FCFFCFFinancial Services · Banks - Regional

FCF Stock Forecast: First Commonwealth Financial Corp. (Pennsylvania) Price Predictions for 2026-2027

Last close, 11 Sept 2026
$21
+0.28% on the day

The 6 Wall Street analysts covering First Commonwealth Financial Corp. (Pennsylvania) hold a median 12-month price target of $24 — +12.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 86 of 100 as at 12 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$2.2B
Ticker Nerd rank
86 / 100
Median analyst target
$24
Analysts covering
6
Revenue$138.5M+5.8% y/y
Net income$44.6M
Free cash flow$380K
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.7%
1M
−1.1%
YTD
+29.1%
1Y
+24.2%
From 52W high
−2.3%
From 52W low
+43.6%
$15
$22
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FCF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Commonwealth Financial Corp. (Pennsylvania) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
86 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
93
Momentum
87
Volatility
85
Growth
77
Quality
69
Revisions
67
Accruals
56
Value
35
Size
34

Issuance (93): The share count has been shrinking and the company is not leaning on new borrowing.

Value (35): The shares cost a lot relative to the profits and assets behind them.

Size (34): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FCF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FCF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$14$16$18$20$22$24$26Oct 25Jan 26Apr 26Jul 26FCFHigh $25Median $24Low $24

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says6 analysts
4 Buy2 Hold0 Sell
Low $24Median $24High $25

The green dot is the last close — the median target sits +12.6% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
31 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$21$24
30 July 2026Piper SandlerReiteratesOverweight$21$25
30 July 2026RBC CapitalMaintainsOutperform$23$24
29 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
29 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$19$20
7 Jan 2026Raymond JamesUpgradeOutperform
17 Dec 2025Piper SandlerAssumesOverweight$21
2 May 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
1 May 2025RBC CapitalMaintainsOutperform
6 Feb 2025Stephens & Co.MaintainsOverweight
30 Jan 2025DA DavidsonMaintainsBuy
30 Jan 2025RBC CapitalReiteratesOutperform
29 Jan 2025Stephens & Co.ReiteratesOverweight
8 Jan 2025RBC CapitalMaintainsOutperform
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
31 Oct 2024Piper SandlerMaintainsNeutral
29 July 2024Janney Montgomery ScottDowngradeNeutral
25 July 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
25 July 2024Piper SandlerMaintainsNeutral
25 July 2024RBC CapitalMaintainsOutperform

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FCF appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

FCF vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, First Commonwealth Financial Corp. (Pennsylvania) returned +24.2% against +17.5% for the S&P 500, dividends included.

FCF vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Oct 25Jan 26Apr 26Jul 26FCFS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FCF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.1%
Analysts raising
2
Analysts cutting
1
Fundamentals

First Commonwealth Financial Corp. (Pennsylvania) (FCF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.0×

Cheaper than 51% of US stocks

Price / sales
4.2×

Cheaper than 29% of US stocks

Price / book
1.4×

Cheaper than 60% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
9.6%

Higher than 51% of US stocks

Earnings growth (YoY)
33.5%

Higher than 67% of US stocks

Gross margin
Operating margin
45.4%

Higher than 94% of US stocks

Net margin
33.2%

Higher than 91% of US stocks

Returns & dividend
Return on equity
10.9%

Higher than 65% of US stocks

Return on assets
1.4%

Higher than 54% of US stocks

Dividend yield
2.6%

Higher than 57% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First Commonwealth Financial Corp. (Pennsylvania) (FCF) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • First Commonwealth Financial Corp. (Pennsylvania) has a market value of $2.2B and an enterprise value of $2.3B.

  • Revenue in the twelve months to 30 June 2026: $546.0M. The latest quarter grew 9.6% year on year.

  • Net income over the same four quarters: $168.3M, a 30.8% net margin.

  • Diluted earnings per share, trailing twelve months: $1.63.

  • Free cash flow in the twelve months to 30 June 2026: $178.4M.

  • First Commonwealth Financial Corp. (Pennsylvania) spent $70.4M on share buybacks and $56.2M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 101.1M.

  • Trailing P/E: 13.0×; forward P/E: 10.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.63%, paying out 33% of earnings.

  • First Commonwealth Financial Corp. (Pennsylvania) employs 1,589 people $344K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 12 Sept 2026

Data provided by Twelve Data

Peers

FCF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FCFFirst Commonwealth Financial Corp. (Pennsylvania)$2.2B
86
NWBINorthwest Bancshares, Inc. (Pennsylvania)$2.3B
55
SRCE1st Source Corp.$2.1B
94
TBBKThe Bancorp, Inc. (Delaware)$2.1B
55
OFGOFG Bancorp$2.3B
98
EFSCEnterprise Financial Services Corp.$2.3B
44
CHCOCity Holding Co.$2.1B
81

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First Commonwealth Financial Corp. (Pennsylvania) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FCF news & analysis

Insider Selling Signal: Jane Grebenc Sheds 15,000 Shares of First Commonwealth Financial

The Motley Fool · 20 Aug 2026negative

Director Jane Grebenc sold 15,000 shares of First Commonwealth Financial for a total transaction value of $325,500, reducing her direct equity position by 9 percent.

