TICKERNERD
Menu
OFGOFGFinancial Services · Banks - Regional

OFG Stock Forecast: OFG Bancorp Price Predictions for 2026-2027

Last close, 8 Oct 2026
$51
+0.91% on the day

The 5 Wall Street analysts covering OFG Bancorp hold a median 12-month price target of $57 — +11.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 98 of 100 as at 8 Oct 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$2.1B
Ticker Nerd rank
98 / 100
Median analyst target
$57
Analysts covering
5
Revenue$175.6M+4.6% y/y
Net income$58.8M
Free cash flow$45.1M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.5%
1M
−2.4%
YTD
+27.1%
1Y
+22.1%
From 52W high
−5.0%
From 52W low
+40.2%
$36
$54
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

OFG stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores OFG Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
98 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
95
Quality
90
Volatility
84
Momentum
80
Issuance
77
Growth
76
Value
70
Accruals
59
Size
34

Revisions (95): Analysts have, on balance, been raising their forecasts.

Accruals (59): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (34): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

OFG stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on OFG, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50$55$60Jan 26Apr 26Jul 26Oct 26OFGHigh $58Median $57Low $55

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
1 Buy4 Hold0 Sell
Low $55Median $57High $58

The green dot is the last close — the median target sits +11.0% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 5 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
10 Aug 2026Wells FargoMaintainsEqual-Weight$49 → $55
22 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$52 → $57
22 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
22 July 2026Truist SecuritiesMaintainsBuy$55 → $58
22 July 2026Truist SecuritiesMaintainsBuy—
15 July 2026BenchmarkInitiatesHold—
15 July 2026BenchmarkInitiatesHold—
13 July 2026Truist SecuritiesMaintainsBuy$50 → $55
13 July 2026Truist SecuritiesMaintainsBuy—
6 July 2026Wells FargoMaintainsEqual-Weight—
6 July 2026Wells FargoMaintainsEqual-Weight$45 → $49
22 Apr 2026Piper SandlerReiteratesNeutral—
22 Apr 2026Truist SecuritiesMaintainsBuy—
22 Apr 2026Wells FargoMaintainsEqual-Weight—
26 Jan 2026Truist SecuritiesMaintainsBuy—
23 Jan 2026Keefe, Bruyette & WoodsDowngradeMarket Perform—
15 Jan 2026Piper SandlerAssumesNeutral$45
27 Oct 2025Wells FargoMaintainsEqual-Weight—
23 Oct 2025Keefe, Bruyette & WoodsMaintainsOutperform—
23 Oct 2025Truist SecuritiesMaintainsBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OFG appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

OFG vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, OFG Bancorp returned +22.1% against +16.2% for the S&P 500, dividends included.

OFG vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Jan 26Apr 26Jul 26Oct 26OFGS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

OFG analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+8.5%
Analysts raising
3
Analysts cutting
0
Fundamentals

OFG Bancorp (OFG) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.0×

Cheaper than 58% of US stocks

Price / sales
3.3×

Cheaper than 36% of US stocks

Price / book
1.5×

Cheaper than 53% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
10.4%

Higher than 53% of US stocks

Earnings growth (YoY)
13.5%

Higher than 52% of US stocks

Gross margin
—
Operating margin
43.3%

Higher than 94% of US stocks

Net margin
33.9%

Higher than 92% of US stocks

Returns & dividend
Return on equity
16.1%

Higher than 76% of US stocks

Return on assets
1.8%

Higher than 57% of US stocks

Dividend yield
2.8%

Higher than 84% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

OFG Bancorp (OFG) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • OFG Bancorp has a market value of $2.1B and an enterprise value of $2.0B.

  • Revenue in the twelve months to 30 June 2026: $696.0M. The latest quarter grew 10.4% year on year.

  • Net income over the same four quarters: $220.4M, a 31.7% net margin.

  • Diluted earnings per share, trailing twelve months: $5.08.

  • Free cash flow in the twelve months to 30 June 2026: $202.7M.

  • OFG Bancorp spent $105.0M on share buybacks and $54.8M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 42.3M.

  • Trailing P/E: 10.0×; forward P/E: 9.9× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.79%, paying out 26% of earnings.

  • OFG Bancorp employs 2,185 people — $319K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 8 Oct 2026

Data provided by Twelve Data

Peers

OFG vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
OFGOFG Bancorp$2.1B
98
WAFDWaFd, Inc.$2.3B
56
MBINMerchants Bancorp (Indiana)$2.3B
73
BBTBeacon Financial Corp.$2.3B
25
NWBINorthwest Bancshares, Inc. (Pennsylvania)$2.2B
52
EFSCEnterprise Financial Services Corp.$2.2B
40
SYBTStock Yards Bancorp, Inc.$2.4B
52

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own OFG Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest OFG news & analysis

Why OFG Bancorp (OFG) is a Great Dividend Stock Right Now

Zacks Investment Research · 5 Oct 2026positive

Zacks Investment Research highlights OFG Bancorp as a standout dividend stock, noting that while finding a great dividend stock is challenging, OFG appears to have the qualities investors look for in such an investment.

