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FICOFICOTechnology · Software - Application

FICO Stock Forecast: Fair Isaac Corp. Price Predictions for 2026-2027

Last close, 14 Aug 2026
$1,086
−2.24% on the day

The 21 Wall Street analysts covering Fair Isaac Corp. hold a median 12-month price target of $1,530 — +40.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 57 of 100 as at 15 Aug 2026 — in the upper half.

Market cap
$23.5B
Ticker Nerd rank
57 / 100
Median analyst target
$1,530
Analysts covering
21
Total return, dividends reinvested
1W
+4.3%
1M
−10.3%
YTD
−35.8%
1Y
−17.6%
From 52W high
−42.2%
From 52W low
+17.7%
$922
$1,880
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FICO stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Fair Isaac Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
57 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
100
Growth
87
Accruals
62
Revisions
61
Value
60
Volatility
43
Issuance
35
Momentum
27
Size
10

Quality (100): The business earns solid, repeatable profits on what it owns.

Momentum (27): The shares have been drifting down relative to others.

Size (10): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FICO stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FICO, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$600$800$1,000$1,200$1,400$1,600$1,800$2,000Oct 25Jan 26Apr 26Jul 26FICOHigh $1,750Median $1,530Low $707

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says21 analysts
15 Buy5 Hold1 Sell
Low $707Median $1,530High $1,750

The green dot is the last close — the median target sits +40.9% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 2 moved their price target up and 3 moved it down.

DateFirmActionRatingTarget
12 Aug 2026UBSMaintainsNeutral$1,200 → $1,130
10 Aug 2026BarclaysMaintainsOverweight$1,950 → $1,700
3 Aug 2026Wolfe ResearchDowngradePeer Perform—
3 Aug 2026Wolfe ResearchDowngradePeer Perform—
30 July 2026NeedhamReiteratesBuy$1,650
30 July 2026NeedhamReiteratesBuy—
30 July 2026RBC CapitalMaintainsOutperform—
30 July 2026RBC CapitalMaintainsOutperform$2,400 → $1,525
30 July 2026Wells FargoMaintainsOverweight$1,400 → $1,450
30 July 2026Wells FargoMaintainsOverweight—
2 July 2026UBSMaintainsNeutral—
2 July 2026UBSMaintainsNeutral$1,250 → $1,270
16 June 2026UBSMaintainsNeutral—
9 June 2026NeedhamReiteratesBuy—
19 May 2026B of A SecuritiesMaintainsBuy—
4 May 2026JefferiesMaintainsBuy—
30 Apr 2026JP MorganMaintainsNeutral—
30 Apr 2026Wells FargoMaintainsOverweight—
29 Apr 2026NeedhamMaintainsBuy—
23 Apr 2026UBSMaintainsNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FICO appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

FICO analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−0.1%
Analysts raising
5
Analysts cutting
3
Fundamentals

Fair Isaac Corp. (FICO) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
31.4×

Cheaper than 26% of US stocks

Price / sales
9.8×

Cheaper than 15% of US stocks

Price / book
−6.0×

Cheaper than 97% of US stocks

EV / EBITDA
22.8×

Cheaper than 14% of US stocks

Growth & margins
Revenue growth (YoY)
25.7%

Higher than 76% of US stocks

Earnings growth (YoY)
30.5%

Higher than 66% of US stocks

Gross margin
87.1%

Higher than 95% of US stocks

Operating margin
53.8%

Higher than 97% of US stocks

Net margin
34.1%

Higher than 92% of US stocks

Returns & dividend
Return on equity
−37.3%

Higher than 25% of US stocks

Return on assets
40.0%

Higher than 99% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

FICO vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Application
CompanyMarket capTKN rank
FICOFair Isaac Corp.$23.5B
57
SSNCSS&C Technologies Holdings, Inc.$19.9B
72
UUnity Software, Inc.$19.8B
59
ZMZoom Communications, Inc.$31.2B
87
QNTQuantinuum, Inc.$16.6B
0
PTCPTC, Inc.$16.2B
79
MSTRStrategy, Inc.$35.7B
23

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Fair Isaac Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FICO news & analysis

Informative Research Joins FICO Mortgage Direct License Program

Business Wire · 13 Aug 2026positive

Informative Research has joined the FICO Mortgage Direct License Program, a move aimed at lowering costs and improving access to FICO Scores for mortgage lenders. The announcement was made via Business Wire from Bozeman, Montana.

