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Fair Isaac Corp (FICO) Stock Forecast & Price Prediction

Live FICO Stock Price & Analysis

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$1,857.35

-1.51 (-0.08%)

12 Month Price Forecast For FICO

$1,857.35
Current Price
$45.40B
Market Cap
18 Ratings
Buy 9
Hold 7
Sell 2
Wall St Analyst Ratings

Distance to FICO Price Forecasts

+40.0%
To High Target of $2,600.00
+12.6%
To Median Target of $2,090.50
-32.3%
To Low Target of $1,257.00

FICO Price Momentum

+2.6%
1 Week Change
-3.1%
1 Month Change
+40.3%
1 Year Change
-6.7%
Year-to-Date Change
-22.7%
From 52W High of $2,402.52
+68.0%
From 52W Low of $1,105.65

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Disclaimer: The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Data last updated: February 11, 2025 7:34 AM UTC

FICO Analyst Ratings & Price Targets

Based on our analysis of 18 Wall Street analysts, FICO has a neutral consensus with a median price target of $2,090.50 (ranging from $1,257.00 to $2,600.00). The overall analyst rating is Buy (7.2/10). Currently trading at $1,857.35, the median forecast implies a 12.6% upside. This outlook is supported by 9 Buy, 7 Hold, and 2 Sell ratings.

The most optimistic forecast comes from Jason Haas at Wells Fargo, projecting a 40.0% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

FICO Analyst Consensus

9
Buy
7
Hold
2
Sell

FICO Price Target Range

Low
$1,257.00
Average
$2,090.50
High
$2,600.00
Current: $1,857.35

Latest FICO Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for FICO.

Date Firm Analyst Rating Change Price Target
Feb 5, 2025 Jefferies Surinder Thind Buy Maintains $2,175.00
Feb 5, 2025 Needham Kyle Peterson Buy Reiterates $2,500.00
Feb 5, 2025 Baird Jeffrey Meuler Neutral Maintains $1,775.00
Feb 5, 2025 Wells Fargo Jason Haas Overweight Maintains $2,600.00
Jan 27, 2025 UBS Kevin Mcveigh Neutral Maintains $2,100.00
Jan 15, 2025 Jefferies Surinder Thind Buy Maintains $2,275.00
Jan 7, 2025 Oppenheimer Owen Lau Outperform Maintains $2,409.00
Dec 20, 2024 JP Morgan Alexander Hess Neutral Initiates $2,150.00
Dec 5, 2024 Goldman Sachs George Tong Buy Maintains $2,661.00
Dec 2, 2024 Oppenheimer Owen Lau Outperform Maintains $2,515.00
Nov 7, 2024 Baird Jeffrey Meuler Neutral Maintains $2,000.00
Nov 7, 2024 Wells Fargo Jason Haas Overweight Maintains $2,400.00
Nov 7, 2024 RBC Capital Ashish Sabadra Sector Perform Reiterates $2,040.00
Nov 7, 2024 Goldman Sachs George Tong Buy Maintains $2,374.00
Nov 7, 2024 Needham Kyle Peterson Buy Maintains $2,500.00
Nov 7, 2024 Barclays Manav Patnaik Overweight Maintains $2,350.00
Oct 8, 2024 Oppenheimer Owen Lau Outperform Maintains $2,109.00
Oct 2, 2024 Goldman Sachs George Tong Buy Maintains $2,130.00
Oct 1, 2024 UBS Kevin Mcveigh Neutral Initiates $2,100.00
Oct 1, 2024 Wells Fargo Jason Haas Overweight Maintains $2,200.00

Stocks Similar to Fair Isaac Corp

The following stocks are similar to FICO based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Fair Isaac Corp (FICO) Financial Data

Fair Isaac Corp has a market capitalization of $45.40B with a P/E ratio of 85.5x. The company generates $1.72B in trailing twelve-month revenue with a 29.9% profit margin.

Revenue growth is +16.4% quarter-over-quarter, while maintaining an operating margin of +43.5% and return on equity of -53.3%.

Valuation Metrics

Market Cap $45.40B
Enterprise Value $46.16B
P/E Ratio 85.5x
PEG Ratio 50.0x
Price/Sales 26.4x

Growth & Margins

Revenue Growth (YoY) +16.4%
Gross Margin +80.1%
Operating Margin +43.5%
Net Margin +29.9%
EPS Growth +33.8%

Financial Health

Cash/Price Ratio +0.3%
Current Ratio 1.6x
Debt/Equity -2.0x
ROE -53.3%
ROA +27.8%

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Fair Isaac Corp logo

Fair Isaac Corp (FICO) Company Overview

About Fair Isaac Corp

What They Do

Develops analytics and decisioning software solutions.

Business Model

The company operates through two segments: Scores and Software. The Scores segment generates revenue by providing scoring solutions and services, including predictive credit scores for businesses and consumers through myFICO.com subscriptions. The Software segment offers a range of analytic and decision management solutions tailored to various business needs, generating income through software sales, professional services, and subscription-based products.

