Missed GME or NVDA? Don’t Miss the Next One.
Join 5,000+ investors using Ticker Nerd’s Market Radar to stay ahead of major market moves, analyst upgrades, and trending opportunities — for free.
HRTG Stock Forecast 2025-2026
$22.33
Current Price
$694.25M
Market Cap
Buy 2
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to HRTG Price Targets
+34.3%
To High Target of $30.00
+29.9%
To Median Target of $29.00
+25.4%
To Low Target of $28.00
HRTG Price Momentum
-3.0%
1 Week Change
-9.7%
1 Month Change
+206.7%
1 Year Change
+84.5%
Year-to-Date Change
-16.2%
From 52W High of $26.64
+263.7%
From 52W Low of $6.14
📊 TOP ANALYST CALLS
Did HRTG Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Heritage Insurance is one of their latest high-conviction picks.
Latest HRTG Stock Price Targets & Analyst Predictions
Based on our analysis of 7 Wall Street analysts, HRTG has a bullish consensus with a median price target of $29.00 (ranging from $28.00 to $30.00). Currently trading at $22.33, the median forecast implies a 29.9% upside. This outlook is supported by 2 Buy, 1 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Mark Hughes at Truist Securities, projecting a 34.3% upside. Conversely, the most conservative target is provided by Paul Newsome at Piper Sandler, suggesting a 25.4% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
HRTG Analyst Ratings
2
Buy
1
Hold
0
Sell
HRTG Price Target Range
Low
$28.00
Average
$29.00
High
$30.00
Current: $22.33
Latest HRTG Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for HRTG.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| May 8, 2025 | Truist Securities | Mark Hughes | Buy | Maintains | $30.00 |
| May 8, 2025 | Piper Sandler | Paul Newsome | Overweight | Maintains | $28.00 |
| Mar 13, 2025 | Citizens Capital Markets | Matthew Carletti | Market Perform | Reiterates | $0.00 |
| Aug 9, 2024 | Piper Sandler | Paul Newsome | Overweight | Upgrade | $13.00 |
| Aug 8, 2024 | Truist Securities | Mark Hughes | Buy | Maintains | $12.00 |
| Apr 15, 2024 | JMP Securities | Matthew Carletti | Market Perform | Reiterates | $0.00 |
| Apr 1, 2024 | Piper Sandler | Paul Newsome | Neutral | Maintains | $9.00 |
| Mar 13, 2024 | JMP Securities | Matthew Carletti | Market Perform | Downgrade | $0.00 |
| Mar 13, 2024 | Truist Securities | Mark Hughes | Buy | Maintains | $11.00 |
| Jan 17, 2024 | JMP Securities | Matthew Carletti | Market Outperform | Maintains | $7.00 |
| Nov 6, 2023 | Truist Securities | Mark Hughes | Buy | Maintains | $9.00 |
| Nov 6, 2023 | Piper Sandler | Paul Newsome | Neutral | Maintains | $7.00 |
| Oct 6, 2023 | Piper Sandler | Paul Newsome | Neutral | Maintains | $5.70 |
| Oct 5, 2023 | Piper Sandler | Paul Newsome | Neutral | Maintains | $6.35 |
| Aug 10, 2023 | JMP Securities | Matthew Carletti | Market Outperform | Maintains | $6.00 |
| Jul 12, 2023 | JMP Securities | Matthew Carletti | Market Outperform | Reiterates | $5.00 |
| May 8, 2023 | Piper Sandler | Paul Newsome | Neutral | Maintains | $4.25 |
| Apr 18, 2023 | JMP Securities | Matthew Carletti | Market Outperform | Reiterates | $3.00 |
| Mar 6, 2023 | Truist Securities | Mark Hughes | Buy | Maintains | $5.00 |
| Feb 13, 2023 | Piper Sandler | Nicole Miller Regan | Neutral | Downgrade | $2.20 |
Heritage Insurance Holdings, Inc. (HRTG) Competitors
The following stocks are similar to Heritage Insurance based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
HRTG
Heritage Insurance
mkt cap
713.16M
Heritage Insurance Holdings, Inc. (HRTG) Financial Data
Heritage Insurance Holdings, Inc. has a market capitalization of $694.25M with a P/E ratio of 8.9x. The company generates $837.20M in trailing twelve-month revenue with a 9.3% profit margin.
Revenue growth is +10.6% quarter-over-quarter, while maintaining an operating margin of +20.1% and return on equity of +27.6%.
Valuation Metrics
Market Cap
$694.25M
Enterprise Value
$359.99M
P/E Ratio
8.9x
PEG Ratio
10.1x
Price/Sales
0.8x
Growth & Margins
Revenue Growth (YoY)
+10.6%
Gross Margin
N/A
Operating Margin
+20.1%
Net Margin
+9.3%
EPS Growth
+114.2%
Financial Health
Cash/Price Ratio
+64.3%
Current Ratio
0.8x
Debt/Equity
36.1x
ROE
+27.6%
ROA
+3.3%
💡 SKIP THE NOISE
97% of Analyst Ratings Go Nowhere
We filter thousands of calls to find the few that actually matter. Get the top analyst buy ratings — tracked and updated every Monday and Thursday.
Heritage Insurance Holdings, Inc. (HRTG) Business Model
About Heritage Insurance Holdings, Inc.
