WRLDFinancial Services · Credit ServicesThe 1 Wall Street analysts covering World Acceptance Corp. hold a median 12-month price target of $180 — +11.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 90 of 100 as at 4 Nov 2026 — among the strongest tenth. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores World Acceptance Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (97): The share count has been shrinking and the company is not leaning on new borrowing.
Accruals (43): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on WRLD, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +11.7% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 23 Oct 2023 | BMO Capital | Maintains | Underperform | $58 → $56 |
| 23 Oct 2023 | BMO Capital | Maintains | Underperform | — |
| 24 July 2023 | BMO Capital | Maintains | Underperform | — |
| 19 July 2023 | Stephens & Co. | Reiterates | Underweight | — |
| 27 Jan 2023 | BMO Capital | Maintains | Underperform | — |
| 28 Oct 2022 | Stephens & Co. | Maintains | Underweight | — |
| 28 July 2022 | Stephens & Co. | Maintains | Underweight | — |
| 29 June 2022 | Stephens & Co. | Downgrade | Underweight | — |
| 22 July 2021 | Stephens & Co. | Upgrade | Equal-Weight | — |
| 18 Dec 2019 | Janney Capital | Upgrade | Neutral | — |
| 18 Dec 2019 | Janney Montgomery Scott | Upgrade | Neutral | — |
| 25 July 2019 | Janney Capital | Downgrade | Sell | — |
| 25 July 2019 | Janney Montgomery Scott | Downgrade | Sell | — |
| 5 Nov 2018 | BMO Capital | Maintains | Underperform | — |
| 27 July 2018 | BMO Capital | Maintains | Underperform | — |
| 23 July 2018 | BMO Capital | Maintains | Underperform | — |
| 10 Jan 2017 | Jefferies | Downgrade | Underperform | — |
| 18 Nov 2016 | BMO Capital | Downgrade | Underperform | — |
| 9 Nov 2016 | Stephens & Co. | Upgrade | Equal-Weight | — |
| 1 Nov 2016 | Stephens & Co. | Initiates | Underweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
WRLD appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, World Acceptance Corp. returned +22.1% against +14.8% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 43% of US stocks
Cheaper than 62% of US stocks
Cheaper than 40% of US stocks
Cheaper than 32% of US stocks
Higher than 36% of US stocks
Higher than 41% of US stocks
Higher than 75% of US stocks
Higher than 66% of US stocks
Higher than 72% of US stocks
Higher than 83% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
World Acceptance Corp. has a market value of $771.0M and an enterprise value of $1.4B.
Revenue in the twelve months to 30 June 2026: $540.7M. The latest quarter grew 3.5% year on year.
Net income over the same four quarters: $39.3M, a 7.3% net margin.
Diluted earnings per share, trailing twelve months: $8.44.
Free cash flow in the twelve months to 30 June 2026: $260.3M.
World Acceptance Corp. spent $121.6M on share buybacks in the twelve months to 30 June 2026.
Trailing P/E: 16.4×; forward P/E: 11.0× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
World Acceptance Corp. employs 2,907 people — $186K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own World Acceptance Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
The Motley Fool highlighted World Acceptance’s second-quarter adjusted earnings of $1.92 per share and a decline in front-end delinquency from 20% to 18.9%.
Why it matters — These results give WRLD watchers updates on quarterly earnings and front-end delinquency.
World Acceptance reported strong second-quarter earnings, beating estimates by $1.14, alongside improved delinquency rates and conservative underwriting. Tighter lending standards coincided with an 18% decline in new customer originations and a 5% reduction in total customer count; reserves were 9% of loans.
Why it matters — WRLD watchers may note the combination of resilient credit performance and stronger reserves with reduced customer originations and count.
Seeking Alpha published a transcript of World Acceptance Corporation’s Q2 2027 earnings call.
Why it matters — The transcript may provide WRLD watchers with management’s discussion of the company’s quarterly results and outlook.
World Acceptance reported adjusted earnings per share of $1.92 for fiscal 2027 second-quarter results. Revenue growth and lower provisioning expense supported results, while credit quality continued to improve.
Why it matters — The update highlights earnings drivers and improving credit quality that WRLD watchers may track.
World Acceptance Corporation reported fiscal 2027 second-quarter net income of $8.8 million, or $1.92 per diluted share. Revenue rose $4.4 million, or 3.2%, to $139.2 million compared with the same quarter of the prior fiscal year.
Why it matters — The results provide WRLD watchers with an update on the company’s quarterly earnings and revenue compared with the prior-year quarter.
The 1 Wall Street analysts covering World Acceptance Corp. have a median 12-month price target of $180, with estimates ranging from $180 to $180. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 1 analysts covering World Acceptance Corp., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks World Acceptance Corp. 90 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 4 Nov 2026, World Acceptance Corp. ranks 90 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (97 of 100).
No one can know that. What the data says: the median 12-month target from 1 analysts implies +11.7% from the last close, and Ticker Nerd's factor model ranks World Acceptance Corp. 90 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering World Acceptance Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for WRLD are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $180 to $180 over the next 12 months.
World Acceptance Corp. returned +22.1% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
World Acceptance Corporation is a consumer finance company that provides personal installment loan solutions, serving individuals with limited access to traditional credit sources. The company offers short-term small installment loans, medium-term larger installment loans, and related credit insurance products, along with ancillary services such as automobile club memberships.
The most recent item we track (The Motley Fool, 3 Nov 2026): "World Acceptance: 3 Key Takeaways for Long-Term Investors". The Motley Fool highlighted World Acceptance’s second-quarter adjusted earnings of $1.92 per share and a decline in front-end delinquency from 20% to 18.9%.
World Acceptance Corporation is a consumer finance company that provides personal installment loan solutions, serving individuals with limited access to traditional credit sources. The company offers short-term small installment loans, medium-term larger installment loans, and related credit insurance products, along with ancillary services such as automobile club memberships. It also provides personal tax preparation and electronic filing services, supporting customers through both lending and seasonal tax-related needs. In addition, World Acceptance Corporation markets software and related services through its subsidiary ParaData Financial Systems. The company focuses on community-based lending and operates through a branch network across multiple U.S. states, making it an established participant in the specialty consumer lending market.
CEO Mr. John L. Calmes Jr. · 2,907 employees · United States · https://www.loansbyworld.com
