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OFG Stock Forecast: OFG Bancorp Price Predictions for 2026

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$42.61

+0.62 (1.48%)

OFG Stock Forecast 2026-2027

$42.61
Current Price
$1.84B
Market Cap
4 Ratings
Buy 1
Hold 3
Sell 0
Wall St Analyst Ratings

Distance to OFG Price Targets

+3.3%
To High Target of $44.00
+0.9%
To Median Target of $43.00
+0.9%
To Low Target of $43.00

OFG Price Momentum

-0.3%
1 Week Change
+10.0%
1 Month Change
+19.0%
1 Year Change
+4.0%
Year-to-Date Change
-7.6%
From 52W High of $46.11
+21.9%
From 52W Low of $34.95
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Latest OFG Stock Price Targets & Analyst Predictions

Based on our analysis of 6 Wall Street analysts, OFG has a neutral consensus with a median price target of $43.00 (ranging from $43.00 to $44.00). The overall analyst rating is Buy (7.0/10). Currently trading at $42.61, the median forecast implies a 0.9% upside. This outlook is supported by 1 Buy, 3 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Arren Cyganovich at Truist Securities, projecting a 3.3% upside. Conversely, the most conservative target is provided by Kelly Motta at Keefe, Bruyette & Woods, suggesting a 0.9% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

OFG Analyst Ratings

1
Buy
3
Hold
0
Sell

OFG Price Target Range

Low
$43.00
Average
$43.00
High
$44.00
Current: $42.61

Latest OFG Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for OFG.

Date Firm Analyst Rating Change Price Target
Jan 26, 2026 Truist Securities Arren Cyganovich Buy Maintains $44.00
Jan 23, 2026 Keefe, Bruyette & Woods Kelly Motta Market Perform Downgrade $43.00
Jan 15, 2026 Piper Sandler Manuel Navas Neutral Assumes $45.00
Oct 27, 2025 Wells Fargo Timur Braziler Equal-Weight Maintains $43.00
Oct 23, 2025 Keefe, Bruyette & Woods Kelly Motta Outperform Maintains $50.00
Oct 23, 2025 Truist Securities Arren Cyganovich Buy Maintains $48.00
Oct 9, 2025 Truist Securities Arren Cyganovich Buy Initiates $50.00
Jul 18, 2025 Keefe, Bruyette & Woods Kelly Motta Outperform Maintains $50.00
Jul 10, 2025 Wells Fargo Timur Braziler Equal-Weight Maintains $48.00
Apr 24, 2025 Keefe, Bruyette & Woods Kelly Motta Outperform Maintains $48.00
Apr 24, 2025 Piper Sandler Frank Schiraldi Overweight Maintains $42.00
Apr 9, 2025 Wells Fargo Timur Braziler Equal-Weight Downgrade $42.00
Jan 23, 2025 Wells Fargo Timur Braziler Overweight Maintains $48.00
Jan 23, 2025 Keefe, Bruyette & Woods Kelly Motta Outperform Maintains $55.00
Jan 6, 2025 Wells Fargo Timur Braziler Overweight Maintains $45.00
Dec 4, 2024 Keefe, Bruyette & Woods Kelly Motta Outperform Maintains $53.00
Dec 3, 2024 Wells Fargo Timur Braziler Overweight Maintains $49.00
Oct 17, 2024 Piper Sandler Frank Schiraldi Overweight Maintains $47.00
Aug 26, 2024 Piper Sandler Frank Schiraldi Overweight Assumes $49.00
Jul 22, 2024 Wells Fargo Timur Braziler Overweight Maintains $48.00

OFG Bancorp (OFG) Competitors

The following stocks are similar to OFG Bancorp based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

OFG Bancorp (OFG) Financial Data

OFG Bancorp has a market capitalization of $1.84B with a P/E ratio of 9.3x. The company generates $623.93M in trailing twelve-month revenue with a 32.9% profit margin.

Revenue growth is -1.1% quarter-over-quarter, while maintaining an operating margin of +33.1% and return on equity of +15.5%.

Valuation Metrics

Market Cap $1.84B
Enterprise Value $1.38B
P/E Ratio 9.3x
PEG Ratio 0.6x
Price/Sales 3.0x

Growth & Margins

Revenue Growth (YoY) -1.1%
Gross Margin N/A
Operating Margin +33.1%
Net Margin +32.9%
EPS Growth +11.0%

Financial Health

Cash/Price Ratio +56.7%
Current Ratio N/A
Debt/Equity 0.4x
ROE +15.5%
ROA +1.7%
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OFG Bancorp logo

OFG Bancorp (OFG) Business Model

About OFG Bancorp

What They Do

Provides banking and financial services in Puerto Rico.

