LOBFinancial Services · Banks - RegionalLOB Stock Forecast: Live Oak Bancshares, Inc. Price Predictions for 2026-2027
The 5 Wall Street analysts covering Live Oak Bancshares, Inc. hold a median 12-month price target of $46 — +4.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 38 of 100 as at 1 Aug 2026 — in the lower half.
LOB stock analysis: one number for the whole business
Consensus tells you what everyone already believes. The model scores Live Oak Bancshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (86): Sales and profits are climbing, and climbing faster than before.
Volatility (5): The share price moves around a lot.
The rank is the raw material. Whether the rules would actually own Live Oak Bancshares, Inc. — and when they’d sell — is the membership.
LOB stock forecast 2026-2027: analyst price targets & predictions
The bullish and bearish analyst opinions on LOB, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +4.0% from it.
Of the 20 most recent actions, 4 moved their price target up and 2 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 27 July 2026 | TD Cowen | Maintains | Buy | $47 → $49 |
| 24 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $45 → $47 |
| 15 July 2026 | Cantor Fitzgerald | Maintains | Neutral | $41 → $44 |
| 15 July 2026 | Cantor Fitzgerald | Maintains | Neutral | — |
| 27 Apr 2026 | Piper Sandler | Maintains | Neutral | $40 → $41 |
| 27 Apr 2026 | Piper Sandler | Maintains | Neutral | — |
| 27 Apr 2026 | TD Cowen | Maintains | Buy | — |
| 27 Apr 2026 | TD Cowen | Maintains | Buy | $51 → $47 |
| 24 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 24 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $44 → $42 |
| 3 Feb 2026 | TD Cowen | Maintains | Buy | — |
| 24 Oct 2025 | Piper Sandler | Maintains | Neutral | — |
| 10 Sept 2025 | Cantor Fitzgerald | Initiates | Neutral | — |
| 19 Aug 2025 | Keefe, Bruyette & Woods | Upgrade | Outperform | — |
| 25 July 2025 | Keefe, Bruyette & Woods | Reiterates | Market Perform | — |
| 11 July 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 25 Apr 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 24 Jan 2025 | Keefe, Bruyette & Woods | Reiterates | Market Perform | — |
| 28 Oct 2024 | Truist Securities | Maintains | Buy | — |
| 25 Oct 2024 | Piper Sandler | Maintains | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
LOB analyst estimate revisions
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
Live Oak Bancshares, Inc. (LOB) financial data
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
- Trailing P/E
- 15.0×
- Price / sales
- 3.8×
- Price / book
- 1.6×
- EV / EBITDA
- —
Cheaper than 47% of US stocks
Cheaper than 33% of US stocks
Cheaper than 52% of US stocks
- Revenue growth (YoY)
- 8.4%
- Earnings growth (YoY)
- 57.1%
- Gross margin
- —
- Operating margin
- 38.8%
- Net margin
- 26.5%
Higher than 51% of US stocks
Higher than 79% of US stocks
Higher than 92% of US stocks
Higher than 87% of US stocks
- Return on equity
- 11.7%
- Return on assets
- 0.9%
- Dividend yield
- 0.3%
Higher than 68% of US stocks
Higher than 49% of US stocks
Higher than 5% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
LOB vs competitors
The nearest names by industry and size, scored by the same model — like for like.
This page is one stock. Monday covers all of them.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. LOB appears on the weeks it earns a place.
Frequently asked questions about LOB stock
What is the LOB stock price forecast for 2026-2027?
The 5 Wall Street analysts covering Live Oak Bancshares, Inc. have a median 12-month price target of $46, with estimates ranging from $44 to $49. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Is LOB stock a buy right now?
Of the 5 analysts covering Live Oak Bancshares, Inc., 2 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Live Oak Bancshares, Inc. 38 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.
How does Ticker Nerd's model rank LOB?
As at 1 Aug 2026, Live Oak Bancshares, Inc. ranks 38 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (86 of 100).
Will LOB stock go up?
No one can know that. What the data says: the median 12-month target from 5 analysts implies +4.0% from the last close, and Ticker Nerd's factor model ranks Live Oak Bancshares, Inc. 38 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
What is the LOB stock forecast for 2030?
No analyst covering Live Oak Bancshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LOB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $44 to $49 over the next 12 months.
How has LOB stock performed over the past year?
Live Oak Bancshares, Inc. returned +41.6% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
What does Live Oak Bancshares, Inc. do?
Live Oak Bancshares Inc. is a financial services institution known for its focus on lending and banking services.
About Live Oak Bancshares, Inc.
Live Oak Bancshares Inc. is a financial services institution known for its focus on lending and banking services. The company's primary function is to provide small business loans, often catering to niche industries and entrepreneurs across the United States. Live Oak Bancshares stands out for its use of technology-driven platforms to streamline financial services, making them accessible and efficient for clients. The firm notably impacts the small business sector, offering specialized financing solutions that support growth and development in various fields, including healthcare, agriculture, and technology. Founded in Wilmington, North Carolina, Live Oak Bancshares leverages its industry expertise to drive innovation in the banking industry. It plays a significant role in facilitating capital access for small enterprises, fostering economic growth and sustainability in local communities. Through its comprehensive service offerings, Live Oak Bancshares Inc. bridges traditional banking with modern financial solutions, making it a pivotal player in the contemporary financial landscape.
CEO Mr. James S. Mahan III · 1,027 employees · United States · https://www.liveoak.bank