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NAVI Stock Forecast 2026-2027
$8.67
Current Price
$796.09M
Market Cap
Buy 1
Hold 4
Sell 3
Wall St Analyst Ratings
Distance to NAVI Price Targets
+49.9%
To High Target of $13.00
+3.8%
To Median Target of $9.00
-7.7%
To Low Target of $8.00
NAVI Price Momentum
+5.2%
1 Week Change
+8.8%
1 Month Change
-39.7%
1 Year Change
-33.3%
Year-to-Date Change
-42.0%
From 52W High of $14.94
+18.3%
From 52W Low of $7.33
📊 TOP ANALYST CALLS
Did NAVI Make This Month's Elite Buy List?
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Latest NAVI Stock Price Targets & Analyst Predictions
Based on our analysis of 3 Wall Street analysts, NAVI has a neutral consensus with a median price target of $9.00 (ranging from $8.00 to $13.00). The overall analyst rating is Hold (5.5/10). Currently trading at $8.67, the median forecast implies a 3.8% upside. This outlook is supported by 1 Buy, 4 Hold, and 3 Sell ratings.
Conversely, the most conservative target is provided by Richard Shane at JP Morgan, suggesting a 7.7% downside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
NAVI Analyst Ratings
1
Buy
4
Hold
3
Sell
NAVI Price Target Range
Low
$8.00
Average
$9.00
High
$13.00
Current: $8.67
Latest NAVI Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for NAVI.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jul 13, 2026 | JP Morgan | Richard Shane | Neutral | Maintains | $8.00 |
| Jul 7, 2026 | TD Cowen | Moshe Orenbuch | Sell | Maintains | $8.50 |
| Apr 30, 2026 | TD Cowen | Sell | Maintains | $N/A | |
| Apr 30, 2026 | Barclays | Underweight | Maintains | $N/A | |
| Apr 16, 2026 | Morgan Stanley | Equal-Weight | Maintains | $N/A | |
| Apr 9, 2026 | JP Morgan | Neutral | Maintains | $N/A | |
| Apr 6, 2026 | Barclays | Underweight | Maintains | $N/A | |
| Jan 29, 2026 | Deutsche Bank | Hold | Maintains | $N/A | |
| Jan 6, 2026 | Barclays | Underweight | Maintains | $N/A | |
| Oct 30, 2025 | JP Morgan | Neutral | Maintains | $N/A | |
| Oct 7, 2025 | JP Morgan | Neutral | Maintains | $N/A | |
| Oct 1, 2025 | Keefe, Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Jul 31, 2025 | Morgan Stanley | Equal-Weight | Maintains | $N/A | |
| Jul 31, 2025 | Keefe, Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Jul 11, 2025 | JP Morgan | Neutral | Maintains | $N/A | |
| Jul 9, 2025 | Keefe, Bruyette & Woods | Market Perform | Maintains | $N/A | |
| May 1, 2025 | JP Morgan | Neutral | Maintains | $N/A | |
| May 1, 2025 | TD Securities | Sell | Maintains | $N/A | |
| Apr 21, 2025 | Jefferies | Hold | Maintains | $N/A | |
| Apr 8, 2025 | JP Morgan | Neutral | Maintains | $N/A |
Navient Corporation (NAVI) Competitors
The following stocks are similar to Navient based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Navient Corporation (NAVI) Financial Data
Navient Corporation has a market capitalization of $796.09M with a P/E ratio of 40.3x. The company generates $329.00M in trailing twelve-month revenue with a -18.5% profit margin.
Revenue growth is -0.8% quarter-over-quarter, while maintaining an operating margin of +25.6% and return on equity of -2.5%.
Valuation Metrics
Market Cap
$796.09M
Enterprise Value
$45.32B
P/E Ratio
40.3x
PEG Ratio
0.0x
Price/Sales
2.4x
Growth & Margins
Revenue Growth (YoY)
-0.8%
Gross Margin
N/A
Operating Margin
+25.6%
Net Margin
-18.5%
EPS Growth
-2.6%
Financial Health
Cash/Price Ratio
+80.6%
Current Ratio
7.9x
Debt/Equity
1,900.0x
ROE
-2.5%
ROA
-0.1%
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Navient Corporation (NAVI) Business Model
About Navient Corporation
What They Do
Provides loan management and asset recovery services.