Additional Information

Fair Isaac Corporation serves a global market, with operations in the Americas, Europe, the Middle East, Africa, and Asia Pacific. It has a long history, founded in 1956 and headquartered in Bozeman, Montana, and has evolved over the years, changing its name from Fair Isaac & Company, Inc. in 1992. The company markets its offerings through direct sales, indirect channels, and online platforms.

Company Information

Sector

Technology

Industry

Software - Application

Employees

3,586

CEO

Mr. William J. Lansing

Country

United States

IPO Year

1992

Fair Isaac Corp (FICO) Latest News & Analysis

FICO stock latest news image
Quick Summary

Fair Isaac Corporation (FICO) is discussed in a Motley Fool Scoreboard episode, providing insights into market trends and investment opportunities for potential investors.

Why It Matters

FICO's market insights and trends could signal potential growth or risks, influencing investment strategies and decisions in the credit scoring and analytics sector.

Source: The Motley Fool
Market Sentiment: Positive
FICO stock latest news image
Quick Summary

FICO's Q1 fiscal 2025 results improved due to increased revenues from mortgage originations.

Why It Matters

Higher revenues from mortgage originations indicate strong demand in the housing market, signaling potential growth for FICO and positively impacting investor sentiment and stock performance.

Source: Zacks Investment Research
Market Sentiment: Positive
FICO stock latest news image
Quick Summary

In November and December 2024, UK credit card spending peaked at ยฃ860, with missed payments decreasing, though average balances increased for accounts with missed payments.

Why It Matters

Rising credit card spending and balances indicate consumer confidence, potentially boosting retail sector growth. However, increasing missed payments may signal future financial stress.

Source: Business Wire
Market Sentiment: Neutral
FICO stock latest news image
Quick Summary

Fair Isaac maintains a hold rating due to high valuation risks amid potential growth slowdown. Strong mortgage scores revenue growth and free cash flow support long-term prospects.

Why It Matters

Fair Isaac's high valuation and potential growth slowdown may impact its stock price. However, strong mortgage scores revenue and solid cash flow suggest long-term upside amidst software segment concerns.

Source: Seeking Alpha
Market Sentiment: Positive
FICO stock latest news image
Quick Summary

FICO reported an 18.6% increase in first-quarter profit, driven by growth in its scores and software segments.

Why It Matters

FICO's 18.6% profit increase signals robust demand for its scores and software, indicating strong financial health and potential for future growth, positively influencing investor sentiment.

Source: Reuters
Market Sentiment: Positive
FICO stock latest news image
Quick Summary

Fair Isaac (FICO) reported Q1 fiscal 2025 earnings with revenue of $440 million, up 15% YoY, but below the expected $452 million, missing analysts' consensus estimates.

Why It Matters

FICOโ€™s Q1 earnings missed expectations despite revenue growth, signaling potential challenges in meeting future forecasts and affecting investor confidence and stock performance.

Source: The Motley Fool
Market Sentiment: Negative

Frequently Asked Questions About FICO Stock

What is Fair Isaac Corp's (FICO) stock forecast for 2025?

Based on our analysis of 18 Wall Street analysts, Fair Isaac Corp (FICO) has a median price target of $2,090.50. The highest price target is $2,600.00 and the lowest is $1,257.00.

Is FICO stock a good investment in 2025?

According to current analyst ratings, FICO has 9 Buy ratings, 7 Hold ratings, and 2 Sell ratings. The stock is currently trading at $1,857.35. Always conduct your own research and consider your investment goals before making investment decisions.

What is the price prediction for FICO stock?

Wall Street analysts predict FICO stock could reach $2,090.50 in the next 12 months. This represents a 12.6% increase from the current price of $1,857.35. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Fair Isaac Corp's business model?

The company operates through two segments: Scores and Software. The Scores segment generates revenue by providing scoring solutions and services, including predictive credit scores for businesses and consumers through myFICO.com subscriptions. The Software segment offers a range of analytic and decision management solutions tailored to various business needs, generating income through software sales, professional services, and subscription-based products.

What is the highest forecasted price for FICO Fair Isaac Corp?

The highest price target for FICO is $2,600.00 from Jason Haas at Wells Fargo, which represents a 40.0% increase from the current price of $1,857.35.

What is the lowest forecasted price for FICO Fair Isaac Corp?

The lowest price target for FICO is $1,257.00 from at , which represents a -32.3% decrease from the current price of $1,857.35.

What is the overall FICO consensus from analysts for Fair Isaac Corp?

The overall analyst consensus for FICO is neutral. Out of 18 Wall Street analysts, 9 rate it as Buy, 7 as Hold, and 2 as Sell, with a median price target of $2,090.50.

How accurate are FICO stock price projections?

Stock price projections, including those for Fair Isaac Corp, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.