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OPRT Stock Forecast: Oportun Financial Corp. Price Predictions for 2026

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$5.21

-0.04 (-0.76%)

OPRT Stock Forecast 2026-2027

$5.21
Current Price
$238.30M
Market Cap
5 Ratings
Buy 3
Hold 2
Sell 0
Wall St Analyst Ratings

Distance to OPRT Price Targets

+111.1%
To High Target of $11.00
+72.7%
To Median Target of $9.00
+15.2%
To Low Target of $6.00

OPRT Price Momentum

+5.9%
1 Week Change
-0.8%
1 Month Change
-28.8%
1 Year Change
-1.5%
Year-to-Date Change
-34.6%
From 52W High of $7.97
+29.3%
From 52W Low of $4.03
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Latest OPRT Stock Price Targets & Analyst Predictions

Based on our analysis of 3 Wall Street analysts, OPRT has a bullish consensus with a median price target of $9.00 (ranging from $6.00 to $11.00). The overall analyst rating is Strong Buy (8.4/10). Currently trading at $5.21, the median forecast implies a 72.7% upside. This outlook is supported by 3 Buy, 2 Hold, and 0 Sell ratings.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

OPRT Analyst Ratings

3
Buy
2
Hold
0
Sell

OPRT Price Target Range

Low
$6.00
Average
$9.00
High
$11.00
Current: $5.21

Latest OPRT Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for OPRT.

Date Firm Analyst Rating Change Price Target
Apr 9, 2026 JP Morgan Richard Shane Neutral Maintains $5.00
Feb 27, 2026 BTIG Buy Reiterates $N/A
Jan 12, 2026 JP Morgan Neutral Upgrade $N/A
Dec 4, 2025 JP Morgan Underweight Maintains $N/A
Oct 7, 2025 JP Morgan Underweight Downgrade $N/A
Jul 11, 2025 JP Morgan Neutral Maintains $N/A
Apr 8, 2025 JP Morgan Neutral Maintains $N/A
Feb 14, 2025 JMP Securities Market Perform Reiterates $N/A
Aug 12, 2024 JMP Securities Market Perform Reiterates $N/A
May 13, 2024 JMP Securities Market Perform Reiterates $N/A
Apr 24, 2024 B. Riley Securities Buy Maintains $N/A
Mar 15, 2024 JMP Securities Market Perform Downgrade $N/A
Mar 14, 2024 Keefe, Bruyette & Woods Market Perform Maintains $N/A
Mar 14, 2024 Jefferies Hold Downgrade $N/A
Mar 13, 2024 JMP Securities Market Outperform Reiterates $N/A
Nov 28, 2023 JMP Securities Market Outperform Reiterates $N/A
Nov 7, 2023 JP Morgan Neutral Maintains $N/A
Oct 17, 2023 JP Morgan Neutral Downgrade $N/A
Oct 10, 2023 Jefferies Buy Maintains $N/A
Aug 15, 2023 B. Riley Securities Buy Maintains $N/A

Oportun Financial Corp. (OPRT) Competitors

The following stocks are similar to Oportun based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Oportun Financial Corp. (OPRT) Financial Data

Oportun Financial Corp. has a market capitalization of $238.30M with a P/E ratio of 14.1x. The company generates $727.47M in trailing twelve-month revenue with a 2.5% profit margin.

Revenue growth is +1.3% quarter-over-quarter, while maintaining an operating margin of +2.5% and return on equity of +4.7%.

Valuation Metrics

Market Cap $238.30M
Enterprise Value $2.83B
P/E Ratio 14.1x
PEG Ratio -0.2x
Price/Sales 0.3x

Growth & Margins

Revenue Growth (YoY) +1.3%
Gross Margin N/A
Operating Margin +2.5%
Net Margin +2.5%
EPS Growth -76.0%

Financial Health

Cash/Price Ratio +54.7%
Current Ratio 60.0x
Debt/Equity 685.8x
ROE +4.7%
ROA +0.6%
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Oportun Financial Corp. logo

Oportun Financial Corp. (OPRT) Business Model

About Oportun Financial Corp.

What They Do

Provides affordable personal loans to underserved consumers.

Business Model

Oportun Financial Corp. generates revenue by offering personal loans to low-to-moderate income individuals, particularly those with limited or no credit history. The company utilizes advanced technology and data analytics to evaluate creditworthiness, enabling efficient loan approvals and expanding access to credit for a wider audience.

Additional Information

Oportun is committed to serving underserved communities and promotes financial education to help clients improve their financial knowledge. By filling the gap left by traditional banks, it positions itself as a socially-responsible lender in the personal finance and consumer credit sectors.

