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LKFNLKFNFinancial Services · Banks - Regional

LKFN Stock Forecast: Lakeland Financial Corp. (Indiana) Price Predictions for 2026-2027

Last close, 30 Oct 2026
$60
−1.52% on the day

The 5 Wall Street analysts covering Lakeland Financial Corp. (Indiana) hold a median 12-month price target of $67 — +10.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 71 of 100 as at 31 Oct 2026 — in the upper half. Here, the model and the Street point the same way.

Market cap
$1.5B
Ticker Nerd rank
71/ 100
Median analyst target
$67
Analysts covering
5
Revenue$70.9M+6.8% y/y
Net income$28.4M
Free cash flow$19.1M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+2.9%
1M
+5.1%
YTD
+9.0%
1Y
+8.7%
From 52W high
−4.8%
From 52W low
+12.0%
$54
$63
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

LKFN stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Lakeland Financial Corp. (Indiana) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
71/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
87
Revisions
87
Volatility
74
Growth
72
Issuance
69
Momentum
50
Size
39
Accruals
31
Value
23

Quality (87): The business earns solid, repeatable profits on what it owns.

Value (23): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

LKFN stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on LKFN, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$55$60$65Jan 26Apr 26Jul 26Oct 26LKFNHigh $67Median $67Low $64

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
0 Buy5 Hold0 Sell
Low $64Median $67High $67

The green dot is the last close — the median target sits +10.7% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
28 Oct 2026Stephens & Co.MaintainsEqual-Weight$66 → $67
27 Oct 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$63 → $64
7 Jan 2026Hovde GroupDowngradeMarket Perform—
7 Jan 2026Hovde GroupDowngradeMarket Perform—
28 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
28 Oct 2025Raymond JamesReiteratesOutperform—
28 July 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
6 May 2025Hovde GroupUpgradeOutperform—
28 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 Jan 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
29 July 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
26 Jan 2024Raymond JamesMaintainsOutperform—
26 Jan 2024Stephens & Co.MaintainsEqual-Weight—
26 Oct 2023Raymond JamesMaintainsOutperform—
24 July 2023Raymond JamesMaintainsOutperform—
26 Apr 2023Raymond JamesMaintainsOutperform—
6 Apr 2023Raymond JamesMaintainsOutperform—
21 Feb 2023Raymond JamesUpgradeOutperform—
27 July 2021Stephens & Co.MaintainsEqual-Weight—
9 Aug 2016Keefe Bruyette & WoodsMaintainsMarket Perform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

LKFN appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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  • AI cloud capacity

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    VRTCEGGEVVST

Performance

LKFN vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, Lakeland Financial Corp. (Indiana) returned +8.7% against +12.4% for the S&P 500, dividends included.

LKFN vs S&P 500, last 12 monthsTotal return, rebased to 100
95100105110115Jan 26Apr 26Jul 26Oct 26LKFNS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

LKFN analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+1.3%
Analysts raising
3
Analysts cutting
0
Fundamentals

Lakeland Financial Corp. (Indiana) (LKFN) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.4×

Cheaper than 49% of US stocks

Price / sales
5.3×

Cheaper than 22% of US stocks

Price / book
2.0×

Cheaper than 42% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
7.1%

Higher than 45% of US stocks

Earnings growth (YoY)
9.3%

Higher than 48% of US stocks

Gross margin
—
Operating margin
51.0%

Higher than 97% of US stocks

Net margin
40.8%

Higher than 94% of US stocks

Returns & dividend
Return on equity
15.4%

Higher than 75% of US stocks

Return on assets
1.6%

Higher than 56% of US stocks

Dividend yield
3.5%

Higher than 89% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Lakeland Financial Corp. (Indiana) (LKFN) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Lakeland Financial Corp. (Indiana) has a market value of $1.5B and an enterprise value of $1.5B.

  • Revenue in the twelve months to 30 June 2026: $279.4M. The latest quarter grew 7.1% year on year.

  • Net income over the same four quarters: $111.2M, a 39.8% net margin.

  • Diluted earnings per share, trailing twelve months: $4.36.

  • Free cash flow in the twelve months to 30 June 2026: $111.7M.

  • Lakeland Financial Corp. (Indiana) spent $42.2M on share buybacks and $52.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 24.9M.

  • Trailing P/E: 13.4×; forward P/E: 13.0× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.46%, paying out 46% of earnings.

