UVEFinancial Services · Insurance - Property & CasualtyThe 1 Wall Street analysts covering Universal Insurance Holdings, Inc. hold a median 12-month price target of $45 — +0.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 93 of 100 as at 2 Sept 2026 — among the strongest tenth. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Universal Insurance Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (99): The shares have been drifting up relative to others.
Accruals (17): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on UVE, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +0.5% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 27 July 2026 | Piper Sandler | Maintains | Neutral | $44 → $45 |
| 15 July 2026 | Piper Sandler | Downgrade | Neutral | $44 |
| 15 July 2026 | Piper Sandler | Downgrade | Neutral | — |
| 22 Dec 2025 | Piper Sandler | Maintains | Overweight | — |
| 1 Apr 2024 | Piper Sandler | Maintains | Overweight | — |
| 30 Oct 2023 | Piper Sandler | Maintains | Overweight | — |
| 6 Oct 2023 | Piper Sandler | Maintains | Overweight | — |
| 6 July 2023 | Piper Sandler | Maintains | Overweight | — |
| 1 May 2023 | Piper Sandler | Maintains | Overweight | — |
| 4 Apr 2023 | Piper Sandler | Maintains | Overweight | — |
| 27 Feb 2023 | Piper Sandler | Upgrade | Overweight | — |
| 17 Oct 2022 | Piper Sandler | Maintains | Neutral | — |
| 24 Sept 2020 | Piper Sandler | Maintains | Neutral | — |
| 28 May 2020 | Piper Sandler | Initiates | Neutral | — |
| 4 Nov 2019 | Keefe, Bruyette & Woods | Downgrade | Underperform | — |
| 27 July 2018 | Keefe Bruyette & Woods | Downgrade | Market Perform | — |
| 27 July 2018 | Keefe, Bruyette & Woods | Downgrade | Market Perform | — |
| 23 Nov 2015 | Keefe Bruyette & Woods | Upgrade | Outperform | — |
| 23 Nov 2015 | Keefe, Bruyette & Woods | Upgrade | Outperform | — |
| 26 Feb 2015 | Keefe Bruyette & Woods | Maintains | Market Perform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UVE appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 3 Sept 2026, Universal Insurance Holdings, Inc. returned +84.1% against +21.4% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 65% of US stocks
Cheaper than 76% of US stocks
Cheaper than 48% of US stocks
Cheaper than 56% of US stocks
Higher than 43% of US stocks
Higher than 79% of US stocks
Higher than 78% of US stocks
Higher than 76% of US stocks
Higher than 91% of US stocks
Higher than 80% of US stocks
Higher than 34% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Universal Insurance Holdings, Inc. has a market value of $1.2B and an enterprise value of $782.2M.
Revenue in the twelve months to 30 June 2026: $1.6B. The latest quarter grew 6.7% year on year.
Net income over the same four quarters: $219.9M, a 13.5% net margin.
Diluted earnings per share, trailing twelve months: $7.58.
Free cash flow in the twelve months to 30 June 2026: $339.7M.
Universal Insurance Holdings, Inc. spent $26.6M on share buybacks and $22.1M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 5.7×; forward P/E: 9.7× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.46%, paying out 8% of earnings.
Universal Insurance Holdings, Inc. employs 929 people — $1.8M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| UVEUniversal Insurance Holdings, Inc. | $1.2B | 93 |
| TRUPTrupanion, Inc. | $1.2B | 36 |
| ASICAtegrity Specialty Insurance Company Holdings | $1.3B | 47 |
| BOWBowhead Specialty Holdings, Inc. | $1.1B | 35 |
| UFCSUnited Fire Group, Inc. | $1.4B | 82 |
| HRTGHeritage Insurance Holdings, Inc. | $1.1B | 96 |
| SAFTSafety Insurance Group, Inc. | $1.5B | 38 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Universal Insurance Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks reports that Universal Insurance Holdings is seeing earnings supported by stronger underwriting, premium growth, and geographic diversification, while Florida reforms continue to improve results.
Why it matters — A UVE watcher would care because improved underwriting, premium growth, diversification, and Florida reforms are factors supporting the company's earnings.
Zacks reports that Universal Insurance Holdings' stock has gained 71.4% over the past year, attributing the performance to disciplined underwriting, premium growth, and improved Florida claims trends that support profitability, alongside diversification that strengthens its risk profile.
Why it matters — A UVE watcher would care because the article highlights the company's underwriting discipline, premium growth, improved Florida claims trends, and diversification as factors underpinning its profitability and risk profile.
Zacks Investment Research published an article examining whether Universal Insurance Holdings (UVE) is a suitable buy for value investors. The article explains Zacks' approach, which centers on its Zacks Rank system based on earnings estimates and estimate revisions, while also tracking value, growth, and momentum trends.
Why it matters — UVE watchers would care because the piece evaluates the stock against Zacks' value-investing criteria and the firm's estimate-based ranking methodology, which could influence investor attention on the company.
Universal Insurance Holdings is benefiting from Florida insurance reforms, which have improved loss and combined ratios and restored profitability. Growth outside Florida is accelerating, and reinsurance costs are becoming more manageable, though catastrophic hurricane risk remains material.
Why it matters — For UVE watchers, the article highlights that Florida insurance reforms are improving the company's profitability and reducing its concentration risk through expanding outside Florida.
A Zacks Investment Research report highlights Universal Insurance Holdings (UVE) as a strong candidate for momentum investors, examining its potential as a top momentum stock pick.
Why it matters — UVE watchers would care because momentum-focused analysis can signal heightened investor interest and potential stock movement.
The 1 Wall Street analysts covering Universal Insurance Holdings, Inc. have a median 12-month price target of $45, with estimates ranging from $45 to $45. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 1 analysts covering Universal Insurance Holdings, Inc., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Universal Insurance Holdings, Inc. 93 out of 100 across roughly 4,600 US stocks as at 2 Sept 2026. None of this is personal advice — it does not consider your circumstances.
As at 2 Sept 2026, Universal Insurance Holdings, Inc. ranks 93 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (99 of 100).
No one can know that. What the data says: the median 12-month target from 1 analysts implies +0.5% from the last close, and Ticker Nerd's factor model ranks Universal Insurance Holdings, Inc. 93 out of 100 as at 2 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Universal Insurance Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UVE are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $45 to $45 over the next 12 months.
Universal Insurance Holdings, Inc. returned +84.1% over the 12 months to 3 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
Universal Insurance Holdings, Inc. is a property and casualty insurance holding company that focuses on personal residential coverage.
The most recent item we track (Zacks Investment Research, 1 Sept 2026): "UVE's Underwriting, Premium Growth and Diversification Boost Earnings". Zacks reports that Universal Insurance Holdings is seeing earnings supported by stronger underwriting, premium growth, and geographic diversification, while Florida reforms continue to improve results.
Universal Insurance Holdings, Inc. is a property and casualty insurance holding company that focuses on personal residential coverage. Universal Insurance Holdings, Inc. develops, markets, and underwrites policies for homeowners, renters, condo unit owners, and dwelling and fire risks, along with related coverages such as personal property, liability, and other allied lines. The company also provides value-added insurance services that support the insurance process from distribution and risk management to claims handling. Through its subsidiaries, Universal Insurance Holdings, Inc. serves policyholders across multiple U.S. states, with a strong presence in catastrophe-exposed residential markets. Its business is centered on underwriting discipline, insurance operations, and service capabilities that help manage the full policy lifecycle for individual property customers.
CEO Mr. Stephen Joseph Donaghy · 929 employees · United States · https://www.universalinsuranceholdings.com
