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OPRT Stock Forecast: Oportun Financial Corp. Price Predictions for 2026-2027

Last close, 14 Oct 2026
$8.78
−4.25% on the day

The 4 Wall Street analysts covering Oportun Financial Corp. hold a median 12-month price target of $12 — +36.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 84 of 100 as at 14 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$421.7M
Ticker Nerd rank
84 / 100
Median analyst target
$12
Analysts covering
4
Revenue$105.6M+1.0% y/y
Net income$8.5M
Free cash flow$103.1M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+5.4%
1M
+8.4%
YTD
+66.0%
1Y
+61.1%
From 52W high
−4.3%
From 52W low
+112.6%
$4.13
$9.17
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

OPRT stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Oportun Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Oct 2026
84 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Value
84
Momentum
80
Issuance
67
Quality
66
Accruals
65
Growth
63
Revisions
58
Size
56
Volatility
33

Value (84): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.

Volatility (33): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

OPRT stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on OPRT, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$4.00$6.00$8.00$10.00$12.00$14.00Jan 26Apr 26Jul 26Oct 26OPRTHigh $13Median $12Low $9

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says4 analysts
2 Buy2 Hold0 Sell
Low $9Median $12High $13

The green dot is the last close — the median target sits +36.7% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 2 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
7 Oct 2026JefferiesMaintainsHold$6.00 → $9.00
6 Aug 2026Stephens & Co.MaintainsOverweight—
6 Aug 2026Stephens & Co.MaintainsOverweight$7.00 → $8.00
9 Apr 2026JP MorganMaintainsNeutral$6.00 → $5.00
9 Apr 2026JP MorganMaintainsNeutral—
27 Feb 2026BTIGReiteratesBuy—
12 Jan 2026JP MorganUpgradeNeutral—
4 Dec 2025JP MorganMaintainsUnderweight—
7 Oct 2025JP MorganDowngradeUnderweight—
11 July 2025JP MorganMaintainsNeutral—
8 Apr 2025JP MorganMaintainsNeutral—
14 Feb 2025JMP SecuritiesReiteratesMarket Perform—
12 Aug 2024JMP SecuritiesReiteratesMarket Perform—
13 May 2024JMP SecuritiesReiteratesMarket Perform—
24 Apr 2024B. Riley SecuritiesMaintainsBuy—
15 Mar 2024JMP SecuritiesDowngradeMarket Perform—
14 Mar 2024JefferiesDowngradeHold—
14 Mar 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
13 Mar 2024JMP SecuritiesReiteratesMarket Outperform—
28 Nov 2023JMP SecuritiesReiteratesMarket Outperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OPRT appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

OPRT vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Oct 2026, Oportun Financial Corp. returned +61.1% against +17.5% for the S&P 500, dividends included.

OPRT vs S&P 500, last 12 monthsTotal return, rebased to 100
80100120140160180Jan 26Apr 26Jul 26Oct 26OPRTS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

OPRT analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+1.0%
Analysts raising
4
Analysts cutting
1
Fundamentals

Oportun Financial Corp. (OPRT) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
22.9×

Cheaper than 33% of US stocks

Price / sales
0.6×

Cheaper than 79% of US stocks

Price / book
1.0×

Cheaper than 70% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
9.4%

Higher than 50% of US stocks

Earnings growth (YoY)
24.1%

Higher than 62% of US stocks

Gross margin
—
Operating margin
11.6%

Higher than 67% of US stocks

Net margin
2.6%

Higher than 54% of US stocks

Returns & dividend
Return on equity
5.0%

Higher than 54% of US stocks

Return on assets
0.6%

Higher than 47% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Oportun Financial Corp. (OPRT) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Oportun Financial Corp. has a market value of $421.7M and an enterprise value of $2.9B.

  • Revenue in the twelve months to 30 June 2026: $396.0M. The latest quarter grew 9.4% year on year.

  • Net income over the same four quarters: $19.5M, a 4.9% net margin.

  • Diluted earnings per share, trailing twelve months: $0.40.

  • Free cash flow in the twelve months to 30 June 2026: $395.9M, after $25.1M of capital spending.

  • Shares outstanding: 46.0M.

  • Trailing P/E: 22.9×; forward P/E: 4.7× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Oportun Financial Corp. employs 2,405 people — $165K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 14 Oct 2026

Data provided by Twelve Data

Peers

OPRT vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
OPRTOportun Financial Corp.$421.7M
84
OPFIOppFi, Inc.$485.9M
73
RMRegional Management Corp.$307.4M
86
SWRDStewards, Inc.$548.8M
11
PMTSCPI Card Group, Inc.$288.2M
100
FOAFinance of America Cos., Inc.$283.2M
22
MFINMedallion Financial Corp.$256.8M
68

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Oportun Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest OPRT news & analysis

Fast-paced Momentum Stock Oportun Financial (OPRT) Is Still Trading at a Bargain

Zacks Investment Research · 1 Oct 2026positive

Oportun Financial (OPRT) passed Zacks Investment Research's "Fast-Paced Momentum at a Bargain" screening criteria. The stock is highlighted as having recently gained strong momentum while still trading at what the report considers reasonable prices.

