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HMN Stock Forecast 2026-2027
$42.47
Current Price
$1.73B
Market Cap
Buy 2
Hold 2
Sell 0
Wall St Analyst Ratings
Distance to HMN Price Targets
+24.8%
To High Target of $53.00
+20.1%
To Median Target of $51.00
+13.0%
To Low Target of $48.00
HMN Price Momentum
-4.6%
1 Week Change
-8.7%
1 Month Change
+11.3%
1 Year Change
-8.0%
Year-to-Date Change
-12.1%
From 52W High of $48.33
+14.1%
From 52W Low of $37.21
📊 TOP ANALYST CALLS
Did HMN Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Horace Mann is one of their latest high-conviction picks.
Latest HMN Stock Price Targets & Analyst Predictions
Based on our analysis of 6 Wall Street analysts, HMN has a neutral consensus with a median price target of $51.00 (ranging from $48.00 to $53.00). The overall analyst rating is Strong Buy (8.0/10). Currently trading at $42.47, the median forecast implies a 20.1% upside. This outlook is supported by 2 Buy, 2 Hold, and 0 Sell ratings.
Conversely, the most conservative target is provided by Michael Zaremski at BMO Capital, suggesting a 13.0% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
HMN Analyst Ratings
2
Buy
2
Hold
0
Sell
HMN Price Target Range
Low
$48.00
Average
$51.00
High
$53.00
Current: $42.47
Latest HMN Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for HMN.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jul 28, 2025 | BMO Capital | Michael Zaremski | Outperform | Initiates | $48.00 |
| Jul 3, 2025 | Piper Sandler | John Barnidge | Neutral | Maintains | $45.00 |
| May 15, 2025 | Raymond James | C. Gregory Peters | Strong Buy | Maintains | $49.00 |
| Feb 11, 2025 | Keefe, Bruyette & Woods | Meyer Shields | Market Perform | Maintains | $45.00 |
| Feb 7, 2025 | JMP Securities | Matthew Carletti | Market Perform | Reiterates | $N/A |
| Feb 7, 2025 | Piper Sandler | John Barnidge | Neutral | Maintains | $44.00 |
| Nov 12, 2024 | Keefe, Bruyette & Woods | Meyer Shields | Market Perform | Downgrade | $44.00 |
| Nov 6, 2024 | Piper Sandler | John Barnidge | Neutral | Maintains | $42.00 |
| Oct 2, 2024 | Piper Sandler | John Barnidge | Neutral | Maintains | $36.00 |
| Aug 13, 2024 | Keefe, Bruyette & Woods | Meyer Shields | Outperform | Maintains | $39.00 |
| Aug 6, 2024 | Raymond James | Strong Buy | Initiates | $N/A | |
| Jul 26, 2024 | Keefe, Bruyette & Woods | Meyer Shields | Outperform | Maintains | $40.00 |
| Jun 28, 2024 | Piper Sandler | John Barnidge | Neutral | Maintains | $35.00 |
| Jun 18, 2024 | JMP Securities | Matthew Carletti | Market Perform | Reiterates | $N/A |
| May 10, 2024 | Piper Sandler | John Barnidge | Neutral | Maintains | $37.00 |
| Apr 5, 2024 | Piper Sandler | John Barnidge | Neutral | Maintains | $39.00 |
| Jan 29, 2024 | Keefe, Bruyette & Woods | Meyer Shields | Outperform | Upgrade | $40.00 |
| Feb 8, 2023 | Piper Sandler | John Barnidge | Neutral | Maintains | $38.00 |
| Jan 25, 2023 | Piper Sandler | John Barnidge | Neutral | Downgrade | $38.00 |
| Aug 19, 2022 | Piper Sandler | John Barnidge | Overweight | Upgrade | $42.00 |
Horace Mann Educators Corp. (HMN) Competitors
The following stocks are similar to Horace Mann based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Horace Mann Educators Corp. (HMN) Financial Data
Horace Mann Educators Corp. has a market capitalization of $1.73B with a P/E ratio of 10.9x. The company generates $1.68B in trailing twelve-month revenue with a 9.8% profit margin.
Revenue growth is +6.4% quarter-over-quarter, while maintaining an operating margin of +18.3% and return on equity of +12.0%.
Valuation Metrics
Market Cap
$1.73B
Enterprise Value
$2.34B
P/E Ratio
10.9x
PEG Ratio
0.2x
Price/Sales
1.0x
Growth & Margins
Revenue Growth (YoY)
+6.4%
Gross Margin
N/A
Operating Margin
+18.3%
Net Margin
+9.8%
EPS Growth
+70.0%
Financial Health
Cash/Price Ratio
+14.2%
Current Ratio
3.3x
Debt/Equity
58.5x
ROE
+12.0%
ROA
+1.0%
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Horace Mann Educators Corp. (HMN) Business Model
About Horace Mann Educators Corp.
What They Do
Provides insurance and financial services for educators.
