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LOB Stock Forecast 2026-2027
$37.46
Current Price
$1.73B
Market Cap
Buy 2
Hold 3
Sell 0
Wall St Analyst Ratings
Distance to LOB Price Targets
+36.1%
To High Target of $51.00
+13.5%
To Median Target of $42.50
+6.8%
To Low Target of $40.00
LOB Price Momentum
+3.2%
1 Week Change
+17.6%
1 Month Change
+54.7%
1 Year Change
+9.1%
Year-to-Date Change
-12.7%
From 52W High of $42.89
+60.0%
From 52W Low of $23.41
📊 TOP ANALYST CALLS
Did LOB Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Live Oak is one of their latest high-conviction picks.
Latest LOB Stock Price Targets & Analyst Predictions
Based on our analysis of 10 Wall Street analysts, LOB has a neutral consensus with a median price target of $42.50 (ranging from $40.00 to $51.00). The overall analyst rating is Buy (7.2/10). Currently trading at $37.46, the median forecast implies a 13.5% upside. This outlook is supported by 2 Buy, 3 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Steven Alexopoulos at TD Cowen, projecting a 36.1% upside. Conversely, the most conservative target is provided by Timothy Switzer at Keefe, Bruyette & Woods, suggesting a 6.8% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
LOB Analyst Ratings
2
Buy
3
Hold
0
Sell
LOB Price Target Range
Low
$40.00
Average
$42.50
High
$51.00
Current: $37.46
Latest LOB Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for LOB.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Feb 3, 2026 | TD Cowen | Steven Alexopoulos | Buy | Maintains | $51.00 |
| Oct 24, 2025 | Piper Sandler | Crispin Love | Neutral | Maintains | $35.00 |
| Sep 10, 2025 | Cantor Fitzgerald | Dave Rochester | Neutral | Initiates | $42.00 |
| Aug 19, 2025 | Keefe, Bruyette & Woods | Timothy Switzer | Outperform | Upgrade | $43.00 |
| Jul 25, 2025 | Keefe, Bruyette & Woods | Timothy Switzer | Market Perform | Reiterates | $37.00 |
| Jul 11, 2025 | Keefe, Bruyette & Woods | Timothy Switzer | Market Perform | Maintains | $36.00 |
| Apr 25, 2025 | Keefe, Bruyette & Woods | Timothy Switzer | Market Perform | Maintains | $34.00 |
| Jan 24, 2025 | Keefe, Bruyette & Woods | Timothy Switzer | Market Perform | Reiterates | $44.00 |
| Oct 28, 2024 | Truist Securities | Brandon King | Buy | Maintains | $46.00 |
| Oct 25, 2024 | Piper Sandler | Crispin Love | Neutral | Maintains | $44.00 |
| Sep 20, 2024 | Truist Securities | Brandon King | Buy | Maintains | $57.00 |
| Jul 29, 2024 | Piper Sandler | Crispin Love | Neutral | Maintains | $46.00 |
| Jul 29, 2024 | Truist Securities | Brandon King | Buy | Maintains | $51.00 |
| Jul 26, 2024 | Keefe, Bruyette & Woods | Timothy Switzer | Market Perform | Reiterates | $47.00 |
| Jul 8, 2024 | Truist Securities | Brandon King | Buy | Maintains | $38.00 |
| Jun 27, 2024 | JP Morgan | Steven Alexopoulos | Overweight | Maintains | $45.00 |
| Apr 26, 2024 | Truist Securities | Brandon King | Buy | Maintains | $38.00 |
| Apr 26, 2024 | Keefe, Bruyette & Woods | Timothy Switzer | Market Perform | Reiterates | $40.00 |
| Apr 1, 2024 | Truist Securities | Brandon King | Buy | Maintains | $47.00 |
| Jan 30, 2024 | Truist Securities | Jennifer Demba | Buy | Maintains | $47.00 |
Live Oak Bancshares Inc. (LOB) Competitors
The following stocks are similar to Live Oak based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Live Oak Bancshares Inc. (LOB) Financial Data
Live Oak Bancshares Inc. has a market capitalization of $1.73B with a P/E ratio of 16.8x. The company generates $480.78M in trailing twelve-month revenue with a 22.0% profit margin.
Revenue growth is +70.2% quarter-over-quarter, while maintaining an operating margin of +49.1% and return on equity of +9.4%.
Valuation Metrics
Market Cap
$1.73B
Enterprise Value
$1.07B
P/E Ratio
16.8x
PEG Ratio
0.0x
Price/Sales
3.6x
Growth & Margins
Revenue Growth (YoY)
+70.2%
Gross Margin
N/A
Operating Margin
+49.1%
Net Margin
+22.0%
EPS Growth
+366.8%
Financial Health
Cash/Price Ratio
+50.0%
Current Ratio
N/A
Debt/Equity
0.1x
ROE
+9.4%
ROA
+0.8%
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Live Oak Bancshares Inc. (LOB) Business Model
About Live Oak Bancshares Inc.
