12 Month Price Forecast For LOB
Distance to LOB Price Forecasts
LOB Price Momentum
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Disclaimer: The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Data last updated: February 7, 2025 11:31 PM UTC
LOB Analyst Ratings & Price Targets
Based on our analysis of 9 Wall Street analysts, LOB has a consensus that is neutral. The median price target is $41.00, with forecasts ranging from $38.00 to $44.00. Currently, there are 0 Buy ratings, 3 Hold ratings, and 0 Sell ratings.
With LOB currently trading at $35.65, the median price forecast suggests a 15.0% upside. The most optimistic forecast comes from Timothy Switzer at Keefe, Bruyette & Woods, projecting a 23.4% upside, while Brandon King at Truist Securities provides the most conservative target, suggesting a 6.6% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
LOB Analyst Consensus
LOB Price Target Range
Latest LOB Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for LOB.
Date | Firm | Analyst | Rating | Change | Price Target |
---|---|---|---|---|---|
Jan 24, 2025 | Keefe, Bruyette & Woods | Timothy Switzer | Market Perform | Reiterates | $44.00 |
Oct 28, 2024 | Truist Securities | Brandon King | Buy | Maintains | $46.00 |
Oct 25, 2024 | Piper Sandler | Crispin Love | Neutral | Maintains | $44.00 |
Sep 20, 2024 | Truist Securities | Brandon King | Buy | Maintains | $57.00 |
Jul 29, 2024 | Piper Sandler | Crispin Love | Neutral | Maintains | $46.00 |
Jul 29, 2024 | Truist Securities | Brandon King | Buy | Maintains | $51.00 |
Jul 26, 2024 | Keefe, Bruyette & Woods | Timothy Switzer | Market Perform | Reiterates | $47.00 |
Jul 8, 2024 | Truist Securities | Brandon King | Buy | Maintains | $38.00 |
Jun 27, 2024 | JP Morgan | Steven Alexopoulos | Overweight | Maintains | $45.00 |
Apr 26, 2024 | Truist Securities | Brandon King | Buy | Maintains | $38.00 |
Apr 26, 2024 | Keefe, Bruyette & Woods | Timothy Switzer | Market Perform | Reiterates | $40.00 |
Apr 1, 2024 | Truist Securities | Brandon King | Buy | Maintains | $47.00 |
Jan 30, 2024 | Truist Securities | Jennifer Demba | Buy | Maintains | $47.00 |
Jan 26, 2024 | Keefe, Bruyette & Woods | Michael Perito | Market Perform | Maintains | $45.00 |
Dec 15, 2023 | Truist Securities | Jennifer Demba | Buy | Maintains | $50.00 |
Oct 5, 2023 | JP Morgan | Steven Alexopoulos | Overweight | Upgrade | $40.00 |
Sep 27, 2023 | Truist Securities | Jennifer Demba | Buy | Maintains | $35.00 |
Jul 27, 2023 | JP Morgan | Steven Alexopoulos | Neutral | Maintains | $40.00 |
Jul 27, 2023 | Keefe, Bruyette & Woods | Michael Perito | Market Perform | Maintains | $36.00 |
Jun 29, 2023 | Truist Securities | Jennifer Demba | Buy | Maintains | $28.00 |
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Live Oak Bancshares Inc (LOB) Financial Data
Live Oak Bancshares Inc has a market capitalization of $1.60B with a P/E ratio of 20.8x. The company generates $405.74M in trailing twelve-month revenue with a 20.6% profit margin.
Revenue growth is -18.6% quarter-over-quarter, while maintaining an operating margin of +20.7% and return on equity of +9.0%.
Valuation Metrics
Growth & Margins
Financial Health
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Live Oak Bancshares Inc (LOB) Company Overview
About Live Oak Bancshares Inc
Provides banking products and services in the U.S.
The company operates as a bank holding company offering a range of deposit products and various types of loans, including commercial and industrial loans, real estate loans, and construction loans. It generates revenue through interest income from loans, fees for services, and investment management for high-net-worth clients.
