EFSCEFSCFinancial Services · Banks - Regional

EFSC Stock Forecast: Enterprise Financial Services Corp. Price Predictions for 2026-2027

Last close, 30 Oct 2026
$62
−1.07% on the day

The 7 Wall Street analysts covering Enterprise Financial Services Corp. hold a median 12-month price target of $70 — +13.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 32 of 100 as at 31 Oct 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$2.2B
Ticker Nerd rank
32/ 100
Median analyst target
$70
Analysts covering
7
Revenue$155.4M
Net income$49.4M
Free cash flow$57.5M
Quarterly, 7 quarters to 31 Mar 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.7%
1M
+4.9%
YTD
+16.4%
1Y
+20.5%
From 52W high
−9.3%
From 52W low
+21.7%
$51
$68
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

EFSC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Enterprise Financial Services Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
32/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
77
Volatility
67
Momentum
52
Value
50
Revisions
41
Quality
35
Growth
34
Size
33
Accruals
22

Issuance (77): The share count has been shrinking and the company is not leaning on new borrowing.

Accruals (22): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

EFSC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on EFSC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$50$55$60$65$70Jan 26Apr 26Jul 26Oct 26EFSCHigh $72Median $70Low $64

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says7 analysts
6 Buy1 Hold0 Sell
Low $64Median $70High $72

The green dot is the last close — the median target sits +13.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
24 Sept 2026StoneXInitiatesBuy$70
18 Sept 2026Stephens & Co.InitiatesEqual-Weight$70
27 July 2026Piper SandlerMaintainsNeutral$67 → $68
27 July 2026Piper SandlerMaintainsNeutral—
24 July 2026Keefe, Bruyette & WoodsMaintainsOutperform$70 → $72
24 July 2026Keefe, Bruyette & WoodsMaintainsOutperform—
1 July 2026Raymond JamesMaintainsOutperform—
1 July 2026Raymond JamesMaintainsOutperform$65 → $72
18 June 2026Piper SandlerMaintainsNeutral—
24 Apr 2026Keefe, Bruyette & WoodsMaintainsOutperform—
28 Jan 2026DA DavidsonMaintainsBuy—
28 Jan 2026Piper SandlerMaintainsNeutral—
29 Oct 2025Keefe, Bruyette & WoodsMaintainsOutperform—
29 Oct 2025Piper SandlerMaintainsNeutral—
28 Oct 2025DA DavidsonMaintainsBuy—
15 Oct 2025Piper SandlerAssumesNeutral$64
30 Apr 2025DA DavidsonMaintainsBuy—
30 Apr 2025Keefe, Bruyette & WoodsMaintainsOutperform—
29 Jan 2025DA DavidsonMaintainsBuy—
29 Jan 2025Keefe, Bruyette & WoodsReiteratesOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

EFSC appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
  • The AI build-out map, free: every AI company we track, part by part, and one part in full with each verdict.

Free. Unsubscribe any time.

The AI build-out map
PDF
  • AI cloud capacity

    MSFTAMZNGOOGLORCL

  • AI chips

    NVDAAVGOAMDMU

  • AI networking and serversIn full

    ANETDELLLITECRDO

  • Data centre power

    VRTCEGGEVVST

Performance

EFSC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, Enterprise Financial Services Corp. returned +20.5% against +12.4% for the S&P 500, dividends included.

EFSC vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Jan 26Apr 26Jul 26Oct 26EFSCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

EFSC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
−4.7%
Analysts raising
0
Analysts cutting
3
Fundamentals

Enterprise Financial Services Corp. (EFSC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.4×

Cheaper than 51% of US stocks

Price / sales
3.1×

Cheaper than 37% of US stocks

Price / book
1.2×

Cheaper than 64% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
4.9%

Higher than 40% of US stocks

Earnings growth (YoY)
−6.2%

Higher than 30% of US stocks

Gross margin
—
Operating margin
31.5%

Higher than 88% of US stocks

Net margin
26.6%

Higher than 86% of US stocks

Returns & dividend
Return on equity
9.6%

Higher than 62% of US stocks

Return on assets
1.1%

Higher than 50% of US stocks

Dividend yield
2.3%

Higher than 82% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Enterprise Financial Services Corp. (EFSC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Enterprise Financial Services Corp. has a market value of $2.2B and an enterprise value of $2.3B.

  • Revenue in the twelve months to 31 Mar 2026: $634.4M. The latest quarter grew 4.9% year on year.

  • Net income over the same four quarters: $200.8M, a 31.6% net margin.

  • Diluted earnings per share, trailing twelve months: $5.30.

  • Free cash flow in the twelve months to 31 Mar 2026: $203.4M, after $8.6M of capital spending.

  • Enterprise Financial Services Corp. spent $30.8M on share buybacks and $50.3M on dividends in the twelve months to 31 Mar 2026.

  • Shares outstanding: 35.8M.

  • Trailing P/E: 12.4×; forward P/E: 10.3× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.34%, paying out 26% of earnings.

