KMPRKMPRFinancial Services · Insurance - Property & Casualty

KMPR Stock Forecast: Kemper Corp. Price Predictions for 2026-2027

Last close, 24 Sept 2026
$25
−2.51% on the day

The 6 Wall Street analysts covering Kemper Corp. hold a median 12-month price target of $42 — +66.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 37 of 100 as at 23 Sept 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$1.5B
Ticker Nerd rank
37 / 100
Median analyst target
$42
Analysts covering
6
Revenue$1.1B−11.3% y/y
Net income−$466.0M
Free cash flow$19.1M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−6.3%
1M
−8.9%
YTD
−35.8%
1Y
−49.3%
From 52W high
−49.4%
From 52W low
+11.3%
$23
$50
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

KMPR stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Kemper Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 23 Sept 2026
37 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
93
Accruals
74
Value
66
Volatility
46
Size
39
Revisions
39
Growth
29
Quality
27
Momentum
15

Issuance (93): The share count has been shrinking and the company is not leaning on new borrowing.

Momentum (15): The shares have been drifting down relative to others.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

KMPR stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on KMPR, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$25$30$35$40$45$50Oct 25Jan 26Apr 26Jul 26KMPRHigh $43Median $42Low $24

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says6 analysts
2 Buy2 Hold2 Sell
Low $24Median $42High $43

The green dot is the last close — the median target sits +66.7% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 0 moved their price target up and 4 moved it down.

DateFirmActionRatingTarget
27 Aug 2026TD CowenMaintainsBuy$81 → $42
10 Aug 2026UBSMaintainsBuy—
10 Aug 2026UBSMaintainsBuy$44 → $43
11 May 2026UBSMaintainsBuy$48 → $44
11 May 2026UBSMaintainsBuy—
7 May 2026Piper SandlerMaintainsUnderweight$35 → $28
7 May 2026Piper SandlerMaintainsUnderweight—
8 Apr 2026UBSMaintainsBuy—
5 Feb 2026CitizensDowngradeMarket Perform—
18 Dec 2025William BlairDowngradeUnderperform—
6 Nov 2025Piper SandlerMaintainsUnderweight—
7 Aug 2025Raymond JamesDowngradeOutperform—
6 Aug 2025JMP SecuritiesMaintainsMarket Outperform—
6 Aug 2025Piper SandlerDowngradeUnderweight—
8 May 2025Piper SandlerMaintainsOverweight—
6 Feb 2025Piper SandlerMaintainsOverweight—
26 Dec 2024Raymond JamesMaintainsStrong Buy—
19 Nov 2024TD CowenMaintainsBuy—
15 Oct 2024JMP SecuritiesReiteratesMarket Outperform—
13 Aug 2024UBSMaintainsBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. KMPR appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

KMPR vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 24 Sept 2026, Kemper Corp. returned −49.3% against +17.3% for the S&P 500, dividends included.

KMPR vs S&P 500, last 12 monthsTotal return, rebased to 100
406080100120Oct 25Jan 26Apr 26Jul 26KMPRS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

KMPR analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+3.7%
Analysts raising
2
Analysts cutting
3
Fundamentals

Kemper Corp. (KMPR) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
40.5×

Cheaper than 18% of US stocks

Price / sales
0.3×

Cheaper than 87% of US stocks

Price / book
0.7×

Cheaper than 81% of US stocks

EV / EBITDA
22.5×

Cheaper than 13% of US stocks

Growth & margins
Revenue growth (YoY)
−9.1%

Higher than 16% of US stocks

Earnings growth (YoY)
−11.3%

Higher than 26% of US stocks

Gross margin
—
Operating margin
3.0%

Higher than 50% of US stocks

Net margin
−10.8%

Higher than 19% of US stocks

Returns & dividend
Return on equity
−19.7%

Higher than 31% of US stocks

Return on assets
0.2%

Higher than 44% of US stocks

Dividend yield
4.9%

Higher than 81% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Kemper Corp. (KMPR) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Kemper Corp. has a market value of $1.5B and an enterprise value of $2.6B.

  • Revenue in the twelve months to 30 June 2026: $4.6B. The latest quarter shrank 9.1% year on year.

  • Net income over the same four quarters: −$504.6M, a −11.1% net margin.

  • Diluted earnings per share, trailing twelve months: $−8.40.

  • Free cash flow in the twelve months to 30 June 2026: $396.6M.

  • Kemper Corp. spent $269.4M on share buybacks and $76.2M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 58.9M.

  • Trailing P/E: 40.5×; forward P/E: 6.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 4.95%, paying out 178% of earnings.

  • Kemper Corp. employs 7,300 people — $624K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 23 Sept 2026

Data provided by Twelve Data

Peers

KMPR vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
KMPRKemper Corp.$1.5B
37
SAFTSafety Insurance Group, Inc.$1.5B
38
UFCSUnited Fire Group, Inc.$1.4B
81
ASICAtegrity Specialty Insurance Company Holdings$1.3B
48
PRCHPorch Group, Inc.$1.8B
23
STCStewart Information Services Corp.$1.9B
29
HMNHorace Mann Educators Corp.$1.9B
67

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Kemper Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest KMPR news & analysis

Kemper Establishes Enterprise Distribution & Marketing Organization and Announces Business Leadership Appointments

Business Wire · 24 Sept 2026neutral

Kemper Corporation announced the formation of an enterprise Distribution & Marketing organization and new leadership appointments in its P&C and Life businesses. These actions are intended to align leadership and capabilities to support the company's strategic priorities for performance and long-term profitable growth.

