WAFDWAFDFinancial Services · Banks - Regional

WAFD Stock Forecast: WaFd, Inc. Price Predictions for 2026-2027

Last close, 9 Sept 2026
$34
−1.25% on the day

The 4 Wall Street analysts covering WaFd, Inc. hold a median 12-month price target of $40 — +18.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 60 of 100 as at 8 Sept 2026 — in the upper half.

Market cap
$2.5B
Ticker Nerd rank
60 / 100
Median analyst target
$40
Analysts covering
4
Revenue$205.7M+10.5% y/y
Net income$66.1M
Free cash flow$63.4M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−4.3%
1M
−8.3%
YTD
+8.1%
1Y
+10.9%
From 52W high
−13.3%
From 52W low
+25.5%
$27
$39
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

WAFD stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores WaFd, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Sept 2026
60 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Value
95
Revisions
81
Momentum
67
Growth
56
Issuance
42
Volatility
40
Accruals
37
Size
33
Quality
29

Value (95): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.

Quality (29): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

WAFD stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on WAFD, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$28$30$32$34$36$38$40Oct 25Jan 26Apr 26Jul 26WAFDHigh $40Median $40Low $36

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says4 analysts
0 Buy4 Hold0 Sell
Low $36Median $40High $40

The green dot is the last close — the median target sits +18.2% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
9 Sept 2026DA DavidsonMaintainsNeutral$40$37
20 July 2026DA DavidsonMaintainsNeutral$38$40
20 July 2026DA DavidsonMaintainsNeutral
20 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
20 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$35$38
20 Apr 2026Piper SandlerMaintainsNeutral$31$36
20 Apr 2026Piper SandlerMaintainsNeutral
9 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
20 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
20 Jan 2026Piper SandlerMaintainsNeutral
20 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
21 July 2025DA DavidsonMaintainsNeutral
21 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
21 July 2025Piper SandlerMaintainsNeutral
21 July 2025Stephens & Co.MaintainsEqual-Weight
16 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
14 Apr 2025Stephens & Co.ReiteratesEqual-Weight
6 Feb 2025DA DavidsonDowngradeNeutral
21 Jan 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
21 Jan 2025Piper SandlerMaintainsNeutral

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. WAFD appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

WAFD vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 9 Sept 2026, WaFd, Inc. returned +10.9% against +18.5% for the S&P 500, dividends included.

WAFD vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Oct 25Jan 26Apr 26Jul 26WAFDS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

WAFD analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−0.3%
Analysts raising
2
Analysts cutting
1
Fundamentals

WaFd, Inc. (WAFD) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.7×

Cheaper than 56% of US stocks

Price / sales
3.3×

Cheaper than 36% of US stocks

Price / book
0.9×

Cheaper than 74% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
5.6%

Higher than 40% of US stocks

Earnings growth (YoY)
6.7%

Higher than 43% of US stocks

Gross margin
Operating margin
46.1%

Higher than 95% of US stocks

Net margin
33.7%

Higher than 92% of US stocks

Returns & dividend
Return on equity
8.5%

Higher than 60% of US stocks

Return on assets
0.9%

Higher than 49% of US stocks

Dividend yield
3.2%

Higher than 65% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

WaFd, Inc. (WAFD) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • WaFd, Inc. has a market value of $2.5B and an enterprise value of $5.5B.

  • Revenue in the twelve months to 30 June 2026: $782.5M. The latest quarter grew 5.6% year on year.

  • Net income over the same four quarters: $256.5M, a 32.8% net margin.

  • Diluted earnings per share, trailing twelve months: $3.17.

  • Free cash flow in the twelve months to 30 June 2026: $227.0M.

  • WaFd, Inc. spent $174.4M on share buybacks and $95.7M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 74.0M.

  • Trailing P/E: 10.7×; forward P/E: 10.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.19%, paying out 34% of earnings.

  • WaFd, Inc. employs 2,055 people $381K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 10 Sept 2026

Data provided by Twelve Data

Peers

WAFD vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
WAFDWaFd, Inc.$2.5B
60
BBTBeacon Financial Corp.$2.6B
23
BUSEFirst Busey Corp.$2.6B
90
CUBICustomers Bancorp, Inc.$2.7B
58
FRMEFirst Merchants Corp. (Indiana)$2.6B
19
NBTBNBT Bancorp, Inc.$2.7B
67
FBNCFirst Bancorp (North Carolina)$2.7B
44

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own WaFd, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest WAFD news & analysis

WaFd CEO on EverBank merger: Economics are absolutely compelling

CNBC Television · 8 Sept 2026positive

WaFd CEO Brent Beardall appeared on CNBC's 'Power Lunch' to discuss the company's merger with EverBank, covering the deal's structure and its economics, which he described as "absolutely compelling."