Business Model
The company generates revenue by offering a range of insurance products, including auto, home, and life insurance, as well as retirement annuities specifically tailored for educators. By focusing on this niche market, Horace Mann effectively meets the unique financial needs of teachers and their families, creating a loyal customer base.
Additional Information
Founded in 1945, Horace Mann is dedicated to enhancing the financial security of educators and actively contributes to educational causes. Its deep understanding of the educator demographic sets it apart in the insurance and financial services industries.
Company Information
Sector
Financial Services
Industry
Insurance - Property & Casualty
Employees
1,750
CEO
Ms. Marita Zuraitis
Country
United States
IPO Year
1991
Website
www.horacemann.comHorace Mann Educators Corp. (HMN) Latest News & Analysis
Latest News
Horace Mann to announce fourth-quarter and full-year 2025 financial results on February 3
7 days ago
Quick Summary
Horace Mann Educators Corporation (NYSE:HMN) will release its Q4 and full-year 2025 results on February 3, followed by a conference call on February 4 at 12 PM ET. Details will be on their website.
Why It Matters
Horace Mann's upcoming earnings release and conference call will provide insights into its financial health, impacting stock performance and investor sentiment.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Zacks utilizes its Rank system to identify strong stocks by analyzing earnings estimates and revisions, while also monitoring value, growth, and momentum trends.
Why It Matters
Zacks' emphasis on earnings estimates and revisions highlights potential stock performance, guiding investors towards high-quality investment opportunities based on current market trends.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Horace Mann Educators Corporation maintains a Buy rating after strong Q3 2025 results and raised FY 2025 EPS guidance to $4.50–$4.70. It has a 17-year dividend growth streak and active buybacks.
Why It Matters
Strong Q3 results and raised guidance signal robust growth for Horace Mann, enhancing investor confidence. Attractive valuations and consistent dividends make it a compelling buy.
Source: Seeking Alpha
Market Sentiment:
Positive
Horace Mann declares quarterly dividend
1 month ago
Quick Summary
Horace Mann Educators Corp (NYSE: HMN) declared a quarterly cash dividend of $0.35 per share, payable on December 31, 2025, to shareholders of record by December 15, 2025.
Why It Matters
The declaration of a quarterly cash dividend signals financial stability and profitability for Horace Mann Educators Corporation, potentially attracting income-focused investors.
Source: Business Wire
Market Sentiment:
Neutral
Horace Mann Partners with National Fitness Brands to Support the Health and Wellness of Educators Nationwide
1 month ago
Quick Summary
Horace Mann is enhancing support for educators by partnering with national fitness brands, promoting health and well-being as many educators pursue fitness resolutions.
Why It Matters
Horace Mann's partnership with fitness brands enhances its brand loyalty among educators, potentially increasing customer retention and driving future revenue growth.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Zacks emphasizes its Rank system, focusing on earnings estimates and revisions, while also monitoring value, growth, and momentum trends to identify strong stock picks.
Why It Matters
The emphasis on earnings estimates and revisions highlights potential stock performance, guiding investors toward opportunities based on current market trends and fundamentals.
Source: Zacks Investment Research
Market Sentiment:
Positive
Frequently Asked Questions About HMN Stock
What is Horace Mann Educators Corp.'s (HMN) stock forecast for 2026?
Based on our analysis of 6 Wall Street analysts, Horace Mann Educators Corp. (HMN) has a median price target of $51.00. The highest price target is $53.00 and the lowest is $48.00.
Is HMN stock a good investment in 2026?
According to current analyst ratings, HMN has 2 Buy ratings, 2 Hold ratings, and 0 Sell ratings. The stock is currently trading at $42.47. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for HMN stock?
Wall Street analysts predict HMN stock could reach $51.00 in the next 12 months. This represents a 20.1% increase from the current price of $42.47. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Horace Mann Educators Corp.'s business model?
The company generates revenue by offering a range of insurance products, including auto, home, and life insurance, as well as retirement annuities specifically tailored for educators. By focusing on this niche market, Horace Mann effectively meets the unique financial needs of teachers and their families, creating a loyal customer base.
What is the highest forecasted price for HMN Horace Mann Educators Corp.?
The highest price target for HMN is $53.00 from at , which represents a 24.8% increase from the current price of $42.47.
What is the lowest forecasted price for HMN Horace Mann Educators Corp.?
The lowest price target for HMN is $48.00 from Michael Zaremski at BMO Capital, which represents a 13.0% increase from the current price of $42.47.
What is the overall HMN consensus from analysts for Horace Mann Educators Corp.?
The overall analyst consensus for HMN is neutral. Out of 6 Wall Street analysts, 2 rate it as Buy, 2 as Hold, and 0 as Sell, with a median price target of $51.00.
How accurate are HMN stock price projections?
Stock price projections, including those for Horace Mann Educators Corp., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: January 19, 2026 7:42 AM UTC