SRCESRCEFinancial Services · Banks - Regional

SRCE Stock Forecast: 1st Source Corp. Price Predictions for 2026-2027

Last close, 30 Oct 2026
$87
−0.92% on the day

The 3 Wall Street analysts covering 1st Source Corp. hold a median 12-month price target of $92 — +5.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 92 of 100 as at 31 Oct 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$2.1B
Ticker Nerd rank
92/ 100
Median analyst target
$92
Analysts covering
3
Revenue$118.2M+9.2% y/y
Net income$47.5M
Free cash flow$49.4M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.1%
1M
+3.4%
YTD
+42.3%
1Y
+50.3%
From 52W high
−3.7%
From 52W low
+50.6%
$58
$91
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

SRCE stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores 1st Source Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
92/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
99
Momentum
97
Volatility
94
Quality
93
Growth
74
Issuance
60
Accruals
38
Value
35
Size
34

Revisions (99): Analysts have, on balance, been raising their forecasts.

Value (35): The shares cost a lot relative to the profits and assets behind them.

Size (34): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

SRCE stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on SRCE, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$60$70$80$90$100$110Jan 26Apr 26Jul 26Oct 26SRCEHigh $105Median $92Low $88

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
1 Buy2 Hold0 Sell
Low $88Median $92High $105

The green dot is the last close — the median target sits +5.2% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 6 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
27 Oct 2026DA DavidsonMaintainsNeutral$87 → $88
27 Oct 2026Piper SandlerReiteratesOverweight$100 → $105
28 July 2026Piper SandlerMaintainsOverweight$88 → $100
28 July 2026Piper SandlerMaintainsOverweight—
27 July 2026DA DavidsonMaintainsNeutral—
27 July 2026DA DavidsonMaintainsNeutral$77 → $87
27 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$79 → $82
27 Apr 2026DA DavidsonMaintainsNeutral—
27 Apr 2026DA DavidsonMaintainsNeutral$74
27 Apr 2026Piper SandlerMaintainsOverweight$83 → $88
27 Apr 2026Piper SandlerMaintainsOverweight—
28 Jan 2026DA DavidsonMaintainsNeutral—
26 Jan 2026Piper SandlerMaintainsOverweight—
28 Oct 2025DA DavidsonMaintainsNeutral—
29 July 2025DA DavidsonMaintainsNeutral—
28 July 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
28 July 2025Piper SandlerMaintainsOverweight—
28 Apr 2025Piper SandlerMaintainsOverweight—
27 Jan 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

SRCE appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

SRCE vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, 1st Source Corp. returned +50.3% against +12.4% for the S&P 500, dividends included.

SRCE vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150160Jan 26Apr 26Jul 26Oct 26SRCES&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

SRCE analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+4.9%
Analysts raising
3
Analysts cutting
0
Fundamentals

1st Source Corp. (SRCE) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.0×

Cheaper than 52% of US stocks

Price / sales
4.7×

Cheaper than 25% of US stocks

Price / book
1.6×

Cheaper than 50% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
8.8%

Higher than 50% of US stocks

Earnings growth (YoY)
17.1%

Higher than 56% of US stocks

Gross margin
—
Operating margin
55.0%

Higher than 98% of US stocks

Net margin
39.4%

Higher than 94% of US stocks

Returns & dividend
Return on equity
13.5%

Higher than 71% of US stocks

Return on assets
1.9%

Higher than 58% of US stocks

Dividend yield
2.1%

Higher than 79% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

1st Source Corp. (SRCE) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • 1st Source Corp. has a market value of $2.1B and an enterprise value of $2.4B.

  • Revenue in the twelve months to 30 June 2026: $452.8M. The latest quarter grew 8.8% year on year.

  • Net income over the same four quarters: $170.9M, a 37.7% net margin.

  • Diluted earnings per share, trailing twelve months: $6.96.

  • Free cash flow in the twelve months to 30 June 2026: $208.1M, after $6.8M of capital spending.

  • 1st Source Corp. spent $33.9M on share buybacks and $40.5M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 24.1M.

  • Trailing P/E: 12.0×; forward P/E: 11.5× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.06%, paying out 23% of earnings.

