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LKFNLKFNFinancial Services · Banks - Regional

LKFN Stock Forecast: Lakeland Financial Corp. (Indiana) Price Predictions for 2026-2027

Last close, 11 Sept 2026
$61
+0.12% on the day

The 5 Wall Street analysts covering Lakeland Financial Corp. (Indiana) hold a median 12-month price target of $67 — +9.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 63 of 100 as at 12 Sept 2026 — in the upper half.

Market cap
$1.5B
Ticker Nerd rank
63 / 100
Median analyst target
$67
Analysts covering
5
Revenue$70.9M+6.8% y/y
Net income$28.4M
Free cash flow$19.1M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.9%
1M
−2.1%
YTD
+8.9%
1Y
−4.7%
From 52W high
−6.1%
From 52W low
+11.9%
$54
$65
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

LKFN stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Lakeland Financial Corp. (Indiana) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
63 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
88
Volatility
76
Growth
70
Issuance
66
Revisions
64
Momentum
53
Size
39
Accruals
32
Value
28

Quality (88): The business earns solid, repeatable profits on what it owns.

Value (28): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

LKFN stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on LKFN, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$54$56$58$60$62$64$66$68Oct 25Jan 26Apr 26Jul 26LKFNHigh $67Median $67Low $66

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
0 Buy5 Hold0 Sell
Low $66Median $67High $67

The green dot is the last close — the median target sits +9.8% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
7 Jan 2026Hovde GroupDowngradeMarket Perform—
28 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
28 Oct 2025Raymond JamesReiteratesOutperform—
28 July 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
6 May 2025Hovde GroupUpgradeOutperform—
28 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 Jan 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
29 July 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
26 Jan 2024Raymond JamesMaintainsOutperform—
26 Jan 2024Stephens & Co.MaintainsEqual-Weight—
26 Oct 2023Raymond JamesMaintainsOutperform—
24 July 2023Raymond JamesMaintainsOutperform—
26 Apr 2023Raymond JamesMaintainsOutperform—
6 Apr 2023Raymond JamesMaintainsOutperform—
21 Feb 2023Raymond JamesUpgradeOutperform—
27 July 2021Stephens & Co.MaintainsEqual-Weight—
9 Aug 2016Keefe Bruyette & WoodsMaintainsMarket Perform—
9 Aug 2016Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 July 2016Keefe Bruyette & WoodsMaintainsMarket Perform—
27 July 2016Keefe, Bruyette & WoodsMaintainsMarket Perform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. LKFN appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

LKFN vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, Lakeland Financial Corp. (Indiana) returned −4.7% against +17.5% for the S&P 500, dividends included.

LKFN vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120Oct 25Jan 26Apr 26Jul 26LKFNS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

LKFN analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.9%
Analysts raising
3
Analysts cutting
0
Fundamentals

Lakeland Financial Corp. (Indiana) (LKFN) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.9×

Cheaper than 49% of US stocks

Price / sales
5.5×

Cheaper than 23% of US stocks

Price / book
1.9×

Cheaper than 46% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
9.2%

Higher than 50% of US stocks

Earnings growth (YoY)
5.5%

Higher than 42% of US stocks

Gross margin
—
Operating margin
51.5%

Higher than 97% of US stocks

Net margin
40.6%

Higher than 94% of US stocks

Returns & dividend
Return on equity
15.0%

Higher than 74% of US stocks

Return on assets
1.6%

Higher than 55% of US stocks

Dividend yield
3.4%

Higher than 70% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Lakeland Financial Corp. (Indiana) (LKFN) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Lakeland Financial Corp. (Indiana) has a market value of $1.5B and an enterprise value of $1.4B.

  • Revenue in the twelve months to 30 June 2026: $279.4M. The latest quarter grew 9.2% year on year.

  • Net income over the same four quarters: $111.2M, a 39.8% net margin.

  • Diluted earnings per share, trailing twelve months: $4.36.

  • Free cash flow in the twelve months to 30 June 2026: $111.7M.

  • Lakeland Financial Corp. (Indiana) spent $42.2M on share buybacks and $52.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 24.9M.

  • Trailing P/E: 13.9×; forward P/E: 13.4× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.43%, paying out 47% of earnings.

  • Lakeland Financial Corp. (Indiana) employs 695 people — $402K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 14 Sept 2026

Data provided by Twelve Data

Peers

LKFN vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
LKFNLakeland Financial Corp. (Indiana)$1.5B
63
ESQEsquire Financial Holdings, Inc.$1.5B
64
TFINTriumph Financial, Inc.$1.6B
45
BHRBBurke Herbert Financial Services Corp.$1.4B
26
AMALAmalgamated Financial Corp.$1.4B
78
PEBOPeoples Bancorp, Inc. (Ohio)$1.4B
89
TMPTompkins Financial Corp.$1.4B
88

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Lakeland Financial Corp. (Indiana) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest LKFN news & analysis

Are You Looking for a High-Growth Dividend Stock?

