NTBNTBFinancial Services · Banks - Diversified

NTB Stock Forecast: The Bank of N.T. Butterfield & Son Ltd. Price Predictions for 2026-2027

Last close, 6 Oct 2026
$59
+0.43% on the day

The 4 Wall Street analysts covering The Bank of N.T. Butterfield & Son Ltd. hold a median 12-month price target of $65 — +10.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 6 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$2.3B
Ticker Nerd rank
75 / 100
Median analyst target
$65
Analysts covering
4
Revenue$160.0M+9.2% y/y
Net income$46.9M
Free cash flow$54.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.7%
1M
−4.4%
YTD
+21.2%
1Y
+44.5%
From 52W high
−8.0%
From 52W low
+47.2%
$40
$64
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

NTB stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores The Bank of N.T. Butterfield & Son Ltd. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 6 Oct 2026
75 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
89
Momentum
87
Issuance
83
Revisions
60
Value
59
Growth
56
Quality
53
Accruals
48
Size
33

Volatility (89): The share price has been relatively steady.

Accruals (48): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (33): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

NTB stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on NTB, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$45$50$55$60$65Jan 26Apr 26Jul 26Oct 26NTBHigh $66Median $65Low $65

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says4 analysts
2 Buy2 Hold0 Sell
Low $65Median $65High $66

The green dot is the last close — the median target sits +10.5% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
30 Sept 2026Wells FargoMaintainsEqual-Weight$61 → $65
3 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$60 → $66
3 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
8 June 2026Wells FargoMaintainsEqual-Weight—
8 June 2026Wells FargoMaintainsEqual-Weight$57 → $61
12 Feb 2026Wells FargoMaintainsEqual-Weight—
11 Feb 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
30 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
29 Sept 2025Wells FargoDowngradeEqual-Weight—
11 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
10 July 2025Wells FargoMaintainsOverweight—
8 July 2025Raymond JamesReiteratesOutperform—
25 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
12 Feb 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
12 Feb 2025Wells FargoMaintainsOverweight—
2 Oct 2024Keefe, Bruyette & WoodsDowngradeMarket Perform—
26 July 2024Wells FargoMaintainsOverweight—
11 July 2024Goldman SachsMaintainsBuy—
25 Apr 2024Piper SandlerReiteratesOverweight—
25 Apr 2024Raymond JamesReiteratesOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NTB appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

NTB vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 6 Oct 2026, The Bank of N.T. Butterfield & Son Ltd. returned +44.5% against +17.3% for the S&P 500, dividends included.

NTB vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160Jan 26Apr 26Jul 26Oct 26NTBS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

NTB analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+2.2%
Analysts raising
1
Analysts cutting
0
Fundamentals

The Bank of N.T. Butterfield & Son Ltd. (NTB) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.3×

Cheaper than 57% of US stocks

Price / sales
3.7×

Cheaper than 33% of US stocks

Price / book
2.0×

Cheaper than 44% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
8.2%

Higher than 47% of US stocks

Earnings growth (YoY)
−12.0%

Higher than 25% of US stocks

Gross margin
—
Operating margin
32.1%

Higher than 88% of US stocks

Net margin
37.5%

Higher than 93% of US stocks

Returns & dividend
Return on equity
21.1%

Higher than 82% of US stocks

Return on assets
1.6%

Higher than 56% of US stocks

Dividend yield
3.4%

Higher than 88% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

The Bank of N.T. Butterfield & Son Ltd. (NTB) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • The Bank of N.T. Butterfield & Son Ltd. has a market value of $2.3B and an enterprise value of −$807.9M.

  • Revenue in the twelve months to 30 June 2026: $628.4M. The latest quarter grew 8.2% year on year.

  • Net income over the same four quarters: $234.4M, a 37.3% net margin.

  • Diluted earnings per share, trailing twelve months: $5.69.

  • Free cash flow in the twelve months to 30 June 2026: $210.2M.

  • The Bank of N.T. Butterfield & Son Ltd. spent $118.5M on share buybacks and $80.3M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 39.3M.

  • Trailing P/E: 10.3×; forward P/E: 8.0× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.40%, paying out 35% of earnings.

  • The Bank of N.T. Butterfield & Son Ltd. employs 1,299 people — $484K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 7 Oct 2026

Data provided by Twelve Data

Peers

NTB vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Diversified
CompanyMarket capTKN rank
NTBThe Bank of N.T. Butterfield & Son Ltd.$2.3B
75
FRBTForbright, Inc.$955.0M
2
BBTBeacon Financial Corp.*$2.3B
23
UPSTUpstart Holdings, Inc.*$2.3B
28
SYBTStock Yards Bancorp, Inc.*$2.4B
53
WAFDWaFd, Inc.*$2.3B
54
MBINMerchants Bancorp (Indiana)*$2.3B
72

* Nearest Financial Services names by size — few banks - diversified companies of this scale trade in the US universe.

