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OFG Stock Forecast 2025-2026
$42.52
Current Price
$1.92B
Market Cap
Buy 3
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to OFG Price Targets
+17.6%
To High Target of $50.00
+5.8%
To Median Target of $45.00
-1.2%
To Low Target of $42.00
OFG Price Momentum
+3.1%
1 Week Change
+18.7%
1 Month Change
+12.4%
1 Year Change
+0.5%
Year-to-Date Change
-10.8%
From 52W High of $47.66
+28.3%
From 52W Low of $33.15
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Latest OFG Stock Price Targets & Analyst Predictions
Based on our analysis of 4 Wall Street analysts, OFG has a bullish consensus with a median price target of $45.00 (ranging from $42.00 to $50.00). Currently trading at $42.52, the median forecast implies a 5.8% upside. This outlook is supported by 3 Buy, 1 Hold, and 0 Sell ratings.
Conversely, the most conservative target is provided by Frank Schiraldi at Piper Sandler, suggesting a 1.2% downside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
OFG Analyst Ratings
3
Buy
1
Hold
0
Sell
OFG Price Target Range
Low
$42.00
Average
$45.00
High
$50.00
Current: $42.52
Latest OFG Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for OFG.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Apr 24, 2025 | Keefe, Bruyette & Woods | Kelly Motta | Outperform | Maintains | $48.00 |
| Apr 24, 2025 | Piper Sandler | Frank Schiraldi | Overweight | Maintains | $42.00 |
| Apr 9, 2025 | Wells Fargo | Timur Braziler | Equal-Weight | Downgrade | $42.00 |
| Jan 23, 2025 | Wells Fargo | Timur Braziler | Overweight | Maintains | $48.00 |
| Jan 23, 2025 | Keefe, Bruyette & Woods | Kelly Motta | Outperform | Maintains | $55.00 |
| Jan 6, 2025 | Wells Fargo | Timur Braziler | Overweight | Maintains | $45.00 |
| Dec 4, 2024 | Keefe, Bruyette & Woods | Kelly Motta | Outperform | Maintains | $53.00 |
| Dec 3, 2024 | Wells Fargo | Timur Braziler | Overweight | Maintains | $49.00 |
| Oct 17, 2024 | Piper Sandler | Frank Schiraldi | Overweight | Maintains | $47.00 |
| Aug 26, 2024 | Piper Sandler | Frank Schiraldi | Overweight | Assumes | $49.00 |
| Jul 22, 2024 | Wells Fargo | Timur Braziler | Overweight | Maintains | $48.00 |
| Apr 10, 2024 | Wells Fargo | Timur Braziler | Overweight | Maintains | $40.00 |
| Jan 29, 2024 | Wells Fargo | Timur Braziler | Overweight | Maintains | $41.00 |
| Jul 21, 2023 | Wells Fargo | Timur Braziler | Overweight | Maintains | $37.00 |
| Apr 5, 2023 | Wells Fargo | Timur Braziler | Overweight | Maintains | $32.00 |
| Jan 4, 2022 | Wells Fargo | Timur Braziler | Overweight | Maintains | $33.00 |
| Nov 9, 2021 | Wells Fargo | Overweight | Initiates | $0.00 | |
| Mar 6, 2019 | Alden Securities | Neutral | Downgrade | $0.00 | |
| Jul 16, 2018 | Piper Sandler | Overweight | Upgrade | $0.00 | |
| Jul 16, 2018 | PiperJaffray | Overweight | Upgrade | $0.00 |
OFG Bancorp (OFG) Competitors
The following stocks are similar to OFG Bancorp based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
OFG Bancorp (OFG) Financial Data
OFG Bancorp has a market capitalization of $1.92B with a P/E ratio of 10.3x. The company generates $623.01M in trailing twelve-month revenue with a 31.1% profit margin.
Revenue growth is -4.0% quarter-over-quarter, while maintaining an operating margin of +41.4% and return on equity of +15.5%.
Valuation Metrics
Market Cap
$1.92B
Enterprise Value
$1.49B
P/E Ratio
10.3x
PEG Ratio
10.8x
Price/Sales
3.1x
Growth & Margins
Revenue Growth (YoY)
-4.0%
Gross Margin
N/A
Operating Margin
+41.4%
Net Margin
+31.1%
EPS Growth
-8.3%
Financial Health
Cash/Price Ratio
+37.2%
Current Ratio
0.0x
Debt/Equity
0.2x
ROE
+15.5%
ROA
+1.7%
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OFG Bancorp (OFG) Business Model
About OFG Bancorp
What They Do
Provides banking and financial services in Puerto Rico.
