LMNDLMNDFinancial Services · Insurance - Property & Casualty

LMND Stock Forecast: Lemonade, Inc. Price Predictions for 2026-2027

Last close, 3 Sept 2026
$55
+3.65% on the day

The 11 Wall Street analysts covering Lemonade, Inc. hold a median 12-month price target of $55 — -0.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 22 of 100 as at 2 Sept 2026 — in the weakest quartile.

Market cap
$4.1B
Ticker Nerd rank
22 / 100
Median analyst target
$55
Analysts covering
11
Revenue$294.4M+79.4% y/y
Net income−$43.4M
Free cash flow−$8.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+2.1%
1M
+3.8%
YTD
−22.6%
1Y
+10.5%
From 52W high
−43.0%
From 52W low
+16.3%
$47
$97
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

LMND stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Lemonade, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 2 Sept 2026
22 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
95
Momentum
70
Revisions
55
Quality
31
Size
26
Issuance
26
Accruals
15
Volatility
5
Value
4

Growth (95): Sales and profits are climbing, and climbing faster than before.

Value (4): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

LMND stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on LMND, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$40$50$60$70$80$90$100Oct 25Jan 26Apr 26Jul 26LMNDHigh $92Median $55Low $37

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says11 analysts
3 Buy6 Hold2 Sell
Low $37Median $55High $92

The green dot is the last close — the median target sits −0.1% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 2 moved their price target up and 2 moved it down.

DateFirmActionRatingTarget
19 Aug 2026Morgan StanleyMaintainsEqual-Weight$65$56
30 July 2026Keefe, Bruyette & WoodsUpgradeMarket Perform$48
30 July 2026Keefe, Bruyette & WoodsUpgradeMarket Perform
30 July 2026Piper SandlerMaintainsNeutral
30 July 2026Piper SandlerMaintainsNeutral$75$51
15 July 2026Piper SandlerMaintainsNeutral$62$75
15 July 2026Piper SandlerMaintainsNeutral
8 July 2026Keefe, Bruyette & WoodsMaintainsUnderperform$44$48
8 July 2026Keefe, Bruyette & WoodsMaintainsUnderperform
8 July 2026Morgan StanleyDowngradeEqual-Weight
8 July 2026Morgan StanleyDowngradeEqual-Weight$75
21 May 2026Morgan StanleyMaintainsOverweight
30 Apr 2026CitizensMaintainsMarket Outperform
30 Apr 2026Piper SandlerMaintainsNeutral
30 Apr 2026Truist SecuritiesMaintainsBuy
17 Mar 2026Morgan StanleyUpgradeOverweight
24 Feb 2026Keefe, Bruyette & WoodsMaintainsUnderperform
14 Jan 2026Cantor FitzgeraldMaintainsOverweight
6 Jan 2026Truist SecuritiesInitiatesBuy
25 Nov 2025Keefe, Bruyette & WoodsMaintainsUnderperform

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. LMND appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

LMND vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 3 Sept 2026, Lemonade, Inc. returned +10.5% against +21.4% for the S&P 500, dividends included.

LMND vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160180Oct 25Jan 26Apr 26Jul 26LMNDS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

LMND analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
Analysts raising
3
Analysts cutting
8
Fundamentals

Lemonade, Inc. (LMND) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
−23.7×

Cheaper than 96% of US stocks

Price / sales
4.2×

Cheaper than 30% of US stocks

Price / book
8.2×

Cheaper than 12% of US stocks

EV / EBITDA
−41.5×

Cheaper than 93% of US stocks

Growth & margins
Revenue growth (YoY)
79.4%

Higher than 91% of US stocks

Earnings growth (YoY)
79.4%

Higher than 81% of US stocks

Gross margin
Operating margin
−11.8%

Higher than 24% of US stocks

Net margin
−14.2%

Higher than 18% of US stocks

Returns & dividend
Return on equity
−27.0%

Higher than 28% of US stocks

Return on assets
−3.3%

Higher than 34% of US stocks

Dividend yield

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Lemonade, Inc. (LMND) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Lemonade, Inc. has a market value of $4.1B and an enterprise value of $3.8B.

  • Revenue in the twelve months to 30 June 2026: $975.0M. The latest quarter grew 79.4% year on year.

  • Net income over the same four quarters: −$138.4M, a −14.2% net margin.

  • Free cash flow in the twelve months to 30 June 2026: $8.1M.

  • Shares outstanding: 77.3M.

