PRAAPRAAFinancial Services · Credit Services

PRAA Stock Forecast: PRA Group, Inc. Price Predictions for 2026-2027

Last close, 4 Nov 2026
$20
+1.51% on the day

The 3 Wall Street analysts covering PRA Group, Inc. hold a median 12-month price target of $26 — +28.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 86 of 100 as at 3 Nov 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$743.2M
Ticker Nerd rank
86/ 100
Median analyst target
$26
Analysts covering
3
Revenue$375.5M+29.1% y/y
Operating income$121.2M
Net income$58.9M
Free cash flow−$38.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+3.9%
1M
+6.9%
YTD
+14.1%
1Y
+54.8%
From 52W high
−9.2%
From 52W low
+93.7%
$10
$22
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PRAA stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores PRA Group, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 3 Nov 2026
86/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
89
Momentum
80
Value
76
Volatility
70
Accruals
69
Issuance
67
Growth
65
Size
47
Quality
22

Revisions (89): Analysts have, on balance, been raising their forecasts.

Quality (22): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

PRAA stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PRAA, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$10$15$20$25Jan 26Apr 26Jul 26Oct 26PRAAHigh $26Median $26Low $26

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
1 Buy2 Hold0 Sell
Low $26Median $26High $26

The green dot is the last close — the median target sits +28.8% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
28 Jan 2026CitizensDowngradeMarket Perform—
4 Nov 2025Truist SecuritiesMaintainsBuy—
5 Aug 2025JMP SecuritiesMaintainsMarket Outperform—
6 May 2025JMP SecuritiesMaintainsMarket Outperform—
5 Nov 2024Truist SecuritiesMaintainsBuy—
20 Aug 2024Truist SecuritiesMaintainsBuy—
7 May 2024JMP SecuritiesReiteratesMarket Outperform—
16 Feb 2024JMP SecuritiesMaintainsMarket Outperform—
8 June 2023JMP SecuritiesMaintainsMarket Outperform—
11 May 2023JMP SecuritiesReiteratesOutperform—
9 May 2023JMP SecuritiesMaintainsOutperform—
9 May 2023Truist SecuritiesMaintainsBuy—
29 Mar 2023JMP SecuritiesReiteratesMarket Outperform—
10 Mar 2023JMP SecuritiesReiteratesMarket Outperform—
1 Mar 2023JMP SecuritiesMaintainsMarket Outperform—
13 Jan 2023JMP SecuritiesMaintainsMarket Outperform—
7 Oct 2022JMP SecuritiesMaintainsMarket Outperform—
16 May 2022JMP SecuritiesMaintainsMarket Outperform—
1 Mar 2022JMP SecuritiesMaintainsMarket Outperform—
9 Nov 2021JMP SecuritiesMaintainsMarket Outperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

PRAA appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
  • The AI build-out map, free: every AI company we track, part by part, and one part in full with each verdict.

Free. Unsubscribe any time.

The AI build-out map
PDF
  • AI cloud capacity

    MSFTAMZNGOOGLORCL

  • AI chips

    NVDAAVGOAMDMU

  • AI networking and serversIn full

    ANETDELLLITECRDO

  • Data centre power

    VRTCEGGEVVST

Performance

PRAA vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Nov 2026, PRA Group, Inc. returned +54.8% against +12.9% for the S&P 500, dividends included.

PRAA vs S&P 500, last 12 monthsTotal return, rebased to 100
80100120140160180Jan 26Apr 26Jul 26Oct 26PRAAS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PRAA analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+35.2%
Analysts raising
2
Analysts cutting
0
Fundamentals

PRA Group, Inc. (PRAA) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
5.8×

Cheaper than 65% of US stocks

Price / sales
0.6×

Cheaper than 79% of US stocks

Price / book
0.7×

Cheaper than 78% of US stocks

EV / EBITDA
9.2×

Cheaper than 40% of US stocks

Growth & margins
Revenue growth (YoY)
29.4%

Higher than 77% of US stocks

Earnings growth (YoY)
36.7%

Higher than 70% of US stocks

Gross margin
71.8%

Higher than 84% of US stocks

Operating margin
41.2%

Higher than 92% of US stocks

Net margin
−19.9%

Higher than 15% of US stocks

Returns & dividend
Return on equity
−20.2%

Higher than 31% of US stocks

Return on assets
5.6%

Higher than 79% of US stocks

Dividend yield
1.0%

Higher than 71% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

PRA Group, Inc. (PRAA) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • PRA Group, Inc. has a market value of $743.2M and an enterprise value of $4.5B.

  • Revenue in the twelve months to 30 June 2026: $1.3B. The latest quarter grew 29.4% year on year.

  • Net income over the same four quarters: −$254.0M, a −18.9% net margin.

  • Diluted earnings per share, trailing twelve months: $−6.73.