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own The Bank of N.T. Butterfield & Son Ltd. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest NTB news & analysis

What Makes Bank of NT Butterfield & Son (NTB) a New Buy Stock

Zacks Investment Research · 28 Sept 2026positive

Zacks Investment Research upgraded Bank of NT Butterfield & Son (NTB) to a Zacks Rank #2 (Buy), citing growing optimism about the company's earnings prospects. Zacks notes this could potentially drive the stock higher in the near term.

Why it matters — The upgrade reflects increased analyst confidence in NTB's earnings outlook, a signal that watchers may find relevant in assessing the company's near-term prospects.

Butterfield 2026 Annual General Meeting Voting Results

Business Wire · 18 Sept 2026neutral

The Bank of N.T. Butterfield & Son Limited held its 2026 Annual General Meeting in virtual format on September 18, 2026, where shareholders approved proposals 1 through 4 on the agenda by the requisite vote. Proposal 5, which sought authority to adjourn or postpone the meeting if there were insufficient votes to approve Proposal 4, was not needed.

Why it matters — The approval of the AGM proposals confirms shareholder support for the Bank's governance and corporate matters for the year.

Bank of N.T. Butterfield & Son: Accretive Acquisition Is Main Growth Driver

Seeking Alpha · 15 Sept 2026positive

Seeking Alpha rates Bank of N.T. Butterfield & Son as a buy, citing its conservative approach, high CET1 ratio, and discounted valuation. The main growth driver is seen as the accretive $1.8B CIBC Caribbean acquisition, expected to close in the first half of 2027, alongside earnings resilience from a large securities portfolio and substantial non-interest fee income.

Why it matters — NTB watchers would care because the report highlights the CIBC Caribbean acquisition as the key catalyst for expanding scale and fee-based services while underscoring the bank's earnings stability independent of loan growth.

Bank of N.T. Butterfield CEO Sells All 207,000 Shares for $12.8 Million

The Motley Fool · 1 Sept 2026neutral

The Bank of N.T. Butterfield & Son Ltd.'s CEO sold approximately 207,000 shares for a total of $12.8 million at a weighted average price of $61.59. The transaction disposed of 100% of the executive's direct equity holdings in the company.

Why it matters — A watcher would note the complete liquidation of the CEO's direct stake as a notable insider-trading disclosure, but the report provides no further context on the reason or outlook.

Here's Why Bank of NT Butterfield & Son (NTB) is a Great Momentum Stock to Buy

Zacks Investment Research · 3 Aug 2026positive

Zacks Investment Research assessed whether Bank of NT Butterfield & Son (NTB) qualifies as a top stock pick for momentum investors, framing the company as a strong momentum stock within its coverage.

Why it matters — The article highlights NTB's perceived momentum characteristics, which matters to watchers tracking analyst views on the company's stock appeal.

FAQ

Frequently asked questions about NTB stock

What is the NTB stock price forecast for 2026-2027?

The 4 Wall Street analysts covering The Bank of N.T. Butterfield & Son Ltd. have a median 12-month price target of $65, with estimates ranging from $65 to $66. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is NTB stock a buy right now?

Of the 4 analysts covering The Bank of N.T. Butterfield & Son Ltd., 2 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks The Bank of N.T. Butterfield & Son Ltd. 75 out of 100 across roughly 4,600 US stocks as at 6 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank NTB?

As at 6 Oct 2026, The Bank of N.T. Butterfield & Son Ltd. ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (89 of 100).

Will NTB stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +10.5% from the last close, and Ticker Nerd's factor model ranks The Bank of N.T. Butterfield & Son Ltd. 75 out of 100 as at 6 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the NTB stock forecast for 2030?

No analyst covering The Bank of N.T. Butterfield & Son Ltd. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NTB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $65 to $66 over the next 12 months.

How has NTB stock performed over the past year?

The Bank of N.T. Butterfield & Son Ltd. returned +44.5% over the 12 months to 6 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does The Bank of N.T. Butterfield & Son Ltd. do?

The Bank of N.T. Butterfield & Son Ltd.

What is the latest news on NTB?

The most recent item we track (Zacks Investment Research, 28 Sept 2026): "What Makes Bank of NT Butterfield & Son (NTB) a New Buy Stock". Zacks Investment Research upgraded Bank of NT Butterfield & Son (NTB) to a Zacks Rank #2 (Buy), citing growing optimism about the company's earnings prospects. Zacks notes this could potentially drive the stock higher in the near term.

Company

About The Bank of N.T. Butterfield & Son Ltd.

The Bank of N.T. Butterfield & Son Ltd. is a full-service bank and wealth manager headquartered in Hamilton, Bermuda. The company provides community, private, retail, and commercial banking services, along with trust, fiduciary, and asset management solutions for individuals, businesses, and institutions. Its core offerings include deposit accounts, mortgages, lending products, credit and debit cards, cash management, foreign exchange, and wealth planning services. The bank operates across Bermuda, the Cayman Islands, the Channel Islands, the United Kingdom, and selected international financial centers, giving it a strong role in offshore banking and cross-border financial services. The Bank of N.T. Butterfield & Son Ltd. serves clients seeking integrated banking and wealth management support across personal and corporate markets.

CEO Mr. Michael Weld Collins · 1,299 employees · Bermuda · https://www.butterfieldgroup.com