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LKFNLKFNFinancial Services · Banks - Regional

LKFN Stock Forecast: Lakeland Financial Corp. (Indiana) Price Predictions for 2026-2027

Last close, 8 Oct 2026
$57
+0.45% on the day

The 5 Wall Street analysts covering Lakeland Financial Corp. (Indiana) hold a median 12-month price target of $67 — +15.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 62 of 100 as at 8 Oct 2026 — in the upper half.

Market cap
$1.4B
Ticker Nerd rank
62 / 100
Median analyst target
$67
Analysts covering
5
Revenue$70.9M+6.8% y/y
Net income$28.4M
Free cash flow$19.1M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−1.1%
1M
−4.2%
YTD
+3.3%
1Y
−6.2%
From 52W high
−9.8%
From 52W low
+6.2%
$54
$64
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

LKFN stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Lakeland Financial Corp. (Indiana) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
62 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
88
Growth
71
Volatility
71
Issuance
66
Revisions
66
Momentum
47
Size
39
Accruals
32
Value
28

Quality (88): The business earns solid, repeatable profits on what it owns.

Value (28): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

LKFN stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on LKFN, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$55$60$65Jan 26Apr 26Jul 26Oct 26LKFNHigh $67Median $67Low $66

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
0 Buy5 Hold0 Sell
Low $66Median $67High $67

The green dot is the last close — the median target sits +15.8% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
7 Jan 2026Hovde GroupDowngradeMarket Perform—
28 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
28 Oct 2025Raymond JamesReiteratesOutperform—
28 July 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
6 May 2025Hovde GroupUpgradeOutperform—
28 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 Jan 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
29 July 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
26 Jan 2024Raymond JamesMaintainsOutperform—
26 Jan 2024Stephens & Co.MaintainsEqual-Weight—
26 Oct 2023Raymond JamesMaintainsOutperform—
24 July 2023Raymond JamesMaintainsOutperform—
26 Apr 2023Raymond JamesMaintainsOutperform—
6 Apr 2023Raymond JamesMaintainsOutperform—
21 Feb 2023Raymond JamesUpgradeOutperform—
27 July 2021Stephens & Co.MaintainsEqual-Weight—
9 Aug 2016Keefe Bruyette & WoodsMaintainsMarket Perform—
9 Aug 2016Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 July 2016Keefe Bruyette & WoodsMaintainsMarket Perform—
27 July 2016Keefe, Bruyette & WoodsMaintainsMarket Perform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. LKFN appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

LKFN vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, Lakeland Financial Corp. (Indiana) returned −6.2% against +16.2% for the S&P 500, dividends included.

LKFN vs S&P 500, last 12 monthsTotal return, rebased to 100
859095100105110115120Jan 26Apr 26Jul 26Oct 26LKFNS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

LKFN analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.8%
Analysts raising
3
Analysts cutting
0
Fundamentals

Lakeland Financial Corp. (Indiana) (LKFN) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.1×

Cheaper than 50% of US stocks

Price / sales
5.2×

Cheaper than 23% of US stocks

Price / book
1.8×

Cheaper than 47% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
9.2%

Higher than 50% of US stocks

Earnings growth (YoY)
5.5%

Higher than 42% of US stocks

Gross margin
—
Operating margin
51.5%

Higher than 97% of US stocks

Net margin
40.6%

Higher than 94% of US stocks

Returns & dividend
Return on equity
15.0%

Higher than 74% of US stocks

Return on assets
1.6%

Higher than 56% of US stocks

Dividend yield
3.6%

Higher than 89% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Lakeland Financial Corp. (Indiana) (LKFN) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Lakeland Financial Corp. (Indiana) has a market value of $1.4B and an enterprise value of $1.3B.

  • Revenue in the twelve months to 30 June 2026: $279.4M. The latest quarter grew 9.2% year on year.

  • Net income over the same four quarters: $111.2M, a 39.8% net margin.

  • Diluted earnings per share, trailing twelve months: $4.36.

  • Free cash flow in the twelve months to 30 June 2026: $111.7M.

  • Lakeland Financial Corp. (Indiana) spent $42.2M on share buybacks and $52.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 24.9M.

  • Trailing P/E: 13.1×; forward P/E: 12.7× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.63%, paying out 47% of earnings.

  • Lakeland Financial Corp. (Indiana) employs 695 people — $402K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 8 Oct 2026

Data provided by Twelve Data

Peers

LKFN vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
LKFNLakeland Financial Corp. (Indiana)$1.4B
62
ESQEsquire Financial Holdings, Inc.$1.4B
57
AMALAmalgamated Financial Corp.$1.4B
77
WABCWestamerica Bancorporation$1.4B
79
TMPTompkins Financial Corp.$1.4B
84
BHRBBurke Herbert Financial Services Corp.$1.4B
28
CTBICommunity Trust Bancorp, Inc. (Kentucky)$1.4B
75

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Lakeland Financial Corp. (Indiana) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest LKFN news & analysis

Lake City Bank Announces Significant Market Expansion in Fort Wayne at Electric Works

GlobeNewsWire · 7 Oct 2026positive

Lake City Bank plans to lease approximately 15,025 square feet at Electric Works in Fort Wayne for its market headquarters for Commercial Banking and Credit Administration. It will also open a 2,500-square-foot full-service branch there.

