HCIHCIFinancial Services · Insurance - Property & Casualty

HCI Stock Forecast: HCI Group, Inc. Price Predictions for 2026-2027

Last close, 13 Aug 2026
$186
+1.49% on the day

The 5 Wall Street analysts covering HCI Group, Inc. hold a median 12-month price target of $235 — +26.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 77 of 100 as at 13 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$2.3B
Ticker Nerd rank
77 / 100
Median analyst target
$235
Analysts covering
5
Total return, dividends reinvested
1W
+3.0%
1M
+1.9%
YTD
−2.3%
1Y
+19.8%
From 52W high
−9.0%
From 52W low
+25.4%
$149
$205
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

HCI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores HCI Group, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 13 Aug 2026
77 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
99
Growth
98
Revisions
79
Momentum
70
Value
57
Issuance
52
Size
35
Volatility
32
Accruals
14

Quality (99): The business earns solid, repeatable profits on what it owns.

Accruals (14): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

HCI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on HCI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$140$160$180$200$220$240$260$280Oct 25Jan 26Apr 26Jul 26HCIHigh $265Median $235Low $225

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says5 analysts
4 Buy1 Hold0 Sell
Low $225Median $235High $265

The green dot is the last close — the median target sits +26.1% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
7 Aug 2026CitizensMaintainsMarket Outperform$255$265
9 July 2026Cantor FitzgeraldInitiatesOverweight$225
9 July 2026Cantor FitzgeraldInitiatesOverweight
13 Nov 2025OppenheimerDowngradePerform
10 Nov 2025CitizensMaintainsMarket Outperform
7 Nov 2025Truist SecuritiesMaintainsBuy
30 May 2025Compass PointUpgradeBuy
19 May 2025JMP SecuritiesMaintainsMarket Outperform
9 May 2025JMP SecuritiesMaintainsMarket Outperform
28 Feb 2025Citizens Capital MarketsMaintainsMarket Outperform
17 Dec 2024Truist SecuritiesReiteratesBuy
8 Nov 2024OppenheimerMaintainsOutperform
8 Nov 2024Truist SecuritiesMaintainsBuy
21 Oct 2024Compass PointDowngradeNeutral
15 Oct 2024JMP SecuritiesReiteratesMarket Outperform
8 Oct 2024Compass PointMaintainsBuy
23 Sept 2024JMP SecuritiesReiteratesMarket Outperform
9 Aug 2024JMP SecuritiesMaintainsMarket Outperform
9 May 2024JMP SecuritiesMaintainsMarket Outperform
15 Apr 2024JMP SecuritiesReiteratesMarket Outperform

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. HCI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

HCI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+6.3%
Analysts raising
0
Analysts cutting
1
Fundamentals

HCI Group, Inc. (HCI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
7.9×

Cheaper than 62% of US stocks

Price / sales
2.4×

Cheaper than 48% of US stocks

Price / book
2.2×

Cheaper than 44% of US stocks

EV / EBITDA
3.4×

Cheaper than 55% of US stocks

Growth & margins
Revenue growth (YoY)
11.1%

Higher than 56% of US stocks

Earnings growth (YoY)
11.5%

Higher than 50% of US stocks

Gross margin
Operating margin
45.4%

Higher than 94% of US stocks

Net margin
32.6%

Higher than 91% of US stocks

Returns & dividend
Return on equity
35.0%

Higher than 90% of US stocks

Return on assets
11.6%

Higher than 94% of US stocks

Dividend yield
0.9%

Higher than 20% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

HCI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
HCIHCI Group, Inc.$2.3B
77
SLDESlide Insurance Holdings, Inc.$2.5B
61
HMNHorace Mann Educators Corp.$2.1B
69
SKWDSkyward Specialty Insurance Group, Inc.$2.6B
42
STCStewart Information Services Corp.$2.0B
31
KMPRKemper Corp.$1.6B
34
PLMRPalomar Holdings, Inc.$3.4B
54

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own HCI Group, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest HCI news & analysis

Wall Street Analysts Think HCI Group (HCI) Could Surge 25.78%: Read This Before Placing a Bet

Zacks Investment Research · 11 Aug 2026positive

Zacks Investment Research reported that Wall Street analysts have set a consensus price target for HCI Group suggesting 25.8% upside potential, though the article notes that price targets alone are not highly reliable.

Why it matters — HCI watchers would care because an upward trend in earnings estimate revisions could indicate near-term stock gains regardless of the price target's limitations.

