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OPRT Stock Forecast: Oportun Financial Corp. Price Predictions for 2026-2027

Last close, 14 Aug 2026
$7.71
+0.92% on the day

The 5 Wall Street analysts covering Oportun Financial Corp. hold a median 12-month price target of $9 — +16.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 77 of 100 as at 15 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$354.6M
Ticker Nerd rank
77 / 100
Median analyst target
$9.00
Analysts covering
5
Total return, dividends reinvested
1W
−4.7%
1M
+33.4%
YTD
+45.7%
1Y
+24.6%
From 52W high
−4.7%
From 52W low
+86.7%
$4.13
$8.09
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

OPRT stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Oportun Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
77 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Value
87
Issuance
67
Accruals
65
Quality
65
Growth
63
Revisions
61
Size
59
Momentum
53
Volatility
22

Value (87): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.

Volatility (22): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

OPRT stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on OPRT, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$4.00$6.00$8.00$10.00$12.00$14.00Oct 25Jan 26Apr 26Jul 26OPRTHigh $13.00Median $9.00Low $6.00

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says5 analysts
3 Buy2 Hold0 Sell
Low $6.00Median $9.00High $13.00

The green dot is the last close — the median target sits +16.7% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
6 Aug 2026Stephens & Co.MaintainsOverweight$7.00 → $8.00
9 Apr 2026JP MorganMaintainsNeutral$6.00 → $5.00
9 Apr 2026JP MorganMaintainsNeutral—
27 Feb 2026BTIGReiteratesBuy—
12 Jan 2026JP MorganUpgradeNeutral—
4 Dec 2025JP MorganMaintainsUnderweight—
7 Oct 2025JP MorganDowngradeUnderweight—
11 July 2025JP MorganMaintainsNeutral—
8 Apr 2025JP MorganMaintainsNeutral—
14 Feb 2025JMP SecuritiesReiteratesMarket Perform—
12 Aug 2024JMP SecuritiesReiteratesMarket Perform—
13 May 2024JMP SecuritiesReiteratesMarket Perform—
24 Apr 2024B. Riley SecuritiesMaintainsBuy—
15 Mar 2024JMP SecuritiesDowngradeMarket Perform—
14 Mar 2024JefferiesDowngradeHold—
14 Mar 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
13 Mar 2024JMP SecuritiesReiteratesMarket Outperform—
28 Nov 2023JMP SecuritiesReiteratesMarket Outperform—
7 Nov 2023JP MorganMaintainsNeutral—
17 Oct 2023JP MorganDowngradeNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OPRT appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

OPRT analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+3.2%
Analysts raising
1
Analysts cutting
0
Fundamentals

Oportun Financial Corp. (OPRT) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
19.3×

Cheaper than 40% of US stocks

Price / sales
0.5×

Cheaper than 84% of US stocks

Price / book
0.9×

Cheaper than 77% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
9.4%

Higher than 51% of US stocks

Earnings growth (YoY)
24.1%

Higher than 62% of US stocks

Gross margin
—
Operating margin
11.6%

Higher than 67% of US stocks

Net margin
2.6%

Higher than 54% of US stocks

Returns & dividend
Return on equity
5.0%

Higher than 54% of US stocks

Return on assets
0.6%

Higher than 47% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

OPRT vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
OPRTOportun Financial Corp.$354.6M
77
LPROOpen Lending Corp.$371.1M
—
PMTSCPI Card Group, Inc.$324.5M
98
RMRegional Management Corp.$308.5M
81
MFINMedallion Financial Corp.$267.2M
63
TROOTROOPS, Inc.$243.1M
21
FOAFinance of America Cos., Inc.$552.6M
24

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Oportun Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest OPRT news & analysis

Earnings Estimates Moving Higher for Oportun Financial (OPRT): Time to Buy?

Zacks Investment Research · 14 Aug 2026positive

Zacks reported that Oportun Financial's shares have begun to gain, supported by solid upward revisions to earnings estimates. The report indicates the positive earnings estimate revision trend may support continued near-term share movement.

Why it matters — Upward earnings estimate revisions are a signal OPRT watchers follow to gauge potential strength in the company's near-term outlook.