Why it matters — The expansion adds commercial banking and branch operations in Fort Wayne, reflecting the bank’s continued growth and investment in the market.

Why Lakeland Financial (LKFN) is a Top Dividend Stock for Your Portfolio

Zacks Investment Research · 30 Sept 2026positive

Zacks Investment Research published an article highlighting Lakeland Financial (LKFN) as a top dividend stock for investors' portfolios. The piece discusses the benefits of dividends and questions whether LKFN has what it takes to qualify as a strong dividend stock.

Why it matters — This article draws positive attention to LKFN's dividend potential, which is relevant to shareholders and prospective investors focused on income.

Lake City Bank Named to Piper Sandler Sm-All Stars Class of 2026; Among Top 25 Small-cap Banks and Thrifts in the Country

GlobeNewsWire · 22 Sept 2026positive

Lake City Bank, the single bank subsidiary of Lakeland Financial Corporation (Nasdaq: LKFN), was named to the Piper Sandler Sm-All Stars Class of 2026, which recognizes top performing small-cap banks and thrifts. It was one of only 25 institutions recognized nationwide and the only bank headquartered in Indiana to make the list.

Why it matters — The recognition highlights Lake City Bank's strong performance among small-cap banks and could raise its profile among investors following LKFN.

Lakeland Financial (LKFN) Could Be a Great Choice

Zacks Investment Research · 14 Sept 2026positive

Zacks Investment Research published a piece examining whether Lakeland Financial (LKFN) could be a great dividend stock choice. The article highlights dividends as a key benefit for shareholders but does not reach a definitive conclusion in the excerpt provided.

Why it matters — Investors and analysts following LKFN may be drawn by the piece's attention to the company's dividend potential.

Are You Looking for a High-Growth Dividend Stock?

Zacks Investment Research · 28 Aug 2026neutral

Zacks Investment Research published an article examining whether Lakeland Financial (LKFN) qualifies as a high-growth dividend stock, framing dividends as a key shareholder benefit. The piece poses the question of whether LKFN has what it takes, without providing an answer in the excerpt.

Why it matters — A LKFN watcher would care because the article evaluates the company's standing as a dividend-paying investment, a factor relevant to income-focused shareholders.

FAQ

Frequently asked questions about LKFN stock

What is the LKFN stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Lakeland Financial Corp. (Indiana) have a median 12-month price target of $67, with estimates ranging from $66 to $67. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is LKFN stock a buy right now?

Of the 5 analysts covering Lakeland Financial Corp. (Indiana), 0 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Lakeland Financial Corp. (Indiana) 62 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank LKFN?

As at 8 Oct 2026, Lakeland Financial Corp. (Indiana) ranks 62 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (88 of 100).

Will LKFN stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +15.8% from the last close, and Ticker Nerd's factor model ranks Lakeland Financial Corp. (Indiana) 62 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the LKFN stock forecast for 2030?

No analyst covering Lakeland Financial Corp. (Indiana) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LKFN are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $66 to $67 over the next 12 months.

How has LKFN stock performed over the past year?

Lakeland Financial Corp. (Indiana) returned -6.2% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Lakeland Financial Corp. (Indiana) do?

Lakeland Financial Corp. is a bank holding company that operates through its subsidiary Lake City Bank, providing a broad range of commercial and consumer banking services.

What is the latest news on LKFN?

The most recent item we track (GlobeNewsWire, 7 Oct 2026): "Lake City Bank Announces Significant Market Expansion in Fort Wayne at Electric Works". Lake City Bank plans to lease approximately 15,025 square feet at Electric Works in Fort Wayne for its market headquarters for Commercial Banking and Credit Administration. It will also open a 2,500-square-foot full-service branch there.

Company

About Lakeland Financial Corp. (Indiana).

Lakeland Financial Corp. is a bank holding company that operates through its subsidiary Lake City Bank, providing a broad range of commercial and consumer banking services. Its current offerings include deposit products, lending solutions, treasury management, brokerage, trust and wealth management, and investment management services. The company serves individuals, businesses, and public sector clients across Northern and Central Indiana, with a strong focus on community banking and relationship-based financial services. Lakeland Financial Corp. supports customers through both branch banking and digital channels, while also serving commercial clients across sectors such as real estate, manufacturing, agriculture, healthcare, retail, and finance. Based in Warsaw, Indiana, Lakeland Financial Corp. plays an important role in regional banking by combining local market expertise with a diversified mix of banking and advisory services.

CEO Mr. David M. Findlay · 695 employees · United States · https://www.lakecitybank.com