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FICOFICOTechnology · Software - Application

FICO Stock Forecast: Fair Isaac Corp. Price Predictions for 2026-2027

Last close, 4 Sept 2026
$932
−16.68% on the day

The 21 Wall Street analysts covering Fair Isaac Corp. hold a median 12-month price target of $1,530 — +64.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 54 of 100 as at 5 Sept 2026 — in the upper half.

Market cap
$20.1B
Ticker Nerd rank
54 / 100
Median analyst target
$1,530
Analysts covering
21
Revenue$674.2M+25.7% y/y
Operating income$362.6M
Net income$237.2M
Free cash flow$370.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−19.2%
1M
−11.0%
YTD
−44.9%
1Y
−38.6%
From 52W high
−50.4%
From 52W low
+1.1%
$922
$1,880
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FICO stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Fair Isaac Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 5 Sept 2026
54 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
100
Growth
88
Value
67
Accruals
62
Revisions
58
Issuance
35
Volatility
35
Momentum
17
Size
10

Quality (100): The business earns solid, repeatable profits on what it owns.

Momentum (17): The shares have been drifting down relative to others.

Size (10): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FICO stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FICO, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$600$800$1,000$1,200$1,400$1,600$1,800$2,000Oct 25Jan 26Apr 26Jul 26FICOHigh $1,750Median $1,530Low $696

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says21 analysts
14 Buy6 Hold1 Sell
Low $696Median $1,530High $1,750

The green dot is the last close — the median target sits +64.1% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 2 moved their price target up and 3 moved it down.

DateFirmActionRatingTarget
12 Aug 2026UBSMaintainsNeutral$1,200 → $1,130
10 Aug 2026BarclaysMaintainsOverweight$1,950 → $1,700
3 Aug 2026Wolfe ResearchDowngradePeer Perform—
3 Aug 2026Wolfe ResearchDowngradePeer Perform—
30 July 2026NeedhamReiteratesBuy—
30 July 2026NeedhamReiteratesBuy$1,650
30 July 2026RBC CapitalMaintainsOutperform$2,400 → $1,525
30 July 2026RBC CapitalMaintainsOutperform—
30 July 2026Wells FargoMaintainsOverweight$1,400 → $1,450
30 July 2026Wells FargoMaintainsOverweight—
2 July 2026UBSMaintainsNeutral—
2 July 2026UBSMaintainsNeutral$1,250 → $1,270
16 June 2026UBSMaintainsNeutral—
9 June 2026NeedhamReiteratesBuy—
19 May 2026B of A SecuritiesMaintainsBuy—
4 May 2026JefferiesMaintainsBuy—
30 Apr 2026JP MorganMaintainsNeutral—
30 Apr 2026Wells FargoMaintainsOverweight—
29 Apr 2026NeedhamMaintainsBuy—
23 Apr 2026UBSMaintainsNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FICO appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

FICO vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Sept 2026, Fair Isaac Corp. returned −38.6% against +20.0% for the S&P 500, dividends included.

FICO vs S&P 500, last 12 monthsTotal return, rebased to 100
6080100120Oct 25Jan 26Apr 26Jul 26FICOS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FICO analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−0.2%
Analysts raising
10
Analysts cutting
9
Fundamentals

Fair Isaac Corp. (FICO) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
27.0×

Cheaper than 29% of US stocks

Price / sales
8.4×

Cheaper than 16% of US stocks

Price / book
−5.2×

Cheaper than 97% of US stocks

EV / EBITDA
20.2×

Cheaper than 15% of US stocks

Growth & margins
Revenue growth (YoY)
25.7%

Higher than 75% of US stocks

Earnings growth (YoY)
30.5%

Higher than 66% of US stocks

Gross margin
87.1%

Higher than 95% of US stocks

Operating margin
53.8%

Higher than 97% of US stocks

Net margin
34.1%

Higher than 92% of US stocks

Returns & dividend
Return on equity
−37.3%

Higher than 25% of US stocks

Return on assets
40.0%

Higher than 99% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Fair Isaac Corp. (FICO) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Fair Isaac Corp. has a market value of $20.1B and an enterprise value of $25.5B.

  • Revenue in the twelve months to 30 June 2026: $2.4B. The latest quarter grew 25.7% year on year.

  • Net income over the same four quarters: $815.0M, a 34.1% net margin.

  • Diluted earnings per share, trailing twelve months: $34.62.

  • Free cash flow in the twelve months to 30 June 2026: $960.9M, after $35.1M of capital spending.

  • Fair Isaac Corp. spent $3.6B on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 23.2M.

  • Trailing P/E: 27.0×; forward P/E: 17.6× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.01%, paying out 0% of earnings.

  • Fair Isaac Corp. employs 3,876 people — $618K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 6 Sept 2026

Data provided by Twelve Data

Peers

FICO vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Application
CompanyMarket capTKN rank
FICOFair Isaac Corp.$20.1B
54
SSNCSS&C Technologies Holdings, Inc.$20.4B
72
UUnity Software, Inc.$17.8B
59
TYLTyler Technologies, Inc.$15.7B
57
PTCPTC, Inc.$15.3B
78
DTDynatrace, Inc.$15.0B
74
GRABGrab Holdings Ltd. (Singapore)$14.0B
37

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Fair Isaac Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FICO news & analysis

FICO Stock Slides Friday: What Investors Need to Know

Benzinga · 4 Sept 2026negative

Fair Isaac Corp. (FICO) shares traded lower on Friday after Federal Housing Finance Agency Director Bill Pulte instructed Fannie Mae and Freddie Mac to immediately approve all mortgage lenders to use the VantageScore 4.0 credit scoring model.