Why it matters — Kemper watchers would care because this organizational restructuring signals how the company plans to align sales and marketing resources to execute on its growth strategy.

AM Best Revises Outlooks to Negative for Kemper Corporation, Its Affiliates and Subsidiaries

Business Wire · 11 Sept 2026negative

AM Best has revised its outlooks to negative from stable for Kemper Corporation's property/casualty subsidiaries and affiliated insurance companies, while affirming their Financial Strength Rating of A- (Excellent) and Long-Term Issuer Credit Ratings of "a-" (Excellent).

Why it matters — A negative outlook from AM Best signals heightened concern about the financial strength of Kemper's P&C operations, which is closely watched by KMPR investors and policyholders.

PennantPark Floating Rate Capital Ltd.'s Unconsolidated Joint Venture, PennantPark Senior Secured Loan Fund I LLC Completes the Reset of $316.7 Million Securitization, Substantially Reducing Borrowing Costs

GlobeNewsWire · 31 Aug 2026neutral

PennantPark Floating Rate Capital Ltd. announced that its unconsolidated joint venture, PennantPark Senior Secured Loan Fund I LLC, through its consolidated subsidiary PennantPark CLO II, Ltd, closed the reset of a $316.7 million debt securitization with a four-year reinvestment period and twelve-year final maturity. The reset substantially reduces borrowing costs.

Why it matters — The news relates to a peer business-lending company, so a KMPR investor may monitor such developments for broader market context, though it has no direct bearing on Kemper Corp.

Kemper Q2 Earnings Call Highlights

MarketBeat · 8 Aug 2026negative

Kemper reported a GAAP net loss of $464.8 million for the second quarter, driven by a $460 million non-cash goodwill impairment in its specialty auto segment. On an adjusted basis, consolidated net operating income was $26.3 million, or $0.45 per share, reflecting sequential improvement in underlying operating performance.

Why it matters — KMPR watchers would note the large goodwill impairment in the specialty auto segment, which drove a significant GAAP loss, even as underlying operating results showed sequential improvement.

Kemper Corporation (KMPR) Q2 2026 Earnings Call Transcript

Seeking Alpha · 6 Aug 2026neutral

Seeking Alpha published the transcript of Kemper Corporation's (KMPR) Q2 2026 earnings call. The document records management's discussion of the company's second-quarter 2026 results.

Why it matters — A Q2 2026 earnings call transcript offers KMPR watchers the full record of management's remarks on the quarter's results.

FAQ

Frequently asked questions about KMPR stock

What is the KMPR stock price forecast for 2026-2027?

The 6 Wall Street analysts covering Kemper Corp. have a median 12-month price target of $42, with estimates ranging from $24 to $43. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is KMPR stock a buy right now?

Of the 6 analysts covering Kemper Corp., 2 rate it a Buy, 2 a Hold and 2 a Sell. Ticker Nerd's systematic factor model ranks Kemper Corp. 37 out of 100 across roughly 4,600 US stocks as at 23 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank KMPR?

As at 23 Sept 2026, Kemper Corp. ranks 37 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (93 of 100).

Will KMPR stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +66.7% from the last close, and Ticker Nerd's factor model ranks Kemper Corp. 37 out of 100 as at 23 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the KMPR stock forecast for 2030?

No analyst covering Kemper Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for KMPR are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $24 to $43 over the next 12 months.

How has KMPR stock performed over the past year?

Kemper Corp. returned -49.3% over the 12 months to 24 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Kemper Corp. do?

Kemper Corporation is a U.S.-based insurance holding company that provides specialized protection and financial coverage through its property and casualty and life insurance businesses. The company serves individuals, families, and small businesses with products that include specialty automobile insurance, commercial automobile coverage, individual life insurance, accident protection, supplemental health insurance, and property insurance.

What is the latest news on KMPR?

The most recent item we track (Business Wire, 24 Sept 2026): "Kemper Establishes Enterprise Distribution & Marketing Organization and Announces Business Leadership Appointments". Kemper Corporation announced the formation of an enterprise Distribution & Marketing organization and new leadership appointments in its P&C and Life businesses. These actions are intended to align leadership and capabilities to support the company's strategic priorities for performance and long-term profitable growth.

Company

About Kemper Corp.

Kemper Corporation is a U.S.-based insurance holding company that provides specialized protection and financial coverage through its property and casualty and life insurance businesses. The company serves individuals, families, and small businesses with products that include specialty automobile insurance, commercial automobile coverage, individual life insurance, accident protection, supplemental health insurance, and property insurance. Its offerings are distributed through a network of independent agents and brokers, supporting customers who need tailored coverage rather than standard mass-market policies. Kemper Corporation operates through its Specialty Property and Casualty Insurance and Life Insurance segments, giving it a focused role in the insurance market as a provider of niche personal and commercial risk solutions. Headquartered in Chicago, Illinois, Kemper Corporation is known for its emphasis on specialty insurance products within the broader U.S. financial services sector.

CEO Mr. Stephen Joseph McAnena · 7,300 employees · United States · https://www.kemper.com