Missed NVDA?
Don’t Miss the Next One.
Join 5,000+ investors using Ticker Nerd’s Market Radar to stay ahead of major market moves, analyst upgrades, and trending opportunities — for free.
OPFI Stock Forecast 2026-2027
$9.39
Current Price
$1.33B
Market Cap
Buy 2
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to OPFI Price Targets
+70.4%
To High Target of $16.00
+59.7%
To Median Target of $15.00
+17.1%
To Low Target of $11.00
OPFI Price Momentum
-0.5%
1 Week Change
+12.6%
1 Month Change
-19.4%
1 Year Change
-10.2%
Year-to-Date Change
-25.5%
From 52W High of $12.60
+27.6%
From 52W Low of $7.36
📊 TOP ANALYST CALLS
Did OPFI Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if OppFi is one of their latest high-conviction picks.
Latest OPFI Stock Price Targets & Analyst Predictions
Based on our analysis of 2 Wall Street analysts, OPFI has a bullish consensus with a median price target of $15.00 (ranging from $11.00 to $16.00). The overall analyst rating is Strong Buy (8.0/10). Currently trading at $9.39, the median forecast implies a 59.7% upside. This outlook is supported by 2 Buy, 1 Hold, and 0 Sell ratings.
Conversely, the most conservative target is provided by Kyle Joseph at Stephens & Co., suggesting a 17.1% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
OPFI Analyst Ratings
2
Buy
1
Hold
0
Sell
OPFI Price Target Range
Low
$11.00
Average
$15.00
High
$16.00
Current: $9.39
Latest OPFI Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for OPFI.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| May 8, 2026 | Stephens & Co. | Kyle Joseph | Equal-Weight | Maintains | $11.00 |
| Apr 17, 2026 | Citizens | Market Outperform | Maintains | $N/A | |
| May 8, 2025 | JMP Securities | Market Outperform | Upgrade | $N/A | |
| Dec 13, 2024 | Northland Capital Markets | Outperform | Maintains | $N/A | |
| Nov 8, 2024 | Northland Capital Markets | Outperform | Maintains | $N/A | |
| Apr 17, 2024 | JMP Securities | Market Outperform | Reiterates | $N/A | |
| Jan 12, 2024 | JMP Securities | Market Outperform | Maintains | $N/A | |
| Nov 10, 2023 | JMP Securities | Market Outperform | Maintains | $N/A | |
| Aug 11, 2023 | Needham | Buy | Reiterates | $N/A | |
| May 12, 2023 | Needham | Buy | Maintains | $N/A | |
| Mar 28, 2023 | JMP Securities | Market Outperform | Reiterates | $N/A | |
| Mar 24, 2023 | DA Davidson | Neutral | Maintains | $N/A | |
| Mar 24, 2023 | Needham | Buy | Maintains | $N/A | |
| Nov 11, 2022 | JMP Securities | Market Outperform | Maintains | $N/A | |
| Nov 11, 2022 | Needham | Buy | Maintains | $N/A | |
| Aug 11, 2022 | DA Davidson | Neutral | Downgrade | $N/A | |
| Aug 10, 2022 | Needham | Buy | Maintains | $N/A | |
| Jul 15, 2022 | JMP Securities | Market Outperform | Maintains | $N/A | |
| Mar 11, 2022 | JMP Securities | Market Outperform | Maintains | $N/A | |
| Mar 11, 2022 | Needham | Buy | Maintains | $N/A |
OppFi Inc. (OPFI) Competitors
The following stocks are similar to OppFi based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
OppFi Inc. (OPFI) Financial Data
OppFi Inc. has a market capitalization of $1.33B with a P/E ratio of 4.5x. The company generates $340.04M in trailing twelve-month revenue with a 19.4% profit margin.
Revenue growth is -2.2% quarter-over-quarter, while maintaining an operating margin of +44.9% and return on equity of +62.1%.
Valuation Metrics
Market Cap
$1.33B
Enterprise Value
$1.29B
P/E Ratio
4.5x
PEG Ratio
0.0x
Price/Sales
3.9x
Growth & Margins
Revenue Growth (YoY)
-2.2%
Gross Margin
+85.0%
Operating Margin
+44.9%
Net Margin
+19.4%
EPS Growth
+8.3%
Financial Health
Cash/Price Ratio
+8.0%
Current Ratio
6.2x
Debt/Equity
86.1x
ROE
+62.1%
ROA
+26.5%
💡 SKIP THE NOISE
97% of Analyst Ratings Go Nowhere
We filter thousands of calls to find the few that actually matter. Get the top analyst buy ratings — tracked and updated every Monday and Thursday.
OppFi Inc. (OPFI) Business Model
About OppFi Inc.
What They Do
Provides consumer lending solutions through fintech.
