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UVEUVEFinancial Services · Insurance - Property & Casualty

UVE Stock Forecast: Universal Insurance Holdings, Inc. Price Predictions for 2026-2027

Last close, 14 Aug 2026
$43
+1.93% on the day

The 1 Wall Street analysts covering Universal Insurance Holdings, Inc. hold a median 12-month price target of $45 — +4.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 94 of 100 as at 14 Aug 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$1.2B
Ticker Nerd rank
94 / 100
Median analyst target
$45
Analysts covering
1
Total return, dividends reinvested
1W
−2.1%
1M
+4.6%
YTD
+29.4%
1Y
+81.2%
From 52W high
−4.1%
From 52W low
+87.0%
$23
$45
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UVE stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Universal Insurance Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Aug 2026
94 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
98
Quality
96
Growth
94
Issuance
83
Value
80
Revisions
64
Volatility
47
Size
43
Accruals
17

Momentum (98): The shares have been drifting up relative to others.

Accruals (17): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

UVE stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UVE, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$25$30$35$40$45Oct 25Jan 26Apr 26Jul 26UVEHigh $45Median $45Low $45

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says1 analysts
0 Buy1 Hold0 Sell
Low $45Median $45High $45

The green dot is the last close — the median target sits +4.1% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
27 July 2026Piper SandlerMaintainsNeutral$44 → $45
15 July 2026Piper SandlerDowngradeNeutral$44
15 July 2026Piper SandlerDowngradeNeutral—
22 Dec 2025Piper SandlerMaintainsOverweight—
1 Apr 2024Piper SandlerMaintainsOverweight—
30 Oct 2023Piper SandlerMaintainsOverweight—
6 Oct 2023Piper SandlerMaintainsOverweight—
6 July 2023Piper SandlerMaintainsOverweight—
1 May 2023Piper SandlerMaintainsOverweight—
4 Apr 2023Piper SandlerMaintainsOverweight—
27 Feb 2023Piper SandlerUpgradeOverweight—
17 Oct 2022Piper SandlerMaintainsNeutral—
24 Sept 2020Piper SandlerMaintainsNeutral—
28 May 2020Piper SandlerInitiatesNeutral—
4 Nov 2019Keefe, Bruyette & WoodsDowngradeUnderperform—
27 July 2018Keefe Bruyette & WoodsDowngradeMarket Perform—
27 July 2018Keefe, Bruyette & WoodsDowngradeMarket Perform—
23 Nov 2015Keefe Bruyette & WoodsUpgradeOutperform—
23 Nov 2015Keefe, Bruyette & WoodsUpgradeOutperform—
26 Feb 2015Keefe Bruyette & WoodsMaintainsMarket Perform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UVE appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

UVE analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+9.5%
Analysts raising
1
Analysts cutting
0
Fundamentals

Universal Insurance Holdings, Inc. (UVE) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
5.7×

Cheaper than 65% of US stocks

Price / sales
0.7×

Cheaper than 76% of US stocks

Price / book
2.1×

Cheaper than 46% of US stocks

EV / EBITDA
2.5×

Cheaper than 56% of US stocks

Growth & margins
Revenue growth (YoY)
6.7%

Higher than 43% of US stocks

Earnings growth (YoY)
68.7%

Higher than 80% of US stocks

Gross margin
—
Operating margin
19.1%

Higher than 78% of US stocks

Net margin
13.5%

Higher than 76% of US stocks

Returns & dividend
Return on equity
40.2%

Higher than 91% of US stocks

Return on assets
5.7%

Higher than 80% of US stocks

Dividend yield
1.5%

Higher than 36% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

UVE vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
UVEUniversal Insurance Holdings, Inc.$1.2B
94
ASICAtegrity Specialty Insurance Company Holdings$1.2B
45
TRUPTrupanion, Inc.$1.3B
35
BOWBowhead Specialty Holdings, Inc.$1.1B
31
UFCSUnited Fire Group, Inc.$1.4B
83
HRTGHeritage Insurance Holdings, Inc.$1.0B
94
SAFTSafety Insurance Group, Inc.$1.5B
31

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Universal Insurance Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UVE news & analysis

Universal Insurance Holdings: Reforms In Florida Have Restored Profitability

Seeking Alpha · 29 July 2026positive

Universal Insurance Holdings is benefiting from Florida insurance reforms, which have improved loss and combined ratios and restored profitability. Growth outside Florida is accelerating, and reinsurance costs are becoming more manageable, though catastrophic hurricane risk remains material.