What They Do
Provides residential property and casualty insurance.
Business Model
The company operates by selling homeowner insurance policies through a network of independent agents, focusing on protecting properties from risks like fire, theft, and natural disasters. It manages financial risk through reinsurance, allowing it to maintain stability and meet claims from policyholders.
Additional Information
Heritage Insurance has a strong presence in catastrophe-prone regions, particularly in southeastern states such as Florida, which are vulnerable to hurricanes and floods. This strategic focus on high-risk areas positions the company as a key player in the residential insurance market.
Company Information
Sector
Financial Services
Industry
Insurance - Property & Casualty
Employees
540
CEO
Mr. Ernesto Jose Garateix CPCU
Country
United States
IPO Year
2014
Website
investors.heritagepci.comHeritage Insurance Holdings, Inc. (HRTG) Latest News & Analysis
Featured Analysis
Powered by
Zacks Investment Research
Kingstone Companies Stock Down 3% YTD: Should You Buy the Dip?
KINS stock lags the market YTD, but strong 2025 earnings guidance and margin gains point to a turnaround in motion.
Jun 18, 2025
By Tanuka De
Analyst Blog
MarketAxess Rolls Out E-Trading for Indian Govt Bonds to Global FPIs
MKTX launches e-trading for IGBs, easing access for global FPIs and expanding its EM footprint.
Jun 18, 2025
By Zacks Equity Research
Analyst Blog
Heritage's E&S Segment Fuels Growth: Can it Sustain the Momentum?
HRTG's E&S segment boosts growth and resilience in catastrophe-prone markets but can it stay ahead of rivals?
Jun 17, 2025
By Tanuka De
Analyst Blog
Latest News
Quick Summary
Heritage Insurance Holdings (HRTG) is experiencing growth driven by its Excess and Surplus segment, which diversifies revenue beyond the admitted insurance market.
Why It Matters
Heritage Insurance's growth in the Excess and Surplus segment enhances revenue diversity, reducing reliance on the admitted market and potentially increasing stability and profitability.
Source: Zacks Investment Research
Market Sentiment:
Negative
Quick Summary
HRTG has increased premiums-in-force by focusing on higher-margin segments and exiting riskier personal lines markets.
Why It Matters
HRTG's strategy to focus on higher-margin segments while exiting riskier markets indicates potential for improved profitability and reduced risk, positively impacting future earnings and stock performance.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
High earnings yield stocks such as ARMN, NX, HRTG, BPOP, and PRTH may provide investment opportunities during increasing market volatility.
Why It Matters
High earnings yield stocks may provide a buffer against market volatility, potentially enhancing returns and reducing risk during uncertain economic conditions.
Source: Zacks Investment Research
Market Sentiment:
Negative
Quick Summary
HRTG's stock has risen 96.1% over the past three months, driven by disciplined growth, reinsurance gains, and advancements in InsurTech underwriting.
Why It Matters
HRTG's 96.1% surge signals strong performance, driven by effective growth strategies and innovative underwriting, indicating potential for continued profitability and investment appeal.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
HRTG's net margin is increasing due to a focus on technology, expansion in energy and sustainability, and disciplined underwriting practices.
Why It Matters
Rising net margins indicate improved profitability for HRTG, driven by strategic tech investments and disciplined practices, which may enhance investor confidence and stock performance.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Heritage Insurance (HRTG) is being evaluated for its potential as a top stock pick for momentum investors. Further analysis is needed to assess its suitability.
Why It Matters
Heritage Insurance's potential as a top pick for momentum investors indicates possible upward price movement, attracting attention for trading opportunities and portfolio adjustments.
Source: Zacks Investment Research
Market Sentiment:
Positive
Frequently Asked Questions About HRTG Stock
What is Heritage Insurance Holdings, Inc.'s (HRTG) stock forecast for 2025?
Based on our analysis of 7 Wall Street analysts, Heritage Insurance Holdings, Inc. (HRTG) has a median price target of $29.00. The highest price target is $30.00 and the lowest is $28.00.
Is HRTG stock a good investment in 2025?
According to current analyst ratings, HRTG has 2 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $22.33. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for HRTG stock?
Wall Street analysts predict HRTG stock could reach $29.00 in the next 12 months. This represents a 29.9% increase from the current price of $22.33. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Heritage Insurance Holdings, Inc.'s business model?
The company operates by selling homeowner insurance policies through a network of independent agents, focusing on protecting properties from risks like fire, theft, and natural disasters. It manages financial risk through reinsurance, allowing it to maintain stability and meet claims from policyholders.
What is the highest forecasted price for HRTG Heritage Insurance Holdings, Inc.?
The highest price target for HRTG is $30.00 from Mark Hughes at Truist Securities, which represents a 34.3% increase from the current price of $22.33.
What is the lowest forecasted price for HRTG Heritage Insurance Holdings, Inc.?
The lowest price target for HRTG is $28.00 from Paul Newsome at Piper Sandler, which represents a 25.4% increase from the current price of $22.33.
What is the overall HRTG consensus from analysts for Heritage Insurance Holdings, Inc.?
The overall analyst consensus for HRTG is bullish. Out of 7 Wall Street analysts, 2 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $29.00.
How accurate are HRTG stock price projections?
Stock price projections, including those for Heritage Insurance Holdings, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: June 19, 2025 10:28 PM UTC