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HRTG Stock Forecast: Heritage Insurance Holdings, Inc. Price Predictions for 2026

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$26.90

-0.41 (-1.50%)

HRTG Stock Forecast 2026-2027

$26.90
Current Price
$844.19M
Market Cap
3 Ratings
Buy 2
Hold 1
Sell 0
Wall St Analyst Ratings

Distance to HRTG Price Targets

+45.0%
To High Target of $39.00
+35.7%
To Median Target of $36.50
+26.4%
To Low Target of $34.00

HRTG Price Momentum

+0.8%
1 Week Change
+4.9%
1 Month Change
+39.0%
1 Year Change
-8.1%
Year-to-Date Change
-15.9%
From 52W High of $31.98
+59.9%
From 52W Low of $16.83
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Latest HRTG Stock Price Targets & Analyst Predictions

Based on our analysis of 7 Wall Street analysts, HRTG has a bullish consensus with a median price target of $36.50 (ranging from $34.00 to $39.00). The overall analyst rating is Strong Buy (8.0/10). Currently trading at $26.90, the median forecast implies a 35.7% upside. This outlook is supported by 2 Buy, 1 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Mark Hughes at Truist Securities, projecting a 45.0% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

HRTG Analyst Ratings

2
Buy
1
Hold
0
Sell

HRTG Price Target Range

Low
$34.00
Average
$36.50
High
$39.00
Current: $26.90

Latest HRTG Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for HRTG.

Date Firm Analyst Rating Change Price Target
Mar 10, 2026 Truist Securities Mark Hughes Buy Maintains $39.00
Nov 7, 2025 Truist Securities Mark Hughes Buy Maintains $37.00
Sep 19, 2025 Truist Securities Mark Hughes Buy Maintains $35.00
May 8, 2025 Truist Securities Mark Hughes Buy Maintains $30.00
May 8, 2025 Piper Sandler Paul Newsome Overweight Maintains $28.00
Mar 13, 2025 Citizens Capital Markets Matthew Carletti Market Perform Reiterates $N/A
Aug 9, 2024 Piper Sandler Paul Newsome Overweight Upgrade $13.00
Aug 8, 2024 Truist Securities Mark Hughes Buy Maintains $12.00
Apr 15, 2024 JMP Securities Matthew Carletti Market Perform Reiterates $N/A
Apr 1, 2024 Piper Sandler Paul Newsome Neutral Maintains $9.00
Mar 13, 2024 JMP Securities Matthew Carletti Market Perform Downgrade $N/A
Mar 13, 2024 Truist Securities Mark Hughes Buy Maintains $11.00
Jan 17, 2024 JMP Securities Matthew Carletti Market Outperform Maintains $7.00
Nov 6, 2023 Piper Sandler Paul Newsome Neutral Maintains $7.00
Nov 6, 2023 Truist Securities Mark Hughes Buy Maintains $9.00
Oct 6, 2023 Piper Sandler Paul Newsome Neutral Maintains $5.70
Oct 5, 2023 Piper Sandler Paul Newsome Neutral Maintains $6.35
Aug 10, 2023 JMP Securities Matthew Carletti Market Outperform Maintains $6.00
Jul 12, 2023 JMP Securities Matthew Carletti Market Outperform Reiterates $5.00
May 8, 2023 Piper Sandler Paul Newsome Neutral Maintains $4.25

Heritage Insurance Holdings, Inc. (HRTG) Competitors

The following stocks are similar to Heritage Insurance based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Heritage Insurance Holdings, Inc. (HRTG) Financial Data

Heritage Insurance Holdings, Inc. has a market capitalization of $844.19M with a P/E ratio of 4.3x. The company generates $847.33M in trailing twelve-month revenue with a 23.1% profit margin.

Revenue growth is +2.4% quarter-over-quarter, while maintaining an operating margin of +41.6% and return on equity of +49.1%.

Valuation Metrics

Market Cap $844.19M
Enterprise Value $336.50M
P/E Ratio 4.3x
PEG Ratio 0.0x
Price/Sales 1.0x

Growth & Margins

Revenue Growth (YoY) +2.4%
Gross Margin N/A
Operating Margin +41.6%
Net Margin +23.1%
EPS Growth +228.6%

Financial Health

Cash/Price Ratio +71.1%
Current Ratio 0.8x
Debt/Equity 19.8x
ROE +49.1%
ROA +7.2%
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Heritage Insurance Holdings, Inc. logo

Heritage Insurance Holdings, Inc. (HRTG) Business Model

About Heritage Insurance Holdings, Inc.

What They Do

Provides residential property and casualty insurance.

Business Model

The company generates revenue by offering residential insurance products, primarily homeowner policies, through a network of independent agents. By reinsuring a significant portion of its liabilities, Heritage Insurance effectively manages risk while ensuring financial stability for policyholders, particularly in catastrophe-prone areas.

