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UVEUVEFinancial Services · Insurance - Property & Casualty

UVE Stock Forecast: Universal Insurance Holdings, Inc. Price Predictions for 2026-2027

Last close, 24 Sept 2026
$42
+0.05% on the day

The 1 Wall Street analysts covering Universal Insurance Holdings, Inc. hold a median 12-month price target of $45 — +5.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 93 of 100 as at 23 Sept 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$1.2B
Ticker Nerd rank
93 / 100
Median analyst target
$45
Analysts covering
1
Revenue$427.0M+6.7% y/y
Net income$59.2M
Free cash flow$100.2M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−4.3%
1M
−2.5%
YTD
+27.2%
1Y
+72.1%
From 52W high
−5.7%
From 52W low
+72.1%
$25
$45
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UVE stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Universal Insurance Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 23 Sept 2026
93 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
99
Quality
96
Growth
94
Issuance
83
Value
78
Revisions
62
Volatility
49
Size
42
Accruals
17

Momentum (99): The shares have been drifting up relative to others.

Accruals (17): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

UVE stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UVE, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$25$30$35$40$45Oct 25Jan 26Apr 26Jul 26UVEHigh $45Median $45Low $45

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says1 analysts
0 Buy1 Hold0 Sell
Low $45Median $45High $45

The green dot is the last close — the median target sits +5.9% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
27 July 2026Piper SandlerMaintainsNeutral$44 → $45
15 July 2026Piper SandlerDowngradeNeutral$44
15 July 2026Piper SandlerDowngradeNeutral—
22 Dec 2025Piper SandlerMaintainsOverweight—
1 Apr 2024Piper SandlerMaintainsOverweight—
30 Oct 2023Piper SandlerMaintainsOverweight—
6 Oct 2023Piper SandlerMaintainsOverweight—
6 July 2023Piper SandlerMaintainsOverweight—
1 May 2023Piper SandlerMaintainsOverweight—
4 Apr 2023Piper SandlerMaintainsOverweight—
27 Feb 2023Piper SandlerUpgradeOverweight—
17 Oct 2022Piper SandlerMaintainsNeutral—
24 Sept 2020Piper SandlerMaintainsNeutral—
28 May 2020Piper SandlerInitiatesNeutral—
4 Nov 2019Keefe, Bruyette & WoodsDowngradeUnderperform—
27 July 2018Keefe Bruyette & WoodsDowngradeMarket Perform—
27 July 2018Keefe, Bruyette & WoodsDowngradeMarket Perform—
23 Nov 2015Keefe Bruyette & WoodsUpgradeOutperform—
23 Nov 2015Keefe, Bruyette & WoodsUpgradeOutperform—
26 Feb 2015Keefe Bruyette & WoodsMaintainsMarket Perform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UVE appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

UVE vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 24 Sept 2026, Universal Insurance Holdings, Inc. returned +72.1% against +17.3% for the S&P 500, dividends included.

UVE vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160180Oct 25Jan 26Apr 26Jul 26UVES&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

UVE analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+9.5%
Analysts raising
1
Analysts cutting
0
Fundamentals

Universal Insurance Holdings, Inc. (UVE) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
5.6×

Cheaper than 65% of US stocks

Price / sales
0.7×

Cheaper than 75% of US stocks

Price / book
1.9×

Cheaper than 47% of US stocks

EV / EBITDA
2.4×

Cheaper than 56% of US stocks

Growth & margins
Revenue growth (YoY)
6.7%

Higher than 43% of US stocks

Earnings growth (YoY)
68.7%

Higher than 79% of US stocks

Gross margin
—
Operating margin
19.1%

Higher than 78% of US stocks

Net margin
13.5%

Higher than 76% of US stocks

Returns & dividend
Return on equity
40.2%

Higher than 91% of US stocks

Return on assets
5.7%

Higher than 80% of US stocks

Dividend yield
1.5%

Higher than 33% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Universal Insurance Holdings, Inc. (UVE) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Universal Insurance Holdings, Inc. has a market value of $1.2B and an enterprise value of $747.6M.

  • Revenue in the twelve months to 30 June 2026: $1.6B. The latest quarter grew 6.7% year on year.

  • Net income over the same four quarters: $219.9M, a 13.5% net margin.

  • Diluted earnings per share, trailing twelve months: $7.58.

  • Free cash flow in the twelve months to 30 June 2026: $339.7M.

  • Universal Insurance Holdings, Inc. spent $26.6M on share buybacks and $22.1M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 27.8M.

  • Trailing P/E: 5.6×; forward P/E: 9.5× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.50%, paying out 8% of earnings.

