TICKERNERD
Menu
FSBCFSBCFinancial Services · Banks - Regional

FSBC Stock Forecast: Five Star Bancorp Price Predictions for 2026-2027

Last close, 11 Sept 2026
$46
−0.17% on the day

The 5 Wall Street analysts covering Five Star Bancorp hold a median 12-month price target of $52 — +12.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 57 of 100 as at 12 Sept 2026 — in the upper half.

Market cap
$1.1B
Ticker Nerd rank
57 / 100
Median analyst target
$52
Analysts covering
5
Revenue$47.7M+25.7% y/y
Net income$19.4M
Free cash flow$23.2M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
0.0%
1M
−1.1%
YTD
+32.0%
1Y
+44.4%
From 52W high
−6.1%
From 52W low
+52.7%
$30
$49
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FSBC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Five Star Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
57 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
87
Quality
87
Momentum
87
Revisions
61
Issuance
48
Size
43
Volatility
42
Accruals
14
Value
9

Growth (87): Sales and profits are climbing, and climbing faster than before.

Value (9): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FSBC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FSBC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$35$40$45$50$55Oct 25Jan 26Apr 26Jul 26FSBCHigh $55Median $52Low $50

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
3 Buy2 Hold0 Sell
Low $50Median $52High $55

The green dot is the last close — the median target sits +12.0% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
29 July 2026DA DavidsonMaintainsBuy$53 → $55
1 May 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$41 → $43
1 May 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
29 Apr 2026DA DavidsonMaintainsBuy—
29 Apr 2026DA DavidsonMaintainsBuy$45 → $49
29 Apr 2026Stephens & Co.MaintainsEqual-Weight$41 → $43
29 Apr 2026Stephens & Co.MaintainsEqual-Weight—
29 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
28 Jan 2026DA DavidsonMaintainsBuy—
30 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
29 Oct 2025Raymond JamesReiteratesOutperform—
10 Oct 2025Janney Montgomery ScottInitiatesBuy—
28 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
25 July 2025DA DavidsonMaintainsBuy—
30 Apr 2025DA DavidsonMaintainsBuy—
30 Apr 2025Raymond JamesMaintainsOutperform—
30 Jan 2025DA DavidsonMaintainsBuy—
30 Jan 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
30 Jan 2025Stephens & Co.MaintainsOverweight—
29 Jan 2025Raymond JamesReiteratesOutperform$38 → $35

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FSBC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

FSBC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, Five Star Bancorp returned +44.4% against +17.5% for the S&P 500, dividends included.

FSBC vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150Oct 25Jan 26Apr 26Jul 26FSBCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FSBC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−1.7%
Analysts raising
1
Analysts cutting
4
Fundamentals

Five Star Bancorp (FSBC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.7×

Cheaper than 49% of US stocks

Price / sales
6.8×

Cheaper than 19% of US stocks

Price / book
2.1×

Cheaper than 44% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
27.6%

Higher than 76% of US stocks

Earnings growth (YoY)
33.7%

Higher than 68% of US stocks

Gross margin
—
Operating margin
58.4%

Higher than 98% of US stocks

Net margin
43.0%

Higher than 95% of US stocks

Returns & dividend
Return on equity
16.2%

Higher than 76% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
2.2%

Higher than 48% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Five Star Bancorp (FSBC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Five Star Bancorp has a market value of $1.1B and an enterprise value of $539.0M.

  • Revenue in the twelve months to 30 June 2026: $176.6M. The latest quarter grew 27.6% year on year.

  • Net income over the same four quarters: $72.0M, a 40.8% net margin.

  • Diluted earnings per share, trailing twelve months: $3.38.

  • Free cash flow in the twelve months to 30 June 2026: $80.5M.

  • Five Star Bancorp spent $19.2M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 21.4M.

  • Trailing P/E: 13.7×; forward P/E: 12.4× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.15%, paying out 27% of earnings.

