Missed NVDA?
Don’t Miss the Next One.
Join 5,000+ investors using Ticker Nerd’s Market Radar to stay ahead of major market moves, analyst upgrades, and trending opportunities — for free.
UVE Stock Forecast 2026-2027
$35.54
Current Price
$996.86M
Market Cap
Buy 1
Hold 0
Sell 0
Wall St Analyst Ratings
Distance to UVE Price Targets
+12.5%
To High Target of $40.00
+12.5%
To Median Target of $40.00
+12.5%
To Low Target of $40.00
UVE Price Momentum
+4.1%
1 Week Change
+7.3%
1 Month Change
+56.5%
1 Year Change
+5.1%
Year-to-Date Change
-3.1%
From 52W High of $36.68
+61.8%
From 52W Low of $21.96
📊 TOP ANALYST CALLS
Did UVE Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Universal Insurance is one of their latest high-conviction picks.
Latest UVE Stock Price Targets & Analyst Predictions
Based on our analysis of 2 Wall Street analysts, UVE has a bullish consensus with a median price target of $40.00 (ranging from $40.00 to $40.00). The overall analyst rating is Strong Buy (8.0/10). Currently trading at $35.54, the median forecast implies a 12.5% upside. This outlook is supported by 1 Buy, 0 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Paul Newsome at Piper Sandler, projecting a 12.5% upside. Conversely, the most conservative target is provided by Paul Newsome at Piper Sandler, suggesting a 12.5% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
UVE Analyst Ratings
1
Buy
0
Hold
0
Sell
UVE Price Target Range
Low
$40.00
Average
$40.00
High
$40.00
Current: $35.54
Latest UVE Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for UVE.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Dec 22, 2025 | Piper Sandler | Paul Newsome | Overweight | Maintains | $40.00 |
| Apr 1, 2024 | Piper Sandler | Paul Newsome | Overweight | Maintains | $25.00 |
| Oct 30, 2023 | Piper Sandler | Paul Newsome | Overweight | Maintains | $21.00 |
| Oct 6, 2023 | Piper Sandler | Paul Newsome | Overweight | Maintains | $20.00 |
| Jul 6, 2023 | Piper Sandler | Paul Newsome | Overweight | Maintains | $22.00 |
| May 1, 2023 | Piper Sandler | Paul Newsome | Overweight | Maintains | $23.00 |
| Apr 4, 2023 | Piper Sandler | Paul Newsome | Overweight | Maintains | $20.00 |
| Feb 27, 2023 | Piper Sandler | Paul Newsome | Overweight | Upgrade | $19.00 |
| Oct 17, 2022 | Piper Sandler | Paul Newsome | Neutral | Maintains | $11.50 |
| Sep 24, 2020 | Piper Sandler | Neutral | Maintains | $16.00 | |
| May 28, 2020 | Piper Sandler | Neutral | Initiates | $N/A | |
| Nov 4, 2019 | Keefe, Bruyette & Woods | Underperform | Downgrade | $27.00 | |
| Jul 27, 2018 | Keefe Bruyette & Woods | Market Perform | Downgrade | $N/A | |
| Jul 27, 2018 | Keefe, Bruyette & Woods | Market Perform | Downgrade | $44.00 | |
| Nov 23, 2015 | Keefe Bruyette & Woods | Outperform | Upgrade | $N/A | |
| Nov 23, 2015 | Keefe, Bruyette & Woods | Outperform | Upgrade | $N/A | |
| Feb 26, 2015 | Keefe, Bruyette & Woods | Market Perform | Maintains | $21.00 | |
| Feb 26, 2015 | Keefe Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Dec 3, 2014 | Keefe, Bruyette & Woods | Outperform | Maintains | $21.00 | |
| Dec 3, 2014 | Keefe Bruyette & Woods | Outperform | Maintains | $N/A |
Universal Insurance Holdings, Inc. (UVE) Competitors
The following stocks are similar to Universal Insurance based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
UVE
Universal Insurance
mkt cap
997.98M
Universal Insurance Holdings, Inc. (UVE) Financial Data
Universal Insurance Holdings, Inc. has a market capitalization of $996.86M with a P/E ratio of 5.7x. The company generates $1.60B in trailing twelve-month revenue with a 11.4% profit margin.
Revenue growth is +6.0% quarter-over-quarter, while maintaining an operating margin of +22.1% and return on equity of +39.6%.
Valuation Metrics
Market Cap
$996.86M
Enterprise Value
$688.14M
P/E Ratio
5.7x
PEG Ratio
0.0x
Price/Sales
0.6x
Growth & Margins
Revenue Growth (YoY)
+6.0%
Gross Margin
N/A
Operating Margin
+22.1%
Net Margin
+11.4%
EPS Growth
+1,006.5%
Financial Health
Cash/Price Ratio
+41.1%
Current Ratio
0.6x
Debt/Equity
18.2x
ROE
+39.6%
ROA
+5.5%
💡 SKIP THE NOISE
97% of Analyst Ratings Go Nowhere
We filter thousands of calls to find the few that actually matter. Get the top analyst buy ratings — tracked and updated every Monday and Thursday.
