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Horace Mann Educators Corp (HMN) Stock Forecast & Price Prediction

Live HMN Stock Price & Analysis

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$41.16

+0.34 (0.83%)

12 Month Price Forecast For HMN

$41.16
Current Price
$1.68B
Market Cap
4 Ratings
Buy 1
Hold 3
Sell 0
Wall St Analyst Ratings

Distance to HMN Price Forecasts

+11.8%
To High Target of $46.00
+6.9%
To Median Target of $44.00
+6.9%
To Low Target of $44.00

HMN Price Momentum

+6.5%
1 Week Change
+9.0%
1 Month Change
+11.2%
1 Year Change
+4.9%
Year-to-Date Change
-4.9%
From 52W High of $43.26
+29.4%
From 52W Low of $31.81

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Disclaimer: The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Data last updated: February 8, 2025 3:39 AM UTC

HMN Analyst Ratings & Price Targets

Based on our analysis of 4 Wall Street analysts, HMN has a consensus that is neutral. The median price target is $44.00, with forecasts ranging from $44.00 to $46.00. Currently, there are 1 Buy ratings, 3 Hold ratings, and 0 Sell ratings.

With HMN currently trading at $41.16, the median price forecast suggests a 6.9% upside. The most optimistic forecast comes from at , projecting a 11.8% upside, while John Barnidge at Piper Sandler provides the most conservative target, suggesting a 6.9% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

HMN Analyst Consensus

1
Buy
3
Hold
0
Sell

HMN Price Target Range

Low
$44.00
Average
$44.00
High
$46.00
Current: $41.16

Latest HMN Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for HMN.

Date Firm Analyst Rating Change Price Target
Feb 7, 2025 JMP Securities Matthew Carletti Market Perform Reiterates $0.00
Feb 7, 2025 Piper Sandler John Barnidge Neutral Maintains $44.00
Nov 12, 2024 Keefe, Bruyette & Woods Meyer Shields Market Perform Downgrade $44.00
Nov 6, 2024 Piper Sandler John Barnidge Neutral Maintains $42.00
Oct 2, 2024 Piper Sandler John Barnidge Neutral Maintains $36.00
Aug 13, 2024 Keefe, Bruyette & Woods Meyer Shields Outperform Maintains $39.00
Aug 6, 2024 Raymond James Strong Buy Initiates $0.00
Jul 26, 2024 Keefe, Bruyette & Woods Meyer Shields Outperform Maintains $40.00
Jun 28, 2024 Piper Sandler John Barnidge Neutral Maintains $35.00
Jun 18, 2024 JMP Securities Matthew Carletti Market Perform Reiterates $0.00
May 10, 2024 Piper Sandler John Barnidge Neutral Maintains $37.00
Apr 5, 2024 Piper Sandler John Barnidge Neutral Maintains $39.00
Jan 29, 2024 Keefe, Bruyette & Woods Meyer Shields Outperform Upgrade $40.00
Feb 8, 2023 Piper Sandler John Barnidge Neutral Maintains $38.00
Jan 25, 2023 Piper Sandler John Barnidge Neutral Downgrade $38.00
Aug 19, 2022 Piper Sandler John Barnidge Overweight Upgrade $42.00
Jul 14, 2022 Piper Sandler John Barnidge Neutral Maintains $38.00
Feb 19, 2021 Raymond James Market Perform Initiates $0.00
Jan 6, 2021 Piper Sandler Neutral Downgrade $0.00
Oct 7, 2020 Piper Sandler Overweight Maintains $42.00

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The following stocks are similar to Horace Mann based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Horace Mann Educators Corp (HMN) Financial Data

Horace Mann Educators Corp has a market capitalization of $1.68B with a P/E ratio of 16.3x. The company generates $1.59B in trailing twelve-month revenue with a 6.6% profit margin.

Revenue growth is +8.8% quarter-over-quarter, while maintaining an operating margin of +12.5% and return on equity of +8.9%.

Valuation Metrics

Market Cap $1.68B
Enterprise Value $2.12B
P/E Ratio 16.3x
PEG Ratio 11.2x
Price/Sales 1.1x

Growth & Margins

Revenue Growth (YoY) +8.8%
Gross Margin N/A
Operating Margin +12.5%
Net Margin +6.6%
EPS Growth +193.2%

Financial Health

Cash/Price Ratio +7.8%
Current Ratio 2.8x
Debt/Equity 46.0x
ROE +8.9%
ROA +0.7%

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Horace Mann Educators Corp (HMN) Company Overview

About Horace Mann Educators Corp

What They Do

Provides diverse insurance and retirement products.

Business Model

The company operates as an insurance holding company, generating revenue through various segments, including Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. It earns income from premiums on insurance policies, fees from annuity products, and contributions to retirement plans, focusing primarily on serving educators and employees of tax-exempt organizations.