  • Five Star Bancorp employs 233 people — $758K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 13 Sept 2026

Data provided by Twelve Data

Peers

FSBC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FSBCFive Star Bancorp$1.1B
57
MCBMetropolitan Bank Holding Corp.$1.1B
50
NBNNortheast Bank (Maine)$1.1B
53
AMTBAmerant Bancorp, Inc.$1.2B
87
CFFNCapitol Federal Financial, Inc.$1.2B
86
HFWAHeritage Financial Corp. (Washington)$1.2B
40
AGBKAGI, Inc. (Brazil)$1.1B
1

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Five Star Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FSBC news & analysis

Five Star Bancorp Director Larry Allbaugh Buys $4.3 Million in Shares. What Does This Mean for Investors?

The Motley Fool · 27 July 2026positive

Five Star Bancorp Director Larry Allbaugh purchased 96,591 shares worth approximately $4.3 million on July 22, 2026, through multiple entities including the Larry and Laura Allbaugh Living Trust, the Oates Administrative Trust, and the Buzz Oates Group of Companies.

Why it matters — A large insider share purchase by a director often signals confidence in the company's prospects, so FSBC watchers may view this as a noteworthy signal from leadership.

Five Star Bancorp Announces the Full Exercise and Closing of Underwriters' Option to Purchase Additional Shares in the Company's Underwritten Public Offering

GlobeNewsWire · 27 July 2026positive

Five Star Bancorp announced the full exercise and closing of the underwriters' option to purchase an additional 408,750 shares in its underwritten public offering, bringing total shares sold to 3,133,750 at $44.00 per share, with net proceeds of approximately $130.6 million.

Why it matters — The capital raise provides Five Star Bancorp with additional funds to support growth initiatives and general corporate purposes, which could influence the company's expansion strategy going forward.

Five Star Bancorp (FSBC) Q2 2026 Earnings Call Prepared Remarks Transcript

Seeking Alpha · 23 July 2026neutral

Five Star Bancorp published the prepared remarks transcript for its Q2 2026 earnings conference call via Seeking Alpha.

Why it matters — The prepared remarks transcript provides FSBC watchers with management's full, unaudited commentary on the quarter's financial performance and operational highlights.

FAQ

Frequently asked questions about FSBC stock

What is the FSBC stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Five Star Bancorp have a median 12-month price target of $52, with estimates ranging from $50 to $55. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FSBC stock a buy right now?

Of the 5 analysts covering Five Star Bancorp, 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Five Star Bancorp 57 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FSBC?

As at 12 Sept 2026, Five Star Bancorp ranks 57 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (87 of 100).

Will FSBC stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +12.0% from the last close, and Ticker Nerd's factor model ranks Five Star Bancorp 57 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FSBC stock forecast for 2030?

No analyst covering Five Star Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FSBC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $50 to $55 over the next 12 months.

How has FSBC stock performed over the past year?

Five Star Bancorp returned +44.4% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Five Star Bancorp do?

Five Star Bancorp is a bank holding company that operates through its wholly owned subsidiary, Five Star Bank, a California state-chartered bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals, with a focus on relationship-based commercial banking.

What is the latest news on FSBC?

The most recent item we track (The Motley Fool, 27 July 2026): "Five Star Bancorp Director Larry Allbaugh Buys $4.3 Million in Shares. What Does This Mean for Investors?". Five Star Bancorp Director Larry Allbaugh purchased 96,591 shares worth approximately $4.3 million on July 22, 2026, through multiple entities including the Larry and Laura Allbaugh Living Trust, the Oates Administrative Trust, and the Buzz Oates Group of Companies.

Company

About Five Star Bancorp.

Five Star Bancorp is a bank holding company that operates through its wholly owned subsidiary, Five Star Bank, a California state-chartered bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals, with a focus on relationship-based commercial banking. Its offerings include commercial real estate loans, commercial loans, construction and land development financing, farmland lending, and deposit products such as checking, savings, money market, and certificate accounts. Five Star Bancorp also supports clients with digital banking tools, remote deposit capture, debit cards, and cash management services. Headquartered in Rancho Cordova, California, the company plays a regional role in serving communities and business customers across Northern California through a banking model centered on local decision-making and personalized service.

CEO Mr. James Eugene Beckwith · 233 employees · United States · https://www.fivestarbank.com