  • Enterprise Financial Services Corp. employs 1,370 people — $463K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 31 Mar 2026 · market figures as at 30 Oct 2026

Data provided by Twelve Data

Peers

EFSC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
EFSCEnterprise Financial Services Corp.$2.2B32
WAFDWaFd, Inc.$2.3B45
NWBINorthwest Bancshares, Inc. (Pennsylvania)$2.2B78
OFGOFG Bancorp$2.2B98
FCFFirst Commonwealth Financial Corp. (Pennsylvania)$2.2B90
SRCE1st Source Corp.$2.1B92
MBINMerchants Bancorp (Indiana)$2.4B79

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Enterprise Financial Services Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest EFSC news & analysis

Enterprise Financial: 3 Key Takeaways for Long-Term Investors

The Motley Fool · 30 Oct 2026positive

Enterprise Financial reported that total loans grew by $452 million sequentially to $12.3 billion, while total deposits rose by $624 million to $15.1 billion.

Why it matters — The sequential increases in loans and deposits provide EFSC watchers with an update on the company’s lending and deposit balances.

Dividend Announcements: October 17-23, 2026 (Part 1 Of 2)

Seeking Alpha · 28 Oct 2026neutral

Seeking Alpha highlighted 42 companies that increased dividends this week, with Part 1 covering 25 stocks. Comfort Systems USA had a 66.7% year-over-year increase, while West Pharmaceutical Services recorded the largest increase among the Part 1 stocks at 18.18%.

Why it matters — The excerpt does not mention EFSC or provide EFSC-specific dividend information, so it offers no direct update for EFSC watchers.

Enterprise Financial Services Corp (EFSC) Q3 2026 Earnings Call Transcript

Seeking Alpha · 22 Oct 2026neutral

Enterprise Financial Services Corp. held its Q3 2026 earnings call on October 22, 2026. The excerpt lists company executives and analysts participating, but provides no discussion of results or business developments.

Why it matters — EFSC watchers can note that the call took place, though this excerpt does not provide information about the quarter’s performance.

What Enterprise Financial Services (EFSC) Said on Its Q3 Earnings Call

MarketBeat · 22 Oct 2026neutral

Enterprise Financial Services reported third-quarter net income of $42 million, or $1.14 per diluted share. Strong loan and deposit growth and stable net interest margin were offset by elevated credit costs.

Why it matters — EFSC watchers may consider how growth and stable margins compare with the impact of elevated credit costs.

Enterprise Financial Services (EFSC) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Zacks Investment Research · 22 Oct 2026neutral

Zacks Investment Research notes that EFSC’s Q3 revenue and EPS reflect its performance for the quarter ended September 2026, and points readers to compare key metrics with Wall Street estimates and year-ago figures. The excerpt does not provide the results or comparisons.

Why it matters — EFSC watchers may use the detailed metric comparisons to assess quarterly performance against expectations and the prior year.

FAQ

Frequently asked questions about EFSC stock

What is the EFSC stock price forecast for 2026-2027?

The 7 Wall Street analysts covering Enterprise Financial Services Corp. have a median 12-month price target of $70, with estimates ranging from $64 to $72. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is EFSC stock a buy right now?

Of the 7 analysts covering Enterprise Financial Services Corp., 6 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Enterprise Financial Services Corp. 32 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank EFSC?

As at 31 Oct 2026, Enterprise Financial Services Corp. ranks 32 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (77 of 100).

Will EFSC stock go up?

No one can know that. What the data says: the median 12-month target from 7 analysts implies +13.3% from the last close, and Ticker Nerd's factor model ranks Enterprise Financial Services Corp. 32 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the EFSC stock forecast for 2030?

No analyst covering Enterprise Financial Services Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for EFSC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $64 to $72 over the next 12 months.

How has EFSC stock performed over the past year?

Enterprise Financial Services Corp. returned +20.5% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Enterprise Financial Services Corp. do?

Enterprise Financial Services Corp is a financial holding company that operates through Enterprise Bank & Trust, offering banking and wealth management services to individuals, businesses, and corporate customers. The company provides a broad range of deposit products, lending solutions, treasury management services, and specialized financing capabilities, including commercial and industrial lending, commercial real estate, construction, residential real estate, SBA lending, and consumer credit.

What is the latest news on EFSC?

The most recent item we track (The Motley Fool, 30 Oct 2026): "Enterprise Financial: 3 Key Takeaways for Long-Term Investors". Enterprise Financial reported that total loans grew by $452 million sequentially to $12.3 billion, while total deposits rose by $624 million to $15.1 billion.

Company

About Enterprise Financial Services Corp.

Enterprise Financial Services Corp is a financial holding company that operates through Enterprise Bank & Trust, offering banking and wealth management services to individuals, businesses, and corporate customers. The company provides a broad range of deposit products, lending solutions, treasury management services, and specialized financing capabilities, including commercial and industrial lending, commercial real estate, construction, residential real estate, SBA lending, and consumer credit. It also serves clients with wealth management and advisory services designed for privately held businesses, owner families, and high-net-worth individuals. Enterprise Financial Services Corp focuses on relationship-based banking across selected markets in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, while also supporting customers through loan and deposit production offices in other parts of the United States. Headquartered in Clayton, Missouri, Enterprise Financial Services Corp plays a significant role in regional banking and financial services.

CEO Mr. James Brian Lally · 1,370 employees · United States · https://www.enterprisebank.com