Business Model
OppFi generates revenue by offering accessible credit to underserved individuals, connecting them with lending services through its platform. The company employs advanced algorithms and data analytics to evaluate creditworthiness, enabling it to cater to a broader audience than traditional lenders.
Additional Information
Founded in 2015, OppFi is focused on responsible lending practices and aims to improve financial health for its customers. It operates within the financial services sector, influencing consumer finance and technology industries, and is committed to inclusivity and innovation in lending.
Company Information
Sector
Financial Services
Industry
Credit Services
Employees
410
CEO
Mr. Todd G. Schwartz
Country
United States
IPO Year
2021
Website
www.oppfi.comOppFi Inc. (OPFI) Latest News & Analysis
Featured Analysis
Powered by
Zacks Investment Research
Here's Why Atlanticus' Scalable Platform Support Long-Term Growth
Are ATLC's scalable fintech platform, AI-driven underwriting and rapid receivable growth aiding expansion and supporting long-term growth?
Jul 09, 2026
By Riya Anand
Analyst Blog
Is Atlanticus Stock Still Worth Buying After a 71% Rally in a Year?
Does the ATLC stock still have room to run after a 71% surge in a year, backed by strong growth, Mercury expansion and a discounted valuation? Let us find out.
Jul 08, 2026
By Riya Anand
Analyst Blog
Latest News
Best Value Stocks to Buy for July 6th
10 days ago
Quick Summary
ESEA, OPFI, and CION are ranked as Zacks Rank #1 (Strong Buy) value stocks as of July 6, 2026.
Why It Matters
ESEA, OPFI, and CION being ranked as Strong Buy indicates strong potential for growth, attracting investors seeking undervalued stocks with favorable returns.
Source: Zacks Investment Research
Market Sentiment:
Positive
Best Value Stocks to Buy for July 2nd
15 days ago
Quick Summary
ADM, EXP, and OPFI were ranked as Zacks Rank #1 (Strong Buy) value stocks on July 2, 2026.
Why It Matters
The Zacks Rank #1 designation indicates strong potential for ADM, EXP, and OPFI, suggesting they may outperform the market, attracting investor interest and possibly driving up stock prices.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
OppFi's (OPFI) share price rose with above-average trading volume, but earnings estimate revisions indicate potential weakness ahead.
Why It Matters
OppFi's share price surge amid high trading volume indicates short-term interest, but stagnant earnings estimates may signal limited future growth, affecting long-term investment decisions.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
A California court ruled in favor of bank-FinTech partnerships, marking a significant legal victory for the sector, according to Los Angeles County Superior Court Judge Gary D.
Why It Matters
The court's ruling strengthens bank-FinTech partnerships, potentially increasing competition and innovation in financial services, which could enhance growth prospects for companies in this sector.
Source: PYMNTS
Market Sentiment:
Positive
Quick Summary
OPFI reports a profit increase and reduced charge-offs, while SOFI focuses on blockchain initiatives amid concerns of stock dilution.
Why It Matters
OPFI's profit increase and reduced charge-offs indicate strong performance, while SOFI's blockchain strategy and dilution risks may affect growth potential, influencing investment decisions.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
OppFi (OPFI) has formed a hammer chart pattern, suggesting support after recent value losses. Upward revisions in earnings estimates may indicate a potential trend reversal.
Why It Matters
The hammer chart pattern suggests potential support for OppFi (OPFI), while rising earnings estimates indicate a possible trend reversal, signaling a buying opportunity.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Frequently Asked Questions About OPFI Stock
What is OppFi Inc.'s (OPFI) stock forecast for 2027?
Based on our analysis of 2 Wall Street analysts, OppFi Inc. (OPFI) has a median price target of $15.00. The highest price target is $16.00 and the lowest is $11.00.
Is OPFI stock a good investment in 2027?
According to current analyst ratings, OPFI has 2 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $9.39. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for OPFI stock?
Wall Street analysts predict OPFI stock could reach $15.00 in the next 12 months. This represents a 59.7% increase from the current price of $9.39. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is OppFi Inc.'s business model?
OppFi generates revenue by offering accessible credit to underserved individuals, connecting them with lending services through its platform. The company employs advanced algorithms and data analytics to evaluate creditworthiness, enabling it to cater to a broader audience than traditional lenders.
What is the highest forecasted price for OPFI OppFi Inc.?
The highest price target for OPFI is $16.00 from at , which represents a 70.4% increase from the current price of $9.39.
What is the lowest forecasted price for OPFI OppFi Inc.?
The lowest price target for OPFI is $11.00 from Kyle Joseph at Stephens & Co., which represents a 17.1% increase from the current price of $9.39.
What is the overall OPFI consensus from analysts for OppFi Inc.?
The overall analyst consensus for OPFI is bullish. Out of 2 Wall Street analysts, 2 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $15.00.
How accurate are OPFI stock price projections?
Stock price projections, including those for OppFi Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: July 17, 2026 2:58 AM UTC