UFCSUFCSFinancial Services · Insurance - Property & Casualty

UFCS Stock Forecast: United Fire Group, Inc. Price Predictions for 2026-2027

Last close, 4 Nov 2026
$49
−12.73% on the day

The 2 Wall Street analysts covering United Fire Group, Inc. hold a median 12-month price target of $59 — +18.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 78 of 100 as at 3 Nov 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$1.5B
Ticker Nerd rank
78/ 100
Median analyst target
$59
Analysts covering
2
Revenue$383.7M+14.0% y/y
Net income$33.4M
Free cash flow$33.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−12.2%
1M
−9.5%
YTD
+37.8%
1Y
+62.8%
From 52W high
−14.7%
From 52W low
+62.8%
$30
$58
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UFCS stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores United Fire Group, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 3 Nov 2026
78/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
99
Revisions
87
Growth
85
Quality
75
Value
58
Issuance
46
Size
39
Volatility
29
Accruals
20

Momentum (99): The shares have been drifting up relative to others.

Accruals (20): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

UFCS stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UFCS, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$40$50$60Jan 26Apr 26Jul 26Oct 26UFCSHigh $60Median $59Low $57

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says2 analysts
2 Buy0 Hold0 Sell
Low $57Median $59High $60

The green dot is the last close — the median target sits +18.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
5 Aug 2026Piper SandlerMaintainsOverweight$57 → $60
7 May 2026Jones TradingMaintainsBuy$40 → $45
7 May 2026Jones TradingMaintainsBuy—
7 May 2026Piper SandlerMaintainsOverweight$45 → $57
7 May 2026Piper SandlerMaintainsOverweight—
6 May 2026Piper SandlerUpgradeOverweight$41 → $45
6 May 2026Piper SandlerUpgradeOverweight—
2 Mar 2026Jones TradingMaintainsBuy—
12 Feb 2026Piper SandlerMaintainsNeutral—
22 Dec 2025Piper SandlerMaintainsNeutral—
12 Nov 2025Jones TradingMaintainsBuy—
11 Aug 2025Jones TradingMaintainsBuy—
12 May 2025Jones TradingMaintainsBuy—
5 Mar 2025Jones TradingInitiatesBuy—
13 Feb 2025Piper SandlerMaintainsNeutral—
18 Nov 2024Piper SandlerUpgradeNeutral—
8 Aug 2024Piper SandlerMaintainsUnderweight—
1 Apr 2024Piper SandlerMaintainsUnderweight—
6 Oct 2023Piper SandlerMaintainsUnderweight—
6 July 2023Piper SandlerMaintainsUnderweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

UFCS appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

UFCS vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Nov 2026, United Fire Group, Inc. returned +62.8% against +14.8% for the S&P 500, dividends included.

UFCS vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160180200Jan 26Apr 26Jul 26Oct 26UFCSS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

UFCS analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+39.2%
Analysts raising
2
Analysts cutting
0
Fundamentals

United Fire Group, Inc. (UFCS) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.6×

Cheaper than 56% of US stocks

Price / sales
1.0×

Cheaper than 68% of US stocks

Price / book
1.5×

Cheaper than 52% of US stocks

EV / EBITDA
7.3×

Cheaper than 47% of US stocks

Growth & margins
Revenue growth (YoY)
14.4%

Higher than 62% of US stocks

Earnings growth (YoY)
45.4%

Higher than 73% of US stocks

Gross margin
—
Operating margin
11.8%

Higher than 67% of US stocks

Net margin
9.6%

Higher than 68% of US stocks

Returns & dividend
Return on equity
15.5%

Higher than 75% of US stocks

Return on assets
3.1%

Higher than 66% of US stocks

Dividend yield
1.4%

Higher than 75% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

United Fire Group, Inc. (UFCS) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • United Fire Group, Inc. has a market value of $1.5B and an enterprise value of $1.5B.

  • Revenue in the twelve months to 30 June 2026: $1.5B. The latest quarter grew 14.4% year on year.

  • Net income over the same four quarters: $141.0M, a 9.6% net margin.

  • Diluted earnings per share, trailing twelve months: $5.38.

  • Free cash flow in the twelve months to 30 June 2026: $268.4M.

  • United Fire Group, Inc. spent $2.0M on share buybacks and $18.4M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 25.7M.

  • Trailing P/E: 10.6×; forward P/E: 11.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.41%, paying out 13% of earnings.