Why it matters — FICO watchers would care because broadening adoption of the competing VantageScore 4.0 model could erode the use of FICO's own credit scoring products in the mortgage market.

Why Fair Isaac Stock Crashed Today

The Motley Fool · 4 Sept 2026negative

Fair Isaac's stock fell sharply after U.S. Federal Housing Finance Agency Director Bill Pulte encouraged banks to use cheaper Vantage scores instead of FICO. Banks can still use FICO when approving mortgages, but the pressure to shift to the alternative scoring model weighed on the stock.

Why it matters — A top regulator advocating greater use of a rival credit-scoring product could threaten Fair Isaac's dominant position in mortgage approvals, introducing competitive pressure on its core business.

Why Is Fair Isaac (FICO) Up 1.5% Since Last Earnings Report?

Zacks Investment Research · 28 Aug 2026neutral

Fair Isaac (FICO) reported earnings 30 days ago, and its stock is up 1.5% since that report. The article looks ahead at what could come next for the company's shares.

Why it matters — A FICO watcher would care because the piece evaluates the company's post-earnings stock performance and the outlook following its latest quarterly results.

FICO® Score Credit Insights Report: Average FICO Score Holds Steady at 714 as Consumers Show Resilience

Business Wire · 25 Aug 2026positive

FICO released its Fall '26 FICO Score Credit Insights report, which shows the average U.S. FICO Score held steady at 714. The report highlights consumer resilience in credit behavior.

Why it matters — A stable average FICO Score amid consumer resilience reflects the ongoing relevance and health of FICO's credit-scoring product in the broader financial landscape.

UK Credit Card Payment Rates Drop and Card Balances Rise as Summer Spending Puts Pressure on Consumers

Business Wire · 24 Aug 2026neutral

FICO's June 2026 UK credit card data analysis showed that summer spending contributed to falling payment rates and rising card balances. This drove an annual increase in accounts with one, two, and three missed payments, with average balances rising month-on-month across all delinquent categories, prompting calls for heightened risk-team monitoring of UK household affordability.

Why it matters — For FICO watchers, this data highlights FICO's analytics role in tracking UK credit risk and affordability pressures, underlining the ongoing demand for its credit-scoring and risk-monitoring solutions.

FAQ

Frequently asked questions about FICO stock

What is the FICO stock price forecast for 2026-2027?

The 21 Wall Street analysts covering Fair Isaac Corp. have a median 12-month price target of $1,530, with estimates ranging from $696 to $1,750. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FICO stock a buy right now?

Of the 21 analysts covering Fair Isaac Corp., 14 rate it a Buy, 6 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks Fair Isaac Corp. 54 out of 100 across roughly 4,600 US stocks as at 5 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FICO?

As at 5 Sept 2026, Fair Isaac Corp. ranks 54 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (100 of 100).

Will FICO stock go up?

No one can know that. What the data says: the median 12-month target from 21 analysts implies +64.1% from the last close, and Ticker Nerd's factor model ranks Fair Isaac Corp. 54 out of 100 as at 5 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FICO stock forecast for 2030?

No analyst covering Fair Isaac Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FICO are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $696 to $1,750 over the next 12 months.

How has FICO stock performed over the past year?

Fair Isaac Corp. returned -38.6% over the 12 months to 4 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Fair Isaac Corp. do?

Fair Isaac Corp. is an analytics software company that provides decisioning tools and credit risk solutions for businesses and consumers.

What is the latest news on FICO?

The most recent item we track (Benzinga, 4 Sept 2026): "FICO Stock Slides Friday: What Investors Need to Know". Fair Isaac Corp. (FICO) shares traded lower on Friday after Federal Housing Finance Agency Director Bill Pulte instructed Fannie Mae and Freddie Mac to immediately approve all mortgage lenders to use the VantageScore 4.0 credit scoring model.

Company

About Fair Isaac Corp.

Fair Isaac Corp. is an analytics software company that provides decisioning tools and credit risk solutions for businesses and consumers. The company is best known for the FICO Score, a widely used measure of consumer credit risk in the United States, and it also offers software for fraud detection, customer management, account origination, optimization, and regulatory compliance. Fair Isaac Corp. serves industries such as financial services, insurance, telecommunications, retail, automotive lending, and public agencies, helping organizations automate and improve decisions across the customer lifecycle. Through its Scores and Software segments, the company combines predictive analytics, business rules, and decision management capabilities to support lending, fraud prevention, and operational efficiency. Founded in 1956 and headquartered in Bozeman, Montana, Fair Isaac Corp. plays a central role in modern credit assessment and analytics-driven business decision-making.

CEO Mr. William J. Lansing J.D. · 3,876 employees · United States · https://www.fico.com