HMNHMNFinancial Services · Insurance - Property & Casualty

HMN Stock Forecast: Horace Mann Educators Corp. Price Predictions for 2026-2027

Last close, 6 Aug 2026
$54
+3.94% on the day

The 3 Wall Street analysts covering Horace Mann Educators Corp. hold a median 12-month price target of $51 — -6.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 69 of 100 as at 6 Aug 2026 — in the upper half.

Market cap
$2.2B
Ticker Nerd rank
69 / 100
Median analyst target
$51
Analysts covering
3
Total return, dividends reinvested
1W
+4.1%
1M
+0.1%
YTD
+19.1%
1Y
+31.9%
From 52W high
0.0%
From 52W low
+31.9%
$41
$54
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

HMN stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Horace Mann Educators Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 6 Aug 2026
69 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
93
Momentum
92
Issuance
68
Growth
66
Revisions
57
Value
55
Quality
43
Accruals
41
Size
35

Volatility (93): The share price has been relatively steady.

Accruals (41): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (35): Larger than most of the companies we track — more scrutinised, less often mispriced.

The rank is the raw material. Whether the rules would actually own Horace Mann Educators Corp. — and when they’d sell — is the membership.

Wall Street

HMN stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on HMN, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$45$50$55Oct 25Jan 26Apr 26Jul 26HMNHigh $53Median $51Low $48

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says3 analysts
2 Buy1 Hold0 Sell
Low $48Median $51High $53

The green dot is the last close — the median target sits −6.7% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
28 July 2025BMO CapitalInitiatesOutperform$48
3 July 2025Piper SandlerMaintainsNeutral
15 May 2025Raymond JamesMaintainsStrong Buy
11 Feb 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
7 Feb 2025JMP SecuritiesReiteratesMarket Perform
7 Feb 2025Piper SandlerMaintainsNeutral
12 Nov 2024Keefe, Bruyette & WoodsDowngradeMarket Perform
6 Nov 2024Piper SandlerMaintainsNeutral
2 Oct 2024Piper SandlerMaintainsNeutral
13 Aug 2024Keefe, Bruyette & WoodsMaintainsOutperform
6 Aug 2024Raymond JamesInitiatesStrong Buy
26 July 2024Keefe, Bruyette & WoodsMaintainsOutperform
28 June 2024Piper SandlerMaintainsNeutral
18 June 2024JMP SecuritiesReiteratesMarket Perform
10 May 2024Piper SandlerMaintainsNeutral
5 Apr 2024Piper SandlerMaintainsNeutral
29 Jan 2024Keefe, Bruyette & WoodsUpgradeOutperform
8 Feb 2023Piper SandlerMaintainsNeutral
25 Jan 2023Piper SandlerDowngradeNeutral
19 Aug 2022Piper SandlerUpgradeOverweight

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

HMN analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+2.3%
Analysts raising
2
Analysts cutting
0
Fundamentals

Horace Mann Educators Corp. (HMN) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.1×

Cheaper than 52% of US stocks

Price / sales
1.3×

Cheaper than 65% of US stocks

Price / book
1.5×

Cheaper than 56% of US stocks

EV / EBITDA
8.2×

Cheaper than 45% of US stocks

Growth & margins
Revenue growth (YoY)
7.7%

Higher than 48% of US stocks

Earnings growth (YoY)
41.5%

Higher than 74% of US stocks

Gross margin
Operating margin
13.2%

Higher than 71% of US stocks

Net margin
10.2%

Higher than 70% of US stocks

Returns & dividend
Return on equity
12.4%

Higher than 69% of US stocks

Return on assets
1.0%

Higher than 50% of US stocks

Dividend yield
2.7%

Higher than 59% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

HMN vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
HMNHorace Mann Educators Corp.$2.2B
69
HCIHCI Group, Inc.$2.3B
80
STCStewart Information Services Corp.$2.0B
28
SLDESlide Insurance Holdings, Inc.$2.4B
64
SKWDSkyward Specialty Insurance Group, Inc.$2.7B
40
KMPRKemper Corp.$1.7B
32
SAFTSafety Insurance Group, Inc.$1.5B
29
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. HMN appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest HMN news & analysis

Horace Mann Educators Corporation (HMN) Q2 2026 Earnings Call Transcript

Seeking Alpha · 6 Aug 2026neutral

Horace Mann Educators Corporation held its Q2 2026 earnings call, the transcript of which was published by Seeking Alpha. The item reports that the company conducted its second-quarter earnings discussion with investors.

