FCFFCFFinancial Services · Banks - Regional

FCF Stock Forecast: First Commonwealth Financial Corp. (Pennsylvania) Price Predictions for 2026-2027

Last close, 30 Oct 2026
$21
−0.10% on the day

The 7 Wall Street analysts covering First Commonwealth Financial Corp. (Pennsylvania) hold a median 12-month price target of $24 — +14.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 90 of 100 as at 31 Oct 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$2.0B
Ticker Nerd rank
90/ 100
Median analyst target
$24
Analysts covering
7
Revenue$138.5M+5.8% y/y
Net income$44.6M
Free cash flow$380K
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.5%
1M
+3.8%
YTD
+27.2%
1Y
+39.9%
From 52W high
−3.7%
From 52W low
+41.5%
$15
$22
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FCF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Commonwealth Financial Corp. (Pennsylvania) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
90/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
95
Revisions
90
Momentum
81
Volatility
75
Growth
73
Quality
69
Accruals
60
Size
34
Value
30

Issuance (95): The share count has been shrinking and the company is not leaning on new borrowing.

Value (30): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

FCF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FCF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$14$16$18$20$22$24$26Jan 26Apr 26Jul 26Oct 26FCFHigh $25Median $24Low $23

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says7 analysts
4 Buy3 Hold0 Sell
Low $23Median $24High $25

The green dot is the last close — the median target sits +14.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
29 Sept 2026DA DavidsonInitiatesNeutral$24
31 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$21 → $24
31 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
30 July 2026Piper SandlerReiteratesOverweight—
30 July 2026Piper SandlerReiteratesOverweight$21 → $25
30 July 2026RBC CapitalMaintainsOutperform$23 → $24
30 July 2026RBC CapitalMaintainsOutperform—
29 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
29 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$19 → $20
7 Jan 2026Raymond JamesUpgradeOutperform—
17 Dec 2025Piper SandlerAssumesOverweight$21
2 May 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
1 May 2025RBC CapitalMaintainsOutperform—
6 Feb 2025Stephens & Co.MaintainsOverweight—
30 Jan 2025DA DavidsonMaintainsBuy—
30 Jan 2025RBC CapitalReiteratesOutperform—
29 Jan 2025Stephens & Co.ReiteratesOverweight—
8 Jan 2025RBC CapitalMaintainsOutperform—
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
31 Oct 2024Piper SandlerMaintainsNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

FCF appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

FCF vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, First Commonwealth Financial Corp. (Pennsylvania) returned +39.9% against +12.4% for the S&P 500, dividends included.

FCF vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150Jan 26Apr 26Jul 26Oct 26FCFS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FCF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+0.2%
Analysts raising
2
Analysts cutting
1
Fundamentals

First Commonwealth Financial Corp. (Pennsylvania) (FCF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.4×

Cheaper than 51% of US stocks

Price / sales
4.0×

Cheaper than 29% of US stocks

Price / book
1.4×

Cheaper than 57% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
2.7%

Higher than 34% of US stocks

Earnings growth (YoY)
8.7%

Higher than 47% of US stocks

Gross margin
—
Operating margin
42.5%

Higher than 93% of US stocks

Net margin
33.6%

Higher than 91% of US stocks

Returns & dividend
Return on equity
11.4%

Higher than 66% of US stocks

Return on assets
1.4%

Higher than 54% of US stocks

Dividend yield
2.7%

Higher than 84% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First Commonwealth Financial Corp. (Pennsylvania) (FCF) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • First Commonwealth Financial Corp. (Pennsylvania) has a market value of $2.0B and an enterprise value of $2.2B.

  • Revenue in the twelve months to 30 June 2026: $546.0M. The latest quarter grew 2.7% year on year.

  • Net income over the same four quarters: $168.3M, a 30.8% net margin.

  • Diluted earnings per share, trailing twelve months: $1.63.

  • Free cash flow in the twelve months to 30 June 2026: $178.4M.

  • First Commonwealth Financial Corp. (Pennsylvania) spent $70.4M on share buybacks and $56.2M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 101.1M.

  • Trailing P/E: 12.4×; forward P/E: 10.6× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.67%, paying out 33% of earnings.

  • First Commonwealth Financial Corp. (Pennsylvania) employs 1,575 people — $347K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 1 Nov 2026

Data provided by Twelve Data

Peers

FCF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FCFFirst Commonwealth Financial Corp. (Pennsylvania)$2.0B90
OFGOFG Bancorp$2.2B98
NWBINorthwest Bancshares, Inc. (Pennsylvania)$2.2B78
EFSCEnterprise Financial Services Corp.$2.2B32
WAFDWaFd, Inc.$2.3B45
SRCE1st Source Corp.$2.1B92
CHCOCity Holding Co.$2.1B82

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First Commonwealth Financial Corp. (Pennsylvania) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FCF news & analysis

First Commonwealth Financial Corporation (FCF) Q3 2026 Earnings Call Transcript

Seeking Alpha · 28 Oct 2026neutral

First Commonwealth Financial Corporation held its Q3 2026 earnings call on October 28, 2026. Company executives and analysts from several financial firms participated.