  • Lakeland Financial Corp. (Indiana) employs 697 people — $401K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 31 Oct 2026

Data provided by Twelve Data

Peers

LKFN vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
LKFNLakeland Financial Corp. (Indiana)$1.5B71
AMALAmalgamated Financial Corp.$1.5B84
TFINTriumph Financial, Inc.$1.5B40
ESQEsquire Financial Holdings, Inc.$1.5B50
TMPTompkins Financial Corp.$1.4B80
WABCWestamerica Bancorporation$1.4B91
BHRBBurke Herbert Financial Services Corp.$1.4B37

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Lakeland Financial Corp. (Indiana) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest LKFN news & analysis

Lakeland Financial (LKFN) Reports Q3 Earnings: What Key Metrics Have to Say

Zacks Investment Research · 26 Oct 2026neutral

Zacks Investment Research says Lakeland Financial’s Q3 2026 headline earnings figures provide one view of performance for the quarter ended September 2026, and points readers to key metrics compared with Wall Street estimates and year-ago values. The excerpt does not provide the earnings results or metric comparisons.

Why it matters — LKFN watchers may use the additional metrics and comparisons to assess quarterly performance beyond the top- and bottom-line figures.

Lakeland Financial (LKFN) Q3 Earnings and Revenues Surpass Estimates

Zacks Investment Research · 26 Oct 2026positive

Lakeland Financial reported Q3 earnings of $1.14 per share, above the Zacks Consensus Estimate of $1.08. Earnings were $1.03 per share in the year-ago quarter.

Why it matters — LKFN watchers may note that quarterly earnings exceeded the consensus estimate and were higher than a year earlier.

Lakeland Financial Reports Record Third Quarter Performance with Loan Growth of 8%; Diluted Earnings per Share Increases by 11%

GlobeNewsWire · 26 Oct 2026positive

Lakeland Financial reported record third-quarter 2026 net income of $28.9 million, up 9% year over year, and record diluted earnings per share of $1.14, up 11%. Net income and diluted EPS also increased modestly from the prior quarter.

Why it matters — The results show year-over-year growth in earnings and record third-quarter performance, figures relevant to investors tracking LKFN.

Lakeland Financial vs. First Busey: Which Bank Offers Better Long-Term Dividend Income?

24/7 Wall Street · 20 Oct 2026neutral

24/7 Wall Street compares Lakeland Financial and First Busey on long-term dividend income, highlighting a contrast in how the banks handled payouts during the financial crisis. The excerpt does not specify which bank maintained its dividend or provide further details.

Why it matters — The comparison concerns dividend history and income reliability, topics relevant to investors following LKFN.

Lakeland Financial (LKFN) Earnings Expected to Grow: Should You Buy?

Zacks Investment Research · 19 Oct 2026negative

Zacks Investment Research says Lakeland Financial lacks the combination of two key ingredients associated with a likely earnings beat in its upcoming report. The item discusses expectations ahead of the report.

Why it matters — LKFN watchers may find the note relevant as they consider expectations for the company’s upcoming earnings report.

FAQ

Frequently asked questions about LKFN stock

What is the LKFN stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Lakeland Financial Corp. (Indiana) have a median 12-month price target of $67, with estimates ranging from $64 to $67. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is LKFN stock a buy right now?

Of the 5 analysts covering Lakeland Financial Corp. (Indiana), 0 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Lakeland Financial Corp. (Indiana) 71 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank LKFN?

As at 31 Oct 2026, Lakeland Financial Corp. (Indiana) ranks 71 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (87 of 100).

Will LKFN stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +10.7% from the last close, and Ticker Nerd's factor model ranks Lakeland Financial Corp. (Indiana) 71 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the LKFN stock forecast for 2030?

No analyst covering Lakeland Financial Corp. (Indiana) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LKFN are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $64 to $67 over the next 12 months.

How has LKFN stock performed over the past year?

Lakeland Financial Corp. (Indiana) returned +8.7% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Lakeland Financial Corp. (Indiana) do?

Lakeland Financial Corp. is a bank holding company that operates through its subsidiary Lake City Bank, providing a broad range of commercial and consumer banking services.

What is the latest news on LKFN?

The most recent item we track (Zacks Investment Research, 26 Oct 2026): "Lakeland Financial (LKFN) Reports Q3 Earnings: What Key Metrics Have to Say". Zacks Investment Research says Lakeland Financial’s Q3 2026 headline earnings figures provide one view of performance for the quarter ended September 2026, and points readers to key metrics compared with Wall Street estimates and year-ago values. The excerpt does not provide the earnings results or metric comparisons.

Company

About Lakeland Financial Corp. (Indiana).

Lakeland Financial Corp. is a bank holding company that operates through its subsidiary Lake City Bank, providing a broad range of commercial and consumer banking services. Its current offerings include deposit products, lending solutions, treasury management, brokerage, trust and wealth management, and investment management services. The company serves individuals, businesses, and public sector clients across Northern and Central Indiana, with a strong focus on community banking and relationship-based financial services. Lakeland Financial Corp. supports customers through both branch banking and digital channels, while also serving commercial clients across sectors such as real estate, manufacturing, agriculture, healthcare, retail, and finance. Based in Warsaw, Indiana, Lakeland Financial Corp. plays an important role in regional banking by combining local market expertise with a diversified mix of banking and advisory services.

CEO Mr. David M. Findlay · 697 employees · United States · https://www.lakecitybank.com