Why it matters — WAFD watchers would care because the CEO's public remarks offer insight into the rationale and structure of the EverBank merger, a significant strategic move for the company.

WaFd's EverBank Merger Deal: A Boost to Earnings & Scale?

Zacks Investment Research · 8 Sept 2026positive

WaFd's merger with EverBank is expected to deliver 29% EPS accretion by 2027, along with a broader deposit base and a larger, more diversified commercial banking model.

Why it matters — For WAFD watchers, the deal points to improved earnings and scale through a more diverse deposit and commercial banking footprint in the coming years.

EverBank-WaFd Deal Bridges Banking's Digital and Branch Divide

PYMNTS · 8 Sept 2026neutral

EverBank and WaFd have announced a proposed $3.9 billion merger, combining EverBank's digital reach with WaFd's extensive branch network.

Why it matters — For WaFd watchers, this deal signals a strategic move to bridge digital and branch banking models at a time when customers increasingly use both channels.

WAFD Stock Alert: Halper Sadeh LLC is Investigating Whether WaFd, Inc. is Obtaining a Fair Price for its Shareholders

Business Wire · 8 Sept 2026neutral

Halper Sadeh LLC, an investor rights law firm, announced it is investigating whether WaFd, Inc. is obtaining a fair price for its shareholders in its proposed merger with EverBank Financial Corp. Upon closing, WaFd shareholders are expected to own 40.8% of the combined company, and the firm is encouraging shareholders to learn about their rights and options.

Why it matters — WAFD watchers would care because this investigation relates to the fairness of the price shareholders would receive in the proposed WaFd-EverBank merger, a key consideration in the deal's pending approval.

WaFd, Inc. (WAFD) M&A Call Transcript

Seeking Alpha · 8 Sept 2026neutral

WaFd, Inc. held an M&A call and Seeking Alpha published a transcript of that discussion. The item presents the transcript of the company's merger-and-acquisition related call.

Why it matters — A WAFD watcher would care because the transcript provides insight into the company's merger-and-acquisition activities and strategic discussions.

FAQ

Frequently asked questions about WAFD stock

What is the WAFD stock price forecast for 2026-2027?

The 4 Wall Street analysts covering WaFd, Inc. have a median 12-month price target of $40, with estimates ranging from $36 to $40. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is WAFD stock a buy right now?

Of the 4 analysts covering WaFd, Inc., 0 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks WaFd, Inc. 60 out of 100 across roughly 4,600 US stocks as at 8 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank WAFD?

As at 8 Sept 2026, WaFd, Inc. ranks 60 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (95 of 100).

Will WAFD stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +18.2% from the last close, and Ticker Nerd's factor model ranks WaFd, Inc. 60 out of 100 as at 8 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the WAFD stock forecast for 2030?

No analyst covering WaFd, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for WAFD are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $40 over the next 12 months.

How has WAFD stock performed over the past year?

WaFd, Inc. returned +10.9% over the 12 months to 9 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does WaFd, Inc. do?

WaFd, Inc. is a bank holding company that operates through WaFd Bank, serving consumers, small businesses, and commercial clients across the western United States.

What is the latest news on WAFD?

The most recent item we track (CNBC Television, 8 Sept 2026): "WaFd CEO on EverBank merger: Economics are absolutely compelling". WaFd CEO Brent Beardall appeared on CNBC's 'Power Lunch' to discuss the company's merger with EverBank, covering the deal's structure and its economics, which he described as "absolutely compelling."

Company

About WaFd, Inc.

WaFd, Inc. is a bank holding company that operates through WaFd Bank, serving consumers, small businesses, and commercial clients across the western United States. The company provides a broad range of banking services, including checking and savings accounts, certificates of deposit, residential mortgages, home equity products, construction and land development loans, commercial real estate financing, multifamily lending, business loans, and treasury services. It also offers deposit products, insurance-related services, debit and credit cards, and personalized financial guidance through its banking platform. WaFd, Inc. focuses on relationship-based banking for households, mid-sized businesses, and real estate owners and developers, with a business model centered on gathering deposits and deploying capital into diversified lending activities. Headquartered in Seattle, Washington, WaFd, Inc. remains an established regional financial institution with a strong presence in several western states.

CEO Mr. Brent J. Beardall CPA · 2,055 employees · United States · https://www.wafdbank.com