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HRTGHRTGFinancial Services · Insurance - Property & Casualty

HRTG Stock Forecast: Heritage Insurance Holdings, Inc. Price Predictions for 2026-2027

Last close, 14 Aug 2026
$34
+2.07% on the day

The 3 Wall Street analysts covering Heritage Insurance Holdings, Inc. hold a median 12-month price target of $39 — +14.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 94 of 100 as at 14 Aug 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$980.0M
Ticker Nerd rank
94 / 100
Median analyst target
$39
Analysts covering
3
Total return, dividends reinvested
1W
+3.7%
1M
+23.5%
YTD
+16.1%
1Y
+51.3%
From 52W high
−3.6%
From 52W low
+62.6%
$21
$35
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

HRTG stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Heritage Insurance Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Aug 2026
94 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
100
Growth
89
Revisions
86
Issuance
85
Momentum
83
Value
74
Size
45
Volatility
27
Accruals
17

Quality (100): The business earns solid, repeatable profits on what it owns.

Accruals (17): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

HRTG stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on HRTG, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35$40Oct 25Jan 26Apr 26Jul 26HRTGHigh $42Median $39Low $36

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says3 analysts
2 Buy1 Hold0 Sell
Low $36Median $39High $42

The green dot is the last close — the median target sits +14.8% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 2 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
7 Aug 2026Truist SecuritiesMaintainsBuy$36 → $42
15 July 2026Piper SandlerMaintainsOverweight$27 → $31
15 July 2026Piper SandlerMaintainsOverweight—
11 May 2026Truist SecuritiesMaintainsBuy—
11 May 2026Truist SecuritiesMaintainsBuy$39 → $36
10 Mar 2026Truist SecuritiesMaintainsBuy—
7 Nov 2025Truist SecuritiesMaintainsBuy—
19 Sept 2025Truist SecuritiesMaintainsBuy—
8 May 2025Piper SandlerMaintainsOverweight—
8 May 2025Truist SecuritiesMaintainsBuy—
13 Mar 2025Citizens Capital MarketsReiteratesMarket Perform—
9 Aug 2024Piper SandlerUpgradeOverweight—
8 Aug 2024Truist SecuritiesMaintainsBuy—
15 Apr 2024JMP SecuritiesReiteratesMarket Perform—
1 Apr 2024Piper SandlerMaintainsNeutral—
13 Mar 2024JMP SecuritiesDowngradeMarket Perform—
13 Mar 2024Truist SecuritiesMaintainsBuy—
17 Jan 2024JMP SecuritiesMaintainsMarket Outperform—
6 Nov 2023Piper SandlerMaintainsNeutral—
6 Nov 2023Truist SecuritiesMaintainsBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. HRTG appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

HRTG analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+19.9%
Analysts raising
1
Analysts cutting
0
Fundamentals

Heritage Insurance Holdings, Inc. (HRTG) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
4.7×

Cheaper than 66% of US stocks

Price / sales
1.1×

Cheaper than 67% of US stocks

Price / book
1.9×

Cheaper than 49% of US stocks

EV / EBITDA
1.5×

Cheaper than 57% of US stocks

Growth & margins
Revenue growth (YoY)
3.0%

Higher than 34% of US stocks

Earnings growth (YoY)
28.5%

Higher than 66% of US stocks

Gross margin
—
Operating margin
39.1%

Higher than 91% of US stocks

Net margin
25.2%

Higher than 86% of US stocks

Returns & dividend
Return on equity
45.3%

Higher than 92% of US stocks

Return on assets
7.4%

Higher than 86% of US stocks

Dividend yield
0.7%

Higher than 16% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

HRTG vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
HRTGHeritage Insurance Holdings, Inc.$980.0M
94
BOWBowhead Specialty Holdings, Inc.$1.1B
31
ASICAtegrity Specialty Insurance Company Holdings$1.2B
45
UVEUniversal Insurance Holdings, Inc.$1.2B
94
HIPOHippo Holdings, Inc.$871.9M
69
TRUPTrupanion, Inc.$1.3B
35
ROOTRoot, Inc.$796.8M
33

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Heritage Insurance Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest HRTG news & analysis

Heritage Insurance (HRTG) Just Flashed Golden Cross Signal: Do You Buy?

Zacks Investment Research · 14 Aug 2026positive

Zacks reported that Heritage Insurance Holdings (HRTG) reached a key technical level as its 50-day simple moving average crossed above its 200-day simple moving average, a pattern known as a "golden cross." This signal is highlighted as a notable technical development for the stock.

Why it matters — A golden cross is widely considered a bullish technical indicator, so HRTG watchers may view this moving-average crossover as a meaningful signal of changing price momentum.

