HMNHMNFinancial Services · Insurance - Property & Casualty

HMN Stock Forecast: Horace Mann Educators Corp. Price Predictions for 2026-2027

Last close, 3 Sept 2026
$52
+0.83% on the day

The 3 Wall Street analysts covering Horace Mann Educators Corp. hold a median 12-month price target of $57 — +8.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 68 of 100 as at 2 Sept 2026 — in the upper half.

Market cap
$2.1B
Ticker Nerd rank
68 / 100
Median analyst target
$57
Analysts covering
3
Revenue$426.4M+8.9% y/y
Net income$41.6M
Free cash flow$223.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+1.5%
1M
+0.2%
YTD
+14.2%
1Y
+16.0%
From 52W high
−4.0%
From 52W low
+26.1%
$41
$54
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

HMN stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Horace Mann Educators Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 2 Sept 2026
68 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
88
Momentum
85
Growth
70
Revisions
68
Issuance
67
Value
57
Quality
44
Size
35
Accruals
24

Volatility (88): The share price has been relatively steady.

Accruals (24): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

HMN stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on HMN, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$45$50$55$60Oct 25Jan 26Apr 26Jul 26HMNHigh $59Median $57Low $54

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
2 Buy1 Hold0 Sell
Low $54Median $57High $59

The green dot is the last close — the median target sits +8.8% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
28 July 2025BMO CapitalInitiatesOutperform$48
3 July 2025Piper SandlerMaintainsNeutral
15 May 2025Raymond JamesMaintainsStrong Buy
11 Feb 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
7 Feb 2025JMP SecuritiesReiteratesMarket Perform
7 Feb 2025Piper SandlerMaintainsNeutral
12 Nov 2024Keefe, Bruyette & WoodsDowngradeMarket Perform
6 Nov 2024Piper SandlerMaintainsNeutral
2 Oct 2024Piper SandlerMaintainsNeutral
13 Aug 2024Keefe, Bruyette & WoodsMaintainsOutperform
6 Aug 2024Raymond JamesInitiatesStrong Buy
26 July 2024Keefe, Bruyette & WoodsMaintainsOutperform
28 June 2024Piper SandlerMaintainsNeutral
18 June 2024JMP SecuritiesReiteratesMarket Perform
10 May 2024Piper SandlerMaintainsNeutral
5 Apr 2024Piper SandlerMaintainsNeutral
29 Jan 2024Keefe, Bruyette & WoodsUpgradeOutperform
8 Feb 2023Piper SandlerMaintainsNeutral
25 Jan 2023Piper SandlerDowngradeNeutral
19 Aug 2022Piper SandlerUpgradeOverweight

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. HMN appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

HMN vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 3 Sept 2026, Horace Mann Educators Corp. returned +16.0% against +21.4% for the S&P 500, dividends included.

HMN vs S&P 500, last 12 monthsTotal return, rebased to 100
9095100105110115120125Oct 25Jan 26Apr 26Jul 26HMNS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

HMN analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+6.2%
Analysts raising
1
Analysts cutting
0
Fundamentals

Horace Mann Educators Corp. (HMN) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.0×

Cheaper than 54% of US stocks

Price / sales
1.2×

Cheaper than 66% of US stocks

Price / book
1.4×

Cheaper than 60% of US stocks

EV / EBITDA
8.7×

Cheaper than 43% of US stocks

Growth & margins
Revenue growth (YoY)
7.7%

Higher than 46% of US stocks

Earnings growth (YoY)
41.5%

Higher than 72% of US stocks

Gross margin
Operating margin
13.2%

Higher than 70% of US stocks

Net margin
10.2%

Higher than 70% of US stocks

Returns & dividend
Return on equity
12.4%

Higher than 69% of US stocks

Return on assets
1.0%

Higher than 50% of US stocks

Dividend yield
2.8%

Higher than 61% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Horace Mann Educators Corp. (HMN) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Horace Mann Educators Corp. has a market value of $2.1B and an enterprise value of $2.5B.

  • Revenue in the twelve months to 30 June 2026: $1.7B. The latest quarter grew 7.7% year on year.

  • Net income over the same four quarters: $177.3M, a 10.6% net margin.

  • Free cash flow in the twelve months to 30 June 2026: $566.1M.

  • Horace Mann Educators Corp. spent $31.9M on share buybacks and $57.6M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 40.5M.

  • Trailing P/E: 12.0×; forward P/E: 9.7× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.79%, paying out 33% of earnings.

