PRAAPRAAFinancial Services · Credit Services

PRAA Stock Forecast: PRA Group, Inc. Price Predictions for 2026-2027

Last close, 18 Sept 2026
$21
+2.09% on the day

The 3 Wall Street analysts covering PRA Group, Inc. hold a median 12-month price target of $26 — +23.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 83 of 100 as at 19 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$790.6M
Ticker Nerd rank
83 / 100
Median analyst target
$26
Analysts covering
3
Revenue$375.5M+29.1% y/y
Operating income$121.2M
Net income$58.9M
Free cash flow−$38.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+10.9%
1M
+6.9%
YTD
+18.7%
1Y
+21.5%
From 52W high
−5.5%
From 52W low
+101.5%
$10
$22
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PRAA stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores PRA Group, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 19 Sept 2026
83 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
93
Value
75
Volatility
70
Accruals
69
Issuance
66
Momentum
65
Growth
64
Size
47
Quality
23

Revisions (93): Analysts have, on balance, been raising their forecasts.

Quality (23): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

PRAA stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PRAA, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$10$15$20$25Oct 25Jan 26Apr 26Jul 26PRAAHigh $26Median $26Low $26

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
1 Buy2 Hold0 Sell
Low $26Median $26High $26

The green dot is the last close — the median target sits +23.8% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
28 Jan 2026CitizensDowngradeMarket Perform
4 Nov 2025Truist SecuritiesMaintainsBuy
5 Aug 2025JMP SecuritiesMaintainsMarket Outperform
6 May 2025JMP SecuritiesMaintainsMarket Outperform
5 Nov 2024Truist SecuritiesMaintainsBuy
20 Aug 2024Truist SecuritiesMaintainsBuy
7 May 2024JMP SecuritiesReiteratesMarket Outperform
16 Feb 2024JMP SecuritiesMaintainsMarket Outperform
8 June 2023JMP SecuritiesMaintainsMarket Outperform
11 May 2023JMP SecuritiesReiteratesOutperform
9 May 2023JMP SecuritiesMaintainsOutperform
9 May 2023Truist SecuritiesMaintainsBuy
29 Mar 2023JMP SecuritiesReiteratesMarket Outperform
10 Mar 2023JMP SecuritiesReiteratesMarket Outperform
1 Mar 2023JMP SecuritiesMaintainsMarket Outperform
13 Jan 2023JMP SecuritiesMaintainsMarket Outperform
7 Oct 2022JMP SecuritiesMaintainsMarket Outperform
16 May 2022JMP SecuritiesMaintainsMarket Outperform
1 Mar 2022JMP SecuritiesMaintainsMarket Outperform
9 Nov 2021JMP SecuritiesMaintainsMarket Outperform

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PRAA appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

PRAA vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 18 Sept 2026, PRA Group, Inc. returned +21.5% against +16.3% for the S&P 500, dividends included.

PRAA vs S&P 500, last 12 monthsTotal return, rebased to 100
6080100120140Oct 25Jan 26Apr 26Jul 26PRAAS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PRAA analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+35.2%
Analysts raising
2
Analysts cutting
0
Fundamentals

PRA Group, Inc. (PRAA) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
5.8×

Cheaper than 65% of US stocks

Price / sales
0.6×

Cheaper than 79% of US stocks

Price / book
0.8×

Cheaper than 79% of US stocks

EV / EBITDA
9.3×

Cheaper than 40% of US stocks

Growth & margins
Revenue growth (YoY)
29.4%

Higher than 78% of US stocks

Earnings growth (YoY)
36.7%

Higher than 69% of US stocks

Gross margin
71.8%

Higher than 84% of US stocks

Operating margin
41.2%

Higher than 92% of US stocks

Net margin
−19.9%

Higher than 16% of US stocks

Returns & dividend
Return on equity
−20.2%

Higher than 31% of US stocks

Return on assets
5.6%

Higher than 79% of US stocks

Dividend yield
1.0%

Higher than 20% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

PRA Group, Inc. (PRAA) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • PRA Group, Inc. has a market value of $790.6M and an enterprise value of $4.5B.

  • Revenue in the twelve months to 30 June 2026: $1.3B. The latest quarter grew 29.4% year on year.

  • Net income over the same four quarters: −$254.0M, a −18.9% net margin.

  • Diluted earnings per share, trailing twelve months: $−6.73.

  • Free cash flow in the twelve months to 30 June 2026: −$37.8M.

  • PRA Group, Inc. spent $30.0M on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 37.6M.

  • Trailing P/E: 5.8×; forward P/E: 8.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.95%, paying out 0% of earnings.