Zacks Investment Research · 28 Aug 2026neutral

Zacks Investment Research published an article examining whether Lakeland Financial (LKFN) qualifies as a high-growth dividend stock, framing dividends as a key shareholder benefit. The piece poses the question of whether LKFN has what it takes, without providing an answer in the excerpt.

Why it matters — A LKFN watcher would care because the article evaluates the company's standing as a dividend-paying investment, a factor relevant to income-focused shareholders.

Lake City Bank Ranked Among Top Performing U.S. Banks in Bank Director Magazine's 2026 RankingBanking

GlobeNewsWire · 25 Aug 2026positive

Lake City Bank, the subsidiary of Lakeland Financial Corporation (Nasdaq: LKFN), announced it ranked 15th in its peer group in Bank Director Magazine's 2026 RankingBanking analysis of the 300 largest publicly traded U.S. banks.

Why it matters — A top-15 peer-group ranking in a major industry analysis highlights Lake City Bank's standing among the largest publicly traded U.S. banks, a notable recognition for LKFN watchers.

Why Lakeland Financial (LKFN) is a Great Dividend Stock Right Now

Zacks Investment Research · 12 Aug 2026positive

Zacks Investment Research published an article examining whether Lakeland Financial (LKFN) qualifies as a strong dividend stock, highlighting that dividends are a key benefit for shareholders and assessing the company's attributes in this regard.

Why it matters — LKFN watchers would care because the piece evaluates the bank's dividend characteristics, a factor often central to investor interest in the stock.

Lakeland Financial: A Well-Managed Indiana Bank But A Bit Too Expensive For Me

Seeking Alpha · 3 Aug 2026neutral

Seeking Alpha reports Lakeland Financial's strong Q2 2024 results, with net profit up 5% and EPS up 8% to $1.14, supported by a robust loan book and lower loan loss provisions, with a payout ratio below 50%. The article notes the stock trades at approximately 2x tangible book and 13-14x earnings, which the author views as too expensive.

Why it matters — LKFN watchers would care because the piece details the bank's latest profitability drivers and valuation, informing perceptions of whether the stock's quality metrics justify its price.

Why Lakeland Financial (LKFN) is a Top Dividend Stock for Your Portfolio

Zacks Investment Research · 27 July 2026positive

Zacks Investment Research published an article examining Lakeland Financial (LKFN) as a potential dividend stock for investors, noting that finding a great dividend stock is challenging but suggesting LKFN may have the qualities needed.

Why it matters — LKFN watchers would care because the article evaluates the company's dividend profile, a key factor for income-focused shareholders.

FAQ

Frequently asked questions about LKFN stock

What is the LKFN stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Lakeland Financial Corp. (Indiana) have a median 12-month price target of $67, with estimates ranging from $66 to $67. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is LKFN stock a buy right now?

Of the 5 analysts covering Lakeland Financial Corp. (Indiana), 0 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Lakeland Financial Corp. (Indiana) 63 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank LKFN?

As at 12 Sept 2026, Lakeland Financial Corp. (Indiana) ranks 63 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (88 of 100).

Will LKFN stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +9.8% from the last close, and Ticker Nerd's factor model ranks Lakeland Financial Corp. (Indiana) 63 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the LKFN stock forecast for 2030?

No analyst covering Lakeland Financial Corp. (Indiana) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LKFN are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $66 to $67 over the next 12 months.

How has LKFN stock performed over the past year?

Lakeland Financial Corp. (Indiana) returned -4.7% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Lakeland Financial Corp. (Indiana) do?

Lakeland Financial Corp. is a bank holding company that operates through its subsidiary Lake City Bank, providing a broad range of commercial and consumer banking services.

What is the latest news on LKFN?

The most recent item we track (Zacks Investment Research, 28 Aug 2026): "Are You Looking for a High-Growth Dividend Stock?". Zacks Investment Research published an article examining whether Lakeland Financial (LKFN) qualifies as a high-growth dividend stock, framing dividends as a key shareholder benefit. The piece poses the question of whether LKFN has what it takes, without providing an answer in the excerpt.

Company

About Lakeland Financial Corp. (Indiana).

Lakeland Financial Corp. is a bank holding company that operates through its subsidiary Lake City Bank, providing a broad range of commercial and consumer banking services. Its current offerings include deposit products, lending solutions, treasury management, brokerage, trust and wealth management, and investment management services. The company serves individuals, businesses, and public sector clients across Northern and Central Indiana, with a strong focus on community banking and relationship-based financial services. Lakeland Financial Corp. supports customers through both branch banking and digital channels, while also serving commercial clients across sectors such as real estate, manufacturing, agriculture, healthcare, retail, and finance. Based in Warsaw, Indiana, Lakeland Financial Corp. plays an important role in regional banking by combining local market expertise with a diversified mix of banking and advisory services.

CEO Mr. David M. Findlay · 695 employees · United States · https://www.lakecitybank.com