Additional Information

Founded in 1945, the company is headquartered in Springfield, Illinois, and targets a niche market of educators and related organizations. Its comprehensive product offerings allow it to provide tailored financial solutions, which may appeal to investors looking for stability in the insurance sector.

Company Information

Sector

Financial Services

Industry

Insurance - Property & Casualty

Employees

1,700

CEO

Ms. Marita Zuraitis

Country

United States

IPO Year

1991

Horace Mann Educators Corp (HMN) Latest News & Analysis

HMN stock latest news image
Quick Summary

Horace Mann Educators Corporation will host its Q4 2024 earnings conference call on February 6, 2025, at 10:00 AM ET. Key executives will participate.

Why It Matters

The Horace Mann Educators Q4 2024 earnings call will provide insights into the company's financial performance and strategic direction, influencing investor sentiment and stock valuation.

Source: Seeking Alpha
Market Sentiment: Neutral
HMN stock latest news image
Quick Summary

Horace Mann Educators Corp (NYSE: HMN) reported full-year 2024 net income of $103 million ($2.48/share) and core earnings of $132 million ($3.18/share).

Why It Matters

Horace Mann's strong financial results, with net income and core earnings growth, highlight its stability and potential for future expansion in the financial services sector, impacting investor sentiment.

Source: Business Wire
Market Sentiment: Neutral
HMN stock latest news image
Quick Summary

Horace Mann (HMN) reported Q3 earnings of $1.62 per share, surpassing the Zacks Consensus Estimate of $0.99 and up from $0.84 per share year-over-year.

Why It Matters

Horace Mann's earnings beat estimates and show significant year-over-year growth, indicating strong financial performance that could boost investor confidence and stock price.

Source: Zacks Investment Research
Market Sentiment: Positive
HMN stock latest news image
Quick Summary

Horace Mann Educators Corporation (NYSE:HMN) launched Catalyst, a platform to improve agent support for educators by simplifying workflows and enhancing customer interactions.

Why It Matters

The launch of Catalyst by Horace Mann could enhance agent efficiency and customer engagement, potentially leading to increased sales and improved financial performance, impacting stock value positively.

Source: Business Wire
Market Sentiment: Neutral
HMN stock latest news image
Quick Summary

Zacks utilizes its Zacks Rank system, focusing on earnings estimates and revisions, while also monitoring value, growth, and momentum trends to identify strong stock picks.

Why It Matters

Zacks' focus on earnings estimates and revisions signals potential stock performance trends, guiding investors to make informed decisions based on value, growth, and momentum.

Source: Zacks Investment Research
Market Sentiment: Positive
HMN stock latest news image
Quick Summary

Investors should monitor Horace Mann Educators (HMN) stock due to notable activity in the options market recently.

Why It Matters

Movements in the options market can indicate shifts in investor sentiment and expectations for Horace Mann Educators (HMN), potentially influencing stock price volatility.

Source: Zacks Investment Research
Market Sentiment: Neutral

Frequently Asked Questions About HMN Stock

What is Horace Mann Educators Corp's (HMN) stock forecast for 2025?

Based on our analysis of 4 Wall Street analysts, Horace Mann Educators Corp (HMN) has a median price target of $44.00. The highest price target is $46.00 and the lowest is $44.00.

Is HMN stock a good investment in 2025?

According to current analyst ratings, HMN has 1 Buy ratings, 3 Hold ratings, and 0 Sell ratings. The stock is currently trading at $41.16. Always conduct your own research and consider your investment goals before making investment decisions.

What is the price prediction for HMN stock?

Wall Street analysts predict HMN stock could reach $44.00 in the next 12 months. This represents a 6.9% increase from the current price of $41.16. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Horace Mann Educators Corp's business model?

The company operates as an insurance holding company, generating revenue through various segments, including Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. It earns income from premiums on insurance policies, fees from annuity products, and contributions to retirement plans, focusing primarily on serving educators and employees of tax-exempt organizations.

What is the highest forecasted price for HMN Horace Mann Educators Corp?

The highest price target for HMN is $46.00 from at , which represents a 11.8% increase from the current price of $41.16.

What is the lowest forecasted price for HMN Horace Mann Educators Corp?

The lowest price target for HMN is $44.00 from John Barnidge at Piper Sandler, which represents a 6.9% increase from the current price of $41.16.

What is the overall HMN consensus from analysts for Horace Mann Educators Corp?

The overall analyst consensus for HMN is neutral. Out of 4 Wall Street analysts, 1 rate it as Buy, 3 as Hold, and 0 as Sell, with a median price target of $44.00.

How accurate are HMN stock price projections?

Stock price projections, including those for Horace Mann Educators Corp, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.