OFGOFGFinancial Services · Banks - Regional

OFG Stock Forecast: OFG Bancorp Price Predictions for 2026-2027

Last close, 11 Sept 2026
$53
+0.19% on the day

The 5 Wall Street analysts covering OFG Bancorp hold a median 12-month price target of $57 — +7.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 98 of 100 as at 12 Sept 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$2.2B
Ticker Nerd rank
98 / 100
Median analyst target
$57
Analysts covering
5
Revenue$175.6M+4.6% y/y
Net income$58.8M
Free cash flow$45.1M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.3%
1M
+0.2%
YTD
+30.6%
1Y
+22.0%
From 52W high
−2.4%
From 52W low
+44.0%
$37
$54
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

OFG stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores OFG Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
98 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
99
Quality
90
Volatility
84
Momentum
77
Issuance
77
Growth
76
Value
72
Accruals
58
Size
34

Revisions (99): Analysts have, on balance, been raising their forecasts.

Accruals (58): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (34): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

OFG stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on OFG, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50$55$60Oct 25Jan 26Apr 26Jul 26OFGHigh $58Median $57Low $55

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
1 Buy4 Hold0 Sell
Low $55Median $57High $58

The green dot is the last close — the median target sits +7.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 5 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
10 Aug 2026Wells FargoMaintainsEqual-Weight$49$55
22 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$52$57
22 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
22 July 2026Truist SecuritiesMaintainsBuy$55$58
22 July 2026Truist SecuritiesMaintainsBuy
15 July 2026BenchmarkInitiatesHold
15 July 2026BenchmarkInitiatesHold
13 July 2026Truist SecuritiesMaintainsBuy$50$55
13 July 2026Truist SecuritiesMaintainsBuy
6 July 2026Wells FargoMaintainsEqual-Weight
6 July 2026Wells FargoMaintainsEqual-Weight$45$49
22 Apr 2026Piper SandlerReiteratesNeutral
22 Apr 2026Truist SecuritiesMaintainsBuy
22 Apr 2026Wells FargoMaintainsEqual-Weight
26 Jan 2026Truist SecuritiesMaintainsBuy
23 Jan 2026Keefe, Bruyette & WoodsDowngradeMarket Perform
15 Jan 2026Piper SandlerAssumesNeutral$45
27 Oct 2025Wells FargoMaintainsEqual-Weight
23 Oct 2025Keefe, Bruyette & WoodsMaintainsOutperform
23 Oct 2025Truist SecuritiesMaintainsBuy

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OFG appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

OFG vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, OFG Bancorp returned +22.0% against +17.5% for the S&P 500, dividends included.

OFG vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120130Oct 25Jan 26Apr 26Jul 26OFGS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

OFG analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+8.2%
Analysts raising
3
Analysts cutting
0
Fundamentals

OFG Bancorp (OFG) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.4×

Cheaper than 58% of US stocks

Price / sales
3.4×

Cheaper than 37% of US stocks

Price / book
1.6×

Cheaper than 54% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
10.4%

Higher than 53% of US stocks

Earnings growth (YoY)
13.5%

Higher than 51% of US stocks

Gross margin
Operating margin
43.3%

Higher than 93% of US stocks

Net margin
33.9%

Higher than 92% of US stocks

Returns & dividend
Return on equity
16.1%

Higher than 76% of US stocks

Return on assets
1.8%

Higher than 57% of US stocks

Dividend yield
2.7%

Higher than 58% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

OFG Bancorp (OFG) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • OFG Bancorp has a market value of $2.2B and an enterprise value of $2.1B.

  • Revenue in the twelve months to 30 June 2026: $696.0M. The latest quarter grew 10.4% year on year.

  • Net income over the same four quarters: $220.4M, a 31.7% net margin.

  • Diluted earnings per share, trailing twelve months: $5.08.

  • Free cash flow in the twelve months to 30 June 2026: $202.7M.

  • OFG Bancorp spent $105.0M on share buybacks and $54.8M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 42.3M.

  • Trailing P/E: 10.4×; forward P/E: 10.3× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.66%, paying out 26% of earnings.

  • OFG Bancorp employs 2,185 people $319K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 13 Sept 2026

Data provided by Twelve Data

Peers

OFG vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
OFGOFG Bancorp$2.2B
98
EFSCEnterprise Financial Services Corp.$2.3B
44
NWBINorthwest Bancshares, Inc. (Pennsylvania)$2.3B
55
FCFFirst Commonwealth Financial Corp. (Pennsylvania)$2.2B
86
MBINMerchants Bancorp (Indiana)$2.4B
73
SYBTStock Yards Bancorp, Inc.$2.5B
52
SRCE1st Source Corp.$2.1B
94

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own OFG Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest OFG news & analysis

OFG Bancorp (OFG) is a Top Dividend Stock Right Now: Should You Buy?

