NAVIFinancial Services · Credit ServicesThe 7 Wall Street analysts covering Navient Corp. hold a median 12-month price target of $8.5 — -7.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 68 of 100 as at 15 Aug 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Navient Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (99): The share count has been shrinking and the company is not leaning on new borrowing.
Momentum (16): The shares have been drifting down relative to others.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on NAVI, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits −7.3% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 13 July 2026 | JP Morgan | Maintains | Neutral | $9.50 → $8.00 |
| 7 July 2026 | TD Cowen | Maintains | Sell | $9.00 → $8.50 |
| 30 Apr 2026 | Barclays | Maintains | Underweight | — |
| 30 Apr 2026 | TD Cowen | Maintains | Sell | — |
| 16 Apr 2026 | Morgan Stanley | Maintains | Equal-Weight | — |
| 9 Apr 2026 | JP Morgan | Maintains | Neutral | — |
| 6 Apr 2026 | Barclays | Maintains | Underweight | — |
| 29 Jan 2026 | Deutsche Bank | Maintains | Hold | — |
| 6 Jan 2026 | Barclays | Maintains | Underweight | — |
| 30 Oct 2025 | JP Morgan | Maintains | Neutral | — |
| 7 Oct 2025 | JP Morgan | Maintains | Neutral | — |
| 1 Oct 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 31 July 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 31 July 2025 | Morgan Stanley | Maintains | Equal-Weight | — |
| 11 July 2025 | JP Morgan | Maintains | Neutral | — |
| 9 July 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 1 May 2025 | JP Morgan | Maintains | Neutral | — |
| 1 May 2025 | TD Securities | Maintains | Sell | — |
| 21 Apr 2025 | Jefferies | Maintains | Hold | — |
| 8 Apr 2025 | JP Morgan | Maintains | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NAVI appears on the weeks it earns a place.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 20% of US stocks
Cheaper than 47% of US stocks
Cheaper than 87% of US stocks
Higher than 37% of US stocks
Higher than 81% of US stocks
Higher than 89% of US stocks
Higher than 17% of US stocks
Higher than 42% of US stocks
Higher than 43% of US stocks
Higher than 88% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Navient Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Navient's board of directors approved a 2026 third quarter dividend of $0.16 per share on the company's common stock, as announced on Aug. 13, 2026.
Why it matters — This confirms Navient's continued distribution of quarterly cash dividends to its common stockholders.
Navient's Q2 results exceeded EPS estimates, helped by lower expenses and provisions versus the prior year. The stock gained 4.8% even as net interest income and other income declined.
Why it matters — The earnings beat driven by reduced expenses and provisions signals cost-driven profitability gains, a key factor for those tracking NAVI's performance.
Navient Corporation held its Q2 2026 earnings call, and Seeking Alpha published the full transcript of the event. The transcript covers the company's second-quarter 2026 earnings conference call.
Why it matters — The earnings call transcript gives Navient stakeholders direct insight into management's discussion of the company's second-quarter 2026 results and outlook.
Zacks Investment Research highlights Navient's (NAVI) Q2 2026 earnings, noting that the headline numbers may benefit from comparison against Wall Street estimates and year-ago actuals for the quarter ending June 2026.
Why it matters — NAVI watchers would care because the item points to an analysis of whether the company's Q2 results met analyst expectations relative to its prior-year performance.
Navient reported second-quarter earnings of $0.29 per share, surpassing the Zacks Consensus Estimate of $0.19 per share and up from $0.21 per share in the same period a year earlier.
Why it matters — A NAVI watcher would note that the company beat analyst expectations and improved earnings year over year.
The 7 Wall Street analysts covering Navient Corp. have a median 12-month price target of $8.5, with estimates ranging from $8 to $13. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 7 analysts covering Navient Corp., 1 rate it a Buy, 3 a Hold and 3 a Sell. Ticker Nerd's systematic factor model ranks Navient Corp. 68 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 15 Aug 2026, Navient Corp. ranks 68 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (99 of 100).
No one can know that. What the data says: the median 12-month target from 7 analysts implies -7.3% from the last close, and Ticker Nerd's factor model ranks Navient Corp. 68 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Navient Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NAVI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $8 to $13 over the next 12 months.
Navient Corp. returned -25.7% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
Navient Corporation is a prominent asset in the financial services sector, primarily engaged in loan management, servicing, and asset recovery. The company is noted for its extensive involvement in student loans, guiding borrowers through repayment solutions and helping them manage debt efficiently.
The most recent item we track (GlobeNewsWire, 13 Aug 2026): "Navient declares third quarter common stock dividend". Navient's board of directors approved a 2026 third quarter dividend of $0.16 per share on the company's common stock, as announced on Aug. 13, 2026.
Navient Corporation is a prominent asset in the financial services sector, primarily engaged in loan management, servicing, and asset recovery. The company is noted for its extensive involvement in student loans, guiding borrowers through repayment solutions and helping them manage debt efficiently. Beyond its student loan portfolio, Navient diversifies its operations through various asset recovery services, focusing on different types of loan products, including personal and consumer loans. Navient plays a significant role in the financial markets by facilitating access to education financing and supporting the secondary market for student loans, which helps maintain liquidity and stability within the sector. Founded as part of a division of Sallie Mae, Navient emerged in 2014 as an independent entity and has since established itself as a key player in the financial landscape, addressing the needs of millions of borrowers across the United States. Its influence is particularly impactful in sectors linked to higher education and consumer financial services, making it a vital component in the network of companies that support personal financial management.
CEO Mr. Edward John Bramson · 670 employees · United States · https://www.navient.com