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HRTGHRTGFinancial Services · Insurance - Property & Casualty

HRTG Stock Forecast: Heritage Insurance Holdings, Inc. Price Predictions for 2026-2027

Last close, 3 Sept 2026
$35
+1.72% on the day

The 3 Wall Street analysts covering Heritage Insurance Holdings, Inc. hold a median 12-month price target of $39 — +11.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 96 of 100 as at 2 Sept 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$1.0B
Ticker Nerd rank
96 / 100
Median analyst target
$39
Analysts covering
3
Revenue$214.2M+3.0% y/y
Net income$61.7M
Free cash flow$141.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+2.3%
1M
+15.6%
YTD
+19.4%
1Y
+45.0%
From 52W high
−0.8%
From 52W low
+67.3%
$21
$35
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

HRTG stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Heritage Insurance Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 2 Sept 2026
96 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
100
Momentum
92
Growth
89
Revisions
85
Issuance
85
Value
74
Size
44
Volatility
31
Accruals
17

Quality (100): The business earns solid, repeatable profits on what it owns.

Accruals (17): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

HRTG stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on HRTG, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35$40Oct 25Jan 26Apr 26Jul 26HRTGHigh $42Median $39Low $36

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
2 Buy1 Hold0 Sell
Low $36Median $39High $42

The green dot is the last close — the median target sits +11.6% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 2 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
7 Aug 2026Truist SecuritiesMaintainsBuy$36 → $42
15 July 2026Piper SandlerMaintainsOverweight$27 → $31
15 July 2026Piper SandlerMaintainsOverweight—
11 May 2026Truist SecuritiesMaintainsBuy—
11 May 2026Truist SecuritiesMaintainsBuy$39 → $36
10 Mar 2026Truist SecuritiesMaintainsBuy—
7 Nov 2025Truist SecuritiesMaintainsBuy—
19 Sept 2025Truist SecuritiesMaintainsBuy—
8 May 2025Piper SandlerMaintainsOverweight—
8 May 2025Truist SecuritiesMaintainsBuy—
13 Mar 2025Citizens Capital MarketsReiteratesMarket Perform—
9 Aug 2024Piper SandlerUpgradeOverweight—
8 Aug 2024Truist SecuritiesMaintainsBuy—
15 Apr 2024JMP SecuritiesReiteratesMarket Perform—
1 Apr 2024Piper SandlerMaintainsNeutral—
13 Mar 2024JMP SecuritiesDowngradeMarket Perform—
13 Mar 2024Truist SecuritiesMaintainsBuy—
17 Jan 2024JMP SecuritiesMaintainsMarket Outperform—
6 Nov 2023Piper SandlerMaintainsNeutral—
6 Nov 2023Truist SecuritiesMaintainsBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. HRTG appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

HRTG vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 3 Sept 2026, Heritage Insurance Holdings, Inc. returned +45.0% against +21.4% for the S&P 500, dividends included.

HRTG vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150Oct 25Jan 26Apr 26Jul 26HRTGS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

HRTG analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+22.2%
Analysts raising
1
Analysts cutting
0
Fundamentals

Heritage Insurance Holdings, Inc. (HRTG) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
4.8×

Cheaper than 66% of US stocks

Price / sales
1.2×

Cheaper than 66% of US stocks

Price / book
1.7×

Cheaper than 52% of US stocks

EV / EBITDA
1.6×

Cheaper than 57% of US stocks

Growth & margins
Revenue growth (YoY)
3.0%

Higher than 34% of US stocks

Earnings growth (YoY)
28.5%

Higher than 65% of US stocks

Gross margin
—
Operating margin
39.1%

Higher than 91% of US stocks

Net margin
25.2%

Higher than 86% of US stocks

Returns & dividend
Return on equity
45.3%

Higher than 92% of US stocks

Return on assets
7.4%

Higher than 86% of US stocks

Dividend yield
0.7%

Higher than 15% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Heritage Insurance Holdings, Inc. (HRTG) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Heritage Insurance Holdings, Inc. has a market value of $1.0B and an enterprise value of $477.7M.

  • Revenue in the twelve months to 30 June 2026: $796.3M. The latest quarter grew 3.0% year on year.

  • Net income over the same four quarters: $215.3M, a 27.0% net margin.

  • Diluted earnings per share, trailing twelve months: $7.02.

  • Free cash flow in the twelve months to 30 June 2026: $297.7M.

  • Heritage Insurance Holdings, Inc. spent $26.9M on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 29.7M.

  • Trailing P/E: 4.8×; forward P/E: 6.5× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.71%, paying out 0% of earnings.

