UVEFinancial Services · Insurance - Property & CasualtyThe 1 Wall Street analysts covering Universal Insurance Holdings, Inc. hold a median 12-month price target of $51 — +4.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 88 of 100 as at 4 Nov 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Universal Insurance Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (97): The business earns solid, repeatable profits on what it owns.
Accruals (18): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on UVE, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +4.6% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 26 Oct 2026 | Piper Sandler | Maintains | Neutral | $45 → $51 |
| 27 July 2026 | Piper Sandler | Maintains | Neutral | — |
| 27 July 2026 | Piper Sandler | Maintains | Neutral | $44 → $45 |
| 15 July 2026 | Piper Sandler | Downgrade | Neutral | $44 |
| 15 July 2026 | Piper Sandler | Downgrade | Neutral | — |
| 22 Dec 2025 | Piper Sandler | Maintains | Overweight | — |
| 1 Apr 2024 | Piper Sandler | Maintains | Overweight | — |
| 30 Oct 2023 | Piper Sandler | Maintains | Overweight | — |
| 6 Oct 2023 | Piper Sandler | Maintains | Overweight | — |
| 6 July 2023 | Piper Sandler | Maintains | Overweight | — |
| 1 May 2023 | Piper Sandler | Maintains | Overweight | — |
| 4 Apr 2023 | Piper Sandler | Maintains | Overweight | — |
| 27 Feb 2023 | Piper Sandler | Upgrade | Overweight | — |
| 17 Oct 2022 | Piper Sandler | Maintains | Neutral | — |
| 24 Sept 2020 | Piper Sandler | Maintains | Neutral | — |
| 28 May 2020 | Piper Sandler | Initiates | Neutral | — |
| 4 Nov 2019 | Keefe, Bruyette & Woods | Downgrade | Underperform | — |
| 27 July 2018 | Keefe Bruyette & Woods | Downgrade | Market Perform | — |
| 27 July 2018 | Keefe, Bruyette & Woods | Downgrade | Market Perform | — |
| 23 Nov 2015 | Keefe Bruyette & Woods | Upgrade | Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
UVE appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, Universal Insurance Holdings, Inc. returned +54.4% against +14.8% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 64% of US stocks
Cheaper than 72% of US stocks
Cheaper than 41% of US stocks
Cheaper than 56% of US stocks
Higher than 52% of US stocks
Higher than 67% of US stocks
Higher than 74% of US stocks
Higher than 76% of US stocks
Higher than 91% of US stocks
Higher than 82% of US stocks
Higher than 74% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Universal Insurance Holdings, Inc. has a market value of $1.4B and an enterprise value of $880.4M.
Revenue in the twelve months to 30 June 2026: $1.6B. The latest quarter grew 9.6% year on year.
Net income over the same four quarters: $219.9M, a 13.5% net margin.
Diluted earnings per share, trailing twelve months: $7.58.
Free cash flow in the twelve months to 30 June 2026: $339.7M.
Universal Insurance Holdings, Inc. spent $26.6M on share buybacks and $22.1M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 6.1×; forward P/E: 8.7× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.31%, paying out 8% of earnings.
Universal Insurance Holdings, Inc. employs 929 people — $1.8M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| UVEUniversal Insurance Holdings, Inc. | $1.4B | 88 |
| STCStewart Information Services Corp. | $1.4B | 21 |
| UFCSUnited Fire Group, Inc. | $1.3B | 78 |
| TRUPTrupanion, Inc. | $1.5B | 39 |
| ASICAtegrity Specialty Insurance Company Holdings | $1.2B | 34 |
| SAFTSafety Insurance Group, Inc. | $1.6B | 40 |
| BOWBowhead Specialty Holdings, Inc. | $1.1B | 32 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Universal Insurance Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
The Zacks item describes its approach of using earnings estimates and estimate revisions through the Zacks Rank, while also tracking value, growth, and momentum trends. The excerpt does not state whether UVE is undervalued.
Why it matters — UVE watchers should note that the excerpt outlines Zacks’ stock-analysis factors but gives no UVE-specific valuation conclusion.
Universal Insurance Holdings held its Q3 2026 earnings conference call on October 23, 2026. The excerpt identifies company executives and a Piper Sandler analyst as participants but provides no discussion of results.
Why it matters — The call is a source of information for UVE watchers, although the excerpt contains no earnings details or management commentary.
Universal Insurance reported stronger third-quarter results, citing improved underwriting performance, higher net investment income, and continued policy growth across its multistate footprint.
Why it matters — These results highlight the underwriting, investment-income, and policy-growth trends UVE watchers may follow.
Zacks Investment Research listed UVE among the momentum stocks ranked #1 (Strong Buy) on October 23, 2026, alongside HAS and HCSG.
Why it matters — UVE watchers may note that the stock appeared on Zacks' top-ranked momentum stocks list on that date.
Universal Insurance reported a 41.9% increase in Q3 earnings, beating estimates by 44%. Improved underwriting results, higher earned premiums, and investment income contributed to the increase.
Why it matters — The report highlights stronger underwriting results and growth in earned premiums and investment income that UVE watchers may track.
The 1 Wall Street analysts covering Universal Insurance Holdings, Inc. have a median 12-month price target of $51, with estimates ranging from $51 to $51. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 1 analysts covering Universal Insurance Holdings, Inc., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Universal Insurance Holdings, Inc. 88 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 4 Nov 2026, Universal Insurance Holdings, Inc. ranks 88 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (97 of 100).
No one can know that. What the data says: the median 12-month target from 1 analysts implies +4.6% from the last close, and Ticker Nerd's factor model ranks Universal Insurance Holdings, Inc. 88 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Universal Insurance Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UVE are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $51 to $51 over the next 12 months.
Universal Insurance Holdings, Inc. returned +54.4% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Universal Insurance Holdings, Inc. is a property and casualty insurance holding company that focuses on personal residential coverage.
The most recent item we track (Zacks Investment Research, 28 Oct 2026): "Is Universal Insurance Holdings (UVE) Stock Undervalued Right Now?". The Zacks item describes its approach of using earnings estimates and estimate revisions through the Zacks Rank, while also tracking value, growth, and momentum trends. The excerpt does not state whether UVE is undervalued.
Universal Insurance Holdings, Inc. is a property and casualty insurance holding company that focuses on personal residential coverage. Universal Insurance Holdings, Inc. develops, markets, and underwrites policies for homeowners, renters, condo unit owners, and dwelling and fire risks, along with related coverages such as personal property, liability, and other allied lines. The company also provides value-added insurance services that support the insurance process from distribution and risk management to claims handling. Through its subsidiaries, Universal Insurance Holdings, Inc. serves policyholders across multiple U.S. states, with a strong presence in catastrophe-exposed residential markets. Its business is centered on underwriting discipline, insurance operations, and service capabilities that help manage the full policy lifecycle for individual property customers.
CEO Mr. Stephen Joseph Donaghy · 929 employees · United States · https://www.universalinsuranceholdings.com
