FOAFinancial Services · Credit ServicesThe 3 Wall Street analysts covering Finance of America Cos., Inc. hold a median 12-month price target of $31 — +157.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 19 of 100 as at 3 Nov 2026 — in the weakest quartile. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Finance of America Cos., Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Value (69): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.
Accruals (14): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on FOA, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +157.9% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 5 Aug 2026 | B. Riley Securities | Reiterates | Buy | $25 → $32 |
| 2 Apr 2026 | B. Riley Securities | Initiates | Buy | $23 |
| 2 Apr 2026 | B. Riley Securities | Initiates | Buy | — |
| 26 Nov 2025 | UBS | Maintains | Neutral | — |
| 15 July 2025 | UBS | Maintains | Neutral | — |
| 16 Apr 2025 | UBS | Maintains | Neutral | — |
| 25 Mar 2025 | Raymond James | Maintains | Outperform | — |
| 20 Nov 2024 | UBS | Downgrade | Neutral | — |
| 5 Sept 2024 | UBS | Maintains | Buy | — |
| 6 Dec 2023 | UBS | Initiates | Buy | — |
| 17 Nov 2023 | Raymond James | Maintains | Outperform | — |
| 30 Aug 2023 | Raymond James | Maintains | Outperform | — |
| 16 Dec 2022 | Morgan Stanley | Maintains | Equal-Weight | — |
| 21 Nov 2022 | Credit Suisse | Maintains | Outperform | — |
| 11 Nov 2022 | Raymond James | Downgrade | Outperform | — |
| 4 Oct 2022 | Goldman Sachs | Maintains | Neutral | — |
| 15 Aug 2022 | Morgan Stanley | Maintains | Equal-Weight | — |
| 8 Aug 2022 | Raymond James | Maintains | Strong Buy | — |
| 12 May 2022 | Goldman Sachs | Maintains | Neutral | — |
| 11 May 2022 | Raymond James | Maintains | Strong Buy | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
FOA appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, Finance of America Cos., Inc. returned −45.2% against +14.8% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 59% of US stocks
Cheaper than 79% of US stocks
Cheaper than 87% of US stocks
Higher than 4% of US stocks
Higher than 3% of US stocks
Higher than 15% of US stocks
Higher than 30% of US stocks
Higher than 36% of US stocks
Higher than 43% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Finance of America Cos., Inc. has a market value of $189.5M and an enterprise value of $12.1B.
Revenue in the twelve months to 30 June 2026: $239.7M. The latest quarter shrank 64.8% year on year.
Net income over the same four quarters: −$45.5M, a −19.0% net margin.
Diluted earnings per share, trailing twelve months: $−3.01.
Free cash flow in the twelve months to 30 June 2026: −$555.3M.
Trailing P/E: 9.7×; forward P/E: 2.1× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
Finance of America Cos., Inc. employs 782 people — $307K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Finance of America Cos., Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Finance of America Companies reported higher third-quarter funded volume and improved retail productivity. Rising interest rates pressured revenue margins and contributed to a GAAP pre-tax loss, largely due to non-cash fair-value changes.
Why it matters — FOA watchers may note the contrast between stronger volume and retail productivity and margin pressure and the reported pre-tax loss.
Seeking Alpha published a transcript of Finance of America Companies Inc. (FOA)’s Q3 2026 earnings call. The excerpt provides no details about the call’s results or discussion.
Why it matters — FOA watchers can use the transcript to review the company’s Q3 2026 earnings-call discussion, though no specific takeaways are included in the provided text.
Finance of America Companies Inc. reported quarterly earnings of $0.28 per share, below the Zacks Consensus Estimate of $1.26. Earnings were $1.33 per share in the year-ago quarter.
Why it matters — FOA watchers may note the earnings miss and the decline from the prior-year quarter.
Finance of America reported third-quarter 2026 results, with funded volume of $748 million, up 24% year over year. Year-to-date funded volume rose 17% to $2,074 million, and the excerpt also reports a basic loss per share of $5.24.
Why it matters — The report provides FOA watchers with updated funded-volume growth and a per-share loss figure for the quarter.
Zacks Investment Research says Finance of America Companies (FOA) lacks the two key ingredients associated with a likely earnings beat in its upcoming report. The headline indicates analysts estimate a decline in earnings.
Why it matters — FOA watchers may note the report’s expectations for declining earnings ahead of the company’s upcoming results.
The 3 Wall Street analysts covering Finance of America Cos., Inc. have a median 12-month price target of $31, with estimates ranging from $30 to $32. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 3 analysts covering Finance of America Cos., Inc., 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Finance of America Cos., Inc. 19 out of 100 across roughly 4,600 US stocks as at 3 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 3 Nov 2026, Finance of America Cos., Inc. ranks 19 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (69 of 100).
No one can know that. What the data says: the median 12-month target from 3 analysts implies +157.9% from the last close, and Ticker Nerd's factor model ranks Finance of America Cos., Inc. 19 out of 100 as at 3 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Finance of America Cos., Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FOA are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $30 to $32 over the next 12 months.
Finance of America Cos., Inc. returned -45.2% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Finance of America Companies Inc. Class A Common Stock represents the publicly traded equity of Finance of America Companies Inc., a financial services holding company focused on home equity-based financing solutions for retirement.
The most recent item we track (MarketBeat, 4 Nov 2026): "What Finance of America Companies (FOA) Said on Its Q3 Earnings Call". Finance of America Companies reported higher third-quarter funded volume and improved retail productivity. Rising interest rates pressured revenue margins and contributed to a GAAP pre-tax loss, largely due to non-cash fair-value changes.
Finance of America Companies Inc. Class A Common Stock represents the publicly traded equity of Finance of America Companies Inc., a financial services holding company focused on home equity-based financing solutions for retirement. Through its subsidiaries, the company offers home equity conversion and non-agency reverse mortgage loans, along with related services such as loan securitization, loan sales, risk management, servicing oversight, and asset management. Its operations are organized around Retirement Solutions and Portfolio Management, supporting borrowers seeking access to home equity and investors involved in mortgage-related assets. Headquartered in Plano, Texas, Finance of America serves the U.S. residential lending market with a vertically integrated platform that connects borrowers, funding channels, and portfolio activities across its core businesses.
CEO Mr. Graham A. Fleming · 782 employees · United States · https://www.financeofamerica.com
