Missed GME or NVDA? Don’t Miss the Next One.
Join 5,000+ investors using Ticker Nerd’s Market Radar to stay ahead of major market moves, analyst upgrades, and trending opportunities — for free.
LOB Stock Forecast 2025-2026
$27.97
Current Price
$1.26B
Market Cap
Buy 0
Hold 3
Sell 0
Wall St Analyst Ratings
Distance to LOB Price Targets
+21.6%
To High Target of $34.00
+12.6%
To Median Target of $31.50
+3.7%
To Low Target of $29.00
LOB Price Momentum
+0.4%
1 Week Change
-0.7%
1 Month Change
-16.3%
1 Year Change
-29.3%
Year-to-Date Change
-44.7%
From 52W High of $50.57
+23.3%
From 52W Low of $22.68
📊 TOP ANALYST CALLS
Did LOB Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Live Oak is one of their latest high-conviction picks.
Latest LOB Stock Price Targets & Analyst Predictions
Based on our analysis of 9 Wall Street analysts, LOB has a neutral consensus with a median price target of $31.50 (ranging from $29.00 to $34.00). Currently trading at $27.97, the median forecast implies a 12.6% upside. This outlook is supported by 0 Buy, 3 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Timothy Switzer at Keefe, Bruyette & Woods, projecting a 21.6% upside. Conversely, the most conservative target is provided by Jennifer Demba at Truist Securities, suggesting a 3.7% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
LOB Analyst Ratings
0
Buy
3
Hold
0
Sell
LOB Price Target Range
Low
$29.00
Average
$31.50
High
$34.00
Current: $27.97
Latest LOB Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for LOB.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Apr 25, 2025 | Keefe, Bruyette & Woods | Timothy Switzer | Market Perform | Maintains | $34.00 |
| Jan 24, 2025 | Keefe, Bruyette & Woods | Timothy Switzer | Market Perform | Reiterates | $44.00 |
| Oct 28, 2024 | Truist Securities | Brandon King | Buy | Maintains | $46.00 |
| Oct 25, 2024 | Piper Sandler | Crispin Love | Neutral | Maintains | $44.00 |
| Sep 20, 2024 | Truist Securities | Brandon King | Buy | Maintains | $57.00 |
| Jul 29, 2024 | Piper Sandler | Crispin Love | Neutral | Maintains | $46.00 |
| Jul 29, 2024 | Truist Securities | Brandon King | Buy | Maintains | $51.00 |
| Jul 26, 2024 | Keefe, Bruyette & Woods | Timothy Switzer | Market Perform | Reiterates | $47.00 |
| Jul 8, 2024 | Truist Securities | Brandon King | Buy | Maintains | $38.00 |
| Jun 27, 2024 | JP Morgan | Steven Alexopoulos | Overweight | Maintains | $45.00 |
| Apr 26, 2024 | Keefe, Bruyette & Woods | Timothy Switzer | Market Perform | Reiterates | $40.00 |
| Apr 26, 2024 | Truist Securities | Brandon King | Buy | Maintains | $38.00 |
| Apr 1, 2024 | Truist Securities | Brandon King | Buy | Maintains | $47.00 |
| Jan 30, 2024 | Truist Securities | Jennifer Demba | Buy | Maintains | $47.00 |
| Jan 26, 2024 | Keefe, Bruyette & Woods | Michael Perito | Market Perform | Maintains | $45.00 |
| Dec 15, 2023 | Truist Securities | Jennifer Demba | Buy | Maintains | $50.00 |
| Oct 5, 2023 | JP Morgan | Steven Alexopoulos | Overweight | Upgrade | $40.00 |
| Sep 27, 2023 | Truist Securities | Jennifer Demba | Buy | Maintains | $35.00 |
| Jul 27, 2023 | JP Morgan | Steven Alexopoulos | Neutral | Maintains | $40.00 |
| Jul 27, 2023 | Keefe, Bruyette & Woods | Michael Perito | Market Perform | Maintains | $36.00 |
Live Oak Bancshares Inc. (LOB) Competitors
The following stocks are similar to Live Oak based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Live Oak Bancshares Inc. (LOB) Financial Data
Live Oak Bancshares Inc. has a market capitalization of $1.26B with a P/E ratio of 21.2x. The company generates $399.32M in trailing twelve-month revenue with a 14.9% profit margin.
Revenue growth is -3.6% quarter-over-quarter, while maintaining an operating margin of +17.2% and return on equity of +6.1%.
Valuation Metrics
Market Cap
$1.26B
Enterprise Value
$625.74M
P/E Ratio
21.2x
PEG Ratio
9.6x
Price/Sales
3.1x
Growth & Margins
Revenue Growth (YoY)
-3.6%
Gross Margin
N/A
Operating Margin
+17.2%
Net Margin
+14.9%
EPS Growth
-64.8%
Financial Health
Cash/Price Ratio
+58.4%
Current Ratio
0.0x
Debt/Equity
0.1x
ROE
+6.1%
ROA
+0.5%
💡 SKIP THE NOISE
97% of Analyst Ratings Go Nowhere
We filter thousands of calls to find the few that actually matter. Get the top analyst buy ratings — tracked and updated every Monday and Thursday.
