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FICOFICOTechnology · Software - Application

FICO Stock Forecast: Fair Isaac Corp. Price Predictions for 2026-2027

Last close, 5 Oct 2026
$690
+4.29% on the day

The 21 Wall Street analysts covering Fair Isaac Corp. hold a median 12-month price target of $1,150 — +66.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 57 of 100 as at 5 Oct 2026 — in the upper half.

Market cap
$14.3B
Ticker Nerd rank
57 / 100
Median analyst target
$1,150
Analysts covering
21
Revenue$674.2M+25.7% y/y
Operating income$362.6M
Net income$237.2M
Free cash flow$370.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−18.0%
1M
−26.0%
YTD
−59.2%
1Y
−62.7%
From 52W high
−63.3%
From 52W low
+16.4%
$592
$1,880
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FICO stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Fair Isaac Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 5 Oct 2026
57 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
100
Growth
90
Value
76
Accruals
62
Revisions
54
Volatility
47
Issuance
35
Momentum
13
Size
12

Quality (100): The business earns solid, repeatable profits on what it owns.

Momentum (13): The shares have been drifting down relative to others.

Size (12): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FICO stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FICO, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$500$1,000$1,500$2,000Jan 26Apr 26Jul 26Oct 26FICOHigh $1,750Median $1,150Low $490

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says21 analysts
12 Buy7 Hold2 Sell
Low $490Median $1,150High $1,750

The green dot is the last close — the median target sits +66.8% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 1 moved their price target up and 10 moved it down.

DateFirmActionRatingTarget
2 Oct 2026BairdMaintainsOutperform$1,549 → $1,070
2 Oct 2026BarclaysMaintainsOverweight$935 → $875
30 Sept 2026B of A SecuritiesDowngradeNeutral$1,400 → $700
30 Sept 2026BarclaysMaintainsOverweight$1,700 → $935
30 Sept 2026BMO CapitalMaintainsOutperform$1,550 → $1,150
30 Sept 2026Wells FargoMaintainsOverweight$1,350 → $950
22 Sept 2026Wells FargoMaintainsOverweight$1,450 → $1,350
22 Sept 2026Wells FargoMaintainsOverweight—
12 Aug 2026UBSMaintainsNeutral$1,200 → $1,130
12 Aug 2026UBSMaintainsNeutral—
10 Aug 2026BarclaysMaintainsOverweight$1,950 → $1,700
10 Aug 2026BarclaysMaintainsOverweight—
3 Aug 2026Wolfe ResearchDowngradePeer Perform—
3 Aug 2026Wolfe ResearchDowngradePeer Perform—
30 July 2026NeedhamReiteratesBuy—
30 July 2026NeedhamReiteratesBuy$1,650
30 July 2026RBC CapitalMaintainsOutperform$2,400 → $1,525
30 July 2026RBC CapitalMaintainsOutperform—
30 July 2026Wells FargoMaintainsOverweight$1,400 → $1,450
30 July 2026Wells FargoMaintainsOverweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FICO appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

FICO vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 5 Oct 2026, Fair Isaac Corp. returned −62.7% against +17.0% for the S&P 500, dividends included.

FICO vs S&P 500, last 12 monthsTotal return, rebased to 100
406080100120Jan 26Apr 26Jul 26Oct 26FICOS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FICO analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−0.1%
Analysts raising
7
Analysts cutting
12
Fundamentals

Fair Isaac Corp. (FICO) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
19.1×

Cheaper than 39% of US stocks

Price / sales
6.0×

Cheaper than 21% of US stocks

Price / book
−3.7×

Cheaper than 96% of US stocks

EV / EBITDA
15.5×

Cheaper than 21% of US stocks

Growth & margins
Revenue growth (YoY)
25.7%

Higher than 75% of US stocks

Earnings growth (YoY)
30.5%

Higher than 66% of US stocks

Gross margin
87.1%

Higher than 95% of US stocks

Operating margin
53.8%

Higher than 97% of US stocks

Net margin
34.1%

Higher than 92% of US stocks

Returns & dividend
Return on equity
−37.3%

Higher than 25% of US stocks

Return on assets
40.0%

Higher than 99% of US stocks

Dividend yield
0.0%

Higher than 55% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Fair Isaac Corp. (FICO) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Fair Isaac Corp. has a market value of $14.3B and an enterprise value of $19.6B.

  • Revenue in the twelve months to 30 June 2026: $2.4B. The latest quarter grew 25.7% year on year.

  • Net income over the same four quarters: $815.0M, a 34.1% net margin.

  • Diluted earnings per share, trailing twelve months: $34.62.

  • Free cash flow in the twelve months to 30 June 2026: $960.9M, after $35.1M of capital spending.

  • Fair Isaac Corp. spent $3.6B on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 23.2M.

  • Trailing P/E: 19.1×; forward P/E: 12.9× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.01%, paying out 0% of earnings.

  • Fair Isaac Corp. employs 3,876 people — $618K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 5 Oct 2026

Data provided by Twelve Data

Peers

FICO vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Application
CompanyMarket capTKN rank
FICOFair Isaac Corp.$14.3B
57
TYLTyler Technologies, Inc.$14.1B
57
GWREGuidewire Software, Inc.$13.8B
72
DOCUDocuSign, Inc.$13.1B
94
GRABGrab Holdings Ltd. (Singapore)$13.0B
38
DTDynatrace, Inc.$17.4B
78
MANHManhattan Associates, Inc.$12.4B
87

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Fair Isaac Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FICO news & analysis

AI Arms Race Is Radically Reshaping the Fraud Threat in EMEA, FICO Research Finds

Business Wire · 5 Oct 2026neutral

FICO released new research based on a survey of 202 senior fraud, risk and technology professionals at retail banks, neobanks and fintechs, showing that fraud leaders across EMEA face rising fraud complexity and AI-enabled threats while accelerating investment in AI-driven detection and enterprise-wide fraud strategy.

