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FICO Stock Forecast: Fair Isaac Corporation Price Predictions for 2027

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$1,205.79

-4.73 (-0.39%)

FICO Stock Forecast 2026-2027

$1,205.79
Current Price
$28.07B
Market Cap
21 Ratings
Buy 16
Hold 4
Sell 1
Wall St Analyst Ratings

Distance to FICO Price Targets

+99.0%
To High Target of $2,400.00
+26.2%
To Median Target of $1,521.50
-41.4%
To Low Target of $707.00

FICO Price Momentum

-5.8%
1 Week Change
+1.6%
1 Month Change
-21.5%
1 Year Change
-28.7%
Year-to-Date Change
-39.7%
From 52W High of $1,998.01
+38.6%
From 52W Low of $870.01
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Latest FICO Stock Price Targets & Analyst Predictions

Based on our analysis of 2 Wall Street analysts, FICO has a bullish consensus with a median price target of $1,521.50 (ranging from $707.00 to $2,400.00). The overall analyst rating is Strong Buy (8.4/10). Currently trading at $1,205.79, the median forecast implies a 26.2% upside. This outlook is supported by 16 Buy, 4 Hold, and 1 Sell ratings.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

FICO Analyst Ratings

16
Buy
4
Hold
1
Sell

FICO Price Target Range

Low
$707.00
Average
$1,521.50
High
$2,400.00
Current: $1,205.79

Latest FICO Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for FICO.

Date Firm Analyst Rating Change Price Target
Jul 2, 2026 UBS Kevin Mcveigh Neutral Maintains $1,270.00
Jun 16, 2026 UBS Neutral Maintains $N/A
Jun 9, 2026 Needham Buy Reiterates $N/A
May 19, 2026 B of A Securities Buy Maintains $N/A
May 4, 2026 Jefferies Buy Maintains $N/A
Apr 30, 2026 JP Morgan Neutral Maintains $N/A
Apr 30, 2026 Wells Fargo Overweight Maintains $N/A
Apr 29, 2026 Needham Buy Maintains $N/A
Apr 23, 2026 UBS Neutral Maintains $N/A
Apr 23, 2026 Wells Fargo Overweight Maintains $N/A
Apr 16, 2026 Mizuho Outperform Initiates $N/A
Apr 10, 2026 Barclays Overweight Maintains $N/A
Apr 2, 2026 Goldman Sachs Buy Maintains $N/A
Mar 24, 2026 JP Morgan Neutral Maintains $N/A
Mar 24, 2026 Baird Outperform Maintains $N/A
Mar 18, 2026 Wells Fargo Overweight Maintains $N/A
Mar 11, 2026 UBS Neutral Maintains $N/A
Feb 3, 2026 Goldman Sachs Buy Maintains $N/A
Jan 29, 2026 Needham Buy Reiterates $N/A
Jan 16, 2026 Jefferies Buy Maintains $N/A

Fair Isaac Corporation (FICO) Competitors

The following stocks are similar to FICO based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Fair Isaac Corporation (FICO) Financial Data

Fair Isaac Corporation has a market capitalization of $28.07B with a P/E ratio of 40.5x. The company generates $2.26B in trailing twelve-month revenue with a 33.7% profit margin.

Revenue growth is +38.7% quarter-over-quarter, while maintaining an operating margin of +58.2% and return on equity of -37.3%.

Valuation Metrics

Market Cap $28.07B
Enterprise Value $33.08B
P/E Ratio 40.5x
PEG Ratio 0.6x
Price/Sales 13.1x

Growth & Margins

Revenue Growth (YoY) +38.7%
Gross Margin +86.8%
Operating Margin +58.2%
Net Margin +33.7%
EPS Growth +62.6%

Financial Health

Cash/Price Ratio +0.8%
Current Ratio 2.2x
Debt/Equity -1.7x
ROE -37.3%
ROA +36.9%
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Fair Isaac Corporation logo

Fair Isaac Corporation (FICO) Business Model

About Fair Isaac Corporation

What They Do

Provides analytics and decision-management solutions.

Business Model

The company generates revenue by offering a range of software and analytics solutions to businesses in financial services and other industries. Its primary product, the FICO credit score, is essential for evaluating consumer creditworthiness, while additional offerings include tools for decision automation, fraud detection, and customer workflows, allowing clients to enhance risk management and operational efficiency.

Additional Information

Founded in 1956 and based in Bozeman, Montana, the company serves a diverse clientele, including banks, lenders, insurers, and retailers, making it a key player in the credit and decisioning infrastructure within the financial sector.

