MCBSMCBSFinancial Services · Banks - Regional

MCBS Stock Forecast: MetroCity Bankshares, Inc. Price Predictions for 2026-2027

Last close, 14 Aug 2026
$36
−0.28% on the day

The 1 Wall Street analysts covering MetroCity Bankshares, Inc. hold a median 12-month price target of $38 — +4.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 63 of 100 as at 15 Aug 2026 — in the upper half.

Market cap
$1.0B
Ticker Nerd rank
63 / 100
Median analyst target
$38
Analysts covering
1
Total return, dividends reinvested
1W
+1.4%
1M
+3.3%
YTD
+40.1%
1Y
+30.4%
From 52W high
−1.5%
From 52W low
+50.5%
$24
$37
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

MCBS stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores MetroCity Bankshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
63 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
94
Momentum
82
Growth
81
Issuance
57
Revisions
53
Volatility
50
Size
45
Value
34
Accruals
13

Quality (94): The business earns solid, repeatable profits on what it owns.

Accruals (13): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

MCBS stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on MCBS, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$25$30$35$40Oct 25Jan 26Apr 26Jul 26MCBSHigh $38Median $38Low $38

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says1 analysts
0 Buy1 Hold0 Sell
Low $38Median $38High $38

The green dot is the last close — the median target sits +4.9% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
9 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$32$33
23 Mar 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
21 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
21 Oct 2025Keefe, Bruyette& WoodsMaintainsMarket Perform
22 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
22 Oct 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
23 July 2024Keefe, Bruyette & WoodsReiteratesMarket Perform
23 Apr 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
26 July 2023Keefe, Bruyette & WoodsMaintainsMarket Perform
6 Apr 2023Keefe, Bruyette & WoodsMaintainsMarket Perform
28 Jan 2020Raymond JamesDowngradeMarket Perform
28 Oct 2019Keefe, Bruyette & WoodsInitiatesOutperform
28 Oct 2019Raymond JamesInitiatesOutperform

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. MCBS appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

MCBS analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−0.9%
Analysts raising
0
Analysts cutting
1
Fundamentals

MetroCity Bankshares, Inc. (MCBS) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.5×

Cheaper than 53% of US stocks

Price / sales
5.6×

Cheaper than 23% of US stocks

Price / book
1.9×

Cheaper than 49% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
33.9%

Higher than 81% of US stocks

Earnings growth (YoY)
31.5%

Higher than 67% of US stocks

Gross margin
Operating margin
61.1%

Higher than 98% of US stocks

Net margin
43.3%

Higher than 95% of US stocks

Returns & dividend
Return on equity
15.9%

Higher than 76% of US stocks

Return on assets
2.0%

Higher than 58% of US stocks

Dividend yield
3.2%

Higher than 69% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

MCBS vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
MCBSMetroCity Bankshares, Inc.$1.0B
63
CPFCentral Pacific Financial Corp.$1.0B
91
BFSTBusiness First Bancshares, Inc.$1.1B
66
CCNECNB Financial Corp. (Pennsylvania)$1.0B
78
HBNCHorizon Bancorp, Inc. (Indiana)$1.0B
43
MBWMMercantile Bank Corp.$1.1B
71
TRSTTrustCo Bank Corp. NY$1.0B
59

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own MetroCity Bankshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest MCBS news & analysis

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2026

PRNewsWire · 24 July 2026neutral

MetroCity Bankshares reported net income of $22.1 million ($0.76 per diluted share) for the second quarter of 2026, compared to $22.3 million ($0.77 per diluted share) in the first quarter of 2026 and $16.8 million ($0.65 per diluted share) in the second quarter of 2025.

Why it matters — The results show year-over-year earnings growth for MCBS, while sequential quarterly earnings remained essentially flat.

FAQ

Frequently asked questions about MCBS stock

What is the MCBS stock price forecast for 2026-2027?

The 1 Wall Street analysts covering MetroCity Bankshares, Inc. have a median 12-month price target of $38, with estimates ranging from $38 to $38. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is MCBS stock a buy right now?

Of the 1 analysts covering MetroCity Bankshares, Inc., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks MetroCity Bankshares, Inc. 63 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank MCBS?

As at 15 Aug 2026, MetroCity Bankshares, Inc. ranks 63 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (94 of 100).

Will MCBS stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +4.9% from the last close, and Ticker Nerd's factor model ranks MetroCity Bankshares, Inc. 63 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the MCBS stock forecast for 2030?

No analyst covering MetroCity Bankshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for MCBS are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $38 to $38 over the next 12 months.

How has MCBS stock performed over the past year?

MetroCity Bankshares, Inc. returned +30.4% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does MetroCity Bankshares, Inc. do?

MetroCity Bankshares Inc. is a regional banking institution primarily focused on serving the financial needs of individuals and businesses in its community.

What is the latest news on MCBS?

The most recent item we track (PRNewsWire, 24 July 2026): "METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2026". MetroCity Bankshares reported net income of $22.1 million ($0.76 per diluted share) for the second quarter of 2026, compared to $22.3 million ($0.77 per diluted share) in the first quarter of 2026 and $16.8 million ($0.65 per diluted share) in the second quarter of 2025.

Company

About MetroCity Bankshares, Inc.

MetroCity Bankshares Inc. is a regional banking institution primarily focused on serving the financial needs of individuals and businesses in its community. As a holding company, its primary purpose is to provide a range of banking services through its subsidiary, Metro City Bank. The bank offers a comprehensive suite of products, including personal and business checking accounts, savings and investment options, mortgage services, and small business loans. Serving as a financial hub, MetroCity is instrumental in supporting local economies, with a strong presence in sectors such as real estate, retail, and healthcare. The bank’s emphasis on relationship banking underscores its commitment to customer service and personalized solutions. MetroCity Bankshares plays a significant role in its market by facilitating capital access and fostering economic growth in its operating regions. Its strategic focus on community-oriented service aligns with its goal of maintaining strong customer relationships and building financial partnerships, positioning it as a key player within the regional banking landscape.

CEO Mr. Nack Young Paek · 317 employees · United States · https://www.metrocitybank.bank