PRAAPRAAFinancial Services · Credit Services

PRAA Stock Forecast: PRA Group, Inc. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$17
+0.46% on the day

The 3 Wall Street analysts covering PRA Group, Inc. hold a median 12-month price target of $26 — +49.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 69 of 100 as at 1 Aug 2026 — in the upper half.

Market cap
$665.6M
Ticker Nerd rank
69 / 100
Median analyst target
$26
Analysts covering
3
Total return, dividends reinvested
1W
−2.6%
1M
−4.5%
YTD
−1.4%
1Y
+15.9%
From 52W high
−21.5%
From 52W low
+67.5%
$10
$22
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PRAA stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores PRA Group, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
69 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
82
Value
77
Volatility
72
Momentum
59
Growth
59
Issuance
57
Size
49
Accruals
47
Quality
24

Revisions (82): Analysts have, on balance, been raising their forecasts.

Quality (24): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

The rank is the raw material. Whether the rules would actually own PRA Group, Inc. — and when they’d sell — is the membership.

Wall Street

PRAA stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PRAA, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$10$15$20$25Oct 25Jan 26Apr 26Jul 26PRAAHigh $26Median $26Low $26

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says3 analysts
1 Buy2 Hold0 Sell
Low $26Median $26High $26

The green dot is the last close — the median target sits +49.0% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
28 Jan 2026CitizensDowngradeMarket Perform
4 Nov 2025Truist SecuritiesMaintainsBuy
5 Aug 2025JMP SecuritiesMaintainsMarket Outperform
6 May 2025JMP SecuritiesMaintainsMarket Outperform
5 Nov 2024Truist SecuritiesMaintainsBuy
20 Aug 2024Truist SecuritiesMaintainsBuy
7 May 2024JMP SecuritiesReiteratesMarket Outperform
16 Feb 2024JMP SecuritiesMaintainsMarket Outperform
8 June 2023JMP SecuritiesMaintainsMarket Outperform
11 May 2023JMP SecuritiesReiteratesOutperform
9 May 2023JMP SecuritiesMaintainsOutperform
9 May 2023Truist SecuritiesMaintainsBuy
29 Mar 2023JMP SecuritiesReiteratesMarket Outperform
10 Mar 2023JMP SecuritiesReiteratesMarket Outperform
1 Mar 2023JMP SecuritiesMaintainsMarket Outperform
13 Jan 2023JMP SecuritiesMaintainsMarket Outperform
7 Oct 2022JMP SecuritiesMaintainsMarket Outperform
16 May 2022JMP SecuritiesMaintainsMarket Outperform
1 Mar 2022JMP SecuritiesMaintainsMarket Outperform
9 Nov 2021JMP SecuritiesMaintainsMarket Outperform

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

PRAA analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+2.4%
Analysts raising
2
Analysts cutting
0
Fundamentals

PRA Group, Inc. (PRAA) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
5.8×

Cheaper than 65% of US stocks

Price / sales
0.5×

Cheaper than 82% of US stocks

Price / book
0.7×

Cheaper than 81% of US stocks

EV / EBITDA
10.5×

Cheaper than 37% of US stocks

Growth & margins
Revenue growth (YoY)
16.7%

Higher than 68% of US stocks

Earnings growth (YoY)
671.0%

Higher than 97% of US stocks

Gross margin
67.0%

Higher than 81% of US stocks

Operating margin
32.8%

Higher than 89% of US stocks

Net margin
−22.5%

Higher than 15% of US stocks

Returns & dividend
Return on equity
−22.8%

Higher than 30% of US stocks

Return on assets
5.0%

Higher than 77% of US stocks

Dividend yield
1.1%

Higher than 27% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

PRAA vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
PRAAPRA Group, Inc.$665.6M
69
GDOTGreen Dot Corp.$728.2M
55
NAVINavient Corp.$797.8M
61
WRLDWorld Acceptance Corp.$834.4M
76
FOAFinance of America Cos., Inc.$385.2M
45
LPROOpen Lending Corp.$371.1M
JCAPJefferson Capital, Inc.$1.2B
35
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PRAA appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

FAQ

Frequently asked questions about PRAA stock

What is the PRAA stock price forecast for 2026-2027?

The 3 Wall Street analysts covering PRA Group, Inc. have a median 12-month price target of $26, with estimates ranging from $26 to $26. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PRAA stock a buy right now?

Of the 3 analysts covering PRA Group, Inc., 1 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks PRA Group, Inc. 69 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PRAA?

As at 1 Aug 2026, PRA Group, Inc. ranks 69 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (82 of 100).

Will PRAA stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +49.0% from the last close, and Ticker Nerd's factor model ranks PRA Group, Inc. 69 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PRAA stock forecast for 2030?

No analyst covering PRA Group, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PRAA are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $26 to $26 over the next 12 months.

How has PRAA stock performed over the past year?

PRA Group, Inc. returned +15.9% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does PRA Group, Inc. do?

Pra Group Inc. operates as a financial and business services company specializing in the acquisition, collection, and recovery of nonperforming loans (NPLs).

Company

About PRA Group, Inc.

Pra Group Inc. operates as a financial and business services company specializing in the acquisition, collection, and recovery of nonperforming loans (NPLs). Primarily, the company purchases portfolios of consumer debt from institutions such as banks, credit unions, and retail credit card issuers, and endeavors to recover outstanding balances through its established recovery processes. Pra Group Inc. effectively serves the financial sector by helping lenders manage their nonperforming assets, enhancing liquidity and focus on core operations. With a strategic presence across the Americas and Europe, the company caters to a broad range of industries requiring efficient and ethical recovery services. Practicing stringent compliance standards, Pra Group Inc. not only aids financial institutions in reducing the burden of bad debts but also promotes healthier credit systems globally. Its role in the financial market is pivotal, as it offers a specialized solution to a niche but significant aspect of financial health management. Based in Norfolk, Virginia, Pra Group Inc. continues to leverage technology and analytics to fine-tune its operations, ensuring effective debt resolution solutions.

CEO Mr. Martin Sjolund · 2,541 employees · United States · https://www.pragroup.com