  • Free cash flow in the twelve months to 30 June 2026: −$37.8M.

  • PRA Group, Inc. spent $30.0M on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 37.6M.

  • Trailing P/E: 5.8×; forward P/E: 7.6× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.01%, paying out 0% of earnings.

  • PRA Group, Inc. employs 2,417 people — $556K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 3 Nov 2026

Data provided by Twelve Data

Peers

PRAA vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
PRAAPRA Group, Inc.$743.2M86
WRLDWorld Acceptance Corp.$768.7M91
NAVINavient Holdings, Inc.$785.4M86
GDOTGreen Dot Corp.$691.6M60
SWRDStewards, Inc.$665.5M9
JCAPJefferson Capital, Inc.$1.2B66
OPFIOppFi, Inc.$498.7M66

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own PRA Group, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PRAA news & analysis

PRA Group to Announce Third Quarter 2026 Results on November 5

PRNewsWire · 15 Oct 2026neutral

PRA Group announced that it will report its third-quarter 2026 results after market close on November 5, followed by a webcast and conference call at 5 p.m.

Why it matters — PRAA watchers can note the scheduled date and time for the company’s quarterly results and related investor call.

PRA Group Announces Pricing of Offering of $400.0 Million of 8.500% Senior Notes due 2033

PRNewsWire · 29 Sept 2026neutral

PRA Group announced the pricing on September 29, 2026, of an offering of $400.0 million aggregate principal amount of 8.500% senior notes due 2033. The notes are being issued in a private transaction exempt from the registration requirements of the Securities Act of 1933.

Why it matters — A PRAA watcher would care because this capital-raising transaction affects the company's debt structure and financing position.

PRA Group Announces Proposed Offering of $400.0 Million of Senior Notes due 2033

PRNewsWire · 29 Sept 2026neutral

PRA Group announced plans, subject to market and other conditions, to offer $400.0 million aggregate principal amount of senior notes due 2033 in a private transaction exempt from Securities Act registration requirements.

Why it matters — The proposed debt offering could affect PRA Group's capital structure and leverage, which is relevant to investors tracking the company's financing activities.

PRA Group Highlights Strong NPL Supply, Cost Cuts and $150M Buyback Plan

MarketBeat · 27 Sept 2026positive

PRA Group presented its strategy, operating trends and capital priorities, highlighting a favorable supply environment for non-performing loan portfolios, ongoing cost reductions and investments in technology.

Why it matters — A PRAA watcher would care because the company is signaling robust portfolio supply, lower costs and technology investment, which are key drivers of its operations and capital allocation.

FAQ

Frequently asked questions about PRAA stock

What is the PRAA stock price forecast for 2026-2027?

The 3 Wall Street analysts covering PRA Group, Inc. have a median 12-month price target of $26, with estimates ranging from $26 to $26. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PRAA stock a buy right now?

Of the 3 analysts covering PRA Group, Inc., 1 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks PRA Group, Inc. 86 out of 100 across roughly 4,600 US stocks as at 3 Nov 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PRAA?

As at 3 Nov 2026, PRA Group, Inc. ranks 86 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (89 of 100).

Will PRAA stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +28.8% from the last close, and Ticker Nerd's factor model ranks PRA Group, Inc. 86 out of 100 as at 3 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PRAA stock forecast for 2030?

No analyst covering PRA Group, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PRAA are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $26 to $26 over the next 12 months.

How has PRAA stock performed over the past year?

PRA Group, Inc. returned +54.8% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.

What does PRA Group, Inc. do?

PRA Group Inc. is a global specialty finance company that acquires, collects, and manages nonperforming loan portfolios.

What is the latest news on PRAA?

The most recent item we track (PRNewsWire, 2 Nov 2026): "PRA Group Celebrates 30 Years of Business by Ringing Nasdaq Opening Bell". PRA Group marked its 30th anniversary by ringing the Nasdaq Stock Market Opening Bell in Times Square.

Company

About PRA Group, Inc.

PRA Group Inc. is a global specialty finance company that acquires, collects, and manages nonperforming loan portfolios. PRA Group works with banks and other credit originators to purchase charged-off consumer receivables, including credit card, personal loan, auto, overdraft, and small business accounts, and then seeks to resolve those obligations through its collection and account management operations. The company also handles insolvency-related accounts and provides fee-based services for class action claims recoveries in the United States. PRA Group serves markets across the Americas, Europe, the United Kingdom, Canada, South America, and Australia, with business activity centered on receivables management, debt resolution, and recovery services. Headquartered in Norfolk, Virginia, PRA Group plays a significant role in the secondary debt market by helping creditors convert distressed portfolios into capital while offering structured repayment solutions to consumers.

CEO Mr. Martin Sjolund · 2,417 employees · United States · https://www.pragroup.com