Why it matters — OFG watchers would care because the piece signals that the company is being recognized for its dividend potential, which could draw attention from income-focused investors.

OFG Bancorp to Report 3Q26 Results and Hold Call Wednesday, October 21, 2026

Business Wire · 22 Sept 2026neutral

OFG Bancorp announced it will report its third quarter 2026 financial results on Wednesday, October 21, 2026, before the market opens, and will hold a conference call that morning at 10:00 AM ET. The call can be accessed via toll-free and international phone numbers, and a live webcast will be available on the company's website with a replay afterward.

Why it matters — This informs OFG watchers of the date and access details for the company's upcoming third quarter earnings report and conference call.

Best Income Stocks to Buy for September 21st

Zacks Investment Research · 21 Sept 2026positive

OFG Bancorp was named to Zacks Investment Research's Rank #1 (Strong Buy) income stocks list on September 21st, 2026, alongside HLNE and THG, according to the source.

Why it matters — OFG watchers would care because the company received a recognized Strong Buy designation on a prominent income-stock list, highlighting positive analyst attention.

Why OFG Bancorp (OFG) is a Top Dividend Stock for Your Portfolio

Zacks Investment Research · 18 Sept 2026positive

Zacks Investment Research published a piece highlighting OFG Bancorp (OFG) as a top dividend stock for investors' portfolios, noting that dividends are one of the best benefits of being a shareholder and discussing whether OFG has what it takes to qualify.

Why it matters — An OFG watcher would care because the article evaluates OFG's standing as a dividend stock, a key consideration for income-focused shareholders.

New Strong Buy Stocks for September 15th

Zacks Investment Research · 15 Sept 2026positive

On September 15th, 2026, OFG was added to the Zacks Rank #1 (Strong Buy) List, along with stocks MGY, BFH, HCSG, and RELY.

Why it matters — Zacks placing OFG on its Strong Buy list signals a favorable ranking from that research firm for the stock.

FAQ

Frequently asked questions about OFG stock

What is the OFG stock price forecast for 2026-2027?

The 5 Wall Street analysts covering OFG Bancorp have a median 12-month price target of $57, with estimates ranging from $55 to $58. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is OFG stock a buy right now?

Of the 5 analysts covering OFG Bancorp, 1 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks OFG Bancorp 98 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank OFG?

As at 8 Oct 2026, OFG Bancorp ranks 98 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (95 of 100).

Will OFG stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +11.0% from the last close, and Ticker Nerd's factor model ranks OFG Bancorp 98 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the OFG stock forecast for 2030?

No analyst covering OFG Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OFG are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $55 to $58 over the next 12 months.

How has OFG stock performed over the past year?

OFG Bancorp returned +22.1% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does OFG Bancorp do?

OFG Bancorp is a diversified financial holding company based in San Juan, Puerto Rico. Through its principal subsidiaries, Oriental Bank, Oriental Financial Services, and Oriental Insurance, it provides retail and commercial banking, lending, wealth management, insurance, and related technology services.

What is the latest news on OFG?

The most recent item we track (Zacks Investment Research, 5 Oct 2026): "Why OFG Bancorp (OFG) is a Great Dividend Stock Right Now". Zacks Investment Research highlights OFG Bancorp as a standout dividend stock, noting that while finding a great dividend stock is challenging, OFG appears to have the qualities investors look for in such an investment.

Company

About OFG Bancorp.

OFG Bancorp is a diversified financial holding company based in San Juan, Puerto Rico. Through its principal subsidiaries, Oriental Bank, Oriental Financial Services, and Oriental Insurance, it provides retail and commercial banking, lending, wealth management, insurance, and related technology services. Its banking offerings include deposit accounts, consumer and business lending, mortgage products, cash management, and treasury-related services, while its wealth management platform supports brokerage, financial planning, trust, and retirement services. The company primarily serves clients in Puerto Rico and the U.S. Virgin Islands under U.S., Puerto Rico, and U.S. Virgin Islands banking laws and regulations. OFG Bancorp plays a broad role in the regional financial market by connecting everyday banking services with specialized financial solutions for consumers, businesses, and institutions.

CEO Mr. José Rafael Fernández · 2,185 employees · United States · https://www.ofgbancorp.com