  • Horace Mann Educators Corp. employs 1,800 people $933K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 3 Sept 2026

Data provided by Twelve Data

Peers

HMN vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
HMNHorace Mann Educators Corp.$2.1B
68
STCStewart Information Services Corp.$2.0B
29
PRCHPorch Group, Inc.$1.9B
26
HCIHCI Group, Inc.$2.3B
77
SKWDSkyward Specialty Insurance Group, Inc.$2.5B
43
KMPRKemper Corp.$1.7B
38
SLDESlide Insurance Holdings, Inc.$2.8B
59

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Horace Mann Educators Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest HMN news & analysis

Best Income Stocks to Buy for September 2nd

Zacks Investment Research · 2 Sept 2026positive

Zacks Investment Research named Horace Mann Educators Corp. (HMN) to its Zacks Rank #1 (Strong Buy) income stocks list on September 2, 2026, alongside CURI and LCUT.

Why it matters — Being included on a Strong Buy income stocks list signals that analysts view HMN favorably among income-focused investment options.

Best Value Stocks to Buy for September 2nd

Zacks Investment Research · 2 Sept 2026positive

On September 2, 2026, Horace Mann Educators Corp. (HMN) was added to Zacks Investment Research's list of Zacks Rank #1 (Strong Buy) value stocks, alongside LCUT and SLDE. The inclusion was announced in a Zacks article titled "Best Value Stocks to Buy for September 2nd."

Why it matters — A Zacks Strong Buy value-stock designation suggests the stock attracted positive analyst attention, which HMN watchers would find noteworthy.

Horace Mann Declares Quarterly Dividend

Business Wire · 31 Aug 2026neutral

Horace Mann Educators Corporation announced that its Board of Directors declared a regular quarterly cash dividend of $0.36 per share, payable on September 30, 2026, to shareholders of record as of September 16, 2026.

Why it matters — A Horace Mann watcher would note the declaration of a regular quarterly dividend as a routine signal of the company's ongoing cash-return policy to shareholders.

Horace Mann (HMN) Could Be a Great Choice

Zacks Investment Research · 31 Aug 2026positive

Zacks Investment Research published an article highlighting Horace Mann (HMN) as a potentially strong dividend stock, posing the question of whether the company has what it takes to be a good choice for income-focused shareholders.

Why it matters — The piece draws attention to HMN's dividend appeal, which is a key consideration for investors evaluating the company's shareholder value.

New Strong Buy Stocks for August 27th

Zacks Investment Research · 27 Aug 2026positive

On August 27th, 2026, Horace Mann Educators Corp. (HMN) was added to the Zacks Rank #1 (Strong Buy) List, according to Zacks Investment Research. The company was one of several stocks added to the list that day, including NVST, VIRT, ONTO, and PROV.

Why it matters — HMN watchers may note that the company received a top Zacks Rank rating, which is a widely followed indicator among investors.

FAQ

Frequently asked questions about HMN stock

What is the HMN stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Horace Mann Educators Corp. have a median 12-month price target of $57, with estimates ranging from $54 to $59. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is HMN stock a buy right now?

Of the 3 analysts covering Horace Mann Educators Corp., 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Horace Mann Educators Corp. 68 out of 100 across roughly 4,600 US stocks as at 2 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank HMN?

As at 2 Sept 2026, Horace Mann Educators Corp. ranks 68 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (88 of 100).

Will HMN stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +8.8% from the last close, and Ticker Nerd's factor model ranks Horace Mann Educators Corp. 68 out of 100 as at 2 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the HMN stock forecast for 2030?

No analyst covering Horace Mann Educators Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HMN are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $54 to $59 over the next 12 months.

How has HMN stock performed over the past year?

Horace Mann Educators Corp. returned +16.0% over the 12 months to 3 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Horace Mann Educators Corp. do?

Horace Mann Educators Corporation is a multiline insurance and financial services company focused on serving educators, school administrators, and support staff in the United States. Horace Mann Educators Corporation provides auto, homeowners, umbrella, supplemental, life, and group insurance products, along with retirement annuities and other financial solutions designed for school employees and the communities they serve.

What is the latest news on HMN?

The most recent item we track (Zacks Investment Research, 2 Sept 2026): "Best Income Stocks to Buy for September 2nd". Zacks Investment Research named Horace Mann Educators Corp. (HMN) to its Zacks Rank #1 (Strong Buy) income stocks list on September 2, 2026, alongside CURI and LCUT.

Company

About Horace Mann Educators Corp.

Horace Mann Educators Corporation is a multiline insurance and financial services company focused on serving educators, school administrators, and support staff in the United States. Horace Mann Educators Corporation provides auto, homeowners, umbrella, supplemental, life, and group insurance products, along with retirement annuities and other financial solutions designed for school employees and the communities they serve. Its business is organized around property and casualty coverage, life and retirement solutions, supplemental and group benefits, and related corporate activities. The company works through individual and group offerings that help educators manage protection, income replacement, and long-term financial planning needs. Headquartered in Springfield, Illinois, Horace Mann Educators Corporation plays a specialized role in the insurance market by tailoring its products to the education sector and maintaining a focused distribution model centered on that customer base.

CEO Ms. Marita Zuraitis · 1,800 employees · United States · https://www.horacemann.com