Why it matters — A transcript of the Q2 2026 earnings call offers HMN watchers direct insight into management's commentary and the company's quarterly results.

Horace Mann (HMN) Q2 Earnings Top Estimates

Zacks Investment Research · 6 Aug 2026positive

Horace Mann reported second-quarter earnings of $1.17 per share, surpassing the Zacks Consensus Estimate of $0.67 per share and up from $1.06 per share in the year-ago quarter.

Why it matters — A HMN watcher would care because the company's quarterly earnings came in well above analyst expectations and improved from the prior year.

Horace Mann reports second-quarter 2026 results

Business Wire · 5 Aug 2026positive

Horace Mann Educators Corp. reported second-quarter 2026 results for the three and six months ended June 30, 2026. Its diversified business posted net income of $41.6 million, or $1.01 per share, and record core earnings of $48.2 million, or $1.17 per share.

Why it matters — The report shows the diversified business achieved record core earnings, giving HMN watchers insight into the company's recent financial performance.

Horace Mann Celebrates Back-to-School Season with More Than $65,000 in Giveaways and Financial Resources for Educators

Business Wire · 3 Aug 2026positive

Horace Mann launched its annual Ready. Set. Inspire. back-to-school campaign, offering more than $65,000 in classroom funding, giveaways and financial resources to support educators preparing for the new school year.

Why it matters — The campaign reinforces Horace Mann's brand engagement with its core educator audience and highlights the company's community-focused marketing efforts.

Women's Pro Baseball League Names Horace Mann as Official Founding Partner

Business Wire · 28 July 2026positive

Horace Mann has been named the Official Founding Partner and Official Multiline Insurance and Financial Services Partner for the Women's Pro Baseball League's inaugural season.

Why it matters — This partnership expands Horace Mann's brand visibility and aligns the company with a new professional sports league, potentially broadening its reach beyond its core educator-focused market.

FAQ

Frequently asked questions about HMN stock

What is the HMN stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Horace Mann Educators Corp. have a median 12-month price target of $51, with estimates ranging from $48 to $53. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is HMN stock a buy right now?

Of the 3 analysts covering Horace Mann Educators Corp., 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Horace Mann Educators Corp. 69 out of 100 across roughly 4,600 US stocks as at 6 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank HMN?

As at 6 Aug 2026, Horace Mann Educators Corp. ranks 69 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (93 of 100).

Will HMN stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies -6.7% from the last close, and Ticker Nerd's factor model ranks Horace Mann Educators Corp. 69 out of 100 as at 6 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the HMN stock forecast for 2030?

No analyst covering Horace Mann Educators Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HMN are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $48 to $53 over the next 12 months.

How has HMN stock performed over the past year?

Horace Mann Educators Corp. returned +31.9% over the 12 months to 6 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Horace Mann Educators Corp. do?

Horace Mann Educators Corp. is a premier insurance group primarily dedicated to serving the financial and insurance needs of educators and their families.

What is the latest news on HMN?

The most recent item we track (Seeking Alpha, 6 Aug 2026): "Horace Mann Educators Corporation (HMN) Q2 2026 Earnings Call Transcript". Horace Mann Educators Corporation held its Q2 2026 earnings call, the transcript of which was published by Seeking Alpha. The item reports that the company conducted its second-quarter earnings discussion with investors.

Company

About Horace Mann Educators Corp.

Horace Mann Educators Corp. is a premier insurance group primarily dedicated to serving the financial and insurance needs of educators and their families. Founded in 1945, the company provides a wide array of products including auto, home, and life insurance, as well as retirement annuities. By focusing on the niche market of educators, Horace Mann distinguishes itself by tailoring its products to address the specific challenges and needs faced by teachers and education professionals. The company plays a significant role in the financial markets by offering specialized services that enhance financial security for a vital sector of the workforce. Horace Mann Educators also contributes to the community through its commitment to educational causes and initiatives that support teachers. Its market presence is marked by a comprehensive understanding of the educator demographic, making it a unique player within the broader insurance and financial services industries.

CEO Ms. Marita Zuraitis · 1,800 employees · United States · https://www.horacemann.com