Business Model
The company operates as a financial holding entity offering a range of banking services including retail banking, commercial loans, and wealth management. It generates revenue through interest income from loans, fees from various banking services, and investment management.
Additional Information
OFG Bancorp plays a crucial role in supporting the local economy by facilitating access to capital and financial planning. Its commitment to innovation and customer service enhances its reputation and significance within Puerto Rico's banking sector.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
2,223
CEO
Mr. José Rafael Fernández
Country
United States
IPO Year
1990
Website
www.ofgbancorp.comOFG Bancorp (OFG) Latest News & Analysis
Latest News
Quick Summary
OFG Bancorp retains a 'buy' rating, supported by strong asset quality and digital growth. Despite slight declines in income, deposits and loans are increasing, indicating balance sheet strength.
Why It Matters
OFG Bancorp's strong asset quality and digital growth signal resilience, while growing deposits and loans suggest stability, making it an appealing investment amid slight income declines.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
OFG Bancorp declared a quarterly cash dividend of $0.30 per share for Q2 2025, payable on July 15, 2025, with a record date of June 30, 2025, and an ex-dividend date of June 30, 2025.
Why It Matters
OFG Bancorp's dividend declaration signals financial stability and shareholder value, enhancing its attractiveness to income-focused investors and potentially impacting stock performance.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
OFG Bancorp's Board approved a new $100 million open-ended stock repurchase plan, supplementing its existing repurchase initiative.
Why It Matters
OFG Bancorp's $100 million stock repurchase plan signals confidence in its financial health, potentially boosting share prices and indicating strong management commitment to shareholder value.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
OFG Bancorp will hold its Q1 2025 Earnings Conference Call on April 23, 2025, at 10:00 AM ET, featuring key executives and analysts from various firms.
Why It Matters
OFG Bancorp's Q1 2025 earnings call signals upcoming insights on financial performance and strategic direction, influencing stock valuations and investor sentiment.
Source: Seeking Alpha
Market Sentiment:
Neutral
OFG Bancorp Reports 1Q25 Results
25 days ago
Quick Summary
OFG Bancorp reported Q1 2025 diluted EPS of $1.00, down from $1.09 in Q4 2024 and $1.05 in Q1 2024. Core revenues totaled $178.3 million, slightly up from $174.2 million year-over-year.
Why It Matters
OFG Bancorp's declining EPS and core revenues signal potential challenges ahead, impacting investor confidence and stock performance.
Source: Business Wire
Market Sentiment:
Neutral
OFG Bancorp (OFG) Misses Q1 Earnings Estimates
25 days ago
Quick Summary
OFG Bancorp reported quarterly earnings of $1 per share, missing estimates of $1.02. This is a decline from $1.05 per share in the same quarter last year.
Why It Matters
OFG Bancorp's earnings miss signals potential operational challenges and may lead to decreased investor confidence, impacting stock performance and future valuations.
Source: Zacks Investment Research
Market Sentiment:
Negative
Frequently Asked Questions About OFG Stock
What is OFG Bancorp's (OFG) stock forecast for 2025?
Based on our analysis of 4 Wall Street analysts, OFG Bancorp (OFG) has a median price target of $45.00. The highest price target is $50.00 and the lowest is $42.00.
Is OFG stock a good investment in 2025?
According to current analyst ratings, OFG has 3 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $42.52. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for OFG stock?
Wall Street analysts predict OFG stock could reach $45.00 in the next 12 months. This represents a 5.8% increase from the current price of $42.52. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is OFG Bancorp's business model?
The company operates as a financial holding entity offering a range of banking services including retail banking, commercial loans, and wealth management. It generates revenue through interest income from loans, fees from various banking services, and investment management.
What is the highest forecasted price for OFG OFG Bancorp?
The highest price target for OFG is $50.00 from at , which represents a 17.6% increase from the current price of $42.52.
What is the lowest forecasted price for OFG OFG Bancorp?
The lowest price target for OFG is $42.00 from Frank Schiraldi at Piper Sandler, which represents a -1.2% decrease from the current price of $42.52.
What is the overall OFG consensus from analysts for OFG Bancorp?
The overall analyst consensus for OFG is bullish. Out of 4 Wall Street analysts, 3 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $45.00.
How accurate are OFG stock price projections?
Stock price projections, including those for OFG Bancorp, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: May 18, 2025 5:48 PM UTC