  • Universal Insurance Holdings, Inc. employs 929 people — $1.8M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 24 Sept 2026

Data provided by Twelve Data

Peers

UVE vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
UVEUniversal Insurance Holdings, Inc.$1.2B
93
ASICAtegrity Specialty Insurance Company Holdings$1.3B
48
BOWBowhead Specialty Holdings, Inc.$1.1B
36
UFCSUnited Fire Group, Inc.$1.4B
81
HRTGHeritage Insurance Holdings, Inc.$1.0B
95
TRUPTrupanion, Inc.$988.4M
37
OIGOrion180 Insurance Group, Inc.$965.6M
0

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Universal Insurance Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UVE news & analysis

Global Commercial Pricing Soft: 4 P&C Insurers to Protect Portfolio

Zacks Investment Research · 24 Sept 2026positive

Global commercial insurance rates are softening, and Zacks highlights Universal Insurance Holdings (UVE) along with TRV, UFCS and AII as companies offering portfolio resilience through disciplined underwriting and diversification.

Why it matters — UVE watchers would note that the firm is singled out as relatively well-positioned to withstand falling commercial insurance pricing conditions.

Are Investors Undervaluing Universal Insurance Holdings (UVE) Right Now?

Zacks Investment Research · 24 Sept 2026neutral

Zacks Investment Research published a piece asking whether investors are undervaluing Universal Insurance Holdings (UVE). The article explains Zacks' focus on its Rank system, which emphasizes earnings estimates and estimate revisions, while also tracking value, growth, and momentum trends.

Why it matters — The article signals that UVE is being evaluated for its valuation attractiveness through Zacks' earnings-estimate and trend analysis, which could draw investor attention to the stock.

Is Universal Insurance Holdings (UVE) Stock Undervalued Right Now?

Zacks Investment Research · 8 Sept 2026neutral

Zacks Investment Research published a piece questioning whether Universal Insurance Holdings (UVE) stock is currently undervalued. The article describes Zacks' focus on its Rank system, which emphasizes earnings estimates and estimate revisions, while also tracking value, growth, and momentum trends.

Why it matters — UVE watchers would care because the piece applies Zacks' ranking methodology to assess whether the stock presents a potentially attractive value opportunity.

UVE's Underwriting, Premium Growth and Diversification Boost Earnings

Zacks Investment Research · 1 Sept 2026positive

Zacks reports that Universal Insurance Holdings is seeing earnings supported by stronger underwriting, premium growth, and geographic diversification, while Florida reforms continue to improve results.

Why it matters — A UVE watcher would care because improved underwriting, premium growth, diversification, and Florida reforms are factors supporting the company's earnings.

UVE Stock Gains 71.4% in a Year: Time to Add It for Better Returns?

Zacks Investment Research · 20 Aug 2026positive

Zacks reports that Universal Insurance Holdings' stock has gained 71.4% over the past year, attributing the performance to disciplined underwriting, premium growth, and improved Florida claims trends that support profitability, alongside diversification that strengthens its risk profile.

Why it matters — A UVE watcher would care because the article highlights the company's underwriting discipline, premium growth, improved Florida claims trends, and diversification as factors underpinning its profitability and risk profile.

FAQ

Frequently asked questions about UVE stock

What is the UVE stock price forecast for 2026-2027?

The 1 Wall Street analysts covering Universal Insurance Holdings, Inc. have a median 12-month price target of $45, with estimates ranging from $45 to $45. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is UVE stock a buy right now?

Of the 1 analysts covering Universal Insurance Holdings, Inc., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Universal Insurance Holdings, Inc. 93 out of 100 across roughly 4,600 US stocks as at 23 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank UVE?

As at 23 Sept 2026, Universal Insurance Holdings, Inc. ranks 93 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (99 of 100).

Will UVE stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +5.9% from the last close, and Ticker Nerd's factor model ranks Universal Insurance Holdings, Inc. 93 out of 100 as at 23 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the UVE stock forecast for 2030?

No analyst covering Universal Insurance Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UVE are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $45 to $45 over the next 12 months.

How has UVE stock performed over the past year?

Universal Insurance Holdings, Inc. returned +72.1% over the 12 months to 24 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Universal Insurance Holdings, Inc. do?

Universal Insurance Holdings, Inc. is a property and casualty insurance holding company that focuses on personal residential coverage.

What is the latest news on UVE?

The most recent item we track (Zacks Investment Research, 24 Sept 2026): "Global Commercial Pricing Soft: 4 P&C Insurers to Protect Portfolio". Global commercial insurance rates are softening, and Zacks highlights Universal Insurance Holdings (UVE) along with TRV, UFCS and AII as companies offering portfolio resilience through disciplined underwriting and diversification.

Company

About Universal Insurance Holdings, Inc.

Universal Insurance Holdings, Inc. is a property and casualty insurance holding company that focuses on personal residential coverage. Universal Insurance Holdings, Inc. develops, markets, and underwrites policies for homeowners, renters, condo unit owners, and dwelling and fire risks, along with related coverages such as personal property, liability, and other allied lines. The company also provides value-added insurance services that support the insurance process from distribution and risk management to claims handling. Through its subsidiaries, Universal Insurance Holdings, Inc. serves policyholders across multiple U.S. states, with a strong presence in catastrophe-exposed residential markets. Its business is centered on underwriting discipline, insurance operations, and service capabilities that help manage the full policy lifecycle for individual property customers.

CEO Mr. Stephen Joseph Donaghy · 929 employees · United States · https://www.universalinsuranceholdings.com