Why it matters — The research highlights FICO's role and visibility in the fraud analytics market and the demand for AI-driven detection across EMEA, which is directly relevant to its business.

Bank of America Cut Its Fair Isaac Price Target in Half and the Stock Still Fell Below It

24/7 Wall Street · 1 Oct 2026negative

Bank of America cut its price target for Fair Isaac by half, yet the stock continued to decline below that reduced level. The report also notes that recent regulatory changes to mortgage credit scoring may have fundamentally altered the outlook for the company.

Why it matters — A FICO watcher would care because regulatory shifts in mortgage credit scoring could meaningfully change the competitive and revenue landscape for the company's core scoring business.

Fair Isaac: 75% Decline Is Enough

Seeking Alpha · 1 Oct 2026positive

Seeking Alpha reports that Fair Isaac, after a 74% share price collapse and normalization of valuation multiples, is now considered a solid buy, citing robust Q3 '26 results with revenue up 25.7% and EPS up 41.2% year-over-year. The article notes potential threats from VantageScore competition and regulatory changes, but says FICO's economic moat remains substantial for now.

Why it matters — A FICO watcher would care because the article highlights both the company's recent strong fundamentals and the competitive and regulatory risks facing its dominant Scores segment.

FICO Slides Wednesday: Will Regulatory Pressures and TransUnion Price War Break Its Monopoly?

Benzinga · 30 Sept 2026negative

Fair Isaac Corp. (FICO) shares extended losses in Wednesday afternoon trading, continuing a sharp sell-off triggered by federal regulatory changes and aggressive competitive pricing from TransUnion. These developments are aimed at breaking the company's long-held monopoly over mortgage credit scoring.

Why it matters — FICO watchers would care because regulatory changes and competitive pricing from TransUnion could threaten the company's dominant position in mortgage credit scoring.

FICO Investigation Notice: Levi & Korsinsky Notifies Investors of Pending Investigation Into Fair Isaac Corporation

PRNewsWire · 30 Sept 2026negative

Levi & Korsinsky has notified investors of a pending investigation into Fair Isaac Corporation regarding potential securities law violations after the stock fell following the FHFA's mortgage credit score announcement. Shareholders who lost money may be eligible to seek recovery.

Why it matters — FICO watchers would care because an active securities investigation adds regulatory and legal uncertainty on top of the market impact from the FHFA's credit score announcement.

FAQ

Frequently asked questions about FICO stock

What is the FICO stock price forecast for 2026-2027?

The 21 Wall Street analysts covering Fair Isaac Corp. have a median 12-month price target of $1,150, with estimates ranging from $490 to $1,750. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FICO stock a buy right now?

Of the 21 analysts covering Fair Isaac Corp., 12 rate it a Buy, 7 a Hold and 2 a Sell. Ticker Nerd's systematic factor model ranks Fair Isaac Corp. 57 out of 100 across roughly 4,600 US stocks as at 5 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FICO?

As at 5 Oct 2026, Fair Isaac Corp. ranks 57 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (100 of 100).

Will FICO stock go up?

No one can know that. What the data says: the median 12-month target from 21 analysts implies +66.8% from the last close, and Ticker Nerd's factor model ranks Fair Isaac Corp. 57 out of 100 as at 5 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FICO stock forecast for 2030?

No analyst covering Fair Isaac Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FICO are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $490 to $1,750 over the next 12 months.

How has FICO stock performed over the past year?

Fair Isaac Corp. returned -62.7% over the 12 months to 5 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Fair Isaac Corp. do?

Fair Isaac Corp. is an analytics software company that provides decisioning tools and credit risk solutions for businesses and consumers.

What is the latest news on FICO?

The most recent item we track (Business Wire, 5 Oct 2026): "AI Arms Race Is Radically Reshaping the Fraud Threat in EMEA, FICO Research Finds". FICO released new research based on a survey of 202 senior fraud, risk and technology professionals at retail banks, neobanks and fintechs, showing that fraud leaders across EMEA face rising fraud complexity and AI-enabled threats while accelerating investment in AI-driven detection and enterprise-wide fraud strategy.

Company

About Fair Isaac Corp.

Fair Isaac Corp. is an analytics software company that provides decisioning tools and credit risk solutions for businesses and consumers. The company is best known for the FICO Score, a widely used measure of consumer credit risk in the United States, and it also offers software for fraud detection, customer management, account origination, optimization, and regulatory compliance. Fair Isaac Corp. serves industries such as financial services, insurance, telecommunications, retail, automotive lending, and public agencies, helping organizations automate and improve decisions across the customer lifecycle. Through its Scores and Software segments, the company combines predictive analytics, business rules, and decision management capabilities to support lending, fraud prevention, and operational efficiency. Founded in 1956 and headquartered in Bozeman, Montana, Fair Isaac Corp. plays a central role in modern credit assessment and analytics-driven business decision-making.

CEO Mr. William J. Lansing J.D. · 3,876 employees · United States · https://www.fico.com