Zacks Investment Research · 2 Sept 2026positive

Zacks Investment Research identified OFG Bancorp (OFG) as a top dividend stock, highlighting the benefits of dividend investing and posing the question of whether OFG has the qualities to qualify. The article frames OFG favorably among dividend opportunities.

Why it matters — OFG watchers would care because the piece signals that the company is being recognized for its dividend profile, which may draw attention to its shareholder returns.

New Strong Buy Stocks for August 25th

Zacks Investment Research · 25 Aug 2026positive

OFG Bancorp was added to the Zacks Rank #1 (Strong Buy) List on August 25th, 2026, according to Zacks Investment Research. OFG was included alongside IA, ASMB, LQDT, and TGT in this update.

Why it matters — OFG watchers would care because a strong-buy designation from Zacks may draw increased analyst and investor attention to the stock.

Best Income Stocks to Buy for August 25th

Zacks Investment Research · 25 Aug 2026positive

OFG was included in Zacks Investment Research's Rank #1 (Strong Buy) income stocks list announced on August 25th, 2026, alongside TXO and TGT.

Why it matters — A Zacks Strong Buy income designation signals analyst recognition of OFG's income-stock characteristics, which OFG watchers would find relevant.

OFG Bancorp (OFG) Could Be a Great Choice

Zacks Investment Research · 17 Aug 2026positive

Zacks Investment Research published an article titled "OFG Bancorp (OFG) Could Be a Great Choice," which examines whether OFG qualifies as a strong dividend stock and highlights the benefits dividends offer shareholders.

Why it matters — OFG watchers would care because the article evaluates the company's appeal as a dividend investment, which is relevant to income-focused shareholders.

OFG Bancorp (OFG) is a Great Momentum Stock: Should You Buy?

Zacks Investment Research · 27 July 2026positive

Zacks Investment Research published an article examining whether OFG Bancorp qualifies as a top stock pick for momentum investors, noting its potential as a momentum stock.

Why it matters — Investors tracking OFG would be interested in the analysis of the stock's momentum characteristics, which could influence near-term trading sentiment.

FAQ

Frequently asked questions about OFG stock

What is the OFG stock price forecast for 2026-2027?

The 5 Wall Street analysts covering OFG Bancorp have a median 12-month price target of $57, with estimates ranging from $55 to $58. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is OFG stock a buy right now?

Of the 5 analysts covering OFG Bancorp, 1 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks OFG Bancorp 98 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank OFG?

As at 12 Sept 2026, OFG Bancorp ranks 98 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (99 of 100).

Will OFG stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +7.3% from the last close, and Ticker Nerd's factor model ranks OFG Bancorp 98 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the OFG stock forecast for 2030?

No analyst covering OFG Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OFG are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $55 to $58 over the next 12 months.

How has OFG stock performed over the past year?

OFG Bancorp returned +22.0% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does OFG Bancorp do?

OFG Bancorp is a diversified financial holding company based in San Juan, Puerto Rico. Through its principal subsidiaries, Oriental Bank, Oriental Financial Services, and Oriental Insurance, it provides retail and commercial banking, lending, wealth management, insurance, and related technology services.

What is the latest news on OFG?

The most recent item we track (Zacks Investment Research, 2 Sept 2026): "OFG Bancorp (OFG) is a Top Dividend Stock Right Now: Should You Buy?". Zacks Investment Research identified OFG Bancorp (OFG) as a top dividend stock, highlighting the benefits of dividend investing and posing the question of whether OFG has the qualities to qualify. The article frames OFG favorably among dividend opportunities.

Company

About OFG Bancorp.

OFG Bancorp is a diversified financial holding company based in San Juan, Puerto Rico. Through its principal subsidiaries, Oriental Bank, Oriental Financial Services, and Oriental Insurance, it provides retail and commercial banking, lending, wealth management, insurance, and related technology services. Its banking offerings include deposit accounts, consumer and business lending, mortgage products, cash management, and treasury-related services, while its wealth management platform supports brokerage, financial planning, trust, and retirement services. The company primarily serves clients in Puerto Rico and the U.S. Virgin Islands under U.S., Puerto Rico, and U.S. Virgin Islands banking laws and regulations. OFG Bancorp plays a broad role in the regional financial market by connecting everyday banking services with specialized financial solutions for consumers, businesses, and institutions.

CEO Mr. José Rafael Fernández · 2,185 employees · United States · https://www.ofgbancorp.com