LMNDFinancial Services · Insurance - Property & CasualtyThe 11 Wall Street analysts covering Lemonade, Inc. hold a median 12-month price target of $55 — +21.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 17 of 100 as at 23 Sept 2026 — in the weakest quartile. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Lemonade, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (95): Sales and profits are climbing, and climbing faster than before.
Value (4): The shares cost a lot relative to the profits and assets behind them.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on LMND, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +21.5% from it.
Of the 20 most recent actions, 2 moved their price target up and 2 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 19 Aug 2026 | Morgan Stanley | Maintains | Equal-Weight | $65 → $56 |
| 30 July 2026 | Keefe, Bruyette & Woods | Upgrade | Market Perform | $48 |
| 30 July 2026 | Keefe, Bruyette & Woods | Upgrade | Market Perform | — |
| 30 July 2026 | Piper Sandler | Maintains | Neutral | — |
| 30 July 2026 | Piper Sandler | Maintains | Neutral | $75 → $51 |
| 15 July 2026 | Piper Sandler | Maintains | Neutral | $62 → $75 |
| 15 July 2026 | Piper Sandler | Maintains | Neutral | — |
| 8 July 2026 | Keefe, Bruyette & Woods | Maintains | Underperform | $44 → $48 |
| 8 July 2026 | Keefe, Bruyette & Woods | Maintains | Underperform | — |
| 8 July 2026 | Morgan Stanley | Downgrade | Equal-Weight | — |
| 8 July 2026 | Morgan Stanley | Downgrade | Equal-Weight | $75 |
| 21 May 2026 | Morgan Stanley | Maintains | Overweight | — |
| 30 Apr 2026 | Citizens | Maintains | Market Outperform | — |
| 30 Apr 2026 | Piper Sandler | Maintains | Neutral | — |
| 30 Apr 2026 | Truist Securities | Maintains | Buy | — |
| 17 Mar 2026 | Morgan Stanley | Upgrade | Overweight | — |
| 24 Feb 2026 | Keefe, Bruyette & Woods | Maintains | Underperform | — |
| 14 Jan 2026 | Cantor Fitzgerald | Maintains | Overweight | — |
| 6 Jan 2026 | Truist Securities | Initiates | Buy | — |
| 25 Nov 2025 | Keefe, Bruyette & Woods | Maintains | Underperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. LMND appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 24 Sept 2026, Lemonade, Inc. returned −15.3% against +17.4% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 96% of US stocks
Cheaper than 33% of US stocks
Cheaper than 13% of US stocks
Cheaper than 93% of US stocks
Higher than 91% of US stocks
Higher than 81% of US stocks
Higher than 24% of US stocks
Higher than 17% of US stocks
Higher than 28% of US stocks
Higher than 34% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Lemonade, Inc. has a market value of $3.7B and an enterprise value of $3.5B.
Revenue in the twelve months to 30 June 2026: $975.0M. The latest quarter grew 79.4% year on year.
Net income over the same four quarters: −$138.4M, a −14.2% net margin.
Free cash flow in the twelve months to 30 June 2026: $8.1M.
Trailing P/E: −21.3×; forward P/E: −54.8× — the forward figure prices analyst consensus estimates, not reported earnings.
Lemonade, Inc. employs 1,282 people — $761K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Lemonade, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Lemonade announced the launch of its pet insurance product in Kentucky, offering accident and illness coverage, preventative care, and claims paid in seconds. The launch marks continued U.S. expansion for the tech-first insurance company.
Why it matters — Lemonade watchers would care because the launch signals continued geographic growth of its pet insurance line within the U.S. market.
Lemonade CFO Tim Bixby said the digital insurer expects to reach a significant profitability milestone in the fourth quarter, while continuing to prioritize growth, product expansion and technology-driven underwriting. Bixby is also transitioning to the company's board.
Why it matters — The expected fourth-quarter profitability milestone represents a notable financial turning point for Lemonade, and the CFO's move to the board signals continuity in leadership for LMND watchers.
Lemonade, Inc. presented at the FT Partners FinTech Conference, and a transcript of the presentation was published by Seeking Alpha. The presentation covers the company's remarks and discussion at the event.
Why it matters — The transcript offers LMND investors and watchers direct insight into the company's management commentary and positioning as presented to the fintech conference audience.
Zacks Investment Research published an article highlighting two finance stocks that could potentially beat quarterly earnings estimates, using its Zacks Earnings ESP tool to identify them. The piece encourages investors to keep these stocks on their radar ahead of earnings announcements.
Why it matters — LMND watchers may want to note that Zacks is reviewing finance-sector stocks for potential earnings beats, though the article does not specifically name Lemonade or provide details on its outlook.
In the second quarter, Lemonade reported revenue up 32% year over year, marking its 11th consecutive quarter of accelerating growth. The company's loss ratio improved to 60%, its gross profit rose 76%, and it is retaining more of its premiums rather than paying them out as claims, despite the stock remaining 49% off its high.
Why it matters — A Lemonade watcher would care because the improved loss ratio and 76% rise in gross profit reflect stronger underwriting and better premium retention, key drivers of the company's path toward profitability.
The 11 Wall Street analysts covering Lemonade, Inc. have a median 12-month price target of $55, with estimates ranging from $37 to $92. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 11 analysts covering Lemonade, Inc., 3 rate it a Buy, 6 a Hold and 2 a Sell. Ticker Nerd's systematic factor model ranks Lemonade, Inc. 17 out of 100 across roughly 4,600 US stocks as at 23 Sept 2026. None of this is personal advice — it does not consider your circumstances.
As at 23 Sept 2026, Lemonade, Inc. ranks 17 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (95 of 100).
No one can know that. What the data says: the median 12-month target from 11 analysts implies +21.5% from the last close, and Ticker Nerd's factor model ranks Lemonade, Inc. 17 out of 100 as at 23 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Lemonade, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LMND are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $37 to $92 over the next 12 months.
Lemonade, Inc. returned -15.3% over the 12 months to 24 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
Lemonade Inc. is a technology-driven insurance company that provides renters, homeowners, car, pet, and life insurance through a digital-first platform.
The most recent item we track (PRNewsWire, 22 Sept 2026): "Lemonade Continues U.S. Expansion With Launch of Pet Insurance in Kentucky". Lemonade announced the launch of its pet insurance product in Kentucky, offering accident and illness coverage, preventative care, and claims paid in seconds. The launch marks continued U.S. expansion for the tech-first insurance company.
Lemonade Inc. is a technology-driven insurance company that provides renters, homeowners, car, pet, and life insurance through a digital-first platform. The company focuses on simplifying policy purchase, underwriting, and claims handling with artificial intelligence and automation, creating a streamlined experience for individual consumers and households. Lemonade’s product lineup also includes coverage for landlords and, in select European markets, contents and liability policies. Based in New York, Lemonade operates across the United States and parts of Europe, serving customers who prefer mobile and online insurance services. Its role in the market is centered on modernizing personal lines insurance by combining software, data-driven operations, and an app-based customer interface.
CEO Mr. Daniel Asher Schreiber · 1,282 employees · United States · https://www.lemonade.com
