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HCIHCIFinancial Services · Insurance - Property & Casualty

HCI Stock Forecast: HCI Group, Inc. Price Predictions for 2026-2027

Last close, 3 Sept 2026
$190
+1.36% on the day

The 5 Wall Street analysts covering HCI Group, Inc. hold a median 12-month price target of $235 — +23.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 77 of 100 as at 2 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$2.3B
Ticker Nerd rank
77 / 100
Median analyst target
$235
Analysts covering
5
Revenue$246.7M+11.2% y/y
Net income$82.9M
Free cash flow$124.8M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+1.6%
1M
+6.2%
YTD
−0.2%
1Y
+12.5%
From 52W high
−7.1%
From 52W low
+28.1%
$148
$204
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

HCI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores HCI Group, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 2 Sept 2026
77 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
99
Growth
98
Revisions
80
Momentum
69
Value
58
Issuance
52
Size
34
Volatility
33
Accruals
14

Quality (99): The business earns solid, repeatable profits on what it owns.

Accruals (14): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

HCI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on HCI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$140$160$180$200$220$240$260$280Oct 25Jan 26Apr 26Jul 26HCIHigh $265Median $235Low $225

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
4 Buy1 Hold0 Sell
Low $225Median $235High $265

The green dot is the last close — the median target sits +23.7% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
7 Aug 2026CitizensMaintainsMarket Outperform$255 → $265
9 July 2026Cantor FitzgeraldInitiatesOverweight$225
9 July 2026Cantor FitzgeraldInitiatesOverweight—
13 Nov 2025OppenheimerDowngradePerform—
10 Nov 2025CitizensMaintainsMarket Outperform—
7 Nov 2025Truist SecuritiesMaintainsBuy—
30 May 2025Compass PointUpgradeBuy—
19 May 2025JMP SecuritiesMaintainsMarket Outperform—
9 May 2025JMP SecuritiesMaintainsMarket Outperform—
28 Feb 2025Citizens Capital MarketsMaintainsMarket Outperform—
17 Dec 2024Truist SecuritiesReiteratesBuy—
8 Nov 2024OppenheimerMaintainsOutperform—
8 Nov 2024Truist SecuritiesMaintainsBuy—
21 Oct 2024Compass PointDowngradeNeutral—
15 Oct 2024JMP SecuritiesReiteratesMarket Outperform—
8 Oct 2024Compass PointMaintainsBuy—
23 Sept 2024JMP SecuritiesReiteratesMarket Outperform—
9 Aug 2024JMP SecuritiesMaintainsMarket Outperform—
9 May 2024JMP SecuritiesMaintainsMarket Outperform—
15 Apr 2024JMP SecuritiesReiteratesMarket Outperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. HCI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

HCI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 3 Sept 2026, HCI Group, Inc. returned +12.5% against +21.4% for the S&P 500, dividends included.

HCI vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120Oct 25Jan 26Apr 26Jul 26HCIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

HCI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+6.3%
Analysts raising
2
Analysts cutting
0
Fundamentals

HCI Group, Inc. (HCI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
8.1×

Cheaper than 62% of US stocks

Price / sales
2.4×

Cheaper than 47% of US stocks

Price / book
2.2×

Cheaper than 43% of US stocks

EV / EBITDA
3.5×

Cheaper than 55% of US stocks

Growth & margins
Revenue growth (YoY)
11.1%

Higher than 55% of US stocks

Earnings growth (YoY)
11.5%

Higher than 50% of US stocks

Gross margin
—
Operating margin
45.4%

Higher than 94% of US stocks

Net margin
32.6%

Higher than 91% of US stocks

Returns & dividend
Return on equity
35.0%

Higher than 90% of US stocks

Return on assets
11.6%

Higher than 94% of US stocks

Dividend yield
0.9%

Higher than 19% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

HCI Group, Inc. (HCI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • HCI Group, Inc. has a market value of $2.3B and an enterprise value of $1.6B.

  • Revenue in the twelve months to 30 June 2026: $952.7M. The latest quarter grew 11.1% year on year.

  • Net income over the same four quarters: $343.8M, a 36.1% net margin.

  • Diluted earnings per share, trailing twelve months: $23.20.

  • Free cash flow in the twelve months to 30 June 2026: $409.4M.

  • HCI Group, Inc. spent $86.5M on share buybacks and $20.6M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 12.9M.

  • Trailing P/E: 8.1×; forward P/E: 9.7× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.85%, paying out 7% of earnings.

  • HCI Group, Inc. employs 594 people — $1.6M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 2 Sept 2026

Data provided by Twelve Data

Peers

HCI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
HCIHCI Group, Inc.$2.3B
77
SKWDSkyward Specialty Insurance Group, Inc.$2.5B
43
HMNHorace Mann Educators Corp.$2.1B
68
STCStewart Information Services Corp.$2.0B
29
SLDESlide Insurance Holdings, Inc.$2.8B
59
PRCHPorch Group, Inc.$1.9B
26
KMPRKemper Corp.$1.7B
38

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own HCI Group, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest HCI news & analysis

Wall Street Analysts See a 25.18% Upside in HCI Group (HCI): Can the Stock Really Move This High?

