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HCI Stock Forecast: HCI Group Inc. Price Predictions for 2026

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$175.95

+1.00 (0.57%)

HCI Stock Forecast 2026-2027

$175.95
Current Price
$2.28B
Market Cap
4 Ratings
Buy 3
Hold 1
Sell 0
Wall St Analyst Ratings

Distance to HCI Price Targets

+44.9%
To High Target of $255.00
+39.2%
To Median Target of $245.00
+33.6%
To Low Target of $235.00

HCI Price Momentum

-1.9%
1 Week Change
-7.4%
1 Month Change
+44.5%
1 Year Change
-8.2%
Year-to-Date Change
-16.4%
From 52W High of $210.50
+52.1%
From 52W Low of $115.65
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Latest HCI Stock Price Targets & Analyst Predictions

Based on our analysis of 7 Wall Street analysts, HCI has a bullish consensus with a median price target of $245.00 (ranging from $235.00 to $255.00). The overall analyst rating is Strong Buy (8.5/10). Currently trading at $175.95, the median forecast implies a 39.2% upside. This outlook is supported by 3 Buy, 1 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Matthew J. Carletti at Citizens, projecting a 44.9% upside. Conversely, the most conservative target is provided by Mark Hughes at Truist Securities, suggesting a 33.6% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

HCI Analyst Ratings

3
Buy
1
Hold
0
Sell

HCI Price Target Range

Low
$235.00
Average
$245.00
High
$255.00
Current: $175.95

Latest HCI Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for HCI.

Date Firm Analyst Rating Change Price Target
Nov 13, 2025 Oppenheimer Michael Phillips Perform Downgrade $N/A
Nov 10, 2025 Citizens Matthew J. Carletti Market Outperform Maintains $255.00
Nov 7, 2025 Truist Securities Mark Hughes Buy Maintains $235.00
May 30, 2025 Compass Point Casey Alexander Buy Upgrade $205.00
May 19, 2025 JMP Securities Matthew Carletti Market Outperform Maintains $225.00
May 9, 2025 JMP Securities Matthew Carletti Market Outperform Maintains $210.00
Feb 28, 2025 Citizens Capital Markets Matthew Carletti Market Outperform Maintains $165.00
Dec 17, 2024 Truist Securities Mark Hughes Buy Reiterates $145.00
Nov 8, 2024 Oppenheimer Michael Phillips Outperform Maintains $150.00
Nov 8, 2024 Truist Securities Mark Hughes Buy Maintains $145.00
Oct 21, 2024 Compass Point Casey Alexander Neutral Downgrade $120.00
Oct 15, 2024 JMP Securities Matthew Carletti Market Outperform Reiterates $145.00
Oct 8, 2024 Compass Point Casey Alexander Buy Maintains $119.00
Sep 23, 2024 JMP Securities Matthew Carletti Market Outperform Reiterates $145.00
Aug 9, 2024 JMP Securities Matthew Carletti Market Outperform Maintains $145.00
May 9, 2024 JMP Securities Matthew Carletti Market Outperform Maintains $135.00
Apr 15, 2024 JMP Securities Matthew Carletti Market Outperform Reiterates $120.00
Apr 5, 2024 Oppenheimer Michael Phillips Outperform Maintains $140.00
Mar 27, 2024 Oppenheimer Michael Phillips Outperform Reiterates $140.00
Mar 13, 2024 Compass Point Casey Alexander Buy Maintains $124.00

HCI Group Inc. (HCI) Competitors

The following stocks are similar to HCI Group based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

HCI Group Inc. (HCI) Financial Data

HCI Group Inc. has a market capitalization of $2.28B with a P/E ratio of 11.1x. The company generates $816.58M in trailing twelve-month revenue with a 25.0% profit margin.

Revenue growth is +48.0% quarter-over-quarter, while maintaining an operating margin of -3.6% and return on equity of +32.7%.

Valuation Metrics

Market Cap $2.28B
Enterprise Value $695.40M
P/E Ratio 11.1x
PEG Ratio 0.0x
Price/Sales 2.8x

Growth & Margins

Revenue Growth (YoY) +48.0%
Gross Margin N/A
Operating Margin -3.6%
Net Margin +25.0%
EPS Growth +23.5%

Financial Health

Cash/Price Ratio +47.8%
Current Ratio 1.1x
Debt/Equity 27.6x
ROE +32.7%
ROA +41.2%
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HCI Group Inc. logo

HCI Group Inc. (HCI) Business Model

About HCI Group Inc.

What They Do

Insurance holding company focused on property and casualty.

Business Model

The company operates primarily through subsidiaries that provide various insurance products for homeowners and individuals, generating revenue through premiums. Additionally, HCI Group diversifies its income by engaging in real estate and information technology services, which also support its insurance operations.