Company Information

Sector

Technology

Industry

Software - Application

Employees

3,758

CEO

Mr. William J. Lansing J.D.

Country

United States

IPO Year

1992

Fair Isaac Corporation (FICO) Latest News & Analysis

Featured Analysis
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Jul 10, 2026 By Zacks Equity Research Tale of the Tape

Latest News

FICO stock latest news image
Quick Summary

Zacks Style Scores help investors identify top-rated stocks tailored to their investing style, providing a streamlined approach to stock selection.

Why It Matters

The Zacks Style Scores provide a simplified tool for identifying high-potential stocks aligned with specific investing strategies, enhancing decision-making and portfolio performance.

Source: Zacks Investment Research
Market Sentiment: Positive
FICO stock latest news image
Quick Summary

Verdata has partnered with FICO to offer SMB data and risk insights on FICOยฎ Marketplace, enhancing underwriting, onboarding, and portfolio monitoring for financial institutions and fintechs.

Why It Matters

The partnership between Verdata and FICO enhances data accessibility and risk assessment for financial institutions, potentially driving efficiency and growth in SMB lending markets, impacting investor returns.

Source: PRNewsWire
Market Sentiment: Neutral
FICO stock latest news image
Quick Summary

FICO's Homeownership Survey reveals that the majority of non-homeowners in the U.S. perceive homeownership as unattainable.

Why It Matters

FICO's survey indicates a perception of homeownership inaccessibility, potentially impacting housing market demand and affecting related investments in real estate and financial sectors.

Source: Business Wire
Market Sentiment: Neutral
FICO stock latest news image
Quick Summary

FICO has released over a decade of loan-level performance data to aid in the evaluation and adoption of FICO Score 10T.

Why It Matters

The release of over a decade of loan-level performance data for FICO Score 10T enhances credit risk assessment, potentially influencing lending practices and investment strategies in financial markets.

Source: Business Wire
Market Sentiment: Neutral
FICO stock latest news image
Quick Summary

Fair Isaac Corporation reported Q2 2026 revenue growth of 39%, with Scores revenue up 60%. The company maintains a 91% operating margin and strong pricing power, supporting a Strong Buy rating.

Why It Matters

FICO's strong Q2 results, high margins, and AI growth potential highlight robust financial health, making it an attractive investment despite regulatory risks and competition.

Source: Seeking Alpha
Market Sentiment: Positive
FICO stock latest news image
Quick Summary

FICO's analysis shows April credit card spending increased post-Easter, but the percentage of balances paid declined for three consecutive months, leading to record high overall balances and rising late payments.

Why It Matters

Declining credit card payments and rising balances indicate potential consumer financial strain, which could lead to increased defaults and impact credit-related investments.

Source: Business Wire
Market Sentiment: Neutral

Frequently Asked Questions About FICO Stock

What is Fair Isaac Corporation's (FICO) stock forecast for 2027?

Based on our analysis of 2 Wall Street analysts, Fair Isaac Corporation (FICO) has a median price target of $1,521.50. The highest price target is $2,400.00 and the lowest is $707.00.

Is FICO stock a good investment in 2027?

According to current analyst ratings, FICO has 16 Buy ratings, 4 Hold ratings, and 1 Sell ratings. The stock is currently trading at $1,205.79. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for FICO stock?

Wall Street analysts predict FICO stock could reach $1,521.50 in the next 12 months. This represents a 26.2% increase from the current price of $1,205.79. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Fair Isaac Corporation's business model?

The company generates revenue by offering a range of software and analytics solutions to businesses in financial services and other industries. Its primary product, the FICO credit score, is essential for evaluating consumer creditworthiness, while additional offerings include tools for decision automation, fraud detection, and customer workflows, allowing clients to enhance risk management and operational efficiency.

What is the highest forecasted price for FICO Fair Isaac Corporation?

The highest price target for FICO is $2,400.00 from at , which represents a 99.0% increase from the current price of $1,205.79.

What is the lowest forecasted price for FICO Fair Isaac Corporation?

The lowest price target for FICO is $707.00 from at , which represents a -41.4% decrease from the current price of $1,205.79.

What is the overall FICO consensus from analysts for Fair Isaac Corporation?

The overall analyst consensus for FICO is bullish. Out of 2 Wall Street analysts, 16 rate it as Buy, 4 as Hold, and 1 as Sell, with a median price target of $1,521.50.

How accurate are FICO stock price projections?

Stock price projections, including those for Fair Isaac Corporation, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: July 16, 2026 2:28 AM UTC
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