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WRLD Stock Forecast: World Acceptance Corp. Price Predictions for 2026-2027

Last close, 14 Oct 2026
$172
−2.77% on the day

The 1 Wall Street analysts covering World Acceptance Corp. hold a median 12-month price target of $180 — +4.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 62 of 100 as at 14 Oct 2026 — in the upper half.

Market cap
$826.0M
Ticker Nerd rank
62 / 100
Median analyst target
$180
Analysts covering
1
Revenue$127.8M+4.0% y/y
Net income$6.1M
Free cash flow$61.9M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−2.3%
1M
−10.2%
YTD
+22.8%
1Y
−3.9%
From 52W high
−23.0%
From 52W low
+49.1%
$116
$224
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

WRLD stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores World Acceptance Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Oct 2026
62 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
80
Value
74
Momentum
71
Quality
66
Issuance
60
Revisions
56
Size
46
Growth
41
Accruals
28

Volatility (80): The share price has been relatively steady.

Accruals (28): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

WRLD stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on WRLD, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$120$140$160$180$200$220Jan 26Apr 26Jul 26Oct 26WRLDHigh $180Median $180Low $180

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says1 analysts
0 Buy1 Hold0 Sell
Low $180Median $180High $180

The green dot is the last close — the median target sits +4.5% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
23 Oct 2023BMO CapitalMaintainsUnderperform$58 → $56
23 Oct 2023BMO CapitalMaintainsUnderperform—
24 July 2023BMO CapitalMaintainsUnderperform—
19 July 2023Stephens & Co.ReiteratesUnderweight—
27 Jan 2023BMO CapitalMaintainsUnderperform—
28 Oct 2022Stephens & Co.MaintainsUnderweight—
28 July 2022Stephens & Co.MaintainsUnderweight—
29 June 2022Stephens & Co.DowngradeUnderweight—
22 July 2021Stephens & Co.UpgradeEqual-Weight—
18 Dec 2019Janney CapitalUpgradeNeutral—
18 Dec 2019Janney Montgomery ScottUpgradeNeutral—
25 July 2019Janney CapitalDowngradeSell—
25 July 2019Janney Montgomery ScottDowngradeSell—
5 Nov 2018BMO CapitalMaintainsUnderperform—
27 July 2018BMO CapitalMaintainsUnderperform—
23 July 2018BMO CapitalMaintainsUnderperform—
10 Jan 2017JefferiesDowngradeUnderperform—
18 Nov 2016BMO CapitalDowngradeUnderperform—
9 Nov 2016Stephens & Co.UpgradeEqual-Weight—
1 Nov 2016Stephens & Co.InitiatesUnderweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. WRLD appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

WRLD vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Oct 2026, World Acceptance Corp. returned −3.9% against +17.5% for the S&P 500, dividends included.

WRLD vs S&P 500, last 12 monthsTotal return, rebased to 100
60708090100110120Jan 26Apr 26Jul 26Oct 26WRLDS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

WRLD analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+22.8%
Analysts raising
1
Analysts cutting
0
Fundamentals

World Acceptance Corp. (WRLD) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
22.3×

Cheaper than 33% of US stocks

Price / sales
1.4×

Cheaper than 61% of US stocks

Price / book
2.2×

Cheaper than 40% of US stocks

EV / EBITDA
12.7×

Cheaper than 28% of US stocks

Growth & margins
Revenue growth (YoY)
4.8%

Higher than 38% of US stocks

Earnings growth (YoY)
285.4%

Higher than 92% of US stocks

Gross margin
—
Operating margin
15.3%

Higher than 73% of US stocks

Net margin
6.6%

Higher than 64% of US stocks

Returns & dividend
Return on equity
9.9%

Higher than 63% of US stocks

Return on assets
6.2%

Higher than 82% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

World Acceptance Corp. (WRLD) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • World Acceptance Corp. has a market value of $826.0M and an enterprise value of $1.4B.

  • Revenue in the twelve months to 30 June 2026: $540.7M. The latest quarter grew 4.8% year on year.

  • Net income over the same four quarters: $39.3M, a 7.3% net margin.

  • Diluted earnings per share, trailing twelve months: $8.44.

  • Free cash flow in the twelve months to 30 June 2026: $260.3M.

  • World Acceptance Corp. spent $121.6M on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 4.7M.

