OPFIFinancial Services · Credit ServicesThe 3 Wall Street analysts covering OppFi, Inc. hold a median 12-month price target of $13 — +101.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 72 of 100 as at 19 Sept 2026 — in the upper half. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores OppFi, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (99): The business earns solid, repeatable profits on what it owns.
Momentum (17): The shares have been drifting down relative to others.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on OPFI, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +101.1% from it.
Of the 20 most recent actions, 1 moved their price target up and 2 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 26 Aug 2026 | Citizens | Reiterates | Market Outperform | $11 |
| 11 Aug 2026 | Citizens | Maintains | Market Outperform | $15 → $11 |
| 11 Aug 2026 | Citizens | Maintains | Market Outperform | — |
| 11 Aug 2026 | Stephens & Co. | Maintains | Equal-Weight | $11 → $9.50 |
| 11 Aug 2026 | Stephens & Co. | Maintains | Equal-Weight | — |
| 8 May 2026 | Stephens & Co. | Maintains | Equal-Weight | $9.00 → $11 |
| 8 May 2026 | Stephens & Co. | Maintains | Equal-Weight | — |
| 17 Apr 2026 | Citizens | Maintains | Market Outperform | — |
| 8 May 2025 | JMP Securities | Upgrade | Market Outperform | — |
| 13 Dec 2024 | Northland Capital Markets | Maintains | Outperform | — |
| 8 Nov 2024 | Northland Capital Markets | Maintains | Outperform | — |
| 17 Apr 2024 | JMP Securities | Reiterates | Market Outperform | — |
| 12 Jan 2024 | JMP Securities | Maintains | Market Outperform | — |
| 10 Nov 2023 | JMP Securities | Maintains | Market Outperform | — |
| 11 Aug 2023 | Needham | Reiterates | Buy | — |
| 12 May 2023 | Needham | Maintains | Buy | — |
| 28 Mar 2023 | JMP Securities | Reiterates | Market Outperform | — |
| 24 Mar 2023 | DA Davidson | Maintains | Neutral | — |
| 24 Mar 2023 | Needham | Maintains | Buy | — |
| 11 Nov 2022 | JMP Securities | Maintains | Market Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OPFI appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 18 Sept 2026, OppFi, Inc. returned −46.0% against +16.3% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 69% of US stocks
Cheaper than 56% of US stocks
Cheaper than 61% of US stocks
Cheaper than 57% of US stocks
Higher than 13% of US stocks
Higher than 38% of US stocks
Higher than 93% of US stocks
Higher than 88% of US stocks
Higher than 90% of US stocks
Higher than 94% of US stocks
Higher than 99% of US stocks
Higher than 93% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
OppFi, Inc. has a market value of $556.4M and an enterprise value of $778.9M.
Revenue in the twelve months to 30 June 2026: $611.4M. The latest quarter shrank 13.9% year on year.
Net income over the same four quarters: $184.0M, a 30.1% net margin.
Free cash flow in the twelve months to 30 June 2026: $384.9M.
OppFi, Inc. spent $26.7M on share buybacks and $33.5M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 2.2×; forward P/E: 3.4× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 15.24%, paying out 0% of earnings.
OppFi, Inc. employs 410 people — $1.5M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own OppFi, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
BNCCORP stockholders approved the previously announced sale to OppFi in a cash and stock transaction. Under the agreement, BNCC stockholders will receive $19.375 per share in cash and 1.9 shares of OppFi Class A common stock per BNCC share.
Why it matters — OPFI watchers would care because stockholder approval clears a key hurdle toward completing OppFi's acquisition of BNCCORP and BNC National Bank.
OppFi Inc. announced that its management will participate in two conferences in September 2026: the Oppenheimer Fintech Leaders Conference in New York on September 15 and the U.S. Bancorp | BTIG Consumer Finance Conference 2026 in Boston on September 17.
Why it matters — The company's management participation in these industry conferences provides opportunities for investors to engage directly with OppFi leadership.
The article discusses OppFi trading at a steep valuation discount relative to sector peers despite resilient revenue and free cash flow growth, citing tightened underwriting that prioritized portfolio quality over short-term volume. It indicates the BNC National Bank acquisition is expected to be financially transformative, expanding the platform and lifting adjusted EPS in the first year.
Why it matters — OPFI watchers would care because the piece frames the stock's discount and the pending BNC National Bank acquisition as factors potentially shaping the company's growth and profitability outlook.
OppFi's stock dropped nearly 25% after the company reported a decline in adjusted profitability despite a slight increase in revenue, with expenses rising due to a pending acquisition.
Why it matters — OPFI watchers would care because the sharp stock decline reflects investor concern over falling profitability and rising costs tied to the company's acquisition plans.
Stonegate Capital Partners updated its coverage on OppFi, Inc. following the company's second-quarter 2026 results. Stonegate noted that the 2Q26 results weaken the near-term earnings outlook but do not change the longer-term thesis.
Why it matters — An analyst update provides OPFI watchers with an assessment of how the latest quarterly results affect the company's near-term earnings outlook while affirming its longer-term investment thesis.
The 3 Wall Street analysts covering OppFi, Inc. have a median 12-month price target of $13, with estimates ranging from $11 to $16. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 3 analysts covering OppFi, Inc., 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks OppFi, Inc. 72 out of 100 across roughly 4,600 US stocks as at 19 Sept 2026. None of this is personal advice — it does not consider your circumstances.
As at 19 Sept 2026, OppFi, Inc. ranks 72 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (99 of 100).
No one can know that. What the data says: the median 12-month target from 3 analysts implies +101.1% from the last close, and Ticker Nerd's factor model ranks OppFi, Inc. 72 out of 100 as at 19 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering OppFi, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OPFI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $11 to $16 over the next 12 months.
OppFi, Inc. returned -46.0% over the 12 months to 18 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
OppFi Inc. is a technology-enabled specialty finance company that works with banks to provide digital credit products to U.S.
The most recent item we track (PRNewsWire, 17 Sept 2026): "BNCCORP Stockholders Approve Merger with OppFi, Inc.". BNCCORP stockholders approved the previously announced sale to OppFi in a cash and stock transaction. Under the agreement, BNCC stockholders will receive $19.375 per share in cash and 1.9 shares of OppFi Class A common stock per BNCC share.
OppFi Inc. is a technology-enabled specialty finance company that works with banks to provide digital credit products to U.S. consumers. Its core offerings include installment loans through the OppLoans platform, along with additional credit solutions such as SalaryTap and the OppFi Card. The company focuses on serving everyday borrowers who may have limited access to traditional banking products, using online applications and data-driven underwriting to streamline credit decisions. OppFi also supports financial institutions by supplying the technology, servicing, and analytics needed to originate and manage these products. Headquartered in Chicago, Illinois, and founded in 2012, OppFi plays a role in the consumer lending market by broadening access to short-term and installment-based financing.
CEO Mr. Todd G. Schwartz · 410 employees · United States · https://www.oppfi.com
