WRLDFinancial Services · Credit ServicesThe 1 Wall Street analysts covering World Acceptance Corp. hold a median 12-month price target of $210 — +7.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 72 of 100 as at 15 Aug 2026 — in the upper half. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores World Acceptance Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (81): Analysts have, on balance, been raising their forecasts.
Accruals (27): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on WRLD, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +7.8% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 23 Oct 2023 | BMO Capital | Maintains | Underperform | $58 → $56 |
| 23 Oct 2023 | BMO Capital | Maintains | Underperform | — |
| 24 July 2023 | BMO Capital | Maintains | Underperform | — |
| 19 July 2023 | Stephens & Co. | Reiterates | Underweight | — |
| 27 Jan 2023 | BMO Capital | Maintains | Underperform | — |
| 28 Oct 2022 | Stephens & Co. | Maintains | Underweight | — |
| 28 July 2022 | Stephens & Co. | Maintains | Underweight | — |
| 29 June 2022 | Stephens & Co. | Downgrade | Underweight | — |
| 22 July 2021 | Stephens & Co. | Upgrade | Equal-Weight | — |
| 18 Dec 2019 | Janney Capital | Upgrade | Neutral | — |
| 18 Dec 2019 | Janney Montgomery Scott | Upgrade | Neutral | — |
| 25 July 2019 | Janney Capital | Downgrade | Sell | — |
| 25 July 2019 | Janney Montgomery Scott | Downgrade | Sell | — |
| 5 Nov 2018 | BMO Capital | Maintains | Underperform | — |
| 27 July 2018 | BMO Capital | Maintains | Underperform | — |
| 23 July 2018 | BMO Capital | Maintains | Underperform | — |
| 10 Jan 2017 | Jefferies | Downgrade | Underperform | — |
| 18 Nov 2016 | BMO Capital | Downgrade | Underperform | — |
| 9 Nov 2016 | Stephens & Co. | Upgrade | Equal-Weight | — |
| 1 Nov 2016 | Stephens & Co. | Initiates | Underweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. WRLD appears on the weeks it earns a place.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 34% of US stocks
Cheaper than 60% of US stocks
Cheaper than 40% of US stocks
Cheaper than 28% of US stocks
Higher than 39% of US stocks
Higher than 92% of US stocks
Higher than 73% of US stocks
Higher than 64% of US stocks
Higher than 63% of US stocks
Higher than 82% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own World Acceptance Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
World Acceptance stock soared after the company beat the average analyst estimate for adjusted net income, driven by refinancing activity during the quarter.
Why it matters — The strong earnings beat and refinancing performance signal better-than-expected financial results for WRLD.
World Acceptance Corporation held its Q1 2027 earnings call, and the transcript of that call was published by Seeking Alpha.
Why it matters — Earnings-call transcripts provide detailed insight into the company's quarterly performance and management's outlook.
World Acceptance reported fiscal 2027 first-quarter adjusted earnings per share of $2.12, supported by higher revenue, lower provision expense, and continued improvement in portfolio credit metrics, as noted by the CFO and Chief Strategy Officer during the earnings call.
Why it matters — The results indicate improving credit quality and financial performance for WRLD in the current fiscal year.
World Acceptance Corporation reported financial results for the first quarter of fiscal 2027, with net income of $6.1 million ($1.33 per diluted share), adjusted net income of $9.7 million ($2.12 per diluted share), and total revenues rising 4.8% to $139.2 million compared to the prior fiscal year's same quarter.
Why it matters — The quarterly report provides the first look at WRLD's financial performance for fiscal 2027, including an increase in total revenues year-over-year.
The 1 Wall Street analysts covering World Acceptance Corp. have a median 12-month price target of $210, with estimates ranging from $210 to $210. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 1 analysts covering World Acceptance Corp., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks World Acceptance Corp. 72 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 15 Aug 2026, World Acceptance Corp. ranks 72 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (81 of 100).
No one can know that. What the data says: the median 12-month target from 1 analysts implies +7.8% from the last close, and Ticker Nerd's factor model ranks World Acceptance Corp. 72 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering World Acceptance Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for WRLD are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $210 to $210 over the next 12 months.
World Acceptance Corp. returned +14.1% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
World Acceptance Corporation is a consumer finance company specializing in providing personal installment loan solutions and related financial services within the United States. Its primary function is to serve individuals who have limited access to traditional sources of consumer credit such as banks, credit unions, and major credit card issuers.
The most recent item we track (The Motley Fool, 24 July 2026): "Why World Acceptance Stock Soared Today". World Acceptance stock soared after the company beat the average analyst estimate for adjusted net income, driven by refinancing activity during the quarter.
World Acceptance Corporation is a consumer finance company specializing in providing personal installment loan solutions and related financial services within the United States. Its primary function is to serve individuals who have limited access to traditional sources of consumer credit such as banks, credit unions, and major credit card issuers. The company offers a range of loan types, including short-term small installment loans and medium-term larger installment loans, and augments these core products with credit-related insurance, personal tax preparation, and automobile club memberships in select regions. Operating more than 1,000 local branches across 16 states, World Acceptance Corporation focuses on community-based lending and consumer support, positioning itself as a lifeline for underserved segments of the population who require flexible and accessible financing options. Through these operations, the firm plays a significant role in the U.S. consumer lending sector, contributing to financial inclusion and meeting the needs of individuals outside mainstream banking channels. Established in 1962 and headquartered in Greenville, South Carolina, the company has maintained a people-centric approach throughout its decades-long history.
CEO Mr. Ravin Chad Prashad · 2,907 employees · United States · https://www.loansbyworld.com