HCIFinancial Services · Insurance - Property & CasualtyThe 5 Wall Street analysts covering HCI Group, Inc. hold a median 12-month price target of $235 — +16.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 78 of 100 as at 4 Nov 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores HCI Group, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (99): The business earns solid, repeatable profits on what it owns.
Accruals (14): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on HCI, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +16.0% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 7 Aug 2026 | Citizens | Maintains | Market Outperform | — |
| 7 Aug 2026 | Citizens | Maintains | Market Outperform | $255 → $265 |
| 9 July 2026 | Cantor Fitzgerald | Initiates | Overweight | $225 |
| 9 July 2026 | Cantor Fitzgerald | Initiates | Overweight | — |
| 13 Nov 2025 | Oppenheimer | Downgrade | Perform | — |
| 10 Nov 2025 | Citizens | Maintains | Market Outperform | — |
| 7 Nov 2025 | Truist Securities | Maintains | Buy | — |
| 30 May 2025 | Compass Point | Upgrade | Buy | — |
| 19 May 2025 | JMP Securities | Maintains | Market Outperform | — |
| 9 May 2025 | JMP Securities | Maintains | Market Outperform | — |
| 28 Feb 2025 | Citizens Capital Markets | Maintains | Market Outperform | — |
| 17 Dec 2024 | Truist Securities | Reiterates | Buy | — |
| 8 Nov 2024 | Oppenheimer | Maintains | Outperform | — |
| 8 Nov 2024 | Truist Securities | Maintains | Buy | — |
| 21 Oct 2024 | Compass Point | Downgrade | Neutral | — |
| 15 Oct 2024 | JMP Securities | Reiterates | Market Outperform | — |
| 8 Oct 2024 | Compass Point | Maintains | Buy | — |
| 23 Sept 2024 | JMP Securities | Reiterates | Market Outperform | — |
| 9 Aug 2024 | JMP Securities | Maintains | Market Outperform | — |
| 9 May 2024 | JMP Securities | Maintains | Market Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
HCI appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, HCI Group, Inc. returned −0.8% against +14.8% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 60% of US stocks
Cheaper than 44% of US stocks
Cheaper than 38% of US stocks
Cheaper than 55% of US stocks
Higher than 56% of US stocks
Higher than 51% of US stocks
Higher than 94% of US stocks
Higher than 91% of US stocks
Higher than 90% of US stocks
Higher than 94% of US stocks
Higher than 68% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
HCI Group, Inc. has a market value of $2.5B and an enterprise value of $1.8B.
Revenue in the twelve months to 30 June 2026: $952.7M. The latest quarter grew 11.1% year on year.
Net income over the same four quarters: $343.8M, a 36.1% net margin.
Diluted earnings per share, trailing twelve months: $23.20.
Free cash flow in the twelve months to 30 June 2026: $409.4M.
HCI Group, Inc. spent $86.5M on share buybacks and $20.6M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 8.7×; forward P/E: 10.1× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.79%, paying out 7% of earnings.
HCI Group, Inc. employs 594 people — $1.6M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own HCI Group, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Seeking Alpha published a transcript of HCI Group, Inc.’s Q3 2026 earnings call. The provided excerpt contains no details from the discussion.
Why it matters — HCI watchers can note the transcript’s publication, but the excerpt does not provide earnings or company updates to assess.
Zacks Investment Research’s headline reports that HCI Group released Q3 earnings for the quarter ended September 2026. The excerpt says the article considers key metrics against Wall Street estimates and year-ago figures, but provides no results.
Why it matters — Those comparisons may help HCI watchers assess quarterly performance, though the excerpt does not state how the metrics compared.
HCI Group reported third-quarter earnings of $6.45 per share, above the Zacks Consensus Estimate of $5.01. Earnings were $4.90 per share in the year-ago quarter.
Why it matters — HCI watchers may note the quarterly earnings beat and the increase from the year-ago per-share result.
HCI Group reported third-quarter 2026 pre-tax income of $116 million and net income of $86 million, compared with $91 million and $68 million, respectively, in the third quarter of 2025. The release also reported diluted EPS of $6.45 and a gross loss ratio of 20.7%.
Why it matters — The reported year-over-year increases in pre-tax and net income provide HCI watchers with an update on the company’s quarterly financial results.
Zacks Investment Research discusses how Wall Street analysts’ recommendations are often used by investors and how reported rating changes can affect a stock’s price. The excerpt does not specify an analyst rating or change for HCI Group.
Why it matters — HCI watchers may note the general role analyst recommendations and rating-change reports can play in investor decisions and stock-price movements.
The 5 Wall Street analysts covering HCI Group, Inc. have a median 12-month price target of $235, with estimates ranging from $225 to $265. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 5 analysts covering HCI Group, Inc., 4 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks HCI Group, Inc. 78 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 4 Nov 2026, HCI Group, Inc. ranks 78 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (99 of 100).
No one can know that. What the data says: the median 12-month target from 5 analysts implies +16.0% from the last close, and Ticker Nerd's factor model ranks HCI Group, Inc. 78 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering HCI Group, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HCI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $225 to $265 over the next 12 months.
HCI Group, Inc. returned -0.8% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
HCI Group, Inc. is a property and casualty insurance holding company that focuses on residential coverage for homeowners, condominium owners, renters, and mobile home policyholders.
The most recent item we track (Seeking Alpha, 5 Nov 2026): "HCI Group, Inc. (HCI) Q3 2026 Earnings Call Transcript". Seeking Alpha published a transcript of HCI Group, Inc.’s Q3 2026 earnings call. The provided excerpt contains no details from the discussion.
HCI Group, Inc. is a property and casualty insurance holding company that focuses on residential coverage for homeowners, condominium owners, renters, and mobile home policyholders. HCI Group serves markets primarily in Florida, while also offering products in selected other U.S. states through its insurance subsidiaries. In addition to underwriting and policy administration, the company provides claims adjusting and processing services, along with insurance technology and operations solutions through its Exzeo platform and related systems. HCI Group also operates reciprocal exchange activities and maintains a real estate segment, giving it a diversified business mix within the insurance and property services landscape. Based in Tampa, Florida, HCI Group plays a specialized role in personal lines insurance by combining underwriting, technology, and operational services for carriers and agents.
CEO Mr. Pareshbhai Suryakant Patel · 594 employees · United States · https://www.hcigroup.com