Business Model

The company operates as a financial holding entity, generating revenue through a diverse range of banking services including retail banking, loans, and investment services. By serving consumer, commercial, and institutional customers, OFG Bancorp creates multiple streams of income while supporting local economic growth.

Additional Information

OFG Bancorp emphasizes innovation and customer service, which enhances its competitive position in the banking sector. Its role in facilitating capital access and financial planning highlights its importance in Puerto Rico's financial infrastructure.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

2,217

CEO

Mr. Josรฉ Rafael Fernรกndez

Country

United States

IPO Year

1990

OFG Bancorp (OFG) Latest News & Analysis

Latest News

OFG stock latest news image
Quick Summary

OFG Bancorp (NYSE: OFG) will release Q1 2026 financial results on April 21, 2026, before market open, followed by a conference call at 10:00 AM ET. Details available on their website.

Why It Matters

OFG Bancorp's upcoming earnings report and conference call can impact stock performance, guiding investor sentiment and expectations regarding financial health and growth prospects.

Source: Business Wire
Market Sentiment: Neutral
OFG stock latest news image
Quick Summary

KBRA has assigned a BBB rating to OFG Bancorp's senior unsecured debt and a BBB- rating for subordinated debt. Oriental Bank's ratings are affirmed at BBB+ with a Stable Outlook.

Why It Matters

OFG Bancorp's credit ratings indicate financial stability and lower risk for investors, potentially affecting bond pricing and lending conditions. The stable outlook suggests no immediate changes in risk profile.

Source: Business Wire
Market Sentiment: Neutral
OFG stock latest news image
Quick Summary

Zacks emphasizes its Zacks Rank system based on earnings estimates and revisions, while also monitoring value, growth, and momentum trends for stock recommendations.

Why It Matters

Zacks' emphasis on earnings estimates and revisions signals potential stock performance, guiding investors to identify strong buying opportunities based on growth and momentum trends.

Source: Zacks Investment Research
Market Sentiment: Positive
OFG stock latest news image
Quick Summary

Five regional banksโ€”HWC, HTH, TMP, OFG, and BSRRโ€”raised dividends in January, indicating confidence and attracting investors seeking income and stability for 2026.

Why It Matters

Increased dividends from regional banks indicate financial health and stability, attracting income-focused investors and potentially boosting stock prices as confidence grows.

Source: Zacks Investment Research
Market Sentiment: Positive
OFG stock latest news image
Quick Summary

OFG Bancorp increased its quarterly cash dividend by 17% to $0.35 per share, payable on April 15, 2026, to shareholders on record as of March 31, 2026.

Why It Matters

OFG Bancorp's 17% dividend increase signals strong financial health and commitment to returning value to shareholders, likely boosting investor confidence and stock demand.

Source: Business Wire
Market Sentiment: Neutral
OFG stock latest news image
Quick Summary

Zacks emphasizes its Zacks Rank system, highlighting earnings estimates and revisions to identify strong stocks, while also monitoring value, growth, and momentum trends.

Why It Matters

The emphasis on earnings estimates and revisions highlights potential stock performance, guiding investors toward high-potential stocks while considering value, growth, and momentum trends.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About OFG Stock

What is OFG Bancorp's (OFG) stock forecast for 2026?

Based on our analysis of 6 Wall Street analysts, OFG Bancorp (OFG) has a median price target of $43.00. The highest price target is $44.00 and the lowest is $43.00.

Is OFG stock a good investment in 2026?

According to current analyst ratings, OFG has 1 Buy ratings, 3 Hold ratings, and 0 Sell ratings. The stock is currently trading at $42.61. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for OFG stock?

Wall Street analysts predict OFG stock could reach $43.00 in the next 12 months. This represents a 0.9% increase from the current price of $42.61. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is OFG Bancorp's business model?

The company operates as a financial holding entity, generating revenue through a diverse range of banking services including retail banking, loans, and investment services. By serving consumer, commercial, and institutional customers, OFG Bancorp creates multiple streams of income while supporting local economic growth.

What is the highest forecasted price for OFG OFG Bancorp?

The highest price target for OFG is $44.00 from Arren Cyganovich at Truist Securities, which represents a 3.3% increase from the current price of $42.61.

What is the lowest forecasted price for OFG OFG Bancorp?

The lowest price target for OFG is $43.00 from Kelly Motta at Keefe, Bruyette & Woods, which represents a 0.9% increase from the current price of $42.61.

What is the overall OFG consensus from analysts for OFG Bancorp?

The overall analyst consensus for OFG is neutral. Out of 6 Wall Street analysts, 1 rate it as Buy, 3 as Hold, and 0 as Sell, with a median price target of $43.00.

How accurate are OFG stock price projections?

Stock price projections, including those for OFG Bancorp, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 19, 2026 7:00 PM UTC
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