NAVIFinancial Services · Credit ServicesThe 7 Wall Street analysts covering Navient Corp. hold a median 12-month price target of $8.5 — -8.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 89 of 100 as at 14 Oct 2026 — inside the top quartile. The factors read stronger than the Street's target implies. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Navient Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (99): The share count has been shrinking and the company is not leaning on new borrowing.
Momentum (39): The shares have been drifting down relative to others.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on NAVI, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits −8.2% from it.
Of the 20 most recent actions, 1 moved their price target up and 3 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 12 Oct 2026 | JP Morgan | Maintains | Neutral | $8.00 → $8.50 |
| 5 Oct 2026 | Barclays | Maintains | Underweight | $8.00 → $7.00 |
| 13 July 2026 | JP Morgan | Maintains | Neutral | $9.50 → $8.00 |
| 13 July 2026 | JP Morgan | Maintains | Neutral | — |
| 7 July 2026 | TD Cowen | Maintains | Sell | — |
| 7 July 2026 | TD Cowen | Maintains | Sell | $9.00 → $8.50 |
| 30 Apr 2026 | Barclays | Maintains | Underweight | — |
| 30 Apr 2026 | TD Cowen | Maintains | Sell | — |
| 16 Apr 2026 | Morgan Stanley | Maintains | Equal-Weight | — |
| 9 Apr 2026 | JP Morgan | Maintains | Neutral | — |
| 6 Apr 2026 | Barclays | Maintains | Underweight | — |
| 29 Jan 2026 | Deutsche Bank | Maintains | Hold | — |
| 6 Jan 2026 | Barclays | Maintains | Underweight | — |
| 30 Oct 2025 | JP Morgan | Maintains | Neutral | — |
| 7 Oct 2025 | JP Morgan | Maintains | Neutral | — |
| 1 Oct 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 31 July 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 31 July 2025 | Morgan Stanley | Maintains | Equal-Weight | — |
| 11 July 2025 | JP Morgan | Maintains | Neutral | — |
| 9 July 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NAVI appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 14 Oct 2026, Navient Corp. returned −20.5% against +17.5% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 19% of US stocks
Cheaper than 45% of US stocks
Cheaper than 86% of US stocks
Higher than 37% of US stocks
Higher than 80% of US stocks
Higher than 89% of US stocks
Higher than 17% of US stocks
Higher than 42% of US stocks
Higher than 43% of US stocks
Higher than 95% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Navient Corp. has a market value of $868.4M and an enterprise value of $44.5B.
Revenue in the twelve months to 30 June 2026: $600.0M. The latest quarter grew 4.2% year on year.
Net income over the same four quarters: −$49.0M, a −8.2% net margin.
Diluted earnings per share, trailing twelve months: $−0.50.
Free cash flow in the twelve months to 30 June 2026: $340.0M.
Navient Corp. spent $78.0M on share buybacks and $61.0M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 40.3×; forward P/E: 9.4× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 6.91%, paying out 200% of earnings.
Navient Corp. employs 670 people — $896K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Navient Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research listed Navient (NAVI), along with DEC and CVX, among its Zacks Rank #1 (Strong Buy) income stocks on October 13, 2026.
Why it matters — The listing identifies NAVI as one of the income stocks included in Zacks’ top-ranked group on that date.
Navient announced that it will host an audio webcast to review its third-quarter 2026 results on November 4, 2026, at 5:00 p.m. Eastern Time.
Why it matters — NAVi watchers can note the scheduled date and time for the company's third-quarter results review.
Navient Corp. has appointed Diane Offereins, an executive with over 35 years of experience in financial services, to its board of directors effective September 24, 2026.
Why it matters — The addition of a highly experienced financial-services executive to the board could bring valuable industry expertise to Navient's governance and strategic oversight.
Navient announced the successful closing of its $612.5 million Navient Private Education Loan Trust (NAVSL) 2026-A securitization, its fourth student loan securitization of the year. The transaction is Navient's first securitization structured to support investment by investors subject to EU and UK securitization regulations.
Why it matters — The closing marks Navient's fourth securitization this year and expands its investor base by being the first deal structured for compliance with EU and UK securitization regulatory frameworks.
The article discusses whether Navient's leaner cost structure and reduction of legacy assets could help set the stage for stronger profitability, framing the topic as an open question for investor consideration.
Why it matters — A Navient watcher would care because cost cutting and legacy-asset reduction directly shape the company's path toward improved profitability.
The 7 Wall Street analysts covering Navient Corp. have a median 12-month price target of $8.5, with estimates ranging from $7 to $13. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 7 analysts covering Navient Corp., 1 rate it a Buy, 3 a Hold and 3 a Sell. Ticker Nerd's systematic factor model ranks Navient Corp. 89 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 14 Oct 2026, Navient Corp. ranks 89 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (99 of 100).
No one can know that. What the data says: the median 12-month target from 7 analysts implies -8.2% from the last close, and Ticker Nerd's factor model ranks Navient Corp. 89 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Navient Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NAVI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $7 to $13 over the next 12 months.
Navient Corp. returned -20.5% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Navient Corporation is a financial services company focused on education finance and related loan administration. Navient provides technology-enabled solutions for managing private education loans, offering in-school lending, refinancing, and digital financial services through its consumer lending activities.
The most recent item we track (Zacks Investment Research, 13 Oct 2026): "Best Income Stocks to Buy for October 13th". Zacks Investment Research listed Navient (NAVI), along with DEC and CVX, among its Zacks Rank #1 (Strong Buy) income stocks on October 13, 2026.
Navient Corporation is a financial services company focused on education finance and related loan administration. Navient provides technology-enabled solutions for managing private education loans, offering in-school lending, refinancing, and digital financial services through its consumer lending activities. The company also supports education-focused portfolio management and loan servicing functions, helping borrowers and institutions navigate complex repayment and account management processes. In addition to its education finance operations, Navient maintains business processing capabilities that serve clients in healthcare and government markets. Navient Corporation is designed around managing specialized, regulated financial workflows, making it an important participant in the U.S. education lending ecosystem and in outsourced processing services for public and private sector clients.
CEO Mr. Edward John Bramson · 670 employees · United States · https://www.navient.com
