FSBCFinancial Services · Banks - RegionalThe 5 Wall Street analysts covering Five Star Bancorp hold a median 12-month price target of $52 — +15.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 57 of 100 as at 31 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Five Star Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (86): The business earns solid, repeatable profits on what it owns.
Value (10): The shares cost a lot relative to the profits and assets behind them.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on FSBC, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +15.8% from it.
Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 27 Oct 2026 | DA Davidson | Maintains | Buy | $55 |
| 29 July 2026 | DA Davidson | Maintains | Buy | $53 → $55 |
| 29 July 2026 | DA Davidson | Maintains | Buy | — |
| 1 May 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | $41 → $43 |
| 1 May 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 29 Apr 2026 | DA Davidson | Maintains | Buy | $45 → $49 |
| 29 Apr 2026 | DA Davidson | Maintains | Buy | — |
| 29 Apr 2026 | Stephens & Co. | Maintains | Equal-Weight | — |
| 29 Apr 2026 | Stephens & Co. | Maintains | Equal-Weight | $41 → $43 |
| 29 Jan 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 28 Jan 2026 | DA Davidson | Maintains | Buy | — |
| 30 Oct 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 29 Oct 2025 | Raymond James | Reiterates | Outperform | — |
| 10 Oct 2025 | Janney Montgomery Scott | Initiates | Buy | — |
| 28 July 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 25 July 2025 | DA Davidson | Maintains | Buy | — |
| 30 Apr 2025 | DA Davidson | Maintains | Buy | — |
| 30 Apr 2025 | Raymond James | Maintains | Outperform | — |
| 30 Jan 2025 | DA Davidson | Maintains | Buy | — |
| 30 Jan 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
FSBC appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, Five Star Bancorp returned +29.0% against +12.4% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 50% of US stocks
Cheaper than 20% of US stocks
Cheaper than 47% of US stocks
Higher than 77% of US stocks
Higher than 68% of US stocks
Higher than 98% of US stocks
Higher than 95% of US stocks
Higher than 74% of US stocks
Higher than 55% of US stocks
Higher than 81% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Five Star Bancorp has a market value of $1.1B and an enterprise value of $508.8M.
Revenue in the twelve months to 30 June 2026: $176.6M. The latest quarter grew 29.1% year on year.
Net income over the same four quarters: $72.0M, a 40.8% net margin.
Diluted earnings per share, trailing twelve months: $3.38.
Free cash flow in the twelve months to 30 June 2026: $80.5M.
Five Star Bancorp spent $19.2M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 12.7×; forward P/E: 12.1× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 2.23%, paying out 27% of earnings.
Five Star Bancorp employs 233 people — $758K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Five Star Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Five Star Bancorp held its third-quarter 2026 earnings webcast on October 27, 2026, with CEO James Beckwith and CFO Heather Luck participating. The excerpt provides no discussion of results or business developments.
Why it matters — The transcript listing signals a quarterly update is available, but the excerpt itself does not provide details for assessing FSBC's performance.
Five Star Bancorp reported third-quarter 2026 net income of $21.9 million, up from $19.4 million in the second quarter, supported by loan growth, a higher net interest margin and improved operating efficiency. Basic earnings per share rose to $0.92 despite an 11% increase in weighted-average basic shares outstanding after the July public offering.
Why it matters — FSBC watchers may note the quarter’s higher net income and earnings per share alongside the increase in shares outstanding.
Zacks Investment Research frames Five Star Bancorp’s Q3 results for the quarter ended September 2026 around how key metrics compared with Wall Street estimates and year-ago values. The excerpt does not provide the metrics or comparison results.
Why it matters — FSBC watchers may find these comparisons useful for understanding quarterly performance, although the excerpt does not state whether the metrics beat or missed estimates.
Five Star Bancorp reported quarterly earnings of $0.92 per share, above the Zacks Consensus Estimate of $0.86. Earnings were $0.77 per share a year earlier.
Why it matters — The report gives FSBC watchers an update on quarterly earnings relative to analyst consensus and the year-ago quarter.
Five Star Bancorp reported net income of $21.9 million for the third quarter ended September 30, 2026, compared with $19.4 million in the prior quarter and $16.3 million in the year-earlier quarter.
Why it matters — The reported net income figures provide FSBC watchers with a quarterly and year-over-year comparison of the company’s earnings.
The 5 Wall Street analysts covering Five Star Bancorp have a median 12-month price target of $52, with estimates ranging from $48 to $55. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 5 analysts covering Five Star Bancorp, 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Five Star Bancorp 57 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 31 Oct 2026, Five Star Bancorp ranks 57 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (86 of 100).
No one can know that. What the data says: the median 12-month target from 5 analysts implies +15.8% from the last close, and Ticker Nerd's factor model ranks Five Star Bancorp 57 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Five Star Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FSBC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $48 to $55 over the next 12 months.
Five Star Bancorp returned +29.0% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Five Star Bancorp is a bank holding company that operates through its wholly owned subsidiary, Five Star Bank, a California state-chartered bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals, with a focus on relationship-based commercial banking.
The most recent item we track (Seeking Alpha, 27 Oct 2026): "Five Star Bancorp (FSBC) Q3 2026 Earnings Call Transcript". Five Star Bancorp held its third-quarter 2026 earnings webcast on October 27, 2026, with CEO James Beckwith and CFO Heather Luck participating. The excerpt provides no discussion of results or business developments.
Five Star Bancorp is a bank holding company that operates through its wholly owned subsidiary, Five Star Bank, a California state-chartered bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals, with a focus on relationship-based commercial banking. Its offerings include commercial real estate loans, commercial loans, construction and land development financing, farmland lending, and deposit products such as checking, savings, money market, and certificate accounts. Five Star Bancorp also supports clients with digital banking tools, remote deposit capture, debit cards, and cash management services. Headquartered in Rancho Cordova, California, the company plays a regional role in serving communities and business customers across Northern California through a banking model centered on local decision-making and personalized service.
CEO Mr. James Eugene Beckwith · 233 employees · United States · https://www.fivestarbank.com