Is It Worth Investing in HCI Group (HCI) Based on Wall Street's Bullish Views?

Zacks Investment Research · 11 Aug 2026neutral

A Zacks Investment Research article examines whether HCI Group (HCI) is worth investing in based on Wall Street's bullish analyst views, discussing the influence that sell-side analyst recommendations and rating-change media reports can have on stock prices. The piece questions how much weight investors should place on such brokerage-firm opinions when deciding to buy, sell, or hold.

Why it matters — HCI watchers would care because the article evaluates the significance of analyst ratings and media coverage of them, which can influence how the market perceives and prices HCI shares.

HCI Group Q2 Earnings Call Highlights

MarketBeat · 8 Aug 2026positive

HCI Group reported higher second-quarter earnings and revenue, driven by policy growth, service revenue, and strong underwriting performance despite a softening insurance market.

Why it matters — The earnings beat shows HCI can grow profitably even when broader insurance market conditions are weakening.

HCI Group (HCI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Zacks Investment Research · 7 Aug 2026neutral

Zacks reports on HCI Group's Q2 (ended June 2026) results, noting that key metrics are being compared against Wall Street estimates and year-ago actuals to gauge performance beyond the headline numbers.

Why it matters — HCI watchers can use the comparison of key metrics to estimates and prior-year figures to assess how the company performed in the quarter.

HCI Group (HCI) Q2 Earnings and Revenues Beat Estimates

Zacks Investment Research · 7 Aug 2026positive

HCI Group reported Q2 earnings of $5.6 per share, exceeding the Zacks Consensus Estimate of $4.97 per share and up from $5.18 per share in the same quarter last year.

Why it matters — The earnings beat signals that HCI's quarterly performance surpassed analyst expectations, which may influence investor perception of the company's near-term financial health.

FAQ

Frequently asked questions about HCI stock

What is the HCI stock price forecast for 2026-2027?

The 5 Wall Street analysts covering HCI Group, Inc. have a median 12-month price target of $235, with estimates ranging from $225 to $265. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is HCI stock a buy right now?

Of the 5 analysts covering HCI Group, Inc., 4 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks HCI Group, Inc. 77 out of 100 across roughly 4,600 US stocks as at 13 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank HCI?

As at 13 Aug 2026, HCI Group, Inc. ranks 77 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (99 of 100).

Will HCI stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +26.1% from the last close, and Ticker Nerd's factor model ranks HCI Group, Inc. 77 out of 100 as at 13 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the HCI stock forecast for 2030?

No analyst covering HCI Group, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HCI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $225 to $265 over the next 12 months.

How has HCI stock performed over the past year?

HCI Group, Inc. returned +19.8% over the 12 months to 13 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does HCI Group, Inc. do?

HCI Group, Inc. is a diversified holding company that owns and operates subsidiaries engaged in complementary business activities, primarily in the property and casualty insurance sector.

What is the latest news on HCI?

The most recent item we track (Zacks Investment Research, 11 Aug 2026): "Wall Street Analysts Think HCI Group (HCI) Could Surge 25.78%: Read This Before Placing a Bet". Zacks Investment Research reported that Wall Street analysts have set a consensus price target for HCI Group suggesting 25.8% upside potential, though the article notes that price targets alone are not highly reliable.

Company

About HCI Group, Inc.

HCI Group, Inc. is a diversified holding company that owns and operates subsidiaries engaged in complementary business activities, primarily in the property and casualty insurance sector. Its largest subsidiary, Homeowners Choice Property & Casualty Insurance Company, Inc., serves as a leading provider of homeowners insurance in Florida, offering residential products such as homeowners, fire, and wind-only policies to homeowners, condominium owners, and tenants. The company also provides reinsurance programs, manages insurance operations, and operates through segments including TypTap Group and Reciprocal Exchange Operations. Beyond insurance, HCI Group, Inc. invests in real estate, owning and operating waterfront properties, retail shopping centers, office buildings, and commercial properties for investment purposes. Additionally, it develops information technology solutions, including web-based applications like SAMS and Harmony for policy administration, ClaimColony for claims management, and AtlasViewer for mapping and data visualization. Founded in 2006 and headquartered in Tampa, Florida, HCI Group, Inc. plays a significant role in the U.S. insurance and real estate markets by integrating technology to support its insurance and property operations.

CEO Mr. Pareshbhai Suryakant Patel · 594 employees · United States · https://www.hcigroup.com