LKFNFinancial Services · Banks - Regional

LKFN Stock Forecast: Lakeland Financial Corp. (Indiana) Price Predictions for 2026-2027

Last close, 21 Aug 2026

$60

−0.30% on the day

The 5 Wall Street analysts covering Lakeland Financial Corp. (Indiana) hold a median 12-month price target of $67 — +10.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 59 of 100 as at 21 Aug 2026 — in the upper half.

Market cap

$1.5B

Ticker Nerd rank

59 / 100

Median analyst target

$67

Analysts covering

Total return, dividends reinvested

−3.6%

−2.2%

YTD

+8.3%

−2.8%

From 52W high

−9.3%

From 52W low

+11.3%

$54

$66

52-week range, adjusted closes · the dot is the last close

Ticker Nerd rank

LKFN stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Lakeland Financial Corp. (Indiana) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 21 Aug 2026

59 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality

Volatility

Growth

Issuance

Revisions

Momentum

Size

Accruals

Value

Quality (88): The business earns solid, repeatable profits on what it owns.

Value (27): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

LKFN stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on LKFN, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says5 analysts

0 Buy5 Hold0 Sell

Low $66Median $67High $67

The green dot is the last close — the median target sits +10.4% from it.

Recent analyst actionsNewest first

Date	Firm	Action	Rating	Target
7 Jan 2026	Hovde Group	Downgrade	Market Perform	—
28 Oct 2025	Keefe, Bruyette & Woods	Maintains	Market Perform	—
28 Oct 2025	Raymond James	Reiterates	Outperform	—
28 July 2025	Keefe, Bruyette & Woods	Reiterates	Market Perform	—
6 May 2025	Hovde Group	Upgrade	Outperform	—
28 Apr 2025	Keefe, Bruyette & Woods	Maintains	Market Perform	—
27 Jan 2025	Keefe, Bruyette & Woods	Reiterates	Market Perform	—
29 July 2024	Keefe, Bruyette & Woods	Maintains	Market Perform	—
26 Jan 2024	Raymond James	Maintains	Outperform	—
26 Jan 2024	Stephens & Co.	Maintains	Equal-Weight	—
26 Oct 2023	Raymond James	Maintains	Outperform	—
24 July 2023	Raymond James	Maintains	Outperform	—
26 Apr 2023	Raymond James	Maintains	Outperform	—
6 Apr 2023	Raymond James	Maintains	Outperform	—
21 Feb 2023	Raymond James	Upgrade	Outperform	—
27 July 2021	Stephens & Co.	Maintains	Equal-Weight	—
9 Aug 2016	Keefe Bruyette & Woods	Maintains	Market Perform	—
9 Aug 2016	Keefe, Bruyette & Woods	Maintains	Market Perform	—
27 July 2016	Keefe Bruyette & Woods	Maintains	Market Perform	—
27 July 2016	Keefe, Bruyette & Woods	Maintains	Market Perform	—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. LKFN appears on the weeks it earns a place.

Estimates

LKFN analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year

EPS revision, 90 days

+0.9%

Analysts raising

Analysts cutting

Fundamentals

Lakeland Financial Corp. (Indiana) (LKFN) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation

Trailing P/E: 13.8×
Price / sales: 5.5×
Price / book: 1.9×
EV / EBITDA: —

Growth & margins

Revenue growth (YoY): 9.2%
Earnings growth (YoY): 5.5%
Gross margin: —
Operating margin: 51.5%
Net margin: 40.6%

Returns & dividend

Return on equity: 15.0%
Return on assets: 1.6%
Dividend yield: 3.5%

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

LKFN vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional

Company	Market cap	TKN rank
LKFNLakeland Financial Corp. (Indiana)	$1.5B	59
AMALAmalgamated Financial Corp.	$1.5B	78
BHRBBurke Herbert Financial Services Corp.	$1.4B	26
PEBOPeoples Bancorp, Inc. (Ohio)	$1.4B	87
TMPTompkins Financial Corp.	$1.4B	88
PFBCPreferred Bank (California)	$1.4B	77
ESQEsquire Financial Holdings, Inc.	$1.4B	61

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Lakeland Financial Corp. (Indiana) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest LKFN news & analysis

Why Lakeland Financial (LKFN) is a Great Dividend Stock Right Now

Zacks Investment Research · 12 Aug 2026positive

Zacks Investment Research published an article examining whether Lakeland Financial (LKFN) qualifies as a strong dividend stock, highlighting that dividends are a key benefit for shareholders and assessing the company's attributes in this regard.

