HMNFinancial Services · Insurance - Property & CasualtyThe 3 Wall Street analysts covering Horace Mann Educators Corp. hold a median 12-month price target of $57 — +12.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 62 of 100 as at 3 Nov 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Horace Mann Educators Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Volatility (86): The share price has been relatively steady.
Accruals (24): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on HMN, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +12.5% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 28 July 2025 | BMO Capital | Initiates | Outperform | $48 |
| 3 July 2025 | Piper Sandler | Maintains | Neutral | — |
| 15 May 2025 | Raymond James | Maintains | Strong Buy | — |
| 11 Feb 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 7 Feb 2025 | JMP Securities | Reiterates | Market Perform | — |
| 7 Feb 2025 | Piper Sandler | Maintains | Neutral | — |
| 12 Nov 2024 | Keefe, Bruyette & Woods | Downgrade | Market Perform | — |
| 6 Nov 2024 | Piper Sandler | Maintains | Neutral | — |
| 2 Oct 2024 | Piper Sandler | Maintains | Neutral | — |
| 13 Aug 2024 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 6 Aug 2024 | Raymond James | Initiates | Strong Buy | — |
| 26 July 2024 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 28 June 2024 | Piper Sandler | Maintains | Neutral | — |
| 18 June 2024 | JMP Securities | Reiterates | Market Perform | — |
| 10 May 2024 | Piper Sandler | Maintains | Neutral | — |
| 5 Apr 2024 | Piper Sandler | Maintains | Neutral | — |
| 29 Jan 2024 | Keefe, Bruyette & Woods | Upgrade | Outperform | — |
| 8 Feb 2023 | Piper Sandler | Maintains | Neutral | — |
| 25 Jan 2023 | Piper Sandler | Downgrade | Neutral | — |
| 19 Aug 2022 | Piper Sandler | Upgrade | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
HMN appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, Horace Mann Educators Corp. returned +14.4% against +12.9% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 55% of US stocks
Cheaper than 66% of US stocks
Cheaper than 62% of US stocks
Cheaper than 45% of US stocks
Higher than 47% of US stocks
Higher than 72% of US stocks
Higher than 70% of US stocks
Higher than 70% of US stocks
Higher than 69% of US stocks
Higher than 50% of US stocks
Higher than 87% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Horace Mann Educators Corp. has a market value of $2.0B and an enterprise value of $2.3B.
Revenue in the twelve months to 30 June 2026: $1.7B. The latest quarter grew 7.7% year on year.
Net income over the same four quarters: $177.3M, a 10.6% net margin.
Free cash flow in the twelve months to 30 June 2026: $566.1M.
Horace Mann Educators Corp. spent $31.9M on share buybacks and $57.6M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 11.7×; forward P/E: 9.4× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 2.87%, paying out 33% of earnings.
Horace Mann Educators Corp. employs 1,800 people — $933K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Horace Mann Educators Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Seeking Alpha published a transcript of Horace Mann Educators Corporation’s Q3 2026 earnings call, held November 4, 2026. The excerpt lists company and conference-call participants and notes that the event was recorded.
Why it matters — The transcript provides HMN watchers a record of the company’s quarterly investor call, though the excerpt contains no discussion of results or outlook.
Horace Mann reported Q3 earnings of $2.06 per share, above the Zacks Consensus Estimate of $0.99. Earnings were $1.36 per share a year earlier.
Why it matters — HMN watchers may note the reported earnings exceeded the consensus estimate and were higher than a year ago.
Horace Mann reported third-quarter 2026 net income of $58.5 million, or $1.41 per share, and record core earnings of $85.1 million, or $2.06 per share. The company also reported results for the nine months ended September 30, 2026.
Why it matters — The reported quarterly and year-to-date results give HMN watchers an update on the company's financial performance, including record core earnings.
Zacks Investment Research expects Horace Mann's Q3 revenue to rise 1.3%, while earnings may fall 27.2%, with claims costs and catastrophe-loss comparisons cited as factors.
Why it matters — HMN watchers may want to note the expected divergence between revenue growth and lower earnings ahead of the Q3 report.
Horace Mann and MagicSchool announced a strategic partnership to expand educators’ access to practical, responsible AI tools designed for schools. The stated aim is to help educators save time and focus more on students.
Why it matters — HMN watchers may note the partnership as an initiative tied to supporting educators and addressing time pressures in K–12 work.
The 3 Wall Street analysts covering Horace Mann Educators Corp. have a median 12-month price target of $57, with estimates ranging from $54 to $59. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 3 analysts covering Horace Mann Educators Corp., 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Horace Mann Educators Corp. 62 out of 100 across roughly 4,600 US stocks as at 3 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 3 Nov 2026, Horace Mann Educators Corp. ranks 62 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (86 of 100).
No one can know that. What the data says: the median 12-month target from 3 analysts implies +12.5% from the last close, and Ticker Nerd's factor model ranks Horace Mann Educators Corp. 62 out of 100 as at 3 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Horace Mann Educators Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HMN are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $54 to $59 over the next 12 months.
Horace Mann Educators Corp. returned +14.4% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Horace Mann Educators Corporation is a multiline insurance and financial services company focused on serving educators, school administrators, and support staff in the United States. Horace Mann Educators Corporation provides auto, homeowners, umbrella, supplemental, life, and group insurance products, along with retirement annuities and other financial solutions designed for school employees and the communities they serve.
The most recent item we track (Seeking Alpha, 4 Nov 2026): "Horace Mann Educators Corporation (HMN) Q3 2026 Earnings Call Transcript". Seeking Alpha published a transcript of Horace Mann Educators Corporation’s Q3 2026 earnings call, held November 4, 2026. The excerpt lists company and conference-call participants and notes that the event was recorded.
Horace Mann Educators Corporation is a multiline insurance and financial services company focused on serving educators, school administrators, and support staff in the United States. Horace Mann Educators Corporation provides auto, homeowners, umbrella, supplemental, life, and group insurance products, along with retirement annuities and other financial solutions designed for school employees and the communities they serve. Its business is organized around property and casualty coverage, life and retirement solutions, supplemental and group benefits, and related corporate activities. The company works through individual and group offerings that help educators manage protection, income replacement, and long-term financial planning needs. Headquartered in Springfield, Illinois, Horace Mann Educators Corporation plays a specialized role in the insurance market by tailoring its products to the education sector and maintaining a focused distribution model centered on that customer base.
CEO Ms. Marita Zuraitis · 1,800 employees · United States · https://www.horacemann.com