Best Momentum Stocks to Buy for August 13th

Zacks Investment Research · 13 Aug 2026positive

On August 13, 2026, Zacks Investment Research included HRTG, along with PARR and DIOD, on its Zacks Rank #1 (Strong Buy) momentum stocks list. The designation reflects the stock's placement on a momentum-focused screening list.

Why it matters — A strong-buy momentum ranking from Zacks can raise visibility and investor interest in HRTG among momentum-focused watchers.

New Strong Buy Stocks for August 13th

Zacks Investment Research · 13 Aug 2026positive

Zacks Investment Research added Heritage Insurance Holdings, Inc. (HRTG) to its Zacks Rank #1 (Strong Buy) List on August 13, 2026, along with PARR, DIOD, AERO and MQ. This marks HRTG's inclusion on the firm's top-rated list.

Why it matters — A HRTG watcher would care because the stock's inclusion on Zacks' Strong Buy list reflects a favourable analyst assessment as of August 13, 2026.

Best Value Stocks to Buy for August 13th

Zacks Investment Research · 13 Aug 2026positive

On August 13, 2026, HRTG was added to Zacks Investment Research's Zacks Rank #1 (Strong Buy) value stocks list, alongside PARR and AERO. The announcement was reported in Zacks' "Best Value Stocks to Buy for August 13th."

Why it matters — A Heritage Insurance watcher would note that the company received a Strong Buy value designation from Zacks Research on that date.

Are You Looking for a Top Momentum Pick? Why Heritage Insurance (HRTG) is a Great Choice

Zacks Investment Research · 11 Aug 2026positive

Zacks Investment Research published a piece asking whether Heritage Insurance (HRTG) qualifies as a top stock pick for momentum investors, framing it as a potentially great choice. The article evaluates the company's momentum attributes for inclusion in a top-pick list.

Why it matters — HRTG watchers would care because the piece signals that the company is being considered and highlighted as a strong momentum candidate for investors.

FAQ

Frequently asked questions about HRTG stock

What is the HRTG stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Heritage Insurance Holdings, Inc. have a median 12-month price target of $39, with estimates ranging from $36 to $42. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is HRTG stock a buy right now?

Of the 3 analysts covering Heritage Insurance Holdings, Inc., 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Heritage Insurance Holdings, Inc. 94 out of 100 across roughly 4,600 US stocks as at 14 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank HRTG?

As at 14 Aug 2026, Heritage Insurance Holdings, Inc. ranks 94 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (100 of 100).

Will HRTG stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +14.8% from the last close, and Ticker Nerd's factor model ranks Heritage Insurance Holdings, Inc. 94 out of 100 as at 14 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the HRTG stock forecast for 2030?

No analyst covering Heritage Insurance Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HRTG are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $42 over the next 12 months.

How has HRTG stock performed over the past year?

Heritage Insurance Holdings, Inc. returned +51.3% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Heritage Insurance Holdings, Inc. do?

Heritage Insurance Holdings, Inc. is a property and casualty insurance company based in the United States.

What is the latest news on HRTG?

The most recent item we track (Zacks Investment Research, 14 Aug 2026): "Heritage Insurance (HRTG) Just Flashed Golden Cross Signal: Do You Buy?". Zacks reported that Heritage Insurance Holdings (HRTG) reached a key technical level as its 50-day simple moving average crossed above its 200-day simple moving average, a pattern known as a "golden cross." This signal is highlighted as a notable technical development for the stock.

Company

About Heritage Insurance Holdings, Inc.

Heritage Insurance Holdings, Inc. is a property and casualty insurance company based in the United States. Its primary function is to offer residential insurance products, including homeowner policies, which protect against various risks such as fire, theft, and natural disasters. Heritage Insurance holds a significant presence in catastrophe-prone areas, emphasizing the protection of homes and personal properties against severe weather events like hurricanes and floods. The company operates primarily across the southeastern region of the U.S., with a focus on states such as Florida, which is known for its susceptibility to hurricane damage. Heritage Insurance Holdings leverages a network of independent agents to distribute its policies, ensuring a personalized approach to insurance coverage. The company's role in the financial market revolves around managing risk and providing stability to property owners who face potential exposure to natural disasters. By reinsuring a significant portion of its liabilities, it mitigates financial risk and maintains a solid capital foundation, which is critical for meeting policyholder claims. This strategic focus aids in safeguarding homes and communities, underscoring its market significance in the residential insurance sector.

CEO Mr. Ernesto Jose Garateix CPCU · 540 employees · United States · https://www.heritagepci.com