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NAVINAVIFinancial Services · Credit Services

NAVI Stock Forecast: Navient Corp. Price Predictions for 2026-2027

Last close, 18 Sept 2026
$9.51
−3.35% on the day

The 7 Wall Street analysts covering Navient Corp. hold a median 12-month price target of $8.5 — -10.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 76 of 100 as at 19 Sept 2026 — inside the top quartile. The factors read stronger than the Street's target implies. That gap is the story on this page.

Market cap
$891.9M
Ticker Nerd rank
76 / 100
Median analyst target
$8.50
Analysts covering
7
Revenue$150.0M−3.8% y/y
Net income$25.0M
Free cash flow$143.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+1.0%
1M
+7.5%
YTD
−22.7%
1Y
−23.7%
From 52W high
−24.4%
From 52W low
+32.6%
$7
$13
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

NAVI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Navient Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 19 Sept 2026
76 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
99
Value
86
Volatility
81
Accruals
75
Revisions
59
Growth
47
Size
46
Quality
43
Momentum
30

Issuance (99): The share count has been shrinking and the company is not leaning on new borrowing.

Momentum (30): The shares have been drifting down relative to others.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

NAVI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on NAVI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$7$8$9$10$11$12$13Oct 25Jan 26Apr 26Jul 26NAVIHigh $13.00Median $8.50Low $8.00

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says7 analysts
1 Buy3 Hold3 Sell
Low $8.00Median $8.50High $13.00

The green dot is the last close — the median target sits −10.6% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
13 July 2026JP MorganMaintainsNeutral$9.50 → $8.00
7 July 2026TD CowenMaintainsSell$9.00 → $8.50
30 Apr 2026BarclaysMaintainsUnderweight—
30 Apr 2026TD CowenMaintainsSell—
16 Apr 2026Morgan StanleyMaintainsEqual-Weight—
9 Apr 2026JP MorganMaintainsNeutral—
6 Apr 2026BarclaysMaintainsUnderweight—
29 Jan 2026Deutsche BankMaintainsHold—
6 Jan 2026BarclaysMaintainsUnderweight—
30 Oct 2025JP MorganMaintainsNeutral—
7 Oct 2025JP MorganMaintainsNeutral—
1 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
31 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
31 July 2025Morgan StanleyMaintainsEqual-Weight—
11 July 2025JP MorganMaintainsNeutral—
9 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
1 May 2025JP MorganMaintainsNeutral—
1 May 2025TD SecuritiesMaintainsSell—
21 Apr 2025JefferiesMaintainsHold—
8 Apr 2025JP MorganMaintainsNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NAVI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

NAVI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 18 Sept 2026, Navient Corp. returned −23.7% against +16.3% for the S&P 500, dividends included.

NAVI vs S&P 500, last 12 monthsTotal return, rebased to 100
60708090100110120Oct 25Jan 26Apr 26Jul 26NAVIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

NAVI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+6.3%
Analysts raising
3
Analysts cutting
3
Fundamentals

Navient Corp. (NAVI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
40.3×

Cheaper than 18% of US stocks

Price / sales
2.7×

Cheaper than 45% of US stocks

Price / book
0.4×

Cheaper than 87% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
4.2%

Higher than 36% of US stocks

Earnings growth (YoY)
78.6%

Higher than 81% of US stocks

Gross margin
—
Operating margin
33.9%

Higher than 89% of US stocks

Net margin
−14.7%

Higher than 17% of US stocks

Returns & dividend
Return on equity
−2.0%

Higher than 42% of US stocks

Return on assets
−0.1%

Higher than 43% of US stocks

Dividend yield
6.7%

Higher than 87% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Navient Corp. (NAVI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Navient Corp. has a market value of $891.9M and an enterprise value of $44.6B.

  • Revenue in the twelve months to 30 June 2026: $600.0M. The latest quarter grew 4.2% year on year.

  • Net income over the same four quarters: −$49.0M, a −8.2% net margin.

  • Diluted earnings per share, trailing twelve months: $−0.50.

  • Free cash flow in the twelve months to 30 June 2026: $340.0M.

  • Navient Corp. spent $78.0M on share buybacks and $61.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 93.8M.

  • Trailing P/E: 40.3×; forward P/E: 9.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 6.73%, paying out 200% of earnings.