Company Information

Sector

Financial Services

Industry

Credit Services

Employees

1,783

CEO

Mr. Doug Bland

Country

United States

IPO Year

N/A

Oportun Financial Corp. (OPRT) Latest News & Analysis

Latest News

OPRT stock latest news image
Quick Summary

Oportun (Nasdaq: OPRT) has been recognized as a Top Workplace for 2026 by Axios, marking the 11th consecutive year it has received such accolades.

Why It Matters

Oportun's recognition as a Top Workplace enhances its reputation, indicating strong employee satisfaction and stability, which can lead to improved performance and investor confidence.

Source: GlobeNewsWire
Market Sentiment: Neutral
OPRT stock latest news image
Quick Summary

Oportun Financial Corporation granted CEO Doug Bland 463,822 RSUs and PSUs on June 10, 2026, as part of his long-term equity compensation agreement.

Why It Matters

The equity award to Oportun's CEO aligns management's interests with shareholder value, impacting future performance and stock prices.

Source: GlobeNewsWire
Market Sentiment: Neutral
OPRT stock latest news image
Quick Summary

Oportun (Nasdaq: OPRT) will participate in the Sidoti June Virtual Investor Conference, as announced on June 10, 2026.

Why It Matters

Oportun's participation in the Sidoti Conference signals potential strategic initiatives and investor engagement, which could influence stock performance and market perception.

Source: GlobeNewsWire
Market Sentiment: Neutral
OPRT stock latest news image
Quick Summary

Oportun Financial is currently trading at a compelling valuation, suggesting it may be an overlooked investment opportunity.

Why It Matters

Oportun Financial's compelling valuation suggests potential for price appreciation, signaling a buying opportunity for investors seeking undervalued stocks.

Source: Seeking Alpha
Market Sentiment: Positive
OPRT stock latest news image
Quick Summary

Oportun Financial (NASDAQ: OPRT) reported Q1 2026 results, achieving GAAP profitability for the sixth consecutive quarter. Management noted credit tightening and balance sheet optimization efforts. New CEO Doug Bland shared observations without outlining a new strategy.

Why It Matters

Oportun's sustained GAAP profitability indicates financial stability, while credit tightening and balance sheet optimization suggest a focus on risk management, impacting future growth potential.

Source: MarketBeat
Market Sentiment: Positive
OPRT stock latest news image
Quick Summary

Oportun Financial Corporation (OPRT) held its Q1 2026 earnings call, discussing financial performance and key business developments. Further details can be found in the transcript.

Why It Matters

Oportun's Q1 2026 earnings call provides insights into its financial performance and strategic direction, influencing investor sentiment and potential stock valuation.

Source: Seeking Alpha
Market Sentiment: Neutral

Frequently Asked Questions About OPRT Stock

What is Oportun Financial Corp.'s (OPRT) stock forecast for 2026?

Based on our analysis of 3 Wall Street analysts, Oportun Financial Corp. (OPRT) has a median price target of $9.00. The highest price target is $11.00 and the lowest is $6.00.

Is OPRT stock a good investment in 2026?

According to current analyst ratings, OPRT has 3 Buy ratings, 2 Hold ratings, and 0 Sell ratings. The stock is currently trading at $5.21. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for OPRT stock?

Wall Street analysts predict OPRT stock could reach $9.00 in the next 12 months. This represents a 72.7% increase from the current price of $5.21. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Oportun Financial Corp.'s business model?

Oportun Financial Corp. generates revenue by offering personal loans to low-to-moderate income individuals, particularly those with limited or no credit history. The company utilizes advanced technology and data analytics to evaluate creditworthiness, enabling efficient loan approvals and expanding access to credit for a wider audience.

What is the highest forecasted price for OPRT Oportun Financial Corp.?

The highest price target for OPRT is $11.00 from at , which represents a 111.1% increase from the current price of $5.21.

What is the lowest forecasted price for OPRT Oportun Financial Corp.?

The lowest price target for OPRT is $6.00 from at , which represents a 15.2% increase from the current price of $5.21.

What is the overall OPRT consensus from analysts for Oportun Financial Corp.?

The overall analyst consensus for OPRT is bullish. Out of 3 Wall Street analysts, 3 rate it as Buy, 2 as Hold, and 0 as Sell, with a median price target of $9.00.

How accurate are OPRT stock price projections?

Stock price projections, including those for Oportun Financial Corp., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: June 16, 2026 11:48 AM UTC
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