Why it matters — Expanding the Mortgage Direct License Program could broaden adoption and reach of FICO Scores within the mortgage lending sector, potentially strengthening FICO's market position.

FICO Joins Marsai Martin's Foundation and Seeds of Fortune Inc. to Expand National Financial Empowerment Initiative for Families and College Students

PRNewsWire · 5 Aug 2026positive

FICO has partnered with Seeds of Fortune Inc. and Marsai's Way Foundation to launch a Financial Empowerment Fellowship, expanding a financial education initiative that has already reached over 2,000 students.

Why it matters — The partnership extends FICO's brand into financial literacy and community engagement, enhancing its public image and potentially building future brand loyalty among young consumers and families.

Here's Why Fair Isaac (FICO) is a Strong Growth Stock

Zacks Investment Research · 3 Aug 2026positive

Zacks Investment Research has identified Fair Isaac (FICO) as a strong growth stock, a designation reached using its Zacks Style Scores feature within the Zacks Premium research service.

Why it matters — A positive growth-stock designation from Zacks highlights how FICO is viewed by a widely followed research service, giving watchers insight into the company's market standing.

Wall Street Lunch: AI-Focused Hedge Fund Offloads $16B Equity Portfolio To Citadel Amid AI Stock Slump

Seeking Alpha · 30 July 2026negative

Fair Isaac (FICO) shares fell after the company reported third-quarter revenue that missed consensus estimates. This came amid broader weakness in AI-related stocks, which prompted an AI-focused hedge fund to liquidate much of its public equity portfolio.

Why it matters — FICO's stock dropped on a revenue miss for Q3, a direct performance signal that matters to shareholders and potential investors tracking the company's financial results.

Fair Isaac Q3 Earnings Beat Estimates on Scores, Revenues Up Y/Y

Zacks Investment Research · 30 July 2026positive

Fair Isaac Corp. (FICO) reported fiscal third-quarter earnings that beat estimates, driven by strong demand for its Scores product, which contributed to 26% revenue growth and margin expansion. The company also raised its fiscal 2026 outlook, though software growth was softer.

Why it matters — A FICO watcher would care because the results show that the core Scores business continues to drive strong financial performance and a higher outlook, even as the software segment lags.

FAQ

Frequently asked questions about FICO stock

What is the FICO stock price forecast for 2026-2027?

The 21 Wall Street analysts covering Fair Isaac Corp. have a median 12-month price target of $1,530, with estimates ranging from $707 to $1,750. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FICO stock a buy right now?

Of the 21 analysts covering Fair Isaac Corp., 15 rate it a Buy, 5 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks Fair Isaac Corp. 57 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FICO?

As at 15 Aug 2026, Fair Isaac Corp. ranks 57 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (100 of 100).

Will FICO stock go up?

No one can know that. What the data says: the median 12-month target from 21 analysts implies +40.9% from the last close, and Ticker Nerd's factor model ranks Fair Isaac Corp. 57 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FICO stock forecast for 2030?

No analyst covering Fair Isaac Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FICO are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $707 to $1,750 over the next 12 months.

How has FICO stock performed over the past year?

Fair Isaac Corp. returned -17.6% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Fair Isaac Corp. do?

Fair Isaac Corporation is a technology company that provides analytics, software, and decision-management solutions for businesses across financial services and other industries. Its best-known product is the FICO credit score, a widely used benchmark for assessing consumer creditworthiness and supporting lending decisions.

What is the latest news on FICO?

The most recent item we track (Business Wire, 13 Aug 2026): "Informative Research Joins FICO Mortgage Direct License Program". Informative Research has joined the FICO Mortgage Direct License Program, a move aimed at lowering costs and improving access to FICO Scores for mortgage lenders. The announcement was made via Business Wire from Bozeman, Montana.

Company

About Fair Isaac Corp.

Fair Isaac Corporation is a technology company that provides analytics, software, and decision-management solutions for businesses across financial services and other industries. Its best-known product is the FICO credit score, a widely used benchmark for assessing consumer creditworthiness and supporting lending decisions. The company also offers software for analytics, decision automation, customer workflows, and fraud detection, helping organizations improve risk management and operational efficiency. Fair Isaac serves banks, lenders, insurers, retailers, and other enterprises that rely on data-driven decisions in credit, fraud prevention, and customer engagement. Founded in 1956 and headquartered in Bozeman, Montana, Fair Isaac Corporation plays a central role in the modern credit and decisioning infrastructure used by financial institutions and business clients.

CEO Mr. William J. Lansing J.D. · 3,876 employees · United States · https://www.fico.com