WAFDWAFDFinancial Services · Banks - Regional

WAFD Stock Forecast: WaFd, Inc. Price Predictions for 2026-2027

Last close, 30 Oct 2026
$29
−1.05% on the day

The 4 Wall Street analysts covering WaFd, Inc. hold a median 12-month price target of $31 — +5.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 45 of 100 as at 31 Oct 2026 — in the lower half.

Market cap
$2.2B
Ticker Nerd rank
45/ 100
Median analyst target
$31
Analysts covering
4
Revenue$205.7M+10.5% y/y
Net income$66.1M
Free cash flow$63.4M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.4%
1M
−1.9%
YTD
−6.3%
1Y
+3.5%
From 52W high
−24.8%
From 52W low
+4.4%
$28
$39
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

WAFD stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores WaFd, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
45/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Value
99
Growth
73
Revisions
48
Accruals
45
Issuance
41
Momentum
38
Size
33
Volatility
32
Quality
29

Value (99): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.

Quality (29): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

WAFD stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on WAFD, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$28$30$32$34$36$38Jan 26Apr 26Jul 26Oct 26WAFDHigh $34Median $31Low $31

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says4 analysts
0 Buy4 Hold0 Sell
Low $31Median $31High $34

The green dot is the last close — the median target sits +5.6% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 4 moved it down.

DateFirmActionRatingTarget
19 Oct 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$40 → $34
19 Oct 2026Piper SandlerMaintainsNeutral$32 → $31
1 Oct 2026Piper SandlerMaintainsNeutral$36 → $32
1 Oct 2026Piper SandlerMaintainsNeutral—
9 Sept 2026DA DavidsonMaintainsNeutral—
9 Sept 2026DA DavidsonMaintainsNeutral$40 → $37
20 July 2026DA DavidsonMaintainsNeutral$38 → $40
20 July 2026DA DavidsonMaintainsNeutral—
20 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
20 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$35 → $38
20 Apr 2026Piper SandlerMaintainsNeutral$31 → $36
20 Apr 2026Piper SandlerMaintainsNeutral—
9 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
20 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
20 Jan 2026Piper SandlerMaintainsNeutral—
20 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
21 July 2025DA DavidsonMaintainsNeutral—
21 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
21 July 2025Piper SandlerMaintainsNeutral—
21 July 2025Stephens & Co.MaintainsEqual-Weight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

WAFD appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

WAFD vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, WaFd, Inc. returned +3.5% against +12.4% for the S&P 500, dividends included.

WAFD vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140Jan 26Apr 26Jul 26Oct 26WAFDS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

WAFD analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+0.7%
Analysts raising
2
Analysts cutting
0
Fundamentals

WaFd, Inc. (WAFD) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
9.1×

Cheaper than 59% of US stocks

Price / sales
2.8×

Cheaper than 42% of US stocks

Price / book
0.8×

Cheaper than 76% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
8.2%

Higher than 48% of US stocks

Earnings growth (YoY)
−1.0%

Higher than 36% of US stocks

Gross margin
—
Operating margin
42.6%

Higher than 93% of US stocks

Net margin
33.0%

Higher than 91% of US stocks

Returns & dividend
Return on equity
8.5%

Higher than 60% of US stocks

Return on assets
0.9%

Higher than 49% of US stocks

Dividend yield
3.7%

Higher than 90% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

WaFd, Inc. (WAFD) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • WaFd, Inc. has a market value of $2.2B and an enterprise value of $4.3B.

  • Revenue in the twelve months to 30 June 2026: $782.5M. The latest quarter grew 8.2% year on year.

  • Net income over the same four quarters: $256.5M, a 32.8% net margin.

  • Diluted earnings per share, trailing twelve months: $3.17.

  • Free cash flow in the twelve months to 30 June 2026: $227.0M.

  • WaFd, Inc. spent $174.4M on share buybacks and $95.7M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 74.0M.

  • Trailing P/E: 9.1×; forward P/E: 7.3× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.68%, paying out 34% of earnings.