Why it matters — For UVE watchers, the article highlights that Florida insurance reforms are improving the company's profitability and reducing its concentration risk through expanding outside Florida.

Are Investors Undervaluing Universal Insurance Holdings (UVE) Right Now?

Zacks Investment Research · 28 July 2026neutral

Zacks Investment Research published an analysis questioning whether Universal Insurance Holdings (UVE) is currently undervalued, discussing its value, growth, and momentum trends alongside the broader Zacks Rank system focused on earnings estimates.

Why it matters — The article suggests UVE may be undervalued, which could influence investor perception and interest in the stock.

UNIVERSAL INSURANCE HOLDINGS INC (UVE) Hits Fresh High: Is There Still Room to Run?

Zacks Investment Research · 28 July 2026neutral

Universal Insurance Holdings (UVE) reached a new 52-week high. Zacks Investment Research examined the company's fundamentals to assess whether further gains are possible.

Why it matters — Hitting a 52-week high is a notable market milestone that current and potential UVE shareholders would track as part of assessing the stock's momentum.

Universal Insurance Q2 Earnings Call Highlights

MarketBeat · 24 July 2026positive

Universal Insurance reported higher second-quarter earnings, driven by improved claims trends, premium growth, and increased investment income. The results lowered its net loss ratio and strengthened underwriting results.

Why it matters — The improved earnings and underwriting strength signal that UVE's core insurance operations are becoming more profitable and resilient.

FAQ

Frequently asked questions about UVE stock

What is the UVE stock price forecast for 2026-2027?

The 1 Wall Street analysts covering Universal Insurance Holdings, Inc. have a median 12-month price target of $45, with estimates ranging from $45 to $45. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is UVE stock a buy right now?

Of the 1 analysts covering Universal Insurance Holdings, Inc., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Universal Insurance Holdings, Inc. 94 out of 100 across roughly 4,600 US stocks as at 14 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank UVE?

As at 14 Aug 2026, Universal Insurance Holdings, Inc. ranks 94 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (98 of 100).

Will UVE stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +4.1% from the last close, and Ticker Nerd's factor model ranks Universal Insurance Holdings, Inc. 94 out of 100 as at 14 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the UVE stock forecast for 2030?

No analyst covering Universal Insurance Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UVE are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $45 to $45 over the next 12 months.

How has UVE stock performed over the past year?

Universal Insurance Holdings, Inc. returned +81.2% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Universal Insurance Holdings, Inc. do?

Universal Insurance Holdings, Inc. is a diversified insurance company primarily involved in providing homeowners insurance across the United States.

What is the latest news on UVE?

The most recent item we track (Seeking Alpha, 29 July 2026): "Universal Insurance Holdings: Reforms In Florida Have Restored Profitability". Universal Insurance Holdings is benefiting from Florida insurance reforms, which have improved loss and combined ratios and restored profitability. Growth outside Florida is accelerating, and reinsurance costs are becoming more manageable, though catastrophic hurricane risk remains material.

Company

About Universal Insurance Holdings, Inc.

Universal Insurance Holdings, Inc. is a diversified insurance company primarily involved in providing homeowners insurance across the United States. The company's main function is to offer comprehensive coverage solutions that protect residential properties against a variety of risks, including those from natural disasters and theft. Notably, Universal Insurance Holdings caters to both individual homeowners and select property managers, operating across several states with a particular focus in regions prone to hurricanes and other environmental hazards. Besides its core insurance offerings, the company engages in reinsurance and risk management services to enhance its financial stability and mitigate potential losses. By maintaining a robust network of agents and relying on sophisticated underwriting and claims management processes, Universal Insurance Holdings plays a critical role in the insurance industry, supporting the financial security of homeowners and contributing to the resilience of affected communities. The company remains a pivotal player by adapting to regulatory changes, advancing technology use, and responding to the evolving needs of policyholders.

CEO Mr. Stephen Joseph Donaghy · 929 employees · United States · https://www.universalinsuranceholdings.com