FICOTechnology · Software - ApplicationThe 21 Wall Street analysts covering Fair Isaac Corp. hold a median 12-month price target of $900 — +26.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 54 of 100 as at 30 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Fair Isaac Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (100): The business earns solid, repeatable profits on what it owns.
Momentum (9): The shares have been drifting down relative to others.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on FICO, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +26.5% from it.
Of the 20 most recent actions, 0 moved their price target up and 12 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 26 Oct 2026 | BMO Capital | Maintains | Outperform | $1,150 → $897 |
| 26 Oct 2026 | JP Morgan | Maintains | Neutral | $1,530 → $900 |
| 26 Oct 2026 | UBS | Maintains | Neutral | $1,100 → $942 |
| 26 Oct 2026 | Wells Fargo | Downgrade | Equal-Weight | $800 → $735 |
| 19 Oct 2026 | Mizuho | Maintains | Outperform | $1,344 → $1,063 |
| 16 Oct 2026 | RBC Capital | Maintains | Outperform | $1,525 → $1,045 |
| 16 Oct 2026 | RBC Capital | Maintains | Outperform | — |
| 13 Oct 2026 | Needham | Maintains | Buy | $1,650 → $1,100 |
| 13 Oct 2026 | Needham | Maintains | Buy | — |
| 13 Oct 2026 | Raymond James | Maintains | Outperform | $1,750 → $1,230 |
| 13 Oct 2026 | Raymond James | Maintains | Outperform | — |
| 5 Oct 2026 | Wells Fargo | Maintains | Overweight | $950 → $800 |
| 5 Oct 2026 | Wells Fargo | Maintains | Overweight | — |
| 2 Oct 2026 | Baird | Maintains | Outperform | — |
| 2 Oct 2026 | Baird | Maintains | Outperform | $1,549 → $1,070 |
| 2 Oct 2026 | Barclays | Maintains | Overweight | — |
| 2 Oct 2026 | Barclays | Maintains | Overweight | $935 → $875 |
| 30 Sept 2026 | B of A Securities | Downgrade | Neutral | — |
| 30 Sept 2026 | B of A Securities | Downgrade | Neutral | $1,400 → $700 |
| 30 Sept 2026 | Barclays | Maintains | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
FICO appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, Fair Isaac Corp. returned −55.1% against +12.4% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 37% of US stocks
Cheaper than 19% of US stocks
Cheaper than 96% of US stocks
Cheaper than 20% of US stocks
Higher than 75% of US stocks
Higher than 66% of US stocks
Higher than 95% of US stocks
Higher than 97% of US stocks
Higher than 92% of US stocks
Higher than 25% of US stocks
Higher than 99% of US stocks
Higher than 62% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Fair Isaac Corp. has a market value of $15.3B and an enterprise value of $20.7B.
Revenue in the twelve months to 30 June 2026: $2.4B. The latest quarter grew 25.7% year on year.
Net income over the same four quarters: $815.0M, a 34.1% net margin.
Diluted earnings per share, trailing twelve months: $34.62.
Free cash flow in the twelve months to 30 June 2026: $960.9M, after $35.1M of capital spending.
Fair Isaac Corp. spent $3.6B on share buybacks in the twelve months to 30 June 2026.
Trailing P/E: 20.6×; forward P/E: 15.0× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.01%, paying out 0% of earnings.
Fair Isaac Corp. employs 3,876 people — $618K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Fair Isaac Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
FICO announced that Fairway Home Mortgage, Movement Mortgage and Rate have enrolled in its FICO Preferred Program and will continue using FICO Scores across their mortgage lending operations.
Why it matters — The enrollment extends the program’s participation among lenders spanning several parts of the mortgage market.
Zacks Investment Research says Fair Isaac does not have the combination of two key ingredients associated with a likely earnings beat ahead of its upcoming report. The headline notes that Wall Street expects earnings growth.
Why it matters — FICO watchers may care about the expectations and earnings-beat setup ahead of the upcoming report.
Arvest Bank upgraded to FICO® Auto Score 10, which the bank will use to sharpen distinctions in borrower risk for auto lending.
Why it matters — The upgrade highlights adoption of FICO's auto credit score by a bank for lending decisions.
The headline indicates a downgrade for FICO, but the excerpt discusses only Verizon’s mixed report, higher full-year guidance, and concerns about SpaceX gaining market share; it provides no details about FICO.
Why it matters — FICO watchers are alerted to a downgrade headline, though the excerpt gives no rationale or information about its implications for FICO.
FICO said it would keep its $10 pricing for mortgage credit scores. The headline characterizes the decision as a missed opportunity to raise prices and says the stock plunged.
Why it matters — FICO watchers may track the decision because it affects the company's pricing approach for mortgage credit scores.
The 21 Wall Street analysts covering Fair Isaac Corp. have a median 12-month price target of $900, with estimates ranging from $490 to $1,675. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 21 analysts covering Fair Isaac Corp., 10 rate it a Buy, 9 a Hold and 2 a Sell. Ticker Nerd's systematic factor model ranks Fair Isaac Corp. 54 out of 100 across roughly 4,600 US stocks as at 30 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 30 Oct 2026, Fair Isaac Corp. ranks 54 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (100 of 100).
No one can know that. What the data says: the median 12-month target from 21 analysts implies +26.5% from the last close, and Ticker Nerd's factor model ranks Fair Isaac Corp. 54 out of 100 as at 30 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Fair Isaac Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FICO are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $490 to $1,675 over the next 12 months.
Fair Isaac Corp. returned -55.1% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Fair Isaac Corp. is an analytics software company that provides decisioning tools and credit risk solutions for businesses and consumers.
The most recent item we track (Business Wire, 30 Oct 2026): "Fairway Home Mortgage, Movement Mortgage, Rate Join FICO® Preferred Program". FICO announced that Fairway Home Mortgage, Movement Mortgage and Rate have enrolled in its FICO Preferred Program and will continue using FICO Scores across their mortgage lending operations.
Fair Isaac Corp. is an analytics software company that provides decisioning tools and credit risk solutions for businesses and consumers. The company is best known for the FICO Score, a widely used measure of consumer credit risk in the United States, and it also offers software for fraud detection, customer management, account origination, optimization, and regulatory compliance. Fair Isaac Corp. serves industries such as financial services, insurance, telecommunications, retail, automotive lending, and public agencies, helping organizations automate and improve decisions across the customer lifecycle. Through its Scores and Software segments, the company combines predictive analytics, business rules, and decision management capabilities to support lending, fraud prevention, and operational efficiency. Founded in 1956 and headquartered in Bozeman, Montana, Fair Isaac Corp. plays a central role in modern credit assessment and analytics-driven business decision-making.
CEO Mr. William J. Lansing J.D. · 3,876 employees · United States · https://www.fico.com