What They Do
Provides small business loans and banking services.
Business Model
The company operates as a financial services institution that focuses on lending primarily to small businesses across niche industries. It employs technology-driven platforms to streamline the loan application and disbursement process, thereby generating revenue through interest on loans and fees associated with financial services.
Additional Information
Founded in Wilmington, North Carolina, Live Oak Bancshares is significant in supporting economic growth by facilitating capital access for small enterprises. Its expertise spans various sectors, including healthcare, agriculture, and technology, positioning it as an innovative player in the evolving banking landscape.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
1,027
CEO
Mr. James S. Mahan III
Country
United States
IPO Year
2015
Website
www.liveoak.bankLive Oak Bancshares Inc. (LOB) Latest News & Analysis
Featured Analysis
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Ameris Bancorp (ABCB) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
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Apr 16, 2026
By Zacks Equity Research
Tale of the Tape
Latest News
Quick Summary
Live Oak Bancshares, Inc. (NYSE: LOB) will report its Q1 2026 financial results on April 22, 2026, after U.S. markets close.
Why It Matters
Live Oak Bancshares' upcoming financial results announcement may impact stock performance, influencing investor sentiment and stock valuation based on earnings expectations.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Live Oak Bank's $300,000 grant in 2024 supports the Lower Cape Fear LifeCare Scholars program, enhancing hospice nurse training, retention, and patient access in southeastern North Carolina.
Why It Matters
The grant enhances workforce stability in healthcare, potentially reducing turnover costs and improving patient care, which can positively impact local healthcare investments and community growth.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
CEO James Mahan III sold 20,000 shares of voting common stock for ~$653,000 at $32.67 per share on March 11-12, 2026, amid a decline in LOB shares throughout the year.
Why It Matters
CEO Mahan's significant stock sale may signal a lack of confidence in the company's future, potentially impacting shareholder sentiment and contributing to the ongoing decline in LOB shares.
Source: The Motley Fool
Market Sentiment:
Negative
Quick Summary
James S. Mahan III sold 20,000 shares for about $804,000, at an average price of $40.18 per share, following a similar sale the previous week.
Why It Matters
James S. Mahan III's sale of 20,000 shares signals potential insider sentiment, which may indicate declining confidence in the company's future performance, influencing investor perception and stock price.
Source: The Motley Fool
Market Sentiment:
Neutral
Unexpected Stock Picks and Looking to the Future
1 month ago
Quick Summary
Motley Fool contributors discuss stocks they would sell and analyze current market trends and their potential impact over the next year in a recent podcast.
Why It Matters
The podcast highlights stock picks and market predictions from trusted analysts, signaling potential investment shifts and opportunities that could impact portfolio strategies.
Source: The Motley Fool
Market Sentiment:
Neutral
Quick Summary
Live Oak Bancshares CEO James S. Mahan III sold 20,000 shares of stock for approximately $810,000 at an average price of $40.49 per share on February 11-12, 2026.
Why It Matters
CEO Mahan's sale of 20,000 shares may signal a lack of confidence in the company's future, potentially affecting investor sentiment and stock performance.
Source: The Motley Fool
Market Sentiment:
Negative
Frequently Asked Questions About LOB Stock
What is Live Oak Bancshares Inc.'s (LOB) stock forecast for 2026?
Based on our analysis of 10 Wall Street analysts, Live Oak Bancshares Inc. (LOB) has a median price target of $42.50. The highest price target is $51.00 and the lowest is $40.00.
Is LOB stock a good investment in 2026?
According to current analyst ratings, LOB has 2 Buy ratings, 3 Hold ratings, and 0 Sell ratings. The stock is currently trading at $37.46. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for LOB stock?
Wall Street analysts predict LOB stock could reach $42.50 in the next 12 months. This represents a 13.5% increase from the current price of $37.46. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Live Oak Bancshares Inc.'s business model?
The company operates as a financial services institution that focuses on lending primarily to small businesses across niche industries. It employs technology-driven platforms to streamline the loan application and disbursement process, thereby generating revenue through interest on loans and fees associated with financial services.
What is the highest forecasted price for LOB Live Oak Bancshares Inc.?
The highest price target for LOB is $51.00 from Steven Alexopoulos at TD Cowen, which represents a 36.1% increase from the current price of $37.46.
What is the lowest forecasted price for LOB Live Oak Bancshares Inc.?
The lowest price target for LOB is $40.00 from Timothy Switzer at Keefe, Bruyette & Woods, which represents a 6.8% increase from the current price of $37.46.
What is the overall LOB consensus from analysts for Live Oak Bancshares Inc.?
The overall analyst consensus for LOB is neutral. Out of 10 Wall Street analysts, 2 rate it as Buy, 3 as Hold, and 0 as Sell, with a median price target of $42.50.
How accurate are LOB stock price projections?
Stock price projections, including those for Live Oak Bancshares Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: April 20, 2026 3:16 AM UTC