Why it matters — OPRT watchers would care because the stock has been flagged by a research screen as combining strong recent momentum with a valuation still considered inexpensive.

Oportun Financial Eyes Stronger 2026 as Credit Quality, Profits Improve

MarketBeat · 28 Sept 2026positive

Oportun Financial reported that it has built a more resilient earnings platform through sustained profitability, improved credit performance, lower funding costs, and stronger liquidity. The company is shifting its focus toward durable risk-adjusted growth as it looks ahead to 2026.

Why it matters — OPRT watchers would care because the company cites improving credit quality and profitability as it positions itself for stronger performance heading into 2026.

Oportun to Present at Sidoti September Virtual Investor Conference

GlobeNewsWire · 22 Sept 2026neutral

Oportun announced that it will participate in the upcoming Sidoti September Virtual Investor Conference, as reported via GlobeNewsWire. The company is slated to present at the virtual investor event.

Why it matters — OPRT watchers would care because the presentation gives investors and analysts an opportunity to hear directly from the company, potentially raising its visibility among the financial community.

Oportun Appoints Bernardo Martinez as Chief Retail and Sales Officer and Garrett Hope as Chief Product Officer

GlobeNewsWire · 21 Sept 2026positive

Oportun has appointed Bernardo Martinez as Chief Retail and Sales Officer and Garrett Hope as Chief Product Officer. Both are experienced consumer financial services and product leaders expected to deepen member relationships and advance Oportun's mission of expanding access to responsible financial services.

Why it matters — The addition of experienced leadership in retail, sales, and product could help strengthen Oportun's customer engagement and advance its core mission, which may be of interest to shareholders monitoring the company's strategic direction.

Oportun Reports Inducement Grants under Nasdaq Listing Rule 5635(c)(4)

GlobeNewsWire · 11 Sept 2026neutral

Oportun Financial Corporation announced that on September 10, 2026, it granted a long-term new hire equity award to Chief Risk Officer Sean Rowles, consisting of 382,653 restricted stock units and 127,551 performance-vesting restricted stock units, issued under the company's Amended and Restated 2021 Inducement Equity Incentive Plan. The award was an inducement material to Mr. Rowles entering employment with the company and vests in accordance with specified schedules and performance goals.

Why it matters — OPRT watchers would note this as a routine disclosure of inducement equity grants to a new executive, which can affect the company's share count and reflects its executive-compensation practices.

FAQ

Frequently asked questions about OPRT stock

What is the OPRT stock price forecast for 2026-2027?

The 4 Wall Street analysts covering Oportun Financial Corp. have a median 12-month price target of $12, with estimates ranging from $9 to $13. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is OPRT stock a buy right now?

Of the 4 analysts covering Oportun Financial Corp., 2 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Oportun Financial Corp. 84 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank OPRT?

As at 14 Oct 2026, Oportun Financial Corp. ranks 84 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (84 of 100).

Will OPRT stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +36.7% from the last close, and Ticker Nerd's factor model ranks Oportun Financial Corp. 84 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the OPRT stock forecast for 2030?

No analyst covering Oportun Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OPRT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $9 to $13 over the next 12 months.

How has OPRT stock performed over the past year?

Oportun Financial Corp. returned +61.1% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Oportun Financial Corp. do?

Oportun Financial Corporation is a financial services company that provides consumer-focused lending and savings products designed to support everyday financial needs. Oportun Financial Corporation offers personal loans, secured personal loans, credit cards, and savings solutions, along with digital tools for borrowing, budgeting, and money management.

What is the latest news on OPRT?

The most recent item we track (Zacks Investment Research, 1 Oct 2026): "Fast-paced Momentum Stock Oportun Financial (OPRT) Is Still Trading at a Bargain". Oportun Financial (OPRT) passed Zacks Investment Research's "Fast-Paced Momentum at a Bargain" screening criteria. The stock is highlighted as having recently gained strong momentum while still trading at what the report considers reasonable prices.

Company

About Oportun Financial Corp.

Oportun Financial Corporation is a financial services company that provides consumer-focused lending and savings products designed to support everyday financial needs. Oportun Financial Corporation offers personal loans, secured personal loans, credit cards, and savings solutions, along with digital tools for borrowing, budgeting, and money management. Its services are delivered through online channels, phone support, retail partners, and other lending partnerships, giving the company a broad reach across the U.S. consumer finance market. The company serves customers who may have limited credit history or are seeking more accessible financial products, positioning it as a specialist in inclusive lending and basic banking services. Headquartered in San Mateo, California, Oportun Financial Corporation focuses on helping members access responsible credit and practical financial tools that fit a range of day-to-day needs.

CEO Mr. Douglas Bland · 2,405 employees · United States · https://oportun.com