Why it matters — A director reducing their direct stake in the company can draw attention from FCF watchers as a potential signal about management sentiment toward the stock.

Small Caps, Big Opportunities: Consider Value Amid Rally

ETF Trends · 17 Aug 2026neutral

The article reports that small-cap equities have outperformed large-cap counterparts, delivering investors a historic first half of 2026 after years of mega-cap technology dominance. It suggests considering value opportunities amid the small-cap rally.

Why it matters — A First Commonwealth Financial Corp. watcher would care because small-cap strength can signal broader economic and regional-banking conditions that may affect community banks like FCF.

Dividend Champion, Contender, And Challenger Highlights: Week August 16

Seeking Alpha · 14 Aug 2026neutral

A Seeking Alpha article provides a weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers, including companies that changed their dividends and those with upcoming ex-dividend dates for the week of August 16.

Why it matters — FCF watchers can monitor this recurring dividend update to see how First Commonwealth Financial Corp.'s dividend activity compares with other dividend-paying companies in the Champions, Contender, or Challenger categories.

Free Cash Flow ETFs: How VictoryShares Matches FCF Strategies to Advisor and Client Needs

ETF Trends · 14 Aug 2026neutral

Two TMX VettaFi advisor polls identified unfamiliarity with free cash flow (FCF) yield and portfolio integration as the main barriers to wider adoption of FCF strategies. In response, VictoryShares is positioning its FCF ETF suite to help advisors integrate these strategies in today's market.

Why it matters — For FCF watchers, this signals how ETF providers are tailoring products to overcome the specific adoption hurdles advisors face with free cash flow strategies.

First Commonwealth Financial (FCF) Upgraded to Buy: What Does It Mean for the Stock?

Zacks Investment Research · 31 July 2026positive

Zacks Investment Research upgraded First Commonwealth Financial (FCF) to a Zacks Rank #2 (Buy), citing growing optimism about the company's earnings prospects. The upgrade could drive the stock higher in the near term.

Why it matters — An upgrade to a Buy rating signals increased confidence in FCF's earnings outlook, which may influence investor perception of the stock.

FAQ

Frequently asked questions about FCF stock

What is the FCF stock price forecast for 2026-2027?

The 6 Wall Street analysts covering First Commonwealth Financial Corp. (Pennsylvania) have a median 12-month price target of $24, with estimates ranging from $24 to $25. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FCF stock a buy right now?

Of the 6 analysts covering First Commonwealth Financial Corp. (Pennsylvania), 4 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Commonwealth Financial Corp. (Pennsylvania) 86 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FCF?

As at 12 Sept 2026, First Commonwealth Financial Corp. (Pennsylvania) ranks 86 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (93 of 100).

Will FCF stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +12.6% from the last close, and Ticker Nerd's factor model ranks First Commonwealth Financial Corp. (Pennsylvania) 86 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FCF stock forecast for 2030?

No analyst covering First Commonwealth Financial Corp. (Pennsylvania) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FCF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $24 to $25 over the next 12 months.

How has FCF stock performed over the past year?

First Commonwealth Financial Corp. (Pennsylvania) returned +24.2% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Commonwealth Financial Corp. (Pennsylvania) do?

First Commonwealth Financial Corp. is a financial holding company that provides consumer and commercial banking services in the United States.

What is the latest news on FCF?

The most recent item we track (The Motley Fool, 20 Aug 2026): "Insider Selling Signal: Jane Grebenc Sheds 15,000 Shares of First Commonwealth Financial". Director Jane Grebenc sold 15,000 shares of First Commonwealth Financial for a total transaction value of $325,500, reducing her direct equity position by 9 percent.

Company

About First Commonwealth Financial Corp. (Pennsylvania).

First Commonwealth Financial Corp. is a financial holding company that provides consumer and commercial banking services in the United States. Through its banking subsidiary, First Commonwealth Bank, it offers a broad range of deposit and lending products, including checking and savings accounts, money market accounts, certificates of deposit, mortgage loans, construction and real estate lending, and business credit solutions. The company also provides trust and wealth management services, along with insurance products through affiliated subsidiaries. Its services support individuals, small businesses, and commercial clients with everyday banking, financing, and financial planning needs. Headquartered in Indiana, Pennsylvania, First Commonwealth Financial Corp. operates as a regional financial services provider with a diversified mix of banking, advisory, and insurance capabilities.

CEO Mr. Thomas Michael Price · 1,589 employees · United States · https://www.fcbanking.com