  • Heritage Insurance Holdings, Inc. employs 542 people — $1.5M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 2 Sept 2026

Data provided by Twelve Data

Peers

HRTG vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
HRTGHeritage Insurance Holdings, Inc.$1.0B
96
BOWBowhead Specialty Holdings, Inc.$1.1B
35
TRUPTrupanion, Inc.$1.2B
36
UVEUniversal Insurance Holdings, Inc.$1.2B
93
HIPOHippo Holdings, Inc.$894.6M
74
ASICAtegrity Specialty Insurance Company Holdings$1.3B
47
ROOTRoot, Inc.$849.8M
35

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Heritage Insurance Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest HRTG news & analysis

3 P&C Insurers to Add for Better Returns in Sluggish September

Zacks Investment Research · 3 Sept 2026positive

Zacks Investment Research highlighted Heritage Insurance alongside Allstate and American Integrity as a value pick among property and casualty insurers for a sluggish September, citing the companies' premium growth, underwriting discipline and portfolio gains.

Why it matters — The positive mention positions Heritage Insurance as a standout value pick in the sector, which may attract attention from investors tracking HRTG.

Heritage Insurance (HRTG) Is Up 0.06% in One Week: What You Should Know

Zacks Investment Research · 31 Aug 2026neutral

Zacks Investment Research published an article examining whether Heritage Insurance (HRTG) qualifies as a top stock pick for momentum investors. The piece notes the stock rose 0.06% over the past week and explores its momentum characteristics.

Why it matters — HRTG watchers would care because the article assesses whether the stock fits a momentum-investing strategy, which could inform how the market views the company's recent trading performance.

New Strong Buy Stocks for August 31st

Zacks Investment Research · 31 Aug 2026positive

On August 31st, Zacks Investment Research added five stocks to its Rank #1 (Strong Buy) list. HRTG may be among these newly designated stocks according to the announcement.

Why it matters — A Strong Buy designation from Zacks can signal favorable analyst sentiment to investors tracking HRTG.

Best Value Stocks to Buy for August 31st

Zacks Investment Research · 31 Aug 2026positive

On August 31, 2026, HRTG was included alongside MCY and OPHC on Zacks Investment Research's list of value stocks receiving a Zacks Rank #1 (Strong Buy). This marks HRTG's recognition in the firm's value-stock screening.

Why it matters — HRTG watchers would care because the company was singled out by Zacks as one of the top-ranked value stocks on that date, highlighting its placement in a notable stock-screening list.

New Strong Buy Stocks for August 26th

Zacks Investment Research · 26 Aug 2026positive

Heritage Insurance Holdings (HRTG) was added to the Zacks Rank #1 (Strong Buy) List on August 26th, 2026, alongside BTSG, OPHC, UMC, and MTG. This designation was announced by Zacks Investment Research.

Why it matters — A Zacks Strong Buy rating signals that analysts following HRTG consider it among the top-rated stocks, which is relevant for those monitoring the company's market standing.

FAQ

Frequently asked questions about HRTG stock

What is the HRTG stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Heritage Insurance Holdings, Inc. have a median 12-month price target of $39, with estimates ranging from $36 to $42. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is HRTG stock a buy right now?

Of the 3 analysts covering Heritage Insurance Holdings, Inc., 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Heritage Insurance Holdings, Inc. 96 out of 100 across roughly 4,600 US stocks as at 2 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank HRTG?

As at 2 Sept 2026, Heritage Insurance Holdings, Inc. ranks 96 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (100 of 100).

Will HRTG stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +11.6% from the last close, and Ticker Nerd's factor model ranks Heritage Insurance Holdings, Inc. 96 out of 100 as at 2 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the HRTG stock forecast for 2030?

No analyst covering Heritage Insurance Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HRTG are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $42 over the next 12 months.

How has HRTG stock performed over the past year?

Heritage Insurance Holdings, Inc. returned +45.0% over the 12 months to 3 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Heritage Insurance Holdings, Inc. do?

Heritage Insurance Holdings, Inc. is a property and casualty insurance holding company that provides personal and commercial residential insurance products.

What is the latest news on HRTG?

The most recent item we track (Zacks Investment Research, 3 Sept 2026): "3 P&C Insurers to Add for Better Returns in Sluggish September". Zacks Investment Research highlighted Heritage Insurance alongside Allstate and American Integrity as a value pick among property and casualty insurers for a sluggish September, citing the companies' premium growth, underwriting discipline and portfolio gains.

Company

About Heritage Insurance Holdings, Inc.

Heritage Insurance Holdings, Inc. is a property and casualty insurance holding company that provides personal and commercial residential insurance products. Through its subsidiaries, Heritage Insurance focuses on homeowners, condominium, dwelling fire, rental property, and related residential coverage, serving policyholders through a network of independent agents. The company also offers commercial residential property insurance and manages key functions across underwriting, customer service, actuarial analysis, distribution, and claims processing. Heritage Insurance Holdings, Inc. operates primarily in residential insurance markets across several U.S. states, with a strong emphasis on catastrophe-exposed regions and other coastal property segments. Headquartered in Tampa, Florida, Heritage Insurance Holdings, Inc. plays a specialized role in the insurance market by concentrating on property-focused coverage for individuals and residential property owners.

CEO Mr. Ernesto Jose Garateix CPCU · 542 employees · United States · https://www.heritagepci.com