  • Trailing P/E: 22.3×; forward P/E: 11.7× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • World Acceptance Corp. employs 2,907 people — $186K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 13 Oct 2026

Data provided by Twelve Data

Peers

WRLD vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
WRLDWorld Acceptance Corp.$826.0M
62
PRAAPRA Group, Inc.$761.8M
84
NAVINavient Corp.$880.5M
89
GDOTGreen Dot Corp.$685.5M
52
SWRDStewards, Inc.$548.8M
11
JCAPJefferson Capital, Inc.$1.2B
65
OPFIOppFi, Inc.$485.9M
73

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own World Acceptance Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest WRLD news & analysis

PRIVACY ALERT: AWKO Law Investigates World Acceptance Corporation for Data Breach of Over 232,000 Records

Business Wire · 9 Oct 2026negative

AWKO Law LLP is investigating a data breach involving World Acceptance Corporation after an unauthorized third party accessed the company's network on August 24, 2026. The breach reportedly exposed sensitive information belonging to 232,401 individuals affiliated with the company.

Why it matters — WRLD watchers may track the investigation and its implications for individuals whose information was affected.

World Acceptance Corporation Names John L. Calmes Jr. President and Chief Executive Officer

Business Wire · 21 Sept 2026positive

World Acceptance Corporation announced that its Board of Directors has appointed John L. Calmes Jr. as President and Chief Executive Officer, effective September 21, 2026. Calmes previously served as the company's Executive Vice President, Chief Financial and Strategy Officer, and Treasurer.

Why it matters — The appointment of a long-serving insider known for financial discipline to the top leadership role signals continuity at the helm of World Acceptance.

World Acceptance: A Buy As The Earnings Trough Reverses And Shares Outstanding Keep Shrinking

Seeking Alpha · 31 Aug 2026positive

Seeking Alpha rates World Acceptance Corporation a Buy with a $210-$225 valuation target, citing a fiscal 2026 earnings trough caused by transient factors, improving credit metrics, and EPS normalization. The company repurchased 16.5% of shares in FY2026 while increasing its debt-to-equity ratio from 1.2x to 1.7x to fund buybacks.

Why it matters — WRLD watchers would care because the article suggests that the earnings trough is reversing and aggressive share buybacks are reducing outstanding shares, which could drive per-share value.

Why World Acceptance Stock Soared Today

The Motley Fool · 24 July 2026positive

World Acceptance stock soared after the company beat the average analyst estimate for adjusted net income, driven by refinancing activity during the quarter.

Why it matters — The strong earnings beat and refinancing performance signal better-than-expected financial results for WRLD.

World Acceptance Corporation (WRLD) Q1 2027 Earnings Call Transcript

Seeking Alpha · 24 July 2026neutral

World Acceptance Corporation held its Q1 2027 earnings call, and the transcript of that call was published by Seeking Alpha.

Why it matters — Earnings-call transcripts provide detailed insight into the company's quarterly performance and management's outlook.

FAQ

Frequently asked questions about WRLD stock

What is the WRLD stock price forecast for 2026-2027?

The 1 Wall Street analysts covering World Acceptance Corp. have a median 12-month price target of $180, with estimates ranging from $180 to $180. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is WRLD stock a buy right now?

Of the 1 analysts covering World Acceptance Corp., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks World Acceptance Corp. 62 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank WRLD?

As at 14 Oct 2026, World Acceptance Corp. ranks 62 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (80 of 100).

Will WRLD stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +4.5% from the last close, and Ticker Nerd's factor model ranks World Acceptance Corp. 62 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the WRLD stock forecast for 2030?

No analyst covering World Acceptance Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for WRLD are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $180 to $180 over the next 12 months.

How has WRLD stock performed over the past year?

World Acceptance Corp. returned -3.9% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does World Acceptance Corp. do?

World Acceptance Corporation is a consumer finance company that provides personal installment loan solutions, serving individuals with limited access to traditional credit sources. The company offers short-term small installment loans, medium-term larger installment loans, and related credit insurance products, along with ancillary services such as automobile club memberships.

What is the latest news on WRLD?

The most recent item we track (Business Wire, 9 Oct 2026): "PRIVACY ALERT: AWKO Law Investigates World Acceptance Corporation for Data Breach of Over 232,000 Records". AWKO Law LLP is investigating a data breach involving World Acceptance Corporation after an unauthorized third party accessed the company's network on August 24, 2026. The breach reportedly exposed sensitive information belonging to 232,401 individuals affiliated with the company.

Company

About World Acceptance Corp.

World Acceptance Corporation is a consumer finance company that provides personal installment loan solutions, serving individuals with limited access to traditional credit sources. The company offers short-term small installment loans, medium-term larger installment loans, and related credit insurance products, along with ancillary services such as automobile club memberships. It also provides personal tax preparation and electronic filing services, supporting customers through both lending and seasonal tax-related needs. In addition, World Acceptance Corporation markets software and related services through its subsidiary ParaData Financial Systems. The company focuses on community-based lending and operates through a branch network across multiple U.S. states, making it an established participant in the specialty consumer lending market.

CEO Mr. John L. Calmes Jr. · 2,907 employees · United States · https://www.loansbyworld.com