  • PRA Group, Inc. employs 2,417 people $556K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 19 Sept 2026

Data provided by Twelve Data

Peers

PRAA vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
PRAAPRA Group, Inc.$790.6M
83
WRLDWorld Acceptance Corp.$845.2M
72
GDOTGreen Dot Corp.$731.6M
53
NAVINavient Corp.$904.3M
76
OPFIOppFi, Inc.$557.6M
72
JCAPJefferson Capital, Inc.$1.2B
65
SWRDStewards, Inc.$464.5M
16

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own PRA Group, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PRAA news & analysis

4 Stocks Trading Near 52-Week High With Room to Rise Further

Zacks Investment Research · 4 Sept 2026positive

Zacks Investment Research highlighted PRAA as one of four stocks trading near their 52-week highs, citing recent price strength and noting that the momentum is likely to continue.

Why it matters — PRAA watchers would note that the stock is being identified for its recent price strength and proximity to 52-week highs, signalling favourable market attention.

5 Undervalued Stocks Based on Price-to-Sales Worth a Closer Look

Zacks Investment Research · 2 Sept 2026positive

Zacks Investment Research highlighted PRA Group, Inc. (PRAA) as one of five undervalued stocks based on low price-to-sales ratios. The list focuses on companies that combine low valuation with profitability, financial strength, and momentum.

Why it matters — A PRAA watcher would care because the report identifies the company as standing out on value and financial-strength measures, which could draw renewed investor attention.

PRA Group Highlights Portfolio Growth, Cost Cuts and AI Push at IDEAS Conference

MarketBeat · 28 Aug 2026positive

PRA Group outlined its strategy for expanding returns from purchased nonperforming loan portfolios at the Midwest IDEAS Conference, highlighting a diversified international footprint, continued cost reductions, and investments in technology. The presentation focused on the company's approach to growing profitability.

Why it matters — PRAA watchers would care because the presentation signals the company's ongoing focus on portfolio growth, efficiency gains, and technological investment as levers for its returns strategy.

PRA Group to Present at the 2026 Midwest IDEAS Conference on Wednesday, August 26

PRNewsWire · 20 Aug 2026neutral

PRA Group announced that its management is scheduled to present to investors at the 2026 Midwest IDEAS Conference in Chicago, Illinois, on Wednesday, August 26, 2026 at 11:15 a.m. The company, a global leader in acquiring and collecting nonperforming loan portfolios, issued the announcement on August 20, 2026.

Why it matters — This gives PRAA watchers an opportunity to hear directly from management about the company's business and outlook at a scheduled investor conference.

PRA Group (PRAA) is a Top-Ranked Momentum Stock: Should You Buy?

Zacks Investment Research · 12 Aug 2026positive

A Zacks Investment Research article identifies PRA Group (PRAA) as a top-ranked momentum stock, referencing the Zacks Style Scores feature available through the Zacks Premium research service to help investors find strong stocks.

Why it matters — The article highlights PRAA as a top-ranked momentum stock, giving PRA Group watchers insight into how the company is viewed by Zacks' stock-ranking system.

FAQ

Frequently asked questions about PRAA stock

What is the PRAA stock price forecast for 2026-2027?

The 3 Wall Street analysts covering PRA Group, Inc. have a median 12-month price target of $26, with estimates ranging from $26 to $26. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PRAA stock a buy right now?

Of the 3 analysts covering PRA Group, Inc., 1 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks PRA Group, Inc. 83 out of 100 across roughly 4,600 US stocks as at 19 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PRAA?

As at 19 Sept 2026, PRA Group, Inc. ranks 83 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (93 of 100).

Will PRAA stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +23.8% from the last close, and Ticker Nerd's factor model ranks PRA Group, Inc. 83 out of 100 as at 19 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PRAA stock forecast for 2030?

No analyst covering PRA Group, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PRAA are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $26 to $26 over the next 12 months.

How has PRAA stock performed over the past year?

PRA Group, Inc. returned +21.5% over the 12 months to 18 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does PRA Group, Inc. do?

PRA Group Inc. is a global specialty finance company that acquires, collects, and manages nonperforming loan portfolios.

What is the latest news on PRAA?

The most recent item we track (Zacks Investment Research, 4 Sept 2026): "4 Stocks Trading Near 52-Week High With Room to Rise Further". Zacks Investment Research highlighted PRAA as one of four stocks trading near their 52-week highs, citing recent price strength and noting that the momentum is likely to continue.

Company

About PRA Group, Inc.

PRA Group Inc. is a global specialty finance company that acquires, collects, and manages nonperforming loan portfolios. PRA Group works with banks and other credit originators to purchase charged-off consumer receivables, including credit card, personal loan, auto, overdraft, and small business accounts, and then seeks to resolve those obligations through its collection and account management operations. The company also handles insolvency-related accounts and provides fee-based services for class action claims recoveries in the United States. PRA Group serves markets across the Americas, Europe, the United Kingdom, Canada, South America, and Australia, with business activity centered on receivables management, debt resolution, and recovery services. Headquartered in Norfolk, Virginia, PRA Group plays a significant role in the secondary debt market by helping creditors convert distressed portfolios into capital while offering structured repayment solutions to consumers.

CEO Mr. Martin Sjolund · 2,417 employees · United States · https://www.pragroup.com