Universal Insurance Holdings, Inc. (UVE) Business Model
About Universal Insurance Holdings, Inc.
What They Do
Provides homeowners insurance across the U.S.
Business Model
The company generates revenue primarily through premiums collected from homeowners insurance policies. It also offers reinsurance and risk management services, which help stabilize its income and reduce potential losses associated with claims. By focusing on regions vulnerable to natural disasters, it tailors its offerings to meet the specific needs of its customer base.
Additional Information
Universal Insurance Holdings operates a strong network of agents and employs advanced underwriting and claims management processes to maintain its competitive edge. The company is committed to adapting to regulatory changes and leveraging technology to enhance customer service and operational efficiency, thereby ensuring financial security for homeowners and supporting community resilience.
Company Information
Sector
Financial Services
Industry
Insurance - Property & Casualty
Employees
1,068
CEO
Mr. Stephen Joseph Donaghy
Country
United States
IPO Year
2003
Universal Insurance Holdings, Inc. (UVE) Latest News & Analysis
Latest News
Quick Summary
Universal has declared a regular cash dividend and announced its upcoming earnings dates.
Why It Matters
Universal's cash dividend declaration signals financial stability and shareholder returns, while upcoming earnings dates may influence stock volatility and investor sentiment.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Zacks prioritizes its Zacks Rank system, focusing on earnings estimates and revisions to identify strong stocks, while also monitoring value, growth, and momentum trends.
Why It Matters
The emphasis on earnings estimates and revisions signals potential stock performance, helping investors identify promising opportunities based on current market trends.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
UVE's 2026 earnings outlook is changing due to Florida reforms that reduce claims, emerging rate relief, and an important actuarial study influencing pricing and growth strategy.
Why It Matters
UVE's 2026 earnings outlook is impacted by Florida reforms, affecting claims and pricing strategies, which could influence profitability and stock performance.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Universal Insurance (UVE) reported earnings recently, indicating potential upcoming developments for the stock. Investors should monitor market reactions and future announcements.
Why It Matters
Universal Insurance's recent earnings report can indicate its financial health and future performance, impacting stock valuation and investor sentiment. Future guidance is crucial for stock movement.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
UVE is diversifying its premium mix beyond Florida as of 2026, with disciplined underwriting and increased competition influencing its growth prospects.
Why It Matters
UVE's changing premium mix and competitive landscape indicate potential growth challenges, impacting profitability and risk assessment for investors.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Universal Insurance Holdings (UVE) has seen a significant price increase over the past year, raising questions about the valuation of its turnaround, with book value being a key indicator of its financial health.
Why It Matters
Universal Insurance Holdings' price rally prompts scrutiny of its valuation relative to book value, crucial for assessing capital strength and potential risk exposure in the insurance sector.
Source: Zacks Investment Research
Market Sentiment:
Positive
Frequently Asked Questions About UVE Stock
What is Universal Insurance Holdings, Inc.'s (UVE) stock forecast for 2026?
Based on our analysis of 2 Wall Street analysts, Universal Insurance Holdings, Inc. (UVE) has a median price target of $40.00. The highest price target is $40.00 and the lowest is $40.00.
Is UVE stock a good investment in 2026?
According to current analyst ratings, UVE has 1 Buy ratings, 0 Hold ratings, and 0 Sell ratings. The stock is currently trading at $35.54. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for UVE stock?
Wall Street analysts predict UVE stock could reach $40.00 in the next 12 months. This represents a 12.5% increase from the current price of $35.54. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Universal Insurance Holdings, Inc.'s business model?
The company generates revenue primarily through premiums collected from homeowners insurance policies. It also offers reinsurance and risk management services, which help stabilize its income and reduce potential losses associated with claims. By focusing on regions vulnerable to natural disasters, it tailors its offerings to meet the specific needs of its customer base.
What is the highest forecasted price for UVE Universal Insurance Holdings, Inc.?
The highest price target for UVE is $40.00 from Paul Newsome at Piper Sandler, which represents a 12.5% increase from the current price of $35.54.
What is the lowest forecasted price for UVE Universal Insurance Holdings, Inc.?
The lowest price target for UVE is $40.00 from Paul Newsome at Piper Sandler, which represents a 12.5% increase from the current price of $35.54.
What is the overall UVE consensus from analysts for Universal Insurance Holdings, Inc.?
The overall analyst consensus for UVE is bullish. Out of 2 Wall Street analysts, 1 rate it as Buy, 0 as Hold, and 0 as Sell, with a median price target of $40.00.
How accurate are UVE stock price projections?
Stock price projections, including those for Universal Insurance Holdings, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: April 21, 2026 4:10 AM UTC