: Should You Buy?
United Community Banks (UCB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Jul 14, 2026
By Zacks Equity Research
Tale of the Tape
Latest News
Quick Summary
United Community Banks is expected to outperform earnings in its upcoming report, driven by favorable conditions. Investors should stay informed on key expectations.
Why It Matters
UCB's strong earnings potential could lead to positive stock movement, impacting investor confidence and possibly increasing share prices.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
United Community Banks and Peach State Bancshares set a July 20, 2026 deadline for Peach State shareholders to choose their merger consideration. Closing is expected on August 3, 2026, pending shareholder approval.
Why It Matters
The merger between United Community Banks and Peach State Bancshares could enhance United's market position and financial performance, impacting stock valuations and investor confidence.
Source: GlobeNewsWire
Market Sentiment:
Neutral
United Community Banks, Inc. Announces Date for Second Quarter 2026 Earnings Release and Conference Call
18 days ago
Quick Summary
United Community Banks, Inc. (NYSE: UCB) will release Q2 2026 financial results on July 21, 2026, before market open, followed by a conference call at 9:00 a.m. EDT.
Why It Matters
The announcement of United Community Banks' Q2 2026 results and conference call indicates potential stock price volatility, influencing investor sentiment and trading strategies.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
UCB announced that KYGEVVI therapy improves survival and outcomes in TK2d patients. New studies emphasize the need for early diagnosis and highlight disease burden in untreated cases.
Why It Matters
UCB's KYGEVVI therapy shows significant survival and functional benefits for TK2d patients, highlighting its potential market value and reinforcing the need for early diagnosis, impacting future sales and stock performance.
Source: PRNewsWire
Market Sentiment:
Neutral
Quick Summary
United Community Banks, Inc. held a call discussing mergers and acquisitions. Further details on strategies and financial implications were addressed. Key insights may impact investor decisions.
Why It Matters
The UCB M&A call transcript indicates potential growth strategies and market positioning, impacting valuations and investor confidence in the bank's future performance.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
Wafra Inc. has agreed to acquire Navitas Credit Corp. for approximately $1.9 billion in cash. Navitas, specializing in equipment finance for small businesses, will retain its management team post-acquisition.
Why It Matters
Wafra's $1.9 billion acquisition of Navitas enhances its asset management portfolio and could improve returns by tapping into the growing demand for equipment financing among small businesses.
Source: PRNewsWire
Market Sentiment:
Neutral
Frequently Asked Questions About UCB Stock
What is United Community Banks, Inc.'s (UCB) stock forecast for 2027?
Based on our analysis of 3 Wall Street analysts, United Community Banks, Inc. (UCB) has a median price target of $40.00. The highest price target is $40.00 and the lowest is $37.00.
Is UCB stock a good investment in 2027?
According to current analyst ratings, UCB has 3 Buy ratings, 4 Hold ratings, and 0 Sell ratings. The stock is currently trading at $36.45. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for UCB stock?
Wall Street analysts predict UCB stock could reach $40.00 in the next 12 months. This represents a 9.7% increase from the current price of $36.45. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is United Community Banks, Inc.'s business model?
The company operates as a financial holding company, generating revenue through a diverse range of banking services such as checking and savings accounts, loans, and credit products. It serves both individual and commercial clients via a network of branches and advanced online banking solutions, allowing for broad access to financial services.
What is the highest forecasted price for UCB United Community Banks, Inc.?
The highest price target for UCB is $40.00 from Gary Tenner at DA Davidson, which represents a 9.7% increase from the current price of $36.45.
What is the lowest forecasted price for UCB United Community Banks, Inc.?
The lowest price target for UCB is $37.00 from at , which represents a 1.5% increase from the current price of $36.45.
What is the overall UCB consensus from analysts for United Community Banks, Inc.?
The overall analyst consensus for UCB is neutral. Out of 3 Wall Street analysts, 3 rate it as Buy, 4 as Hold, and 0 as Sell, with a median price target of $40.00.
How accurate are UCB stock price projections?
Stock price projections, including those for United Community Banks, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: July 18, 2026 10:09 AM UTC