Business Model
The company earns revenue primarily through loan servicing, which includes managing repayments and providing solutions for borrowers, particularly in the student loan sector. Additionally, Navient generates income from its asset recovery services across various loan products, including personal and consumer loans.
Additional Information
Founded in 2014 as an independent entity from Sallie Mae, Navient plays a crucial role in the financial markets by enhancing access to education financing and supporting the secondary market for student loans. Its operations significantly impact both higher education and consumer financial services, catering to millions of borrowers in the United States.
Company Information
Sector
Financial Services
Industry
Credit Services
Employees
2,100
CEO
Mr. David L. Yowan
Country
United States
IPO Year
2014
Website
www.navient.comNavient Corporation (NAVI) Latest News & Analysis
Latest News
Quick Summary
Navient (Nasdaq: NAVI) will hold an audio webcast on August 6, 2026, at 5:00 p.m. ET to discuss its Q2 2026 financial results.
Why It Matters
Navient's upcoming earnings call may reveal key financial performance metrics, impacting stock valuation and investor sentiment regarding its future prospects.
Source: GlobeNewsWire
Market Sentiment:
Neutral
20 growth stocks priced as value stocks
1 month ago
Quick Summary
A screen of U.S. stocks shows 20 companies with low valuations and high projected revenue growth through 2028, including eight in financial services, five in healthcare, and four in IT.
Why It Matters
Low valuations combined with high growth projections suggest potential for significant returns, attracting investor interest in these sectors, particularly financials, healthcare, and tech.
Source: Market Watch
Market Sentiment:
Positive
Quick Summary
Investors should monitor NAVI stock due to recent activity in the options market.
Why It Matters
Increased options activity can signal changes in investor sentiment or expectations for NAVI stock, impacting its price and volatility.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Quick Summary
Navient (NAVI) reported earnings 30 days ago; investors should monitor upcoming developments for potential impacts on the stock.
Why It Matters
Navient's recent earnings report may signal future performance trends, impacting stock valuation and investor sentiment. Monitoring upcoming developments is crucial for strategic decisions.
Source: Zacks Investment Research
Market Sentiment:
Negative
Quick Summary
NAVI is implementing a turnaround plan by cutting costs and streamlining operations, though it faces risks from weak revenue growth and high leverage.
Why It Matters
NAVI's cost-cutting and operational streamlining may improve efficiency, but ongoing weak revenue growth and high leverage could threaten financial stability and future profitability.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Quick Summary
Navient's board approved a Q2 2026 dividend of $0.16 per share on common stock, as announced on May 21, 2026.
Why It Matters
Navient's dividend announcement signals financial stability and potential returns for shareholders, indicating confidence in ongoing profitability and cash flow.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Frequently Asked Questions About NAVI Stock
What is Navient Corporation's (NAVI) stock forecast for 2027?
Based on our analysis of 3 Wall Street analysts, Navient Corporation (NAVI) has a median price target of $9.00. The highest price target is $13.00 and the lowest is $8.00.
Is NAVI stock a good investment in 2027?
According to current analyst ratings, NAVI has 1 Buy ratings, 4 Hold ratings, and 3 Sell ratings. The stock is currently trading at $8.67. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for NAVI stock?
Wall Street analysts predict NAVI stock could reach $9.00 in the next 12 months. This represents a 3.8% increase from the current price of $8.67. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Navient Corporation's business model?
The company earns revenue primarily through loan servicing, which includes managing repayments and providing solutions for borrowers, particularly in the student loan sector. Additionally, Navient generates income from its asset recovery services across various loan products, including personal and consumer loans.
What is the highest forecasted price for NAVI Navient Corporation?
The highest price target for NAVI is $13.00 from at , which represents a 49.9% increase from the current price of $8.67.
What is the lowest forecasted price for NAVI Navient Corporation?
The lowest price target for NAVI is $8.00 from Richard Shane at JP Morgan, which represents a -7.7% decrease from the current price of $8.67.
What is the overall NAVI consensus from analysts for Navient Corporation?
The overall analyst consensus for NAVI is neutral. Out of 3 Wall Street analysts, 1 rate it as Buy, 4 as Hold, and 3 as Sell, with a median price target of $9.00.
How accurate are NAVI stock price projections?
Stock price projections, including those for Navient Corporation, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: July 17, 2026 2:55 AM UTC