  • United Fire Group, Inc. employs 846 people — $1.7M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 4 Nov 2026

Data provided by Twelve Data

Peers

UFCS vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
UFCSUnited Fire Group, Inc.$1.5B78
UVEUniversal Insurance Holdings, Inc.$1.4B86
SAFTSafety Insurance Group, Inc.$1.6B42
TRUPTrupanion, Inc.$1.3B37
STCStewart Information Services Corp.$1.3B20
ASICAtegrity Specialty Insurance Company Holdings$1.2B36
BOWBowhead Specialty Holdings, Inc.$1.1B31

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own United Fire Group, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UFCS news & analysis

United Fire Group, Inc. (UFCS) Q3 2026 Earnings Call Transcript

Seeking Alpha · 4 Nov 2026neutral

United Fire Group held its Q3 2026 earnings conference call on November 4, 2026, with company executives and analysts participating. The supplied excerpt contains the call opening and participant list, but no earnings results or discussion.

Why it matters — UFCS watchers can note the date and participants, though this excerpt provides no financial or operational details to assess.

United Fire Group Q3 Earnings Call Highlights

MarketBeat · 4 Nov 2026positive

United Fire Group reported a 94.6% combined ratio for the third quarter of 2026. The company said the results extended strong operating performance through the first nine months and contributed to record nine-month earnings and a 14% return on equity.

Why it matters — The reported combined ratio, earnings, and return on equity provide UFCS watchers a snapshot of the company’s operating performance through the first nine months of 2026.

United Fire Group (UFCS) Q3 Earnings Surpass Estimates

Zacks Investment Research · 4 Nov 2026positive

United Fire Group reported Q3 earnings of $1.34 per share, above the Zacks Consensus Estimate of $1.19. Earnings were $1.50 per share in the same quarter a year ago.

Why it matters — The results show UFCS exceeded the consensus earnings estimate, while per-share earnings were lower than a year earlier.

United Fire Group, Inc. reports third quarter 2026 results

GlobeNewsWire · 3 Nov 2026neutral

United Fire Group reported third-quarter 2026 net income and adjusted operating income of $1.34 per diluted share. Net income fell $4.1 million to $35.1 million versus the third quarter of 2025, while net investment income rose 13% to $29.3 million.

Why it matters — The results show UFCS’s quarterly earnings alongside growth in investment income and a year-over-year decline in net income.

United Fire Group, Inc. announces its third quarter 2026 earnings call

GlobeNewsWire · 21 Oct 2026neutral

United Fire Group announced that it will release third-quarter 2026 results after market close on November 3, 2026, and hold an earnings call the following morning at 9 a.m. CT.

Why it matters — UFCS watchers can note the scheduled dates for the company's third-quarter results and management discussion.

FAQ

Frequently asked questions about UFCS stock

What is the UFCS stock price forecast for 2026-2027?

The 2 Wall Street analysts covering United Fire Group, Inc. have a median 12-month price target of $59, with estimates ranging from $57 to $60. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is UFCS stock a buy right now?

Of the 2 analysts covering United Fire Group, Inc., 2 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks United Fire Group, Inc. 78 out of 100 across roughly 4,600 US stocks as at 3 Nov 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank UFCS?

As at 3 Nov 2026, United Fire Group, Inc. ranks 78 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (99 of 100).

Will UFCS stock go up?

No one can know that. What the data says: the median 12-month target from 2 analysts implies +18.3% from the last close, and Ticker Nerd's factor model ranks United Fire Group, Inc. 78 out of 100 as at 3 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the UFCS stock forecast for 2030?

No analyst covering United Fire Group, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UFCS are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $57 to $60 over the next 12 months.

How has UFCS stock performed over the past year?

United Fire Group, Inc. returned +62.8% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.

What does United Fire Group, Inc. do?

United Fire Group Inc. is a property and casualty insurance holding company based in Cedar Rapids, Iowa.

What is the latest news on UFCS?

The most recent item we track (Seeking Alpha, 4 Nov 2026): "United Fire Group, Inc. (UFCS) Q3 2026 Earnings Call Transcript". United Fire Group held its Q3 2026 earnings conference call on November 4, 2026, with company executives and analysts participating. The supplied excerpt contains the call opening and participant list, but no earnings results or discussion.

Company

About United Fire Group, Inc.

United Fire Group Inc. is a property and casualty insurance holding company based in Cedar Rapids, Iowa. Through its insurance subsidiaries, the company provides commercial and specialty coverage solutions across the United States, primarily distributed through independent agents. Its product suite includes commercial property, general liability, workers’ compensation, commercial auto, surety bonds, inland marine, umbrella, and other related lines of business. United Fire Group also serves small business owners, middle-market companies, and other commercial customers in industries such as construction, retail, services, manufacturing, and financial services. In addition to standard commercial offerings, the company writes specialty and surplus lines coverage and participates in reinsurance activities, giving it a broad role in the property and casualty market. United Fire Group focuses on underwriting insurance protection for businesses and organizations, making it a recognized participant in the U.S. commercial insurance sector.

CEO Mr. Kevin James Leidwinger · 846 employees · United States · https://www.ufginsurance.com