UVEFinancial Services · Insurance - Property & CasualtyThe 1 Wall Street analysts covering Universal Insurance Holdings, Inc. hold a median 12-month price target of $45 — -3.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 96 of 100 as at 14 Oct 2026 — among the strongest tenth. The factors read stronger than the Street's target implies. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Universal Insurance Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (99): The shares have been drifting up relative to others.
Accruals (17): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on UVE, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits −3.6% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 27 July 2026 | Piper Sandler | Maintains | Neutral | $44 → $45 |
| 15 July 2026 | Piper Sandler | Downgrade | Neutral | $44 |
| 15 July 2026 | Piper Sandler | Downgrade | Neutral | — |
| 22 Dec 2025 | Piper Sandler | Maintains | Overweight | — |
| 1 Apr 2024 | Piper Sandler | Maintains | Overweight | — |
| 30 Oct 2023 | Piper Sandler | Maintains | Overweight | — |
| 6 Oct 2023 | Piper Sandler | Maintains | Overweight | — |
| 6 July 2023 | Piper Sandler | Maintains | Overweight | — |
| 1 May 2023 | Piper Sandler | Maintains | Overweight | — |
| 4 Apr 2023 | Piper Sandler | Maintains | Overweight | — |
| 27 Feb 2023 | Piper Sandler | Upgrade | Overweight | — |
| 17 Oct 2022 | Piper Sandler | Maintains | Neutral | — |
| 24 Sept 2020 | Piper Sandler | Maintains | Neutral | — |
| 28 May 2020 | Piper Sandler | Initiates | Neutral | — |
| 4 Nov 2019 | Keefe, Bruyette & Woods | Downgrade | Underperform | — |
| 27 July 2018 | Keefe Bruyette & Woods | Downgrade | Market Perform | — |
| 27 July 2018 | Keefe, Bruyette & Woods | Downgrade | Market Perform | — |
| 23 Nov 2015 | Keefe Bruyette & Woods | Upgrade | Outperform | — |
| 23 Nov 2015 | Keefe, Bruyette & Woods | Upgrade | Outperform | — |
| 26 Feb 2015 | Keefe Bruyette & Woods | Maintains | Market Perform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UVE appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 14 Oct 2026, Universal Insurance Holdings, Inc. returned +59.6% against +17.5% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 64% of US stocks
Cheaper than 73% of US stocks
Cheaper than 42% of US stocks
Cheaper than 56% of US stocks
Higher than 43% of US stocks
Higher than 79% of US stocks
Higher than 78% of US stocks
Higher than 76% of US stocks
Higher than 91% of US stocks
Higher than 80% of US stocks
Higher than 74% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Universal Insurance Holdings, Inc. has a market value of $1.3B and an enterprise value of $875.9M.
Revenue in the twelve months to 30 June 2026: $1.6B. The latest quarter grew 6.7% year on year.
Net income over the same four quarters: $219.9M, a 13.5% net margin.
Diluted earnings per share, trailing twelve months: $7.58.
Free cash flow in the twelve months to 30 June 2026: $339.7M.
Universal Insurance Holdings, Inc. spent $26.6M on share buybacks and $22.1M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 6.2×; forward P/E: 10.5× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.36%, paying out 8% of earnings.
Universal Insurance Holdings, Inc. employs 929 people — $1.8M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| UVEUniversal Insurance Holdings, Inc. | $1.3B | 96 |
| ASICAtegrity Specialty Insurance Company Holdings | $1.3B | 45 |
| UFCSUnited Fire Group, Inc. | $1.4B | 81 |
| TRUPTrupanion, Inc. | $1.2B | 38 |
| STCStewart Information Services Corp. | $1.5B | 28 |
| HRTGHeritage Insurance Holdings, Inc. | $1.1B | 95 |
| BOWBowhead Specialty Holdings, Inc. | $1.1B | 39 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Universal Insurance Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Universal Insurance's investment income is rising and its portfolio is expanding, strengthening its earnings base amid underwriting and catastrophe-related volatility.
Why it matters — UVE watchers may care that investment income and portfolio growth are providing support while underwriting results remain volatile.
Zacks Investment Research says its stock-selection approach centers on the Zacks Rank, which uses earnings estimates and estimate revisions, while also monitoring value, growth and momentum trends. The excerpt does not provide a specific assessment or recommendation for UVE.
Why it matters — UVE watchers may note the article’s focus on earnings estimates and valuation-related trends, but the excerpt gives no company-specific conclusion.
Zacks Investment Research reports that Universal Insurance Holdings (UVE) has reached a 52-week high and examines the company’s fundamentals for clues about the potential for further gains.
Why it matters — UVE watchers may find the review of company fundamentals relevant when assessing the significance of the stock’s 52-week high.
Universal Insurance Holdings will release its third-quarter 2026 results after market close on October 22, 2026, and host a conference call to discuss them on October 23 at 10:00 a.m. ET.
Why it matters — UVE watchers can note when the company will report results and discuss its financial performance.
Zacks Investment Research reviewed Universal Insurance Holdings (UVE) as its stock traded near a 52-week high. The article highlights the company's disciplined underwriting, premium growth, and improving claims trends as factors boosting profitability, while noting that diversification reduces its catastrophe concentration risk.
Why it matters — The item provides a positive assessment of UVE's profitability drivers and risk profile at a time when its stock is trading near a yearly high, which is relevant context for investors following the company.
The 1 Wall Street analysts covering Universal Insurance Holdings, Inc. have a median 12-month price target of $45, with estimates ranging from $45 to $45. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 1 analysts covering Universal Insurance Holdings, Inc., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Universal Insurance Holdings, Inc. 96 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 14 Oct 2026, Universal Insurance Holdings, Inc. ranks 96 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (99 of 100).
No one can know that. What the data says: the median 12-month target from 1 analysts implies -3.6% from the last close, and Ticker Nerd's factor model ranks Universal Insurance Holdings, Inc. 96 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Universal Insurance Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UVE are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $45 to $45 over the next 12 months.
Universal Insurance Holdings, Inc. returned +59.6% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Universal Insurance Holdings, Inc. is a property and casualty insurance holding company that focuses on personal residential coverage.
The most recent item we track (Zacks Investment Research, 12 Oct 2026): "UVE Relies on Investment Income Amid Underwriting Volatility". Universal Insurance's investment income is rising and its portfolio is expanding, strengthening its earnings base amid underwriting and catastrophe-related volatility.
Universal Insurance Holdings, Inc. is a property and casualty insurance holding company that focuses on personal residential coverage. Universal Insurance Holdings, Inc. develops, markets, and underwrites policies for homeowners, renters, condo unit owners, and dwelling and fire risks, along with related coverages such as personal property, liability, and other allied lines. The company also provides value-added insurance services that support the insurance process from distribution and risk management to claims handling. Through its subsidiaries, Universal Insurance Holdings, Inc. serves policyholders across multiple U.S. states, with a strong presence in catastrophe-exposed residential markets. Its business is centered on underwriting discipline, insurance operations, and service capabilities that help manage the full policy lifecycle for individual property customers.
CEO Mr. Stephen Joseph Donaghy · 929 employees · United States · https://www.universalinsuranceholdings.com
