TRUPFinancial Services · Insurance - Property & CasualtyThe 6 Wall Street analysts covering Trupanion, Inc. hold a median 12-month price target of $31 — -7.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 37 of 100 as at 3 Nov 2026 — in the lower half.
Consensus tells you what everyone already believes. The model scores Trupanion, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (85): Analysts have, on balance, been raising their forecasts.
Volatility (9): The share price moves around a lot.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on TRUP, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits −7.9% from it.
Of the 20 most recent actions, 1 moved their price target up and 4 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 7 Oct 2026 | Cantor Fitzgerald | Maintains | Neutral | $34 → $30 |
| 26 Aug 2026 | Piper Sandler | Downgrade | Neutral | — |
| 26 Aug 2026 | Piper Sandler | Downgrade | Neutral | $45 → $32 |
| 20 Aug 2026 | Stifel | Maintains | Hold | $28 → $29 |
| 20 Aug 2026 | Stifel | Maintains | Hold | — |
| 14 Apr 2026 | B of A Securities | Maintains | Buy | $63 → $59 |
| 14 Apr 2026 | B of A Securities | Maintains | Buy | — |
| 9 Apr 2026 | Cantor Fitzgerald | Maintains | Neutral | $42 → $34 |
| 9 Apr 2026 | Cantor Fitzgerald | Maintains | Neutral | — |
| 31 Mar 2026 | Stifel | Maintains | Hold | — |
| 13 Feb 2026 | Piper Sandler | Maintains | Overweight | — |
| 13 Feb 2026 | Stifel | Maintains | Hold | — |
| 29 Jan 2026 | Stifel | Maintains | Hold | — |
| 14 Jan 2026 | Cantor Fitzgerald | Maintains | Neutral | — |
| 19 Dec 2025 | Piper Sandler | Maintains | Overweight | — |
| 18 Nov 2025 | Stifel | Maintains | Hold | — |
| 8 Aug 2025 | Piper Sandler | Maintains | Overweight | — |
| 8 Aug 2025 | Stifel | Maintains | Hold | — |
| 3 July 2025 | Piper Sandler | Maintains | Overweight | — |
| 2 May 2025 | Lake Street | Maintains | Buy | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
TRUP appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, Trupanion, Inc. returned −14.5% against +14.8% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 12% of US stocks
Cheaper than 71% of US stocks
Cheaper than 28% of US stocks
Cheaper than 10% of US stocks
Higher than 56% of US stocks
Higher than 18% of US stocks
Higher than 16% of US stocks
Higher than 48% of US stocks
Higher than 51% of US stocks
Higher than 55% of US stocks
Higher than 57% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Trupanion, Inc. has a market value of $1.3B and an enterprise value of $1.1B.
Revenue in the twelve months to 30 June 2026: $1.5B. The latest quarter grew 11.1% year on year.
Net income over the same four quarters: $23.2M, a 1.5% net margin.
Diluted earnings per share, trailing twelve months: $0.53.
Free cash flow in the twelve months to 30 June 2026: $82.2M.
Trupanion, Inc. spent $3.0M on share buybacks in the twelve months to 30 June 2026.
Trailing P/E: 56.9×; forward P/E: 7.2× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
Trupanion, Inc. employs 1,121 people — $1.4M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| TRUPTrupanion, Inc. | $1.3B | 37 |
| STCStewart Information Services Corp. | $1.3B | 20 |
| UVEUniversal Insurance Holdings, Inc. | $1.4B | 86 |
| UFCSUnited Fire Group, Inc. | $1.4B | 78 |
| SAFTSafety Insurance Group, Inc. | $1.6B | 42 |
| ASICAtegrity Specialty Insurance Company Holdings | $1.2B | 36 |
| BOWBowhead Specialty Holdings, Inc. | $1.1B | 31 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Trupanion, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research says Trupanion has two key ingredients associated with a likely earnings beat in its upcoming report and outlines key expectations.
Why it matters — The item highlights expectations for TRUP’s upcoming earnings report, which may interest investors following the company’s results.
Zacks Investment Research says Trupanion has a strong history of earnings surprises and currently has two key factors it considers supportive of another beat in the next quarterly report.
Why it matters — The item highlights factors that could be relevant to investors monitoring TRUP’s upcoming earnings report.
Trupanion said it will release its 2026 third-quarter financial results after market close on November 5, 2026, and host a conference call shortly after 1:30 p.m. PT / 4:30 p.m. ET that day.
Why it matters — TRUP watchers can note when the company plans to report results and discuss them on a call.
Trupanion announced the 2026 truFame winners, naming Mesmerize and Friday.
Why it matters — The announcement provides a company update about Trupanion’s truFame program.
Zacks reports that Trupanion's stock trades at a premium following a 36.5% year-to-date decline, with slower pet growth and rising claims costs pressuring margins despite the company's expansion plans.
Why it matters — A TRUP watcher would care because the combination of a premium valuation and declining year-to-date performance, alongside margin pressure from slower growth and higher claims costs, highlights the key headwinds facing the company.
The 6 Wall Street analysts covering Trupanion, Inc. have a median 12-month price target of $31, with estimates ranging from $29 to $42. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 6 analysts covering Trupanion, Inc., 2 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Trupanion, Inc. 37 out of 100 across roughly 4,600 US stocks as at 3 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 3 Nov 2026, Trupanion, Inc. ranks 37 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (85 of 100).
No one can know that. What the data says: the median 12-month target from 6 analysts implies -7.9% from the last close, and Ticker Nerd's factor model ranks Trupanion, Inc. 37 out of 100 as at 3 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Trupanion, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TRUP are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $29 to $42 over the next 12 months.
Trupanion, Inc. returned -14.5% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Trupanion Inc. is a pet insurance provider that specializes in medical insurance for cats and dogs.
The most recent item we track (Zacks Investment Research, 29 Oct 2026): "Trupanion (TRUP) Earnings Expected to Grow: Should You Buy?". Zacks Investment Research says Trupanion has two key ingredients associated with a likely earnings beat in its upcoming report and outlines key expectations.
Trupanion Inc. is a pet insurance provider that specializes in medical insurance for cats and dogs. The company offers subscription-based coverage designed to help pet owners manage veterinary costs through products focused on illness and injury care. Its business also includes tools and services that support direct payment to veterinarians, streamlining the claims and checkout process for pet medical expenses. Trupanion serves pet owners and veterinary partners across the United States and Canada, with additional operations in select international markets. The company operates through subscription and other business channels, combining consumer insurance offerings with partner-based distribution and related software solutions. Trupanion Inc. plays a specialized role in the animal health and insurance markets by providing coverage products tailored to companion animals and the veterinary care ecosystem.
CEO Ms. Margaret Rosemary Maria Tooth · 1,121 employees · United States · https://www.trupanion.com