Zacks Investment Research · 1 Sept 2026positive

Wall Street analysts' average price targets imply a potential upside of about 25.2% in HCI Group stock, according to Zacks Investment Research. The article notes that while price-target averages are of questionable reliability, a positive trend in earnings estimate revisions could support an upside move.

Why it matters — HCI watchers may take note of the analyst outlook and favorable earnings estimate revision trend as indicators of market sentiment toward the stock.

Should You Invest in HCI Group (HCI) Based on Bullish Wall Street Views?

Zacks Investment Research · 27 Aug 2026neutral

Zacks Investment Research published an article examining whether Wall Street (sell-side) analyst recommendations are reliable signals for investors deciding to buy, sell, or hold a stock like HCI Group (HCI). The piece notes that while media coverage of analyst rating changes can influence stock prices, the article questions whether these recommendations truly matter to investors.

Why it matters — HCI watchers may find this relevant because it contextualizes how analyst rating changes and the media coverage of those ratings can influence HCI's stock price and investor decision-making.

Earnings Estimates Rising for HCI Group (HCI): Will It Gain?

Zacks Investment Research · 25 Aug 2026positive

Zacks reports that HCI Group (HCI) shares have begun gaining and may continue moving higher in the near term, based on solid earnings estimate revisions for the company.

Why it matters — A watcher of HCI would care because upward earnings estimate revisions suggest improving analyst expectations for the company's near-term performance.

HCI Group Is A Standout Amongst Laggard Peers

Seeking Alpha · 20 Aug 2026positive

Seeking Alpha highlighted HCI Group as a standout among its peers, citing operational excellence, diversified insurance offerings, and perceived undervaluation. The article noted HCI's Q2 EPS of $5.60 exceeded expectations, with a 21.1% gross loss ratio and $1.29 billion in premiums in force.

Why it matters — HCI watchers would care because the report identifies the company's strong second-quarter results, premium growth, and resilient margins as evidence it is outperforming its sector peers.

Wall Street Analysts Think HCI Group (HCI) Could Surge 25.78%: Read This Before Placing a Bet

Zacks Investment Research · 11 Aug 2026positive

Zacks Investment Research reported that Wall Street analysts have set a consensus price target for HCI Group suggesting 25.8% upside potential, though the article notes that price targets alone are not highly reliable.

Why it matters — HCI watchers would care because an upward trend in earnings estimate revisions could indicate near-term stock gains regardless of the price target's limitations.

FAQ

Frequently asked questions about HCI stock

What is the HCI stock price forecast for 2026-2027?

The 5 Wall Street analysts covering HCI Group, Inc. have a median 12-month price target of $235, with estimates ranging from $225 to $265. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is HCI stock a buy right now?

Of the 5 analysts covering HCI Group, Inc., 4 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks HCI Group, Inc. 77 out of 100 across roughly 4,600 US stocks as at 2 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank HCI?

As at 2 Sept 2026, HCI Group, Inc. ranks 77 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (99 of 100).

Will HCI stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +23.7% from the last close, and Ticker Nerd's factor model ranks HCI Group, Inc. 77 out of 100 as at 2 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the HCI stock forecast for 2030?

No analyst covering HCI Group, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HCI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $225 to $265 over the next 12 months.

How has HCI stock performed over the past year?

HCI Group, Inc. returned +12.5% over the 12 months to 3 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does HCI Group, Inc. do?

HCI Group, Inc. is a property and casualty insurance holding company that focuses on residential coverage for homeowners, condominium owners, renters, and mobile home policyholders.

What is the latest news on HCI?

The most recent item we track (Zacks Investment Research, 1 Sept 2026): "Wall Street Analysts See a 25.18% Upside in HCI Group (HCI): Can the Stock Really Move This High?". Wall Street analysts' average price targets imply a potential upside of about 25.2% in HCI Group stock, according to Zacks Investment Research. The article notes that while price-target averages are of questionable reliability, a positive trend in earnings estimate revisions could support an upside move.

Company

About HCI Group, Inc.

HCI Group, Inc. is a property and casualty insurance holding company that focuses on residential coverage for homeowners, condominium owners, renters, and mobile home policyholders. HCI Group serves markets primarily in Florida, while also offering products in selected other U.S. states through its insurance subsidiaries. In addition to underwriting and policy administration, the company provides claims adjusting and processing services, along with insurance technology and operations solutions through its Exzeo platform and related systems. HCI Group also operates reciprocal exchange activities and maintains a real estate segment, giving it a diversified business mix within the insurance and property services landscape. Based in Tampa, Florida, HCI Group plays a specialized role in personal lines insurance by combining underwriting, technology, and operational services for carriers and agents.

CEO Mr. Pareshbhai Suryakant Patel · 594 employees · United States · https://www.hcigroup.com