  • WaFd, Inc. employs 2,014 people — $389K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 1 Nov 2026

Data provided by Twelve Data

Peers

WAFD vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
WAFDWaFd, Inc.$2.2B45
EFSCEnterprise Financial Services Corp.$2.2B32
NWBINorthwest Bancshares, Inc. (Pennsylvania)$2.2B78
OFGOFG Bancorp$2.2B98
FCFFirst Commonwealth Financial Corp. (Pennsylvania)$2.2B90
MBINMerchants Bancorp (Indiana)$2.4B79
SRCE1st Source Corp.$2.1B92

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own WaFd, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest WAFD news & analysis

WaFd, Inc. (WAFD) Q4 2026 Earnings Call Transcript

Seeking Alpha · 16 Oct 2026neutral

WaFd, Inc. held its Q4 2026 earnings call on October 16, 2026. The excerpt identifies company executives and analysts participating, but does not provide financial results or other discussion details.

Why it matters — The excerpt confirms the timing and participants of WaFd’s quarterly earnings call, but contains no substantive information about the company’s performance.

WaFd: 3 Key Takeaways for Long-Term Investors

The Motley Fool · 16 Oct 2026neutral

WaFd sold $543 million in single-family residential loans during the quarter. Its full-year credit loss rate reached 22 basis points following one borrower default.

Why it matters — The loan sale and reported credit losses provide WAFD watchers with information about the bank’s lending activity and credit performance.

What WaFd (WAFD) Said on Its Q4 Earnings Call

MarketBeat · 16 Oct 2026neutral

WaFd reported fourth-quarter fiscal 2026 net income available to common shareholders of $56.3 million, or $0.76 per diluted share. Loan-sale gains and modest net interest income growth were offset by higher credit provisions and merger-related expenses.

Why it matters — The results show how gains and modest interest income growth compared with higher credit provisions and merger-related expenses in the quarter.

WaFd (WAFD) Q4 Earnings and Revenues Surpass Estimates

Zacks Investment Research · 16 Oct 2026positive

WaFd reported fourth-quarter earnings of $0.85 per share, above the Zacks Consensus Estimate of $0.84. Earnings were $0.72 per share a year earlier.

Why it matters — The results show quarterly earnings exceeding the consensus estimate and the year-ago level, information relevant to WAFD watchers.

FAQ

Frequently asked questions about WAFD stock

What is the WAFD stock price forecast for 2026-2027?

The 4 Wall Street analysts covering WaFd, Inc. have a median 12-month price target of $31, with estimates ranging from $31 to $34. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is WAFD stock a buy right now?

Of the 4 analysts covering WaFd, Inc., 0 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks WaFd, Inc. 45 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank WAFD?

As at 31 Oct 2026, WaFd, Inc. ranks 45 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (99 of 100).

Will WAFD stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +5.6% from the last close, and Ticker Nerd's factor model ranks WaFd, Inc. 45 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the WAFD stock forecast for 2030?

No analyst covering WaFd, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for WAFD are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $31 to $34 over the next 12 months.

How has WAFD stock performed over the past year?

WaFd, Inc. returned +3.5% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does WaFd, Inc. do?

WaFd, Inc. is a bank holding company that operates through WaFd Bank, serving consumers, small businesses, and commercial clients across the western United States.

What is the latest news on WAFD?

The most recent item we track (Business Wire, 26 Oct 2026): "WAFD Stock Alert: Halper Sadeh LLC is Investigating Whether WaFd, Inc. is Obtaining a Fair Price for its Shareholders". Halper Sadeh LLC says it is investigating the proposed merger of WaFd, Inc. and EverBank Financial Corp. WaFd shareholders are expected to own 40.8% of the combined company upon closing.

Company

About WaFd, Inc.

WaFd, Inc. is a bank holding company that operates through WaFd Bank, serving consumers, small businesses, and commercial clients across the western United States. The company provides a broad range of banking services, including checking and savings accounts, certificates of deposit, residential mortgages, home equity products, construction and land development loans, commercial real estate financing, multifamily lending, business loans, and treasury services. It also offers deposit products, insurance-related services, debit and credit cards, and personalized financial guidance through its banking platform. WaFd, Inc. focuses on relationship-based banking for households, mid-sized businesses, and real estate owners and developers, with a business model centered on gathering deposits and deploying capital into diversified lending activities. Headquartered in Seattle, Washington, WaFd, Inc. remains an established regional financial institution with a strong presence in several western states.

CEO Mr. Brent J. Beardall CPA · 2,014 employees · United States · https://www.wafdbank.com