Why it matters — LKFN watchers would care because the piece evaluates the bank's dividend characteristics, a factor often central to investor interest in the stock.

Lakeland Financial: A Well-Managed Indiana Bank But A Bit Too Expensive For Me

Seeking Alpha · 3 Aug 2026neutral

Seeking Alpha reports Lakeland Financial's strong Q2 2024 results, with net profit up 5% and EPS up 8% to $1.14, supported by a robust loan book and lower loan loss provisions, with a payout ratio below 50%. The article notes the stock trades at approximately 2x tangible book and 13-14x earnings, which the author views as too expensive.

Why it matters — LKFN watchers would care because the piece details the bank's latest profitability drivers and valuation, informing perceptions of whether the stock's quality metrics justify its price.

Why Lakeland Financial (LKFN) is a Top Dividend Stock for Your Portfolio

Zacks Investment Research · 27 July 2026positive

Zacks Investment Research published an article examining Lakeland Financial (LKFN) as a potential dividend stock for investors, noting that finding a great dividend stock is challenging but suggesting LKFN may have the qualities needed.

Why it matters — LKFN watchers would care because the article evaluates the company's dividend profile, a key factor for income-focused shareholders.

Lakeland Financial (LKFN) Q2 Earnings and Revenues Beat Estimates

Zacks Investment Research · 27 July 2026positive

Lakeland Financial (LKFN) reported Q2 earnings of $1.13 per share, beating the Zacks Consensus Estimate of $1.07 per share and up from $1.04 per share a year ago.

Why it matters — The earnings beat signals that LKFN performed better than analysts expected for the quarter, potentially reflecting stronger financial health.

Lakeland Financial Reports Record Second Quarter Performance; Net Income Increases 5% to $28.4 million on 7% Revenue Expansion; Average Loans Grow by 6%

GlobeNewsWire · 27 July 2026positive

Lakeland Financial Corporation reported record second quarter net income of $28.4 million, a 5% increase from $27.0 million in the same period last year, driven by 7% revenue expansion and 6% average loan growth. Diluted earnings per share reached a record $1.13, up 9% from $1.04 in the prior-year quarter.

Why it matters — The results show Lakeland Financial posting record quarterly performance with growth across net income, revenue, loans, and earnings per share, demonstrating continued operational momentum.

FAQ

Frequently asked questions about LKFN stock

What is the LKFN stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Lakeland Financial Corp. (Indiana) have a median 12-month price target of $67, with estimates ranging from $66 to $67. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is LKFN stock a buy right now?

Of the 5 analysts covering Lakeland Financial Corp. (Indiana), 0 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Lakeland Financial Corp. (Indiana) 59 out of 100 across roughly 4,600 US stocks as at 21 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank LKFN?

As at 21 Aug 2026, Lakeland Financial Corp. (Indiana) ranks 59 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (88 of 100).

Will LKFN stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +10.4% from the last close, and Ticker Nerd's factor model ranks Lakeland Financial Corp. (Indiana) 59 out of 100 as at 21 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the LKFN stock forecast for 2030?

No analyst covering Lakeland Financial Corp. (Indiana) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LKFN are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $66 to $67 over the next 12 months.

How has LKFN stock performed over the past year?

Lakeland Financial Corp. (Indiana) returned -2.8% over the 12 months to 21 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Lakeland Financial Corp. (Indiana) do?

What is the latest news on LKFN?

The most recent item we track (Zacks Investment Research, 12 Aug 2026): "Why Lakeland Financial (LKFN) is a Great Dividend Stock Right Now". Zacks Investment Research published an article examining whether Lakeland Financial (LKFN) qualifies as a strong dividend stock, highlighting that dividends are a key benefit for shareholders and assessing the company's attributes in this regard.

Company

About Lakeland Financial Corp. (Indiana).

Lakeland Financial Corporation, a regional financial services entity, primarily offers a wide array of community banking services. Its core purpose is to provide comprehensive banking solutions to individuals, businesses, and government clients primarily in the Midwest region of the United States. The company's operations encompass a diverse set of financial services, including commercial and retail banking products, loan offerings, cash management services, and trust services. Notable features of Lakeland Financial Corporation include its strong focus on customer relationships and local market expertise, which allows it to tailor its offerings effectively to meet the needs of its clientele. The corporation plays a crucial role in supporting the economic growth and financial well-being of its community by facilitating capital access and financial planning. Headquartered in Warsaw, Indiana, Lakeland Financial Corporation is an integral part of the regional financial landscape, contributing to development and stability in its geographically focused markets.

CEO Mr. David M. Findlay · 695 employees · United States · https://www.lakecitybank.com