LMNDFinancial Services · Insurance - Property & CasualtyThe 11 Wall Street analysts covering Lemonade, Inc. hold a median 12-month price target of $51 — +16.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 21 of 100 as at 14 Oct 2026 — in the weakest quartile. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Lemonade, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (95): Sales and profits are climbing, and climbing faster than before.
Value (4): The shares cost a lot relative to the profits and assets behind them.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on LMND, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +16.3% from it.
Of the 20 most recent actions, 2 moved their price target up and 3 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 6 Oct 2026 | Morgan Stanley | Maintains | Equal-Weight | $56 → $48 |
| 19 Aug 2026 | Morgan Stanley | Maintains | Equal-Weight | — |
| 19 Aug 2026 | Morgan Stanley | Maintains | Equal-Weight | $65 → $56 |
| 30 July 2026 | Keefe, Bruyette & Woods | Upgrade | Market Perform | $48 |
| 30 July 2026 | Keefe, Bruyette & Woods | Upgrade | Market Perform | — |
| 30 July 2026 | Piper Sandler | Maintains | Neutral | $75 → $51 |
| 30 July 2026 | Piper Sandler | Maintains | Neutral | — |
| 15 July 2026 | Piper Sandler | Maintains | Neutral | $62 → $75 |
| 15 July 2026 | Piper Sandler | Maintains | Neutral | — |
| 8 July 2026 | Keefe, Bruyette & Woods | Maintains | Underperform | $44 → $48 |
| 8 July 2026 | Keefe, Bruyette & Woods | Maintains | Underperform | — |
| 8 July 2026 | Morgan Stanley | Downgrade | Equal-Weight | $75 |
| 8 July 2026 | Morgan Stanley | Downgrade | Equal-Weight | — |
| 21 May 2026 | Morgan Stanley | Maintains | Overweight | — |
| 30 Apr 2026 | Citizens | Maintains | Market Outperform | — |
| 30 Apr 2026 | Piper Sandler | Maintains | Neutral | — |
| 30 Apr 2026 | Truist Securities | Maintains | Buy | — |
| 17 Mar 2026 | Morgan Stanley | Upgrade | Overweight | — |
| 24 Feb 2026 | Keefe, Bruyette & Woods | Maintains | Underperform | — |
| 14 Jan 2026 | Cantor Fitzgerald | Maintains | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. LMND appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 14 Oct 2026, Lemonade, Inc. returned −16.5% against +17.5% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 96% of US stocks
Cheaper than 34% of US stocks
Cheaper than 14% of US stocks
Cheaper than 93% of US stocks
Higher than 91% of US stocks
Higher than 81% of US stocks
Higher than 23% of US stocks
Higher than 18% of US stocks
Higher than 28% of US stocks
Higher than 34% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Lemonade, Inc. has a market value of $3.4B and an enterprise value of $3.2B.
Revenue in the twelve months to 30 June 2026: $975.0M. The latest quarter grew 79.4% year on year.
Net income over the same four quarters: −$138.4M, a −14.2% net margin.
Free cash flow in the twelve months to 30 June 2026: $8.1M.
Trailing P/E: −19.6×; forward P/E: −50.4× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
Lemonade, Inc. employs 1,282 people — $761K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Lemonade, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
The headline asks whether Lemonade’s growth could signal profits ahead. The excerpt describes its AI- and behavioral-economics-based insurance model and notes that critics have viewed it as a cash-burning app.
Why it matters — LMND watchers may care how the company’s technology-led insurance approach is viewed in relation to its growth and profitability.
Lemonade said its Autonomous Car insurance now supports Tesla vehicles with HW3 running FSD (Supervised) v14 Lite in Arizona, Colorado, and Tennessee. Eligible drivers can receive a 30% discount on miles driven with FSD engaged.
Why it matters — The expanded compatibility brings Lemonade’s mileage discount to additional Tesla vehicles in three states.
Lemonade announced that its renters insurance is now available in Hawaii. The company said coverage starts at $5 per month.
Why it matters — The launch extends Lemonade's renters insurance availability to another state.
Lemonade is experiencing premium growth, gains from AI-driven efficiency, and improving margins. According to Zacks Investment Research, these factors support the company's path toward achieving EBITDA profitability by late 2026.
Why it matters — LMND watchers would care because the company's premium growth, AI efficiency, and improving margins signal progress toward the key milestone of EBITDA profitability by late 2026.
Lemonade announced the availability of its renters insurance in Alaska, offering coverage starting at $5 per month. The expansion makes the company's renters product available to Alaska residents through its tech-first platform.
Why it matters — The move expands Lemonade's geographic reach for its renters insurance product, adding a new state to its addressable market.
The 11 Wall Street analysts covering Lemonade, Inc. have a median 12-month price target of $51, with estimates ranging from $38 to $92. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 11 analysts covering Lemonade, Inc., 3 rate it a Buy, 6 a Hold and 2 a Sell. Ticker Nerd's systematic factor model ranks Lemonade, Inc. 21 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 14 Oct 2026, Lemonade, Inc. ranks 21 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (95 of 100).
No one can know that. What the data says: the median 12-month target from 11 analysts implies +16.3% from the last close, and Ticker Nerd's factor model ranks Lemonade, Inc. 21 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Lemonade, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LMND are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $38 to $92 over the next 12 months.
Lemonade, Inc. returned -16.5% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Lemonade Inc. is a technology-driven insurance company that provides renters, homeowners, car, pet, and life insurance through a digital-first platform.
The most recent item we track (MarketBeat, 8 Oct 2026): "Does Lemonade's Growth Signal Profits Ahead?". The headline asks whether Lemonade’s growth could signal profits ahead. The excerpt describes its AI- and behavioral-economics-based insurance model and notes that critics have viewed it as a cash-burning app.
Lemonade Inc. is a technology-driven insurance company that provides renters, homeowners, car, pet, and life insurance through a digital-first platform. The company focuses on simplifying policy purchase, underwriting, and claims handling with artificial intelligence and automation, creating a streamlined experience for individual consumers and households. Lemonade’s product lineup also includes coverage for landlords and, in select European markets, contents and liability policies. Based in New York, Lemonade operates across the United States and parts of Europe, serving customers who prefer mobile and online insurance services. Its role in the market is centered on modernizing personal lines insurance by combining software, data-driven operations, and an app-based customer interface.
CEO Mr. Daniel Asher Schreiber · 1,282 employees · United States · https://www.lemonade.com