  • Trailing P/E: −23.7×; forward P/E: −61.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Lemonade, Inc. employs 1,282 people $761K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 3 Sept 2026

Data provided by Twelve Data

Peers

LMND vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
LMNDLemonade, Inc.$4.1B
22
HGTYHagerty, Inc.$4.5B
30
PLMRPalomar Holdings, Inc.$3.5B
52
WTMWhite Mountains Insurance Group Ltd.$5.0B
75
SIGISelective Insurance Group, Inc.$5.6B
63
MCYMercury General Corp.$5.7B
76
RLIRLI Corp.$5.8B
59

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Lemonade, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest LMND news & analysis

Lemonade Brings Car Insurance and Autonomous Car to Missouri

PRNewsWire · 2 Sept 2026positive

Lemonade announced the launch of Lemonade Car in Missouri, alongside Lemonade Autonomous Car, which offers Missouri Tesla drivers 50% off every mile driven using Full Self-Driving (Supervised) on day one. Pricing for Lemonade Car with Tesla FSD (Supervised) is now available.

Why it matters — This marks Lemonade's expansion of its car and autonomous car insurance products into a new state, extending its tech-first coverage offerings to Missouri Tesla drivers.

Lemonade Expands Renters Insurance to Kansas

PRNewsWire · 1 Sept 2026positive

Lemonade announced the availability of its renters insurance in Kansas, offering coverage starting at $5 per month. This expands the company's tech-first insurance product into a new state market.

Why it matters — The launch extends Lemonade's renters insurance reach into another state, supporting geographic expansion of its customer base.

Lemonade Continues U.S. Expansion With Launch of Car Insurance in Florida

PRNewsWire · 26 Aug 2026positive

Lemonade announced the launch of its tech-driven car insurance product, Lemonade Car, in Florida, one of the largest car insurance markets in the U.S. The company said the coverage is designed for modern driving lifestyles to help consumers save.

Why it matters — This marks continued expansion of Lemonade's auto insurance offering into a major U.S. market, broadening its addressable customer base.

Lemonade, Inc. (LMND) Presents at Oppenheimer 29th Annual Technology, Internet & Communications Conference Transcript

Seeking Alpha · 12 Aug 2026neutral

Lemonade, Inc. presented at the Oppenheimer 29th Annual Technology, Internet & Communications Conference, with a transcript of the presentation published by Seeking Alpha. The item documents the company's participation in the investor conference.

Why it matters — A LMND watcher would care because the conference presentation offers insight into how the company communicates its business to investors and analysts.

Lemonade to Present at the Oppenheimer 29th Annual Technology, Internet & Communications Conference

PRNewsWire · 7 Aug 2026neutral

Lemonade announced that its Chief Financial Officer, Tim Bixby, is scheduled to present at the Oppenheimer 29th Annual Technology, Internet & Communications Conference on August 12, 2026 at 1:15 pm ET. The conference is being held virtually.

Why it matters — The presentation gives investors an opportunity to hear directly from Lemonade's CFO at a major technology industry conference, potentially offering insight into the company.

FAQ

Frequently asked questions about LMND stock

What is the LMND stock price forecast for 2026-2027?

The 11 Wall Street analysts covering Lemonade, Inc. have a median 12-month price target of $55, with estimates ranging from $37 to $92. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is LMND stock a buy right now?

Of the 11 analysts covering Lemonade, Inc., 3 rate it a Buy, 6 a Hold and 2 a Sell. Ticker Nerd's systematic factor model ranks Lemonade, Inc. 22 out of 100 across roughly 4,600 US stocks as at 2 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank LMND?

As at 2 Sept 2026, Lemonade, Inc. ranks 22 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (95 of 100).

Will LMND stock go up?

No one can know that. What the data says: the median 12-month target from 11 analysts implies -0.1% from the last close, and Ticker Nerd's factor model ranks Lemonade, Inc. 22 out of 100 as at 2 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the LMND stock forecast for 2030?

No analyst covering Lemonade, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LMND are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $37 to $92 over the next 12 months.

How has LMND stock performed over the past year?

Lemonade, Inc. returned +10.5% over the 12 months to 3 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Lemonade, Inc. do?

Lemonade Inc. is a technology-driven insurance company that provides renters, homeowners, car, pet, and life insurance through a digital-first platform.

What is the latest news on LMND?

The most recent item we track (PRNewsWire, 2 Sept 2026): "Lemonade Brings Car Insurance and Autonomous Car to Missouri". Lemonade announced the launch of Lemonade Car in Missouri, alongside Lemonade Autonomous Car, which offers Missouri Tesla drivers 50% off every mile driven using Full Self-Driving (Supervised) on day one. Pricing for Lemonade Car with Tesla FSD (Supervised) is now available.

Company

About Lemonade, Inc.

Lemonade Inc. is a technology-driven insurance company that provides renters, homeowners, car, pet, and life insurance through a digital-first platform. The company focuses on simplifying policy purchase, underwriting, and claims handling with artificial intelligence and automation, creating a streamlined experience for individual consumers and households. Lemonade’s product lineup also includes coverage for landlords and, in select European markets, contents and liability policies. Based in New York, Lemonade operates across the United States and parts of Europe, serving customers who prefer mobile and online insurance services. Its role in the market is centered on modernizing personal lines insurance by combining software, data-driven operations, and an app-based customer interface.

CEO Mr. Daniel Asher Schreiber · 1,282 employees · United States · https://www.lemonade.com