  • 1st Source Corp. employs 1,190 people — $380K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 30 Oct 2026

Data provided by Twelve Data

Peers

SRCE vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
SRCE1st Source Corp.$2.1B92
CHCOCity Holding Co.$2.1B82
FCFFirst Commonwealth Financial Corp. (Pennsylvania)$2.2B90
OFGOFG Bancorp$2.2B98
NWBINorthwest Bancshares, Inc. (Pennsylvania)$2.2B78
EFSCEnterprise Financial Services Corp.$2.2B32
TBBKThe Bancorp, Inc. (Delaware)$2.0B24

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own 1st Source Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest SRCE news & analysis

1st Source (SRCE) Upgraded to Buy: Here's What You Should Know

Zacks Investment Research · 28 Oct 2026positive

1st Source (SRCE) was upgraded to Zacks Rank #2 (Buy), reflecting growing optimism about its earnings prospects.

Why it matters — SRCE watchers may note the change in Zacks’ assessment of the company’s earnings outlook.

1st Source (SRCE) Q3 Earnings and Revenues Top Estimates

Zacks Investment Research · 23 Oct 2026positive

1st Source reported quarterly earnings of $2.16 per share, above the Zacks Consensus Estimate of $1.83. Earnings were up from $1.71 per share a year earlier.

Why it matters — The results give SRCE watchers an update on quarterly earnings relative to analyst estimates and the year-ago period.

1st Source (SRCE) Reports Q3 Earnings: What Key Metrics Have to Say

Zacks Investment Research · 22 Oct 2026neutral

Zacks Investment Research notes that 1st Source’s headline Q3 numbers cover the quarter ended September 2026 and suggests comparing key metrics with Wall Street estimates and year-ago results. The excerpt does not provide the figures or comparison outcomes.

Why it matters — Those comparisons would help SRCE watchers assess quarterly performance against expectations and the prior year, but the excerpt gives no results.

1st Source Corporation Reports Record Third Quarter Results, Cash Dividend Declared

Newsfile Corp · 22 Oct 2026positive

1st Source Corporation reported third-quarter net income of $49.54 million, up 4.20% from the previous quarter and 17.13% from the prior-year quarter. Diluted earnings per share were $2.03, increasing 4.10% sequentially and 18.71% year over year.

Why it matters — The reported increases in net income and diluted earnings per share provide SRCE watchers with an update on the company’s quarterly results.

1st Source (SRCE) Earnings Expected to Grow: Should You Buy?

Zacks Investment Research · 15 Oct 2026positive

Zacks Investment Research says 1st Source has two key ingredients that could support an earnings beat in its upcoming report and outlines key expectations.

Why it matters — SRCE watchers may note the article’s focus on factors tied to the company’s upcoming earnings report.

FAQ

Frequently asked questions about SRCE stock

What is the SRCE stock price forecast for 2026-2027?

The 3 Wall Street analysts covering 1st Source Corp. have a median 12-month price target of $92, with estimates ranging from $88 to $105. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is SRCE stock a buy right now?

Of the 3 analysts covering 1st Source Corp., 1 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks 1st Source Corp. 92 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank SRCE?

As at 31 Oct 2026, 1st Source Corp. ranks 92 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (99 of 100).

Will SRCE stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +5.2% from the last close, and Ticker Nerd's factor model ranks 1st Source Corp. 92 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the SRCE stock forecast for 2030?

No analyst covering 1st Source Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for SRCE are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $88 to $105 over the next 12 months.

How has SRCE stock performed over the past year?

1st Source Corp. returned +50.3% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does 1st Source Corp. do?

1st Source Corp. is a bank holding company that provides a broad range of financial services through its principal banking subsidiary, 1st Source Bank.

What is the latest news on SRCE?

The most recent item we track (Zacks Investment Research, 28 Oct 2026): "1st Source (SRCE) Upgraded to Buy: Here's What You Should Know". 1st Source (SRCE) was upgraded to Zacks Rank #2 (Buy), reflecting growing optimism about its earnings prospects.

Company

About 1st Source Corp.

1st Source Corp. is a bank holding company that provides a broad range of financial services through its principal banking subsidiary, 1st Source Bank. The company serves individuals, businesses, and institutions with commercial and consumer banking, trust and wealth advisory, insurance, treasury management, and specialty finance solutions. Its banking franchise is focused on relationship-based service in northern Indiana and southwestern Michigan, while its specialty finance operations extend nationwide through targeted lending niches. These include financing for aircraft, construction equipment, trucks, fleets, and other specialized assets. 1st Source Corp. plays a role in regional banking by supporting local deposit and lending needs, and it also participates in fee-based financial services that complement its traditional banking activities. Headquartered in South Bend, Indiana, 1st Source Corp. is recognized for combining community banking with specialized lending expertise.

CEO Ms. Andrea Gayle Short CPA · 1,190 employees · United States · https://www.1stsource.com