  • Navient Corp. employs 670 people — $896K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 18 Sept 2026

Data provided by Twelve Data

Peers

NAVI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
NAVINavient Corp.$891.9M
76
WRLDWorld Acceptance Corp.$845.2M
72
PRAAPRA Group, Inc.$807.5M
83
GDOTGreen Dot Corp.$731.6M
53
JCAPJefferson Capital, Inc.$1.2B
65
ATLCAtlanticus Holdings Corp.$1.4B
71
OPFIOppFi, Inc.$557.6M
72

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Navient Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest NAVI news & analysis

Navient Completes $612.5 Million Securitization Backed by Private Education Loans

GlobeNewsWire · 18 Sept 2026positive

Navient announced the successful closing of its $612.5 million Navient Private Education Loan Trust (NAVSL) 2026-A securitization, its fourth student loan securitization of the year. The transaction is Navient's first securitization structured to support investment by investors subject to EU and UK securitization regulations.

Why it matters — The closing marks Navient's fourth securitization this year and expands its investor base by being the first deal structured for compliance with EU and UK securitization regulatory frameworks.

Can Navient's Cost-Cutting Strategy Set the Stage for Profitability?

Zacks Investment Research · 19 Aug 2026neutral

The article discusses whether Navient's leaner cost structure and reduction of legacy assets could help set the stage for stronger profitability, framing the topic as an open question for investor consideration.

Why it matters — A Navient watcher would care because cost cutting and legacy-asset reduction directly shape the company's path toward improved profitability.

Navient declares third quarter common stock dividend

GlobeNewsWire · 13 Aug 2026neutral

Navient's board of directors approved a 2026 third quarter dividend of $0.16 per share on the company's common stock, as announced on Aug. 13, 2026.

Why it matters — This confirms Navient's continued distribution of quarterly cash dividends to its common stockholders.

Navient Stock Up on Q2 Earnings Beat, Expenses & Provisions Fall Y/Y

Zacks Investment Research · 7 Aug 2026positive

Navient's Q2 results exceeded EPS estimates, helped by lower expenses and provisions versus the prior year. The stock gained 4.8% even as net interest income and other income declined.

Why it matters — The earnings beat driven by reduced expenses and provisions signals cost-driven profitability gains, a key factor for those tracking NAVI's performance.

Navient Corporation (NAVI) Q2 2026 Earnings Call Transcript

Seeking Alpha · 7 Aug 2026neutral

Navient Corporation held its Q2 2026 earnings call, and Seeking Alpha published the full transcript of the event. The transcript covers the company's second-quarter 2026 earnings conference call.

Why it matters — The earnings call transcript gives Navient stakeholders direct insight into management's discussion of the company's second-quarter 2026 results and outlook.

FAQ

Frequently asked questions about NAVI stock

What is the NAVI stock price forecast for 2026-2027?

The 7 Wall Street analysts covering Navient Corp. have a median 12-month price target of $8.5, with estimates ranging from $8 to $13. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is NAVI stock a buy right now?

Of the 7 analysts covering Navient Corp., 1 rate it a Buy, 3 a Hold and 3 a Sell. Ticker Nerd's systematic factor model ranks Navient Corp. 76 out of 100 across roughly 4,600 US stocks as at 19 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank NAVI?

As at 19 Sept 2026, Navient Corp. ranks 76 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (99 of 100).

Will NAVI stock go up?

No one can know that. What the data says: the median 12-month target from 7 analysts implies -10.6% from the last close, and Ticker Nerd's factor model ranks Navient Corp. 76 out of 100 as at 19 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the NAVI stock forecast for 2030?

No analyst covering Navient Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NAVI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $8 to $13 over the next 12 months.

How has NAVI stock performed over the past year?

Navient Corp. returned -23.7% over the 12 months to 18 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Navient Corp. do?

Navient Corporation is a financial services company focused on education finance and related loan administration. Navient provides technology-enabled solutions for managing private education loans, offering in-school lending, refinancing, and digital financial services through its consumer lending activities.

What is the latest news on NAVI?

The most recent item we track (GlobeNewsWire, 18 Sept 2026): "Navient Completes $612.5 Million Securitization Backed by Private Education Loans". Navient announced the successful closing of its $612.5 million Navient Private Education Loan Trust (NAVSL) 2026-A securitization, its fourth student loan securitization of the year. The transaction is Navient's first securitization structured to support investment by investors subject to EU and UK securitization regulations.

Company

About Navient Corp.

Navient Corporation is a financial services company focused on education finance and related loan administration. Navient provides technology-enabled solutions for managing private education loans, offering in-school lending, refinancing, and digital financial services through its consumer lending activities. The company also supports education-focused portfolio management and loan servicing functions, helping borrowers and institutions navigate complex repayment and account management processes. In addition to its education finance operations, Navient maintains business processing capabilities that serve clients in healthcare and government markets. Navient Corporation is designed around managing specialized, regulated financial workflows, making it an important participant in the U.S. education lending ecosystem and in outsourced processing services for public and private sector clients.

CEO Mr. Edward John Bramson · 670 employees · United States · https://www.navient.com