Additional Information

Heritage Insurance has a strong presence in the southeastern U.S., especially in Florida, which is known for its high risk of hurricanes and floods. The company's strategic approach to risk management and focus on protecting homes and communities highlights its importance in the residential insurance market.

Company Information

Sector

Financial Services

Industry

Insurance - Property & Casualty

Employees

542

CEO

Mr. Ernesto Jose Garateix CPCU

Country

United States

IPO Year

2014

Heritage Insurance Holdings, Inc. (HRTG) Latest News & Analysis

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Are Investors Undervaluing Heritage Insurance (HRTG) Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Apr 13, 2026 By Zacks Equity Research Tale of the Tape

Latest News

HRTG stock latest news image
Quick Summary

Zacks emphasizes its Rank system based on earnings estimates and revisions to identify strong stocks, while also monitoring value, growth, and momentum trends.

Why It Matters

Zacks' emphasis on earnings estimates and revisions highlights potential stock performance, guiding investors towards strong picks based on current market trends.

Source: Zacks Investment Research
Market Sentiment: Positive
HRTG stock latest news image
Quick Summary

Zacks emphasizes its Rank system based on earnings estimates to identify strong stocks, while also monitoring trends in value, growth, and momentum for investment insights.

Why It Matters

The emphasis on earnings estimates and revisions highlights potential stock performance, guiding investors toward high-potential opportunities based on current market trends.

Source: Zacks Investment Research
Market Sentiment: Positive
HRTG stock latest news image
Quick Summary

Heritage Insurance Holdings (NYSE: HRTG) will have CEO Ernie Garateix and CFO Kirk Lusk participate in the Sidoti Small Cap Virtual Conference on March 18, 2026.

Why It Matters

Heritage Insurance's participation in the Sidoti Conference highlights its growth strategy and could attract investor interest, impacting stock performance and market perception.

Source: PRNewsWire
Market Sentiment: Neutral
HRTG stock latest news image
Quick Summary

Heritage Insurance Holdings, Inc. (HRTG) held its Q4 2025 earnings call, providing updates on financial performance and operations. Further details can be accessed in the transcript.

Why It Matters

The earnings call provides insights into Heritage Insurance's financial health, performance trends, and future strategies, influencing investor sentiment and stock valuation.

Source: Seeking Alpha
Market Sentiment: Neutral
HRTG stock latest news image
Quick Summary

Heritage Insurance Holdings, Inc. (NYSE: HRTG) reported its fourth-quarter financial results for 2025 on March 9, 2026.

Why It Matters

Heritage Insurance's Q4 2025 results provide insights into its financial health, impacting stock performance and investor sentiment in the property and casualty insurance sector.

Source: PRNewsWire
Market Sentiment: Neutral
HRTG stock latest news image
Quick Summary

Heritage Insurance (HRTG) reported its Q4 2025 financial results, suggesting a comparison of key metrics against Wall Street estimates and previous year figures is advisable for investors.

Why It Matters

Heritage Insurance's performance relative to Wall Street estimates and past values can indicate growth potential, investor confidence, and future stock price movements.

Source: Zacks Investment Research
Market Sentiment: Neutral

Frequently Asked Questions About HRTG Stock

What is Heritage Insurance Holdings, Inc.'s (HRTG) stock forecast for 2026?

Based on our analysis of 7 Wall Street analysts, Heritage Insurance Holdings, Inc. (HRTG) has a median price target of $36.50. The highest price target is $39.00 and the lowest is $34.00.

Is HRTG stock a good investment in 2026?

According to current analyst ratings, HRTG has 2 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $26.90. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for HRTG stock?

Wall Street analysts predict HRTG stock could reach $36.50 in the next 12 months. This represents a 35.7% increase from the current price of $26.90. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Heritage Insurance Holdings, Inc.'s business model?

The company generates revenue by offering residential insurance products, primarily homeowner policies, through a network of independent agents. By reinsuring a significant portion of its liabilities, Heritage Insurance effectively manages risk while ensuring financial stability for policyholders, particularly in catastrophe-prone areas.

What is the highest forecasted price for HRTG Heritage Insurance Holdings, Inc.?

The highest price target for HRTG is $39.00 from Mark Hughes at Truist Securities, which represents a 45.0% increase from the current price of $26.90.

What is the lowest forecasted price for HRTG Heritage Insurance Holdings, Inc.?

The lowest price target for HRTG is $34.00 from at , which represents a 26.4% increase from the current price of $26.90.

What is the overall HRTG consensus from analysts for Heritage Insurance Holdings, Inc.?

The overall analyst consensus for HRTG is bullish. Out of 7 Wall Street analysts, 2 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $36.50.

How accurate are HRTG stock price projections?

Stock price projections, including those for Heritage Insurance Holdings, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 22, 2026 3:01 AM UTC
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