Additional Information

HCI Group is strategically based in the U.S., particularly in Florida, a state vulnerable to weather-related risks. This positioning allows the company to leverage its expertise in underwriting and claims processing to effectively manage and mitigate risks, which are becoming increasingly important due to climate change.

Company Information

Sector

Financial Services

Industry

Insurance - Property & Casualty

Employees

552

CEO

Mr. Pareshbhai Suryakant Patel

Country

United States

IPO Year

2008

HCI Group Inc. (HCI) Latest News & Analysis

Featured Analysis
Powered by Zacks Investment Research

HCI Group (HCI) Dips More Than Broader Market: What You Should Know

In the closing of the recent trading day, HCI Group (HCI) stood at $176.06, denoting a -1.87% move from the preceding trading day.

Jan 13, 2026 By Zacks Equity Research Tale of the Tape

Latest News

HCI stock latest news image
Quick Summary

HCI Group, Inc. (NYSE: HCI) has declared a quarterly cash dividend of $0.40 per common share, as announced by its board of directors on January 16, 2026.

Why It Matters

HCI Group's declaration of a quarterly cash dividend signals financial stability and profitability, potentially attracting income-focused investors and boosting stock demand.

Source: GlobeNewsWire
Market Sentiment: Neutral
HCI stock latest news image
Quick Summary

HCI Group (HCI) is currently attracting significant attention from Zacks.com users, highlighting the importance of understanding factors that may influence its stock performance.

Why It Matters

Increased attention from Zacks.com users may signal heightened interest and potential volatility in HCI Group's stock, influencing trading decisions and future price movements.

Source: Zacks Investment Research
Market Sentiment: Positive
HCI stock latest news image
Quick Summary

Small-cap stocks are outperforming larger stocks as 2026 begins, benefiting from easing rates, earnings growth, and reduced trade tensions, with favorable valuations compared to larger peers.

Why It Matters

Small-cap stocks are outperforming larger ones, benefiting from favorable economic conditions and discounted valuations, indicating potential for continued growth and investment opportunities.

Source: Seeking Alpha
Market Sentiment: Positive
HCI stock latest news image
Quick Summary

HCI Group (HCI) closed at $181.46, down 1.32% from the previous trading day.

Why It Matters

HCI Group's decline of 1.32% signals potential concerns about its performance, which could influence investor sentiment and future trading decisions.

Source: Zacks Investment Research
Market Sentiment: Neutral
HCI stock latest news image
Quick Summary

HCI Group (HCI) and Popular (BPOP) have been compared to their sector's performance for the year, indicating their relative standing within the industry.

Why It Matters

The performance comparison of HCI Group and Popular against their sector indicates their relative strength or weakness, influencing investment decisions and market sentiment.

Source: Zacks Investment Research
Market Sentiment: Positive
HCI stock latest news image
Quick Summary

Falling interest rates, robust consumer spending, and technological advancements are transforming the Finance sector as 2025 approaches.

Why It Matters

Falling interest rates can lower borrowing costs, boosting corporate profits. Strong consumer spending suggests economic growth, while tech upgrades may enhance efficiency, positively impacting financial sector stocks.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About HCI Stock

What is HCI Group Inc.'s (HCI) stock forecast for 2026?

Based on our analysis of 7 Wall Street analysts, HCI Group Inc. (HCI) has a median price target of $245.00. The highest price target is $255.00 and the lowest is $235.00.

Is HCI stock a good investment in 2026?

According to current analyst ratings, HCI has 3 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $175.95. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for HCI stock?

Wall Street analysts predict HCI stock could reach $245.00 in the next 12 months. This represents a 39.2% increase from the current price of $175.95. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is HCI Group Inc.'s business model?

The company operates primarily through subsidiaries that provide various insurance products for homeowners and individuals, generating revenue through premiums. Additionally, HCI Group diversifies its income by engaging in real estate and information technology services, which also support its insurance operations.

What is the highest forecasted price for HCI HCI Group Inc.?

The highest price target for HCI is $255.00 from Matthew J. Carletti at Citizens, which represents a 44.9% increase from the current price of $175.95.

What is the lowest forecasted price for HCI HCI Group Inc.?

The lowest price target for HCI is $235.00 from Mark Hughes at Truist Securities, which represents a 33.6% increase from the current price of $175.95.

What is the overall HCI consensus from analysts for HCI Group Inc.?

The overall analyst consensus for HCI is bullish. Out of 7 Wall Street analysts, 3 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $245.00.

How accurate are HCI stock price projections?

Stock price projections, including those for HCI Group Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: January 19, 2026 7:32 AM UTC
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