OFGFinancial Services · Banks - RegionalThe 5 Wall Street analysts covering OFG Bancorp hold a median 12-month price target of $57 — +14.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 98 of 100 as at 31 Oct 2026 — among the strongest tenth. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores OFG Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (98): Analysts have, on balance, been raising their forecasts.
Accruals (59): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Size (34): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on OFG, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +14.0% from it.
Of the 20 most recent actions, 5 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 10 Aug 2026 | Wells Fargo | Maintains | Equal-Weight | $49 → $55 |
| 22 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | $52 → $57 |
| 22 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 22 July 2026 | Truist Securities | Maintains | Buy | $55 → $58 |
| 22 July 2026 | Truist Securities | Maintains | Buy | — |
| 15 July 2026 | Benchmark | Initiates | Hold | — |
| 15 July 2026 | Benchmark | Initiates | Hold | — |
| 13 July 2026 | Truist Securities | Maintains | Buy | $50 → $55 |
| 13 July 2026 | Truist Securities | Maintains | Buy | — |
| 6 July 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 6 July 2026 | Wells Fargo | Maintains | Equal-Weight | $45 → $49 |
| 22 Apr 2026 | Piper Sandler | Reiterates | Neutral | — |
| 22 Apr 2026 | Truist Securities | Maintains | Buy | — |
| 22 Apr 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 26 Jan 2026 | Truist Securities | Maintains | Buy | — |
| 23 Jan 2026 | Keefe, Bruyette & Woods | Downgrade | Market Perform | — |
| 15 Jan 2026 | Piper Sandler | Assumes | Neutral | $45 |
| 27 Oct 2025 | Wells Fargo | Maintains | Equal-Weight | — |
| 23 Oct 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 23 Oct 2025 | Truist Securities | Maintains | Buy | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
OFG appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, OFG Bancorp returned +33.9% against +12.4% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 58% of US stocks
Cheaper than 37% of US stocks
Cheaper than 50% of US stocks
Higher than 44% of US stocks
Higher than 48% of US stocks
Higher than 93% of US stocks
Higher than 92% of US stocks
Higher than 77% of US stocks
Higher than 58% of US stocks
Higher than 85% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
OFG Bancorp has a market value of $2.1B and an enterprise value of $2.2B.
Revenue in the twelve months to 30 June 2026: $696.0M. The latest quarter grew 6.4% year on year.
Net income over the same four quarters: $220.4M, a 31.7% net margin.
Diluted earnings per share, trailing twelve months: $5.08.
Free cash flow in the twelve months to 30 June 2026: $202.7M.
OFG Bancorp spent $105.0M on share buybacks and $54.8M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 9.5×; forward P/E: 9.6× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 2.80%, paying out 26% of earnings.
OFG Bancorp employs 2,156 people — $323K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own OFG Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →
The Motley Fool reported that OFG Bancorp's earnings per share rose nearly 15% year over year to $1.33, while active digital users grew 24%.
Why it matters — These figures highlight changes in OFG's per-share earnings and digital-user activity for investors following the company.
OFG was upgraded to Zacks Rank #2 (Buy), which the source says reflects growing optimism about its earnings prospects.
Why it matters — OFG watchers may note the change in the Zacks ranking as a sign of increased optimism about the company’s earnings prospects.
The item is a transcript of OFG Bancorp’s Q3 2026 earnings call; the provided text contains no further details about the discussion.
Why it matters — OFG watchers can use the call transcript to review management’s comments, though the excerpt provides no specific results or outlook.
OFG Bancorp reported third-quarter 2026 earnings per share of $1.33, up 15% year over year. The company cited commercial loan growth, expense discipline and stable credit performance, alongside continued investment in digital banking.
Why it matters — The results and stated business drivers offer OFG watchers an update on earnings growth, credit performance and strategic investment.
A Zacks Investment Research headline asks whether OFG Bancorp qualifies as a high-growth dividend stock. The excerpt notes that finding a strong dividend stock can be difficult but provides no assessment or supporting details about OFG.
Why it matters — OFG watchers may note the article’s focus on the company’s dividend profile, though the excerpt does not indicate its conclusion.
The 5 Wall Street analysts covering OFG Bancorp have a median 12-month price target of $57, with estimates ranging from $55 to $58. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 5 analysts covering OFG Bancorp, 1 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks OFG Bancorp 98 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 31 Oct 2026, OFG Bancorp ranks 98 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (98 of 100).
No one can know that. What the data says: the median 12-month target from 5 analysts implies +14.0% from the last close, and Ticker Nerd's factor model ranks OFG Bancorp 98 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering OFG Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OFG are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $55 to $58 over the next 12 months.
OFG Bancorp returned +33.9% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
OFG Bancorp is a diversified financial holding company based in San Juan, Puerto Rico. Through its principal subsidiaries, Oriental Bank, Oriental Financial Services, and Oriental Insurance, it provides retail and commercial banking, lending, wealth management, insurance, and related technology services.
The most recent item we track (The Motley Fool, 29 Oct 2026): "OFG: 3 Key Takeaways for Long-Term Investors". The Motley Fool reported that OFG Bancorp's earnings per share rose nearly 15% year over year to $1.33, while active digital users grew 24%.
OFG Bancorp is a diversified financial holding company based in San Juan, Puerto Rico. Through its principal subsidiaries, Oriental Bank, Oriental Financial Services, and Oriental Insurance, it provides retail and commercial banking, lending, wealth management, insurance, and related technology services. Its banking offerings include deposit accounts, consumer and business lending, mortgage products, cash management, and treasury-related services, while its wealth management platform supports brokerage, financial planning, trust, and retirement services. The company primarily serves clients in Puerto Rico and the U.S. Virgin Islands under U.S., Puerto Rico, and U.S. Virgin Islands banking laws and regulations. OFG Bancorp plays a broad role in the regional financial market by connecting everyday banking services with specialized financial solutions for consumers, businesses, and institutions.
CEO Mr. José Rafael Fernández · 2,156 employees · United States · https://www.ofgbancorp.com