Live Oak Bancshares, Inc. operates through two segments: Banking and Fintech. The company is headquartered in Wilmington, North Carolina and was incorporated in 2008. It also provides specialized services like settlement and securitization for government guaranteed loans, and financing for the renewable energy sector.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
999
CEO
Mr. James S. Mahan III
Country
United States
IPO Year
2015
Website
www.liveoakbank.comLive Oak Bancshares Inc (LOB) Latest News & Analysis
Live Oak Bancshares' Q4 2024 shows mixed results: high net charge-offs, costly deposits (4.03% cost of funds), but strong loan originations. Deteriorating net interest margin may improve with CD refinancing.
Live Oak Bancshares' mixed Q4 results highlight risks with high charge-offs and costly deposits, signaling potential profitability challenges and weak customer leverage, impacting future performance.
Live Oak: Loan Growth Rose, but EPS Fell
16 days agoLive Oak Bancshares reported Q4 2024 diluted EPS of $0.22, significantly below analysts' expectations of $0.53. The stock is currently down 1.38%.
Live Oak Bancshares' Q4 earnings miss signals potential weaknesses in its lending performance, which could impact future growth and investor confidence.
Live Oak Bancshares, Inc. will hold its Q4 2024 earnings conference call on January 23, 2024, at 9:00 AM ET, featuring key executives and analysts from various firms.
The earnings call provides insight into Live Oak Bancshares' financial performance and strategic direction, influencing investor sentiment and stock valuation.
Live Oak Bancshares reported Q4 2024 net income of $9.9 million ($0.22 per diluted share) and annual net income of $77.5 million ($1.69 per diluted share) for the year ended December 31, 2024.
Live Oak Bancshares' solid Q4 earnings and annual net income indicate strong financial health, potentially influencing stock performance and investor sentiment positively.
Live Oak Bancshares (LOB) reported its quarterly performance for December 2024. Investors should compare key metrics with Wall Street estimates and year-ago figures for deeper insights.
Live Oak Bancshares' performance metrics against estimates and prior year values can indicate growth potential or risk, influencing investor sentiment and stock valuation.
Live Oak Bancshares (LOB) reported Q3 earnings of $0.22 per share, below the Zacks estimate of $0.49, and down from $0.36 per share year-over-year.
Live Oak Bancshares' earnings miss signals potential operational issues, impacting investor confidence and possibly leading to stock price volatility.
Frequently Asked Questions About LOB Stock
What is Live Oak Bancshares Inc's (LOB) stock forecast for 2025?
Based on our analysis of 9 Wall Street analysts, Live Oak Bancshares Inc (LOB) has a median price target of $41.00. The highest price target is $44.00 and the lowest is $38.00.
Is LOB stock a good investment in 2025?
According to current analyst ratings, LOB has 0 Buy ratings, 3 Hold ratings, and 0 Sell ratings. The stock is currently trading at $35.65. Always conduct your own research and consider your investment goals before making investment decisions.
What is the price prediction for LOB stock?
Wall Street analysts predict LOB stock could reach $41.00 in the next 12 months. This represents a 15.0% increase from the current price of $35.65. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Live Oak Bancshares Inc's business model?
The company operates as a bank holding company offering a range of deposit products and various types of loans, including commercial and industrial loans, real estate loans, and construction loans. It generates revenue through interest income from loans, fees for services, and investment management for high-net-worth clients.
What is the highest forecasted price for LOB Live Oak Bancshares Inc?
The highest price target for LOB is $44.00 from Timothy Switzer at Keefe, Bruyette & Woods, which represents a 23.4% increase from the current price of $35.65.
What is the lowest forecasted price for LOB Live Oak Bancshares Inc?
The lowest price target for LOB is $38.00 from Brandon King at Truist Securities, which represents a 6.6% increase from the current price of $35.65.
What is the overall LOB consensus from analysts for Live Oak Bancshares Inc?
The overall analyst consensus for LOB is neutral. Out of 9 Wall Street analysts, 0 rate it as Buy, 3 as Hold, and 0 as Sell, with a median price target of $41.00.
How accurate are LOB stock price projections?
Stock price projections, including those for Live Oak Bancshares Inc, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.