Why it matters — The call is an opportunity for FCF watchers to hear management discuss the company’s quarterly results, though the provided excerpt contains no results or discussion details.

What First Commonwealth Financial (FCF) Said on Its Q3 Earnings Call

MarketBeat · 28 Oct 2026neutral

First Commonwealth Financial reported third-quarter core earnings per share of $0.45. Higher net interest margin and loan production were partly offset by elevated credit provisions tied to a limited number of previously identified loans.

Why it matters — FCF watchers may note the balance between improved net interest margin and loan production and increased credit provisions.

Here's What Key Metrics Tell Us About First Commonwealth Financial (FCF) Q3 Earnings

Zacks Investment Research · 28 Oct 2026neutral

The article says First Commonwealth Financial’s headline results cover the quarter ended September 2026 and suggests comparing key metrics with Wall Street estimates and year-ago actuals. The excerpt does not provide specific results or comparisons.

Why it matters — FCF watchers may use these comparisons to assess the quarter’s performance, but the excerpt contains no figures or findings.

First Commonwealth Financial (FCF) Lags Q3 Earnings Estimates

Zacks Investment Research · 27 Oct 2026negative

First Commonwealth Financial reported quarterly earnings of $0.45 per share, below the Zacks Consensus Estimate of $0.46. Earnings were $0.39 per share a year earlier.

Why it matters — FCF watchers may note that earnings missed the consensus estimate, while exceeding the prior-year per-share figure.

First Commonwealth Announces Third Quarter 2026 Earnings; Declares Quarterly Dividend and Announces Additional Share Repurchase Authorization

GlobeNewsWire · 27 Oct 2026positive

First Commonwealth Financial Corporation announced its third-quarter 2026 financial results. The headline also says it declared a quarterly dividend and announced additional share repurchase authorization.

Why it matters — FCF watchers may note the company's quarterly results and its dividend and share repurchase announcements.

FAQ

Frequently asked questions about FCF stock

What is the FCF stock price forecast for 2026-2027?

The 7 Wall Street analysts covering First Commonwealth Financial Corp. (Pennsylvania) have a median 12-month price target of $24, with estimates ranging from $23 to $25. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FCF stock a buy right now?

Of the 7 analysts covering First Commonwealth Financial Corp. (Pennsylvania), 4 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Commonwealth Financial Corp. (Pennsylvania) 90 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FCF?

As at 31 Oct 2026, First Commonwealth Financial Corp. (Pennsylvania) ranks 90 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (95 of 100).

Will FCF stock go up?

No one can know that. What the data says: the median 12-month target from 7 analysts implies +14.3% from the last close, and Ticker Nerd's factor model ranks First Commonwealth Financial Corp. (Pennsylvania) 90 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FCF stock forecast for 2030?

No analyst covering First Commonwealth Financial Corp. (Pennsylvania) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FCF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $23 to $25 over the next 12 months.

How has FCF stock performed over the past year?

First Commonwealth Financial Corp. (Pennsylvania) returned +39.9% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Commonwealth Financial Corp. (Pennsylvania) do?

First Commonwealth Financial Corp. is a financial holding company that provides consumer and commercial banking services in the United States.

What is the latest news on FCF?

The most recent item we track (Seeking Alpha, 28 Oct 2026): "First Commonwealth Financial Corporation (FCF) Q3 2026 Earnings Call Transcript". First Commonwealth Financial Corporation held its Q3 2026 earnings call on October 28, 2026. Company executives and analysts from several financial firms participated.

Company

About First Commonwealth Financial Corp. (Pennsylvania).

First Commonwealth Financial Corp. is a financial holding company that provides consumer and commercial banking services in the United States. Through its banking subsidiary, First Commonwealth Bank, it offers a broad range of deposit and lending products, including checking and savings accounts, money market accounts, certificates of deposit, mortgage loans, construction and real estate lending, and business credit solutions. The company also provides trust and wealth management services, along with insurance products through affiliated subsidiaries. Its services support individuals, small businesses, and commercial clients with everyday banking, financing, and financial planning needs. Headquartered in Indiana, Pennsylvania, First Commonwealth Financial Corp. operates as a regional financial services provider with a diversified mix of banking, advisory, and insurance capabilities.

CEO Mr. Thomas Michael Price · 1,575 employees · United States · https://www.fcbanking.com