Despite Fast-paced Momentum, Oportun Financial (OPRT) Is Still a Bargain Stock

Zacks Investment Research · 14 Aug 2026positive

Zacks Investment Research reported that Oportun Financial (OPRT) passed its "Fast-Paced Momentum at a Bargain" screen, which identifies stocks that have shown strong recent momentum while still trading at reasonable prices. The item suggests the stock could appeal to investors seeking momentum at an attractive valuation.

Why it matters — OPRT watchers would care because the screen results signal the stock is gaining momentum while still appearing reasonably priced, a potentially notable data point for those following the company.

Oportun Appoints Scott Scheirman to its Board of Directors

GlobeNewsWire · 13 Aug 2026neutral

Oportun announced that Scott Scheirman has joined its Board of Directors as an independent director, effective August 11, 2026. He will chair the Audit & Risk Committee and serve on the Compensation & Leadership Committee, bringing the board to eight directors.

Why it matters — The appointment adds a new independent director with audit and risk oversight responsibilities, expanding the board's composition and governance leadership.

Oportun Financial Corporation (OPRT) Q2 2026 Earnings Call Transcript

Seeking Alpha · 6 Aug 2026neutral

Oportun Financial Corporation (OPRT) held its Q2 2026 earnings call, and Seeking Alpha published the full transcript of the event. The transcript covers the company's earnings discussion for the quarter.

Why it matters — OPRT watchers would care because the earnings call transcript provides direct insight into the company's Q2 2026 performance and management commentary.

Oportun Financial Q2 Earnings Call Highlights

MarketBeat · 6 Aug 2026positive

Oportun Financial reported second-quarter 2026 results that exceeded its guidance ranges, driven by modest origination growth, lower credit losses, and reduced interest expense. The company also raised its full-year adjusted EBITDA outlook and lowered its expected annualized net charge-off rate.

Why it matters — OPRT watchers would care because the company beat its own Q2 guidance and improved its full-year outlook, signaling stronger-than-expected operational and credit performance.

FAQ

Frequently asked questions about OPRT stock

What is the OPRT stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Oportun Financial Corp. have a median 12-month price target of $9, with estimates ranging from $6 to $13. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is OPRT stock a buy right now?

Of the 5 analysts covering Oportun Financial Corp., 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Oportun Financial Corp. 77 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank OPRT?

As at 15 Aug 2026, Oportun Financial Corp. ranks 77 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (87 of 100).

Will OPRT stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +16.7% from the last close, and Ticker Nerd's factor model ranks Oportun Financial Corp. 77 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the OPRT stock forecast for 2030?

No analyst covering Oportun Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OPRT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $6 to $13 over the next 12 months.

How has OPRT stock performed over the past year?

Oportun Financial Corp. returned +24.6% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Oportun Financial Corp. do?

Oportun Financial Corp. is a financial services company specializing in providing responsible, affordable personal loans primarily to low-to-moderate income consumers who may have limited or no credit history.

What is the latest news on OPRT?

The most recent item we track (Zacks Investment Research, 14 Aug 2026): "Earnings Estimates Moving Higher for Oportun Financial (OPRT): Time to Buy?". Zacks reported that Oportun Financial's shares have begun to gain, supported by solid upward revisions to earnings estimates. The report indicates the positive earnings estimate revision trend may support continued near-term share movement.

Company

About Oportun Financial Corp.

Oportun Financial Corp. is a financial services company specializing in providing responsible, affordable personal loans primarily to low-to-moderate income consumers who may have limited or no credit history. The company's primary purpose is to offer its clients access to credit that can help them build a credit history and improve their financial condition, emphasizing its mission to serve underserved communities. Oportun leverages advanced proprietary technology and data analytics to assess creditworthiness and make credit products accessible to a wider segment of the population. The corporation plays a significant role in the financial market by addressing the gap left by traditional banks, often overlooked segments within the lending market. By integrating technology into its operations, Oportun expedites the loan approval process, thus offering a more seamless and quicker customer experience. The company is also noted for its commitment to financial education, aiming to better equip its customers with financial knowledge and management skills. As a socially-responsible lender, Oportun stands as a key player in promoting inclusive financial services, impacting sectors including personal finance, retail banking, and consumer credit.

CEO Mr. Douglas Bland · 2,405 employees · United States · https://oportun.com