Live Oak Bancshares Inc. (LOB) Business Model
About Live Oak Bancshares Inc.
What They Do
Provides small business loans and banking services.
Business Model
The company operates by offering specialized lending solutions to small businesses, focusing on niche industries and entrepreneurs across the U.S. It leverages technology-driven platforms to streamline its services, enhancing accessibility and efficiency for clients, which in turn drives revenue through interest and fees on loans.
Additional Information
Founded in Wilmington, North Carolina, Live Oak Bancshares plays a vital role in supporting the small business sector, particularly in areas like healthcare, agriculture, and technology. Its commitment to fostering economic growth and sustainability in local communities positions it as a key player in the modern financial landscape.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
1,008
CEO
Mr. James S. Mahan III
Country
United States
IPO Year
2015
Website
www.liveoak.bankLive Oak Bancshares Inc. (LOB) Latest News & Analysis
Latest News
Live Oak Bank Announces $600,000 Grant in Support of Child Care Providers in New Hanover County
1 month ago
Quick Summary
Live Oak Bank has issued a $600,000 grant to support licensed early child care providers in connecting with qualified substitute teachers, enhancing care continuity and student-teacher ratios.
Why It Matters
Live Oak Bank's $600,000 grant enhances early childhood education quality, potentially boosting demand for services and positively impacting related investments in the education sector.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Live Oak Bancshares appointed Patrick T. to a key position on May 8, 2025. Further details on the role and its implications for the company are not provided.
Why It Matters
The appointment of a new executive at Live Oak Bancshares could signal strategic shifts or leadership changes, impacting investor confidence and future company performance.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Live Oak Bancshares (NYSE: LOB) will hold its Q1 2025 earnings conference call on April 24, 2025, at 9:00 AM ET, featuring key executives including CEO Chip Mahan.
Why It Matters
The earnings call provides insights into Live Oak Bancshares' financial performance and outlook, influencing investor sentiment and stock valuations. Key executives' comments can signal strategic direction.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
Live Oak Bancshares, Inc. reported Q1 2025 net income of $9.7 million, or $0.21 per diluted share.
Why It Matters
Live Oak Bancshares' first quarter net income of $9.7 million indicates profitability, potentially boosting investor confidence and impacting stock performance.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Live Oak Bancshares (LOB) reported Q3 earnings of $0.21 per share, missing the Zacks estimate of $0.38 and down from $0.36 per share year-over-year.
Why It Matters
Live Oak Bancshares' earnings miss signals potential operational challenges, which may lead to decreased investor confidence and affect stock performance.
Source: Zacks Investment Research
Market Sentiment:
Negative
Quick Summary
Live Oak Bancshares (LOB) reported its quarterly performance for March 2025, with key metrics available for comparison against Wall Street estimates and prior year values.
Why It Matters
Comparing Live Oak Bancshares' performance metrics to estimates and previous years provides insights into growth trends and market expectations, influencing investment decisions.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Frequently Asked Questions About LOB Stock
What is Live Oak Bancshares Inc.'s (LOB) stock forecast for 2025?
Based on our analysis of 9 Wall Street analysts, Live Oak Bancshares Inc. (LOB) has a median price target of $31.50. The highest price target is $34.00 and the lowest is $29.00.
Is LOB stock a good investment in 2025?
According to current analyst ratings, LOB has 0 Buy ratings, 3 Hold ratings, and 0 Sell ratings. The stock is currently trading at $27.97. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for LOB stock?
Wall Street analysts predict LOB stock could reach $31.50 in the next 12 months. This represents a 12.6% increase from the current price of $27.97. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Live Oak Bancshares Inc.'s business model?
The company operates by offering specialized lending solutions to small businesses, focusing on niche industries and entrepreneurs across the U.S. It leverages technology-driven platforms to streamline its services, enhancing accessibility and efficiency for clients, which in turn drives revenue through interest and fees on loans.
What is the highest forecasted price for LOB Live Oak Bancshares Inc.?
The highest price target for LOB is $34.00 from Timothy Switzer at Keefe, Bruyette & Woods, which represents a 21.6% increase from the current price of $27.97.
What is the lowest forecasted price for LOB Live Oak Bancshares Inc.?
The lowest price target for LOB is $29.00 from Jennifer Demba at Truist Securities, which represents a 3.7% increase from the current price of $27.97.
What is the overall LOB consensus from analysts for Live Oak Bancshares Inc.?
The overall analyst consensus for LOB is neutral. Out of 9 Wall Street analysts, 0 rate it as Buy, 3 as Hold, and 0 as Sell, with a median price target of $31.50.
How accurate are LOB stock price projections?
Stock price projections, including those for Live Oak Bancshares Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: June 19, 2025 6:55 AM UTC